10 Money Saving Challenges For A Wealthy 2024

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Austin Williams

Austin Williams

Күн бұрын

Пікірлер: 313
@ElAgustin
@ElAgustin 11 ай бұрын
What's one money saving challenge you're going to do in 2024?
@jacintamcmillan4218
@jacintamcmillan4218 11 ай бұрын
I started one of these challenges for 2023 I have now opened a regular monthly savings account for 2024 Hopefully a more prosperous 2024 here in Manchester England
@char5477
@char5477 11 ай бұрын
I did the $5,000 challenge this year. There were a few months when I fell behind, but then caught up and will succeed by the end of this month. Like you said, consistency is the key! It all adds up, little by little!
@juliem.3936
@juliem.3936 11 ай бұрын
God willing, my goal for 2024 is to pay down a credit card with: tax return - bam! Extra spring paycheck - bam! If I don't have it paid off by fall with regular monthly payments, then extra fall paycheck-bam! It's not a savings plan but it is a debt-freer plan!
@Denise_Cocoa
@Denise_Cocoa 11 ай бұрын
I just bought a car in September (necessity) so I’m doing a $15,000 money challenge and going to apply it to my car payment so I can knock it out in 2 years or less.
@ruthwiseman4730
@ruthwiseman4730 11 ай бұрын
When I make a purchase I always round up and save the change. 1st of January I'll be adding up to see how much I saved this year
@ryanwilliams989
@ryanwilliams989 9 ай бұрын
Investing in the stock market has HISTORICALLY provided higher returns than other forms of investment. According to Morningstar, the average annual return for the S&P 500 index, which measures the performance of 500 large-cap stocks, was approximately 10% from 1926 to 2020.
@StellaMaris-lv2uq
@StellaMaris-lv2uq 9 ай бұрын
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over $610k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.
@maryHenokNft
@maryHenokNft 9 ай бұрын
Very much appreciate it Scholars who study the stock market’s historical performance estimate that over time, the payment (and reinvestment, and compounding) of dividends have contributed anywhere from 30% to 90% of the S&P 500’s total returns. I want to spread across $400k into profit yielding dividend equities but unsure of which to get into.
@maggysterling33254
@maggysterling33254 9 ай бұрын
@@maryHenokNft Amazing! I hope it's okay to inquire if you're still collaborating with the same fiduciary and how I can get in touch with them?
@maryHenokNft
@maryHenokNft 9 ай бұрын
Very much appreciated, just inputted *Gertrude Margaret Quinto* on the internet, spotted her consulting page ranked top and was able to schedule a call session. I’ve seen commentaries about advisors but not one looks this phenomenal.
@BiancaSherly-qt6sb
@BiancaSherly-qt6sb 9 ай бұрын
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
@Denise_Cocoa
@Denise_Cocoa 11 ай бұрын
For the Subscription Challenge, when you cancel a subscription, move that same amount of money to a savings account. If Netflix is $9.99 and you pay on the 15th. Once you cancel it, setup automated payments to your savings account in that amount on the same due date. You weren’t missing the money anyway 🤷🏾‍♀️
@robyn_southafrica
@robyn_southafrica 11 ай бұрын
That's what I did after I finished paying off a personal loan 🤗 works wonders!
@autobotdiva9268
@autobotdiva9268 11 ай бұрын
thats what i did for my 22 year old with adhd! put that into his retirement account
@sunsetkizz1
@sunsetkizz1 11 ай бұрын
Hi, new sub here 🤩 Another tip is to save in reverse: where you save the most in the beginning and gradually decrease it; making it feel like less of a burden to some people who may have Xmas or tax return money avail at the start of the year. ❤ your channel. Ty
@andreabellini6796
@andreabellini6796 11 ай бұрын
I’m moving next weekend so I’m definitely eating what’s in my pantry because I don’t want to move food.
@crazyadventuresandreviews
@crazyadventuresandreviews 11 ай бұрын
Best way to save is to stop eating out, maybe just once a month that alone would save most people thousands
@char5477
@char5477 11 ай бұрын
Agree!!
