10 Tips for Reducing Money Waste

[@M.ELIZABETHCC11]

All you said belongs to a perfect healthy circle, no credit cards = reduce stress, your own food and snacks = healthy and also because its plastic free, the walk , picnic, are ways to make more solid relationships.. it's beautiful.....thank you

[@nildaramoscutrone337]

minimalist sounds and feels like freedom...I'm working on giving away stuff that is taking alot of my time cleaning it...and I'm also working on paying off my credit cards...thanks for the inspiration!

[@FairylandCottage]

Day by day and little by little. Well done for all your effort! Just keep it simple and you'll be free...

[@Michelle-qd9gm]

Nilda Ramos Cutrone good luck hun xx

[@raapyna8544]

Free fun activities with family or friends (Finland): - the beach - the library - bicycle trip to a park a bit further away - natural park - forest; picking berries, mushrooms, flowers or herbs (while obeying the law) - skiing (you can borrow skis from the city, same as library) - coffee and chat at someone's home - picnic - sausages etc at public bonfire places - drawing and painting outside, in different places - small art galleries - playing Pokemon GO - fishing (while obeying the law) - birds spotting - photography practise - stars spotting - book club, music club etc - the Light festival, small conventions - watching movies or playing video/boardgames that someone you know already owns - sauna night at someone's home or summerhouse - volunteering occasionally for non-profits or charities - for youngsters, the local youngsters' club house - sports in fields / ice-skating rings in neighbourhoods and at schools in the evenings - ice-skating on natural ice - picking up trash and jogging Pretty cheap fun activities: - swimming halls - big or small museums - wall-climbing - grocery-shopping, cooking and eating dinner together at someone's home - hobbies in local non-profit organisations; yoga, choir, volleyball, floorball, scouts... - volunteering as a member for a non-profit or a charity that you care about - renting equipment for a camping trip - frisbee golf (you need to replace the disks when you lose them sometimes) - trying something new; there are often free tries or discounts for first-timers in many things

[@nevercomeback4685]

Thanks you for the big list 😉😁

[@FairylandCottage]

wonderful list!! thanks for taking the time to write them all out!

[@natalies753]

Finland sounds like such a beautiful country!!! I hope to be able to visit one day, I just hope it doesn't have too much mass immigration in that time because it is nice to visit countries that aren't overly populated. The forests and beaches in Finland look so pristine. Ice-skating on natural ice is my dream! Glad you make the most of what your beautiful country provides :) Cool that you can borrow skis in the city!

[@ambergallant2677]

Wonderful tips. I happily already follow all but the credit card. The only reason I can is I am very disciplined, keep track and pay it off monthly. Saves bank charges and I get points for free stuff. Over $350 last year! However I emphasize I am very disciplined in my purchasing. Another tip I follow is if you don’t need anything stay out of the stores! Too easy to get wrapped up in impulse buying. Also have a savings account. Even a little bit every month makes a big difference. Great video! :)

[@FairylandCottage]

Such great tips! you are so disciplined. My sister is like that. Im in awe. Great idea not to go to shops if you don't need anything! and also I just thought of one. Dont go food shopping when you are hungry! We also save monthly. Great habit to have.

[@janellemargot4376]

Yes! I know myself and I know if I go into a store. I WILL buy something eventually that is not needed!!!

[@FairylandCottage]

Janelle Margot I'm the absolute same! 😆

[@hopeh6176]

Excellent I very much use the same principles. I only use my card for holidays 😁

[@cherylT321]

Amber Gallant. Great points!

[@eleonoradeane5170]

I cut my credit card ten years ago. Best decision ever! If I can't afford something, I don't buy it, which is how I was reared anyway.

[@saraadler9664]

just a question because I am curious, if you want to buy something are you going to your bank take some cash, if yes how do you do without your credit card ? thanks 🤗☺

[@eleonoradeane5170]

@@saraadler9664 In Ireland we use debit cards which means you cannot spend more than you actually have.

[@saraadler9664]

@@eleonoradeane5170 Oh I see now ☺ Thanks for your answer 😘

[@eleonoradeane5170]

@@saraadler9664 You're welcome

[@samanthavanscoder9536]

My question is how do you buy a house or car without credit? I couldnt pay for my house upfront.

