2024 TESLA MODEL Y - 0.99% FINANCING EXPLAINED FROM A REAL BUYER!

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J. Williams

J. Williams

23 күн бұрын

#TeslaModelY #Tesla #ElonMusk
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Smartphone Conversations (Tech Channel)
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Пікірлер: 192
@smartphoneconversations
@smartphoneconversations 21 күн бұрын
Delivery Day Video and first look at my Model Y: kzbin.info/www/bejne/qaStd2uZnZ2WfNE
@crizzy4614
@crizzy4614 17 күн бұрын
I got the .99 and picked up my brand new model y performance. ABSOLUTELY INSANE CAR!!!
@smartphoneconversations
@smartphoneconversations 15 күн бұрын
Congrats...
@froyo9674
@froyo9674 14 күн бұрын
Lucky. Mine needs to be built
@danny.b
@danny.b 19 күн бұрын
Thank you so so much for awesome video! Question, do you know what credit bureaus are they using to pull your credit? The reason I ask because my credit is frozen but all three bureaus. Thx
@Noplaydre
@Noplaydre 20 күн бұрын
Yes i got approved and im picking up Saturday...I went ahead and got the performance model...but I'm excited thank you for this video
@JavierG26868
@JavierG26868 20 күн бұрын
Thank you for the insight. I also placed an order and was hoping to leverage the promotion and put in $0 down. Hopefully I get approved. I’ve opted to wait till June and save the $3k with the RWD option
@MJC_Drones
@MJC_Drones 20 күн бұрын
Congrats on the deal. Looking at doing one as well. Just subscribed. Great videos
@Eric.Robinson93
@Eric.Robinson93 21 күн бұрын
Loved the video! Just pulled the trigger on a model Y with that .99 interest and I pick it up in a few days! Congrats on yours man!
@smartphoneconversations
@smartphoneconversations 20 күн бұрын
Right on! Congratulations 👏🏾🎉
@smartphoneconversations
@smartphoneconversations 15 күн бұрын
How is the car so far? It's been a few days since you picked it up.
@Eric.Robinson93
@Eric.Robinson93 14 күн бұрын
@@smartphoneconversations fantastic! Very impressed with Tesla, the only complaint I have so far is I didn’t get the model Y sooner!
@sonurocks341
@sonurocks341 19 күн бұрын
Great video ! Thank you !
@itsjrj
@itsjrj 21 күн бұрын
I just ordered one. I didn't know they downgraded the speaker system for the long range RWD... That's a bummer!!!
@christinakemper-hj1jc
@christinakemper-hj1jc 21 күн бұрын
Does it matter what state? For the zero down? My score is 815. Income is great. Curious to know if the state matters?
@phife226
@phife226 20 күн бұрын
Trading in our 2021 M3 SR+ for the MY LR Tuesday! 🤙🏼
@briannahodge6973
@briannahodge6973 12 күн бұрын
Hypothetically,Is it possible for apr rate to be lowered to .99 after approval if not accepted at that apr rate if credit score improves after a credit dispute from it being wrongly affected?
@jaydubya9265
@jaydubya9265 21 күн бұрын
This deal has me a chock hold lol Such a good rate!
@jacobmaz8157
@jacobmaz8157 21 күн бұрын
Subbed!
@rhettoracle9679
@rhettoracle9679 21 күн бұрын
Appreciate the explanation. You may have once again saved me (or cost me) money. I may have to go to Texas to see ( as long as I only have to pay Louisiana sales tax). Peace Ps I like your choice of model and color.
@smartphoneconversations
@smartphoneconversations 21 күн бұрын
Yes sir! Thank you
@Emma-33
@Emma-33 21 күн бұрын
Thank you sir! I didn’t realize you can do zero down it worked!
@smartphoneconversations
@smartphoneconversations 20 күн бұрын
Glad I could help!
@RobertSchmitt
@RobertSchmitt 15 күн бұрын
When I change to 0 on the financing page it says minimum down payment is 4800. So even at 0 it says 4800 due at signing. 84onthbloan so changes to 2.99 rate. 72 is max at .99
@dylaniva8295
@dylaniva8295 14 күн бұрын
@@RobertSchmitt same. 4250$ is minimum down payment for Y LR AWD. NY state. score 760🤷🏼‍♂️
@kumailcola1376
@kumailcola1376 15 күн бұрын
Great Video! My Tesla Model Y loan was through TD Bank, not FiConnect. Maybe because I did a down payment?
