Пікірлер
@RuthBaker-s5t
@RuthBaker-s5t 6 сағат бұрын
I really appreciate your efforts! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (mistake turkey blossom warfare blade until bachelor fall squeeze today flee guitar). How can I transfer them to Binance?
@CanadianRealEstateChannel
@CanadianRealEstateChannel 18 сағат бұрын
Super insightful video!
@kylefordinvest
@kylefordinvest 18 сағат бұрын
🙌🙌
@TheYourLifeYourTermsShow
@TheYourLifeYourTermsShow Күн бұрын
🙌🙌
@rockstarinnercircle
@rockstarinnercircle Күн бұрын
Thanks for this Ralph!! It was a great conversation! 😎
@Ralph_Fox
@Ralph_Fox Күн бұрын
It was fun and great having you!
@DrDrae81
@DrDrae81 Күн бұрын
Why would you compare an asset with actual fundamentals (real estate) against a speculative asset with no real fundamentals (bitcoin)?? You should have looked at Toronto housing vs the S&P 500. Stocks beat housing by a wide margin of course, but at least that’s a more reasonable comparison.
@TheChabagrou1
@TheChabagrou1 7 күн бұрын
These RE agents are funny. They still want you to believe this market is bullish and opportunities can be on the table. RE shouldn’t be a speculative asset in the first place!! And now a real correction is coming so let’s watch these goons and laugh together
@mikethomas6715
@mikethomas6715 7 күн бұрын
I don't think any party or politician can stop the real estate inflation in 2029. It could even start in 2028.
@Ralph_Fox
@Ralph_Fox 2 күн бұрын
I agree! Thanks for watching!
@ahmedelalfy3107
@ahmedelalfy3107 7 күн бұрын
You guys are the only optimists in the GTA. Everybody else is just doom and gloom !!!
@siddiqze
@siddiqze 7 күн бұрын
I think optimism is very important. As humans, we should work hard and hope for the best. I think one should start their investment journey at some point. Whining about how awesome RE was 20,30,40 years is not going to help as we are also part of making history that our children or grandchildren may speak about. Best is to control the controllable i.e. personal development and not worry about things beyond one’s control or domain.
@Ralph_Fox
@Ralph_Fox 2 күн бұрын
Thank you, we try to be a balanced as possible... on the short terms its going to be a bumpy ride for sure... but we still very optimistic on the longterm potential of both Toronto and Canada... however, I do think a change in leadership at the federal level would be a much needed step in the right direction... Thanks for tuning in!
@Ralph_Fox
@Ralph_Fox 2 күн бұрын
@@siddiqze Yes, optimism is super important and is a shared trait of most successful people.... Thanks for watching!
@ahmedelalfy3107
@ahmedelalfy3107 Күн бұрын
@ agree with all three elements in your comment, cheers
@Ralph_Fox
@Ralph_Fox 23 сағат бұрын
@@ahmedelalfy3107 🙏
@annehermary4826
@annehermary4826 7 күн бұрын
Great content! You guys are right in target with your points.
@Ralph_Fox
@Ralph_Fox 2 күн бұрын
Thank you for watching !
@Michaelme-de8zz
@Michaelme-de8zz 7 күн бұрын
GTA Real Estate is headed into a decade long valuation correction.... Full Stop. There is very simply insufficient 'gdi'(income) derivable from Canada's barely $2.1T gdp to service/maintain the payments on the now combined $3T Mortgage/Consumer DEBT assuming ANY BoC rate maintained positive above the real zero bound cpi inflation against resurgent then "debasement" based Debt expansion. GTA Real Estate is correcting/crashing.... to believe otherwise is akin to catching a falling knife !
@Ralph_Fox
@Ralph_Fox 2 күн бұрын
Thanks so much for commenting.. Ive been hearing about the correction that never happens for several decades now... It will be interesting to see how things play out.. I personally don't see it happening but I do believe continued debasement based debt expansion to expedite and hard assets to continue to appreciate and out preform in the face of increasingly hyper central bank debasement... Thanks again for sharing your thoughts and tuning in!
@muddyhumber
@muddyhumber 7 күн бұрын
Appreciate the big picture discussion here (as well as other podcasts dealing with more granular information). Couple of questions related to this podcast: If not taxes and/or development charges, how does infrastructure (capital expenditures) and services (from garbage collection to social services) get funded? If Canadians are not reproducing themselves (1.48 fertility rate) who will fund CPP and OAS? Maybe you are advocating for a reduction or elimination of these two social nets - ? Hoping for a reasonable discussion but may be optimistic on social media. Maybe your channel will support this. Thanks.
@Ralph_Fox
@Ralph_Fox 2 күн бұрын
Thank you for watching and commenting. This could be a great topic for an upcoming discussion!