[@tammiehammett5054]

One thing that I do is to put every single bill and purchase on my credit card and then always pay it off every month which I have done for 11 years since I've gotten divorced. And then the points I accumulate on my card I use to purchase every single Christmas gift so Christmas costs me nothing and I pay no interest on my card because I pay it off every month. It does take discipline though. Absolutely love your videos. They are so relaxing. I just quit a job I didn't like after 11 years and I'm taking some time and basically binge watching all your videos for inspiration. Learning to slow down and enjoy nature and enjoy my day is new to me at age 47.

[@marilynroberts6644]

if we all do even some of these things it makes a difference. sometimes we need reminders of how wasteful we are in general. your channel is so relaxing and informative.

[@ingeleonora-denouden6222]

The right tips for beginners..... I already did those things long ago.

[@eileenlester3313]

We already do all of these. Don't own any credit cards. Good advice hope people will follow it.

[@lindarodriguez5806]

I've taken up these exact money saving tips over the years. It has also helped restore a sense of control over my life. Furthermore, It's not only a sustainable practice for your bank balance, but it is more sustainable for the planet. By simplifying your life you also tend to be happier 😄

[@FairylandCottage]

So true Linda!

[@Cindy-bee]

Thank you for these tips. Just retired and living on a much smaller budget now but am finding that I already do many of the things you talk about. I pay off my credit card purchase every month if I purchase online. Things like licence sticker for my car etc. We do need a credit card for some things but must be very disciplined as Amber mentioned. I have more money now than when I was working. I downsized everything in my life to prepare for retirement and it was been the best thing I could do for myself.

[@roseenglish7923]

I'm just retired too. Wishing to downsize soon. Also already doing many of the things mentioned.

[@Cindy-bee]

@@roseenglish7923 Do it, the best thing I could have done for myself. Kids are grown with kids of their own so this is my time to spend whatever way I choose. Less expenses with one person to feed and sure don't need a fancy wardrobe now. Good luck with your journey.

[@janellemargot4376]

Glad to hear! Happy Retirement:)

[@FairylandCottage]

cindy b it's great you have more money now than when you were working. Proves the fact that it is not what you earn it's what oh spend! Thanks for sharing and may your retirement be filled with peace and joy x

[@rosemarybruce6290]

for everyone upset about the credit card thing: requiring credit cards for credit ratings is a very american thing, and is sorta f-ed up.

[@FairylandCottage]

Rosemary Bruce yep I didn't think cause I'm Irish so it seems different in America. Thanks for the support! 😊

[@chriss2254]

Most Americans just don't know how to spend/handle their money. Credit cards are great if you use them properly. Check out Graham Stephen on KZbin. I've learned so much from him.

[@SpiralBreeze]

I’ve never had a credit card and I’m American. When you pull up my credit report it says not enough to generate report. I buy everything with cash, if I don’t have money for it, then I don’t buy it, that simple. I’m also disabled and on a fixed income so I don’t have extra money to buy frivolous things.

[@mindimoom9142]

@@SpiralBreeze I imagine it's not an issue not having a credit report until you want to take out a mortgage or other major loan.

[@SpiralBreeze]

Mindimoo M I don’t know how to drive and I have no desire to own a house, I’m disabled so all that work that needs to be done around and outside an actual house is never something I would burden myself with.

[@brazi33]

I bring my own home made lunch and tea to work; it really does save you a lot of money!

[@FairylandCottage]

yeah me too.... saves so much waste...

[@carolmiller6713]

I absolutely agree! I am doing 90% of these. Just recently began mixing up many of my own cleaning products. Debt is bondage. Thanks for sharing your tips with your viewers. ❤️

[@kerendn]

Debt IS bondage! So true, but many people don't realize it.

[@HeronCoyote1234]

My favorite money saving tip is to use the library for book, etc. If I fall in love with a book, and can see reading it again, I’ll buy it from my local small bookstore in town, using the discount they offer.

[@FairylandCottage]

aren't libraries the best!....

[@docb8316]

Take out a specific amount of money each week and use it for all normal expenses. Any money left over is saved for those things you want.

[@FairylandCottage]

That is so wise...

