10 Hidden Health Insurance facts you should check before Buying a Policy

Top Health Insurance- Upto 25% discount👇
health.policybazaar.com/?utm_...
Health insurance is really important because it helps you with money if you have unexpected medical expenses. It also lets you get good healthcare when you need it. But the most important thing is to pick the right health insurance that fits your needs.
Choosing the right health insurance can feel overwhelming because there are so many options and confusing words. But don't worry! In this video, we will explain the important things to think about when you want to buy health insurance. This will help you make a smart decision to keep you and your family safe and healthy.
00:00 - Introduction
01:45 - Can you get insurance with an existing illness?
02:45 - Take advantage of the 'no claim bonus!'
03:33 - Get insured for your daycare treatments.
04:21- Get insured for pre & post-hospitalization expenses.
05:21 - Should you opt for a Family floater?
06:43 - Maximum entry & Renewal Age
07:23 - Not all the policies are the same!
08:03 - Undestand capping on expenses.
08:54 - Wide network of cashless claim settlements.
10:10 - Is Corporate Health Insurance Sufficient?
10:51 - How to easily buy Insurance?
➡️ Open your Demat Account - zerodha.com/open-account?c=ZM...
➡️Become ONE member - www.finology.in/one
➡️Find the Best Credit card & stockbroker - select.finology.in/
➡️ Get courses on Quest - quest.finology.in/
➡️Your Equity Research Assistant (Ticker) - ticker.finology.in/
➡️ Deep Dark Business Secrets - insider.finology.in/
➡️ Get Stocks & Mutual Fund Reports - recipe.finology.in/stock-and-...
.....................................................................................................................................................................
1️⃣ Mint your Money by Pranjal Kamra - amzn.to/3tsMB8P
2️⃣ Investonomy by Pranjal Kamra - amzn.to/3BLeviA
.....................................................................................................................................................................
Get in Touch:
⏩Twitter - / myfinology
⏩Facebook - / myfinology
⏩Instagram - @myfinology
⏩Telegram - @myfinology
⏩Email Us: [e-mail]
🌐Website - www.finology.in/
#PaidPromot

[@pranjalkamra]

Top Health Insurance- Upto 25% discount👇 health.policybazaar.com/?YT_NonBrand_PranjalKamra_Jul23&Native&Insurance_22Jul23

[@Shajahan6]

I'm 21 and single earning member and i want higher cover insurance like 1cr+... i can pay the premiums now because on young age term insurance premium costs low but i can't due to my income slab they doesn't offer us for higher coverage but how can i , If i choose further old age time like 30 then premium will increase compare to young and also what if i'm not alive to take a good one my family can't be stable with financial problems so please a suggestion for this, I'm researching on this but haven't proper solution even i commented on yours and lla's inssurance videos no response please help the young one

[@sujitpatel8659]

Sir pls term plan k upar ek video dijiye... Kya term plan mai swipe ho payega kya

[@DEEPAKPRASAD749]

Please send best policy name to cover all things

[@DhammpalSudhakarSatalkar]

You don't even tell which policy should be taken?

[@tusharmahajan8284]

Apne konsi Li hai ?

[@piyushsharma915]

In Rajasthan due to 25 lakh coverage by Cheeranjivi Yojana of state government at a premium of 850 only , great benefit to all people in Rajasthan. Even all private hospitals are covered in it . Irrespective of any disease and age .

[@anirban1859]

Are REET Teachers included???

[@MoviesExplainer71]

😂😂😂​@@anirban1859

[@Hunteriscoming]

​@@anirban1859ask Momta

[@rishabhkashyap231]

I went to a local private hospital it cannot cover rhinoplasty basic surgery of nose , i get to know that this policy cannot cover basic surgeries also

[@salmankhan-bu3qw]

Sir im very disappointed with policy bazaar. Im 100% sure nobody will fix the problem in 30 minutes because i am very old client of policy bazaar. When they have to sell something they call 100 times a day and when you need help of them them keep calling and just listen the nice music for an hour.

[@rajendratiwari2087]

पॉलिसी बाजार से लें या सीधे निवाबूपा से,सभी के ग्राहक सेवा सुविधाएं पॉलिसी बेचने तक ही फ्रैंडी होती हैं,बाद में साधारण प्राइवेंटिव हेल्थ चेकअप के दो पांच हजार रुपए भी लेने में आप सफल नहीं हो पाते। ऐसा कोई फीचर ही नहीं है कि पॉलिसी बिक्री की तरह ही क्लेम के लिए भी ग्राहक सेवा टीम आपकी समस्याओं के समाधान करे।पता नहीं ऐसी नीति कब आएगी???