@williamjackson8288
@williamjackson8288 11 ай бұрын
and you'd be healthier too
@jacintamcmillan4218
@jacintamcmillan4218 11 ай бұрын
Some good challenges. I put dates on stuff like laundry detergent to see how long it takes to use, then try to beat the date with new bottles and boxes. By using less.
@paulinehillson9059
@paulinehillson9059 11 ай бұрын
I do the pantry challenge once a month. Once a month, I do not go grocery shopping on the weekend and use of whatever is in my pantry I find is not only saves me money, but cleans up my pantry and keeps everything rotated. You’d be surprised how much food you buy and intend to eat, but then don’t.
@danicegewiss862
@danicegewiss862 11 ай бұрын
My husband's 2000 pickup didn't pass inspection. The mechanic said it was time to retire it. So we went to Facebook Marketplace. There was a 2007 model Chevy Silverado 2500 for $6,500. It sold before we could get to it, but we did buy a 2003 Silverado 2500 with significantly less miles on it for the same price. My husband got the truck he wanted without taking out a loan. Once again we are saving. The next vehicle to be replaced will probably be mine. Hopefully it will last through 2024. We live well below our means and survive very well. No debt is how you save. We have done the panty (lol) challenge many times.
@ayakasalih4189
@ayakasalih4189 11 ай бұрын
I slay in the subscription challenge. My only source of entertainment is YT, FB...😅
@leena118
@leena118 11 ай бұрын
This is a great video with lots of great ideas! I am going to do the nickel challenge. You know, Austin, you should do a video in February reminding us about these challenges and keeping us on track with them. Like a "check-in" video. Maybe tell us where we should be and tips for staying the course.
@ElAgustin
@ElAgustin 11 ай бұрын
Will do!
@pamelamonteiro9601
@pamelamonteiro9601 11 ай бұрын
Hi Austin & everybody. You inspire me on my financial journey, because you are realistic. I now find it exciting that I have money saved. 🎉
@videomgs
@videomgs 11 ай бұрын
Loved the surprise guest visit! And his pantry challenge power kick was pure gold. I laughed out loud. But seriously, some fun saving ideas! I agree, consistent small decisions is the secret. Thanks!
@ElAgustin
@ElAgustin 11 ай бұрын
I was laughing at that one for days.
@andreabellini6796
@andreabellini6796 11 ай бұрын
@@ElAgustinisn’t it great when you make yourself laugh? I crack myself up
@DreamWeaverRV
@DreamWeaverRV 11 ай бұрын
My husband and I really enjoy your channel and wholeheartedly agree with your outlook on life. We’ve been watching for a couple months now. The helpful tips you’ve shared about saving and investing has been such a godsend. We have chosen a life full of experiences rather then stuff. We travel full Time in an RV and work remotely- we haven’t been great with saving so your channel has helped us! Thank you for doing what you do and working so hard on your passion! It truly helps people!
@ElAgustin
@ElAgustin 11 ай бұрын
Thanks!! I'm glad it's helping!
@curtiscf1986
@curtiscf1986 11 ай бұрын
This is obviously for people who don’t save or budget regularly, because if they did, they would have every penny accounted for and saved anyway. Love your content!
@monishthomasp
@monishthomasp 11 ай бұрын
I’ve closed almost all my credit card loans.. save for one. In 2024 I plan to take up one of these challenges. The 100 envelope challenge sounds good to me. Steve McGuire was pure gold.. hilarious.. 🤣🤣🤣🤣 As always lovely video.. El Agustin ❤
@thats_toya4ya505
@thats_toya4ya505 11 ай бұрын
I love the biweekly, subscription and online shopping freeze challenges! New year, new me 2024!❤
@TPayne-fm8ie
@TPayne-fm8ie 11 ай бұрын
Another Great video, Austin, full of easy to implement, practical ideas. I think the last point is the best. Don't quit.
@paolamura3497
@paolamura3497 9 ай бұрын
This month of january 2024 I paid everything in cash. Let all my cards at home. Used what I had in the pantry. It works.