@johnp2909
@johnp2909 21 күн бұрын
I got my .99 last Sunday. It took me less than 2 hrs and took the car home.
@AshouriAmer
@AshouriAmer 21 күн бұрын
do you mind sharing what was your credit score ?
@johnp2909
@johnp2909 20 күн бұрын
@@AshouriAmer I have 780
@ssplash_man1475
@ssplash_man1475 20 күн бұрын
How much was your monthly payment just curious I’m looking in to buying model y.
@johnp2909
@johnp2909 20 күн бұрын
@@ssplash_man1475 $672 I got blue myp
@nagalingam5072
@nagalingam5072 20 күн бұрын
Congrats!! What’s your insurance?
@JGibbs
@JGibbs 21 күн бұрын
Its almost my time to get my tesla! Im going with the 3 refreshed pretty soon. That model y 0.99 almost got me a few days ago, but I just want a 3!🙌🏾💯
@jeffraymundo3613
@jeffraymundo3613 21 күн бұрын
Yeah I'm one with a way above credit score. When things don't get approved right away I get upset even with credit card transactions. It got to a point where I requested text approval on all my cards.
@taeyounkim2130
@taeyounkim2130 20 күн бұрын
How long does financing last?
@gamercelloing
@gamercelloing 21 күн бұрын
Hi, i got my order confirmation, but I am not seeing any information regarding payment ev credit info and what not. Isn’t that supposed to be available as soon as the order is confirmed?
@smartphoneconversations
@smartphoneconversations 21 күн бұрын
If you bought the Model Y RWD, it's backordered as I stated in the video. But yes it should, but it could take a few or longer to update. Close the app, and go back in. Force close it, then go back in.
@scottylanes8730
@scottylanes8730 20 күн бұрын
How does the EV credit work? If approved, does it get applied to the loan and thus the payment gets lowered? Or is it just applied directly and not impacting the payment?
@_tien113
@_tien113 19 күн бұрын
apply directly.
@nelsonsunite
@nelsonsunite 21 күн бұрын
Mr J! Are we going to get a delivery video from you today? I understand if you wanted to keep that experience private. Just really enjoy these videos from you, sir.
@smartphoneconversations
@smartphoneconversations 21 күн бұрын
Tomorrow! I’ll try to get one done for you all, if I can. 👍🏾🙌🏽💯
@helpmejeebus1
@helpmejeebus1 9 күн бұрын
I just got my order in for 1.99% 72 months. .99 is for 60 months now ONLY. Missed it by 3 days BUT still a killer deal. Went to toyota to look at a RAV4 and that was selling for 36k+ at 7.99% interest. Not even close. Happy my coworkers convinced me to pick up the tesla deal. Also came with a $7500 automatic rebate. End of June is my delivery date. Same original specs you wanted.
@hc3550
@hc3550 17 күн бұрын
you got me FOMOing. Already have a model 3 LR 2018, but i also have a 2012 camry hybrid which i love too....but thinking of getting the Modey Y!
@stuartbriggs3370
@stuartbriggs3370 17 күн бұрын
Thanks for this video! Very informative. Quick question - by the lender paying for the taxes does that mean you had zero drive off costs?
@smartphoneconversations
@smartphoneconversations 17 күн бұрын
That is correct, I show it in this video.
@stuartbriggs3370
@stuartbriggs3370 17 күн бұрын
Thanks! Does this also apply to the leasing process?
@dustinbradshaw2153
@dustinbradshaw2153 18 күн бұрын
Its a great rate for sure... only thing that keeps me from pulling the trigger is worrying about depreciation when refresh arrives. Course its subject to be a lot higher price as well. I thought about leasing a refresh model 3 just to buy time to let refresh model Y come out
@smartphoneconversations
@smartphoneconversations 15 күн бұрын
Software is the most important thing, and it should not matter if you are buying it to keep it.
