10 THINGS ABOUT INCOME THAT YOU MAY NOT BE AWARE OF!

[@khimlim158]

Hey Josh! Thanks for the mention!! Indeed who knows what happens for one's career progression after you get married ya? Isn't it supposed to be a vow of going through thick and thin together? 😊 Definitely in favour of promoting family unity and happiness!🎉

[@joshconsultancy]

Hey Khim, happy to cya around here! Yes agree, through thick and thin =)

[@iketsuchin]

Hi Josh, thanks for the sharing. Personally, I've found the data on degree holders having higher salary insightful, which furthers affirm my decision to save up for a degree. Thanks so much for providing a contrarian perspective with hard data, especially when there's so much noise claiming that a degree is useless.

[@joshconsultancy]

No probs! Most of the noise regards "going the entrepreneur path" Most in SG are in corporate. Glad to hear you've upgraded. All the best!

[@andrewufo]

Josh , great video. On @6:12 , do you have an updated slide? Sora 3m in that slide was 2.75% while it is 3.7% today. Pretty sure those numbers look worse

[@joshconsultancy]

Certainly will look a lot worse. This report was commissioned by OCBC and done in end 2022

[@andrewufo]

@@joshconsultancy thanks Josh.. sounds like a good video for you to cover at year end . Looking forward

[@johnwee38]

Yes, affinity 🙏

[@frf3ed439]

Hi josh , can you do a video on how much must we earn to buy a freehold property in singapore. For both household and individual income.

[@joshconsultancy]

Stay tuned :)

[@Jamestong-r8h]

My wife earns around 15 times more than me and we been happily married for 9 years. It do helps a lot if the other half who earns lesser don't sponge on their spouse and also bear the same responsibility for the family.

[@joshconsultancy]

Well said 👍

[@DonYang73]

Do you have children? Do you plan to have? How old are you? What do you contribute (non financial) ….many factors to a successful relationship

[@Jamestong-r8h]

@@DonYang73 Yes, we have a 6-year-old kid. I am already in my early 40s. In term of non-financial contribution, I love and care for my wife just like my wife love and care for me. It goes both ways. For a marriage to work, both parties must genuinely love and care for one another.

[@cheewanng6138]

Mean incomes based on age group are nice. However, what is missing out are those that made mid career switch (in their late 30s, 40s or 50s) either due to personal circumstances or their ex industry becoming intensely competitive or being in the sunset. These people are the ones that are back to fresh grad pay despite having another degree for the purpose of this career switch. Well, this is the reality that we have to content with. Hard truths.

[@joshconsultancy]

Valid points

[@DonYang73]

Therefore, make hay when sun shines.

[@Kuromichannel-love]

Really a good video for young adults who just entered the job market. Only if I had such opportunities in my time for good tutorial. I am a retiree get $915 from CPF. However, I have finally made break through of getting passive income $12-$15k annually after retirement through investing local blue chip stocks. Previously I had over traded in stocks which I made little profits. Thanks for your great video.

[@joshconsultancy]

🙏 thank you for the high praise too. Share w someone who should see

[@ackc1204]

They should chart out Saving% against each income group. Does low income save less or more?

[@joshconsultancy]

Savings data v hard to collate to map it. Ocbc wellness has the closest but it’s only a sample of 2000

[@sleepyman6598]

Now I dont know which one to get first, a gf or second job.

[@joshconsultancy]

GF 100% 👌🏻

[@ernestbao3287]

How is your China portfolio doing?

[@joshconsultancy]

All china exposure is reeling still. Keep in cold storage and wait. No choice> Singapore’s Temasek upped its stake in JD by 110 per cent and maintained its position in five Chinese stocks including Alibaba and Yum China

[@chiaweinam]

@@joshconsultancy Spore government makes moves based on what it thinks is best, for instance progressive selling of US debts. It is not affected by propaganda and noises.

[@juniorjr5328]

Easy to get trapped in debt cycle cause cannot qualify for hdb

[@joshconsultancy]

Floating Mortgage rates are indeed high now

[@juniorjr5328]

@@joshconsultancy yea can’t qualify for four room hdb bto, resale hdb price too illogical. Had to buy condo and take on huge debt

[@DonYang73]

Thats why i say, hdbs should be open to all income as long as people buy to live in them and not to rent or make a profit.

[@willsontoh7105]

lol i dun every earn what dollar and sense how mention

[@conniechan4576]

👍👍👍👍👍👍👍👍👍👍

[@jasonlim4512]

i know singles chose to be single becos to take care of elderlies. not to generalise that singles have less liabilities.

[@christopherleng]

My wife earns max… she takes my money and give me daily pocket money😆

[@joshconsultancy]

As long as it works :)