[@pritamnath152]

True…

[@mainuddinsk786]

Genuine Review 👍

[@shahidiqbal8840]

Please share your policy name and number to confirm your complaint. And ask the people working in policy bazaar before buying a plan for mine.

[@danny06cbr]

True

[@santanudey2101]

Thanks for sharing, this is very informative while selecting a health insurance policy but I think claim vs settlement ratio is one of most important factors for selecting the insurance agency because this matters when you need!

[@littleshreyosree5574]

10 /10 1. Waiting period 2. No claim bonus 3. Day care facility 4. Pre and post hospitalization 5. Family floater 6. Life long cover 7. List of excursion 8. Individual capping 9. Cashless network 10. If you have a company plan.. recommend your own plan

[@ARMY_of_knowledge]

Hello Mr Kamra. Please make a 2nd part discussing various health insurance policies. The video is 9/10. Thank you.

[@MultiSambit123]

7.5/10: Because, 10 rating means the best of all! reasons being, ek example ki kami reh gayi (demo.), then biased bhi angle laga. Explanation and info are very useful. Thank you

[@sagarjadav3699]

Excellent, The Type of guidance I actually looking for to get pure beneficiary policy for me and it will helpful to stay away from the other Traps

[@bhavikgupta4554]

10/10.........This is such a good video with all the necessary info ...Thanks PK 😊

[@shashwatsinha28]

I would rate this video a solid 4. Only basic level stuff such as definitions of add-ons etc. covered. No in-depth analysis of which add-ons are actually useful and value for money, which companies to look out for etc.

[@yashathawale3291]

Beautiful video...... Every point is covered...... Thanks for providing this knowledge 👌🏻👌🏻👌🏻 I will going to rate 10/10 ❤

[@sandipghoshdastidar3406]

Hi Pranjal, your video was super informative. Only one thing that you said at the end regarding policy without a medical test, that I think is not the right approach. It may create some problems during the claim.

[@manashwdey3536]

exactly

[@satyandraupadhyay1458]

Super video hai sir aaj tak itne clear explanation nahi dekhe kahi bhi ya kisi se bhi..thanks a lot sir

[@user-zd6ej4yp2l]

10/10 video. Understood so well. Thankyou so much sir!

[@prahladgupta5572]

Thanks for the info that what need to consider while buying healthinsurance but there is still confusion as we do not have data to compare all these points at any website. Policy bazar provides info but not all info. Please list out some best health insurance with comparison.

[@moromisultana9838]

Thank you, bohot clearly explain Kara apney,I always had doubts regarding all this.

[@ganesh.n.m9533]

10/10 , Thank you very much sir for informative video🙏👌😊

[@NelsonJi]

Good explanation... It would have nice if u would have explain about claim settlement.. and why some one claim is not settled... Like ... While taking insurance.. should not lie or hide anything....

[@shsk7973]

Nicely explained sir for the new person who is going to purchase the policy this is 9 out of 10

[@manyabhavya]

Please elaborate on PPN package by GIPSA. Even if the policy does not have sub-limits, the insurers are making us pay because they don't admissible claim beyond the agreed limit with the hospital. So even of you have a cashless claim, you end up paying more of the share of the claim. This issue is not highlighted while purchasing the policy and only is made realised when claim is made. This is total shock!

[@virajshah7656]

I will rate this video as 5/10 as most of points you told are already covered in your previous Health insurance video

[@amitjain1013]

10/10 sir your videos are always logical and helpful if you could just add one point it would had been more better that on an avg people will prefer for family floater plan around 10 lac so what will be the avg prem

[@Sahil_khangar]

1887.00 for my parents health insurance policy up to 10lakh for more information watch my video on that topic and if you like it do subscribe and share it with your friends have a great day

[@poojajaiswal21]

10/10❤ eagerly waiting for video on this topic ... I also want your Suggestion on this.

[@pratiksatpute7632]

Dear Sir, The points which you have told regarding the health insurance please suggest that type of of insurance or else the best health insurance for family or single and affordable premium.. 😊

[@abhishekverma5898]

Informative, thanks!

[@promodgiri3958]

Valuable Information, Thanks 🙏 Sir

[@kaushikghosh4703]

Undeniably 10 out of 10 for such an useful and informative video...

[@narinder_balewa]

There are very few people whom we can trust blindly. You are one of them sir 10/10🎉🎉

[@manojsuri007]

Dont trust anyone blindly. He is promoting policybazaar and this policybazaar has a very poor claim settlement ratio. Many customers have complained against their service.

[@narinder_balewa]

@@manojsuri007 who told you that policy bazaar is a insurance provider company

[@niteshvadher9467]

Thank you Pranjal sir,

[@ajaykene.5009]

Rating 9/10....the video is great sir. one suggestion is that u can also show demo of buying or comparing policy online, or u can recommend top policies on your vidio, thank you

[@swetarani8375]

10/10... As i found this video super informative🙌

[@ankitbhatti667]

Thankyou for making this video. It has really helped me in buying right insurance.