[@OnlyIssa]

I'm relieved to say we passed with flying colours. We do use the credit card to benefit us, like use it for shopping and get air miles to gain hotel points, but have never ever had a delayed payment to be charged interest. It felt good to know we are on the right track. :)

[@FairylandCottage]

Good on you. Same as my sister. You guys are exceptions to the rule!

[@allstairs8726]

Very environmentally friendly lifestyle too, I highly recommend

[@jin394]

I agree with the don't spend money unless its in your bank account, but you can still use your credit card, just treat your credit card like a debit card and pay it off after the purchase. That way, your credit score gets high and you get the credit card points. Otherwise, yes.

[@anweshakar146]

What are credit points? I don't think we have the same system here.

[@jin394]

@@anweshakar146 In the U.S. (and maybe other places too), credit card companies offer incentives such as 1.5% cash back. ie, for every $100 you spend on the card, you get $1.5 as a reward. These add up over time. These may be regarded as points until converted to real money.

[@melbonthuys7573]

I agree with everything except the credit card. My credit card has helped me in life and death situations before, for example, paying for my car to be serviced and paying for my dogs emergency treatment. Also it helps to build a credit rating.

[@FairylandCottage]

Animalover Veganette yes some people use for a credit rating. Good on ya for paying it off on time and not incurring interest!

[@angies3057]

The best thing in life are free.😄💕💕

[@angelakneller2880]

Where we live near the seaside we have a different band playing each Sunday afternoon and it’s free. We did occasionally buy tea and cake but this year we will bring a picnic and flask of tea thank you for the tips x

[@FairylandCottage]

yippeee there really is nothing like a picnic eh!!

[@KO-wu2og]

Vinegar Water Baking soda Use these three to save money on cleaning products. Fill a reusable spray bottle with mostly vinegar and some water to wipe down most surfaces in the kitchen. Use vinegar and baking soda along with laundry detergent instead of bleach for cleaning whites. Use vinegar and baking soda to clean your tub, the baking soda bubbles up after adding the vinegar and cleans very well. Use cold water for laundry and washing dishes.

[@FairylandCottage]

nice! cheap and simple and gets the job done!

[@margarethawk3073]

Thank you for those ideas

[@drmkpr88]

Thank you for the tips. Once I finish with my bottles, I'll make my own hair and face products. I turned 31 this year and the realization that I am not getting any younger had me slowly switching to a healthier and simpler lifestyle.

[@FairylandCottage]

Lovely to hear... 30s are the best years :-)

[@shenanigans3923]

Great tips! Live simply, live well👈 Back to basics, I believe = happiness☺

[@marionkine]

agree 1000% Being better at planning my groceries (meal planning, using what i already have in the cupboards/freezer) also helped me saving a lot of money during the 2 past months

[@FairylandCottage]

marionkine very interesting! We only eat what is in our cupboards until there are gone( it helps the kitchen is tiny so we can't have too much stuff

[@marionkine]

@@FairylandCottage i also have small cupboards but i used to go grocery shopping without checking first (only for dairy and produce)

[@deborahmcginnis8307]

Great tips! This wisdom will lead to freedom. Thank you for sharing this. As for the tip on buying used, well, that's one of my absolute favorites. I have gotten the most amazing things at thrift stores, garage and yard sales and even on the curb in front of peoples homes where these wonderful treasures were just sitting there waiting to be hauled off to the garbage dump. It's kinda like going on a treasure hunt to me. I 😊

[@hattekid]

I always buy second hand but I would also like to wait and think through if I really need the item, which makes it hard because someone can buy the item before you decide :(

[@raapyna8544]

Decide if you need the item first, look for it second!

[@danieletuvia9373]

Hello, so simple and so true

[@cathyphegley7414]

I like the list! And I shop thrift stores. You would be surprised the lovely like new versions you can find.

[@FairylandCottage]

So true! I forgot that one... I love thrift stores for everything I need I always find...

