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@kf40836 ай бұрын
I just want to say that I have ADHD and I am not very materialistic. Your videos are saving my financial life!!! Because for one your videos can actually keep my attention, which is no small feet in itself. But also because your view point is less materialistic and more practical! Thank You. So very helpful!!
@Nigriff6 ай бұрын
Same here
@MrDee0016 ай бұрын
My first tax person had me owing nearly $3k. My second advisor asked questions, and now I'm being refunded. A good tax advisor will TRY to save you money.
@javantgarde6 ай бұрын
Cutting back on energy drinks, quitting cigarettes with the help of nicotine patches were the two biggest moves I made, you don't realize how much you're spending until you stop.
@kreuzrittergottes93366 ай бұрын
People who have money problems choose to have money problems. I eat out like once a month, max. That right there is huge. I use cards to get the cash back while carry no balance each month. I dispise paying interest and so pay cash or simply don't buy it. Keep the lights off. Wear a sweatshirt instead of turning up the heat ECT. There is always fat to trim from ones spending.
@GeneralSirDouglasMcA6 ай бұрын
lol during winter I’ll turn on the heat while bathing so I don’t freeze when I get out of the shower, and turn it off when I get dried off.
@Nigriff6 ай бұрын
My grandfather, who grew up during The Great Depression, would negotiate prices for everything... from cans of soup to automobiles. He paid cash for everything and never borrowed money. He would find dented cans of soup in the grocery store and ask for a discount. He usually got it half off.
@Pleasemison4 ай бұрын
Hustler
@vadymsalyuk81596 ай бұрын
Thank you, thank you and thank you again!! Love listening to your advices.
@eyeofhorusblessedandprotec28886 ай бұрын
You definitely deserve more subscribers. I just discovered you but you switched my mindset. I started to see gains instead of my money draining and I am finally starting to keep money and make money no more Starbucks no more fast food and I feel so much freer
@THEWINNINGSYSTEMCR6 ай бұрын
Totally agree, there is no deserve! Show the value, and provide value and get a better chance to win!!
@SkylerDouglas6 ай бұрын
It's not Starbucks fault it's your fault for buying Starbucks you'll never get better with money if you don't take accountability. It's that simple.
@MARIPILIPM5 ай бұрын
BRILLIANT dear Jaspreet‼️ You make the essentials of how to survive in this trying times easy with simple examples to understand. All my blessings for you 🙏🏻
@csizzle243776 ай бұрын
One of your best videos. Thank you.
@CENTRALCOAST_6 ай бұрын
Delayed Gratification is Crucial in Personal Finance, do i want some nice sneakers or a nice jacket when i get paid? Yes! But i hold off and save/invest my money because I want to live a special life and that comes with certain sacrifices, happy to know all of this at the young age of 23, Great Video!
@ChandrasekaranSrinivasan6 ай бұрын
Show the value! - Very good point! Thank you!
@LataushaTheAuthor6 ай бұрын
Gm. Read “The Latte factor”. Very good book.
@THEWINNINGSYSTEMCR6 ай бұрын
Another good one is psychology of money
@derwinmitchell99476 ай бұрын
Also, good reads 📚 Think and grow rich and The riches man in Babylon.
@LataushaTheAuthor6 ай бұрын
@@derwinmitchell9947 I read both. Think and grow rich changed my life.
@TheLegend-uq1gz5 ай бұрын
You are absolutely correct. I have seen older people that have worked 40+ years & have zero money saved & banking only on social security. It’s pathetic.
@aminazacharya67516 ай бұрын
Thanks so much for yours explanation.
@Boringblessing6 ай бұрын
Honestly speaking this is a million dollar value video thanks
@Didyouknow105746 ай бұрын
Thanks!
@MinorityMindset6 ай бұрын
Thanks for your support :)
@natesullivan24566 ай бұрын
Sending $2 to a multi millionaire is funny to me
@jonathanrivera23626 ай бұрын
Great video! Thanks Jaspreet
@hliyaj12206 ай бұрын
Please do a review on index universal life insurance. This is on the rise to replace retirement.
@Nigriff6 ай бұрын
Universal Life Insurance is a HORRIBLE "investment".
@obiezeugo25615 ай бұрын
@@Nigriffhow come
@ParkDari6 ай бұрын
If you are truly struggling, I highly recommend the prepper princess videos. She can really help you live on almost nothing so you can dig yourself out. He is correct you must always associate debt with danger that is not hyperbole it will destroy you and your future. No one ever ever regrets getting out of debt. Everyone always said thank God I got out of debt. I would be so screwed if I hadn’t done that.
