12 Things I No Longer Spend Money On In My 30s

In this video, Chelsea tells us all the things she no longer spends money on in her 30s - from activities she's no longer interested in to cheap booze that only ever yields heartburn and hangovers.
Watch more of The Financial Diet hosted by Chelsea Fagan here: • THE FINANCIAL DIET
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[@thefinancialdiet]

We have two great workshops coming up this month! On Sep 15 we will give you the ins and outs of building a freelancing business: bit.ly/TFDStudio4 and on Sep 21 this free workshop will help you create a website that will get you noticed: bit.ly/TFDStudio5. We hope you can join us!

[@myleinling358]

At

[@akatobi2002]

Can you guys look into interviewing people in their 50s, 60s & 70s about their financial journey?? I love the 20s-30s content but sometimes I find the experience of those over 35 (who aren't related to me) VERY useful.

[@ladysun7965]

Im in my 20's and would love that perspective!!

[@forresterforrester9693]

Have you checked out the financial confessions? She's done some interviews of people in their 50s and 60s there.

[@ladysun7965]

@@forresterforrester9693 I have watched them all!

[@gurlperson89]

I love the specification “(who aren’t related to me)” lol like “no uncle john we’re not signing up for your mlm, especially on Christmas”. I could be just projecting but that little tid bit made me laugh. Thanks!

[@akatobi2002]

@@gurlperson89 hahah!! There's that. Relatives tend to be less transparent and more condescending OR anecdotal when it comes to dishing out financial advice. Like they went through a whole foreclosure (or divorce) and won't discuss what they learned from it financially.

[@LeahBandB]

For me, it's cheap sheets. One day, I just said to myself, "Self, we're not doing this anymore. We work hard; we deserve a good night's rest, not a bed of sandpaper."

[@jennbeebs8220]

good pillows instead of crap pillows too!

[@LeahBandB]

@@jennbeebs8220 Absolutely!

[@csillaprib]

@@jennbeebs8220 Good mattress too!

[@robertstanley9633]

Yes & down pillows 😩 had the same pillows for years just different pillowcases lol

[@kirrisolly-slade1313]

Yes!!

[@lindseybrown9129]

I love how Chelsea has really shown us her chaotic side since the pandemic

[@londongrl4559]

me too! every time she curses I feel a little joy

[@6angus6elly]

Love it when she does that

[@GooberPilot]

So I wasn’t imaging that she made this an uncensored mess lol

[@e4mi]

literally my favorite youtuber/financial advisor XD

[@Herberth889]

@@londongrl4559 Love her even more for that!! 🤣

[@tiffanyferg]

Inconvenient flights omg. I used to do that all the time, always ended up so uncomfortable, and definitely spent more on airport food and extra ubers than what the cost of a direct flight would have been

[@pennryan970]

And those added prices are always so hard to factor in before hand. I still 'save' money on refusing to insure my flights which is bound to bite you eventually.

[@mangacollector2718]

I used to travel every other week for work, and yes, the food at the airport destroys your pocket

[@oliviatwmn]

1. Cheap alcohol 2. Going Out clothes 3. Makeup that looks good in theory 4. Pre Made foods 5. Shots 6. Hardcover books 7. Dormy posters 8. Anything for a guy (like concerts/sports tickets when you don't want to go) 9. Late or overdraft fees 10. Inconvenient Travel 11. Skinny Jeans 12. Padded Bra

[@MartyD]

MVP

[@shashankkumar1736]

THANKS PRINCESS

[@sayss4611]

Isn't her husband paying for her if they go out together

[@thecatlady3501]

Definitely ditched a lot of the items in this list!! I think my 30s I have realized what’s important in life honestly.

[@mjhmn]

tyty

[@hemmafm3907]

I don’t buy cheap kitchenware anymore. They last you only a short while and you don’t get the same results as from a sturdy pan or french oven.

[@charatrice6272]

Great addition!

[@yeahgirl11]

Never spend on cheap cookware. Good cookware is an investment for a reason.

[@the.annethology]

Im 27 and learning this! Im saving money and planning to invest on great cookware. Any brand suggestions?

[@kimberlybailey9808]

As soon as my last college student son moves out, I am absolutely purchasing a set of nice cookware, says the mom of two and a half adult son’s.

