❤❤❤❤

Damn Chad!! I totally understand where you are coming from regarding providing value with video releases and velocity. But I beg to differ. You provide value…….quality over quantity. But I get it brother!! Keeping it real as usual. You are the GOAT!!!

CSR > Platinum

Sorry I missed the live mi hermano! I agree 100%, loyalty to a bank makes no sense in the credit card game. Great information! Appreciate you!🫵

Thanks for that PayPal trick!

If your upcoming trips are in cities with better IHG hotels than other brands, you can try the IHG InterContinental Ambassador program, USD$200.00 or 40,000 IHG points to get platinum status at all IHG hotels, plus special offers at all InterContinental hotels around the Globe.

I appreciate the transparency as always, Chad. Great video.

I'm waiting for a Chase Aeroplan transfer bonus, and I'm burning 600k+ UR points and I can guarantee it's going to raise eyebrows in the card community.

Checked bag fees DO NOT count for triggering the $200 credit. They’re coded as tickets. I just had Amex tell me to get fucked on my checked bag fee with Alaska Airlines this past week. In fact, NOTHING triggers this bullshit made up credit. It’s all a lie. I’ve paid for checked bags, seat upgrades and meals on Alaska Airlines with my Amex Platinum card and NOT ONE SINGLE TIME has this incidental credit been applied. NEVER. It’s just a scam.

never heard of visa infinite card i just read about it so i went to this channel ya!!!

Am I the only one that looks forward to Chad saying the quiet parts out loud? "This is the way." Great vid Chad! Thanks for keeping it [really] real!

I didn't know the qualifications for a "well qualified buyer". But I love all the perspectives as always. Use up the points!

Love your content and great perspective on this my brother. Been in the game for about 2 yrs and it wasn’t until this year I decided to just go for it. “Earn and burn”..take the trip, make the memories. Points will come and go

I have an over 800 credit score. I have 12 cards, and I have literally never done anything to get that score to where it is other than not defaulting or making late payments. Is it good to have? Maybe, but I have never been turned down for anything, even when the score was 650.

Doesn't Joe have 1 million Amex points?

I was in 8 different countries this year and every single place I went took Amex Gold. I was just thinking about that fact this morning.

11:26 yes!!! This is the talk I am on.

6:40 damn. Coming in hot. 🥵

Great perspectives mi hermano! Earn and Burn 🔥 FTW 🙌

Earn & Burn those pts & miles 🔥🔥🔥 Thanks for the info + video!

Awesome Chad. Sometimes people need to hear the hard truth. Well said.

This is great

Credit score has been right around 790 always, it has never stopped me from getting anything and I get all kinds of stuff from new loans, cards, refinancing loans, etc... So agreed the 800 score stuff is crap. Also agree that there is a ton of BS out there in regards to personal finance and thus I am not subscribed to them on KZbin

I gotta burn these points!! Sitting on about a million right now, but I do have BIG plans for 2025!

This is what we needed!

I’m glad someone finally spoke up about Amex acceptance. For the way that 90% of people travel it’s literally not a concern in the slightest. When we went to Paris we were 17/17 in acceptance. Morocco it was a different story but to your point it’s a different industry level but equally as beautiful.

I feel like you are talking to my soul! You are seeing right through me! 😂 #JoesAHoarder 😂

Great job! I loved hearing your wife being so excited when she saw the room. Every woman's vacation dream and you made it an actual reality for her own life. Awesome job!

I ❤ the Dark Mode section of the video, it looked 😎

Can you redeem Skymiles to pay for the remaining balance of the flights after using the companion certificate excluding the taxes ?

When you realize that subscribers do not equate to your value you will move different

You can start with annual fee credit card but not first priemer boy I regret those two cards I can’t close them their almost 5 years of credit history paying 300 dollars in fees every year because they have a monthly fee and annual ugh

Quick question I have one card I’m thinking about adding my daughter my credit ranges from 672-697 would she adopt my credit profile or my credit card history on that card . I know it sounds dumb I just want to make sure

I want you to know your daughter voice is so adorable I’m not trying to be creepy I’m a mother of 4 but she is a great co host don’t ever change that introduction even if she gets older .

I’m putting my baby on my credit cards

He my new credit card god father new sub

Great video just subscribed to your channel 😂

I was there in May for the F1 weekend, used a FNC and 285k points for 4 nights in a junior suite that would have been $800+ a night with resort fees, taxes etc all in. I was Gold status at the time from the AmEx Hilton biz and they upgraded me at check-in to a poolside suite that would have run at least $1500-$2000 a night for that weekend. Made me look like a total stud in front of the whole family. Trip was so good I opened an Aspire to run it back this year. Booked 5 nights with 380k points and the 6th with a FNC. 1.1cpp + $820 from the Aspire FNC. $300 in food and beverage credits from status, $400 in incidentals from the Aspire resort credit double dip. Should be a pretty good time. If you count the CLEAR credit, my Aspire will be something like -$1100 EAF this year on this trip alone, without counting the food and beverage credits :D

I love the baby’s voice. So cute!!!

Just caught the replay!! Thanks for having me on for a few, so much good content throughout

🔥Awesome Livestream🔥

Appreciate being part of the Community 🫡

This was great thank you for the invite 🔥🔥

Kenya Airways 🇰🇪 is the only African Airline on the Sky Team membership

Liked and subscribed

Waiting for certificate of completion in the mail after taking this course. Nice, Chad!

❤❤❤❤❤