✨YOUR Cash Stuffing Questions Answered! ✨ Beginner Budgeters

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2 Sister Bees

2 Sister Bees

Күн бұрын

Пікірлер: 225
@MSMomBudgets
@MSMomBudgets Жыл бұрын
We're not at 1k yet emergency fund but we're at over $200. We have $15 automatically going to our savings account every single week
@BudgetWithMrsP
@BudgetWithMrsP Жыл бұрын
As a teacher and a mother, I cannot express how much appreciation I have for the way you answered @yesno8829's question. So many of our young adults have been thrown into a world without being properly prepared. I learned that very quickly with my own children (26, 24, and 13). I commend those who can inform others without criticism and judgement. You've gained a very supportive follower! Great job and thank you for being a positive part of this community!
@2SisterBees
@2SisterBees Жыл бұрын
I appreciate your kind words. Jason and I discuss all the time how there are so many young people that are just starting out in life and maybe don’t have anyone to ask these types of questions. I was young when I moved out, only 17, and I had no idea what I was doing. I learned everything the hard way. If I can help a few young ones out there and give them some answers, I’m happy to do it! 💛
@BloomJenn
@BloomJenn Жыл бұрын
I have a really bad spending habit at Amazon, so what’s worked is I budget for it and then I use the money to buy Amazon gift cards at a local store, and use that as payment instead of my credit cards.
@wendyroberts7212
@wendyroberts7212 Жыл бұрын
I know how you feel. I love to be able to order make up , personal hygiene vitamins, etc, that I may not find in the store and save myself the running around plus my granddaughter is an avid Amazon shopper
@barbi413
@barbi413 Жыл бұрын
I just found your channel a few days ago, and I’m super excited to begin my journey to be on a budget. I tried last year to begin cash stuffing, and life happened, so I wasn’t motivated to do so. I am a divorced mother of four, my 4 daughters are all grown, and only one lives with me. So I’m on a single budget and I’m not gonna lie. It’s been tough. But I know with a little patience and if I follow a budget. I will begin to see some savings. Thank you for all your explaining, and motivation for those of us new to this method. Thank you also for the printables 😊
@lisadearing5960
@lisadearing5960 Жыл бұрын
I was pushed into budgeting last month because my husband’s job was making changes so he retired in November. I went through all of our bills and got rid of so much we didn’t need! Our house is total electric so I put it on the budget plan so that we didn’t get hit with crazy high bills this winter. I started meal planning too because we used to spend WAY TOO MUCH on eating out. Just with these few changes, I feel so much better about our finances. Budgeting your money is definitely the key. I only wish I would’ve done this years ago.
@lschmidt5455
@lschmidt5455 Жыл бұрын
For the last question: thank you, Jen, for being respektful in your answer - lots of people are not learning these skills at home (what is denominations, when can I use my card etc). You did not patronize them or make fun - you could make a ‘moving away from home, what do you need to know about money, budget, bills’-video 😊
@2SisterBees
@2SisterBees Жыл бұрын
Yes, exactly. We are not taught anything in school and the younger kids have never been inside a bank or handed a paper check. They have legitimate questions and I don’t blame them. It’s definitely things that get overlooked when we do cash stuffing, budgeting and all the things. I like your idea for a video- I think a lot of people would benefit from that.
@grivera9398
@grivera9398 Жыл бұрын
Thanks to your tips, I was able to budget a $1000 truck repair bill and $3334 car rental bill after my husband had a small fender bender. We even had an extra $400 buffer. I'm starting all over again but it feels great to have had that money when needed.
@outroseok
@outroseok Жыл бұрын
girl I FEEL YOU about taxes, stimulus checks, etc. I have absolutely nothing to show for any of that money and can't remember any memorable things I spent it on. this upcoming tax return I'm going to make sure I'm more wise with the money, a lot of it I want to put towards my month ahead challenge.
@diannerichards6018
@diannerichards6018 Жыл бұрын
Thank you! I cant say it enough im really tries to start and it makes sence one minute and the next i just wants to cry
@natashaw2373
@natashaw2373 Жыл бұрын
Hello Sis. Fantastic video !! So much wonderful information. I tend to take the cash for Amazon and buy a gift card, and load it to my account. Sometimes, if you load a certain amount, Amazon will give you extra. I put $50 gift card on my account from Christmas, and they added an extra $10 😊 I hope everyone is doing well ❤
@marybaker8061
@marybaker8061 Жыл бұрын
❤❤ is an awesome idea!
@RosasCreativeWay
@RosasCreativeWay Жыл бұрын
Love this idea, thanks for the tip.
@codybroyles8751
@codybroyles8751 Жыл бұрын
Jenn, I can’t thank you and April enough for all you do for the cash stuffing community. I began watching you in April, but didn’t really start stuffing until September and have managed to pay off three of my 6 credit cards. Thank you again!
