✨YOUR Cash Stuffing Questions Answered! ✨ Beginner Budgeters

[@MSMomBudgets]

We're not at 1k yet emergency fund but we're at over $200. We have $15 automatically going to our savings account every single week

[@BudgetWithMrsP]

As a teacher and a mother, I cannot express how much appreciation I have for the way you answered @yesno8829's question. So many of our young adults have been thrown into a world without being properly prepared. I learned that very quickly with my own children (26, 24, and 13). I commend those who can inform others without criticism and judgement. You've gained a very supportive follower! Great job and thank you for being a positive part of this community!

[@2SisterBees]

I appreciate your kind words. Jason and I discuss all the time how there are so many young people that are just starting out in life and maybe don’t have anyone to ask these types of questions. I was young when I moved out, only 17, and I had no idea what I was doing. I learned everything the hard way. If I can help a few young ones out there and give them some answers, I’m happy to do it! 💛

[@barbi413]

I just found your channel a few days ago, and I’m super excited to begin my journey to be on a budget. I tried last year to begin cash stuffing, and life happened, so I wasn’t motivated to do so. I am a divorced mother of four, my 4 daughters are all grown, and only one lives with me. So I’m on a single budget and I’m not gonna lie. It’s been tough. But I know with a little patience and if I follow a budget. I will begin to see some savings. Thank you for all your explaining, and motivation for those of us new to this method. Thank you also for the printables 😊

[@lisadearing5960]

I was pushed into budgeting last month because my husband’s job was making changes so he retired in November. I went through all of our bills and got rid of so much we didn’t need! Our house is total electric so I put it on the budget plan so that we didn’t get hit with crazy high bills this winter. I started meal planning too because we used to spend WAY TOO MUCH on eating out. Just with these few changes, I feel so much better about our finances. Budgeting your money is definitely the key. I only wish I would’ve done this years ago.

[@BloomJenn]

I have a really bad spending habit at Amazon, so what’s worked is I budget for it and then I use the money to buy Amazon gift cards at a local store, and use that as payment instead of my credit cards.

[@wendyroberts7212]

I know how you feel. I love to be able to order make up , personal hygiene vitamins, etc, that I may not find in the store and save myself the running around plus my granddaughter is an avid Amazon shopper

[@lschmidt5455]

For the last question: thank you, Jen, for being respektful in your answer - lots of people are not learning these skills at home (what is denominations, when can I use my card etc). You did not patronize them or make fun - you could make a ‘moving away from home, what do you need to know about money, budget, bills’-video 😊

[@2SisterBees]

Yes, exactly. We are not taught anything in school and the younger kids have never been inside a bank or handed a paper check. They have legitimate questions and I don’t blame them. It’s definitely things that get overlooked when we do cash stuffing, budgeting and all the things. I like your idea for a video- I think a lot of people would benefit from that.

[@codybroyles8751]

Jenn, I can’t thank you and April enough for all you do for the cash stuffing community. I began watching you in April, but didn’t really start stuffing until September and have managed to pay off three of my 6 credit cards. Thank you again!

[@2SisterBees]

Oh yessss! Made my weekend! Paid off half of your cards!? That is amazing! I am literally doing a dance over here for you! 🙌💛🙌💛🙌💛

[@natashaw2373]

Hello Sis. Fantastic video !! So much wonderful information. I tend to take the cash for Amazon and buy a gift card, and load it to my account. Sometimes, if you load a certain amount, Amazon will give you extra. I put $50 gift card on my account from Christmas, and they added an extra $10 😊 I hope everyone is doing well ❤

[@marybaker8061]

❤❤ is an awesome idea!

[@RosasCreativeWay]

Love this idea, thanks for the tip.

[@grivera9398]

Thanks to your tips, I was able to budget a $1000 truck repair bill and $3334 car rental bill after my husband had a small fender bender. We even had an extra $400 buffer. I'm starting all over again but it feels great to have had that money when needed.