[@marig9236]

i just bought a new set of pot and pans. The previous ones lasted 12 years and in hindsight weren’t cheap but had i spent more money, I would still have them. Also, do not buy any kitchen accessories that do not have more than 1 function.

[@Octopop2010]

Chelsea! You're the reason I have a low wage job during a pandemic but was STILL able to comfortably cover an unexpected car repair. Thank you. Hope you see this and know all the good you're doing for people raised without any good financial examples around.

[@CH-jj8wk]

Ahhh a real-life example of the good she's done. But also well done to you for making it work 💃 keep up the great work!

[@UntitledFriend]

I love how you set it up "what is and what isn't deserving of MY money" not all people deserve your time and not all objects or services deserve your resources

[@cbpd89]

I am a 36DDD. I think it's criminal that padded bras in my size even exist AND THEY DO!!

[@sophiarodriguez3706]

I'm a 42DDD, and I feel this sentiment on a cellular level.

[@thenerdymillennial]

LOUDER FOR THE PEOPLE IN THE BACK🔊🔊🔊

[@NeenjaFruitcup]

Yaaaasss. I need support, and I would like to not have the whole world know if I'm nipping. I am big enough that I don't need an extra cup or three in just my bra.

[@bluexroses414]

And that's if your size even exists in most stores. Victoria can keep her Secrets and her garbage bras!

[@realSimoneCherie]

It’s hard to find lift without padding 😐 I like lift

[@anaerobic]

Mom jeans have been back for a while now! I switched to vintage looking high waist trousers a while back because my aesthetic is victorian paperboy.

[@afz5355]

A Victorian paperboy huh? Sounds wonderful

[@Darthlauralou]

Me screaming into the void: LIBRARIES!! Me rediscovering libraries in my mid-30’s has been a game-changer.

[@realSimoneCherie]

Same for me! Room rentals too? It’s like a free WeWork space.

[@07ikkin]

I like that they allow longer rentals now. I can now rent for 21 days at a time. I also hate how loud they are nowadays though. Their like clubhouses lol

[@naomib6701]

Try Libby! You can log in with your library card and access ALL their digital items

[@Darthlauralou]

Naomi B I love Libby!!

[@MegaNerdification]

Wait same!!! Like, how did I forget that libraries are a thing and an incredible resource?!

[@Luumus]

Almost two years ago, i had a 3 month period where I consumed a lot of beauty guru and Instagram content. In those months my clothing/makeup/beauty products spending almost tripled. That content is designed to make you buy things that you do NOT need to correct imperfections you did not even knew you had. If you are in that situation, do yourself a favour and stop watching them, it will do you, and your wallet, a world of good.

[@elysemelon]

YES. THIS.

[@alexh4935]

They exist to create discontent.

[@dary2905]

I did this at the beginning of the 2020 lol I was already aware that it wasn’t doing any good to 1) my mental health 2) my wallet; instead, i re-organized the content for 1) memes 2) organic home recipes 3) planning 4) news 5) some entertainment lol

[@incrediblem3313]

I like Chelsea's videos as she is so confident being herself and being comfortable as whom she is. That's why I followed her for years. Lots of love from Hong Kong.

[@thebonniewong]

Hello from LA! I was born and grew up in HK and my heart pains to see what's going on over there. Take care and I will always stand for my city.

[@ariantabibian2616]

The money saved from going out clothes can now go to expensive alcohol 😂

[@lifejotter1258]

Lol exactly

[@buildecommerce3643]

Exactly too tired to go out so less going out clothes and more money for other luxuries 🤣

[@dary2905]

And the patted bras for the expensive flying experience 😌👌🏽

[@lizbiz1765]

For me it's uncomfortable shoes just for the aesthetic appeal, not worth the blisters and bruises or the blood pooling between my toes as I slowly crumble to the floor, accepting this is my final resting place. Absolutely nothing or no one could make me take another step and even if I did get to where I was going, I would have a terribly time with these torture devices strapped to my feet all night/day. For anyone who dares suggest to take them off and go barefoot, yeah outgrew them too!

[@lizbiz1765]

@@paulinemoira8442 I'm from the Caribbean, no winter where I live. Sorry I couldn't be of more help, hope you find what you are looking for.

