10 ESSENTIALS FOR A SUCCESSFUL LOW/NO SPEND MONTH or LIFE! Frugal Living!

[@marygoldstiver2637]

The message I give myself is: I have enough. Shoes, clothes, handbags, furniture & knicknacks - I have enough. I am retired, I own my own unit and car, I can feed myself and my gorgeous cat, I have wonderful family and friends, I thoroughly enjoy my low-cost interests and hobbies. I have enough, and I am happy.

[@FrugalMoneySaver]

Love that so much, Mary!

[@Fruit17-ip4vl]

I agree Mary! I am retired as well and I have enough as well! I gave away some of my handbags 👜 after I was given two brand new ones. I cleaned out my closet and shoes and clothes were given away that I no longer wear! My car is paid for and I am content as well. Yes! Family is important as well as my dear friends! Your comments are excellent! ❤❤️😎😎

[@choover2576]

This librarian wants to thank you for being an advocate for public libraries! Thank you for your wonderful channel. Looking forward to no spend January. Merry Christmas and happy new year.

[@jamiecarr4184]

Another librarian here, don't forget library free apps to listen or read books.

[@carolynmaves503]

I like to listen to audiobooks while I mend, crochet, do jigsaw puzzles, sometimes bake cookies or cook in the kitchen. Keeps me going!

[@cherylhowker1792]

@@carolynmaves503same here. I ave audible with Amazon and have like 300ish stories on there so enough to keep me going. Some series I listen to every time they bring out a new book. And they are great. Others are a one off. But always i listen to the sample to check I can cope with the person telling the story as I do find some voices I can’t understand ISO I always check. I have recently found a free sight that brings out chapters of the book each day. So you listen to 30mins a day and then you can pay to listen to more or wait 24 hrs and get the next instalment. I listened to one story and then forgot for 5 days that I had the app so had 5 days to listen too that was nice.

[@FrugalMoneySaver]

You are so welcome! A very merry Christmas, and a happy healthy new year to you as well!

[@lorimcbrayer8431]

I have loved going to the library every since I was younger. Families need to take their children, many things happen at the library.

[@kimkramarski-smith774]

January is the perfect time to draw out your Spring garden. Remember crops need rotation. Make your tags , sharpen the tools . Have your seeds & materials ready to start . Reach out to family or friends to have a community garden .

[@FrugalMoneySaver]

Great idea! Love that!

[@debmoore629]

I am doing a no spend crafting winter here in Michigan. Anything I create will be done with what I already have, using up yarn, materials, paint, embroidery floss , paper etc. My one exception would be adhesive of any kind that is needed. Makes me really look at what I have and use up scraps I save from other projects.

[@FrugalMoneySaver]

Great idea!

[@judimantos904]

Going to create necklaces + earrings from the bead supplies I already have during January 2024. Thanks for the idea!

[@MaidenBklyn]

I am doing the same thing

[@kallistoindrani5689]

I love this!

[@michellemybelle22]

Me too!

[@KateBurt-b4e]

I plan to do no spend January and February. We are going to hibernate and get projects done around the house. The bonus will be avoiding the cold and flu season :) Win/win Love the journaling idea. I am going to grab a notebook for this and get my lists and ideas written down. Merry Christmas

[@FrugalMoneySaver]

Merry Christmas! Love, love, the hibernation idea💕

[@susankimball4820]

Emmy and Paul. You had some great ideas to not spend . My suggestion to not spend is to not get in the car …..😂

[@helenmak5663]

And not shopping online 😅

[@FrugalMoneySaver]

Brilliant! Love that so much😂

[@MsCaseyCreations]

Suggestion for those with weak determination: start with a no spend day(s) every week or a no spend week every month & keep increasing until you can do a no spend, low spend month. It helped me get control of my budget. Enjoyed your channel. Thanks for your helpful hints!!

[@bhallmark3390]

I do love our public library. I love listening to audio books on CD. Reading a physical book puts me to sleep, but with an audio book, I can walk on my treadmill or crochet on my project at the same time! -Brenda

[@carolynmaves503]

Me too!

