Investengine is better for a beginner- investengine.pxf.io/NKAZjv

Yes

Not at all important

ETF are baskets of stocks but are traded like a stock on the market. Investengine DIY platform has zero fees, I only pay for the charges by the funds/ ETFs.

@SumanPaulDoc Thank you so much you have answered my question I will go with invest engine I just got to pick right funds how to use invest engine fees. Then sorted as I will use tax wrappers

I don't have a limited company yet. My KZbin income is filed as a sole trader. Till now, all the income gets invested in the channel itself - softwares, camera , mobile, laptop, lights etc

Thanks for the appreciation.The fidelity world fund is a fund , the technical term is OEIC, not ETF. It simply tracks the MSCI world index. Charge is 0.12%+ aj bell platform charge(0.25%)+ £1.50 transaction charge. Jupiter India charges 0.99, jp Morgan 0.63%, others are in between

@SumanPaulDoc Thank you as I am investing with Vanguard ftse all World cap emerging markets ISA and SIPP but they put platform fees up.. Now researching lower fees but still want index funds.. Invest engine is coming up tops.. I dont want individual stocks so trading 212 not for me. I need to understand difference between etf and index funds are they same baskit of funds?

​@@louise3507plenty of KZbinr's will answer your questions and very easy to follow and understand ❤

@@SumanPaulDoc Apart from fidelity fund these fees are high. The courses I done all say low fees

This one is A J Bell

Dr.Suman, please advise us. My son is currently doing his MS General Surgery exams. He wants to move to UK. Kindly advise

You may book a call here- topmate.io/suman_paul86/

Investengine is my favourite platform for its simplicity and low fees. Let's see what 2025 holds for us

Same as MD general medicine except you won't be able to join govt hospital with MRCP

@SumanPaulDoc tq sir

PGI rohtak is good institute

​@@SumanPaulDocis it better then sms ?

I made an entire video about this- kzbin.info/www/bejne/i2SmgnVjoZp5h9E It's not a good idea to invest your money based on random KZbin videos. Use the managed portfolio option and let the experts manage your investments.

It depends on the eligibility criteria for DM entrance exam for that year

@@SumanPaulDoc sir i was asking specifically about cardiology specialty training in UK

You have to discuss this with your GP.

He is not on this channel to give medical advice. You should contact your doctor or hospital.. He is just posting videos on finance. Please read his posts

theoretically there could a liquidity risk. however the chances of this to happen with large providers like vanguard,. ishares etc are extremely low. Best option is to choose the larger provider with cheapest fees.

Litton da, some people are not getting the weekly option on their app. You will have to email their customer service to enable this- they are very responsive. In the long term, weekly or monthly does not matter.

you have to contact your bank. They will be able to close the account for you.

@@SumanPaulDoc Thanks for replaying. Do you know what I need to take to the bank?

MRCP is not a degree to become a consultant. So people will end up being a registrar all their life unless they do CCT or CESR.

The problem with investment through NRE is that I will paying 40% tax on gains and also India will charge 12.5% long term capital gains. INR has depreciated against GBP so that I will lose money. Also I have to pay transactions charges for remittance. So not really a good option

There should be investment options in the Saudi. I dont know.

You are eligible for MRCP.

Yes

Absolutely, SP500 is a good option. (Not financial advice). The amount depends on your circumstances and follow 50:30:20 rule for guidance. For trading, either trading 212 or free trade. Watch this video as a beginner: kzbin.info/www/bejne/fIG5kn2Dn6mJoqssi=qF7FwszfO7RRLG_N

Merry Christmas.Some of my friends have the same issue. Try setting up the savings plan from investengine mobile app and transfer the money from your mobile banking app. It might work. Else Reach out to the customer care and they will sort out.

@ thanks for your quick reply tried on both my mobile app and online nothing is working 😭😭

It's been taken down

Oh yeah! You can definitely say that, it does worry me a bit, but not as much as it would worry the average guy, my investment portfolio has survived a couple of recessions unscathed, been privileged to be guided under the stewardship of an extremely gifted investment manager by the name JOSEPH NICK CAHILL

Oh really ?! Tell me more!