[@SuperLadyDanger]

I hear you! I was in my early/mid-20s when I finally accepted that as much as I love high heels, I physically can’t wear or walk in them for more than MAYBE 5 minutes; and I’m so glad that I did! I got tired of returning them to the store & now only have a few pairs of wedges or low heels that I can wear sometimes. I only have one pair of beautiful sparkly high heels that I’ll wear if I want to feel pretty or festive (watching the ball drop on NYE) while comfortably on the couch!

[@annavetrova8200]

I join you in that attitude on shoes! It took me a long way from high and medium heels to comfy shoes, flats and sneakers. At some point I kept one pair of high heeled party shoes for over 5 years, every time I put them on, realized I'm not making it out of the apartment even 😅

[@DrawciaGleam02]

I didn't like high heels as a child. Glad to see others who feel the same!

[@holygraphicoctopus1618]

1:26 Cheap alcohol 2:51 Going-out clothes 3:58 Makeup that looks good in theory 4:55 Pre-made foods 6:31 Shots 6:52 Hardcover books 7:51 Dorm-ey posters 9:03 Anything for a guy 11:11 Inconvenient travel 14:42 Skinny jeans 16:36 Padded Bras

[@variousadrian8963]

Thanks 🙏🏼

[@senseisleepyhead]

Wow, timestamps and everything! Thank you!

[@keticovic]

Tnxx ^^

[@simongaywanjala598]

🏆🏆🏆🏆🏆

[@nerdaccount]

At 55, what I no longer spend money on: Expensive gifts for friends (not sure they liked them, not sure why I felt I needed to get them), Lots of money on Christmas (I don't have kids and I don't feel right just buying everyone something like a box of chocolate or soap... I mean why. I try to be generous when people need money or I see something they would like), I also agree about cheap alcohol, it's such a rarity now, why not have the $15 bottle of beer?, nerd doodads (action figures, game accessories, books and cards. If I'm not actively playing a game, I try to just say no. But weirdly now it gives people something to buy me).

[@MrsThollo]

This was such a weird list for me. I wasn't buying this mess in my 20s, let alone now in my 30s (except some books that I must have in hardcover).

[@julissadc6303]

Hardcover books solutions: buy used hardcover books, sometimes those can be cheaper than the kindle version, some book I dont want in my kindle because I tend to forget I read them, I read 40 books per year so its easy to forget.

[@jadah.8531]

You can also rent kindle books from the library!

[@weregretohio7728]

Library book sales. You can get plenty of great books for $1 or less, depending on the sale. Or, of course, rent them from your local library.

[@sophielefin2679]

Log them on the goodreads app! Been keeping track of all the books Ive read or want to read for years

[@julissadc6303]

@@sophielefin2679 Already do, bit still I get all the titles and authors messed up in my head

[@ellona3645]

Same! I prefer somthing more tangible and where I can stick notes etc.

[@marymillette6595]

Is anyone else extremely distracted by whatever is moving by the vase of flowers in the background? No? Just me?

[@isabelchaparro2608]

I thought it was a butterfly 😂

[@Arc_Firstlight]

Every time the camera zooms in! What is it?! My attention span needs to know.

[@saraisreading4231]

Leaf blowing from a window draft maybe?

[@CulturePhilter]

Well I am NOW 🙄

[@Pistachios36]

Is there a fish in the vase??

[@realSimoneCherie]

It’s Starbucks/Dunkin, etc. for me. Bought an espresso machine and never looked back.

[@gro8018]

Any recommendations? I'm looking to cut back on buying coffee too.

[@Vizivirag]

My espresso maker was a game changer for me. Studying from home just got so much better with good coffee.

[@tlc2741]

I love the sense of community of being a regular at coffeehouse though-it’s always served a practical purpose for me (social life, public work space, etc).

[@marrymar1274]

Omg remember the low rise jeans of the 90s?? Now that was an absolute nightmare!! I'll take skinny jeans any day of the week 🤣🤣

[@casondrastinson8525]

I still buy slightly padded bras. But if I didn't I'd probably be accused of being inappropriate because I'm very "sensitive" to temperature changes. 🤣

[@Jesus-kt5dc]

*Very intrigued.*

[@maedaydreamer8386]

I get u. I really really like to try bralettes. But my perky nips will never let me. 😂😂

[@inspiredby624]

@@maedaydreamer8386 Maybe try the nipple pasties + bralette combo? For some people it seems to work well :)

[@sayss4611]

Girl, relatable, love not padded ones more tho

[@Nichichan]