[@matthewwaterhouse9925]

I don't pull my credit card unless I'd also use my debit card. But my credit cards give me cash back. So using the cards actually saves me money. 😁 Right there with you on the rest of the tips. 👍

[@sundushayatkhan8561]

That's so helping. I'm definitely going to start from tomorrow to cut out my extravagant things

[@stinao4954]

I do a lot of knitting, crochet, and weaving and I would get my yarn at thrift stores or flea markets. My father got me a second hand spinning wheel years ago and now I make my own yarn with local wool from sheep farmers in my town. ♡

[@FairylandCottage]

Stina O wow so lucky to have a spinning wheel. I’d love one!

[@NatalieGrace99]

I recently have taken to buying cold coffee in glass bottles and I use the bottles for plant propagations, milk bottles, or a water bottle even. I can also recycle them as Christmas presents by hand painting them and making a baked good mix and popping it inside. I also have stopped buying fast fashion and instead buy secondhand clothing and I've found so many treasures for such a low price!!!! I'm old fashioned and I love a good book, which also helps reduce my media consumption through technology! As someone about to go through cosmetology, it is difficult to be lower waste due to hygiene laws, but I try my best when I can by buying durable metal utensils and higher quality ethical brushes and sanitizing them very often.

[@akshata892]

Best video so far love from India

[@etiolaarifi275]

You are such a kind person. Hugs from Albania

[@FairylandCottage]

Etiola Arifi thanks! hugs from Ireland to you!

[@ginamiller6754]

So, so smart!! I bought a nice couple of Swell bottles & stopped buying water in plastic bottles over a year ago! I also prefer my own coffee, tea and cooked meals. I did all this over a year ago. Also I keep a “wishlist” Things I desire must go on it first. Often, I no longer want it when the “urge” is over! We bought a very nice Pottery Barn sectional sofa a few months ago. Originally it was over $4000. The lady who owned it was moving and it would not fit in her new place. She wanted to recover some of the cost and we were trying to save. (Our old sofa was really awful!!) We purchased it for $650. And we all are very happy. You must check things out well, but in many cases a second hand piece only has bits of wear and tear.

[@FairylandCottage]

wow! great to hear! I too love the second hand... I love that you do the Wishlist too! it works every time

[@nataliestewart9441]

I’ve had a huge declutter of my home today after watching your videos, I’m determined to reduce my waste (especially money waste) thanks, looking forward to watching more videos!!

[@FairylandCottage]

Ah well done! take a well deserve break and a cup of tea!

[@annasummers2463]

Wow your hair look sooo healthy! Thanks for the tips, love your channel💚

[@FairylandCottage]

Ah thanks! I put flaxseed and fenugreek gel onto it as a mask and it made it all shiny!

[@jessymontealegre5316]

Your tips are really good, very helpful. I will try my best to follow your tips 🙂👍

[@leefollett3205]

Thank you! Most of these aren't too hard except one I supremely struggle with and its impulse buying! I always grab so much, I've lessened it but thats an amazing tip! I really think it'll change the one habit I hate about myself:)

[@abhinav9004]

You always come up with good and interesting topic. Amazing video

[@FairylandCottage]

Abhinav Chhetri ah thanks. Kind of you to say and I'm glad you like!

[@nikkifangaiuiha1986]

Loved your tips on reducing things l too have cut out on most things but still need the rest to reduce slowly. Thank you for your tips. 👍

[@katiemynette4285]

I did very well with not wasting money for quite some time, but have been spending more lately. I haven't cooked much for many, many years, and am now needing to buy some cook ware!! Still planning to put money in my small savings, and will keep a close eye on what I'm spending. Katie in Kentucky.

[@anweshakar146]

Completely agree. People in many countries already do all of this.

[@HeronCoyote1234]

It takes me a long time to decide to purchase something. Like taking a year to choose a small color tv. My only two impulse purchases are still much loved: a set of Corelle dishes I bought back in the ‘80s; and my house (I saw it one time, made an offer, my SO did the walkthru prior to closing, and I didn’t see the house again till we moved in.)

[@FairylandCottage]

You seem to be someone who really cares for what you have... so nice xxx

[@ManuelaChristina1]

This tips are nice, i already do this 🤗💗

[@guitargirl7452]

All great tips and I was pleased to learn I already do most of them. Yay! 😀

[@111-k4d9m]

Great tips - Nothing worse than take away food also restaurants that are moneyeaters, especially here in Switzerland. I like to buy locally grown food at open sir markets. Also buy loose and not prepackaged food. Thanks.