@williammcinnes5045
@williammcinnes5045 19 күн бұрын
Got the .99 rate within about 5 minutes of application submission. Did the exact same thing as you and flipped to the AWD Long Range Model Y, super excited to pick it up tomorrow!
@smartphoneconversations
@smartphoneconversations 19 күн бұрын
Congrats...
@smartphoneconversations
@smartphoneconversations 15 күн бұрын
How did the pickup go? I've been loving mine..
@williammcinnes5045
@williammcinnes5045 15 күн бұрын
The most straight forward process I’ve ever experienced as respects to buying a car. My wife and I are completely smitten with the Model Y and already have done a round trip from SD to LA! Thanks for following-up, also great tips on accessories
@gdunton1
@gdunton1 15 күн бұрын
Bought my wife’s on Saturday. Sold her 2022 Rav 4 for $7,100 profit to Toyota and used part of that on her deposit pocketed the rest. Taking delivery tomorrow.
@jorgezepeda2461
@jorgezepeda2461 20 күн бұрын
I'm on the fence. The prices were much lower at the end of last quarter and I think they will lower again.
@DarkEnv2
@DarkEnv2 20 күн бұрын
I’m very tempted to pull the trigger. Model Y has been the one I’ve been looking at getting for years now. My credit just took a hit though and is hovering around 700 now which is why I’m cautious to even try. I’ve seen on Reddit a lot of people who had credit scores around 650 and 660 get approved for the 0.99% so it gives me hope but I don’t want to throw $250 away.
@omichaelnato5388
@omichaelnato5388 18 күн бұрын
$250 wasted is much less than the $600 you would be paying for 6 years straight
@clarencejones9278
@clarencejones9278 5 күн бұрын
What did you end up doing?
@baileym4708
@baileym4708 20 күн бұрын
I would take a 100 month loan with no interest since it isn't your money on the loan. In this case even at 0.99%, I don't mind 72 months although I have never taken a loan that long. Yeah, I do drive out cars 10+ years.
@mikeintampa250
@mikeintampa250 20 күн бұрын
Congrats! I watched the entire video and toward the end you said you were going to reveal your monthly payment just wondering what it is?
@smartphoneconversations
@smartphoneconversations 20 күн бұрын
Goto about 8:00 I put it up on the screen, I guess you missed it.
@mikeintampa250
@mikeintampa250 20 күн бұрын
@@smartphoneconversations thanks much, just listening to your video you and I are a lot of like when it comes to buying cars.
@MrPreet23
@MrPreet23 17 күн бұрын
I was this close ordering Model Y, but when I looked at latest Tesla 3 and heard rumors about 2025 refreshed model Y , likely will implement Tesla 3 upgrades in 2025 Y.I pulled back , I get it 1 percent is the best deal but this will come back again next or may be following year so it’s worth the wait …
@ITME.1
@ITME.1 11 күн бұрын
I’m in the same boat!!! The upgrades in the 3 are amazing, anyone have any idea when the y will be released with refresh?
@MrPreet23
@MrPreet23 7 күн бұрын
@@ITME.1 Tesla should do it by end of Q2 next year agin these are just rumors
@RobertSchmitt
@RobertSchmitt 15 күн бұрын
Dang Tesla removed the premium audio from LR RWD. That was a surprise.
@stuartbriggs3370
@stuartbriggs3370 17 күн бұрын
Would you recommend leasing with this current promotion of .99 APR?
@smartphoneconversations
@smartphoneconversations 17 күн бұрын
Noooooo, buy it.
@MystrXmas
@MystrXmas 20 күн бұрын
I want a model y but I’m still upside down with my current vehicle.
@meaty4562
@meaty4562 17 күн бұрын
Doing in colorado with fed, state, and xcel energy rebates.
@kynhan9863
@kynhan9863 17 күн бұрын
Got approved for 1.99% with Santander consumer USA. Perfect credit score and income. Will contact that bank and Tesla on Monday. Thanks for your video !!
@kynhan9863
@kynhan9863 16 күн бұрын
Sunday afternoon, Tesla financial advisor reached out to me and opened a case to review my loan. They were able to change my rate to 0.99% with a diffident lender. So happy! Again, Thanks for your awesome video !!
