$20K MONTH | How I Spent It in August

[@LynnDanielleTreasure]

I like how you budget. Simple and doable. Spreadsheets can be scary. Glad I found your channel in 2021/2022 era. Keep shining.

[@kmforward3808]

Lovely, I've been adding more to the mortgage principal also. Slow and steady!!!

[@FunandBudget]

...wins the race!!! Yes

[@LaToyaPlansLife]

Woo hoo!! 🎉 What a beautiful monthly budget...$20k is the true flex 😉☺️

[@wudy22]

We appreciate you as well! 🙏🏾😌❤

[@FunandBudget]

Heyyyyy from Iceland...lol

[@zoea2812]

I love your videos, Tinesha. They always inspire me to keep on trying. Your personality just shines through, and they brighten my day. Our lives could not be more different, but Im a faithful viewer. Im a single, disabled middle aged Mom from the UK with a tiny income & when i just cant get the numbers to match. I just think keep going. Thankyou for all that you do ❤

[@FunandBudget]

Awww thank you so much for being here. Visiting Belfast next month.

[@Crystal-je7gx]

Great job. Yess count that interest as income because it is.

[@AntonioLavender]

Amen Sister 🙏🏾💯

[@mhodge0890]

Your videos inspire me. Thank you so much. I just hit 6 figure net worth this year. Still trying to build my emergency fund to 10k

[@FunandBudget]

Congratulations!!!

[@mhodge0890]

@FunandBudget thank you

[@traceyl9959]

Thanks so much!

[@stephaniel6867]

I can't believe you haven't set the phone up yet Tinesha. I went to the phone store the other day and they were way to busy for me. Great job on the budget. Also it's ok to adjust your investing from time to time. I adjusted mine recently myself as well. It's temporary and will be even more in the future.

[@FunandBudget]

LoL...I am the queen of using something 34334343 months after I got it. Jay got me some earpods for Christmas...I JUST opened the pack when I went to Tanzania in August. My niece gave me a gift 2 christmases ago - I opened the box last month...lol

[@shiquita8936]

​@@FunandBudget😂 omg that is something lol

[@patriciamaldonado8046]

My home is paid for and it's the best feeling! I know it's better to invest (especially if the interest is a good rate) but it was stressing me out as a single person!! 😂 I don't regret the decisions I've made for my household! XOXO

[@FunandBudget]

I totally agree!

[@LifewithTee76]

This is awesomeness! Count that interest as income!!!🎉

[@thebonnicks]

That HYSA is the best thing ever. I’m so grateful to you for putting me on. I need someone take over.😫😂😂I don’t know why I won’t count it down to the penny and then I waste a lot. Congrats paying off the bed!

[@FunandBudget]

Count what down to the penny? I round up/down.

[@thebonnicks]

I should have clarified. I cannot seem to account for every penny when budgeting. I guess I’m not really budgeting. I know what comes in and goes out. I leave way too much excess money which ends up being waste (at Starbucks and Homegoods😂).

[@FunandBudget]

I gotcha.

[@rbraxton00]

Great video!

[@shaintac6072]

Love the shirt

[@jandabest5261]

Thanks for sharing! I recommend you do add your interest as income because it is passive income. I receive about $3k/month from my CDs and about $180/month from my HYSA. I count them as income and I invest it all, so it’s subtracted from my “Investments” line item. I do this because I have too much savings and this is a good way to DCA into the market. Great video!

[@FunandBudget]

That's a great idea! Right now I leave it alone because the plan is for it to go on the house but after that I will definitely revisit and look at doing it the way you do it.

[@chyvonneharris6433]

❤

[@brucebanksshow]

You should have just sold something on FB marketplace. I know you have things that need to leave your house.

[@TMKJG24]

I never thought to count my interest as income either matter facts its coming on the 13th 😂😂😂😂

[@blessedwithone]

🤑🤑🤑

[@TMKJG24]

Never thought to include my interest as income either I will get paid for that on the 13th of this month.

[@FunandBudget]

I'm not including it in the future simply because I don't plan on spending it elsewhere. I try to only include funds that I am making a decision about.

[@TMKJG24]

@@FunandBudget me either all $9.00 of it 🤣🤣🤣

[@FunandBudget]

🤣🤣🤣

[@mhodge0890]

I’m interested in brokerage account over an high yield savings account that’s all

[@Mens-Wisdom]

What the hell do you do to make 20k a month?

[@FunandBudget]

Mainly my day job. Im a software tester.

[@Mens-Wisdom]

@@FunandBudget Awesome! Good for you.👍

[@Mr-Sam-I-Am]

Try WD40 before buying a new chair!

[@stephaniel6867]

Yes please try it before buying a brand new chair.

[@FunandBudget]

Ok...let me tell Jay. JAY WD40 THIS CHAIR..lol