[@diannerichards6018]

Thank you! I cant say it enough im really tries to start and it makes sence one minute and the next i just wants to cry

[@outroseok]

girl I FEEL YOU about taxes, stimulus checks, etc. I have absolutely nothing to show for any of that money and can't remember any memorable things I spent it on. this upcoming tax return I'm going to make sure I'm more wise with the money, a lot of it I want to put towards my month ahead challenge.

[@TheNailTemple]

My mother taught me cash stuffing for vacations only. Now that I found your channel I’m learning to stuff envelopes for every bill. Thank you!

[@jvan927]

My 13 year granddaughter and I are cash stuffing for a vacation to Prince Edward Island next summer. It will be her first plane ride. Can't wait for this grandmother-granddaughter trip!

[@christieturner5567]

You are so precise and organized. I so want to be like this

[@2SisterBees]

It’s all very planned. I recently said in another video that taking the time to budget every pay and track every expense is work. I call it “working for myself”. Check out this video if you haven’t already : kzbin.info/www/bejne/paOpZaWIgNOEZ5Isi=x2fbd8rb6LcKq999

[@luannculhane8878]

You are a wonderful teacher!

[@makeanddohandmade]

You’re really gracious about the cigarettes. I think that every time.

[@2SisterBees]

I am a smoker, too. I totally get how hard it is to quit. I recently quit and I’m back to cheating here and there- it’s a struggle. 🥹

[@makeanddohandmade]

Yes I remember you saying that! That’s why I think you’re so gracious!

[@aprildamski8365]

Using coupons and store cards help too!

[@2SisterBees]

Yes! I need to be better about that. I do look for BOGO and sales- but coupons would help, too! 💛

[@curtismurrell4995]

I love your wooden money tray you use when stuffing envelopes. Can you please tell me where I can order one?

[@traceydufault297]

I'm 52 I learned a lot today thank you Jenn ❤❤❤

[@2SisterBees]

Awesome! I’m so glad to hear it! 💛

[@LivingLifeInTexas1836]

Great Video as always. I got $9 for Hello Honey 🍯 for anyone who is new to this process… in 2023 I was able to finish paying off my student loans AND my car… I also cash funded 2 classes towards my Masters, Christmas and new tires! I also saved up enough to buy my daughter her first car!!! This process definitely works. Jen and April do such a great job of breaking it down… 2024 is the year to become debt free and build my channel 💜

[@mariazebra47]

thank you for explaining so well what happens when you overspend (the grocery example)

[@2SisterBees]

Yes- for sure. I just try to adjust in some way to make it all work. Options, options! 💛

[@babygirl7152]

LET ME JUST SAY!!! That I am 1000% new to this channel and cash stuffing, the biggest thing I noticed she’s doing that some others don’t is BREAKING everything down step by step, while using visual learning to explain why and how and where… 7:19… im not that far in the video and I already appreciate and respect so much all ready, this is what I needed because I was starting to feel defeated about getting into cash stuffing not knowing how to break anything down, thank you ❤❤

[@2SisterBees]

I am so happy to hear this! I do try to educate my viewers with the idea that they they will find motivation and understanding to start saving, too. Even if they don’t necessarily “cash stuff” - sometimes just seeing how someone else is saving and finding a way that works for them can spark that saving bug in someone else! Thank you for your kind words! 💛💛💛

[@melissawestfall1]

I just found your channel and have been watching some videos to get some tips on how to get started. I'm a single mom so every penny counts but I still struggle with extra spending here and there, especially with a 16-year-old daughter. I've already calculated my debt at a little over 3k so I feel like now is the time to go full force on my debt before my youngest goes to college. I'm hoping to start in February and once I feel comfortable enough in what I'm doing I plan to help my newly engaged 23-year-old daughter get started. Fingers crossed. I love your bee binder! Is that something you have sold in the past but no longer available? My older daughter loves everything Bee's and I thought that would be a cute budget binder to gift her for her savings journey.