@smartphoneconversations
@smartphoneconversations 16 күн бұрын
@@kynhan9863 That is AWESOME! Welcome to the 0.99% Club...
@DJSANU
@DJSANU Күн бұрын
How did you get the tax credit?
@kevintran9411
@kevintran9411 20 күн бұрын
Can you apply the $7500 ev credit toward down payment?
@smartphoneconversations
@smartphoneconversations 20 күн бұрын
It's not a down payment, it's having the option to defer, or use at the point of sale. And YES, you can...that is what I did. You have to qualify though, so make sure you.
@Sononthethrone1
@Sononthethrone1 20 күн бұрын
At what point can I select the ev tax credit as a down payment... is it online or on delivery day?
@user-kh5db3ig5x
@user-kh5db3ig5x 18 күн бұрын
@@Sononthethrone1 following
@_eLGee
@_eLGee 20 күн бұрын
Are you keeping the Model 3?
@smartphoneconversations
@smartphoneconversations 20 күн бұрын
Yes
@davelospinoso9022
@davelospinoso9022 20 күн бұрын
Imagine if you picked one of these up yesterday lol
@diz354
@diz354 20 күн бұрын
Awesome breakdown! New Jersey also offers about $4000 in tax credits on all EVs so I’m highly considering getting a Tesla soon.
@smartphoneconversations
@smartphoneconversations 20 күн бұрын
Right on! Go for it!
@suboo9682
@suboo9682 19 күн бұрын
Where are you seeing the tax credit? I live in NJ and haven't seen that. I know there's no sales tax on EVs but I thought they ran out of the charge up ev incentives. And model y only qualifies for 1.5k
@liam1902
@liam1902 19 күн бұрын
The NJ program is not available atm since it ran out of funding last year. For NJ, EVs under $45k qualify for $4k off and EVs between $45k and $55k qualify for $1.5k off when program is funded and open. It will most prob start again sometime in July 2024 but at the same time, NJ is raising EV registration fee to $250-$290 per year starting July. This means that even if you get $1.5k off for a MY LR AWD or Perf in July, you'll be paying $1100 in EV registration fee (NJ requires you pay 4 year registration up front) so in reality, you'd only be getting $800 off unless you get MY LR RWD. Not sure how Tesla is gonna treat the 0.99% financing after it ends on May 31 though so it all depends. Also no idea if NJ program goes by order date or delivery/purchase date to get the state POS rebate.
@3borijess
@3borijess 21 күн бұрын
I have a high credit score according to credit carma and Experian. Is that what use? Cause i believe the dealership use something different.
@smartphoneconversations
@smartphoneconversations 21 күн бұрын
Yeah, that one is not the same. But it should be close. Example, mine showed 799 on credit karma, but it was 816 when the dealer pulled it on my other car I bought. I didn’t get a score with this Tesla purchase in though.
@thelos8093
@thelos8093 21 күн бұрын
You should make a video about getting credit score that high 😢​@smartphoneconversations
@Gadgetpimp
@Gadgetpimp 21 күн бұрын
they have a auto credit score its base of you auto load history. for example my Karma score is 765 however my auto score is 799.
@jimhimesjr
@jimhimesjr 20 күн бұрын
I put a lot of miles on for work and owe more than my car is worth. Not ideal I know. With the trade it’d still cost less than the MYP without the tax credit but Tesla won’t do it from what I understand. Not trying to borrow more than the sticker price. Doesn’t make sense as if I didn’t qualify for the tax credit they’d lend that amount to me. Ford will do this and the Mach e Gtp is close to 20k off the original sticker. @ 0%. Want to go Tesla but this is holding me back
@DanJHauser
@DanJHauser 13 күн бұрын
I got the 0.99 but all the my Model Y's red with white interior were gone so I'm waiting.
@thelos8093
@thelos8093 21 күн бұрын
So what's the rough monthly payments on the .99%?
@gtrr3246
@gtrr3246 21 күн бұрын
Payment is at screen time @8:12, showing close to 700$ .
@jeffrey8921
@jeffrey8921 21 күн бұрын
Down payment 8% $4250 for 72 months $578/mo. After tax refund.