@Foxlet66
@Foxlet66 11 ай бұрын
Thanks Austin 😀 Another great video. Will definitely do one of these next year! Really love your channel, it's the best I've found for changing our ways with money and it's so inspirational too! Love your humour 😂 x
@to1620
@to1620 10 ай бұрын
Just a tip; to do a round-up challenge on your own without a participating bank ( because for instance, my bank doesn’t offer this) just do this-every time you pay a bill (like utilities, or insurance etc.) simply make that bill an even amount, and then transfer the difference into your savings. I also do this every time I go grocery shopping. If my tab at the market equals $197.63, I just say it’s $200, and then transfer the $2.37 myself. It’s SO much easier to keep track of a monthly budget using whole numbers anyway, and honestly the amounts are pretty much “unfelt” as you go along.
@Luncheon23
@Luncheon23 11 ай бұрын
Agustin I love it that the savings targets in your challenges are very modest and achievable. Many of us don't earn a lot of money and savings goals that are too ambitious are unlikely to be realized.
@ElAgustin
@ElAgustin 11 ай бұрын
I try to keep it relatable!
@christopherbellboy25252
@christopherbellboy25252 11 ай бұрын
I'm going to find a way to round up my spare change. I'm pretty good at saving, but I'd like to save more. Thanks for the entertaining content 🙏🏾
@michaelschiemer3
@michaelschiemer3 11 ай бұрын
I want to build wealth and I’ve been trying to learn things like this. I watched this whole video and barely understood it idk if my brain just can’t learn this stuff or what.
@Rachadrian
@Rachadrian 11 ай бұрын
As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. it's unnerving to see your portfolio go from green to red but as mentioned if you have invested in quality names just have to keep adding to them and stay the course.
@Olsontim21
@Olsontim21 11 ай бұрын
Becoming a good trader takes time and patience. When i first got into trading i was liquidated twice, and lost my entire mortgage deposit. I could have given up, but decided to let a professional handle trades for me, 4 years later and i am glad i made that decision.
@SteveEstrada-js9nu
@SteveEstrada-js9nu 11 ай бұрын
@@Olsontim21 Please who’s this Financial advisor that guides you?
@Olsontim21
@Olsontim21 11 ай бұрын
I personally work with “Vivian Carol Gioia” she covers things like investing, insurance, making sure retirement is well funded, going over tax benefits, ways to have a volatility buffer for investment risk. many things like that. Just take a look at her full name on the internet. She is well known so it shouldn't be hard to find her.
@SteveEstrada-js9nu
@SteveEstrada-js9nu 11 ай бұрын
Thank you. I just checked her out now and I've sent an email. I hope she gets back to me soon. I've been thinking of doing this for a long time now, and I've procrastinated enough already.
@Fillemexicaine36
@Fillemexicaine36 11 ай бұрын
Hola, Agustin! I was the winner of consistent practice in my Flamenco dance class this year! the teacher asked us to text her every time we practice. Consistency is really the key!
@lindabart2262
@lindabart2262 10 ай бұрын
i tried my own fun challenge with my grocery bill. At the bottom of each bill, it states how much you saved. i took those savings amounts and put them in an envelope. In 1 yr, i saved enough for 1 month of free groceries,according to my monthly budget amount. It made buying in december a lot easier for those special goodies.
@sinisakarabatkovic-fq8qg
@sinisakarabatkovic-fq8qg 11 ай бұрын
Great episode. Financial independence gives you freedom. Like a guy in a movie Hannibal told the guy in wheelchair: " I like you the way you are eating through straw. Why I would like you to be fired when you look half dead from all stress on the job. Stay where you're and maybe more stress will do more damage to you. Right. And do not forget to order healthy food for pennies." Austin is great as always.
@disruptapps
@disruptapps 11 ай бұрын
I really enjoy your content - you bring so much value! One thing I do is buy monthly and quarterly dividend yielding stocks, a little here and a little there for the long term. I've been doing it since 2020 and it really does pay off for the long term but of course a person needs to do their due diligence and likes the responsibility of managing their own portfolio. I understand you promote investing in index funds which is good, too. Thanks Austin!