[@Lovedbythealmightyforever]

I am so happy I discovered your channel. I make a decent amount of money but with the way I spend on groceries and such , I haven’t saved any. In fact, I don’t even have a savings account. Haven’t had hair, nails- no self care done cause I never have the money. It’s an endless cycle. Thanks for everything:

[@2SisterBees]

I’m glad you’re here, too! 💛 It’s hard to change habits but not impossible. I was doing the same thing. I cut my grocery bill by 60-70% over the last couple years. A step at a time. And now I track all my spending and expenses. And most importantly, I budget. If you haven’t seen this video yet, check it out. It will probably be really helpful: kzbin.info/www/bejne/g2jYlHyibrJ6qZIsi=1EvfeSkviq9YhCmy And this one : kzbin.info/www/bejne/bqOcfYKMhcpmea8si=iiSv_8VGYEHi2-o8 I hope those are helpful and get you even more motivated! Welcome to The Hive! 💛🐝

[@GrowthGraceandFaith]

Hi! Your videos are so helpful ☺️ My hubby and I watched your cash stuffing explained together and that boosted us to get started! I did have a question: I see many cash stuffers who have wallets with several categories such as: miscellaneous, shopping, buffer, coffee, etc. My question is: As a newbie, should we incorporate these categories into our budget (spending money, coffee, etc) or focus solely on paying off debts and filling our long sinking funds? I guess I'm feeling guilty for allowing myself an Amazon and a coffee budget when I could put that money towards a debt. 😢

[@2SisterBees]

Hi there! 👋 If your goal is to truly be debt free- I would focus on that and cut out ALL extra spending. Anything that is “extra” - get rid of it for now. It is a temporary sacrifice for a permanent win! Debt is stealing your joy. Make those small changes of brewing your own coffee, packing your lunches, meal planning- and watch how much extra adds up to pay debt! I have been working on a wallet set up for myself but it will be for my necessities. I am thinking mine will be - groceries, gas, household, coins and then an empty one to hold any $ that I am taking with me for appointments. Have you thought about a No Spend challenge? That’s a great way to jump start your savings AND see where you are spending currently. Check out this playlist when you have time, I have videos on No Spend, organizing your home and selling items, how to have you and partner on same page, how I paid off debt- so many things. kzbin.info/aero/PLXxg-FjCIQmXa2yCupBCk4QyNIpWPAXbj&si=vyOAa92IHlgjgbUr I hope this helps! I’m proud of you two for taking this step for the new year and taking back your hard earned $!!

[@dachsymom5232]

Love your channel! Just recently found you. Another option for Amazon is to get an Amazon gift card with the cash. My sister does this....she does this with Ebay too. Happy cash stuffing! 🙂💰💸

[@2SisterBees]

Yes! That’s a great idea! 🙌

[@nicolewildasin9712]

About the Amazon tip= you could also take the money and get a gift card Nd pay that way!

[@2SisterBees]

Yes! I love that you guys mentioned this- it’s a great option! 🙌

[@tabletopbasketball]

hi jenn ☺️ i recently found your channel and have been enjoying your videos on budgeting, cash stuffing, and managing money. i'm a college student currently so it's been really important for me to become more responsible and informed with my finances as i enter adulthood. my parents have instilled me with a grain of knowledge about spending money wisely, but it couldn't compare to what i have learned from you! you've been an immense help with setting up a budget and youve taught me how to actually enjoy the process of thinking about money and not dreading it! so i would like to thank you for your wonderful videos. i look forward to all your future uploads ❤️ take care!

[@mminspiration5502]

New here , love how you break everything down . I started saving last year but couldn't stay consistent and kept touching the money and got in debt waiting on taxes to clear it amd start fresh thank you I believe watching your videos will help.

[@2SisterBees]

Hey! Welcome! Life happens, right? But I love how you say “Start Fresh”! Yes! 🙌

[@shonnebailey]

Thank you for such a detailed video ! Such a great job ! I’m someone who wants to do this but I have the fear of failing !!! Gotta get over this hurdle !!!!!! Thank you for this video ❤

[@davinnachristian3022]

Great job answering the questions!