[@FrugalMoneySaver]

That’s a great idea Brenda

[@staciesabatino3817]

Not sure how I missed this video from 3 weeks ago. With no exaggeration this video hits every single angle on the head. I would like to give a tip for fridge lists that has made things easier for me. On the side of my fridge I have a magnetic pad (dollar tree) I take inventory of upstairs and the fridge down stairs and when I use something I cross it off and when I add to them jot it down. With a glance I can come up with ideas. Next to that list is another pad of what I'm getting low on or need to replace. Thank You for taking the time to make another fantastic useful video.

[@FrugalMoneySaver]

Thank you so much for the kind word, and your helpful tips!

[@bettyadkisson1681]

I always pay my bills up from January to March and have winter meals stocked up. And keep my has tank filled so it will be a no spend pantry meals for 3 months. And make own snacks too. I've found all my recipes too make egg roll wraps,soft taco shells, and my mother yeast biscuit recipe from 3 generations. All can be made for pennies verses $3.99-$5.00 each. And they all can be used with leftovers stretching your food even more. Best recipe is the homemade pop tarts using my homemade jams. And once a month freezer meals.

[@FrugalMoneySaver]

So smart!

[@MichelleL22]

I’m sooo excited for a fresh low spend year! I just want to get back to real basics. I don’t have clutter or a tendency to overshop, but I’m finding how little I really need that makes me happy. I look forward to focusing on new recipes and new ways of doing things. The library is my favorite place and we are very lucky to have them!! Merry Christmas!!!

[@FrugalMoneySaver]

Love that! Merry Christmas!

[@stephaniephelps9483]

Tips for more frugal spending on groceries when you have special diet needs would be so helpful. Gluten free, dairy free, and sugar free are quite expensive.

[@M_SC]

That little bird book is so adorable

[@SusanCox-pl9qp]

Or when an unexpected snowfall occurs, you'll have food to tide you over for a while.

[@FrugalMoneySaver]

Absolutely!

[@christophervogt7456]

You take the fun out of no spend January... What do you mean I have to pay my bills???? Lol! 😂 Always great tips Emmy!

[@FrugalMoneySaver]

🤣🤣😂 Sorry Chris!!

[@rev.ruthe.gallot9103]

😄that is so funny ... just last week I came across a pretty journal as I was clearing out and decided I would use it in 2024 as what you called a "command center". I already set up pages with my No Spend January goals, tracker, etc. including a list of things I can do for free (what you called "Boredom busters". I began setting up for what I am calling "Finish It February" in which I want to use those cold, snow bound days to finish up some half done craft projects, and Mend-It March to do some repairs around the house. Clearly I am a goal setter and list maker and having a nice journal really motivates me. Thanks for the great video, wishing you great success in your no-send January goals

[@FrugalMoneySaver]

Oh my gosh! That sounds so wonderful!

[@susangray45]

I have a pamper basket on my bed. I do my skin care, my nails, lotion up my feet, etc. PLUS my current reading book…….

[@FrugalMoneySaver]

Love that!

[@rhondadavis850]

I love our library! Our little town library picks a book each year for the community to read together and gives anyone a free copy of that book so they can participate in all the book discussions and activities throughout the year. We just moved here and I went in to get a library card when I noticed the stack of books and the sign. When I asked about what it was, the librarian explained it to me, gave me a copy of the scheduled activities for the 2024 book along with a copy of the book to keep. She also gave me copies of the past 3 years books to keep- FOR FREE. After we’re done, we can keep the book or give it to someone else. So I have 4 books to keep me company over the winter. 3 of them were books on my wish list! I was so happy! Saved me money, plus I can participate in the community activities for the 2024 book starting in January when I am doing a no spend! DEFINITELY check out your local library.

[@FrugalMoneySaver]

WOW!!! How much do I love this idea! What a wonderful community event!

[@ShatteredRippleBooks]

I forgot to say Libby the library app is free and there's so many books, audio books and magazines on it!

[@Frugal_fitchic]

I absolutely love the Libby and there are no late fees !

[@FrugalMoneySaver]

Thanks!