[@reenakar4304]

Thanks pranjal,v nice video.which medical policy to take

[@MoumitaSarkar-ec8xh]

Thanks for searching this information.thanku

[@saikiran-wx3fv]

It would be much helpful if you can provide the insurer name at each case🤞

[@pradeepedixit623]

Very helpful video Thank you so much 🙏

[@rahulsvlog1131]

Thanks you so for your kind information

[@sabitarai4334]

Thank you for your information ❤

[@ramyasri6093]

Thanks for detailing

[@AdeshKamble-cp3ts]

10 OUT OF 10 THANKS FOR SUCH A AWASOME KNOWLEDGE.

[@radheshyamraiyani99]

Good Information Sir. Rating 9 But one point you need to verify at your as ground support not providing on time, also they have the marketing personnel in each city/area but personal for ground support for claim settlement not available. Policybazzar have good marketing team but claim settlement team not available for ground level guidance etc. This dark side of Policybazzar based on personal experience

[@digitallife5464]

you are correct sir, during claims no one will help you

[@pradeipkumar9762]

Before seeing that I was very scare to buy a health insurance plan but now I m very clear to purchase it.

[@kirankhandelwal1413]

Thanks for the video, please list top three health insurance available.

[@jossieserrao4902]

Good information Thank you so much.

[@suhasshinde7086]

Basic jankari ke liye ye video best hai 09/10👍

[@rishiagarwal8760]

Thank you 👍

[@jaypalkharwaljaypalkharwal9939]

Love you sir your information god bless you

[@prabhunavalgund7664]

Thanks for the information

[@MdKawsarAhmed-rg9vy]

TNX for good information ❤❤

[@ThairingThairingLangthasa]

This is informative while selecting insurance policy

[@Pnityallinone]

Thank you so much sir very helpful video 😊❤

[@nileshkudhale6871]

Thank you 🙏❤

[@Vipanloomba]

Very Good information shared. Thanks

[@omprakashmahale6349]

Thank you very much sir

[@biswajitphukon3758]

Thanks

[@abhisheksaraf6434]

Thanks!! 😍

[@nitishpradhan7375]

Sir u deserve my 10 out of 10 😮 Becoz u teach us some important awareness and knowledge, may be that not as high as some one need but it helpful for many one Thanks

[@MarketSeeker16]

Thank you Pranjal

[@pradeepkishoredungdung1817]

This is the best video on health insurance, excellent work pk sir.

[@pradeepkishoredungdung1817]

Pk sir one more video on health insurance, a detail video on top 5 health insurance according to u.

[@SnehaVerekar-zl7cd]

Thank you🙏

[@minnuk1230]

Pranjal, I am a beginner in investment, I saw your videos on best investment. How to exactly invest in index fund? Is it using an app or do we have any direct website for directly investing in these funds? Which way to choose? Please provide your valuable suggestions! It would be so great if you can make a video on how to invest in these different funds, thanks a lot in advance.

[@Sahil_khangar]

So I made video on that topic what is mutual fund and where I'm investing I also tshare that although for index investing I'm using grow app and I'm investing in HDFC sensex index fund which is suggested my pran jal sir and axis small cap index fund which is also suggested by pranjal sir for more watch my previous video and do subscribe have a great day

[@ManishKumar-uk4mj]

Great Video, Very Helpful

[@Albab_Ali]

Please compare some Health Insurance from examples and some video of top 5 top 10 insurance. It's a must. 8/10

[@sajiseb]

valuable insight, thanks

[@TusharGoel.29]

Even if a policy checks all the pointers you've mentioned, they can always reject a claim. Claim rejection reasons given can be quite absurd. Then you fight with the company during that critical time. Gives a real headache. Anyway, quite informative video.

[@Chatterjee995]

Kare to kare kya? Should we avoid health insurance or should we get it?

[@adityapatil7844]

@@Chatterjee995we should get it.. milne ke chances jyada hote hai if your given information is true and satisfy all their term’s and conditions

[@ajaysinghpatel2024]

Thanks To the point explain as usual

[@nadeemjamadar2011]

Bahut acha laga bhai......

[@better_u_know]

Sir, my insurance company denied to pay for new born mandatory vaccination. I can only see pre natal and post natal expense are covered. But how to proceed against them.

[@RahulKumar-jp6fh]

Aapki sabhi video knowlegeble hoti hai bro....