@2SisterBees
@2SisterBees Жыл бұрын
Oh yessss! Made my weekend! Paid off half of your cards!? That is amazing! I am literally doing a dance over here for you! 🙌💛🙌💛🙌💛
@TheNailTemple
@TheNailTemple Жыл бұрын
My mother taught me cash stuffing for vacations only. Now that I found your channel I’m learning to stuff envelopes for every bill. Thank you!
@jvan927
@jvan927 Жыл бұрын
My 13 year granddaughter and I are cash stuffing for a vacation to Prince Edward Island next summer. It will be her first plane ride. Can't wait for this grandmother-granddaughter trip!
@luannculhane8878
@luannculhane8878 Жыл бұрын
You are a wonderful teacher!
@makeanddohandmade
@makeanddohandmade Жыл бұрын
You’re really gracious about the cigarettes. I think that every time.
@2SisterBees
@2SisterBees Жыл бұрын
I am a smoker, too. I totally get how hard it is to quit. I recently quit and I’m back to cheating here and there- it’s a struggle. 🥹
@makeanddohandmade
@makeanddohandmade Жыл бұрын
Yes I remember you saying that! That’s why I think you’re so gracious!
@traceydufault297
@traceydufault297 Жыл бұрын
I'm 52 I learned a lot today thank you Jenn ❤❤❤
@2SisterBees
@2SisterBees Жыл бұрын
Awesome! I’m so glad to hear it! 💛
@LivingLifeInTexas1836
@LivingLifeInTexas1836 Жыл бұрын
Great Video as always. I got $9 for Hello Honey 🍯 for anyone who is new to this process… in 2023 I was able to finish paying off my student loans AND my car… I also cash funded 2 classes towards my Masters, Christmas and new tires! I also saved up enough to buy my daughter her first car!!! This process definitely works. Jen and April do such a great job of breaking it down… 2024 is the year to become debt free and build my channel 💜
@nicolewildasin9712
@nicolewildasin9712 Жыл бұрын
About the Amazon tip= you could also take the money and get a gift card Nd pay that way!
@2SisterBees
@2SisterBees Жыл бұрын
Yes! I love that you guys mentioned this- it’s a great option! 🙌
@christieturner5567
@christieturner5567 6 ай бұрын
You are so precise and organized. I so want to be like this
@2SisterBees
@2SisterBees 6 ай бұрын
It’s all very planned. I recently said in another video that taking the time to budget every pay and track every expense is work. I call it “working for myself”. Check out this video if you haven’t already : kzbin.info/www/bejne/paOpZaWIgNOEZ5Isi=x2fbd8rb6LcKq999
@dachsymom5232
@dachsymom5232 Жыл бұрын
Love your channel! Just recently found you. Another option for Amazon is to get an Amazon gift card with the cash. My sister does this....she does this with Ebay too. Happy cash stuffing! 🙂💰💸
@2SisterBees
@2SisterBees Жыл бұрын
Yes! That’s a great idea! 🙌
@Cookiesandcream1990
@Cookiesandcream1990 Жыл бұрын
I am so happy I discovered your channel. I make a decent amount of money but with the way I spend on groceries and such , I haven’t saved any. In fact, I don’t even have a savings account. Haven’t had hair, nails- no self care done cause I never have the money. It’s an endless cycle. Thanks for everything:
@2SisterBees
@2SisterBees Жыл бұрын
I’m glad you’re here, too! 💛 It’s hard to change habits but not impossible. I was doing the same thing. I cut my grocery bill by 60-70% over the last couple years. A step at a time. And now I track all my spending and expenses. And most importantly, I budget. If you haven’t seen this video yet, check it out. It will probably be really helpful: kzbin.info/www/bejne/g2jYlHyibrJ6qZIsi=1EvfeSkviq9YhCmy And this one : kzbin.info/www/bejne/bqOcfYKMhcpmea8si=iiSv_8VGYEHi2-o8 I hope those are helpful and get you even more motivated! Welcome to The Hive! 💛🐝
@mariazebra47
@mariazebra47 11 ай бұрын
thank you for explaining so well what happens when you overspend (the grocery example)
@2SisterBees
@2SisterBees 11 ай бұрын
Yes- for sure. I just try to adjust in some way to make it all work. Options, options! 💛
@babygirl7152
@babygirl7152 Жыл бұрын
LET ME JUST SAY!!! That I am 1000% new to this channel and cash stuffing, the biggest thing I noticed she’s doing that some others don’t is BREAKING everything down step by step, while using visual learning to explain why and how and where… 7:19… im not that far in the video and I already appreciate and respect so much all ready, this is what I needed because I was starting to feel defeated about getting into cash stuffing not knowing how to break anything down, thank you ❤❤
@2SisterBees
@2SisterBees Жыл бұрын
I am so happy to hear this! I do try to educate my viewers with the idea that they they will find motivation and understanding to start saving, too. Even if they don’t necessarily “cash stuff” - sometimes just seeing how someone else is saving and finding a way that works for them can spark that saving bug in someone else! Thank you for your kind words! 💛💛💛
@melissawestfall1
@melissawestfall1 Жыл бұрын
I just found your channel and have been watching some videos to get some tips on how to get started. I'm a single mom so every penny counts but I still struggle with extra spending here and there, especially with a 16-year-old daughter. I've already calculated my debt at a little over 3k so I feel like now is the time to go full force on my debt before my youngest goes to college. I'm hoping to start in February and once I feel comfortable enough in what I'm doing I plan to help my newly engaged 23-year-old daughter get started. Fingers crossed. I love your bee binder! Is that something you have sold in the past but no longer available? My older daughter loves everything Bee's and I thought that would be a cute budget binder to gift her for her savings journey.