[@barbarajohnston7642]

You have inspired me to visit my local library which is only .2 miles from our home! Yes, 2/10 of one mile, and I've never even walked in it for the seven years we've lived here. . . how embarrassing. I do love reading, but always buy my books. Taking advantage of my local library will save me a good bit of money currently going to Amazon. I am going to try and tailor my meal plans to what is currently in our freezer and pantry. Instead of the typical spending, I'm hoping to save the extra money for my husband's upcoming retirement. Thanks for all of your inspiration, and I hope you and Paul have a blessed Christmas.

[@FrugalMoneySaver]

Libraries are fabulous! Thank you so much! A very blessed Christmas to you and yours

[@phyltorkelsonp9268]

After having two unexpected and expensive household repairs in the past week (Merry Christmas to me, LOL) I look forward to participating in a low spend January!! It will also be a good time to downsize “stuff” from a couple of rooms in the house.

[@FrugalMoneySaver]

Yes, this is a great time of year to Declutter!

[@baus7]

I love to declutter. I just threw a whole bag oof stuff away last night and plan to add more tomorrow after opening gifts.

[@chanboubou9245]

@@baus7 soooo therapeutic!!!!love it !! 😀

[@helenmak5663]

I like to keep myself occupied at home doing some neglected house chores. Need to make some bone stock with the bones I have saved, so to free up my freezer. Thanks Emmy and Paul for year round frugal motivations. May you and your family have a wonderful blessed Christmas and a joyful New Year!

[@FrugalMoneySaver]

Merry Christmas to you and yours as well!

[@LindaMorton1973]

Hello there from Glasgow, Scotland. I want to thank you for your videos. They bring such blessings and encouragement to me. I wish you both Peace, Love, Hope and Joy during this festive season.x

[@FrugalMoneySaver]

What a wonderful blessing! Thank you! Wishing you the same!

[@loraemm2418]

I completely agree about a library card. Since I prefer to read on paper, I went to the library Friday and got a bunch of books to make it through New Years. My library's portal even allows me to read magazines online. A 'no-spend January" is not on my schedule. I live in NJ and Shop-Rite does it's HUGE Can-Can sale mid-January. I always save up to buy most of the canned goods I'll need for the year then. Beans, tomatoes, some veggies, and it's always the lowest price all year for Progresso soup. I used to buy 30 cases of dog food, saving about 50% over the rest of the year's prices (My husband thought I was nuts, but just played along; lugging cases in through the basement window for me! Unfortunately, I've been a widow almost 19 years now, and I haven't had a dog for a few years either.) This frugality, which I believe is a gift from God, has helped me to manage widowhood financially. Hope you and Paul have a blessed Christmas

[@FrugalMoneySaver]

Food is essential! The can can sale is essential for stocking our supplies! Non-essential frivolous spends is what we are stopping!

[@robinkline5600]

All good tips. I plan on roasting a turkey that's in the freezer (got it for .69$ a lb.) in January. Making turkey divan, turkey soup, hot turkey sandwiches, etc. Also tackeling closets and drawers, and reading the Shell Seekers that a friend loaned me. Blessings to you and Paul and pup.

[@FrugalMoneySaver]

Sounds great! Thank you for sharing!

[@SurfinGrandma52]

I had already planned a “no spend” January and hopefully the year, but I’m taking it one month at a time. Love your suggestions and have become a new subscriber. Thank you so much for your help and encouragement!

[@FrugalMoneySaver]

Thank you so much! Happy you found us!

[@rochellethundercloud346]

Start planning the holidays by labor day,at the latest. We know November and December come every year. We know what holidays are in those months. Plan early,and think outside the box with meals. Instead of the big antipasto platter plus the huge meal,pick one or the other. Do dessert. Brunch Sandwiches Pot luck. Gifts. How many people are you giving to? What is the budget? Start saving up. Or,shop year round for gifts.stash them away

[@juliatepe5760]

I lucked out today at Wal-Mart! My favorite brand of canned pumpkin priced at 75 cents, had been $2.47. The canned evaporated milk I use priced at $1.00, had been $1.37. The "use by dates" are Jan 2025. I stocked up for the rest of this year and next year too. Actually, our grandson requests pumpkin pie year round😊

[@janetstonerook4552]

I'm a person who doesn't get bored easily. The only time i get a bit of cabin fever is when the weather is terrible and I can't get out for days at a time. Or if the power goes off and i cant see to read well and i can't get on line! I have a little corner of the couch where I sit to pamper myself and to escape into reading or a movie at the end of a rough day. Its a blessing to enjoy your home and your own life.