[@2SisterBees]

Thank you! 💛

[@jennyfromtheblock9484]

i still have my coach checkbook along with a ledger tracking every penny in my checking account old school book and pen works for me great video and job xo happy new year

[@stephanie932]

I’m right there with ya! 😊 And, if it doesn’t balance to the penny, I WILL find it! 😂

[@2SisterBees]

I love that you guys shared how it works! It really does! 🙌💛

[@stephanie932]

Wow! What a great informative video. I stumbled upon your videos right after Christmas when I wanted to learn how to do all of this. I watched so many of yours (and your sister’s videos) just to try to pick up tidbits…..but this video really put answers to so many questions for those of us starting out. I really appreciate it and hope to see more like this. ❤

[@Mah_fb]

Great video! I've been doing cash stuffing for a few months, but it's great to refresh! It is good to remind people that cash stuffing is flexible and some parts work and others don't for our lifestyle. Also, you have a teller slip in your freebies...I use it every paycheck. Thanks girl! Your videos are fantastic.

[@sandraholbert4190]

I’m waiting for my No Spend book to come in. I’m so excited!

[@2SisterBees]

It is really cool! I will be really tracking myself this year! 🙌

[@Jamlife16]

I am half way to saving 1000$ emergency fund. We got this !

[@2SisterBees]

Yesss! That’s awesome! 🙌

[@marybaker8061]

❤❤ great video and answers!!

[@2SisterBees]

Glad you enjoyed! 💛

[@marybaker8061]

❤❤ I always love your editing and it's awesome you take time to teach others!

[@marybaker8061]

❤❤ as a person with intense dental work happening now, I get where you are with that!

[@margowhitlock7933]

You did a wonderful job at explaining how to track your account. Thanks again

[@2SisterBees]

I’m so glad! Thank you! 💛

[@CashBudgetInsights]

Great video! Always love seeing how you break everything down! ❤

[@susanpacheco8318]

Great video Jen I love your advice!

[@KENTOCASH]

you are seriously such a natural educator when it comes to cash stuffing and I love that you and April are such a power pair. keep it up, Jenn! always rooting for you!! ♥

[@2SisterBees]

Thank you so much for your kind words! 💛 April & I really do talk about the channel and new products constantly. We are always like, “How did this happen?” 🤣🤣

[@2SisterBees]

Btw- I subscribed to your channel today! You are doing amazing! 💛

[@KENTOCASH]

it's amazing!!! what a sisterhood to have

[@KENTOCASH]

AAAA thank you!! just doing my best ♥ :')@@2SisterBees

[@aprildamski8365]

I encouraged my Mom to start an emergency fund, and it REALLY HELPS!❤❤❤❤

[@2SisterBees]

It does! It just takes that decision to make it happen! 👏💛

[@bethbeckermeyer1732]

You are helping the beginners, and still we can refresh ourselves!😊

[@2SisterBees]

I think so, too! I love learning and I love to share what I learn! 💛

[@netrellawrence1244]

Omg… I am so grateful that I ran across your video. You have no idea how helpful this was for me. I am ready to save and build my budget now. You are a great teacher! Thank you!

[@2SisterBees]

Oh nice! Love to hear it!! Did you see the setup of the budget binder video yet? kzbin.info/www/bejne/qZukgZakrNRkh8Usi=whzALf6NgPYzYoO9 This would probably help you. And I just listed a Budget Download packet here : www.etsy.com/listing/1668821034/

[@jiysjourney]

You're so amazing. As you may know that you and your sister started me on my journey. I share your videos for anyone asking me about cash stuffing because your tips are amazing but realistic ❤❤

[@Goshly.Kristie]

I have so many videos to catch up on! I'm a mix of sad to be behind and excited to have binge worthy material while I get back on the budget-wagon 🙂

[@sashamilner5284]

Thank you Jenn & April, Since i found your page it's been my go to for advice even if i'm across the water in Scotland it still makes sense even to a dyslexia person who gets confused very easy ❤

[@2SisterBees]

I’m so glad you find the info helpful. 💛

[@MsCavsfanatic]