[@FairylandCottage]

so true! thanks for sharing your thoughts :-)

[@adrianaaagaardsommer3466]

I sometimes go to my local library to read the magazines I don’t buy myself. I don’t like to read magazines online but oftentimes you can get hand me downs or buy them really cheap in second hand shops if you prefer to look through the paper versions.

[@bettinaschmid1158]

We are soul sister..haha...I do everything except the credit card. In the US that is helpful to have. But I only use it, if I actually have the cash to pay it right back. Thank you for a great video.. 💕

[@FairylandCottage]

you are so disciplined! That is so good. Inspiring x

[@irishcladdagh3]

These are basic steps that are very life changing as well....they may differ in state and country and its ok....do what you can if u wish....but really it all starts with the mind....once your perspective changes everything else will follow with no hardship....all of them may not be right for everyone but they are good to consider if you choose to transition slowly to a more simpler lifestyle...to each their own but I dont believe you will have any regrets once you begin 💜

[@Twin_peaks93]

What I love is that if u follow these tips you naturally become healthier in mind and body

[@CiaraColette]

Great to find this kind of channel from an Irish person. 💚

[@FairylandCottage]

ah I'm glad you found it. I'm presuming by the name that you are Irish too! lovely to have you along. x

[@CiaraColette]

Fairyland Cottage Yes I’m Irish. ☘️

[@jeanbb3283]

Was about to write the same thing! ☘️

[@mimi-c]

I agree with all of the above - the feeling of freedom from debt is worth a thousand credit cards (funny how debt cards are called credit, and using your own money is called using a debit card 🤪). However,, I do buy a coffee every day. I have a favorite café, and it is my half-an-hour just for me before work. I sit down, and enjoy a proper cup while journaling, or writing my daily plan. I could do this at home, but it is my little pleasure, which is worth so much more than the coffee price!

[@ashwinigurav1456]

Love from India...Good job

[@akshaypatil-id6es]

Nice keep posting All the best

[@irishcladdagh3]

You are helping so many people....these tips have always just been a lifestyle for me....growing up poor I learned practicality very early in life, I have never had a credit card and I am thankful for that....even after getting myself out of poverty, the simple way of life has just stuck with me and in recent years I more grateful to this than ever.....as for shopping, even though now I can I'm just too lazy to do it, even if its online.....my phone I use it until it falls apart on me and thats about 5 yrs worth of use....I gifted myself a used kindle 3 yrs ago cause I decluttered most of my books and didn't want to start the piling of them again, and if I am ask what gift do I want for mothers day, Yule, bday or anniversary I just ask for an amazon gift card....We practice a low carb organic diet so our groceries is limited, very practical for us and without the junk food, we save a ton of $...LIFE IS GOOD

[@shriramnandakumar9458]

Really a great tip on controlling impulsive buying! :)

[@FairylandCottage]

Shriram Nandakumar it works so well!

[@neelamsaraswat8333]

Yet another wonderful video🙌🙌🙌

[@indonesia8520]

I'm never used credit card Debit card Never But some bottles Yes hi hi Thanks a lot can know from your best info The best video God bless you 😇

[@MariaLiisaDraws]

Thank you again! I look forward to your videos every week! The only time I have to watch and listen to KZbin is while I'm doing the dishes and your videos make it a lot nicer! Greetings!

[@FairylandCottage]

Maria-Liisa Soosalu what a lovely msg! Thank you! I'll be thinking of that while I'm washing the dishes later too! Blessings x

[@loriwilliams2167]

You are such a beautiful inspiring woman. Thank you for your advice ❤

[@FairylandCottage]

Well you are a beautiful kind woman to say so! :-) Thanks for watching the video x

[@iamhere8042]

Zero waste is amazing way to reduce a lot of money

[@FairylandCottage]

It really is isn't it!

[@rubyredcrafts]

Great tips as always! I do all of them, except I do have a credit card.I just use it for ordering online.But I'm very strict with it, always paid in full and I've never paid a penny interest! Your hair is looking fabulous!