[@FrugalMoneySaver]

Janet, you sound just like me! I am truly NEVER bored!

[@kathybackulich4614]

This was such a positive video. In a world that's upside down now this was so refreshing. Loving all the great tips and I can't wait to start. Thank you and Merry Christmas

[@FrugalMoneySaver]

Merry Christmas to you as well. Thank you.

[@Jer29_11]

I am actually headed to my Library to watch a Christmas Movie with a group of other people. They play free movies every month on a large screen with free popcorn and snacks. They also have the free passes and craft classes along with free computer classes.

[@maryhull531]

What a great idea and a great library .

[@FrugalMoneySaver]

Oh, that sounds like a wonderful time!

[@patblack4332]

I'm in!!! I have crafts I want to finish. I belong to the library which is a wealth of free activities. I belong to the book club and we have crafting days. Seminars, dvds, etc. Your ideas are great!!!!

[@FrugalMoneySaver]

Wonderful! Sounds like a lot of fun!

[@cassidydavis4421]

We love the library! It saves us so much money. Facebook Events is a great place to find free things to do around you, I scroll through at least once a month to find free activities for our family to attend. Exercise is free! There are free workout apps and free KZbin workout channels. Our home is a haven that we love to be at and we have built it up intentionally ever since we got married but especially since the events of 2020

[@FrugalMoneySaver]

I couldn't agree more with your comment! Thank you!

[@beautifulrecovery2337]

This is PERFECT. This year my family focus is stillness, low spending and nurturing our home and cooking at home.

[@FrugalMoneySaver]

Perfect word!!!

[@marthamcquaid5440]

One way of not going out for convenience food is by making freezer meals. I you are single or small family most recipes are serve 4 - 6 people. By taking a meals and portioning it out you can freeze a extra servings and have a meal ready when you don't feel like cooking.

[@FrugalMoneySaver]

Very true!

[@ajvintage9579]

I do this.

[@julieemig432]

I love the library. I have been reading my whole life. I still like a real book

[@FrugalMoneySaver]

Me too! I can’t stand reading on electronic devices lol

[@danarzechula3769]

Yep. And I would rather write than type😂

[@ajricesmommyx2]

Auntie Emmy and Uncle Paul, I'm looking forward to a low spend/no spend January for a few reasons - because I'm officially done with graduate school (hooray), I get close to 40 hours of my week back - which means I have time to plan meals and take stock of my household. This past year was challenging, so my motivation for not spending January is to focus on myself and take stock. I've been go go go for so long that I need a chance to reset and reprioritize what is important. Using the excuse of low/no spend means I can enjoy books I already have and use yarn I have stockpiled to make baby blankets as gifts for coworkers having babies. I'm looking forward to it!

[@FrugalMoneySaver]

We are so proud that you finished Grad School!! Yes, take some time for you!

[@barbarawilliams67685]

Wishing everyone a very merry and blessed Christmas.

[@FrugalMoneySaver]

Merry Christmas, Barbara!

[@basketlady2601]

When i bring home anything in a can or box, before it goes in the cabinet, I use a pen or Sharpie and write the expiration date on it in big numbers. New things go in the back and I can see at a glance what I need to use soon. Merry Christmas & a Happy Healthy New Year to you all!!

[@FrugalMoneySaver]

Very smart! Merry Christmas!

[@donnadavis8487]

I would enjoy seeing a video on how you set up your control center book, sounds wonderful!

[@FrugalMoneySaver]

That’s a great idea!

[@ShellyCap9]

Convinced hubby and we are doing no spend January. The only thing we are doing is allowing $10/wk for essential groceries like he has to have eggs for his health and a few fresh veg.

[@FrugalMoneySaver]

Oh my goodness, yes! Food is essential do not limit fresh food, please!

[@KerryJames-l6z]

Thinking putting a room outside for my own space peace time ❤❤

[@sarah9314]

How cute is that avian journal! I love birds

[@FrugalMoneySaver]

I do too!

[@AdrienneEESantiago]

I love the idea of a boredom buster list! FYI: I just got a library card in my new town!