@@inspiredby624 tbh that's more work than I'm willing to put into covering my nips lol

[@eugeniedelalampe]

It's interesting how cultural differences can have a big impact on how one spends money. I'm French and nobody I know (and I worked in the French luxury industry for years) has clothes just to go out. We use our regular clothes, and we add a bold accessory and/or a red lipstick. French women wear very little makeup and are very conservative, so no blue eyeshadows (navy, maybe?). People rarely buy processed food. I remember my surprise when I saw that most Americans didn't know how to do batters for cakes and bought already made ones. We spend a LOT of money on shoes (men too!), underwear, skincare and very good cheese and wine. As for skinny jeans, apart from teenagers, very few adult women wear those.

[@Sydneymariex]

This was very fun and informative to read :) thanks you for sharing! I’d love to adopt some of these principles. I love that it’s common just to add a bold accessory or lipstick when going out!

[@CosmicGiles]

Chelsea has such a great sense of humor. I love these videos and her rants the most.

[@thecatlady3501]

I feel like in your 30s your done with and bored of things from your twenties. You just grow up and realize what’s really important in life.

[@paaaz91]

I am not 30 yet (getting there in a few months), but I also have my own list haha 1. I agree with you on cheap alcohol, my body can't handle it anymore 2. super cheap basics. I try to get the best I can afford so they last me years instead of one season or two. 3. Nail polish. I like keeping my nails natural, I have only one color and is light pink 4. A ton of makeup. I MarieKondo-ed my make up bag and I only keep the essentials 5. The latest apple product. I had my iPhone 6s for years and renewed it this year only because I got mugged.

[@attiecohen7052]

I’m in my middle 30th. I stop buying “going out” outfits because I’m not going out. Never was never will. Instead I level up my day to day clothes so they can be a nice to go out with friends to coffee or dinner. Maybe I’m the only person ever who prefer lay-out instead of a straight flight if the flight is more then 4 hours 😊 BTW can’t with your leaf in the background 🌿

[@MsRight-sb5ds]

I do looooong layovers in cities I want to visit. For example, I'll arrive at my layover in Paris at 10 am with the connection leaving for Munich at 8 pm, allowing me to spend several hours in the city. Oftentimes I stay overnight.

[@ToneBreistrand]

I do the same! Buying special "going out" clothes is totally unnecessary for me.

[@auroras.2015]

Maybe this sounds weird but you comment made me feel better. I always thought I'm kind of boring for not going out more or having the clothes for those nights. But your confidence really made me feel better...If that makes any sense. 😅 Like you have no problem saying this and I think it's sooo much more...like "classy" to, in general, dress better so you can look awesome no matter the time or place. So thanks =)

[@attiecohen7052]

Aurora S. Thank you ☺️

[@cam7703]

LOLed at your leaf comment XD

[@WinenChill]

Completely agree on the not buying "going out" clothes. A day to evening look is your wallet's friend 😊

[@skyro222]

Wish I could get back my money for all my stupid spending in younger years 🤪. These reality checks are awesome and keeps me motivated to not fall into spending potholes.

[@Sydneymariex]

I know! I completely agree! When I have children, I hope I figure out how to teach them to do better and know more about finances than I did.

[@thebonniewong]

I am allergic to alcohol but I've been a Cannabis user for many years to cope with anxiety, stress, and helps me sleep. So for #1 instead of stop buying cheap alcohol, I have stopped buying cheap weed. Higher quality buds are much more potent so I need less, don't give me headaches, and taste so yummy. Any semi-adulting Cannabis enthusiasts with me? 🙋

[@TheKarebear666]

For me, I'm all about buying proper edibles. I buy some that are manufactured in a lab here in Canada so I can properly dose and not become a literal potato 🥔

[@barshabanerjee7262]

Wow! Love the timing of this video. I'm turning 30 in 3hours 😝🙃

[@sofiJa1363]

happy bday!

[@Sampiesscampies]

Happy birthday!

[@OfJournalandJourney]

Happy Birthday!

[@barshabanerjee7262]

Thanks a ton 😊

[@IndigenousExotical]

Happy Birthday!!

[@hownovel9]

You will pry hardcovers out of cold dead hands!!! Also though, books are one of my main forms of decor and I love having really full nice looking shelf so I try whenever possible to get the hardcovers

[@sisterstaketoo1981]

🤣🤣

[@kara.oz.]