Once again, I had to redo my 2024 budget for the elevendyseventyseventh time. Some of my grandchildren, 5 of them, I purchase gifts off of Amazon for their birthdays. The other 2 are teenagers and I give them cash for their birthdays. I have made a separate envelope in my holiday binder for a cash birthday stuffing for the 2 teenagers. Then I made a separate entry in my checking account for the other 5 birthdays that I will buy off of Amazon. My checking account gives me 10 sub accounts plus a Christmas club sub account so it makes it really easy for things I have to do long-term stuffing for that I know are going to only come out of the checking account. I just thought I'd mention this after I saw your birthday binder. Happy New Year!

[@AnnCashes]

Very insightful video, thank you so much!

[@2SisterBees]

Glad it was helpful!

[@alexandergenao5242]

Omg this was theee most helpful video I’ve seen and I’ve been watching budgeting videos for awhile now and your Chanel is the best! I haven’t started budgeting bc I never fully understood how it worked and most other Chanel’s never answered any of my questions but your video answered them thank you for this very helpful video!!

[@2SisterBees]

Yay! I’m so glad it was helpful! There’s more coming - I filmed one today and it will be up tomorrow! 🙌 Also, have you watched the other video where I answer questions from viewers ? If not, here it is: kzbin.info/www/bejne/iJTHgpSLg7Cohsk 💛💛💛

[@alexandergenao5242]

@@2SisterBees no i haven’t watched it I just recently found ur Chanel this morning while at work but I’m am definitely going to watch it rn!

[@emmaplayford1896]

I started following you just before Christmas and I am using your complete plan to get started and found a couple of shock spends along the way. Thank you for all your help and advice ❤ 2 sister bees x

[@2SisterBees]

Oh awesome! So glad you found us and got started ! The small changes add up! You’ll see the progress so fast! 💛

[@Chefjunedaboss8340]

So down to Earth easy to Understand just started following 😊

[@2SisterBees]

Oh thank you!! I’m glad you liked the video! 💛

[@mrstrinimarine4life714]

Great cash stuffing! I always love how you explain everything. Thank you! Love your channel 💖

[@2SisterBees]

Awesome! I’m so glad! 💛💛💛

[@samanthajames94]

I’m still confused sorry so I am a beginner- where in my budget does the cash challenge money come from? And if I’m supposed to allocate all money into every category for zero balance how do I keep my bank without a zero balance and how do I make a little cushion in my bank for things that I might forget or a small amount change in a bill?

[@makeanddohandmade]

I don’t budget for challenges, if I have cash left in an envelope in the end of a pay period I might roll It over and I might put it in a small savings challenge. Right now I’m saving for Easter for our family with my extra money. As for your other question, create budget categories and include a miscellaneous category. Sometimes the small transactions fall in there. But the more you budget and get into close relationship with your money you will have less and less small weird misc purchases, every transaction will have a home 💗

[@mrachel3]

I think that most cash stuffers don’t withdraw their entire paycheck amount, but leave some in the bank as a buffer. I’ve also seen cash ‘unstuffing’ videos where if the expense was $27, they will take $30 out of the envelope to deposit in the bank and that extra $3 becomes part of the buffer. I also think some people actually pay for things with a credit card so spending the money doesn’t deplete their checking account and there is time between making the purchase and paying on the credit card.

[@betsyjohnson9213]

You budget a buffer emergency and savings account to START saving for a buffer

[@shelleynoseworthy4484]

I'm new too and trying to figure it all out. I've decided to keep all the money my fixed expenses in my acct and withdraw cash for my variables like gas and groceries. This is my first month trying so I've decided to set up my 100 envelope challenge kit but only contribute to it with any cash thats leftover from other envelopes at the end of the month. No time limit for me for the challenge. Anyway, here we go, friend!! 😊

[@jacquelinecolby1049]

❤ so much good information shared! You are amazing at correcting where you overspend to what the envelopes owe you and you stick to your budget the very best you can! I love your videos and was anxiously awaiting for you to come back from your vacation. ❤

[@2SisterBees]

Oh thank you so much!! I’m glad to be back! 💛

[@Rockie-s6q]

This was amazing information. I loved this class! Thank you!