@isaacbarret3454
@isaacbarret3454 20 күн бұрын
$680 with $0 down.
@TheAmpLab
@TheAmpLab 19 күн бұрын
Through the app, it made me apply for the loan through Allied Credit Union. I got approved at 6.74%, but Tesla said they they would "fix that" and apply the 0.99% if I qualified. And I would know within an hour after finishing the application, but I cant finish the application completely because it needs the VIN of my vehicle. Since I ordered and didnt do inventory, I dont have a VIN yet. Im hoping I can still get the 0.99% 72mo since in tge meantine they have switched it to only 60mo financing. This just seems weird and Ive had very little communication from Tesla. Like 1 text reply per day. Does this seem right? I have over 800 credit and good income to debt.
@smartphoneconversations
@smartphoneconversations 19 күн бұрын
It can't make you apply for it, you might have missed changing it to the promotion rate. You have to do that before you apply. Either way, glad they are working with you. Congratulations
@TheAmpLab
@TheAmpLab 19 күн бұрын
@smartphoneconversations What I mean is they didnt have any other financing option other than "Telsa Lease", "Alliant Loan", or "Self-Arranged financing" They told me I had to go through the Alliant Loan and even if itbapproves me for a higher rate, they would fix it. I'm just scared because it doesn't seem like this is how others did it, but it's what I was told by the lady at Tesla. I just hope I'm not doing it wrong, or miss the window, but they just don't reply very quickly.
@smartphoneconversations
@smartphoneconversations 19 күн бұрын
Yeah, that's very strange. Are you leasing? Even so, I think they gave you the rate you qualified for. I've never seen them change it after the fact, but hey. You'll be the first I know of. The 0.99% doesn't end until May 31st though, hope you can get it too.
@TheAmpLab
@TheAmpLab 19 күн бұрын
@smartphoneconversations Lady I've been working at through Tesla apparently has no idea what she is talking about. I started from the beginning in the app, and it finally let me actually pick "Tesla Loan" was approved in 5 minutes for 0.99% at 72mo! I knew something seemed fishy with the other process. Even though she said it was right. Jeez. I could have missed out or paid WAY more money if I had kept going. Now I'm excited!!
@ITSEPICVIPER
@ITSEPICVIPER 21 күн бұрын
when financing do you pay for the tax upfront?
@smartphoneconversations
@smartphoneconversations 20 күн бұрын
Nope, they stopped that 4 months ago. Tesla takes care of it, so you can not finance the taxes in your payment.
@gurbbb
@gurbbb 7 күн бұрын
so i wouldn’t pay any of the destination fees/ documentation fees? all factored into the payment?
@ITSEPICVIPER
@ITSEPICVIPER 7 күн бұрын
@@gurbbb correct all factor unto the payment just ordered mine couple days ago
@Luisjuliancardenas
@Luisjuliancardenas 4 күн бұрын
Test drove the 3 and y. Torque was insane. Got approved in an hour at 0.99% and went home with a Tesla y dual motor long range 😂
@smartphoneconversations
@smartphoneconversations 4 күн бұрын
Congratulations 🎉👏🏾
@dpporlando
@dpporlando 19 күн бұрын
Anybody know which credit bureau(s) they pull?
@smartphoneconversations
@smartphoneconversations 19 күн бұрын
All three
@SieteSays
@SieteSays 19 күн бұрын
they pulled experian for me
@dpporlando
@dpporlando 18 күн бұрын
@@SieteSays only Experian? Hmmm. I didn't wanna unfreeze all 3 if it can be avoided.
@dankintx
@dankintx 18 күн бұрын
Hey - I have a performance Y locked in and ready to go @.99 BUT- the insurance on it I came to find out is INsANELy high - talking 300 a month to add this car. (50 yo driver, no accidents, etc and live in a good area)…. So I’m honestly looking to back out of the purchase now. Thoughts??? I called a few diff places they all say Tesla insurance is crazy high???
