3 BEST Health Insurance for 2025 || Best Health Insurance?

[@adityamahajan5296]

As usual wonderful video mam....but i would like to bring into your notice that the service of care health insurance and their employees is very very bad....they make false assumptions and reject your claim Without substantial reasons....they did same with my parents.....I work in a hospital and i can say care health is the least favoured insurance company

[@kishorghogle6171]

Can you suggest some good company?

[@bekifaayati]

Care Health Insurance has a Claims Settlement Ratio of 88.06% (higher than the average) but has slightly high complaints. Seems like although Care receives more complaints but it also approves claims more than the average insurer. Anyhow Care Insurance has been recommended primarily for Senior Citizens because it is one of the few insurers which doesn't have an Age Entry Limit. For others HDFC Ergo and Niva Bupa does the job.

[@ranulimbu2466]

How much may be premium of these insurance

[@lalitgautam9118]

Very informative video.. thank you for your efforts

[@gauravdalvi8218]

Video is very helpful cleared all confusion to choose a health insurance for my mother....

[@unbiasedramsingh]

As an unbiased insurance advisor, and that too a professional one, there is a lot of misinformation in your video with incomplete information about the plan. Also, the selection factor seems entirely provisional, without proper research. Mistakes: 1. You have chosen outdated plans for some health insurance companies. Niva Bupa ReAssure 2.0 is outdated; the latest plan from Niva Bupa is Aspire, and the latest plan from ICICI is ICICI Elevate. 2. Aditya Birla Active Fit has a maximum entry age of 45 years. 3. Directly comparing the restoration feature of every health insurance company shows that you haven’t done your research properly. The working of the restoration depends on the terms and conditions provided by the particular health insurance company. Some companies provide restoration upon partial utilisation of the basic sum insured (HDFC ERGO), while others provide it after full exhaustion of the basic sum insured (Care Supreme). In restoration, the one-time restoration feature of HDFC ERGO is a hundred times better than the unlimited restoration feature of Care Supreme. On top of that, what was the need of uploading last years video this year, it is not at all relevant in 2025.

[@omagarwal6230]

Thankyou for give this important information 😊😊

[@HimanshuKumar-rv4fp]

Great for picking right HI

[@arvindyadav6784]

Very well explained ❤

[@mukeshpandey4500]

Kamaal kar dita tussi .. 👍 Good job team 💪

[@sidharthtomar7350]

Thanks for the informative video. It really helped a lot

[@joydipdutta7020]

Thank you @bekifayati...made the right choice through selecting care supreme for parents

[@abdulsattar-ve7ej]

Just like the previous video i liked this one.

[@vishirajpal1375]

good to Hear Cuz iam Currently using Care Supreme for my self Thanks Mam

[@adityamahajan5296]

Care supreme is very fraud.....I am suffering at their hands for health insurance of my parents

[@vgupta35]

Fraud company hai bhai. Need mein kabhi bhi claim nahi dete. Apne paise mat kharab karo. Agar meri baat pe yakeen na ho to kisi bhi hospital mein Jake claim department mein check karlo. Reality pata lag jayegi

[@vishirajpal1375]

@vgupta35 nahi bro mere bade bhaiya ko mila hai claim 2 baar already

[@kingsaab9353]

Great information for us and pls make a video for gold loan

[@IncognitoSahil]

0:55 how did the companies know you were going to make a video?

[@bekifaayati]

Making Best Health Insurance Video in January is like a ritual for Bekifaayati 😇

[@Parminder0907]

Exactly 😅

[@vedprakash-hb6yn]

Thank you this is very helpful.

[@Gentle_Reminder]

Thanks for enlightening.. 🎉

[@nanhelalyadav1101]

Nice video 👍

[@shrateekj7]

Profound video👍🏻

[@raghavsinghal3]

was about to buy health insurance Thank yiu for this

[@pheenom-yj4sn]

thanks , this video was needed

[@harshitshivhare9006]

Aachi video banai hai aapne

[@DeepakBhardwaj24]

Being in insurance industry for 7 years i must say that you should not say like this about PSU insurers just because PSU insurers don't pay influencer and follow the rules and regulations. Just because these kind of comments on PSUs, people are bit hesitated to choose those organisations who are serving nation since many years! So before saying something about PSU insurer just because of maybe your one experience, is not fair!