[@brendamichals4376]

Great job explaining everything- ❤

[@anacarolinegomes7944]

Boa noite seu binder de abelhas é lindo🥰😍

[@aprilbudgets]

This video was absolutely fabulous I to am doing the no spend workbook I’m so glad to have someone to do it with I already know you will inspire me ❤

[@2SisterBees]

We inspire each other, Sis! 💛 You guys keep me going, too!

[@libbysworld7649]

Jen, awesome video. So helpful and so many great questions and answers. Thank you! Happy New Year!

[@knwobi9]

7:01 so what money did you use to do the grocery shopping? Did you use a card? Do you brake your binders with you when you go shopping?

[@2SisterBees]

I use my debit card and sometimes. I do and the cash. Not the binder, just the cash from that one envelope. Like when I went to get my lashes done yesterday- I took her cash when I went to the appointment.

[@ericapeneguy2653]

You explained that perfectly! Thank you so much Jen! ❤️🥰

[@2SisterBees]

Awesome! Your questions were great! 🙌

[@margowhitlock7933]

Thanks for sharing

[@knwobi9]

12:09 so when you say this “envelope owes me” or when you took the extra $11 where do you put it?

[@vickiec181]

Yes, that's my question, too!

[@2SisterBees]

It rolls into next week’ budget. I am paying myself back for money spent on a debit card. 💛

[@maiseelee016]

Your videos motivated me to start cash budgeting and cutting down my debt to be debt free, but this first month just isn't going well for me. Hopefully the rest of this month and upcoming months will work in my favor.

[@2SisterBees]

Don’t forget that it takes 3 months to get your budget dialed in. The adjusting and changes you make are a natural part of the process. I am so proud of you for doing the work! 🙌💛

[@ruthking466]

Hi Jenn. Very informative video.

[@amandahaggan7062]

When do you "cash out" an envelope- like the date night? Do you wait until you have filled in all the icons, or do you just decide to go out and use whatever amount you have saved up and then start over again?

[@gacsjourney507]

I ACTUALLY now understand what variable spending. I thought I was clear, but I was a little off. Thank you.

[@2SisterBees]

Awesome! I’m glad this helped ! 💛

[@denisemeyerhoff-qp9df]

Hi Jenn gr8 video

[@Budgetwithfreshsalad3544]

I enjoyed this video 🎉

[@lenabellamy1262]

Great answers!

[@2SisterBees]

I’m so glad you think so! 💛💛💛💛

[@RosasCreativeWay]

Hi Jenn, I've been budgeting for 3 Paychecks now. I recently learned about high yield saying account, can you talk about that? Alot of Budgeters mention their money going into HYS account but I would love to know which back. Any recommendations?

[@2SisterBees]

For sure - this is an upcoming video for you guys! 💛

[@vickeeandersen8811]

How do I buy all that you are using to get started can you please tell me what I all need to order so I can for 2024

[@BrunoCaltagirone]

😮 I definitely have a lot to learn. Putting on my thinking cap 😅

[@2SisterBees]

I do, too! Hahaha Learning never ends! 😅

[@EmilyT112]

Great information!!

[@sandrabargerhuff6421]

Where can I buy the budget sheets? Thanks

[@NattyBabesBudgets]

The cash that is stuffed is from is left over money from the sinking funds since you set the budget, spent within it, and came out with a little left over? Then that cash builds up overtime and that’s why your envelopes are full of money?

[@Jamlife16]

Best video so far !!!

[@2SisterBees]

Thank you! 💛

[@cwdoeslife8715]

as always great video great information

[@2SisterBees]

Glad you liked it! 🙌💛

[@HonestlyLibby]

Will you be selling the PDF again in the future?

[@Alex-ib6tm]

Will you do these periodically for us? I am just getting started on my budgeting journey.