I love how much more relaxed and funny you are as time goes by on this channel! It’s like chatting with a girlfriend at lunch!

[@alexandrac591]

Regarding cheap flights: I did have a positive experience flying into Baltimore, arriving in the middle of a weekday, and taking the $7 (approx.) commuter rail right to the heart of DC. I think it's only worth it to fly outside of your destination if you have something as reliable as a commuter rail to take you in where you need to be.

[@sabineoligschlager3797]

the flower in the back is ALIVE :D it's creeping me out

[@YaoiHoshi]

Same, I can’t stop staring at that and trying to figure it out D: is there a cat behind? Help

[@mimisvida6264]

She probably has a fan on.

[@xyz_k6359]

I thought its a cat😂

[@doofiphoenix]

I'm reading the comments *just* to see if anyone else noticed this! I'm glad I'm not the only one.

[@errinwellman1960]

For myself it's coloring my hair. I've never done it out of shame, but more exploration. But I'm just done. I love my hair, I love my greys too! See also foundation! I will wear a little concealer, but foundation outside of a day where I'm being photographed is not my journey!

[@bluexroses414]

A friend of mine totally rocks her greys but sometimes for fun dyes them a gorgeous purple! I'm a big fan of enjoying your hair how ever you want.

[@courtneywilliams9494]

The best bras are the Aerie wireless pushup bras. Absolutely unparalleled comfort, 10/10 would recommend to anyone who cares. The wires are the problem, not the padding

[@notafangirl]

In my city there's a handful of "little libraries" some houses have set up and I love putting books I have finished with and finding something new and interesting to read. Lots of times there's hardcover books inside, alongside books from the 70s and 80s families are getting rid of. I've found some of my favourite new stories this way; going to the libary helps immensely as well, I save between $2-5000 a year

[@coffeestainedwreck]

I've seen those where I live too - it's absolutely wonderful!

[@libraryminnie7674]

Those are awesome. I have seen some larger ones converted into a free give or take pantries.

[@cmntr_]

I read that as 2-5000, not 2000-5000 and was very confused

[@thefinancialdiet]

Agreed! Those little libraries are so cute and convenient, and definitely help save money! - TFD

[@abigailwinn4700]

I'm 23, and I've stopped buying a TON of these items already and since the pandemic, including my Starbucks and Panda Express addictions. Books are 1000% my weakness, as I have picked up newly released hardcovers that I couldn't resist many times, but now I usually add all the books I want to a wishlist and then wait until they go on sale, or until they release a paperback edition. And even then, I like to buy used paperbacks when possible. Book hoarding while still being frugal about it? Win for me.

[@MsRight-sb5ds]

Me: Great list and I just turned 40 this year. Also me: *mutes video during the Going Out Clothes timeframe*

[@jellygurl27]

Omg Chelsea! I feel you on a lot of these points. I turned 31 last year and as I transitioned into this decade, the things I want and need are so different. I also have items I would never ever spend money on again that I did in my 20s. In my twenties I was never big on socializing or going to happy hours like most of my peers so I saved a lot by not going out a lot. But here is my list to add to yours: Not spending my my 30s: 1. Concert tickets ( I have gone to so many and this was my thing in my 20s that I did for fun. I am growing out of that experience.). 2. Starbucks coffee. 3. Eating take out a lot. 4. Books (the library has so many options, even prime reading) books take a lot of space. 5. Makeup ( I will still buy basic essentials: foundation, neutrals, I do not need crazy color eyeshadows. 6. Perfume ( going through using all the fragrances I bought in my 20s). 7. A wedding (the older I get each year I want to elope more and more) Things I would like to treat myself in my 30s: 1. Travel (I definitely need to see some world). 2. A nice work wardrobe ( I have been with my company since 22 and we were always allowed to wear casual attire, but I want to look nice. 3. The Spa ( getting massages and facials)

[@DrawciaGleam02]

With concert tickets you at least get the memory of seeing an artist live. I know many people treasured attending Beatles concerts back in the day.

[@jellygurl27]

@@DrawciaGleam02 very true!! So worth the experience. Some artists it's nice to see in their prime and also you may never know when they will perform again. I saw Britney Spears in Vegas 2017. Look at what's happening now? You never know where someone will be. I still will go at times not sure if I will go as much now.