@smartphoneconversations
@smartphoneconversations 18 күн бұрын
WOW, where are you located? That plays a MAJOR part with insurance. You are paying 3X what I am paying for my Model Y, that is insane as you stated. Also, I'm sure you know it...but we also have an insurance score too, and driving score when shopping. You also have the option to do Tesla insurance. Did you actually TRY to look at Tesla insurance? Just do it in the app, and it will tell you right away. You don't have to take it obviously, I didn't. It was double what I was offered with my insurance company.
@williamrivera23
@williamrivera23 17 күн бұрын
insane my insurance actually came out $15 cheaper than my current BMW and that’s for the performance Model Y.
@dankintx
@dankintx 17 күн бұрын
In a very affluent area in north Texas (Dallas) - the Tesla insurance was $284 a month, but I don’t want them spying on my driving - creepy!
@PATTT_
@PATTT_ 18 күн бұрын
I got model y AWD long range 2 months ago for 44k-7500...after trade in 400 month...paying 1k month, it will be paid off in 2 years
@kimnguyen-jb2zf
@kimnguyen-jb2zf 16 күн бұрын
What’s your out of the door price ( not including trade in)? Thanks
@PATTT_
@PATTT_ 16 күн бұрын
@@kimnguyen-jb2zf with all the fees? tax and destination fee?
@kimnguyen-jb2zf
@kimnguyen-jb2zf 16 күн бұрын
Yes
@shaniyajohnson459
@shaniyajohnson459 20 күн бұрын
Referral ended 4/30/2024. petty lol !
@Antipuesto22
@Antipuesto22 14 күн бұрын
Those that got this amazing rate, what was your credit scores like?
@smartphoneconversations
@smartphoneconversations 14 күн бұрын
Most people I see have a score of 750 or above, but there was ONE person that said their score was 660 and they got it. I was shocked, as it says you need 720 or higher. But it's more than credit scores, it's DTI, income, credit history and more.
@Antipuesto22
@Antipuesto22 13 күн бұрын
@@smartphoneconversations wow that’s amazing. I appreciate the insight
@noobmaster98
@noobmaster98 14 күн бұрын
Today I noticed the 72 month promotional rate is 1.99%. Sucks because I ordered when the 72-month rate was still 0.99% so guess I'm paying double the interest because I don't want to cancel the order over an extra percent APR
@smartphoneconversations
@smartphoneconversations 14 күн бұрын
Pinned this already about the rate. I’d keep it too if I were you.
@DeeCeeP38
@DeeCeeP38 11 күн бұрын
I missed the 0.99% for 72 months, so went with the 60 months at 0.99%. My credit score is 790 and got approved in like 1 minute. Kinda wish i got it at 72 months, for monthly payment, but still happy i will pay about 1,200 in interest over the life of the loan instead of 8,500
@rfischer1984
@rfischer1984 20 күн бұрын
My amount due is -2225 . I am not sure why it has a negative number. I do have a trade in though. I contacted them and they said that they may be making sure my trade in value stays the same. idk. but weird.
@smartphoneconversations
@smartphoneconversations 20 күн бұрын
That means you have a credit coming back to you, they should be cutting you a check. Did you qualify for the 0.99% too?
@rfischer1984
@rfischer1984 20 күн бұрын
@@smartphoneconversations Yes I got the .99% too. Thanks for the response.
@smartphoneconversations
@smartphoneconversations 20 күн бұрын
Nice congratulations 👏🏾🎉
@liam1902
@liam1902 19 күн бұрын
You should get a check for the car you're trading in. Forget if this is configurable or not but they take away your down payment from that check so if your trade-in value was $8k and you're putting down $4k, it'll show -$4k for "Amount Due" (Tesla is giving you a check for $4k). Then the rest of your car purchase is financed through that 0.99% loan which you'll be paying monthly payments for.
@IllusiveMan343
@IllusiveMan343 13 күн бұрын
Kinda screwed we bought the Model Y long range 7-seater for last year 65k…at 3.57% and then they dropped this 😢😢😢 we owe $50k and trade in is estimated 31k
@choongta
@choongta 20 күн бұрын
Part of the game: What was the car price prior to the promo ? Is the price higher now to cover for the 0.99% ?
@jacobmaz8157
@jacobmaz8157 21 күн бұрын
When I bought mine, it made me put down a bit over $5k! I changed it to zero and it said the minimum is the 5k they made me do!
