3 Best Beach Towns For Retirement in South Carolina

Top 3 Most Affordable Beach Towns to Retire to in South Carolina. Wake up to the soothing sound of waves and spend your days strolling along sunny beaches, all without stretching your budget. In this video, we dive into these three hidden gems, showcasing their unique charms and the cost-effective lifestyle they offer.
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E M A I L ➳ [e-mail]
🚩Keith Lucas has been a licensed Realtor and Broker Associate in South Carolina and Florida since 2001.
🚩Keith Lucas is a licensed REALTOR® with the state of South Carolina
🚩Keith Lucas Team, Brokered by LPT Realty, Summerville S.C.

[@ridinwithricky6444]

My wife and I built a house in Horry county in 2021. We paid $215,000 including the 1/2 acre lot. Also our mortgage rate was 3%. We will be leaving NJ in 2026. We were contemplating on waiting, thank goodness we didn’t! We go down for holidays right now and we see a new development going up every time! The days of $200k homes are over! 😏😎

[@RetirementLifeSouthCarolina]

Hey Rick Glad to hear you were successful! There are still pockets of areas where you can get in under 200k, but you are right building continues and it doesn't look like an end is in site

[@factualbreakdown3072]

The BEST retirement option, in my opinion, is North Myrtle Beach, where if you mine Zillow carefully, you can find a fully renovated mobile home for the price of a condo, without the mortgage payment and condo fee that equals a mortgage payment! The Fed isn't going to lower the interest rate any time soon, so NOW is the time to be SNAPPING UP waterfront community Mobile Homes, some which are literally in RETREATS! This means buying not just a house, but a lifestyle, and for less than $120K? That's a no brainer! June is the TIME TO BUY in North Myrtle, and there just may be some hidden gems on Zillow! My family from NJ lucked out with a sweet MH in North Myrtle, and you can too!

[@scottfromsouthcarolina3185]

If you want the ocean, you will pay a price for it. Now especially with everybody moving to SC with money to spend. I escaped MD and wanted to be near the ocean but ended up near Florence and closer to the grandkids. I am on a golf course with an in-ground pool though. We can get to the beach in 90 minutes when we want.

[@RetirementLifeSouthCarolina]

Hey Scott.....glad to hear you found a suitable place and closer to the grandkids. Yes. prices are climbing everywhere in S.C.

[@jefflloyd394]

Beaufort is my favorite by far

[@stefonthemove]

Myrtle Beach is the Walmart of beaches. Yuck!

[@bww1267]

Hurricanes! We have hadn't had a big hurricane in a while but 2017 we were hit back to back with Matthew and another one, Irma, I think. In 1989 Hugo was a monster. All of y'all moving down here haven't considered how life changing a hurricane can be. It sucks to be paying a mortgage on a home that's demolished while you wait for a contractor.

[@metalmike570]

Smart to think of this.... It better be really solid house before putting a bid / offer on it. Better to get a mile away from the shore... look for a little elevation in case of floods too.

[@hushpuppy3]

Great video. I like Garden City, but it floods with every King Tide. I personally would have replaced it with Surfside on this list..

[@RetirementLifeSouthCarolina]

I like Surfside too....it was a toss up.....we get a lot of roads flooding too during King Tides....kinda a way of life

[@davidsmith7587]

most fees on the beach are over 1K a month

[@RetirementLifeSouthCarolina]

Is that for cindos?

[@kennedymcgovern5413]

Not Myrtle Beach. I grew up in and live in Central North Carolina. As a kid, we all vacationed in Myrtle Beach regularly. ALL FOUR of my High School years. in the late 1980s, I was arrested by rent-a-cops for drinking beer in Myrtle Beach. They never even made sure they knew my real name (which they never did). They just wanted my friends to go collect money from our party and give it to them. It was more of a hostage situation than anything else. The kicker though, was when I got homeported in Norfolk, my second year in the Navy. My ship came to homeport and I took some of my friends to show them Myrtle Beach. I did not even get into the house we had rented. I cracked a beer in the parking lot of the house we were renting...and the rent-a-cops swarmed me. This time, I did not take it so lightly and I ram my mouth until the came up with $500 worth of bullshit "charges." I had to sit in jail until my direct deposit hit just to buy my way out and then HITCH HIKE back to my ship in Norfolk. I vowed, right then, to NEVER spend another PENNY in Horry County, SC. This was 1991. I have been back in central NC since 1992. I have KEPT this promise for 33 years running now. And yes, I did very well in life and retired at 50. In August, my wife and I are moving to the coast to spend our retirement money for the NEXT 30 years. Myrtle Beach...you LOSE...because F___ YOU, Myrtle Beach.

