Life update...
5:49
Ай бұрын
I'm Changing My Priorities...
7:14
Пікірлер
@kelvinth30
@kelvinth30 4 сағат бұрын
playback speed 0:75 will be just nice for me . At 1:00 playback speed i lost halfway
@clpoh8155
@clpoh8155 9 сағат бұрын
Great video and I sign up for Trust cards after watching your video. But I would like to highlight a benefit from YouTrip so that others can be reminded. For 10 currencies, you can purchase when the exchange rate is good and keep in your wallet. This is a great feature when you have plans to travel to that specific country.
@DemiZhuang
@DemiZhuang 7 сағат бұрын
👍🏼
@nikolohernandez4234
@nikolohernandez4234 16 сағат бұрын
May I ask what was the purpose of switching from VOO to CSPX? Nice video btw!
@StanzeSteeve
@StanzeSteeve 18 сағат бұрын
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@Qoonutz
@Qoonutz 20 сағат бұрын
Cards come cards go. Every single card bleeds any banks. Banks just cover one hole by digging another hole. Just cancel when the perks are gone. Simple as that.
@rlsh5598
@rlsh5598 Күн бұрын
can buy bitcoin ?
@b6c3f19
@b6c3f19 Күн бұрын
Does trust credit card have min spending?
@DemiZhuang
@DemiZhuang Күн бұрын
kzbin.info/www/bejne/Y5_Lc4eFf7Ola80
@b6c3f19
@b6c3f19 Күн бұрын
Thanks!
@TheRam-b6w
@TheRam-b6w Күн бұрын
Thanks for the great video! What is the calculator that you showed in the video? Thanks in advance.
@BillCagney
@BillCagney Күн бұрын
VOO is now $540 Dollars right now so if you kept those you got a good amount in the last year from the stock as opposed to the price you show at the time. That is a great stock to buy and hold.
@DemiZhuang
@DemiZhuang Күн бұрын
I swapped over to CSPX. I still have them.
@Ammotyr
@Ammotyr Күн бұрын
Item 1 2 3 5 - Yes!! Item 4. Didnt try it before.
@nginnloon3494
@nginnloon3494 Күн бұрын
Can consider using DCS ultimate platinum master card with 2% cashback and no minimum spend.
@kyosukesu81
@kyosukesu81 Күн бұрын
0.5% on other include hosptial insurance and education?
@leemunyee7067
@leemunyee7067 Күн бұрын
Thanks so much for the timely video...may I check - how do i redeem the points for this card ?
@DemiZhuang
@DemiZhuang Күн бұрын
It’s in the video…
@PENNE-
@PENNE- Күн бұрын
I would not advise using UOB Lady's for the transport category as the 4mpd is given based on $5 spending blocks and public transportations dont charge enough per trip to receive these miles. However, if used for private hires like Grab, Tada, Gojek etc, this category can still work.
@hallointhere5797
@hallointhere5797 Күн бұрын
U need to read up again on how SimplyGo txns are aggregated for MC, then u will know how the $5 blocks affect the earning rate. It defo isnt like how u say, that the $5 blocks take effect on each transport charge singularly causing 0 miles earned per <$5 single transport charge
@PENNE-
@PENNE- Күн бұрын
@hallointhere5797 you're right, i just did a bit of digging and it seems like transport category is calculated based on the quarterly bonus instead of monthly bonus. Really good to know and factor this into the equation since transport is a huge part of my expenditure aside from dining. Thanks!
@keithang1611
@keithang1611 Күн бұрын
do you recommend using UOB Preferred Platinum if you use public transport with apple pay? Understand that they count UNI$ per $5 spent but heard that they count the UNI$ for simplygo per calendar month?
@jojojoget4988
@jojojoget4988 Күн бұрын
Sooo u still need captial to start lol
@isaactdj2291
@isaactdj2291 Күн бұрын
i have roughly 20k points on the SC smart. can i opt for the credit card refund?
@DemiZhuang
@DemiZhuang Күн бұрын
Redeem the points for cash then refund.
@isaactdj2291
@isaactdj2291 Күн бұрын
@is this done on the app or the rewards website
@DemiZhuang
@DemiZhuang Күн бұрын
I did it in app for the refund. Watch the video it’s documented there.
@EC_C_G
@EC_C_G Күн бұрын
does the cashback works for maribank with simplygo?
@DemiZhuang
@DemiZhuang Күн бұрын
Here's the T&Cs for your reference - banking-aka-storage.maribank.com.sg/maribank/sg/website-content/Terms_and_Conditions_Governing_Cashback_For_Mari_Credit_Card_270524.pdf
@wsyong707
@wsyong707 Күн бұрын
maribank cc does not give 1.7% for Bus/mrt rides iinw
@jj96432
@jj96432 Күн бұрын
Thanks for the vid. I'm going to use SC smart card till Mar 2025 as i think 4% is still quite good. Afterwards, I'm looking at Maybank Plat card as I want a cashback card with relatively low min spend. Any thoughts on Maybank Plat ?
