Why did you not discuss National Insurance/ TAX, added on top, or effective tax rate. The UK literally screws you for tax. It's a rip off.

Get second hand apple stuff. That’s what we do for our employees. Last longer and cost less. 😊a couple of years old will still have years left and cost way less.

My salary is zero now….I retired last year! 🤣 When I was working, I saved and invested hard which allowed me to retire early. I drive a 12 year old car, live in a modest end of terrace house and don’t go on exotic holidays, but I enjoy a simple life.

How can a drop in mortgage rates be good news for buyers when it means prices will go up?

The Part you mention 'conscious planning and effort' brings me back to a period in my life when i started to make effort to save $100 a week, did this for 18 years. It wasn’t easy, but staying persistent paid off, I've watched my savings grow to $4M through investing. To see my small steps turn into something significant has been incredibly fulfilling.

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

Kiran, Really amazing video. Please help me and thousands of other people of saving Corporation tax. Really fed-up with HMRC.

Hello Kiran, Amazing video. I am a bit fed up with Corporation tax. Please help people like me. Thanks.

Jesus!! The government would tax the air we breathe if they could work out a way to do it!

BIG CORPORATES , PLC COMANYS . Have had it there own way for last 14 years in England 2010-2024 . TAXOFFSHORE / AVADING & PAYING VERY LITTLE Corporation TAX . FAR right capatiist greed selfishness . UNLESS u rich / £ milltionaire / billtionaire . OR have inworks / private penstion above £250 week £1000 mouth £12 .000 year . U little to worry about . MR/ MRS (AVG) Live on just basic state OAP , TAX CREDITS , HOUSING BENEFIT , COUNCIL TAX BENEFIT . . Have little to fear . THATS good 40%/ 50% ENGLANDS OAP population . ONLY CAPATAILIST FAR RIGHT GREEDY , SELFISH NEED TO WORRY ABOUT LABOUR GOVERTNMENT TRUTH/ FACT . TORY/TYPES FAR RIGHT WINGERS . SNOBS UPPER CLASS = PRIVATE SCHOOLS ARE RIP OFF/ CON . NOTHING WROUNG WITH ENGLANDS STATE / SECOUNDARY SCHOOLS . TOTAL WASTE MONEY . ABOUT TIME UPPER CLASS SNOBS AROGENT BIGIOTS WERE TAXED .

This makes me so angry!!! Did you so many people vote for this communist party

This country is fucked if labour stays in power

How about buying tesla through a charity organisation in the UK? Does it offer any advantages?

Kiran you missed one of the most interesting…. EXPENSIVE HOLIDAYS 🫣

Do not forget we have not really left the European Union in a sense we still buy by their rules show the Labour Party is breaking European rules so they'll be taken to court yes we got brexit done but we still have the European rules over this country and that is one of them

I sympathise Ms Kaur with your dealings with HMRC who did not believe initially that I had paid the amount I stated on the tax return into a pension and "corrected " the return which meant they then demanded loads of money. I of course struggled then to communicate with them as they dont accept emails and dont answer the phone . Eventually when I sent in evidence they uncorrected by return only to still not issue the tax refund . Eventually I was told this was because they wanted to do additional security checks - I am still waiting . They are useless

You never mentioned another rise in Dividend tax and corporation tax, which l think they'll do next year making the U.K. even more uncompetitive. So now it's the hard working middle classes who have saved for years and even bought a couple of properties who are getting stripped of any profits through capital gains tax increases!

not quite.If you are self employed eaning 200k a tear rand set up a company and pay yourself dividends you only pay 19 percent tax NOT 40 percent tax.

I predict thst labour will win an landslide victory lol

i have to send my kid pvt, i also pay for a state schl place thru tax.( they took both our jobs of 24 yrs from salary 40k to 28k, over 15yrs.) but no schl will teach a kid who needs a level at 13. they took provision away. so yr fkd if yr clever.

I never understand why the second best time to plant a tree isn't 19 years ago.

A good example of the power of exponentials is the Human Genome Project. After 1 year, the project had only mapped one ten thousandth of the genome, and the media at the time (that didn't understand exponentials) ran lots of stories along the lines of "This is a ridiculous endeavour, it's going to take 10,000 years". But it didn't. Because of the exponential growth of computing power, it only took another 12 years (and actually completed faster than anticipated).

More government theft...

Labour will not tax the rich, nor Corporates, they are Tory Lite.

The country has to be run on taxes it always has. So on one form or another we pay taxes or pay for the costs of services

That’s why I moved to Dubai with no regrets after 25 years of running business in UK

I remember well Sir Hargreeves

So the bottom line is business should flee the UK.

How much money do you need to retire 400 gggs be enough 😅

Of course all sound advice but everyone’s circumstances are different and there is absolutely no point in living poor to die rich most especially when you haven’t dependents to leave your money to. Might sound strange particularly to a financial planner but I’m not that interested in doubling or trembling my wealth, the more money there is the more you worry about it and the more you lose out to the tax man especially under a socialist government! Best to pay off all debts including a mortgage and make sure your outgoings are slightly under your incomings. Keep it simple, be sensible but enjoy life and if you can afford it have a nice car, and nice clothes and a nice holidays etc, life is too short not to. Just one caveat, make sure you have enough squirrelled away for a care home if and when you should need to go into one, because well run and luxurious ones cost an absolute arm and a leg and you certainly don’t want to be in a state run one! Other than that I’m not living like a miser below my means to die rich.

All nice and good, but what if you don't get to enjoy the savings? My mum saved some money, then she died in two weeks at 53 . Never had the chance to enjoy it, while saving it...

Yes they will tax the con artists and about time

Go Offshore and NEVER invest in the UK

Too much waste that’s all , we pay enough already

I knew it

It's ridiculous that you get taxed on money which you were already taxed on after YOU took the effort (and the risk!) to make that money grow.

Labour...The politics of envy

Now the shit has hit the fan 4 days onto Ed Milibands role, he has banned oil and gas drilling in the North sea, what a demented act, lost well paid jobs, thousands of them, right through the drilling process, companies will definitely leave the UK now, with dummies like milliband now running our Country what will the true cost be , Bankrupt Great Britain, they will raise taxes to cover costs of this lie 👎🏼👎🏼👎🏼🤯🤯🤯🤯

We should be able to cash in on our strawman ID.. we would all be millionaires

Very good and clear presentation. This 60% tax is a nasty trap because it is almost invisible. There is probably no other country in the world which taxes the income in a lower bracket higher (60%) than the income above that bracket (45%). Absurd and unfair. In some countries this would be incompatible with the constitution. The tax office would be taken to court over this.

I'm favoured, $27K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.🇺🇸

I only clicked on the video because she's pretty, and now I've been taught about sensible planning and fiscal prudence. Those algorithms tracking me down as both a perv and financially reckless once again.

What the rich saved thanks to Tories they will pay back many times back.

Who voted them in

More tax on the producers to support non producer and un wanted foreigners.

Very good presentation. I have forwarded it to my kids for their financial education.

The best people will leave like they did in the 70s. If they keep on taxing us then what's point in working just to be robed buy the government.

Good. Look how much the rich waste. Look at the gap between people. Enterpreneurs and criminals will always find ways to make more dough. Maybe we wouldnt be here if the rich helped others instead of trying to carve out their own little empires 🎉

England should never have deindustrialised

Robber Barons.