[@FairylandCottage]

Super inspiring. I was never as disciplined as you! hehe well done! ps I was having a good hair day!

[@shipratrivedi3552]

Hi i m an indian but i surprised when I see ur vedios because zero waste is already an important part of our culture..but at present time Indian are leaving their rich culture which is very beneficial for recharge our mother Earth and for saving of our ecosystem ..I m really very Happy. U r not only making vedios u r doings social service also....my heart is filled up with joy I also want to work with u...if there any kind of help , it will be my fortune...plz plz plz continue this...plz make one vedio for radiation...best wishes for u...

[@FairylandCottage]

Shipra Trivedi thanks for your comment. India has so many answers to world problems.

[@shipratrivedi3552]

@@FairylandCottage 😊

[@naomimay82]

Eeeeeeek! I literally just did a video on my channel about how I used to buy bottled tea at work for my breaks. Now I save money by using a reusable bottle and make my own tea at home. It is also better for the environment!

[@FairylandCottage]

nice! sure I use to buy water bottles every day because I wanted a certain type of water...amazing how we change so much!

[@naomimay82]

Fairyland Cottage Yes, this is true! I now can’t stand bottled water. I always bring a reusable bottle from home. I pretty much never leave the house without a bottle.

[@anjalim2360]

Great tips. Thanks Is that ur husband? Such a lovely couple ❤️

[@FairylandCottage]

Ah thanks, he nearly is! hehe Thanks x

[@irinam8709]

I also wright my shopping lists or to do lists on the used enveloppes:))

[@SantiagoChenVN]

I found myself in this video. Thank you so much.

[@bethanyrose8057]

Something I do that saves me money is I meal prep and freeze my favorite fastfood meals that I made at home! The need or want. Do I really need it right now?? Or do I really want it right now? Will it harm me physically or mentally if i dont have it? Questions like that. Then if it's a want I write it down and go back In a month and see if I really needed it or not. Name brands and store brands and sometimes the same. Dollar tree (in the us) is a LIFESAVER I buy a lot of name brand things from there that where shipped their due to being over stalked in big box stores I picked up reading as a hobby. I use youtube instead of going to the movies I repair my clothes, or use stain remover instead of buying new ones I thrift (or go second hand) for most things Nature has so much to offer! So go outside and explore. Some of my best memories were made because of that. Sending love and money saving vibes your way! Xoxo hope this helps someone

[@FairylandCottage]

Becky Rose such great tips!! Thanks for sharing x

[@15minoflame]

melissa shoes are sustainable and come with cloth bags for their shoes to reduce waste. I use the cloth bags for produce at grocery shopping

[@FairylandCottage]

I'll look them up. thanks x

[@doro8856]

Another thumbs up for Fairyland Cottage. I do most of what you've suggested except that I refuse not to have newspapers and magazines to read. Most of my magazines are needed for work, but there's a couple for pleasure too and I'm fine with that. I think it's important to encourage people to read, otherwise they'll say they read online - which really means they don't read. Period. However, I should take more drinks with me as I tend not to drink rather than buy out, and that's not good either. So, I'll take your advice and make more of an effort to take liquid sustenance with me. : ) Thank you, as always.

[@FairylandCottage]

Ah thanks as always for your support and for sharing your thoughts. Everyone has different needs I suppose and it is so personal isn't it! nowadays people dont read and they get all their info online! It's madness eh!

[@FancyRavenmoon]

I like your color of your hair' it feels so so good to be simple and healthy...i love all your videos

[@Bahamaria]

Heey we get a glimpse of the partner! Handsome ;-) Thanks for the video. Your hair does look incredible in it!

[@FairylandCottage]

Bahamaria haha I'll tell him you thought he was handsome. He will be happy! ;-)

[@kerendn]

These are really great tips which I follow for the most part. I do use a credit card but I always pay it in full at the end of each month. I also meticulously track my spending so I know exactly how much I earned, spent, and saved each year, per category (food, clothes, transportation, etc). It's a really strong tool for seeing how much you actually spend on stuff. I don't collect receipts, but rather I rely on the details in the credit card statement. As for buying second hand, I don't know if it's just in Israel but a lot of people ask for way too much for their second hand stuff, including stuff in bad condition. It's usually not a good bargain. I know it's better for the environment but I'd rather spend my money wisely on something that I need and not on overpriced junk to be honest, even if it's second hand. I suspect it's different in Europe because I was once in an Oxfam and I really liked it. Bought a pair of jeans I wear often (after adjusting them myself) for next to nothing.