[@vivekrajkotia3730]

Good compilation

[@DhirajSingh2000-IR]

Insightful thank you

[@AmberRathour366]

Nice video. Paise le lena chahiye tha😂 👌🏻 fir video bhi use karti yahi waala.

[@manaspatnaik2862]

Thanks so muc.

[@dapkuparwankhar3711]

Thank you 🎉

[@adityasawant2490]

Information 💯👍

[@nikhilchaudhary8698]

Thanks for session

[@debabrataroy9]

Madam mera Star Health Family Health 8 years se chal raha hain, kya main port kar sakta hoon, during port kya moratorium period agle company ke main porting k sath laghu ho jayega..?

[@bekifaayati]

Yes you can port your Health Insurance when it's up for renewal. Moratorium period will be insurers call

[@YogeshBillore]

समझ तो कुछ नहीं आया मैडम जी पर आपकी इंग्लिश बहुत अच्छी थी

[@Kushal-v8b]

Thanks for sharing

[@tusshargupta99]

Hello didi, maine b aapki video dekh ke Niva bupa reassure 2.0 Platinum health insurance lia h.

[@wealthcreatormohit]

very good

[@ShubhamSingh.777]

Hey bekifayati can you make a long-form video about term and health insurance?

[@vipinbaghel1999]

TCS employees ke liye New India Assurance ka health insurance milta hai, mera experience bahot acha raha iske sath, within 1hour cashless ka approval aata h, also jo network me hospitals nhi hai unme bhi cashlesseverywhere se turant approval aata hai, ontop OPD ka kharcha bhi claim kar sakte hai kuch limit tak

[@vishwanathsaraf2112]

Informative video

[@Travel.explore.enjoy3]

Yes it's helpful

[@VishalSharma-bi6vq]

Mere pass niva Bupa ka platinum plan hai kya usko change krne ki jarurat to nhi hai

[@saurabhsingh4759]

Good info

[@vasuvarshney8010]

U r rocking good info. Pls suggest reliance infinity is ok ?

[@dsyadavusa]

I was going to buy NAVI Health insurance but now I have changed my mind.

[@himanshuyadav2114]

PSU insurers are slow but better than the other private insurers their premiums are high but have good claim and amount settlement percentage .They don’t reject the claim on any random reason like private insurers do

[@bekifaayati]

Reason for high claim and amount settlement percentage from PSU Insurers has been mentioned in the video

[@ayushbankhede4753]

Mam... I want to use acko for term life and health insurance... Should I...?

[@AmberRathour366]

Insurer doesn't want to give you, insured, the money when needed, only want to take it as much as they can. Icici Lombard is one of such headaches.

[@sumanamitabh]

Please make video for travel insurance; I couldn’t find any video on this topic on your channel

[@shivram8426]

Hdfc ergo

[@RaviS-xq6cr]

Very helpful

[@aniket4572]

@2:52 where is new india insurance?

[@DeepakBhardwaj24]

Because new india will not pay influencers

[@sanketadsul7001]

Thank you

[@brand_khatushyam]

good

[@iyasirkhan]

Niva bupa reassure 2.0 - bronze+ value/ bronze+ / platinum+ /titanium/ .......konsa? Plz help

[@PrinceKumar-nv5ii]

Niva Bupa Health insurance company is very bad company please don't buy

[@ajaybansal5490]

Can these private insurance companies stop the policy refuse to renew

[@tanyakhera5560]

Thanks

[@sauravpradhanlife]

Please make for house insurance aswell

[@darshanchauhan4914]

Very good but, speed must be slow & speak as you teach someone not as speech

[@drqamran4553]

Awesome

[@pradipbhosale1152]

Thanks for this video I have seen lots of video on health insurance can you please provide us more information about moratorium in insurance

[@samirkumar5853]

I have the same doubt

[@MGAssociatesRajkot]

Plz make video on best posp portal for insurance

[@abhisheksagar8886]

Should I buy health insurance directly from company or from broker like policy bazaar?