@rosamatos8294
@rosamatos8294 7 күн бұрын
I am selling all my real estate in Toronto because of the communist Olivia Chow.
@DrDrae81
@DrDrae81 7 күн бұрын
I honestly cant comprehend how “investors” can hold a losing position in Toronto condos, when the S&P 500 is literally minting wealth year after year for basically no cost. My landlord has allowed me to become a millionaire. Unbelievable!
@diesellove
@diesellove 8 күн бұрын
❤😍😍
@ahmedelalfy3107
@ahmedelalfy3107 14 күн бұрын
The dystopian picture that nobody is thinking is the collapse of the country as an immigration magnet, nobody wants to live here anymore, people are leaving in droves, rapid depopulation and massive asset deflation
@alexhakimi7642
@alexhakimi7642 20 күн бұрын
Rate cuts and Conservative government will help the market, it is gona be a better year for sellers. However condo market continues to be challenging!
@Ralph_Fox
@Ralph_Fox 18 күн бұрын
Agreed! Thanks so much for watching and commenting.
@Mkatarynych
@Mkatarynych 20 күн бұрын
I don’t think there is surge pricing on UP express !
@Paul-qg3iw
@Paul-qg3iw 21 күн бұрын
My take - Detached and Semis will be just fine - with modest capital growth. Townhouses will be ok, maybe up a little. Condos down by 5%. (Predictions from London Eng;)
@Ralph_Fox
@Ralph_Fox 18 күн бұрын
Sounds Reasonable and very possible. Thanks so much for tuning in!
@Relaxlifeisshort2
@Relaxlifeisshort2 21 күн бұрын
All points exactly People see short term thinkimg they dont see long term and this is the issue Single family home will boom more t he n 10 percent. They are not making those near enough Oh and agree on the rent going up she is right. Especially single family homes
@Ralph_Fox
@Ralph_Fox 18 күн бұрын
All very possible! Thanks for watching and commenting.
@8surroundsme-rf6zz
@8surroundsme-rf6zz 21 күн бұрын
Bro a goofy
@kevanashworth8689
@kevanashworth8689 22 күн бұрын
What does “chomping through mean” Kevan
@FoxMarinAssociatesToronto
@FoxMarinAssociatesToronto 22 күн бұрын
Oh, I just meant, that the inventory is being purchased slowly over time so we have less available.
@jonathankent6877
@jonathankent6877 22 күн бұрын
I wonder how much of these opinions based on genuine facts and how much is meant to stimulate demand encourage buying
@ruarimaccormack4089
@ruarimaccormack4089 23 күн бұрын
kzbin.info/www/bejne/jXitc4eqr9iif6ssi=fmwtUXq9GMc0IgHU
@wileycoyotegenius1
@wileycoyotegenius1 27 күн бұрын
Im very cautious about jumping into the market. Renting looks like a one of these condos seem like a better option for now
@FoxMarinAssociatesToronto
@FoxMarinAssociatesToronto 26 күн бұрын
There could be some wisdom in waiting; however, it's a solid time to negotiate in favour of the buyer in the condo segment right now, too! Ugh, we need real estate crystal balls - impossible to time the market to a tee!
@Bharatnamo
@Bharatnamo 27 күн бұрын
Canada is a fake economy. Look at USA... Huge job and salary yet 50% cheaper house....
@nairbos
@nairbos 27 күн бұрын
The answer is yes, you should. The condo market is already hitting a wall and will completely collapse next year. Even single family home sales are way down over the 10 year average. Nothing will be safe
@my0.02cents
@my0.02cents 27 күн бұрын
IM uber bearish on next year with all the builds getting completed. We have a very serious overhang. Yes most of the Condos coming online are shit. SHe nailed it. That said there are pockets out there of Condos that are in high demand. I wish you would highlight what is shit and what is not. For educational purposes. Like show the condo and show why its shit and another being oversubd in a depressed market. My dad always told me 'a recession is you. There is people thriving in this environment.' I would love to know what is thriving and what is not.
@FoxMarinAssociatesToronto
@FoxMarinAssociatesToronto 26 күн бұрын
We would be be happy to do a “shit” vs. “non-shit” condo episode some time in the New Year because there some really great units out there (and some really not-great ones too). We did an episode about Condo Floor-plans which has some good ‘tid-bits’ that might prove helpful in the meantime - kzbin.info/www/bejne/kJa2fZV7epp4e9Esi=N3xkZ1Bb4Uz54q1v! Also, your Dad is giving you good advice. As Warren Buffet famously wrote in an op-ed for the NY Times in 2008 - “Be fearful when others are greedy, and be greedy when others are fearful!