[@haupia818]

Yes!! I have not used credit cards for 8 years as a way to simplify my life - you know, one less bill, and i love it. No turning back for me 😊

[@FairylandCottage]

Hau Pia love it! So much freedom!

[@aboutfeddy]

I never had a credit card. I see it like that: if I don't have the money to buy it, I'll leave it there, save for it and buy it later!

[@Vintagebeliever]

We are very disciplined with our credit cards.. Pay it off each month. Love cooking from scratch. Old phone here :). Enjoy second-hand shopping. We watch movies at home .And take hikes. Good tips. More people need to abide by them to enjoy simple living. Thank you

[@janellemargot4376]

Thanks hun! I'm always looking for ways to save money. We are committed to paying of our student loans ASAP and living below our means. 💜

[@FairylandCottage]

Janelle Margot good on ya! It's a luxury isn't it, not a hindrance!

[@BreatheWithDinoo]

Excellent tips👍💚

[@momof2momof2]

It's not the credit card's fault, it's the maturity level of the person who uses the card. I have had a credit card for many years. It makes travelling (especially abroad) so much easier. Many place (hotels, car rentals) require you to have a cc. Maturity and priorities are the key elements to living well.

[@yentyhotspicy]

agree....without credit card also difficult for some important and unpredictable reason

[@LuisaH2022]

Use cash more, otherwise you become more and more a number rather than a real person for the economic system

[@catrionagarde4410]

I wouldn't know how to book a flight or a rental car without a cc.

[@LuisaH2022]

@@catrionagarde4410 oh by phone. Just phone call the agency, book your reservation and let them send you a bill. C'mon that's what my family is doing since forever

[@tracyq989]

The impulse buying idea is excellent.

[@FairylandCottage]

It's literally stopped me buying so much!

[@sineadmoylan1065]

Great Idea with the list of things you want to buy, then let it settle. I broke my pennys addiction in a similar way. If i needed something in pennys i would go in but take photos of the other things that caught my eye. I promised myself i could go back and get them after i had eaten and rested a bit. Never went back

[@FairylandCottage]

Love that Sinead. I use to be obsessed with Pennys too and constantly buying. Now I look and see what I can make myself at home. So much more fun x

[@allyirvine7537]

Excellent tips Niamh! 💚 You forgot about growing your own veg 🍅 🌶 😉 (That could also come under the category of free entertainment for those who enjoy gardening.) I find unsubscribing from newsletters so you don’t hear about so-called “sales” and stopping trawling online for clothes and other items saves money quickly. What you don’t see you don’t crave. I still have plenty of room for improvement though x

[@FairylandCottage]

Ally Irvine ah I like those tips Ally! Yep I though about growing veg but thought it may be too hard for most unless they have outdoor space! I like your idea about not looking online. What you don't know you don't crave. So true!

[@fireseedmusic]

Hey Niamh! I wanted to give you a tip on vegetable chopping that I thought of while watching another of your videos but was reminded of again here, as I saw you chopping again. On the hand that is holding the vegetable (while the other hand chops), curl the ends of your fingers under so that they are not vulnerable to the blade. I just noticed that your fingers are sticking out & could easily be caught in it. I actually chopped a bit of a finger off (no worries, it healed) like this, which is how I ended up learning a different way! Since it seems you do take tips from your viewers' comments, I thought I'd send this one, specially since it seems you are a prolific cool like myself. Best wishes!

[@FairylandCottage]

haha thanks so much! so glad your finger healed... ouch!

[@aboutfeddy]

I'm on the right path, I'm already in most of them 🙂 also, when I moved from Italy and my boss in England would pay me cash, weekly, I just never opened a bank account: that saved me an awful lot of money. I can keep better track of money when I have it phisically in my hand, than in a card. Apparently it's a psychological thing related on how our brain interprets the two things 🙂

[@FairylandCottage]

Uapa500 ah nice. I got paid years ago into my hand and I spent it more where in the bank I forget I have it! Hehe!

