36k in Debt Yet I Can't Stop Spending Money | Spendaholics | Only Human

Meet 27-year-old Paul. He’s dedicated his life to the pursuit of pleasure. Trouble is his finances can’t keep up. Despite earning £1800 a month, his debt has reached a hair-raising £36,000. Paul works as an event and music promoter, but for him, every day is a big event. His dream is to run his own company catering to the jet-set. In reality, he’s heading for skid row.
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#OnlyHuman #Spendaholics #ShoppingAddiction

[@wendygillard2133]

Often we overspend to avoid our emotional issues.

[@margotgray3330]

"I see myself as a big entrepreneur and the money I'm spending now is what I perceive I can spend in the future" has me shaking my head in disbelief. It just doesn't. make. any. sense.

[@RetroPlus]

Delusion

[@gemmastaines5706]

He says he works 12hrs a day, but somehow manages to have multiple spa treatments, hair appointments and nights out each week!!

[@createone100]

The whole business about fear of heights being linked to his mother’s chronic illness, is the worst kind of psychological claptrap I have ever heard. What a load of bloody nonsense.🙄

[@Lizzyfl]

Literally I was thinking the same thing 😂 that was such a reach 😪

[@differenttakethanmost]

The fear of heights- try as the therapist tries - it’s a really weak connection. The boy’s not afraid of high society. Not afraid of high-dollar goods. Not afraid of high debt. Not afraid of high stakes. Not afraid of high drama. Not afraid of the high dives...

[@Helga-fe5xl]

Exactly 😂 it's the most common fear

[@miaomiaou_]

Right that was a real reach lol. Most people aren’t even afraid of heights, they’re afraid of falling!

[@elizabeth70700]

I think its either caused by loneliness, boredom and or trying to keep up with wealthier people.

[@genxx2724]

He’s spoiled and shallow. He hasn’t developed his intellect, any appreciation of how difficult other people’s lives are, or gratitude for his good health, good looks, and opportunities in life. Some people are born with terrible illnesses or deformities, and never have a chance at a comfortable life.

[@anerley123]

@@genxx2724 Google his name Paul Scates. He was abused as a child by a family friend and raped as a teenager. He was also diagnosed as bipolar, but seems much better now.

[@elenawilliams32]

The psychologist with his 'fear of heights' theory relating to his heightened sense of responsibility for his mother... Now that's a stretch!

[@lizdoehring9289]

It worked, though, didn't it?

[@mandymaeK1]

Elena Williams calling him a psychologist is also a stretch.

[@elenawilliams32]

@@mandymaeK1 I thought that was what he claimed to be? He's got Mummy issues, every episode it's the mums fault! (Never the father?)

[@mandymaeK1]

Elena Williams they call him a “psychological coach” to avoid getting sued I suppose. I agree he blames everything on childhood experiences, he also has a hate on for boarding school.

[@elenawilliams32]

@@mandymaeK1 I feel a lot to of them agree with him because they're in front of a camera and don't want to be seen to disagree with the so called 'professional'! I wonder what his qualifications actually are? Is a prerequisite having an Oedipus or Electra complex?

[@jennam8401]

The dinner where he looks down upon his brother as being somewhat less than for drinking beer instead of champagne, I would hate him if I were the brother - Paul is acting high and mighty when actually he's in debt and taking from their parents. Desperate.

[@RyanBlockb5]

I'm so glad that hair style has passed.

[@shaniaogden]

yeah that's fugly. The only person who looks good in it is FRED

[@md-er2wz]

I remember that hair cut was the default look for every dude in highschool, I always just buzzed my hair short as possible

[@whosaidthat4299]

And to think he paid big bucks for that hair, he could have cut it himself.

[@emmacassidy8482]

Yes, the rats have been at it look!!

[@pigeon51]

His mum and dad have got the same haircut too!😆

[@jage5256]

Parents are reason this adult 27 year old overspend. No one is stopping him. Stop the money train so he can have a reality check. Smh

[@aoao4474]

I think the whole afraid of heights therapist diagnosis is ridiculous. I'm afraid of heights and had a normal childhood. I just hate heights!