[@2SisterBees]

I sure will! I just moved so things have been a bit crazy but I will be posting a new budgeting video this week and I’ll do another where I answer questions. I’m glad to have you! 💛

[@analorenawedemeyer93]

We’re can I get the bee binder

[@2SisterBees]

The Etsy shop that offered it is on a break- idk if she will be offering them again. 😭 www.etsy.com/shop/CraftyBudgeting

[@lorettasollar878]

If your paycheck (without overtime) is a wash with your fixed monthly bills, can the whole amount stay in the account for automatic payments? And, when you get paid overtime just budget for that amount of money? Would this work like your system? Just curious because my friend is in this situation and doesn’t budget for the overtime money and won’t go to the bank each week when it’s payday

[@RebeccaBoultinghouse]

Loves this 😊

[@mollymolenaar1529]

Do you do personal coaching ?

[@latosa18]

Where is rhe best place to get (and what size are) your binders?

[@2SisterBees]

Hi there! My binders are A6 size. I have links to the binders I’ve used and the envelopes here : www.amazon.com/shop/2sisterbees If you search A6 binders on Etsy, you will find some cute ones, too. They personalize them for you and everything. I hope this helps! 💛

[@marianna6733]

Hi, one question: every when do you put money back to a bank deposit, not to keep it without any interest? Thanks for your video!

[@2SisterBees]

Stay tuned for tomorrow’s video! Answer for your question! 💛🐝

[@Matty.G.Weights]

i wanna know how you are making this saved cash work for you. do you just put it in a safe? or do you place it in a savings with an apr yeild? having cash in hand does nothing however money market accounts are great.

[@2SisterBees]

Yes- great question. Things are definitely changing for me in 2024 now that the debt is gone. We are now investing for retirement, have IRA accounts, 529 plan for granddaughter, money in HY and just spoke to financial advisor about money market, as well. Life insurance is about to get boosted, too. Money definitely needs to start working FOR you once the debt is gone and I am happy to say- that we are finally there. I want anyone who watches 2SB to get out of all debt so that they can begin investing in themselves. Great question and thank you for commenting - I will probably touch on this subject in my next video. 💛

[@atorifize]

How would you start if you get paid biweekly or monthly. My other half is biweekly and I get paid monthly

[@2SisterBees]

I would start with your budget setup so you know what you have (after every thing is paid )for savings. I have a budget video here : kzbin.info/www/bejne/g2jYlHyibrJ6qZIsi=ZpNCnUikYJgDsKha And my suggestion is to do a budget the day a paycheck hits. Whether it’s partners’s biweekly or your monthly. Give every dollar a job as soon as you receive it on your budget sheet. So you would do 3 a month. 1 for you and 2 for partner.

[@atorifize]

@@2SisterBees ah thank you 🙏🏽.

[@amyw7365]

I just found your channel and I'm really enjoying your videos! I am confused about one thing, and have a question. I assume that the money that you have to play the saving games is whatever you have extra (after paying bills and stuffing cash envelopes), correct? Do you just keep playing games until all of that money is gone or does it go towards something else? I hope this question makes sense. If you've explained this in another video, I apologize. I have watches several so far, but haven't found the answer. Thank you so much for your fun and informative videos!

[@2SisterBees]

Hi there! Yes, I do a budget every pay period and I have an exact amount set aside just for savings challenges. Of course, that money can just go into a savings account but savings challenges have been much more motivating for me to stick with it. So, say I have $200 set aside- I just keep playing until it’s gone. I have recently limited myself to a few games to complete faster so I don’t have so much spread out over too many games. I still need to get myself organized on some things and you guys will see me do that as I do each video. Saving is a process! 😅 Thank you for watching and I hope you love being in The Hive! Glad to have you! 💛

[@AmyBoaz-di4bs]

Where can I get the stuffing books that you have in your videos. Sorry I'm new here but want to try this method.

[@2SisterBees]

Hi! I’m glad you’re here! And ready to save! 🙌 Those are A6 binders -you can get them on Amazon. Also, you can go on Etsy and get personalized ones. Just type in search A6 binders. Hope to see you again! 🐝

[@jacquelinebull3243]

Thank you another great video. I’m learning a lot. I’ve been budgeting for two years now and got myself out of debt. But could you tell me where to purchase the mini money challenges? Because I would like to give it a try.