[@anaroute]

OMG Chelsea I watch you for financial advice (obviously) :), but mostly for your sense of humour! You are soooo fun to watch :)

[@patrickvenn8558]

I've stopped spending on "trendy" clothes - huge waste of money. I now only own great quality basics, that I can use for many different occasions and that are always in style. I also stopped with cheap eats out. If I am going out to a restaurants I want to enjoy a great quality meal and have an experience. I'd rather go out to less restaurants but actually enjoy them!

[@BuildaBudget]

"I literally look like the V for Vendetta mask when I contour" That made me cackle hahaha. Very relatable.

[@sofiJa1363]

Pizza dough is reaaaally the easiest thing to make :D But being 29 I agree with many of the things you mentioned, especially the hangover part - no cheap stuff anymore :)

[@emilyboulter5978]

www.kingarthurbaking.com/recipes/pizza-crust-recipe This recipe tastes great and is super easy to make.

[@elenamg779]

When she said no shots I seriously thought that she meant vaccines. I got scared for a second that Chelsea was an anti-vaxer 🤣

[@ZariDV]

Lol how dare you? She would never betray us like this 😂

[@j.a822]

Loooool

[@alexh4935]

If you really wanna stick it to Big Pharma, get your shots. They barely break even on vaccines. They make a LOT more on weeks-long hospital stays.

[@alicialynn9979]

I love your videos but as someone who works in the wine industry, I have to correct you. Sulfites don't give you headaches... that would be the tannins or alcohol. Sulfites are present in a lot of food, especially in quantities greater than that in wine.

[@tizianapirola7779]

I love padded bras, they feel like a protective, supportive armor where my breasts can rest. I even sleep wearing my padded bra and feel perfectly comfortable! But I agree with the sentiment: growing up is about embracing the kind of person you are and not trying to embody a style, an aesthetic, an idea of yourself. I think attempts are a necessary part of discovering what feels and looks "you", and we should look back to those attempts with a smile, with kindness, but anything you have to force on yourself, you should let go. I will never learn to walk in heels, and I will never be the person who reads classic literature, and I'm letting go of the idea that I should be that person. It's a journey, but allowing yourself to feel that way is so liberating and it's the best lesson I learned from TFD

[@Vizivirag]

No chafing, never afraid of the cold breeze! Pads are comfy. But I went wireless for a while.

[@sarajandolenko4736]

I too totally wear padded bras. Armor is a good way of putting it. I also have....large tracks of land as it were. So having a nice padded bra that actually makes them not look like a saggy mess, is nice. The girls sit where they should in shirts that I can't get with unpadded or unlined bras.

[@tizianapirola7779]

@@sarajandolenko4736 Also, let me add that I don't like my nipples showing through clothes, which may happen with less supportive and containing bras (also most swimsuits apparently). I'm glad this comment section developed into a thread on different body types, needs and ways to feel comfortable!

[@Littlebeth5657]

I've stopped buying shoes that are fancy but fall apart. I only really wear shoes that make my feet happy

[@lolipena8051]

I’m married and I agree. When my husband is with his friends I don’t bother anymore. I used to go and just hated myself for wasting my money or time.

[@LittleMissRockChalk]

I just turned 30 in April, so this was a cool video to watch. For most of these items, though, I don't think there's anything inherently wrong with them. Being good with money means that you spend on what you value....and are critical of what you value and why.

[@Alexisisnt]

Watching this as I make 200 pierogis to freeze. Truly a labor of love.

[@SaraCaitlinBerg]

I'm also amazed at how long skinny jeans have stuck around

[@stache1954]

I think it's because they look so much like leggings.

[@realSimoneCherie]

I am too, but they’re actually nice on most bodies IMO 💁🏽‍♀️ It’s more a matter of styling and fit than your body size.

[@afz5355]

Simone Chèrie I feel like they look good on everyone but not everyone is comfortable wearing them

[@brianabellissima1264]

They just look good and are flattering on everyone. They have become a classic in people’s wardrobe

[@abbyscheitlin1989]

I loved every second of this one!! Keep up the good work TFD!!! And Chelsea I feel like we are getting to know you even better and I am here for it!!!

[@dillybarr1]

i'm 27 and my 20 year old coworkers told me skinny jeans are no longer cool so that's a plus!