@curtismurrell4995
@curtismurrell4995 4 ай бұрын
I love your wooden money tray you use when stuffing envelopes. Can you please tell me where I can order one?
@tabletopbasketball
@tabletopbasketball Жыл бұрын
hi jenn ☺️ i recently found your channel and have been enjoying your videos on budgeting, cash stuffing, and managing money. i'm a college student currently so it's been really important for me to become more responsible and informed with my finances as i enter adulthood. my parents have instilled me with a grain of knowledge about spending money wisely, but it couldn't compare to what i have learned from you! you've been an immense help with setting up a budget and youve taught me how to actually enjoy the process of thinking about money and not dreading it! so i would like to thank you for your wonderful videos. i look forward to all your future uploads ❤️ take care!
@GrowthGraceandFaith
@GrowthGraceandFaith Жыл бұрын
Hi! Your videos are so helpful ☺️ My hubby and I watched your cash stuffing explained together and that boosted us to get started! I did have a question: I see many cash stuffers who have wallets with several categories such as: miscellaneous, shopping, buffer, coffee, etc. My question is: As a newbie, should we incorporate these categories into our budget (spending money, coffee, etc) or focus solely on paying off debts and filling our long sinking funds? I guess I'm feeling guilty for allowing myself an Amazon and a coffee budget when I could put that money towards a debt. 😢
@2SisterBees
@2SisterBees Жыл бұрын
Hi there! 👋 If your goal is to truly be debt free- I would focus on that and cut out ALL extra spending. Anything that is “extra” - get rid of it for now. It is a temporary sacrifice for a permanent win! Debt is stealing your joy. Make those small changes of brewing your own coffee, packing your lunches, meal planning- and watch how much extra adds up to pay debt! I have been working on a wallet set up for myself but it will be for my necessities. I am thinking mine will be - groceries, gas, household, coins and then an empty one to hold any $ that I am taking with me for appointments. Have you thought about a No Spend challenge? That’s a great way to jump start your savings AND see where you are spending currently. Check out this playlist when you have time, I have videos on No Spend, organizing your home and selling items, how to have you and partner on same page, how I paid off debt- so many things. kzbin.info/aero/PLXxg-FjCIQmXa2yCupBCk4QyNIpWPAXbj&si=vyOAa92IHlgjgbUr I hope this helps! I’m proud of you two for taking this step for the new year and taking back your hard earned $!!
@Jamlife16
@Jamlife16 Жыл бұрын
I am half way to saving 1000$ emergency fund. We got this !
@2SisterBees
@2SisterBees Жыл бұрын
Yesss! That’s awesome! 🙌
@mminspiration5502
@mminspiration5502 Жыл бұрын
New here , love how you break everything down . I started saving last year but couldn't stay consistent and kept touching the money and got in debt waiting on taxes to clear it amd start fresh thank you I believe watching your videos will help.
@2SisterBees
@2SisterBees Жыл бұрын
Hey! Welcome! Life happens, right? But I love how you say “Start Fresh”! Yes! 🙌
@aprildamski8365
@aprildamski8365 9 ай бұрын
Using coupons and store cards help too!
@2SisterBees
@2SisterBees 9 ай бұрын
Yes! I need to be better about that. I do look for BOGO and sales- but coupons would help, too! 💛
@anacarolinegomes7944
@anacarolinegomes7944 Жыл бұрын
Boa noite seu binder de abelhas é lindo🥰😍
@shonnebailey
@shonnebailey Жыл бұрын
Thank you for such a detailed video ! Such a great job ! I’m someone who wants to do this but I have the fear of failing !!! Gotta get over this hurdle !!!!!! Thank you for this video ❤
@sandraholbert4190
@sandraholbert4190 Жыл бұрын
I’m waiting for my No Spend book to come in. I’m so excited!