@smartphoneconversations
@smartphoneconversations 21 күн бұрын
Might be your credit...or your location? I'm not sure, but might be credit. Did you get approved for the 0.99%? I didn't put down anything as you can see in this video from my paperwork.
@baileym4708
@baileym4708 20 күн бұрын
@@smartphoneconversations - it could be other factors like his income or missed payment history specifically to car loans or a myriad of things as well.
@smartphoneconversations
@smartphoneconversations 19 күн бұрын
Agreed 💯 ​@@baileym4708
@RanjitKeshwala
@RanjitKeshwala 19 күн бұрын
0.99% yaaa baby. New silver color awd long range
@williamrivera23
@williamrivera23 17 күн бұрын
it’s location based, certain States allow $0 down. I’m Florida and have to pay at least the taxes.
@vapormodel
@vapormodel 13 күн бұрын
Where are you getting you can put zero down financing i have tried it i keep getting the Red line that says down payment must be $5,166 once you click add fees and tax include Please See screenshot below and help Down Payment $0.00 (Downpayment must be at least $5,166) Term 60 Months Credit Rating Promotion Est. APR %* 0.99% Can't move forward with buying process becuase it brings you back to the top and says in red you must change Zero to $5,166 It looks like from what i can figure is they are making you pay the fees and taxes as the downpayment how can i have these just added to the overall cost And the .99 rate no longer allows 72 months its only .99 percent at 60 months Strange
@smartphoneconversations
@smartphoneconversations 13 күн бұрын
Couple of things. The rate changed after this video. Next, I've been saying since day one on the other videos for this topic, it depends on your location it appears. TONS of people got 0 down, check the comments. It might your DTI, income, credit history, PAYMENT history...lots of things stopping you from getting the best options.
@vapormodel
@vapormodel 13 күн бұрын
@@smartphoneconversations It's the first customize page nothing to do with credit history or debt to income ratio. On the first customize page after the default page where you choose which model and financing tab is selected you click on the customize breakdown where the down payment line is at the top and zero doesn't work after scrolling past all the cost breakdown the page won't let you go onto to " continue with application" because the down payment line at the top needs an amount placed in the box which says has to be at least $5400 which is basically the fees and taxes
@vapormodel
@vapormodel 13 күн бұрын
Where are you getting $489 Financing. You all need to click on customize. Once you do and you add your zipcode for me it's Chicago. Once you click on add taxes and fees this monthly price increases to $800+ including the 7500 and the 0.99 . What am I doing wrong here?
@MrJayb76
@MrJayb76 20 күн бұрын
Soooo tempting. But i want the new Camry....ugh!!!
@isaacbarret3454
@isaacbarret3454 20 күн бұрын
Why a Camry?
@MrJayb76
@MrJayb76 20 күн бұрын
@@isaacbarret3454 style. Price. Reliability and 46mph!
@dannyhernandez8408
@dannyhernandez8408 19 күн бұрын
I’m at the Tesla dealer and they are ADAMANTLY claiming I NEED to do a down payment. And that there’s NO ways around it. And saying it’s a glitch
@dannyhernandez8408
@dannyhernandez8408 19 күн бұрын
Can you help me understand this.. and maybe help me understand to explain it to them
@dannyhernandez8408
@dannyhernandez8408 19 күн бұрын
Also, you didn’t share your verification that you’re only paying zero down and what your actual paper work looking like … (without sharing personal details)
@smartphoneconversations
@smartphoneconversations 19 күн бұрын
😂 Man, I clearly put my paperwork in this video, goto about the 8 minute mark. I can't help you anymore than that, along with SEVERAL others that did no money down. Maybe it's your credit or location.
@benjaminhollar7462
@benjaminhollar7462 21 күн бұрын
June will be even better
@jeffrey8921
@jeffrey8921 21 күн бұрын
How so?
@Thrawn90
@Thrawn90 12 күн бұрын
Picking up Long Range Y tomorrow. Curse you Tesla, I've been resisting for years but $7500 tax credit and 1% financing. Twist my arm
@smartphoneconversations
@smartphoneconversations 12 күн бұрын
YEP, I understand. LOL...enjoy. What spec did you get? Congrats...