[@NLAnna]

Excellent points made (and I'm 28). Definitely chuckled at "what's the deal with skinny jeans" love it when Chelsea loses it a bit, adds a lot of personality 👍

[@kinanochka]

I would love to hear more about your meal planning journey and what helped you to get good at it! I am hopeless! :)

[@NatashaAnita14]

Always love your videos, Chelsea :)

[@keshiachristelle5112]

"also, i'm married. so who am i kidding?" - chelsea,i laughed so hard on this! hahaha :D

[@deonicadavis477]

This was such a good laugh and reality check! You read me so well with trying to save money on flights. Always ends up as a headache.

[@julecaesara482]

Though I have to disagree with hardcover books (damn those covers are sometimes so beautiful and also I hate breaking the back of books) I absolutely am against the idea of going out clothes... I just wear whatever I want. I use to wear those costumey princess dresses when I was a child all the time, even with a pair of jeans underneath if it was too cold. So just let me wear my linen blouses and wrap dresses on a regular badis. Everyday life is good enough for fancy clothes because you are good enough for fancy clothes. That is why I never wear jogging trousers or trainers etc except when I am, well, working out. Just not my jam. Just don't feel like myself in them. (If you do, that's great, you do you.)

[@realSimoneCherie]

I can relate 100%!! I have a lot of business/business casual items because early in my career it was the only shopping I could justify financially. Now it’s just my taste no matter where I’m going, and I feel really good 💁🏽‍♀️ despite unsolicited advice 🙄...

[@julecaesara482]

@@realSimoneCherie yeah I have accumulated a lot of vintage/vintage looking clothes because second hand is what I can afford and morally justify and now I am basically running around in meticulously mended wool skirts and shoes that have seen better times and seriously I am here for it

[@Sydneymariex]

Love all of your videos, Chelsea! Your videos are exactly what I needed in my life. Listening to an intelligent woman discuss important topics in a relatable manner. Keep it up!

[@jmsl910]

i just love this channel & esp enjoy chelsea laughing

[@Haiirrrr]

Chelsea you are my spirit animal I felt each of these so deep in my soul and have similar anecdotes to go with them. As I approach my thirties I no longer want to put my money into things that bring me discomfort, and basically work against me.

[@MsRavenousWolf]

Yeah I'm sort of done with the cheap Barefoot wine and the wines that cost $3 or $4 or $5. I'm starting to experiment with the little over $10 wines and finding wines I personally like. My new favorite is Stella Rosa Blueberry but I like semi-sweet or sweet wines.

[@tiaraono7668]

am i the only one terribly distracted by the leaf? Why is it moving? Why are the rest of the flowers not? I have so many questions...

[@makeupunlimited]

MMEEEE TOOO!!!!! 😂

[@Havanah2006]

I love Chelsea 💖💕 your honesty is soo appreciated

[@kally0208]

I think Chelsea would be an awesome friend to have! Thanks for finally talking more about 30s financial lifestyle things! Totally agree with the skinny jeans takeover, it's so hard to find any other cut or if they do exists, stock is never enough (especially in plus sizes). I will disagree somewhat on the bras though. Push up bras absolutely have to go. I'm totally wirefree, but have to go with light padding, otherwise I get the old 1940-50s pointed shape where everything shows. No thanks. Light padding helps keep that more in check, especially since there isn't underwire.

[@MissMBA]

This was hilarious and informational. I hear you on the travel. Pay a lil more for comfort. Our old bones will thank us. Great job!

[@nanjililiana]

I loved this! So insightful and funny 😂

[@HeatherCashArt]

You crack me up so much! I love your videos!!

[@WealthyTiffany]

This was so fun to see what she no longer spends her money on, thank you!

[@renelove]

Covered my ears just in time. Thanks!

[@VickiPzxc]

Omg I’m so glad someone else on the planet does NOT contour their face. I’ve always thought it was so much work 🤣 I initially wanted to join the trend since my cheekbones are completely buried under cheek fat BUT I realized that few brands had colors that could contour my deep brown skin PLUS I really don’t f***ing care 🤷🏾‍♀️

[@susyjcobwebs]

I love this video. I felt your true personality. Thank you for all the good information.

[@TorontoNeurospicyGirl]

OMG YOUR SHIRT IS BEAUTIFUL! IT suits you so well too!

[@mariandeleon7512]

Kept getting distracted by the flickering thing behind the flowers xD Oh, boy!

