are you staying in the BTL market with the new regulations?

You’re a landlord. Somebody else is paying your mortgage and then some. So pay local tradespeople for their expertise when it comes to repairs. You contribute to the economy that way, and we all win. Otherwise, you’re just a parasite.

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family...

Have you thought about taking packed lunch ?

I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.

Can the investment company invest in stocks and shares, S&P500, index funds? That sort of thing?

Please can I speak to you about this I really want to know something about this process

My advice to new investors: Buy good companies stocks and hold them as long as they are good companies. Just do this and ignore the forecasts and market views which are at best entertaining but completely useless.

Good vid

Brilliant tips. 🙌

I hope the question doesn't irk you, but - the business itself generates that much, how much do you personally take home, so to speak, after all overheads & taxes? You, not the business. Tryna figure out how this works, thank you

Thanks Mate Nice video Clear Everything

Hi Mat Enjoyed your video. IV been watching a property that's going to auction in four days time . But this morning when I went back in to the legal pack I found a new download, with hidden costs . I have basically worked it out to be in total around £11,000. It's at a guid of £35,000. Plus £11,000. =£46,000. I'm buying it to live in and have money premium bonds so it quick to cash in to pay for it. I feel if I decide it wasn't really for me and want to sell it £85,000. Would be a realistic selling price. Therefore between buying and selling would leave £36,000. Luckily for me I can do most of the work myself so I have budget of £10,000. (Which would be £20,000. If I was paying for the work) So if I deduct £20,000. That would leave £16,000. I want to protect myself from Zero Equity would you consider a bid price of £41,000. Plus plus £11,000. Making a purchase price if I'm lucky that is £52,000. A realistic figure or would you think an absolute top bid of £44,000. With all information provided. Nicx

can I pay 20k into the same stocks and shares isa, every year?

Very interesting and insightful. Where is the property?

Great video but with Ltd company there is much higher finance cost I believe compared to a finance on individual name

Side hustle aren't jobs. You just work a 9 to 5 buddy

Heard there is a Bamboo crisis going on in some homes that are becoming as bad as Japanese knotweed

Gold, BTC, quality global stocks, yes, however not property, if the U.S. dollar gets hyperinflation everything becomes worthless in that country, only global assets survive. Yes assets will go up against the U.S. dollar, however the U.S. dollar would become worthless compared to other currencies or global assets. As for property in the U.S, property is a national fiat asset, it would go up in value against the U.S. dollar, however not in other currencies or global assets. .. Anyone feeling the impact of these economic shifts should consider Crypto long-term trading strategies to protect their assets. My advice to anyone feeling the heat in this inflation, just trade long term more than ever, I have made over 520k from day trading with Harry’s Dent in few weeks, this is one of the best medium to backup your assets incase it goes bearish..

These are flat problems. Not necessarily new build house vs old build house problems.

80s hours at a computer. no thanks.

Great video Matt. I'm from the States, toughest item on here is the XYZ for sure, because I'm in a creative field (film and video games) and the demo reel normally does the talking for me for that. Still, I could use tips on adapting XYZ for untraditional jobs.

Great content mate. I have a question. If you have £60,000 would you invest this one property or do it on two different properties?

I never understood decentralized exchanges until now.

I’m curious about your favorite cryptocurrency project right now.

Hi, really interesting, I was linked this video by a friend. I am currently in a SO property and am looking to try and sell in the next year. The one thing that I don't understand, is why didn't/couldn't the HA remove your permission to sell on the open market when you went back with a lower valuation? I would have thought with the lower valuation, they would say that falls within shared ownership bands, and would then try to sell the property on to other potential SO buyers? *edit: Nevermind, I found my answer in other comments 🙏interesting, I'll need to look at this.

I put my pay rise into my pension. I don't notice the difference as I didn't have the money in the first place

22 years old and managed to save 30 grand. Definitely not from a working class family.

lol 9-5 sounds like a dream

Massive undertaking requiring a cool head and a lot of inner strength and even bigger pockets! I have to admire your work ethic and belief in yourself. Well done! I look forward to the finished product.

Well done. A bit of luck and a lot of work. The housing market is in a dire state with very very few Gov built homes and not enough private investment homes being built. It used to be that the local councils would build more homes than private investment, but now they build very few and keep selling off their stock. The answer - do nothing and blame private landlords 🤷‍♂️. The real answer should be - build more Gov funded homes for poorer people.

You notice every penny when you have nothing.

Strosin Row

Hodl hodl hodl

not a loop hole, you have basically shorted your share, nicely done 👍

The main takeaway in this video is "rip it out". I'm taking this personally as I was born in 1958. Keep the good stuff. 1958 is now collectable. Like me.😄

This is packed full of great tips. Take a bow!

My son bought a new build property as he wanted a detached house as he had so much hassle with noise off the neighbours in his last property but in our area finding an old detached property was almost impossible.

New houses are ugly and poorly built, unless it's a bespoke build. You get a very small plot for the size of house too, which means you get a tiny garden and no real driveway most of the time. Do not buy anything on the copy/paste estates currently being flung up all over the country. In 10 years they will look tired and need work.

Do the brokers charge both the lender a commission and the buyer a fee

Great video mate. In the process now, but with the increased cost of labour and materials, doing up a property will cost a lot more than pre Covid

That is genius, well done!

Izaiah Common

Great Video Matt. Inspiring. You speak well. Put a smile on my face.

Let's strip this down. Matt bought a 40% share of a house worth £567,000 with of £40,000 deposit. Therefore his mortgage would have been £187,000 (though he says £177,000 in the video). He would have had rent, mortgage repayments and service charges to pay, and maybe even ground rent. Using conservative figures I estimate that Matt would have had to pay £900 per month in rent, £800 in mortgage repayments and £100 per month in service charges. He would have had outgoings of at least £1,800 per month under this scheme. After 3 years that would be something like £65,000. It's often the information that's missing that's important. If he'd stayed at home with his parents and payed them £500 per month he'd have been about £36,000 better off. Shared ownership schemes aren't all that in my opinion.

Maxxed mine out 3 years running

Hi Matt thank you for your video. Any chance I could have a 1:2:1 with you? It woukd be amazing if yes 🙏

@MattBrighton, do you think GB will end leasehold in London? Soon? And, if I buy a leasehold flat (say a Victorian conversion flat in Walthamstow), how would a government elimination of leaseholds work for me as an owner?

Happy to report I don't do any of those things except commuting twice a week