[@dhanmadhav]

Helpful sir🎉😊

[@MadhuSingh-hh1ph]

10/10sir,आप अपना काम बहुत ईमानदारी से करते हो

[@shrutikaspositivehappylife]

Thank you sir for valuable guidance Sir I hv request for you will u please tell - If we want port our policy and if there is no pre-existing disease in policy but after 2 years osteoporosis is detected, Now if we want to port policy to other company then will this company consider it as a pre-existing disease or I mean can we will get waiting period for this or not? (For osteoporosis 2 years waiting period but we hv completed in old policy this is detected after purchasing policy

[@subhashpatil9188]

Very nice Explanation

[@khurshedalam1994]

Thank you so much 👍 sir.. I'm big fan of you 10 out of 9 ... because some reason

[@prasannalama806]

Tha k u v much❤

[@georgesebastian3151]

good awareness sir

[@saurabhmulay4918]

Informative & crisp information 9/10

[@sanketnaroliya3474]

Please make top 5 insurance company with these 10 points

[@SujalGupta-wl6ih]

Oo Bhai itni mehnat khud krni pdti hai Sirf baith k phal chahiye kya jao policy bazar pe aur compare krke dhundo. Phal jyada meetha milega.

[@PawanSingh-lf1uv]

क्या भाई सब काम अद्भुत शक्ति

[@PawanSingh-lf1uv]

ऐसा कर देंगे तो नया Policy Bazar Company शुरू हो ने के लिए तैयार हो जाएंगा

[@pranjo0001]

Right suggestion

[@rajarshiroy6911]

@@SujalGupta-wl6ih Bhai itna time agar tere paas hain to tu video bana le, gyan mat chod

[@ddas86100]

Thanks🌹

[@rahulnolakha4784]

@pranjal kamra Most of review are negative for policy bazaar. So where we need to buy policy?

[@Vishal-iw6xo]

Cam we claim 2 health insurance for one hospitalization. My corporate insurance is quite low but i have my personal health insurance as well. Can someone help me with this?

[@Sahil_khangar]

Hi sir jaise aapne ek video me annual reports padhhna sikhaya tha na vaise aap terms and conditions ko samajhbe wala bhi ek video banao please is is a humble request

[@ajaykumarupadhyay9007]

Trusted content 10/10

[@Ravirathore8890]

Superb knowledge bro

[@chiranjibbasak5080]

Very helpful 😊😊

[@navanitadasgupta2896]

Can you explain monthly premium is better or one time premium

[@mrgupta1777]

Hi Pranjal, Here is CP Gupta. I am diabetic & 35 years old. Can you suggest the best Health Insurance plan?

[@penfriend4209]

Very informative 10/10 ,🙏

[@meghamanocha4689]

Sir vey informative video 8/10 but sir ek video top 10 helath policy jo truly worth it ho or wo health policy hume kaha se lene chahiye policy bazaar se ki kise agent se please share this information.

[@oyeminati]

Ok sir thanks for the information ❤❤10/10

[@kawaljeetsandhu3277]

Hi, will you make video on acko health insurance and other health insurance companies like term life insurance you made before.

[@user-oh5qi4iv6h]

Nice ❤

[@ankurzweb8149]

Acko Health Insurance seems best to me... Although same is not there in policy bazar

[@AsalkarVastuyojana]

Very informative rating 9

[@DurgeshKumar-vc9to]

Very nice video sir Thank you Really helped a lot... Rating : 9

[@pramodnarayanankutty2290]

And what about the harassment that the executives of policybazaar give you when you contact them. Mine is a very recent experience. The sales executive was adment that I buy the policy he suggested during the call itself. I asked him give me some time I will analyze and get back but he was not ready to agree and kept on insisting on buying the policy and that too a particular policy i.e. care supreme. He was not ready to end the call only. Kept on giving mental torture for 45 mins. Finally I just cut the call. Them I found ok from their website itself that policybazaar is a 5 star partner for Care insurance. So may be that guy would get some extra commissions for selling that policy. Similar experience I had about 10 years back while purchasing term insurance. I would never recommend policybazaar to anyone. Instead go for DITTO. They have totally professional approach. Won't push you even once. They will simply guide you the best policy for your requirements and clear all your doubts. Their call is also crisp and to the point. And they themselves will end the call once your doubts are cleared and won't ask you to take the policy right away. Till now very good experience with DITTO.

[@mayanksingh2580]

Inse policy le lo to bhi call ana bnd ni hota😂😂

[@nikeshjha8877]

Today I told them , I will uninstall your app because of your behaviour

[@livethelife432]

My company provides medical reimbursement including dependants, should I go for health insurance ? Pls help

[@pritnanda7203]

Thanks for valuable information & from my side 9/10.

[@ankitverma512]

You should talk about plans also..

[@siddharthrajde]

How is Reliance general insurance - Health Infinity? Please suggest