@snapdragon2441
@snapdragon2441 11 ай бұрын
Re pantry challenge. Every 3 months I clean out the pantry and give any items that need using up to my husband. Let me explain. I don’t cook, he does, but I shop! So I give him the ingredients and he creates……. Including any items that are close to use by or best by dates.
@loytoco
@loytoco 10 ай бұрын
The pantry challenge looks like a good one. Often we do forget we buy something and it just sits there. For the rest, good pieces of advice. Low income people cannot do many of them, but there are a couple attainable for everybody and that's really good.
@markamark123
@markamark123 11 ай бұрын
In 2023 my challenge was to save 50k cash for HYSA. I finally did it on my own. I cut down expenses, found a much cheaper phone plan (Mint $15 per month), cut out cable, paid off all debt other than a 4% mortgage, cooked healthy food, cut down subscriptions, rarely shopping for materialistic items, took on a 2nd weekend job to better my skillsets, and saved it all. A % of money was also used to invest in 401k, HSA, and ROTH IRA. Onto 100k in 2024 and not looking back. The plan is set. Barring unforeseen issues, I am on a mission to hit this goal.
@33Jenesis
@33Jenesis 9 ай бұрын
I started to write down on a ledger booklet my expenses at night no matter how small this year. I just did my January month end tally. Although i cut out shopping after mid month, my first two week’s discretionary shopping was over $700; nothing i bought was over $40. It was sobering how easy small expenses add up.
@MacintoshMen
@MacintoshMen 11 ай бұрын
I left a like for the first tip alone. Seems little at first but over some time you'll see how much it can evolve into.
@ElAgustin
@ElAgustin 11 ай бұрын
Thanks! It's pretty incredible how much the small things add up!
@bigsky5526
@bigsky5526 8 ай бұрын
It's amazing how small amounts of money add up over an extended period of time.
@vanessafuller565
@vanessafuller565 11 ай бұрын
We use many subscription services…but never all at once. They’re easy enough to start/stop that we’re able to use them one at a time depending on what we feel like watching. Finish one series? Cancel whatever it’s on and start whatever you’re interested in now. Cost stays roughly the same and we never miss out on anything.
@yomamavsai
@yomamavsai 11 ай бұрын
bro please, leave the character, you're brilliant enough
@GrannyLinn
@GrannyLinn 11 ай бұрын
This might be your best one yet. Wonder how many of us are gonna watch it over and over. 🙋‍♀️
@ElAgustin
@ElAgustin 11 ай бұрын
Thanks!
@simplefoodsimplelife9632
@simplefoodsimplelife9632 11 ай бұрын
lol…I watched it twice.
@jc3885
@jc3885 11 ай бұрын
Keep spreading the good word, Austin.
@marvelx8173
@marvelx8173 10 ай бұрын
Thanks for bring back Steve!!!! The pantry challenge is so easy in my household as I have WAY too much food in my pantry. I will save a ton of money doing this so thanks!!
@DesertMav
@DesertMav 11 ай бұрын
I did the $1 challenge in 2022 and managed to save about $350 in about 3-4 months.
@maryperzigian4369
@maryperzigian4369 11 ай бұрын
Great video! I’m going to do several challenges.
@jhunbn2296
@jhunbn2296 11 ай бұрын
Hey Austin, in my country the Philippines, Spotify Subscription cost $2.69USD/month, I think I will retain it since Im listening to reggae and usually radio stations does not play that genre regularly. ❤❤
@TheTigerlily86
@TheTigerlily86 11 ай бұрын
I want the $5 week challenge 😊 and I will definitely start in January 1st.
@violetagira8687
@violetagira8687 11 ай бұрын
Why don't you start now? On January 1 you will one month ahead already.
@TheTigerlily86
@TheTigerlily86 11 ай бұрын
That's a good idea.tnx for the suggestion I would just probably start this week and start the $5 or $10 bi-weekly. This will help me alot by the end of the year.
@TheTigerlily86
@TheTigerlily86 11 ай бұрын
Then, i will do add every week for 52 weeks.ilke this saving challenge.