@2SisterBees
@2SisterBees Жыл бұрын
It is really cool! I will be really tracking myself this year! 🙌
@KENTOCASH
@KENTOCASH Жыл бұрын
you are seriously such a natural educator when it comes to cash stuffing and I love that you and April are such a power pair. keep it up, Jenn! always rooting for you!! ♥
@2SisterBees
@2SisterBees Жыл бұрын
Thank you so much for your kind words! 💛 April & I really do talk about the channel and new products constantly. We are always like, “How did this happen?” 🤣🤣
@2SisterBees
@2SisterBees Жыл бұрын
Btw- I subscribed to your channel today! You are doing amazing! 💛
@KENTOCASH
@KENTOCASH Жыл бұрын
it's amazing!!! what a sisterhood to have
@KENTOCASH
@KENTOCASH Жыл бұрын
AAAA thank you!! just doing my best ♥ :')@@2SisterBees
@davinnachristian3022
@davinnachristian3022 Жыл бұрын
Great job answering the questions!
@2SisterBees
@2SisterBees Жыл бұрын
Thank you! 💛
@Mah_fb
@Mah_fb Жыл бұрын
Great video! I've been doing cash stuffing for a few months, but it's great to refresh! It is good to remind people that cash stuffing is flexible and some parts work and others don't for our lifestyle. Also, you have a teller slip in your freebies...I use it every paycheck. Thanks girl! Your videos are fantastic.
@stephanie932
@stephanie932 Жыл бұрын
Wow! What a great informative video. I stumbled upon your videos right after Christmas when I wanted to learn how to do all of this. I watched so many of yours (and your sister’s videos) just to try to pick up tidbits…..but this video really put answers to so many questions for those of us starting out. I really appreciate it and hope to see more like this. ❤
@jennyfromtheblock9484
@jennyfromtheblock9484 Жыл бұрын
i still have my coach checkbook along with a ledger tracking every penny in my checking account old school book and pen works for me great video and job xo happy new year
@stephanie932
@stephanie932 Жыл бұрын
I’m right there with ya! 😊 And, if it doesn’t balance to the penny, I WILL find it! 😂
@2SisterBees
@2SisterBees Жыл бұрын
I love that you guys shared how it works! It really does! 🙌💛
@Goshly.Kristie
@Goshly.Kristie 11 ай бұрын
I have so many videos to catch up on! I'm a mix of sad to be behind and excited to have binge worthy material while I get back on the budget-wagon 🙂
@maxinef6654
@maxinef6654 2 ай бұрын
My car maintenance fund is always depleted as soon as I put money in. Most times my repairs are more than what I have in the envelope. Luckily I have other savings that I use when this happens. Cutting back on spending allows me to save to bridge that gap.
@marybaker8061
@marybaker8061 Жыл бұрын
❤❤ great video and answers!!
@2SisterBees
@2SisterBees Жыл бұрын
Glad you enjoyed! 💛
@marybaker8061
@marybaker8061 Жыл бұрын
❤❤ I always love your editing and it's awesome you take time to teach others!
@marybaker8061
@marybaker8061 Жыл бұрын
❤❤ as a person with intense dental work happening now, I get where you are with that!
@aprildamski8365
@aprildamski8365 9 ай бұрын
I encouraged my Mom to start an emergency fund, and it REALLY HELPS!❤❤❤❤
@2SisterBees
@2SisterBees 9 ай бұрын
It does! It just takes that decision to make it happen! 👏💛
@bethbeckermeyer1732
@bethbeckermeyer1732 Жыл бұрын
You are helping the beginners, and still we can refresh ourselves!😊
@2SisterBees
@2SisterBees Жыл бұрын
I think so, too! I love learning and I love to share what I learn! 💛
@jiysjourney
@jiysjourney Жыл бұрын
You're so amazing. As you may know that you and your sister started me on my journey. I share your videos for anyone asking me about cash stuffing because your tips are amazing but realistic ❤❤
@CashBudgetInsights
@CashBudgetInsights Жыл бұрын
Great video! Always love seeing how you break everything down! ❤
@netrellawrence1244
@netrellawrence1244 10 ай бұрын
Omg… I am so grateful that I ran across your video. You have no idea how helpful this was for me. I am ready to save and build my budget now. You are a great teacher! Thank you!
@2SisterBees
@2SisterBees 10 ай бұрын
Oh nice! Love to hear it!! Did you see the setup of the budget binder video yet? kzbin.info/www/bejne/qZukgZakrNRkh8Usi=whzALf6NgPYzYoO9 This would probably help you. And I just listed a Budget Download packet here : www.etsy.com/listing/1668821034/
@margowhitlock7933
@margowhitlock7933 4 ай бұрын
You did a wonderful job at explaining how to track your account. Thanks again
@2SisterBees
@2SisterBees 4 ай бұрын
I’m so glad! Thank you! 💛
@susanpacheco8318
@susanpacheco8318 Жыл бұрын
Great video Jen I love your advice!