[@FrugalMoneySaver]

Yay!! Good for you!

[@cedarcottagefarm2885]

January is when I start my pantry challenge and I try to stay on it for 3 months. I only cook from my pantry. I allow myself a tiny amount of money for few fresh groceries. This is when the freezers are cleaned and organized. It’s a big savings. I have crafts to start for next years Christmas. I plan my vegetable garden and what additional items I will be adding to my fruit trees and bushes. It’s never slow on the farm. As long as it stays warm enough, we are splitting wood.

[@FrugalMoneySaver]

Love that!

[@annewright3129]

I love your idea having activities and projects on hand or when you need a change. I have my stack of books and crafts so I will be fine. It is also a great time to email friends and see what they are doing. I also schedule a fixit or cleaning project for each day. I quite like the cabin months. Have a lovely Christide and new year.

[@FrugalMoneySaver]

Sounds great! I agree! There is definitely a coziness about winter

[@katherinerichardson1767]

Our community college has many life skill, home improvement. foreign language classes and other type of classes which are free for senior citizens. We will be doing a no/low spend January. From the weather reports, it looks like you guys will be having a very snowy and cold holiday. Keep warm and looking forward to your next video. Merry Christmas and Happy New Year Paul and Emmy. ❤

[@FrugalMoneySaver]

No, actually we have about 40° and no snow here where we live for Christmas. We live in the Hudson Valley area of New York. A very merry Christmas to you as well.

[@reneeubry9065]

The library is not practical for us but the internet sure is. We don’t watch much TV but there are plenty of useful things to find on the net. We live several miles out in the country so I plan shopping and trips to town to get the most out of the trip. As for food that can be ready to eat quickly, I make 20-40 burritos in a batch and pack them in double bags then put them in the freezer to take out when needed for work lunches or just when needed. I can make really healthy food this way with no hidden health risks.

[@FrugalMoneySaver]

Great tips!

[@dgreen9264]

Ready for my no spend January. I spring clean my entire house, use up food in my pantry and make meals to use up these items. Love your channel and suggestions ❤

[@FrugalMoneySaver]

Sounds great!

[@memorysmaid9551]

I am looking forward to a low/no-spend January. It is a month when no family member has a birthday, and we have no travel plans. We will be eating more healthy meals predominantly with food we already have in our home. I track my expenditures in an Excel spreadsheet but also use scratch paper (bill envelopes, etc.) to write things down as they occur and then add those into the spreadsheet when I have time to be at the computer.

[@FrugalMoneySaver]

Sounds wonderful!

[@pamelaporter3683]

I'm going to use the envelopes bills come in to save receipts, lists of wants, leftover cash from any January must-have expenditures, etc. I intend to begin each month similarly. It should be easy to track on quarterly, semi-annual basis. Sounds like a fun mystery in the making!

[@stowie7733]

I will be joining you on the no-spend journey. It will be my third no-spend January with you. My “Why” is to pay down on my debt. I have kept a list of to-do’s during the month…some fun, some not so fun…but I hope to check everything off by the end of the month. One tip I learned over the years is if I see something I want to purchase in a no-spend month, I just make a list with the items, where I would purchase it from along with the price. At the end of the month (or at least 30 days), if I still want it, I have to save up the money to purchase it. I can’t use any of the money saved in January as that is all going toward my debt. I then try to follow the 30-day rule, plus I have to have the cash to buy it. It has worked well for me over the past couple of years. I will be writing out my meal plan for the month of January very soon and will start with clearing out my freezer (it’s packed!) along with my pantry. I’ve done an excel spreadsheet and listed everything by its expiration date so the older items will be used up first. I probably have enough food to go into February because it is just me in my food household. I usually make one large pot/pan/slow-cooker meal to last most of the week and then make small meals from other ingredients I have on hand. Wishing both of you a very Merry Christmas and Happy New Year! Love your videos!

[@FrugalMoneySaver]

Wonderful! A very Merry Christmas to you as well! Thank you!

[@marykelly4680]

Such great ideas.I found 7 seek and find books at my local thrift store for .50 a piece.ill be using them this winter for frugal entertainment along with my library books.