@Thrawn90
@Thrawn90 12 күн бұрын
@@smartphoneconversations thanks. Got the AWD Long Range. Performance doesn't make any sense to me unless you've just got money to burn. Kinda bummed the 72 month loan is at 1.99% but that is still a steal of a deal.
@smartphoneconversations
@smartphoneconversations 12 күн бұрын
Yeah, but you got a GREAT rate none the less. NO ONE is giving 1.99% today, only with this offer. I thought about the Performance...but I have the M3Performance coming too. So I didn't see the need. That extra money for the Y performance takes away too much range, you got a sweet deal.
@Native722
@Native722 18 күн бұрын
Is KZbin your full-time job?
@ewa2761
@ewa2761 20 күн бұрын
Can you do a trade in on 0.99%?
@smartphoneconversations
@smartphoneconversations 20 күн бұрын
Yes, that has nothing to do with the rate. You just need to be sure you are qualified for the 0.99%
@ewa2761
@ewa2761 20 күн бұрын
Ok got it, really tempting
@billmorales6432
@billmorales6432 16 күн бұрын
How will whoever is financing these loans ever make money on these loans with short term rates of about 5%?
@just_levlup
@just_levlup 17 күн бұрын
Tbh it sounds like Tesla are desperate to sell their model y’s.
@SASHA1536
@SASHA1536 15 күн бұрын
i disagree, those discounts really matters other wise they wouldn't remove it. that 0.99 rate is nothing but an attractive trap to fool you :)
@smartphoneconversations
@smartphoneconversations 15 күн бұрын
This is no trick or gimmick, it's a good deal. I hear lots of people saying this because of a few things. They don't like EV cars. They don't like Elon Musk. They can't get one.
@88omarz
@88omarz 8 күн бұрын
I got it. But it wouldn't low us to not put anything down. 4500 or you couldn't order
@gurbbb
@gurbbb 7 күн бұрын
if you’re in cali thats why i think
@88omarz
@88omarz 6 күн бұрын
@@gurbbb not in Cali. Ny
@naxpolitikov
@naxpolitikov 15 күн бұрын
0.99% ✅
@smartphoneconversations
@smartphoneconversations 15 күн бұрын
Congratulations 👏🏾🎉
@LuisGarcia-so1kk
@LuisGarcia-so1kk 6 күн бұрын
0.99
@rahulgottipati8484
@rahulgottipati8484 19 күн бұрын
0.99%
@loganmackrell8128
@loganmackrell8128 17 күн бұрын
Approved today for .99% on a model y performance. Credit score is 751
@smartphoneconversations
@smartphoneconversations 17 күн бұрын
Saweeeeeet. Congratulations 👏🏾🎉
@Gadgetpimp
@Gadgetpimp 21 күн бұрын
0..99%
@thecyberspace4733
@thecyberspace4733 16 күн бұрын
This market is crashing slowly it’s going down even more soon
@inprogress3366
@inprogress3366 18 күн бұрын
Great video. I have a question for you. I currently own a 2023 model y which I am financing at 8.49% apr. Do you think it is worth it to trade in that one for a new one with 0.99% ?
@mrkymrk99
@mrkymrk99 17 сағат бұрын
Isn’t the $7500 the amount of you can write off on taxes? Or is it like $7500 cash?
@smartphoneconversations
@smartphoneconversations 16 сағат бұрын
If you apply it at the time of sale, it goes to the total price of the car. It's not cash per say, it just lowers the price of the car. Now, last year I didn't have this option...so I filed my taxes and got all the money back, so there is the cash portion. But if you can, I'd apply it to the pride of the car if you know you are gonna keep it. If not, defer it and collect it at that time if you know you qualify.
@HydroTECGaming
@HydroTECGaming 20 күн бұрын
I ordered up an AWD Long Range yesterday. No way I was passing up on that 0.99%. I pick mine up on Saturday. 🫡🔥
@smartphoneconversations
@smartphoneconversations 20 күн бұрын
Facts 💯
@dhruval3053
@dhruval3053 19 күн бұрын
keep us posted pls
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