[@RetirementLifeSouthCarolina]

Wow....what a story.....I never realized they were so bad! But I do have a brother-in-law who was a renta-cop and I still can't believe that they gave him a gun, with bullets in it! 🤣

[@kennedymcgovern5413]

@@RetirementLifeSouthCarolina yeah, they were ridiculous. But it was that last time, the time when I wasn't in high school anymore and they had no problem running the shake down on me while I was serving in the United States military... That was the time then put this whole thing over the edge. I will chew my own leg off before I went drop a dime in horry county again. 33 years running.

[@metalmike570]

It's 30 plus years later and it may have changed some. It sounds like a silly grudge to me but I didn't go through it so.

[@Stixerss]

No where Is affordable anymore just survivable

[@MsVictory1945]

It is true! And when you find a place you bid against private equity robots. Move there and the towns are full of overprivileged rich white people who all move in a herd and get more conservative every year!

[@metalmike570]

This looks like one of the most affordable (for retirees) in the USA.

[@mariapursel2098]

There is really no lower prices for middle class Americans! $300 to $400 is what u need to show. $250 to $360 would be better.

[@tray5377]

Wow. I'm missing something here. Apparently "affordability" has definitely changed. I moved down here a year and a half ago from New York(about 100 miles north of NYC in the Hudson Valley) primarily due to some family issues. For years I've heard that living in the south is cheaper. Well, I don't see it. I retired from law enforcement and live on a pension. Housing prices are absolutely ridiculous and rents are worse. I pay $1700 a month for a tiny 750sq.ft. cottage in a complex about a mile to a mile and a half from the beach...IN Murrells Inlet/Garden City. My brother has a house in a development in Surfside. He built it before real estate went completely nuts down here and now it's supposedly "worth" more than 2x what it cost him, but I guess that's good for him. Most definitely NOT for anyone looking to buy now. He says his property taxes are still cheaper than in NY, That is ONE positive. While there is alot to do if you want to, there are extremely aggravating drawbacks. This place is ridiculously crowded, the traffic completely sucks...and that's year round and just gets worse with what is considered "peak" season, basically about 3/4 of the year. People can't drive for crap, they're inconsiderate and totally stupid in ALL facets when it comes to driving...morons. it's a daily nightmare. It's not the "locals", bcuz there doesn't seem to be too many of them around...it's the thousands of idiots from somewhere else, the northeast, the Midwest, and wherever else these clowns come from. Myrtle Beach seems to be about 90% people from somewhere else. I thought New Jersey and NYC drivers were bad. You ain't seen nothing 'til you come down here. BUT...back to "affordability". Other than property taxes being cheaper, depending upon where you migrate from I suppose, from where I currently sit...NOTHING is "cheaper" or more "affordable" .

[@FeMiNem-Poet]

Other countries are.🌹🌱🌹

[@metalmike570]

Northern Virginia is at least twice as expensive as the figures you're showing. Rents are 2 grand a month, townhouses, even older ones are 270K. Most houses are starting at around 500K for the smaller ones. I moved closer to central Virginia and in 2021 I got into a 50 year old townhouse for 188K, and now if it was on the market it'd be 230K.

[@RetirementLifeSouthCarolina]

@metalmike570 Nice...markets all over are still going up

[@metalmike570]

@@RetirementLifeSouthCarolina It still is the best investment. Nothing else really comes close, considering risks. I feel a little bad for people that are wanting to buy a house and can't get approved for the one they want. Can't make a crazy high income just to become a homeowner. Well they just need a starter home but even that might not be attainable. These prices need to come down though - not increase.

[@pedrinajohansen-maevlogs4298]

I will living there very soon ❤❤

[@RetirementLifeSouthCarolina]

Awesome....what part of the state?

[@casst346]

NOT as affordable anymore...you quoted 257k, however, most are around 400k+....very very crowed down in Myrtle Beach now..Bike weeks are also brutal down there..

[@RetirementLifeSouthCarolina]

That's the median sale price for Feb. '24.....we will know March's in a week or so

[@colemant6845]

@@RetirementLifeSouthCarolina Be Honest Mr. Realtor... Salesman are not appreciated in the Retiree Community.

[@RetirementLifeSouthCarolina]

@colemant6845 lol.....I'm old enough to collect S.S. making me part of the "community" free information and insight however is very much appreciated.

[@debrahjohns586]

How much does it cost to live here

[@RetirementLifeSouthCarolina]

Depends where you are talking about. I did state some current prices in the video.

[@bolicer5746]

Hilton Head Island🌴

[@RetirementLifeSouthCarolina]

Headed there tomorrow to shoot a Talk of the Town video. It should be up next week. Anything you'd like to learn about?

[@mrsvoyage]

Winter are cold

[@RetirementLifeSouthCarolina]

True, but bearable. The four seasons here are very welcome

[@scheuermann11]

relative to where

[@awrooterman1070]

Was nice until everyone found out about it

[@kevinwhelehan421]

So was Florida!