[@FrugalMoneySaver]

Wonderful!

[@traceyelliott2902]

As a small business owner, i worry a bit when i know certain months are "no spend" for people, but i do understand it! I do really love utilizing my local library for classes, and so much more! Thank you both for helping us enjoy a frugal lifestyle! I hope you all have a beautiful and blessed holiday season!❤

[@FrugalMoneySaver]

Thank you so much! A blessed holiday season to you as well.

[@main2333]

Perhaps on these months. Offer bartering?

[@MartyLawless-kh2jd]

I understand your concern, and I hope your business remains sustainable. However, our economy has been fueled in large part by consumers overspending - often resulting in credit card debt. The whole system is out of whack.

[@brilliant5126]

What a wonderful way to bring in the new year! I am looking forward to spending the time at home with just my close family and enjoying how fortunate I truly am to have my loved ones and genuinely have everything I need. As I grow older, the body complains a little (I'm sure that puts me in good company! 😉), but my life really is so good! I want to live it in gratitude. Thank you so much for your beautiful channel that puts so much positivity and joy into the world, Emmy and Paul! ❤❤❤

[@FrugalMoneySaver]

What a lovely comment! Thank you!

[@sabrinadevol1210]

I'm looking forward to joining you in January's no/low spend month. I have so much meat in the deep freeze and lots of canned goods from which to plan my meals. I plan to bake bread, grow sprouts, cook from scratch, journal, read my Bible, and complete devotionals. I'm looking forward to spending more time at home. I love the idea of a quiet corner to pamper myself or cozy up to read a library book. Thank you for all the great ideas and encouragement. Blessings.

[@FrugalMoneySaver]

Wonderful! Thank you for watching and sharing

[@susanf4857]

I plan on decluttering and deep cleaning during no spend January. I love getting a fresh start on the New Year! I also plan to read alot and start a gratitude journal..

[@FrugalMoneySaver]

Love that!

[@exomake_mehorololo]

I've been thinking what activities to do in January. I'm planning to go to our library to read there! They have nice study tables. I often only peruse books so it's actually a bit of a hassle to lug around books to and fro when maybe I only read a few pages 😅another thing I am wanting to do is prepare some more special recipes. Who says it needs to be Christmas for that? I often feel I'm missing out on a lot of Christmas food because I can't eat a whole meal of heavier or richer foods. But I do like the dishes. So I'm thinking to make some festive or "Christmas" dishes in January

[@FrugalMoneySaver]

Oh, I love the idea of making festive food in January

[@janferguson8583]

I'm excited about not having to make as many decisions. Planning ahead for food, activities, boredom busters... it takes the stress of figuring it out on the fly out of the equation. Thanks for the great tips and I am really looking forward to NO/LOW Spend January after high spend December.

[@FrugalMoneySaver]

We are too! Thanks!

[@jenniferhenderson6154]

Love our library they do so much more than books . Merry Christmas to you both from a very cold Scotland . We were lucky enough to holiday in New York in June and we loved it all xx

[@FrugalMoneySaver]

Merry Christmas! Thank you!

[@carolynb2457]

Very clear explanation for low spend no spend. The libraries are definitely the places to find all varieties of free entertainment- please use and support your libraries!

[@FrugalMoneySaver]

Absolutely!

[@juliem.3936]

Love the idea of a pamper corner!

[@FrugalMoneySaver]

So fun!

[@KerryJames-l6z]

I have a calender and write events down for each month then I write weekly list daily list

[@FrugalMoneySaver]

Very smart!

[@AScotOnTheLoose]

Great to hear your library has classes like sewing - a great extra function for the building.

[@FrugalMoneySaver]

It really is!

[@courtney8911]

I love the old fashioned ‘make a mix’ books to have those ready neaks

[@FrugalMoneySaver]

Oh yes! They are wonderful

[@The.Journey.to.Freedom]

Very wise and encouraging! Thank you for sharing! It's so easy to get swept up in spending and then get stuck in a bind. I definitely want to incorporate these things and improve on saving and spending less overall.

[@FrugalMoneySaver]

You got this!