[@JariDawnchild]

Most of your tips are what I was raised with, and the credit card thing extended to loans: if you can't afford to pay for it when you want/need it, go without and save up until you can.

[@FairylandCottage]

Mary Fowlie you had a great upbringing. So wise!

[@gailthorpe2070]

Love it, straightforward, simple advice. Thank you. XX

[@FairylandCottage]

Thanks Gail for watching xxx

[@priye530]

Even though I have started to think really hard before buying anything, I still have a lot of stuff that I bought earlier. Once I use it all up I’ll probably be more mindful of what I invest my money in

[@FairylandCottage]

Yeah there is always the transition from 'stuff' we bought. I even still have a few bits and pieces. I try to give to friends who like them...

[@shiva-wh8ck]

The utensil you use remind me of Indian touch in your living style.. that's really healthy to use steel and copper utensil instead of plastic Tupperware.. your home is such a fairy land ..

[@FairylandCottage]

Ah thanks ! I like the Indian way of doing things..

[@mayinnlin1879]

Thank you for sharing. I get always love and helpful tip so many things and way! I m so grateful I find your videos. Love it 😍👍❤️❤️❤️

[@kristiina6897]

Your hair looks beautiful! I think I can see where you stopped colouring, I love your natural darker hair at the top. I always bring two bottles of water when I head out, one for the dog, and a small bottle of nuts and raisins. Great tips, thanks for sharing! 😊

[@FairylandCottage]

MidLife VanLife ah thanks yeah! The colour is looking ok eh! Simple life is the best life!

[@kristiina6897]

@@FairylandCottageYes it is..🌾

[@simonelorenzo2087]

I love your vídeos. Gratefull and congratulaions. 👏🏻👏🏻👏🏻🙏🏻🙏🏻🙏🏻😘Simone 🇧🇷

[@FairylandCottage]

Ah hello Simone! delighted you are enjoying the videos! thanks for the support!

[@lauramaxwell2339]

For anyone who is planning on buying a house, cutting up or not having a credit card is a bad idea. My partners income, which is more than mine, could not be used to apply for a mortgage simply because she has never had a credit card. Unfortunately building credit takes years, so this is bad advice for anyone who plans on purchasing a home someday. Instead, be on time with the payments, have automatic minimum payments set up or use the card to do things like purchase groceries and pay it off immediately.

[@FairylandCottage]

Laura Maxwell that's great advice for people. Thanks! I was informed that there are many ways to improve credit rating other than having a credit card.

[@cat_pb]

I think this is only in America, in many European countries, you don't need credit to do anything.

[@lush-retina]

​yup, canada is the same and it's a total scam.

[@jennywu73]

It's true if you're living in United States. I wasn't able to get a loan for a car because I had no credit.

[@tinalemna7998]

Loved this! Beautiful photography too. ❤️

[@FairylandCottage]

Ah thanks and thanks for watching :-)

[@andojay]

Hi Niamh, Thanks for the tips. I would love to see what snack you bring for your trips away from home when there is no kitchen available.

[@FairylandCottage]

Andrea Javier when there is no kitchen the snacks are sandwiches and nuts and fruit and date balls.

[@Meinvt]

Some others commented on the need for credit cards and I agree, specifically because of credit ratings. I would suggest never having your credit card with you when you shop to avoid impulse buys. If you have a recurring expense that can be put on the credit card and then pay automatically from your bank account that might work. I have a card that I only use for this. It is a high interest rate card, but I have also had it longest so I want to keep it for the rating. I never keep a balance so never pay interest.

[@FairylandCottage]

E E yes I have heard that is what people keep the card for. It's a good idea. In Ireland you can have other means of having a good credit rating.

[@moniquecarcel5500]

I love your videos they have given me so much inspirations,thank you so much.

[@Bodhismile]

Credit card is handy to have for renting a car or buying airfare. If you only use your debit card, a high dollar amount hold is placed on your debit card. I now only use my credit card for those purposes and with Covid restrictions, I haven’t traveled in a year and a half. Helps to save so when I buy a plane fare or rent a car, I will have enough to pay off the credit card once that charge hits the account.