@ElAgustin
@ElAgustin 11 ай бұрын
Right on!
@carolynm9798
@carolynm9798 11 ай бұрын
I find it best to well define my monthly and yearly expenses, and THEN set up my sinking funds and saving funds. Lastly, allowance or discretionary moneys are leftover but they are as defined…how much for make up etc. This has worked very well for me!
@KT-rz7ue
@KT-rz7ue 11 ай бұрын
Omg, I was just mentally scolding myself for making excuses at the very second you just called me out and said "Karen and Chad". My name is actually Karen. 😂 Thanks for the great tips as always!
@ElAgustin
@ElAgustin 11 ай бұрын
haha, thanks!
@pageturningpriestess2859
@pageturningpriestess2859 11 ай бұрын
I was waiting for you to upload a challenges video. 🎉 I already had 10 challenges I was doing but I will add some of yours to the list
@Ella-ke9pc
@Ella-ke9pc 11 ай бұрын
Austin I just love this video .my grandson is a special need person but he works.I thought him to budge an save money every year he does the 1 dollar challenge an he has save quite a few dollars .I just finish showing him you video and he is going to start the 1 pennies challenge.And I am going to do it with him.Thank you
@ShellyCap9
@ShellyCap9 11 ай бұрын
LOL OMG I was almost in tears with Mr Mcguire. I have set up a budget to save next year, but I would love to do a no spend January
@ElAgustin
@ElAgustin 11 ай бұрын
Haha, thanks!
@paulspanish-he2ki
@paulspanish-he2ki 11 ай бұрын
Really enjoy your channel. Thanks for the tips!
@NicoleTurner_
@NicoleTurner_ 11 ай бұрын
We cancelled all of our subscriptions, except for KZbin. We did cancel it for one month and needed it back. lol feels so good to only pay $23/ month. We used to have Amazon, Hulu, Spotify. Cut out so much money. :)
@ElAgustin
@ElAgustin 11 ай бұрын
KZbin is the best in my opinion!
@leeallsopp5152
@leeallsopp5152 11 ай бұрын
What a great idea.. challenge yourself to build savings.. it sets boundaries most likely to stick to because it acts as a saving plan 👏🙌
@2024FingersCrossed
@2024FingersCrossed 11 ай бұрын
I am going to do the 100 envelope challenge. Starting 1 January.
@ElAgustin
@ElAgustin 11 ай бұрын
Good luck!!
@nathanphilips-fo8ui
@nathanphilips-fo8ui 11 ай бұрын
I traded well on my Demo account but when I invested in to my main account i lost all my funds. Please i need an expert to assist me with my trading. It's frustrating how people loss funds in this trading, I really feel so bad.
@VictoriaP960
@VictoriaP960 11 ай бұрын
It's very obvious that forex and crypto trading is one of the profitable money exchange services that elevates investors and their financial status.
@VictoriaP960
@VictoriaP960 11 ай бұрын
I will advise you to seek the help of a professional because it’s really hard to create a strong professional portfolio. This will help you to achieve your goals and long term financial objectives
@gavinralph4042
@gavinralph4042 11 ай бұрын
That's true,. Its really needful for beginners not to settle for videos alone or they will see themselves losing all their money just like me when I newly started trading with this videos here on KZbin.
@gavinralph4042
@gavinralph4042 11 ай бұрын
I will always recommend Expert Emily Jason to anyone who wishes to invest in forex/crypto trading, her strategy is working for me. I'm making good profits from bitcoin trading
@FelixEthan-bk6qc
@FelixEthan-bk6qc 11 ай бұрын
I agree with you. I'm not here to converse for her but to testify just for what I'm sure of, she's trust worthy and best option ever seen..
@watchmethriving
@watchmethriving 11 ай бұрын
This month I’m going to do the pantry challenge because I need to cut expenses due to a car repair. I’ll be doing the penny and round up challenges for sure.