@my0.02cents
@my0.02cents 26 күн бұрын
@@FoxMarinAssociatesToronto just watched it, very informative. My pet pev is bathroom opposite the kitchen. Combined with corrido layout. Some smells are never meant to be close to each other. lol.
@FoxMarinAssociatesToronto
@FoxMarinAssociatesToronto 26 күн бұрын
@@my0.02cents totally agree! The bowling alley layout is my least favourite, and I have never liked the "inside" bedroom without a real door!
@dinoa.17
@dinoa.17 27 күн бұрын
Toronto house prices ll go down %80 imminent
@FoxMarinAssociatesToronto
@FoxMarinAssociatesToronto 27 күн бұрын
It seems steep to us, but we always respect ballsy forecasts!
@Carolinapetroska
@Carolinapetroska 28 күн бұрын
Thanks God, I sold everything and left the country. Canada is no longer worth it. Waste of life.
@FoxMarinAssociatesToronto
@FoxMarinAssociatesToronto 27 күн бұрын
Good for you - we always have mad respect for people carving out their own path!
@billferguson1368
@billferguson1368 27 күн бұрын
@@Carolinapetroska Such a stupid comment.
@billferguson1368
@billferguson1368 28 күн бұрын
Ditto for Vancouver; prices are being slammed as we speak. Zero mention of it in the local media, though. The operative word continues to be "Shhhh!". Too many feathers would be ruffled.
@FoxMarinAssociatesToronto
@FoxMarinAssociatesToronto 27 күн бұрын
Thank you for listening - and agree that our markets very much mirror one another (and the media narrative, too)!
@GaryLawrence-q1e
@GaryLawrence-q1e 28 күн бұрын
Sorry Ralph, but you have the wrong name. Kori is definitely the FOX!
@FoxMarinAssociatesToronto
@FoxMarinAssociatesToronto 27 күн бұрын
Gary knows how to to charm the girls! Mrs. Fox it is!
@Ralph_Fox
@Ralph_Fox 27 күн бұрын
Agreed! And no need to apologize it goes without saying.! Thanks for watching
@Imsosmrt1999
@Imsosmrt1999 28 күн бұрын
Thanks you two (especially the cute one with the nice hair 😉) for the video and the stats. That’s a lot of work to put that together. A few questions: - Do the Days on Market include relistings - e.g. after price drops? - Do the total sales include Power Of Sale? I read that these are up substantially and are likely to increase further as higher rates bite mortgage renewals of 2020-2022 mortgages. Have you got those stats separately? It strikes me that one can’t really judge the health of a market without those “details”. Thoughts?
@FoxMarinAssociatesToronto
@FoxMarinAssociatesToronto 27 күн бұрын
Thank you for the support and nice compliment! Great questions! #1 - Listing Days on Market (LDOM) refers to the number of days a specific listing is active on the market, calculated as the difference between the date the listing is sold and its original contract date. However, LDOM only accounts for the time associated with a single listing and does not include time spent on the market if the property was terminated and relisted. This can result in an undercount of the total time a property was available for sale. In the future, we can look at Average Property Days on Market, or “Avg. PDOM”, which includes all properties that have sold through TRERB’s MLS System, regardless of whether they have had a list-terminate-relist cycle or not! #2 - As for the Power of Sales - they are generally accounted for in the "Sold" Activity on MLS - the only way to possibly see them 'separately' is to keyword search for Sellers listed under a bank or trust which may indicate Power of Sale. TBH, we don't see them very often. I hope this is helpful!
@dant6634
@dant6634 28 күн бұрын
Some deep pessimism about the condo in 2025 in this segment
@FoxMarinAssociatesToronto
@FoxMarinAssociatesToronto 27 күн бұрын
It's going to take longer to re-bound for sure!
@winchangkou
@winchangkou 28 күн бұрын
The Greedy developers should leave town and never come back. The condo market will come back with a bang.
@FoxMarinAssociatesToronto
@FoxMarinAssociatesToronto 27 күн бұрын
The developers have been struggling with development charges, taxes, red tape, and bureaucracy, and they haven't had the best couple of years, to be honest. This is a really good episode that we did on the topic that you might find interesting - kzbin.info/www/bejne/gpC9dnd9j7xsq9E - there is a lot of speculation that condos will make their triumph return in 2030!
@billferguson1368
@billferguson1368 27 күн бұрын
@@winchangkouNo it won't. The boom is "over". And, booms always end with a bang and not a whimper. Both history and commonsense have shown us that time and again.
@igors8858
@igors8858 25 күн бұрын
I'm not a developer or a grocer but don't get all this negativity toward businesses charging what people are willing to pay. They take massive risks, especially with laws changing all the time lately. Check out the countries that have government supplied housing, they have plenty, because their citizens are leaving...