[@shubhamrawat7913]

Policybazaar is worst. You should go with Ditto. They have really good support. Instead of buying from the insurer directly, in case of health insurance it's better to buy from these brokers as they have some leverage during the claims process.

[@bekifaayati]

Completely your call

[@Aaryan.official.com384]

​@@shubhamrawat7913mene to ussi se li h pr😢

[@abhisheksajwan8877]

Ma'am thank for such a nice informative video please suggest me i am 42 my wife 41 and daughter 13 years old I am having Stalr insurance since 2012 and i' have used two times for my wife (1- to remove stone ,2- sist in uterus) . I'm having 5 lakh annually cover now I am thinking to pot in clear health because they are giving 7.5 lakh cover we live in Dehradun and we focus on healthy diet and life style, Show , shall I switch on clear health or shell upgrade myself in star only

[@sharathbabu575]

Hi Ma’am, why did u leave “New India” in top 6? I saw it had better numbers.

[@aniket4572]

Same Question

[@sudhir-pl6tz]

in ur comparisons i saw icici topping most but surprisingly nit in ur top3 🤔

[@bekifaayati]

Slightly low Claims Settlement and Amount Settlement

[@shubhamoybhattacharya1567]

Please make video on best term insurance policy

[@bekifaayati]

Sure, coming soon

[@Siddharthwahi2866]

Which life term insurance is best,max life or icici?

[@bekifaayati]

Coming Soon

[@akshaytkd]

Great video But would point out that on 07:30, the data is incorrect. As per IRDAI, the waiting period for PEDs has been reduced to 3 years for most of the plans (after IRDAIs circular). Also, Niva's Reassure 2.0 has a limit on modern treatment (1L).

[@tiger8531]

Lic saral akshay pension plan ke bare me video banayiye.

[@sumankumarkujur5048]

Give details about port of health insurance into another and its benefit and about moratorium period .

[@bekifaayati]

Sure

[@musaibzakee]

Make a detailed video on Axio Personal loan

[@Tourwithajit]

Make comparison video about nava bupa aspire and care supreme

[@bekifaayati]

Sure

[@shubhdesigns9775]

Is there any insurance company who has waiting period of 1 year or less than 1 year for pre-existing illness. Please suggest maam 🙏

[@legandbest5424]

Aditya Birla health insurance

[@samirjaiswal931]

I am thinking to port my existing national insurance to niva Bupa

[@DarkDemonic666]

Not a good choice.. Service of Niva Bupa is poor. Claim rejection ratio is high. There is disease wise sublimit and limit of modern treatment to only 1L.. Better go with any other insurer

[@bekifaayati]

@@DarkDemonic666 Niva Bupa has a claims settlement ratio of 89.74% which is higher than the industry average

[@DarkDemonic666]

@@bekifaayati CSR is just Tip of Iceberg.. Niva Bupa: ICSR 2022 - 54% ICSR 2023 - 59% Claim Rejection ratio 2022 - 16% Claim Rejection ratio 2023 - 12.3% After sales service, Customer care Response, Resolution of Grievances of Niva Bupa is pathetic. Along with Star & Care - Niva Bupa had highest % Complaints in Insurance Ombudsman. You can visit to collect the data.

[@DarkDemonic666]

@@bekifaayati CSR is useless, You have to follow all the other matrices

[@PrinceKumar-nv5ii]

Niva Bupa Health insurance company is very bad company

[@subhendumitra4615]

Mam star heslth kya paysa nahi dia aapko

[@bekifaayati]

Low Claims Settlement, Low Amount Settlement.