[@kimberlybailey9808]

Finally, real talk about those damn skinny jeans. I'm a small person and everyone assumes I look good in skinny jeans. Nope! Why, is it so hard to find a good pair of non-skinny jeans? Any tips on good brands, please share.

[@Mondoshawn]

You should try the brands that are focused on more "mature" women, you might be suprised. By mature I mean 30 and up. They seem to have better cuts. At least where I live.

[@sherene5384]

Uniqlo

[@marianaacunavega9252]

Levis lasts very long and they have different cuts

[@elysemelon]

I'm a fan of the madewell vintage high rise cut. Straight leg with a little give.

[@nadiadarwish82]

I watch your channel for financial advice. But in this video I LOVE your personality! You’re hilarious!

[@bogih.d.4454]

We are married in our 20ties and we have a Le chat noir poster, but we bought it on our very first vacation in Paris in 2014, sooo that justifies having it still, I guess 😅

[@olivinhaolivetti]

Come to Brazil, Chelsea, mom jeans are THE bomb here right now

[@TheStardust02]

I'm 27 and agree 100% to all the things you mentioned. Also let me just say, I just loooove your humor. ♥️

[@inea-fijourney22]

You just crack me up lol. I just turned 30, and still want to say 29! Lol thank you for the great content as always.

[@alanahalsne-baarda3252]

I would love it if you could add a closed caption for us in your videos (CC). Great job on your strong content!

[@aititelocin]

The amount of money I blew on overdraft and late fees in my twenties.... My. God. I watch my accounts and my bills like a hawk now. No more fees.

[@BenShutUp]

Thank you for mentioning the guys here. Even jokingly, I felt heard...known. God bless you, Chelsea.

[@sashasatyadev3909]

Loved it ❤️💛

[@kiterafrey]

As someone who works in publishing - buying kindle or ebook formats are the best way to support authors and publishers. Since the costs of printing are not required, even a cheap ebook set to $2.99 nets an author more royalties, as publishers typically offer 50% of the price to authors, and self-pub platforms offer 75%. This means the publishers and authors make more money, as you as the reader save money. Additionally, authors can do “free” promos in which they make the first book in a series free on ebook (via a platform or book funnel for newsletter sign up) which helps them promote their work. Even if you never finish the series, those downloads of free ebooks help boost them in the platform’s ratings and get them seen by more readers. So TLDR - ebooks help authors a LOT.

[@CaseyBurnsInvesting]

Don’t need going out clothes when you’re too tired from working to go out 😂

[@gavip24]

Thats me always. Besides my sleep schedule is based on my work schedule. Just hard to stay up all night on top of it!

[@outsidelooksretail]

Love this. Totally distracted by the windy leaf in the vase 😬

[@beau-ti-ful5192]

I hope you still doing your pod cast. I have listen to all your pod cast and still waiting. Lol. Great advices.

[@ABetterYouEm]

The travel - I missed a flight cos of the 30 min connection and had to watch as the security staff took their lunch, knowing I would miss my flight with two young kids in tow because they were taking so long. Never again.

[@pinksa1699]

I LOL'd hard at your example of your husband being like "whhhhaaatttt" 😂😂😂

[@Thetinyfit]

So much yes on the bras especially. I have two overpriced VS ones left and I have no idea why I haven’t trashed them. Haven’t worn them in years. Maybe today is the day they get chucked 👏🏼👏🏼👏🏼

[@racheloreilly2008]

I’m turning 30 in a few months and I very much needed this.

[@MsRavenousWolf]

Oh yeah.. I'm tired of skinny jeans and I can barely find bootcut jeans that I like at the store because there's more of a selection of skinny jeans than bootcut.

[@MsSassyMT]

This was a whole rant LOL...I love it!

[@theresecook-bright1757]

Lol I remember when I was a kid in the seventies looking through the at posters at Kmart! Thanks for the reminder:)

[@Juvie99]

On the books thing.. I got a kindle and it's so much cheaper than paperback. I hated storing them, that's what made me get a kindle. Most of the time they're half price or less than a paperback, and you have them forever on your phone, or you could lend your account to a friend. It's fantastic.

[@LeahBandB]

I totally agree with this! One of the best investments I've ever made. Also, I check books out from my local library through Libbey for my Kindle. It's fantastic!