Best Multi Currency Card Rates Update 2024

[@DemiZhuang]

What's your go to Travel Card? :)

[@elliotw.888]

just a tip with wise, you can actually edge your conversion just before it rolls over to the lower rate. so eg. I would convert exactly $48.34 to JPY, which incurred $0.13 of fees. if I went over and converted $48.35, the fees went to $0.15. so that'll give you the best rate for conversion

[@kingz4494]

Hi Ms., I would like to check which card is best for use in Taiwan. Thanks.

[@VeggieOrtiz]

Thanks for covering the coupons that Trust offers, something that many vloggers gloss over. Some of the coupons, like the KFC $2 discount with $10 spend is worth forgoing miles for because of its upsized value

[@nicktayi]

What is the best card for transferring money from Singapore to overseas? e.g., US

[@jaredtansley3236]

Just wondering Have you used a Wayex Crypto card??

youtrip and amaze are available in canada or just in Singapore?

[@jericollaw7285]

Do i need to change to usd on my youtrip card to pay and will deduct from the usd or just top up sgd and it will do the convention automatic?

[@aesric]

Youtrip refused to refund my fraudulent transaction and refused to suspend my card for a replacement. Its outright ridiculous. Customer service is quick but completely patronising with useless templated replies. Cancelled it

[@DemiZhuang]

Sorry to hear that :/ An updated video on my thoughts behind it - Stop using YouTrip Overseas! kzbin.info/www/bejne/fIK7ipKNhKd_mJo

[@jefftan2785]

Hi! I just got my first job! and am looking to get my first credit card, any tips?

[@zanang194]

Liked the video. What about Tiger Boss Debit Card?

[@ljxmax]

Just some data to share on USD conversion for GXS debit card VS Trust bank credit card. I was charged 1 USD = 1.3551 SGD for Trust Bank CC, and charged 1 USD = 1.3553 SGD for GXS debit card. Since I was paying in USD to the merchant, Trust bank was slightly better. I think GXS uses Mastercard FX rate without any spread, so probably Mastercard FX rate is probably slightly worse when comes to USD.

[@Moreone97]

If pairing amaze with uob lady, does it hve to be on travel category fr it to get 4mpd?

[@DemiZhuang]

Depends on what you’re spending overseas. I chose Dining so overseas restaurants qualifies.

[@Moreone97]

@@DemiZhuang thanks :)

[@elliotpianocovers]

hey! did you compare across different days? iirc, trust pegs to visa's current day exchange rate (for the whole day), while youtrip/revolut/wise use real time exchange rates. so it's actually possible for trust to give better rates than the others on certain days. trust also gives 0.22% cashback in linkpoints, and its a credit card so technically safer + you get 1 more month's interest which could be net positive overall. also as a PSA, UOB lady's in japan is sus because a lot of food places do not code as food MCC. so we end up paying the 2.2% amaze markup and not getting the bonus 4mpd. using citi rewards behind amaze is much more consistent unless you are 100% sure about the MCC of a shop you are visiting. found this out the hard way when in japan :')

[@DemiZhuang]

compared same day, timing difference only 1 min apart from each other. Agreed for uob lady's, happened to me once too haha.

[@tecnic4]

Er, for youtrip right, better to bring the physical card when go overseas. I was in Japan this May, shopping at Loewe and they don’t accept Apple Pay. I visit few other shops where I was told they could only facilitate my payment with the physical card. Lucky I had the card with me.

[@哥坤-s7o]

But youtrip cannot be used for trains, buses and vending machines in Japan rite? So it is still a must to carry cash and then topup your suica card with cash.

[@EZJRVCXY]

If you get the revolut metal card, will you choose it over youtrip? I think in your previous video, it seems like revolut give you the best rates.

[@DemiZhuang]

metal has a fee though. Yea in korea that really was the best haha. They differ only so slightly from each other to be honest I just use whatever I prefer.

[@Draxco]

​@@DemiZhuangrevolut metal recently have a new update and has alot of free premium subscription for other app included inside the metal subscription.

[@kurokishizx]

What advice u got for those who wants the best probability of getting over 2k/month remote job? Admin exp.

[@ericsamuel5373]

Hey Demi, can make a video for the best cards to pay for a wedding banquet at the Marriott hotels?

[@DemiZhuang]

i think milelion has an article for wedding banquets!

[@RickyMorty95]

Hi Demi, supporter of your channel here! keep up the great work :) i have some issues with the apple shortcuts setup. i have already made my changes in the Dictionary and Lists, they match the notion exactly, but this doesn't allow me to record my expenses. I noticed you didn't mention to change anything in the API URL, i haven't made any yet either, should i make the changes for this(e.g. link my workspace?)

[@DemiZhuang]

Hi, can you reach out to me via Ko-fi platform or instagram DM me?

[@ron7012]

Kuoe Royal Smith 09-010, nice watch 👍🏻

[@DemiZhuang]

😬

[@leejunyuan8141]

My gxs was best in malaysia

[@Simplejunk92]

ichange?

[@DemiZhuang]

I can't seem to get the card issued to me.

[@Simplejunk92]

@@DemiZhuang ah it’s normal. It takes quite a long while 😂. Can use the virtual card first meanwhile

[@sumit6190p]

Anyone used ichange card overseas?

[@DemiZhuang]

i can't seem to get the card issued to me

[@sumit6190p]

@@DemiZhuang Ohh seems they have good exchange rates.

[@kohlee888]

👍

[@EC_C_G]

youtrip + trust :) amaze + crmc with the sg spending + statement month its hard e.g. citi statement is 20th, and insta resets on 1st so end up my crmc spending is 700+ but amaze is about 300+ any idea any other good cards i can pair with amaze (if im not on UOB)?

[@hathor2]

i think UOB has updated... from Oct 1st 2024, things are different

[@DemiZhuang]

Yup