@DemiZhuang
@DemiZhuang Күн бұрын
I’ll look into it!
@danjones-u9m
@danjones-u9m Күн бұрын
hi, just want to ask. someone put loan money amount of 30k aed in my loan wallet. this one can be used as actual money and transfer to my bank account? first time to use this as per their advice. thanks
@robbierox6998
@robbierox6998 2 күн бұрын
Very helpful content. It would be great if you could regularly post videos of the Singapore stocks you bought.
@jman2413
@jman2413 2 күн бұрын
so for the credit card balance transfer is it = to cancelling the card? or do i have to call in to cancel?
@DemiZhuang
@DemiZhuang Күн бұрын
nope can go under card manage and cancel
@UseZsUseZs
@UseZsUseZs 2 күн бұрын
Ever since their X card, I totally lost confidence in them. It seems like their team is run by a bunch of interns, to be frank. These moves by them came at absolutely no surprise. Thanks for this video btw.
@bigno1900
@bigno1900 2 күн бұрын
when they have clowns as various head of departments, you know they won't go far.
@jlinsy
@jlinsy 2 күн бұрын
Thanks. I was using SC Smart Card for a long time. This video came timely!
@sethteas5195
@sethteas5195 2 күн бұрын
Are you feeling better? Will you continue using YouTrip?
@DemiZhuang
@DemiZhuang 2 күн бұрын
Yup better! Thank you for asking. :) i’m using Trust Cashback now! I have leftover in Wise for Ringgit + revolut for Korean won though
@normanenrickobautista9266
@normanenrickobautista9266 2 күн бұрын
Can I recommend to you to put timestamps in each topics u are talking about
@shafi8649
@shafi8649 2 күн бұрын
This is yearly income
@pmb7927
@pmb7927 2 күн бұрын
I dollar cost avg $500 a month into my roth IRA and i.dollar cost avg $300 a month in to my fidelity S&P 500 index fund. In 2015 I'm try and invest my whole 40k salary into a growth and income index, growth index,small cap, and a bond fund and I'm evenly invest invest 25% in each sector and I continue to invest $500 a month in my Roth IRA. So I'm be broke and starving next year. But I have a full funded emergency fund so I'm not to worried. Pkus, I live well below my means.
@pmb7927
@pmb7927 2 күн бұрын
I meant *2025
@albertybob2286
@albertybob2286 3 күн бұрын
You are absolutely right NTUC Income never honurs..i bought travel insurance for my spouse and she had panic attack first time before boarding EMIRATES Air so was forced to disembark so I took her to see a doctor at Changi Airport itself costing more than $200,NTUC refused to honour stating incident must occur outside of Singapore,after thus incident all our insurance including my relatives we prefer other insurance companies than NTUC Income
@albertybob2286
@albertybob2286 3 күн бұрын
I just used my Trust Bank Credit card at Sheng Shiong but was rejected this morning 16th November 2024 but next door NTUC accept..why?
@DemiZhuang
@DemiZhuang 3 күн бұрын
Go and ask Trust CS in app.
@cinimodmil
@cinimodmil 3 күн бұрын
hey Demi! may i ask if you remember when you signed up, does Trust provide a virtual card that can be added to Apple Pay?
@DemiZhuang
@DemiZhuang 3 күн бұрын
Hello! I can’t rmb but if you can add, there should be an option to add to apple wallet when you view card.
@cinimodmil
@cinimodmil 3 күн бұрын
@ appreciate your reply. Thanks Demi! I’m still looking through your videos and thinking what I should use 😂 about to bust the 1k bonus points this statement month for CRMC + Amaze. Heading to JB next week, might apply for Trust. Hmmm!
@DemiZhuang
@DemiZhuang 3 күн бұрын
Haha. Have a video that’s going out tmr, comparing 6 multi currency card in total, take into account the cashback from trust card, effective exchange rates are better than any other.
@cinimodmil
@cinimodmil 3 күн бұрын
@ yes I saw in a comment from another video on Trust. Excited and looking forward to it!! Thank you. I saw another video and you mentioned that there’s no min spend for the first month to get the bonus cash back (not sure if it’s for new customers or the first month of each quarter which I doubt so!) Considering I’ll spend less than 500 and selected category is on food in JB (will spend in SG too for the month I suppose or till CRMC bonus points resets), will my transactions be eligible for the 5% cashback? I.e., I don’t have to hit the min 500
@cinimodmil
@cinimodmil 3 күн бұрын
i think i need to take into account too on the fees and the 2.27% cashback when using Amaze + CMRC vs. Trust
@simontay1968
@simontay1968 3 күн бұрын
Just for info ..I just used both YouTrip and trust card in Netherlands.. youtrip has better exchange rate as compared to trust card. €1 : S$1.4182(YouTrip) vs €1 : S$1.428(trust card)
@westdoor123
@westdoor123 3 күн бұрын
youtrip card exchange is much better than trust bank card
@tankh566
@tankh566 3 күн бұрын
So which 1 it best for us to subscribe?
