The longer you wait, the higher the price real estate will. Over the long term, prices always go up. I would say yes. If you can find a way to do it, buy a house now. Buying a house is scary. If you buy a house now, at least it will be paid off in 25 to 30 years. Put it this way, how much do you think rent will be in 25 to 30 years? I hope you are doing well Luna.

Thanks Luna. You are so supportive.

Yes. You need to pay property tax on any house/property you have. However, you can write off the property tax during tax time. If the house is a rental, you can also write off the house insurance, interest on the mortgage, and any repairs you need to do on the property. I hope you are doing well Luna. Have a nice day.

I'm sure Luna you will be successful in having your own house one day.

Hello Luna. Bellow is what it says on the website. Hope you are enjoying your weekend. Use the Down Payment Assistance Program (DPAP) Form to apply for a loan from the Down Payment Assistance Program. You can get a loan of up to 5% of the purchase price of a home, up to a maximum of $25,000. The loan is interest-free and repayable over a 10-year period. You must use the loan for a down payment (you can’t use the loan for financing, closing or other costs).

Glad you think so Luna. Hope you are doing well.