@sashamilner5284
@sashamilner5284 Жыл бұрын
Thank you Jenn & April, Since i found your page it's been my go to for advice even if i'm across the water in Scotland it still makes sense even to a dyslexia person who gets confused very easy ❤
@2SisterBees
@2SisterBees Жыл бұрын
I’m so glad you find the info helpful. 💛
@denisemeyerhoff-qp9df
@denisemeyerhoff-qp9df Жыл бұрын
Hi Jenn gr8 video
@aprilbudgets
@aprilbudgets Жыл бұрын
This video was absolutely fabulous I to am doing the no spend workbook I’m so glad to have someone to do it with I already know you will inspire me ❤
@2SisterBees
@2SisterBees Жыл бұрын
We inspire each other, Sis! 💛 You guys keep me going, too!
@MsCavsfanatic
@MsCavsfanatic Жыл бұрын
Once again, I had to redo my 2024 budget for the elevendyseventyseventh time. Some of my grandchildren, 5 of them, I purchase gifts off of Amazon for their birthdays. The other 2 are teenagers and I give them cash for their birthdays. I have made a separate envelope in my holiday binder for a cash birthday stuffing for the 2 teenagers. Then I made a separate entry in my checking account for the other 5 birthdays that I will buy off of Amazon. My checking account gives me 10 sub accounts plus a Christmas club sub account so it makes it really easy for things I have to do long-term stuffing for that I know are going to only come out of the checking account. I just thought I'd mention this after I saw your birthday binder. Happy New Year!
@gacsjourney507
@gacsjourney507 Жыл бұрын
I ACTUALLY now understand what variable spending. I thought I was clear, but I was a little off. Thank you.
@2SisterBees
@2SisterBees Жыл бұрын
Awesome! I’m glad this helped ! 💛
@Chefjunedaboss8340
@Chefjunedaboss8340 Жыл бұрын
So down to Earth easy to Understand just started following 😊
@2SisterBees
@2SisterBees Жыл бұрын
Oh thank you!! I’m glad you liked the video! 💛
@jacquelinecolby1049
@jacquelinecolby1049 Жыл бұрын
❤ so much good information shared! You are amazing at correcting where you overspend to what the envelopes owe you and you stick to your budget the very best you can! I love your videos and was anxiously awaiting for you to come back from your vacation. ❤
@2SisterBees
@2SisterBees Жыл бұрын
Oh thank you so much!! I’m glad to be back! 💛
@knwobi9
@knwobi9 Жыл бұрын
7:01 so what money did you use to do the grocery shopping? Did you use a card? Do you brake your binders with you when you go shopping?
@2SisterBees
@2SisterBees Жыл бұрын
I use my debit card and sometimes. I do and the cash. Not the binder, just the cash from that one envelope. Like when I went to get my lashes done yesterday- I took her cash when I went to the appointment.
@margowhitlock7933
@margowhitlock7933 4 ай бұрын
Thanks for sharing
@knwobi9
@knwobi9 Жыл бұрын
12:09 so when you say this “envelope owes me” or when you took the extra $11 where do you put it?
@vickiec181
@vickiec181 Жыл бұрын
Yes, that's my question, too!
@2SisterBees
@2SisterBees Жыл бұрын
It rolls into next week’ budget. I am paying myself back for money spent on a debit card. 💛
@mrstrinimarine4life714
@mrstrinimarine4life714 Жыл бұрын
Great cash stuffing! I always love how you explain everything. Thank you! Love your channel 💖
@2SisterBees
@2SisterBees Жыл бұрын
Awesome! I’m so glad! 💛💛💛
@BrunoCaltagirone
@BrunoCaltagirone Жыл бұрын
😮 I definitely have a lot to learn. Putting on my thinking cap 😅
@2SisterBees
@2SisterBees Жыл бұрын
I do, too! Hahaha Learning never ends! 😅
@alexandergenao5242
@alexandergenao5242 Жыл бұрын
Omg this was theee most helpful video I’ve seen and I’ve been watching budgeting videos for awhile now and your Chanel is the best! I haven’t started budgeting bc I never fully understood how it worked and most other Chanel’s never answered any of my questions but your video answered them thank you for this very helpful video!!
@2SisterBees
@2SisterBees Жыл бұрын
Yay! I’m so glad it was helpful! There’s more coming - I filmed one today and it will be up tomorrow! 🙌 Also, have you watched the other video where I answer questions from viewers ? If not, here it is: kzbin.info/www/bejne/iJTHgpSLg7Cohsk 💛💛💛
@alexandergenao5242
@alexandergenao5242 Жыл бұрын
@@2SisterBees no i haven’t watched it I just recently found ur Chanel this morning while at work but I’m am definitely going to watch it rn!