@williamtay741
@williamtay741 3 күн бұрын
Hi, just want to check if anyone have tried using Citi Rewards Mastercard with Atome and successfully get 4mpd for it? Also for subscription (recurring bill payment) like example Giga, or KZbin premium will still earn 4MPD with Citi Rewards?
@wongsengkiat3629
@wongsengkiat3629 3 күн бұрын
Thank You for sharing 🙏
@KingFisher-v1i
@KingFisher-v1i 4 күн бұрын
Youtrip is gonna go bussssttttt
@Belle-d8f
@Belle-d8f 4 күн бұрын
Reflecting on my journey with Dollar Cost Averaging in the S&P 500! With uSMART SG, you can easily trade low-fee ETFs like VOO and get free Tesla stock + $180 with code n74lob!
@dylanchua2199
@dylanchua2199 4 күн бұрын
What are your thoughts on hedge fund trading? I started buying and selling options and made almost 60% ROI in a month despite the high risk
@DemiZhuang
@DemiZhuang 4 күн бұрын
No thoughts on it. I don't do that.
@victorpng7554
@victorpng7554 4 күн бұрын
I used them all and confirm that trust card gives the worst rate overseas, possibly given that it's the only credit card. youtrip gives the best rate followed by wise, then revolt and lastly youtrip. trust is still better than using bank credit card but ultimately, its still a credit card and the bank is not going to give us a better rate when those prepaid credit card can use those "deposit" and earn interest. But I agree trust card in Singapore is really good! All card are used on the same day in my comparison.
@MrCFreaks
@MrCFreaks 5 күн бұрын
For Citi rewards+amaze , can I pay the transaction using my Apple Pay (Amaze card) instead of using physical Amaze card?
@joseraj6081
@joseraj6081 5 күн бұрын
Thanks good share 🎉
@zhixie6553
@zhixie6553 5 күн бұрын
This card is sadly, filled with dishonest promise if you are using it for foreign currency spending. Im not even talking about how the 15% cashback advertisement for this card that comes with T&C. The worst part is that if you had a chosen category, you will NOT earn even 1.5% cashback if you fail to spend the minimum requirement for the quarter. Meaning if you are using this card only for Travelling in one month, you wont be able to hit the quarterly spending and you are not eligible for the 1.5% cashback too. I have already confirmed this through the Live chat in Trust app after making $2k without any cashback.
@zhixie6553
@zhixie6553 5 күн бұрын
This card is sadly, filled with dishonest promise if you are using it for foreign currency spending. Im not even talking about how the 15% cashback advertisement for this card that comes with T&C. The worst part is that if you had a chosen category, you will NOT earn even 1.5% cashback if you fail to spend the minimum requirement for the quarter. Meaning if you are using this card only for Travelling in one month, you wont be able to hit the quarterly spending and you are not eligible for the 1.5% cashback too. I have already confirmed this through the Live chat in Trust app after making $2k without any cashback.
@C.E-xh2iy
@C.E-xh2iy 5 күн бұрын
Hi Demi, could you explain how you derive the commission and platform fee numbers in your video? (0.06% of traded value, min $1.98/order) when it seems to be written 0$0.99 per order and there's no mention of a 0.06%
@DemiZhuang
@DemiZhuang 5 күн бұрын
Hello! If you pull down the tab at the SG market price, you’ll see commission fee is 0.03% + platform fee 0.03% of the traded volume after the 1 year comm free trade for new users - www.moomoo.com/sg/broker-about/pricing
@moonl2400
@moonl2400 6 күн бұрын
Hi thanks for this video. How do we avoid margin trading? Can we turn off this function? or as Long as we buy lesser than the total deposit amount I’m the account we are safe?
@DemiZhuang
@DemiZhuang 5 күн бұрын
Go to account settings and switch it off
@Bor1ngL1fe
@Bor1ngL1fe 7 күн бұрын
wait so the insurance/tax premiums can earn with the amaze card combo? or cant?
@DemiZhuang
@DemiZhuang 4 күн бұрын
Cannot.
@darrentsh0068
@darrentsh0068 7 күн бұрын
Personally been using Trust card at Taiwan, Hong Kong, Macau and Zhuhai for last couple of months. Link up to my Google pay as well. No issues, exchange rates one of the best, perhaps there are better rates elsewhere but I am happy with it. Customer service can help u promptly if any issues.