[@cherisebeekman]

My husband and I are excited for a low spend January! Gift cards are still in play, and we are planning ahead and buying the birthday gifts for the two birthdays that happen that month. Otherwise… No eating out or coffees at Starbucks! No online shopping for anything that is not a grocery or prescription item. Pausing all subscriptions that are not paid annually. we’re planning to write down every item we would have purchased and tally up the total at the end!

[@FrugalMoneySaver]

YAY!! wonderful! So happy you are with us!

[@becky9194]

Great ideas especially the benefits of using the library

[@FrugalMoneySaver]

Glad you think so!

[@TikiTackPrincess]

Wow, you are an amazing woman!! So inspiring and full of good ideas. You make me smile, you are so delightful. May God bless you richly ♥ Sue

[@FrugalMoneySaver]

Thank you so much!

[@churchofpos2279]

I was notified by my employer that my hours will be cut for the month of January. So, I will have at least 1 month of low to no spend. Am already making plans to make that extra time count. I have home projects that I can do, crafts, books, and will be able to focus on doing more home cooking/meal prep.

[@FrugalMoneySaver]

So smart!

[@robinbirdj743]

January is a great month to do this, although sheets are often a wonderful buy in Jan. Thankfully, I don’t need any! But I DO need to pay my gas company 😂

[@lindaf4803]

We are joining you in no spend January! My pantry and freezer is full and I need to use this food before I buy anymore. I will still buy fresh vegetables, produce and dairy products. I usually stock up on items when I can get them at a good price, but now I just need to use them. Take care Emmy and Paul and thanks for the encouragement.

[@FrugalMoneySaver]

Wonderful! So happy you will be joining us!

[@pamelaporter3683]

Very thankful that i saw this video today. Three days before the 1st of 2024! I'm on-board and raring to go. One of the comments i read listed things to do in upcoming months and i will be adding a new monthly goal to my "command center". May God richly bless you and your family in the coming year. ❤🎉😊

[@FrugalMoneySaver]

Great idea!! You as well!

[@cynthiaakacyndsmith6539]

How perfect and I just subscribed, I had just talked to my Mr. He had no clue what I was talking about. We can do this. I already have plenty of the things to fill the gap. We have truly been blessed. We have 1/4 of a cow and 1/2 a pig in the freezers, I have lots of caned goods and baking things. I know I can do this.. I appreciate your help and enthusiasm. Thank you for all you do.

[@FrugalMoneySaver]

Welcome! So happy you are here! Thank you!

[@ItsTiaNotTamera]

These was great!! I’ve done low buys for years and still found some very useful and unique tips. Thank you some much!

[@FrugalMoneySaver]

So happy they were helpful!

[@InHISgrace4Life]

I'm excited to slow down and enjoy taking my time doing things the old-fashioned way. There are many old recipes I'm planning on making. Like starting my sour dough starter again and making homemade kombucha.😊

[@FrugalMoneySaver]

Sounds great!

[@chrisl418]

I listen and watch from moment one. You are such a sweet KZbin friend. Great content and lovely person inside and out. Thanks!

[@FrugalMoneySaver]

So kind! Thank you!

[@garyanngeistfeld5907]

I’m looking forward to a jig saw puzzle

[@FrugalMoneySaver]

They are so fun!

[@mariluortiz7317]

Gracias!!!! Emmy and Paul. Son tan valiosos y generosity. Gracias, gracias!!!❤❤❤❤

[@FrugalMoneySaver]

You are so welcome! Thank you for watching!

[@roslyngeer7698]

I have a lot to be grateful for.

[@FrugalMoneySaver]

Yes, that's great!

[@paulafleming3889]

Great video we just moved into a smaller house. So we are still sorting every box so this Christmas we goot each other something we needed. So we are already on a low spend no spend. We honestly have very little room. That's one way to keep from spending and more stuff to a little house.

[@FrugalMoneySaver]

Sounds great!

[@roslyngeer7698]

I have to be good for ever.

[@HeronCoyote1234]

I just paid off my Amazon and bank credit cards (I do this twice/month). Other than gas, and perishable foods, my expenses are charities, pet items (insurance, food, litter), and utilities on my cards. I get cash or points back on each card.

[@FrugalMoneySaver]

YAY! That's so wonderful!