@samanthajames94
@samanthajames94 Жыл бұрын
I’m still confused sorry so I am a beginner- where in my budget does the cash challenge money come from? And if I’m supposed to allocate all money into every category for zero balance how do I keep my bank without a zero balance and how do I make a little cushion in my bank for things that I might forget or a small amount change in a bill?
@makeanddohandmade
@makeanddohandmade Жыл бұрын
I don’t budget for challenges, if I have cash left in an envelope in the end of a pay period I might roll It over and I might put it in a small savings challenge. Right now I’m saving for Easter for our family with my extra money. As for your other question, create budget categories and include a miscellaneous category. Sometimes the small transactions fall in there. But the more you budget and get into close relationship with your money you will have less and less small weird misc purchases, every transaction will have a home 💗
@mrachel3
@mrachel3 Жыл бұрын
I think that most cash stuffers don’t withdraw their entire paycheck amount, but leave some in the bank as a buffer. I’ve also seen cash ‘unstuffing’ videos where if the expense was $27, they will take $30 out of the envelope to deposit in the bank and that extra $3 becomes part of the buffer. I also think some people actually pay for things with a credit card so spending the money doesn’t deplete their checking account and there is time between making the purchase and paying on the credit card.
@betsyjohnson9213
@betsyjohnson9213 Жыл бұрын
You budget a buffer emergency and savings account to START saving for a buffer
@shelleynoseworthy4484
@shelleynoseworthy4484 9 ай бұрын
I'm new too and trying to figure it all out. I've decided to keep all the money my fixed expenses in my acct and withdraw cash for my variables like gas and groceries. This is my first month trying so I've decided to set up my 100 envelope challenge kit but only contribute to it with any cash thats leftover from other envelopes at the end of the month. No time limit for me for the challenge. Anyway, here we go, friend!! 😊
@emmaplayford1896
@emmaplayford1896 Жыл бұрын
I started following you just before Christmas and I am using your complete plan to get started and found a couple of shock spends along the way. Thank you for all your help and advice ❤ 2 sister bees x
@2SisterBees
@2SisterBees Жыл бұрын
Oh awesome! So glad you found us and got started ! The small changes add up! You’ll see the progress so fast! 💛
@brendamichals4376
@brendamichals4376 Жыл бұрын
Great job explaining everything- ❤
@ericapeneguy2653
@ericapeneguy2653 Жыл бұрын
You explained that perfectly! Thank you so much Jen! ❤️🥰
@2SisterBees
@2SisterBees Жыл бұрын
Awesome! Your questions were great! 🙌
@ruthking466
@ruthking466 Жыл бұрын
Hi Jenn. Very informative video.
@Rockie-s6q
@Rockie-s6q Жыл бұрын
This was amazing information. I loved this class! Thank you!
@lenabellamy1262
@lenabellamy1262 Жыл бұрын
Great answers!
@2SisterBees
@2SisterBees Жыл бұрын
I’m so glad you think so! 💛💛💛💛
@Budgetwithfreshsalad3544
@Budgetwithfreshsalad3544 Жыл бұрын
I enjoyed this video 🎉
@maiseelee016
@maiseelee016 Жыл бұрын
Your videos motivated me to start cash budgeting and cutting down my debt to be debt free, but this first month just isn't going well for me. Hopefully the rest of this month and upcoming months will work in my favor.
@2SisterBees
@2SisterBees Жыл бұрын
Don’t forget that it takes 3 months to get your budget dialed in. The adjusting and changes you make are a natural part of the process. I am so proud of you for doing the work! 🙌💛
@Jamlife16
@Jamlife16 Жыл бұрын
Best video so far !!!
@2SisterBees
@2SisterBees Жыл бұрын
Thank you! 💛
@AnnCashes
@AnnCashes 9 ай бұрын
Very insightful video, thank you so much!
@2SisterBees
@2SisterBees 9 ай бұрын
Glad it was helpful!
@libbysworld7649
@libbysworld7649 Жыл бұрын
Jen, awesome video. So helpful and so many great questions and answers. Thank you! Happy New Year!
@HeyNattyGreen
@HeyNattyGreen 9 ай бұрын
The cash that is stuffed is from is left over money from the sinking funds since you set the budget, spent within it, and came out with a little left over? Then that cash builds up overtime and that’s why your envelopes are full of money?
@RebeccaBoultinghouse
@RebeccaBoultinghouse 11 ай бұрын
Loves this 😊
@EmilyT112
@EmilyT112 Жыл бұрын
Great information!!