@swarnasen16 ай бұрын
Great points specially the right ownership related rental property
@bigjoe8056 ай бұрын
As always, great insight. Thank you 👍🏻
@matthewfronk18316 ай бұрын
Great video. So many people feel they deserve to live above their means without adding value.
@robertchavez56476 ай бұрын
Thank you for this valuable information especially at the very end. I just subscribed and although the first 13 and 15th were very important it was number 14 with the physical, mental and spiritual health which really opened my eyes on a better rounded life not just money itself! 👍
@chriswiltshire6136 ай бұрын
officially a new fan!! thank you. peace and love.
@Abcdeefg6 ай бұрын
Good job jaspreet
@luvmypetsrhanie11446 ай бұрын
Naw. Immigrants get funding and programs Americans can't.
@WeBeatMedicare69696 ай бұрын
Send them back
@SuzanneU6 ай бұрын
As an immigrant, I would like to know what these funding and programs are, as I clearly missed out! Nothing at all was given to me. I had to work just like everybody else, paying taxes and spending a LOT of money along on the way. Temporary residence with restrictions, lift restrictions, apply for permanent residence, apply for naturalization. Along the way, I paid the same amounts for food, utilities, transportation, clothing, etc, as US Americans. it would be an act of kindness to immigrants if you would detail these funding and program opportunities. Jaspreet's parents obviously didn't know about them either.
@schemickuto6 ай бұрын
you have absolutely no idea what you're talking about
@Nolaperu6 ай бұрын
Um my wife is an immigrant, waited for her green card and got it eventually. Covid delayed everything. But we didn’t get anything, no perks, free government stuff, etc.
@Bmc20216 ай бұрын
Majority of Americans haven't experienced poverty so it's hard for them to save money.
@Pleasemison4 ай бұрын
If youre single run internet to your cell phone only. How many internet sources must we finance. The answer for me is one. I save thousands by taking a decade off video games
@clear_gray_sky5396 ай бұрын
Good stuff
@AdarylJohnson-qt9qn6 ай бұрын
Appreciate the content!👍🏾
@yohpoit11356 ай бұрын
Is a bmw only $600/month in usa? My nissan kicks is 581/month and its one of the cheapest here
@Nigriff6 ай бұрын
It depends on how long the loan is for.. In The US, some loans are as long as 72 months!
@KittyKat-vb1nd6 ай бұрын
I work in finance and never see recent immigrants drowning in debt. Always the ones born here. Live in debt , complain yet few attempt to change their hanits, live within keans, psy billson time.
@Boringblessing6 ай бұрын
1st generation American here and one thing i can tell you is that the better your budget the better you’ll be able to live over time sacrificing is only temporary when you play the money game right
@Boringblessing6 ай бұрын
0:44 sadly this is what 90% of the people around me are doing
@LightsOut9996 ай бұрын
I needed the oil change 😢
@monmondagoat84726 ай бұрын
what does minority mindset say about crypto???
@joycewatt82896 ай бұрын
29:03 Yep! Unfortunate but true! Let the haters hate. You have to NOT GIVE A CARE!!!😂 what small minded people think or don’t think cause they have small minds.
@chrisnelson30466 ай бұрын
You don't need guac🥑🥑 seven days a week
@DVLOGSYT6 ай бұрын
chipotle again. 😂
@kodypilger6 ай бұрын
You definitely cannot barter when it comes to your utility bills and such. It doesn’t work that way. Managers don’t have authority to just lower your bill it isn’t their money. Just because you ask nice your bill doesn’t become lower. You pay for the service that you use. I run a home service business and will always get customers trying to chew the prices down. In reality if a person can’t afford the services move on. Your advice on here way off
@tracybocala6 ай бұрын
❤❤❤
@imwatchingyou27426 ай бұрын
That article is from 2021😂
@Nigriff6 ай бұрын
Trust Jesus.
@ThePresentation0106 ай бұрын
Cant you get a wyte speaker? Youd benefit so much. Its hard to listen to a sweaty indn. Regardless of the value of the info.
@WeBeatMedicare69696 ай бұрын
That’s racist man lol
@GaribaIbrahim6 ай бұрын
Kick rocks man.
@Didyouknow105746 ай бұрын
You sound very idiotic, omg get a life, he dont care , only you do
@Didyouknow105746 ай бұрын
You are too JEALOUS 😅
@Didyouknow105746 ай бұрын
He is a Millionaire, he doesn’t care what a lame fool says, go sit down somewhere
@THEWINNINGSYSTEMCR6 ай бұрын
Totally agree, there is no deserve! Show the value, and provide value and get a better chance to win!!