[@rhondalewis6689]

Myrtle Beach, seriously?

[@stefonthemove]

right! No thank you!

[@mgarner1155]

HAHAHA Myrtle Beach, AKA Murder beach, no thank you. Then Garden City, but no mention of Surfside Beach next door? Come-on, do better Mr. Lucas. Then Murrells inlet which is just south of Garden City Beach? Murrells Inlet will cost you a fortune if you want a place on the water, and by water I mean canal or harbor/marsh side. AFAIK, Murrells Inlet has NO beach access. To go to the beach you have to go up to Garden City Beach or down to the Huntington Beach State park. But lots of good seafood restaurants there. The truth is anyplace from Surfside Beach southward should be fine if chosen with care and same applies to North Myrtle Beach above Atlantic Beach. Do better, Mr. Lucas.

[@tidri1973]

Disagree with affordability. Realtors have pushed prices up by crazy amounts. Houses sold in 2012 and 2022 for $350K now listed for $570K or more. Lots were $30k going for $100k or more. Lucily the market is pushing back and people aren't falling for it.

[@RetirementLifeSouthCarolina]

It's not the Realtors. It's sellers who don't want to move and lose their low interest rates and high mortgage rates that are keeping buyers sided lined. Simple supply and demand with mortgages thrown in to keep it interesting

[@lawrencemccauley6062]

Realtors don’t push prices up. The law of supply and demand does.

[@RetirementLifeSouthCarolina]

@lawrencemccauley6062 very true, a house is only worth what the market will bear

[@metalmike570]

@@lawrencemccauley6062 Some of the dirty realtors do, they insist on throwing in a bid higher than they should.

[@tidri1973]

Disagree. Work in banking. Appraisers with realtors work to raise prices every spring. Only when buyers push back di prices fall. Myrtle Beach a rea definitely in iver supply mode and over priced. Luckily starting to see some discount on house now.

[@antoniachildress1498]

Why not Rentals.... 😂😅

[@RetirementLifeSouthCarolina]

That's in the video after this one 😊

[@cecilmartin5065]

What about the owner ship in condos,,,,,lots of negative

[@dougdileo4727]

crazy home prices, should be 150,000 or less....

[@RetirementLifeSouthCarolina]

True. They were 10 years ago

[@tidri1973]

BS. Look at sales history these same homes were selling for half of what they are listed for now.@@RetirementLifeSouthCarolina

[@tidri1973]

that was 2021 and 2022

[@metalmike570]

@@tidri1973 Only 2 years ago?!! 😮😠

[@davidmccartney7577]

Personal property taxes in SC will kill ya😡 Lived in Beaufort for three years 2016-19 and then moved on🥴 Loved everything but the taxes $$$$$

[@RetirementLifeSouthCarolina]

Yeah, taxes are everywhere, it's a way of life for us all. I think the taxes we pay for living in such a great place is a decent trade off.

[@davidmccartney7577]

@@RetirementLifeSouthCarolina In SC my motorhome, boat, truck and motorcycle was right at $5000.00 yearly for tags, Tennessee is $400.00😎🇺🇸 We do six months in Fl and six in Tennessee now. Pretty much tax friendly states🇺🇸 But we do stop and spend time in Beaufort going north and south.

[@RetirementLifeSouthCarolina]

@davidmccartney7577 that seems high. SC caps registration fees at $500.00 per motor vehicle, boat, engine including RV's. Taxes will then start to diminish after the first year of registration. It is based on fair market value.

[@RandyDellinger-cw8tg]

Personal property taxes in Myrtle Beach is 1/8 of the taxes I paid in Alexandria,Va. for about the same house value.

[@RetirementLifeSouthCarolina]

Nice!

[@jetski568]

Cannibal Homeless people are all over the place.

[@yourguidetorights3909]

Typical realtor. Those are not affordable prices. Click bait I fell for. As I always say, Realtors are like used car salesmen, only selling houses.

[@RetirementLifeSouthCarolina]

You are misguided. No click bait. People looking to retire to a beach area find S.C. affordable and pleasant. Maybe you should watch my other videos before passing judgment.

[@metalmike570]

@@RetirementLifeSouthCarolina 💯

[@joanstone6740]

Mosquitoes

[@RetirementLifeSouthCarolina]

For sure....ti's the season!

[@davidmccartney7577]

And no see ems🤨

[@metalmike570]

Just screen in the porch?

[@johncantrell2056]

What world r u in

[@RetirementLifeSouthCarolina]

Reality....I sell home there....and you?

[@dougspirit]

Crime?

[@RetirementLifeSouthCarolina]

Yes, like everywhere. Worse in some spots than in others.

[@robp9746]

Myrtle Beach is a crime ridden dump.

[@RetirementLifeSouthCarolina]

Yet hundreds of thousands of people visit it each year and it is one of the top retirement communities in the country