[@2SisterBees]

I just saw this question! Sorry for late response! We have a lot of free games you can start with here : drive.google.com/drive/mobile/folders/1VRf2dzNHV84v-oLIbufEnM3LlNcDpXcr My sis has the main Etsy shop here : creatoriq.cc/44h0Cp1 And I have some items in my shop here : www.etsy.com/shop/FollowYourCart Hope you find some stuff you like! Thanks for watching !! 💛💛💛

[@jacquelinebull3243]

Thank you so much!!!😊

[@crombiesworld]

When do you get your dogs health insurance from?

[@2SisterBees]

Hi! I have Embrace. Great company! www.embracepetinsurance.com

[@tainamakela]

This September I started the monthly budgeting. But now in October I want to budget weekly. Are there suggestions how I could do it smoothly ...

[@tainamakela]

I use euro currency.

[@2SisterBees]

I have a video on setting up a weekly budget here : kzbin.info/www/bejne/g2jYlHyibrJ6qZIsi=pK7qXa_jcCnZrPJY And I also just did a biweekly budget here: kzbin.info/www/bejne/d2S6m4quqaqtrpIsi=HaZUn05Odx1S7DHE

[@floridalife4]

Where do you get your notebooks and little clear envelopes for the cash,

[@lisadearing5960]

Amazon has lots of budgeting stuff! That’s where I bought mine last month. 🙂

[@2SisterBees]

Everything is on Amazon. I have linked here our cash stuffing section - there are some A6 sized binders and envelopes here. www.amazon.com/shop/2sisterbees/list/32KUYPLZJ4INN

[@ms.ashley7643]

Where did you get the clear cash snap envelope?

[@2SisterBees]

I ordered them in bulk from Alibaba.

[@chillrobinsonstyle6173]

I would like to know if I started right now and I only have 200 bucks. After paying my bills, would I start a sinking fund or just save it to build up more money

[@2SisterBees]

Your first savings goal should always be a $1,000 emergency fund. If you want to do that and need a tracker- we have this free one here : drive.google.com/drive/mobile/folders/1VRf2dzNHV84v-oLIbufEnM3LlNcDpXcr

[@hollydesigns]

didn't catch how you came up with $360 for SC? I see No Spend and EmergenBEe listed?

[@2SisterBees]

Hi Holly! 💛 I do a budget as soon as our paycheck hits ( since it’s different amount each week) and do a budget. The budget tells me how much I have left to save. Check out the video where I explain : kzbin.info/www/bejne/g2jYlHyibrJ6qZIsi=y4zTi3OPenxGYZ7f

[@amybessert6082]

My husband is on week one no cigarettes (he switched to vaping) and let me tell you- not stuffing the cigarette money is AMAZING. 😂

[@2SisterBees]

Right!? I am even back and forth a little myself- I had quit completely and idk why but I’ve been smoking here and there- such a poor decision. Now I feel like I’m starting all over. 😭 I’m glad to hear your husband quit. That’s great news! 🙌

[@amybessert6082]

I quit after 20 years went to vaping quit vaping after 2 months and never looked back! 🖤. Best wishes to you both!

[@BeekoKat]

I’m wicked scared to look at the real numbers

[@lisadearing5960]

I totally understand! However, I was forced to in November when my husband retired. It made me decide what I could cut back on or totally eliminate to free up some money each month. Sometimes writing it out is not as bad as you thought! If it is, you see where you can form a plan to make some changes. 🙂

[@marylynmiller5158]

Jenn I think you spin circles around Dave Ramsey when it comes to explaining budgeting....esp. for the younger people just learning. Your videos are great! TFS

[@2SisterBees]

Thank you so much! I hope it helps some of those who have a hard time understanding. 💛

[@maribelgonzalez1206]

Is The No Spend workbook no longer available?

[@2SisterBees]

She just put some more up! 🙌