@shissokanojo
@shissokanojo 11 ай бұрын
Thanks for sharing these. I like the nickel and envelope challenge
@PrincessZelda609
@PrincessZelda609 11 ай бұрын
Love, LOVE these challenges. I will definitely do the Subscription and the 26 week challenges!
@robinborucki4736
@robinborucki4736 11 ай бұрын
I’m definitely going to do one of these money challenges for 2024. It looks like fun! 👍😁
@ElAgustin
@ElAgustin 11 ай бұрын
Good luck!!!
@TheWitchsHistorian
@TheWitchsHistorian 11 ай бұрын
I'm getting my family involved in my 100 envelope challenge to keep me accountable and I'm doing the penny challenge with my step daughter so she has Disney spending money. That's her goal.
@aderpaul007
@aderpaul007 11 ай бұрын
My bike and my feet , although both need a bit of tlc from time to time , minimal cost , and eco friendly keeps me fit ( no gym ) saves me buckets on transport.
@SlothNiraj
@SlothNiraj 11 ай бұрын
Hey, austin, this one is just amaing especially the Steve Mcguire part😂.
@ElAgustin
@ElAgustin 11 ай бұрын
I appreciate it!!
@simonefeaster5131
@simonefeaster5131 9 ай бұрын
Genius. My savings goals now seem feasible. Thank you!
@josiesteed7573
@josiesteed7573 11 ай бұрын
feeling more hopeful i like the idea of making it a fun challenge/game thank you austin :)
@allenbrown9052
@allenbrown9052 11 ай бұрын
I apply this concept to working out. It’s gotta be consistent. 🧡 🐪
@dbartz5510
@dbartz5510 11 ай бұрын
Fabulous challenges! All are easy, and achievable with any income level! No more excuses people! Let's save! Your future self will thank you!!! Nice job on this video!😊
@curtismoss8616
@curtismoss8616 11 ай бұрын
There's something about your diction and tone of voice that is genuinely pleasant to listen to. I could be listening to a recitation of the dictionary and I'd like it. Is there anything public-speaking related you have done in the past ?
@ElAgustin
@ElAgustin 11 ай бұрын
I appreciate it! I taught before so sort of!
@Lbbdavis
@Lbbdavis 11 ай бұрын
You’re a brave man! 😂 Food in your pant-trees…
@ElAgustin
@ElAgustin 11 ай бұрын
I try. I still feel like nobody is watching so I'm comfortable with doing weird things. haha
@denisedeakins4828
@denisedeakins4828 11 ай бұрын
oooh we are watching ;) :D @@ElAgustin
@rickcooper156
@rickcooper156 11 ай бұрын
I really value your videos and advice! Thank you for helping me to be a better man!
@lindawrage4211
@lindawrage4211 10 ай бұрын
I love these saving challenges ideas. I'm going to do the 360-day Nickel Challenge. Great video! Just what i needed.
@veesvoyages
@veesvoyages 7 ай бұрын
I like the subscription reset idea, will be giving that one a try!
@allisonspeer649
@allisonspeer649 11 ай бұрын
The envelop challenge, most definitely the pantry challenge and going to try to do the nickel challenge.
@nilsonalmeida9686
@nilsonalmeida9686 9 ай бұрын
Very interesting. As an example, you can reach 100k in 3 years by doing the $25 per week challenge, and restarting the cycle annually, 3 times. Thanks for the content.
@Retired-jr3qs
@Retired-jr3qs 11 ай бұрын
I am retired and I am going to do the $5 weekly challenge.
@RP07662
@RP07662 11 ай бұрын
This was your best video - very practical and helpful for those who think they can't save money.
@ElAgustin
@ElAgustin 11 ай бұрын
I appreciate it!
@shaleiigavesti4601
@shaleiigavesti4601 9 ай бұрын
Luv these savings challenge ideas. Gonna try the penny challenge. ❤ every penny counts!😊
@judyberry9548
@judyberry9548 11 ай бұрын
Thank you Austin for the challenges most of these I have done but you came up with some great one for 2024 iloveo yourvideo keep up the great work. Blessing and peace to you 😁😊😀
@pdeakneam
@pdeakneam 11 ай бұрын
Of cours about money save i listented your presentation 10ways i understanded all of your showing and thank for sharing
@gracewright7938
@gracewright7938 11 ай бұрын
I have done the round up before and at the end of the month paid it towards my CC balance I'm getting down too zero - eventually, well it's my goal.