@arjunsahgal2439
@arjunsahgal2439 28 күн бұрын
Condo crash just starting with way more downside, no buyers most are wrong products for this market, built for manhattan or hk where land scarce and salaries are much higher
@Imsosmrt1999
@Imsosmrt1999 28 күн бұрын
Well said. Real estate is not complicated. You need buyers and a product they want and can afford. All the optimism in the world can’t change the realities you describe. Human memory is short, but the rules don’t change.
@my0.02cents
@my0.02cents 28 күн бұрын
As much as i love you guys. I really think this was super misleading. Look at the supply coming online in 2025. Condo market is cooked. It just is. I wanted a condo so bad but i have held off cause of what i saw iwth my own eyes. Not what people were saying. All i could see was holes in the ground all over this city. We have a supply gut coming and no rich chines coming to save us.
@Alan-sj2zy
@Alan-sj2zy 29 күн бұрын
Jobs rule the housing market, no job no rent or mortgage........Its going to be a very long wait.
@kylefordinvest
@kylefordinvest Ай бұрын
Super informative discussion!
@CanadianRealEstateChannel
@CanadianRealEstateChannel Ай бұрын
Super interesting roundtable!
@MargaretWest-m8u
@MargaretWest-m8u Ай бұрын
It's time to acknowledge that a return to 3% mortgage rates may be unrealistic. If homeowners are forced to sell, we will likely see a drop in home prices, leading to lower property valuations. I know I'm not the only one who shares this outlook.
@ToreyLanez
@ToreyLanez Ай бұрын
If you're in the market, now is the time to buy. Home prices are unlikely to decrease further, and if interest rates do decline in the future, refinancing is always an option.
@Toni__Michelle
@Toni__Michelle Ай бұрын
In my opinion, home prices need to decrease by at least 40% before the market finds balance. For those unsure about buying property right now, seeking advice from an experienced financial advisor for optimal portfolio allocation is crucial. This approach has worked for me-I’ve managed to stay profitable over the past five years, accumulating nearly $1 million in investment returns.
@FrankJaaay
@FrankJaaay Ай бұрын
That's impressive! I'd be happy to share more details. I understand the hesitation, especially when it feels like many firms offer similar services. However, finding a trustworthy advisor has been key to my success.
@Toni__Michelle
@Toni__Michelle Ай бұрын
I consistently recommend Rebecca Lynne Buie as my top choice. She is well-known for her expertise in financial markets and has an impressive track record. I highly endorse her services.
@leojack9090
@leojack9090 26 күн бұрын
Thank you for sharing your thoughts. I’m glad to have been of help, and I hope you find Rebecca Lynne Buie’s expertise valuable. Investing is a passion of mine as well, and I wish you success in safeguarding and growing your portfolio. God's blessings to you!
@Kalpataru.x05
@Kalpataru.x05 Ай бұрын
Hi, I think your video deserves a eye catchy thumbnail that grabs attention. Can I help? ❤
@DrDrae81
@DrDrae81 Ай бұрын
2024 was a fantastic year for wealth creation! S&P 500 closing the year at an all time high, rates and rents falling and economic growth stabilizing. 2025 looks to be even better!! Happy New Year!!
@treker747
@treker747 Ай бұрын
So this company operates in Toronto? Would like to see more diverse faces next year.
@oldmansgoldenwords
@oldmansgoldenwords Ай бұрын
Condo will not go to zero but negative. When you use leverage and buying pre con with no intension to close it can easily go negative
@CanadianRealEstateChannel
@CanadianRealEstateChannel Ай бұрын
Always a great video!
@vince7003
@vince7003 Ай бұрын
Housing is not an asset class. It's a place to live. You're going to die in your house. Your heirs will reap the benefits of the family home. Buy conservatively. Put excess cash flow in great American companies and make real money over time.
@feliciankovacs
@feliciankovacs Ай бұрын
I’m f fixed rate not going down then nothing will change we need fix rate to fall ! And some bank actually raced their fixed rate after bank of Canada cut ! It’s crazy ! This situation is so crazy ! Justin ruined Canada !
@Carolinapetroska
@Carolinapetroska Ай бұрын
Good news. There is too much supply already that nobody wants....
@therealimalush
@therealimalush Ай бұрын
Umm... The primary household income is Under $30K with 30% for the last neighbourhood. Weston. Almost half of the household income of this neighborhood is under $50K. Literally 49%.
@FoxMarinAssociatesToronto
@FoxMarinAssociatesToronto Ай бұрын
You are totally right - good eye! I had to go back and re-look at the slides! I will make sure to mention the correction during our next episode - I appreciate you flagging :)