[@whosaidthat4299]

I think it's very brave of him to be exposed like this to educate people, good for him 👍BUT I don't buy that he feels that responsible for his mom, since he's putting her in the position that she is saving him, and being stressed.

[@1588chrissy]

Indeed, it came out a few laters he had been abused, I think it was a family friend or teacher (can’t remember) but he was suffering

[@judyp.]

@@1588chrissy oh this poor guy :((

[@gigi9301]

@@judyp. Send him to me; I''m sure he's legal by now, but he better pay his own bills ...ahhh...never mind

[@alamedadanceparty]

@@1588chrissyso sad. Spending to numb the pain and escape bad memories.

[@mazzmj5809]

The music always kills me. 😂

[@momof2momof2]

He lives his life with attitude, which will get him very little in life. As the show went on, it revealed how young, and green he is.

[@blaakcoffee]

Great point

[@frankperino4215]

@@blaakcoffee ….wonderful point! This man will become a homeless man!

[@JJDiddley]

The problem when you put yourself out there in the KZbin public eye is people are cruel and make unnecessary comments whilst they hide behind their perceived anonymity online.

[@Handlemenice]

@@Solmaz_S 🤣🤣🤣

[@MrsEJV]

Agreed!

[@OakieDokey31]

Is that guy seriously a real psychologist?. In every episode he is in he uses some rediculous link to say they have parent issues. He's like a cartoon stereotype of a psychologist. "Ah they put their left shoe on before their right, must have had a bad relationship with their father"

[@jamnbryan1]

he is not. he is a “psychological coach” - he isn’t a real doctor. he is pretending to be a psychologist which is why he is so insufferable

[@jjsita3879]

Well done to him for seeking help !

[@Stephanieyogibean]

Good for him! This was a really great episode! :)

[@ficrispin]

Wonder how he's going these days I just wanted to give his mum a hug

[@chs75]

He is now a mental health advocate.

[@ficrispin]

@@chs75 Wow thats really interesting ! Thanks ! 🤘

[@chs75]

@@ficrispin You're welcome! Apparently he was diagnosed bipolar and has spoken about being SA as a child, I'm glad life is working out for him.

[@anerley123]

I just googled his name. Apparently he was abused as a child by a family friend and was raped as a teenager. There is a very big, very sad backstory. But he seems to be doing much better now.

[@RubyFleetwoodCactus]

The comments are full of haters! I think he looks just fine and his haircut is perfectly good!

[@zuzanaxyz8866]

But does he look like he spends a fortune for looking this way? No. He looks like a very commonly looking boy with an at-that-time current(?) hairstyle. It’s his delusion, that all the pampering makes him look especially good and that he needs it.

[@knightofni4274]

“Champagne lifestyle” = Sniff

[@alamedadanceparty]

😂😂😂😂

[@cubezapper]

He looks like a discount young Pewdiepie

[@Small_Rose]

Like the bootleg version

[@AlonsoRules]

looks more like Christopher Reeve

[@janedoe8566]

I’d hate to be the family that he will leave his debt with when he is gone

[@lh7501]

Debt dies with you

[@mkite715]

Your debt comes out of your assets when you pass and if you have no assets the debt goes away.

[@littlesometin]

Where do you two live? Debt can absolutely be inherited and most of the time it is.

[@luannsunsdahl2946]

@@littlesometin I live in Minnesota, USA. When my mom passed, her small amount of debt died with her since she had no assets to sell or take against the debt. She lived with me but the house and vehicles are in my name only. If she had a cosigner on any debt (which she didn't), that person would become responsible for it. I had to send her death certificate to the loan holder (for the one loan she had) and 2 weeks later I received a letter voiding the debt in her name. I can only speak for somebody in Minnesota, but I believe it's the same in all US states.

[@sevenmillionhobbies7840]

Yeah this was mindblowing for me too XD Having moved countries before, I went from learning debt was a generational inheritance to learning it’s solely responsible on the person. If only that was world wide.

[@Silentfilmdiva]

Mom and dad should have stopped bailing him out a long time ago

[@HumansAreShitFactories]

They’re as stupid as him.

[@astrea79]

After watching a couple of these, it surprises me how much these younger folks spend on drinking. Especially bottles of champagne? Like real $50+ a bottle champagne. 😳 I was drinking Burnett's at home with soda at the same age...