@SirenaSpades
@SirenaSpades 11 ай бұрын
Hahaha!! The shirt/halter top! We did that in grade school thinking we were so cool! That brought back memories! And laughs! :D Yes, some commitment to a savings challenge is needed.
@LaurieBertelsen-ze6ub
@LaurieBertelsen-ze6ub 11 ай бұрын
😂
@vicg6912
@vicg6912 8 ай бұрын
The importance of a Pennie; I was buying groceries at a store self checkout, because I was missing a Penny I couldn’t get my groceries. True story. Someone end up given me the Penny n I got my groceries..
@horaciot8277
@horaciot8277 11 ай бұрын
Great video Agustín. Unfortunately, you've got scammers in the comment section 😅
@rachelolvera9435
@rachelolvera9435 11 ай бұрын
I reported
@angelapennington4724
@angelapennington4724 11 ай бұрын
The problem with the nickel challenge is December for us, where December and January are our most expensive months. I may try this but do it randomly or save the bulk in the Summer months. We're on a 1 income family ($16 an hour) and 2 small toddlers 2 & 3) I cannot work do to his schedule and no childcare). We always struggle with money because we also dont get any government assistance other than medical. Your channel is helpful to scrape by though.
@Khuntian2024
@Khuntian2024 11 ай бұрын
Funny Austin, full of ideas and super frugal living I ever know! Bravo !!
@mariesaver7184
@mariesaver7184 11 ай бұрын
What an incredible video ,thanks for your great tipps. So happy that I found your here
@Savannah-ed4rv
@Savannah-ed4rv 9 ай бұрын
I'm not sure I could do the $5 challenge and the five cent challenge seems a little bit low, so I think I might try a dollar challenge. I'm a little bit behind because this is early febuary but I could make up for my January time and start this week! I don't know how much I'll end up with at the end of the year but I intend to get a calculator out. Thank you so much for these ideas. They are wonderful!😊
@sarahhelena7062
@sarahhelena7062 11 ай бұрын
Thank you for sharing all these helpfull tips. I am going to try to do the 5 dollar (euro) for me challenge. Goodluck to you all!!
@CAROTA251270
@CAROTA251270 11 ай бұрын
Loved the video. I am going to do the 5 dollar challenge but I also liked the paycheck challenge. Thanks Agustin!
@allardvanderstarre5238
@allardvanderstarre5238 11 ай бұрын
very good video; kudos
@plappin
@plappin 11 ай бұрын
These are excellent, Austin, particularly the no-shopping-online challenge. That's a big one for me as I always look forward to getting a special gift from "Jeff B" -- my own personal Santa Claus. Nice to see Steve back and better than ever!
@ElAgustin
@ElAgustin 11 ай бұрын
Thanks! Steve was long overdue!
@aaronaustrie
@aaronaustrie 11 ай бұрын
Great video!
@ElAgustin
@ElAgustin 11 ай бұрын
Thanks!!!
@TheTigerlily86
@TheTigerlily86 11 ай бұрын
Agustin 🎉😊Thank you for this money changing challenges❤
@minimalveghead135
@minimalveghead135 11 ай бұрын
Loved this! You have really motivated me to save more next year.
@IowaLanguages
@IowaLanguages 8 ай бұрын
I love this video! I might do the nickle challenge and go on a vacation to Turkiye next year!
@RogueBlitzX
@RogueBlitzX 11 ай бұрын
Will start the $5 weekly challenge on January 1st! Another great video, thanks Austin. Have been on a binge here!
@ElAgustin
@ElAgustin 11 ай бұрын
Right on!!!
