I think you're better off with majority investment in S&P500 and uprising equities cos they always outperform. Alternatively speaking to a certified market strategist can help with pointers on which to acquire

The strategies are quite rigorous for the regular-joe. As a matter of fact, they are mostly successfully carried out by experts who have had a great deal of skillsets and knowledge to pull such trades off.

That is very correct. Having the right financial expert is invaluable. My portfolio is well matched for every season of the market and recently it has hit 80% rise from early last year. I and my CFP are aiming for a 7 figure ballpark goal.

Who is guiding you?

Jason Herman Pierce is the financial expert I use. Just research the name via google, you will get all the necessary information and a correspondence to set up a meeting.

Thank you very much. I easily found his website immediately I searched his name. I have sent an email to him.

What you need to do is fine quality assets with long term potentials. I have discovered that it takes a professional, someone who knows the market very well to make such delicate decisions. But it is very important to get a reliable expert.

The coal cycle was quite extreme this time which really allowed for incredible returns at the cycle lows. Timing is important with cyclicals like commodities. Nice job! Majority of investors have never had 10-bagger before, so that is a rare achievement!

If you would speak faster, I wouldn’t understand it. This speed works fine for me.

You speak more than fast enough in the video

Thanks! Yes, it is back up now: kzbin.info/www/bejne/Y4C8YoqrhKutfNU

Much appreciated! Please let me know if there are other videos/portfolios you would like to see.

Those can potentially work as an alternative, but you just want to make sure that they are the shortest duration possible if you are using as a cash-equivalent replacement. I think BIL and SGOV are some short duration ones that could be worth looking into if you want an ETF over a money market mutual fund.

It isn't necessarily that it doesn't work, it is just that there is no guarantee on how long it takes for the stock to recoup the ex-dividend loss. Sometimes the stock price goes back up fairly quickly, but other times it can take a long time which is the primary reason why I say the strategy "doesn't work". If you are planning on rolling that capital into another dividend capture, you may have to book a net loss for stock that take a while to recover. Shorting would mean you have to still pay the dividend, but you could benefit if the drop is consistently larger that the dividend. There likely isn't too much alpha there but it is possible. I have noticed for Altria (MO) a large dividend stock, that the stock price tends to drop more than the dividend following ex-dividend in the 1-2 days following. Not a guarantee of future results, just an interesting observation...

Mainly as an alternative to a bank account that pays no interest. Yes you pay tax on the yield, but better than nothing.

You are quite welcome! If you are looking for some a bit more advanced (more features), check my channel page. There is a playlist of spreadsheet tutorials which have other spreadsheet template walkthroughs you can build/copy.

That is correct, in this example Brother A is making a bet that he can find work within 3 months so he doesn't have to sell any stock. A more risk averse (and possibly correct?) approach would be to immediately sell some AAPL stock to raise cash as soon as job loss happens to "de-risk" one's financial situation. That would provide some protection from being a forced seller at any potential future lows. The flip side there is you lose some upside if you end up getting a job back sooner and the stock you sold recovered requiring you to buy back at a higher price to get to your original position.

Thanks for the comment! Yes, as noted in this video this is a worst case scenario. Generally with any asset with a higher expected return than cash, you will come out ahead in the long term with more allocation to that asset. But the goal of cash is to protect against those worst cases. If you have the time, please feel free to share what you find when running your examples with different starting points. I agree with you that Brother A likely comes out ahead, though if it was with a different asset with lower returns like VOO (S&P500), the results might be interesting. Thanks for the feedback though, will keep that in mind in future videos/examples.

Appreciate the feedback! Will keep this video structure in mind for future videos.

Thank you! 🙂

Yes, this can definitely scale as the portfolio grows. Larger portfolios will generate dividend and interest income on top of any cash held for liquidity. That can be reinvested (keeping the same liquidity level) or added to the current cash amount (increasing the liquidity level). Not having to sell means remaining wealth can compound faster than expenses.