@marylynmiller5158
@marylynmiller5158 Жыл бұрын
Jenn I think you spin circles around Dave Ramsey when it comes to explaining budgeting....esp. for the younger people just learning. Your videos are great! TFS
@2SisterBees
@2SisterBees Жыл бұрын
Thank you so much! I hope it helps some of those who have a hard time understanding. 💛
@cwdoeslife8715
@cwdoeslife8715 Жыл бұрын
as always great video great information
@2SisterBees
@2SisterBees Жыл бұрын
Glad you liked it! 🙌💛
@mollymolenaar1529
@mollymolenaar1529 9 ай бұрын
Do you do personal coaching ?
@vickeeandersen8811
@vickeeandersen8811 9 ай бұрын
How do I buy all that you are using to get started can you please tell me what I all need to order so I can for 2024
@HonestlyLibby
@HonestlyLibby 11 ай бұрын
Will you be selling the PDF again in the future?
@valeriepedigo4998
@valeriepedigo4998 Жыл бұрын
I just started a random evenlope challenge with 20 dollars. And a change challenge
@2SisterBees
@2SisterBees Жыл бұрын
Very nice!! I’m happy to hear that you started saving! 🙌💛
@BeekoKat
@BeekoKat Жыл бұрын
I’m wicked scared to look at the real numbers
@lisadearing5960
@lisadearing5960 Жыл бұрын
I totally understand! However, I was forced to in November when my husband retired. It made me decide what I could cut back on or totally eliminate to free up some money each month. Sometimes writing it out is not as bad as you thought! If it is, you see where you can form a plan to make some changes. 🙂
@analorenawedemeyer93
@analorenawedemeyer93 Жыл бұрын
We’re can I get the bee binder
@2SisterBees
@2SisterBees Жыл бұрын
The Etsy shop that offered it is on a break- idk if she will be offering them again. 😭 www.etsy.com/shop/CraftyBudgeting
@sbhuff6421
@sbhuff6421 11 ай бұрын
Where can I buy the budget sheets? Thanks
@amandahaggan7062
@amandahaggan7062 Жыл бұрын
When do you "cash out" an envelope- like the date night? Do you wait until you have filled in all the icons, or do you just decide to go out and use whatever amount you have saved up and then start over again?
@atorifize
@atorifize Жыл бұрын
How would you start if you get paid biweekly or monthly. My other half is biweekly and I get paid monthly
@2SisterBees
@2SisterBees Жыл бұрын
I would start with your budget setup so you know what you have (after every thing is paid )for savings. I have a budget video here : kzbin.info/www/bejne/g2jYlHyibrJ6qZIsi=ZpNCnUikYJgDsKha And my suggestion is to do a budget the day a paycheck hits. Whether it’s partners’s biweekly or your monthly. Give every dollar a job as soon as you receive it on your budget sheet. So you would do 3 a month. 1 for you and 2 for partner.
@atorifize
@atorifize Жыл бұрын
@@2SisterBees ah thank you 🙏🏽.
@RJ-dd4lj
@RJ-dd4lj Ай бұрын
I find the cash system hard because I am paid bi weekly. One check is for rent with no money left over. The other check is to pay everything else off.
@2SisterBees
@2SisterBees Ай бұрын
I totally understand that. Have you seen my biweekly budget video : kzbin.info/www/bejne/d2S6m4quqaqtrpIsi=D0HudJGBR2dbEsWu And then if you need to save an emergency fund ($1000) watch this after : kzbin.info/www/bejne/pHTXmHtjgZ2MsLcsi=E2_fIhj7xVzEQMTu
@floridalife4
@floridalife4 Жыл бұрын
Where do you get your notebooks and little clear envelopes for the cash,
@lisadearing5960
@lisadearing5960 Жыл бұрын
Amazon has lots of budgeting stuff! That’s where I bought mine last month. 🙂
@2SisterBees
@2SisterBees Жыл бұрын
Everything is on Amazon. I have linked here our cash stuffing section - there are some A6 sized binders and envelopes here. www.amazon.com/shop/2sisterbees/list/32KUYPLZJ4INN
@amybessert6082
@amybessert6082 Жыл бұрын
My husband is on week one no cigarettes (he switched to vaping) and let me tell you- not stuffing the cigarette money is AMAZING. 😂
@2SisterBees
@2SisterBees Жыл бұрын
Right!? I am even back and forth a little myself- I had quit completely and idk why but I’ve been smoking here and there- such a poor decision. Now I feel like I’m starting all over. 😭 I’m glad to hear your husband quit. That’s great news! 🙌
@amybessert6082
@amybessert6082 Жыл бұрын
I quit after 20 years went to vaping quit vaping after 2 months and never looked back! 🖤. Best wishes to you both!
@Alex-ib6tm
@Alex-ib6tm 10 ай бұрын
Will you do these periodically for us? I am just getting started on my budgeting journey.