@carnivorecaveman
@carnivorecaveman 11 ай бұрын
I'm already such an extreme minimalist that unfortunately I can't really participate in these kinds of challenges, because there are hardly any areas where I spend money for anything at all. I live on just 14 square meters, including the bathroom. I barely have more stuff than can fit in a huge 100-liter military backpack and a sizable handbag. I don't have to spend money on soap and shampoo because I get it for free from my employer. Toilet paper too. He also pays for the electricity. I follow the raw carnivore diet, i.e. I eat raw meat and raw offal, without spices. So I practically don't have to spend on anything besides the meat, but I also like the most the fatty offal from the meat, which other people wouldn't eat, i.e. I can buy these very cheaply, and I even recently got 12.5 kilos of them for free. There were only two areas where I was able to save recently: I gave up buying lemons - this was an exception in my carnivore diet - and on the other hand, I used to buy a lot of Bragg Apple Cider Vinegar, but now I don't buy it anymore, because it's much cheaper if I buy real apples instead, and I make apple cider vinegar from it myself, and it's even MUCH DELICIOUS! All this also saved me money, although not that much. Another thing: I don't pay for software, I don't use Windows, I use Linux, which is not only free but also much more reliable! Unfortunately, I'll have to spend a lot of money soon... :( I want to make (or have made) a "portable house" that will be my home! I want one that is mounted on a custom designed heavy cargo tricycle and without electric drive, which I can be able to drive anywhere with the strength of my legs only, even if slowly. It must have a closed structure to protect me even on cold winter days. According to my plans, the floor area will be approximately 6 square meters, but with 2 levels, although these levels will be low. However, a second floor, on which the bed will be, it will be foldable, etc... Well, that's going to cost a lot. But what freedom it will give me! It is also certain, however, that even if it will cost a lot, I already have money saved for it, in abundance! How good and useful that I have been an extreme minimalist for at least 4 years...
@KittyKat-vb1nd
@KittyKat-vb1nd 11 ай бұрын
Same ones making excuses to not even save $100 can always find time to shop Amazon. Make it make sense
@donaldlyons17
@donaldlyons17 10 ай бұрын
If they don't shop at Amazon that does not mean they don't have stuff to buy.....
@BigPhilly15
@BigPhilly15 11 ай бұрын
Ford Mustang ad played for me before this video.
@Anika99356
@Anika99356 11 ай бұрын
You look handsome Austin :) Your channel is extremely informative and valuable. Thanks for sharing.
@ses-ei7oc
@ses-ei7oc 11 ай бұрын
He's hot. haha
@Anika99356
@Anika99356 11 ай бұрын
@@ses-ei7oc most definitely
@andreas6029
@andreas6029 11 ай бұрын
Agustin you are a hoot!! Woot woot!!
@HotgyalB
@HotgyalB 11 ай бұрын
This was some excellent money challenges. Thanks 😊
@Raymondjohn2
@Raymondjohn2 11 ай бұрын
Every day we encounter novel challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2023, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
@usieey
@usieey 11 ай бұрын
Despite hearing that insider trading secrets could lead to making millions in the financial market, I hesitated to invest as I lack the required skills and a sound strategy to surpass the market and achieve profitable returns. Additionally, although I possess $160,000, I find it challenging to take the plunge due to a shortage of funds.
@Mohaimam316
@Mohaimam316 11 ай бұрын
It is advisable to steer clear of cons that appear improbable. Seeking guidance from a fiduciary advisor can be helpful as they are highly skilled in their field and can provide tailored advice based on an individual's risk appetite. While there may be unscrupulous individuals, there are also remarkable ones with a positive track record.
@audeywolsh
@audeywolsh 11 ай бұрын
How can I reach this adv-iser of yours? because I'm seeking for a more effective invest-ment approach on my savings
@Mohaimam316
@Mohaimam316 11 ай бұрын
My consultant is Natalie Lynn Fisk I found her on a CNBC interview where she was featured and reached out to her afterwards. she has since provided entry and exit points on the securities I focus on. I basically follow her trade pattern and haven’t regretted doing so
@audeywolsh
@audeywolsh 11 ай бұрын
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
@deannemackness213
@deannemackness213 11 ай бұрын
Wow that’s really good news… I’m interested in doing the $5 challenge 😅
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