[@amanna3447]

Not properly comparison done, you missed one most crucial point co-payment. That should not be there

[@bekifaayati]

All the insurance suggested in the video have ZERO Copayment

[@gauravisranishorts9426]

Shall I consider care supreme for my family... I m 40

[@civilizedsavage1]

Yes, it is very cheap with all major benefits( except lock the clock)

[@gauravisranishorts9426]

@@civilizedsavage1 what's lock d clock....?

[@civilizedsavage1]

@gauravisranishorts9426 it locks the premium cost of your policy till the claim (yearly based). For e.g. u r 40.ur premium cost is 22000. It will remain same until u take any claim. At 46, if u take claim then at the time of renewal , the company charges you the cost of premium with respect to your age.

[@rajumahto5646]

Best saving account private Bank

[@S1234-n5s]

Just give those names without any...

[@aakashlko92]

🎉🎉

[@Prince-jh4hl]

Star insurance?

[@milanchristian6322]

Mam Acko life insurance pe video banao na

[@nanujikharghar864]

can i port my health insurance

[@bekifaayati]

Yes, during renewal

[@harshgutgutia03]

Hello di ACKO ke baare mein ek detailed video please banaiye na.

[@bekifaayati]

Sure

[@dipteshtgb]

My experience with Bajaj Allianz Health insurance is good. But u have not shortlisted it in last three option. May b in future they will come in d last three options. Also plg make a vdo on premium hike this year for all HIs

[@bekifaayati]

Bajaj Health Insurance is certainly one of the better insurers 👍

[@KISHORBHAI-85]

good job performance 😮😮😊😊

[@neelranjan9843]

thx maam

[@pritampanja8180]

Niva bupa

[@dipenagrawal1989]

i am first to view this video

[@Hema-q7z3l]

Look likes sponsored from ditto after averaging data of 3 years i hope its genuine and not sponsored

[@bekifaayati]

Video is NOT sponsored. Judging any insurer on the basis of 1 year data is unfair and biased

[@knighteenchess6387]

Hdfc ergo kuch dekhe bina claim reject karta he

[@bekifaayati]

Not true

[@indiaCA24]

Aditya Birla best

[@ConquerorSujit]

❤❤❤

[@paperdragon48]

Tata aig nothing more, nothing less

[@ibunlimited]

*BS....... Biased and Prejudiced.* 👎🏻👎🏻👎🏻👎🏻👎🏻

[@dheerajmaheshwarivaastuguru]

Madam NIVABUPA list से हटा देवें। Bad company 😢

[@abhisheksolanki5283]

True

[@PawanKumar-tw5ui]

Ok

[@sumankumarkujur5048]

Starhealth is out of list. I think it has more networking hospitals tieup in India. According to your parameters, starhealth is not worthy to come in the list.

[@satyadash7618]

Yes it's the worst health insurance

[@sumankumarkujur5048]

I have seen that niva bupa has better response because my friend's mother had newly diagnosed cancer and its treatment cost is cover under niva bupa policy entirely in private hospitals infront of me. I have no experience in other health insurance . I think health insurance is very necessary for our family to protect from financial burden. But to choose right and suitable health insurance is too tough as per their terms and conditions.

[@DarkDemonic666]

Star is Fraud

[@S1234-n5s]

Not satisfactorily.

[@dheerajmaheshwarivaastuguru]

Niva Bupa is poor company. हमारा catract claim नही दिया। dont buy niva bupa health insurance.

[@DarkDemonic666]

This is sponsored video of Niva Bupa 😂😂 The Unbiased you tuber removed my comments on Niva Bupa 😂

[@bekifaayati]

Ofcourse it's NOT sponsored by Niva Bupa or Any other Insurance Company. If it were we would've specifically mentioned in the video Aap itna bharosa to kar sakte ho bekifaayati pe :)

[@sidkiller8594]

🇮🇳🇮🇳🫡

[@RMBohara-be4dp]

Thanks for the information Thank you ❤❤