@2SisterBees
@2SisterBees 10 ай бұрын
I sure will! I just moved so things have been a bit crazy but I will be posting a new budgeting video this week and I’ll do another where I answer questions. I’m glad to have you! 💛
@ms.ashley7643
@ms.ashley7643 7 ай бұрын
Where did you get the clear cash snap envelope?
@2SisterBees
@2SisterBees 7 ай бұрын
I ordered them in bulk from Alibaba.
@AmyBoaz-di4bs
@AmyBoaz-di4bs 8 ай бұрын
Where can I get the stuffing books that you have in your videos. Sorry I'm new here but want to try this method.
@2SisterBees
@2SisterBees 8 ай бұрын
Hi! I’m glad you’re here! And ready to save! 🙌 Those are A6 binders -you can get them on Amazon. Also, you can go on Etsy and get personalized ones. Just type in search A6 binders. Hope to see you again! 🐝
@lorettasollar878
@lorettasollar878 Жыл бұрын
If your paycheck (without overtime) is a wash with your fixed monthly bills, can the whole amount stay in the account for automatic payments? And, when you get paid overtime just budget for that amount of money? Would this work like your system? Just curious because my friend is in this situation and doesn’t budget for the overtime money and won’t go to the bank each week when it’s payday
@latosa18
@latosa18 11 ай бұрын
Where is rhe best place to get (and what size are) your binders?
@2SisterBees
@2SisterBees 11 ай бұрын
Hi there! My binders are A6 size. I have links to the binders I’ve used and the envelopes here : www.amazon.com/shop/2sisterbees If you search A6 binders on Etsy, you will find some cute ones, too. They personalize them for you and everything. I hope this helps! 💛
@hollidae4078
@hollidae4078 Жыл бұрын
14k!
@2SisterBees
@2SisterBees Жыл бұрын
Yes!! I was so excited! 😎
@tainamakela
@tainamakela 3 ай бұрын
This September I started the monthly budgeting. But now in October I want to budget weekly. Are there suggestions how I could do it smoothly ...
@tainamakela
@tainamakela 3 ай бұрын
I use euro currency.
@2SisterBees
@2SisterBees 3 ай бұрын
I have a video on setting up a weekly budget here : kzbin.info/www/bejne/g2jYlHyibrJ6qZIsi=pK7qXa_jcCnZrPJY And I also just did a biweekly budget here: kzbin.info/www/bejne/d2S6m4quqaqtrpIsi=HaZUn05Odx1S7DHE
@RosasCreativeWay
@RosasCreativeWay Жыл бұрын
Hi Jenn, I've been budgeting for 3 Paychecks now. I recently learned about high yield saying account, can you talk about that? Alot of Budgeters mention their money going into HYS account but I would love to know which back. Any recommendations?
@2SisterBees
@2SisterBees Жыл бұрын
For sure - this is an upcoming video for you guys! 💛
@crombiesworld
@crombiesworld Жыл бұрын
When do you get your dogs health insurance from?
@2SisterBees
@2SisterBees Жыл бұрын
Hi! I have Embrace. Great company! www.embracepetinsurance.com
@hollydesigns
@hollydesigns Жыл бұрын
didn't catch how you came up with $360 for SC? I see No Spend and EmergenBEe listed?
@2SisterBees
@2SisterBees Жыл бұрын
Hi Holly! 💛 I do a budget as soon as our paycheck hits ( since it’s different amount each week) and do a budget. The budget tells me how much I have left to save. Check out the video where I explain : kzbin.info/www/bejne/g2jYlHyibrJ6qZIsi=y4zTi3OPenxGYZ7f
@marianna6733
@marianna6733 11 ай бұрын
Hi, one question: every when do you put money back to a bank deposit, not to keep it without any interest? Thanks for your video!
@2SisterBees
@2SisterBees 11 ай бұрын
Stay tuned for tomorrow’s video! Answer for your question! 💛🐝
@Naturalbeannybule
@Naturalbeannybule 10 ай бұрын
Hello I just found your channel and I am wondering how to do this getting paid one a month.
@2SisterBees
@2SisterBees 10 ай бұрын
Hi! So glad to hear that you want to start saving! That’s awesome! The first thing you want to do is your monthly budget. I go over how to start that here : kzbin.info/www/bejne/g2jYlHyibrJ6qZIsi=PajKLfcjtjY9ObEA Once you know where you want/ need every dollar you make to go- you’ll be able to categorize each spending area/ bill and pull that cash for envelopes. So after your budget, say you decided that you want to stay at $600 a month for groceries… you would pull that out in cash and put in envelope. Take what you need to grocery each time and when it’s gone, it’s gone. It helps you to adjust moving forward and stick with your budget. Keeps you on track with your spending. I hope the video helps ! 💛
@Naturalbeannybule
@Naturalbeannybule 10 ай бұрын
Hello I will take look at the link and if I have questions I will let you know. Thanks😊
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