Sure.. Joseph Nick Cahill has a really unique gift of being able to looking far ahead down the road to spot future investment portholes and possible major mishaps, so he helps me make the safest investments and also helps me hedge all my investments against possible future downturns

Wow! I just looked him up on Google, looks like someone who has been in the game for long and knows exactly what he's doing. Personally I've had some "not-so-good" encounters with portfolio managers in the past but this your guy strikes me as an upstanding guy

This is great information. I have been undergoing extensive research for a Top tier financial advisor who can give correct insights on the market. I'll check him out

very small, negligible

Never you can lose all your money with it look at LUPA previously it’s not worth it

Thank you for sharing your success! I love hearing about viewers making great strides in their investments. Keep up the amazing work.

Thanks a lot

Thanks for this really important question. I invest weekly ,not as a lumpsum. So actual return should be calculated using XIRR . However most UK platforms provide time weighted return on their account and not XIRR. That's why the calculations are not adding up if you add the percentage return to total contribution

@@SumanPaulDoc insted of first 3 etfs you could of investing in invesco ftse all world wich include emerging markets has well and you can add up ishare msci world small cap and you have cover everything.But you want a higher procentege on tech i understand.Thanks for the video very easy and well expalined!

You can book here: topmate.io/suman_paul86/

1. You will be provided the option to either open a S&S ISA or General investment account (GIA). Click on the link which I have shared and it will become clear 2. You can withdraw without any problem.only issue is once the money goes out of ISA wrapper ,you won't get the £20k allowance for that year.if you simply want to spend the money then it's not a problem.

​@@SumanPaulDocthanks sir..on point 2..so If I withdraw money from isa to any other non isa account I'll not be able to get £20k allowance for that year..but the amount I have withdrawn will it be tax free for that year ..and from next year will I again get £20k allowance ?

​@@machmistimemories2661Let me give you a simple example, suppose you made a profit of 100 from your 20k investment(max limit for an ISA account for a Financial year),you can withdraw that profit without any tax implications as any profit made from an ISA investment is exempt from capital gain tax.Now if you decides to withdraw 1000 from your ISA account,your effective balance would become (20100-1000)=19100 and can't be replenished until next financial year,hence would loose the full potential of 20K starting capital for that year and need to wait for the next financial year.Hpoe it helps.

Hello Sir, is the invest engine is for uk citizens only . I am using trading 212 app now and I am a biggener . Thanks for your great ideas Sir

You can open ISA with Indian passport and UK BRP​@@arunsodari00

As a beginner, having a mentor is crucial for accountability and guidance. My CFA Shirley Mae Crisler is a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

Please educate me. I've come across this name before. Now I am interested. How can I reach her?

Crypto and NFTs are driving a revolutionary shift in the world economy and financial markets, sparking optimism among investors who are earning consistent returns, while others observe from the sidelines

This is correct, Shirley strategy has normalized winning trades for me also, and it's a huge milestone for me looking back to how it all started..

She's mostly on Telegram, using the username

Your MD anaesthesia is immaterial for cardiology or renal training. You may count your critical care experience as general medicine experience. However it's not enough to get your alternative core competency signed. Also you will be unlikely to be shortlisted without any cardiology experience.

@ How to get that cardiology/nephrology experience sir ?

No , you won't get gmc registration without complete MRCP

Yes, no problem

@ thank you sir

No.You first need to learn how to do surgery

@ after doing surgical training at corporate and then MRCS and the practice in India?

Lancashire

@SumanPaulDoc Burnley area? I learnt that area has high crime ??? Pls guide as I too have an offer from there

Yes

If you go on the website, it has an option about transferring your ISA- investengine.pxf.io/NKAZjv

@@SumanPaulDoc Thanks you very much.

This video might help you get started: kzbin.info/www/bejne/fIG5kn2Dn6mJoqs

Not needed if you are earning a salary from NHS only. Foreign income including MF, FD interests , dividend needs declaration if more than £2000