[@servantrose]

Susan Branch books are expensive and amazing. I would love to own one but so thankful to the library :) These are great tips but for me ^^ this is everyday life.

[@Auntie7024]

Wonderful suggestions for the new year. ❤😊 Have a joyful and peaceful Christmas.

[@FrugalMoneySaver]

You as well, thank you!

[@grammapatb]

I enjoy your channel very much. This one was super good! So helpful, clear, giving ideas and directions! Thank you!

[@FrugalMoneySaver]

Glad it was helpful!

[@muskokaoma7470]

I like to keep freezer meals for times I don't feel like cooking or I'm finding time is running short. It's healthier than hittin Rotten Ronnie's for a Big Mac

[@FrugalMoneySaver]

Very smart!

[@rochellethundercloud346]

Another tip,have ready made food in the fridge and freezer,to heat up

[@FrugalMoneySaver]

Great tip!

[@lynnegordon6749]

Our local library has great programs for all ages. The staff are very knowledgeable and friendly.

[@FrugalMoneySaver]

Yes they are!

[@lisaremy4817]

Thank you for the wonderful tips Emmy. Merry Christmas to you, Paul and your Family. 🎄🎁

[@FrugalMoneySaver]

Merry Christmas to you and yours as well, Lisa!

[@NJ-xp4eb]

For those who have libraries that charge a or a high membership fee and it is not viable, why not see if your area has a little free library- also a great way to swap a book already read- if there is none there why not start one? Eventbrite also has some great free online and meet up events, great talks from some renowned museums, authors and artists or you can donate a little if you can afford it. Just as an alternative to the traditional library offers.

[@angiefisher2780]

I love❤❤❤ the library! Thanks for all the great tips!

[@FrugalMoneySaver]

You are so welcome!

[@allythewriter]

I love the library! I just put a Digital Marketing For Dummies book on hold so I can learn about marketing for a business I want to start. We love playing board games and coloring, so those are our go to things for the weekend. Another great video, thanks Emmy and Paul!

[@FrugalMoneySaver]

Thank you for being here, Ally!

[@MicheleL-ve6bm]

Another idea could be to make 2 fave or new recipes. Perhaps you always wanted to make stir fry. Access pantry, buy as minimal as you need and enjoy making the recipes on 2 Fridays or on 2 days it rains, or on 2 Saturdays when you’re curling up with a book.

[@FrugalMoneySaver]

Sounds great!

[@KerryJames-l6z]

I have put boxed Mac and cheese tin vegies in cupboard frozen pre pared portion size meals frozen fish rissols steak

[@FrugalMoneySaver]

That’s great!

[@tawanawilliams9618]

I wish I could have fun I have time for nothing but work

[@sherryelysiak4798]

You always have really good tips. Thanks for your channel. Merry Christmas!!!

[@FrugalMoneySaver]

Thank you! You too!

[@gail2297]

I'm looking forward to saving more so I can get my car paid off. I have crochet, puzzles, word search, and diamond painting to keep me happy. I plan to go through my clothes to see if I have items to donate. I need to look over my pantry and meal plan.

[@FrugalMoneySaver]

Sounds great!

[@lisatopolnicki9975]

After all the festivities in December it's going to be nice to get back to portion control for my husband and I, and using my creativity. I come from a long line of great cooks that always thought you had to make enough to feed an army. I'm trying to break that habit. I look at my supplies now and think Emmy reminds us not to waste food, ha.

[@FrugalMoneySaver]

Yes, I overcook a lot too Lisa!

[@marywatkins6798]

Library card, absolutely. While raising two kids, we always went to the library. I use my library now to read ebooks. An ebook is checked out on my card the same way and I don't have to drive to my library branch! Not all books are available in digital form but I have read many, including magazines.

[@FrugalMoneySaver]

That's a great idea!

[@laurianacapone5013]

I love your amazing positive attitude! So refreshing :)

[@FrugalMoneySaver]

Thanks so much!

[@ShatteredRippleBooks]

I had two things I wanted this year a DVD player and a CD/cassette player. I found a DVD player in the sales but I'm not going to buy anything else now this month. I'm a shopping addict who is doing a low buy year to change my spending habits.

[@FrugalMoneySaver]

Wonderful! You can do it!