I wish you could do a video above Hyalite mortgage. Your videos are really helpful. Thank you.

Is Santander lowering rates ? Great Video Thanks 🙏

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Where are you getting these rates? I have checked comparison websites and gone direct to the banks mentioned with a 60% LTV on a 5 year fixed I see nothing below 4%. I am currently applying for a 5 year fixed with 80% equity (so a very good position) and the best rate is 4.16% no fee with £150 cashback. Cheers

Thank you Sir

I wish Paragon would reduce their rates.

Product fees/arrangement fees only allowable as a 20% tax credit for individual landlords.

❤❤ great video again, TMW ! 👍🏻

I will wait until you do a video in the arranged fees for each of these deals, before I take the leap.

What did you use for deferment value in your negotiations? 5%? I hope that doesn't change as any drops start to cancel out the benefits of abolishing marriage value, and makes it more expensive for people over 80 years. At 3.5% it pretty much cancels everything out.

James- don5 forget to highlight the fees- jus5 a mention please- I’ve got 2 properties ripe for remortgages. 3% is a non starter- it’s all factored in anyway. The world wide slowdown ( because China is leading the way) is a big possibility- then yer rates are on the floor again, but I like a lot of folks don’t have a choice, I’ve got the bank’s foot on my neck- so I got to sign up to something very soon.

Wish Santander would start reducing rates. I have to stick with them and mortgage due for renewal in February next year.

This is good timing for my Nov remortgage

Lloyds-TSB got divorced in September 2013 so they both are separate businesses 😂

What’s Skipton’s fee with the rate that you discussed?

Tooooo… late 😢

Looking for a remortgage @ 60% LTV JBSP friendly. Any recommendations?

I’m almost believing we’re going to be at 2.5 soon

Winner winner chicken dinner..I’ll be happy when it’s 3.5% with 25% deposit 😊

Confused on the 2 year vs 5 year deal 👀

Read MORE about it here: property-accelerator.co.uk/lender-slashes-interest-rates-below-3-49-today/

Are landlords really selling or is it scare mongering. Tomorrows episode will be ‘house Prices shooting up !!!’😂

Only you taxes and national debet

We need at least a 40% Price crash to adjust with Salaries House prices are in a Massive Bubble

Any update to the 90% LTV rates?

Can I offset any mortgage renewal fees (for example the £2195 etc), be shown as an expense? I’m not a limited company.

Very high fees though!

So i have fell in to debate with my lanlord from the day i moved in the was problem's with benfits an yhe reson was that the council thought i was working an never paid my rent no one told me this till a few months later then my landlord said you o us thousends they have made my life terrble . I bean to court . Paid them god knows how much it never seemes to go down . I eventually proved to the council that i was not workin an they give a bit of money back . But my landlord as just sent me a other court date. So now can i use this information to show this is not my falt so there no grounds for eviction??

The fed will drop 0.5% in September and UK will drop again 0.25%

Any update on 90% LTV deals?

Be careful with the mortgage products, I have recently sold my property and just the fees and early termination was just over £10k. Meaning, all I paid over the past 4 years went down the drain.

Thank you Sir

Thank you Sir

Great MSM headline rates but fees on the "so called best mortgage rates deals" are still too high to be attractive.

❤👍🏻, virgin for me !, avoid communist bank HSBC, they screw you later, took them to court, won, so out of spite, de banked me, 😂 so what I pre emped a communist response , n moved all my DD yo Halifax 1st, never trust communists or socialist Goverments , 😂😂

Hey James where do you think the rates will be end of next year? Love the content bud ❤ better than the fair mongering by some ppl 😂

HOT SPOT - FARDON in Chester

Great video. Quick question. I'm with Barclays, and eligible to switch now. My deal finishes on Jan 25. Is it worth securing now or waiting till end of Jan. Thanks

Just shows how much power we have. Wait. . . until they know. . . . who is boss. X

Sadly too late for me…. Thank you for your efforts, much appreciated.

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They should all drop to 50% at least.

Read MORE about it on our blog: property-accelerator.co.uk/nationwide-hsbc-lower-mortgage-rates/

Hell no 👎 iv got a right to own land and a house

I wouldn't worry to much James or most of your posters on here for the next few months.......but you should be shitting your pants come 2025 when the things really turn BAD!!! Probably 50% of the House Buying demographic are financially fried even though both are still in a job. Normalcy bias is going to be the curse of humanity, as so few people are unwilling or just don't have the nous to face what is happening and look at the real data. I don't see where all these new buyers are going to magically appear from, unless of course the government can magic them up, just like the false data they keep supplying every month!!

yer talk crap laddy

I became a landlord 10 yrs ago. Started renting out my first house. 3 lots of tenants in that time which is pretty good going but every time one left the house needed a good week or 2 of hard graft. Carpets, decorating, cleaning etc. Tenants are rarely interested in looking after the property. The 2nd family i had were the worst, stolen goods in the garage, car windows being bricked on the drive back door smashed in drive..... I could go on. Sold up in 2022 and was getting 6.2% in an nsi account. Hoping interest rates stay around 5%, much more relaxing although not quite the same capital appreciation.

Does this apply to council leaseholds ?

Does this apply to council lease flats?

I wish