[@gemmastaines5706]

I know what you mean! Pound£ a pint nights were what I lived for!

[@KittyKat-vb1nd]

Entitlement syndrome, living a fantasy social media life and zero education on money or ability to budget. This is the root of the majority of those living in the West problem. Not inflation, it's themselves.

[@angelaw886]

My beer and liquor was always paid for by guys. If you had to pay, you had failed lol.

[@tingtong8781]

@@angelaw886but did you swallow 😳.

[@michaelmcclure7758]

This is what happens when you think that you're more important than you are :(

[@fathead3381]

He loves money but does everything he can to push it away and have as little of it as possible.

[@CaraMarie13]

Wait, so how much does he spend on rent? They said he had just moved in and that the rent was high but there is nothing in the budget for rent.

[@nickybutt9733]

This psychologist is massively draining..

[@jamnbryan1]

he is a “psychological coach” lol. he is pretending to be a psychologist, he has no doctorate or training

[@nickybutt9733]

@@jamnbryan1 no idea how anyone could deal with him. He finishes their sentences and always goes straight to childhood trauma

[@molliemae6855]

His grooming alone is almost half his yearly salary!!

[@janefalk7103]

He’s 27? Looks ten years older.

[@mewpie85]

Low key, yt people do age terribly.

[@Eternally_Moon]

@@mewpie85 LOL WE DO

[@dammar117]

He looks exactly 27. At 27, you're not even a young adult anymore. Smh how society has shifted age standards.

[@thr33nine]

In fairness, drag queen bingo is never a bad choice.

[@angelatewson8202]

One thing I notice, especially among the men, is that those who indulge a lot of cash in their appearance and clothing, have especially awful homes. What's the point if your sitting around in a dump? No wonder they go out shopping day times and drinking night times. There is an element of fantastical thinking here. I care about my clothes and appearance, but you can make somewhere liveable and with a comfortable feeling with not much cash. Their taste is dubious and I can understand the psychological element as they've taken on a personality they've seen of other's lifestyles, while not developing one of their own properly, as if they are scared and have to escape themselves. And often, they have reason to be. The only way to get through that is to take time to sit and think, even sit with unpleasant and uncomfortable feelings, without judging yourself. I hope they get to learn this and can feel more at ease inside, rather than indulging and wasting all in outward appearances.

[@kateywallis1238]

It wasn’t really a dump was it it just didn’t have much in there

[@thesplendidinternet36]

"pamper city" gave totally different visuals than they were going for.

[@lizdoehring9289]

0:38 "Making myself look good" - who thinks he looks particularly good?

[@shaniaogden]

He getting scammed lmfao.

[@tattie278]

@E KL, are you blind 😆😁😄😃😃🤣🤣🤣.

[@Lucy_Honeychurch]

He is definitely a good looking young man.

[@Helga-fe5xl]

He looks well groomed

[@embr4065]

I looked at his current vs recommended budget. Why are his rent and utilities $0? Most adults pay both!

[@annas4714]

That is odd. Absolute zero.

[@expecto1982]

LOL Ben looks incredibly good without all the expensive products or is he the testament that botox works wonders 😂😂😂

[@jage5256]

He's just 27 nothing for botox to fix😜

[@MCYanx]

Seriously when you have all of that money. You won’t need to show off.

[@TheModernInvestor]

I always want an update about these people, especially after 10-15 years later

[@AlonsoRules]

I never knew Christopher Reeve was a spendaholic

[@RainbowLayer92]

"I love spending MY money" ...is in debt...

[@ursaminor2981]

I don't know why, but I thought he'd have to throw his mother (pink volleyball) off the diving board lol

[@smilee9975]

No hate but I know how old these episodes are by Benjamin’s receding hairline XD

[@AnnabelleXD]

People were brutal on tv back in the day 😂

[@zuzanaxyz8866]

Because people were not politically correct at that time to the extent, that it is now basically ruining honesty and free speech. Saying things as they are and accepting it is the first step to making a positive change.

[@Punch_Brother]

4:49 Does my dude sleep on cardboard boxes?

[@shaniaogden]

LMAO I'M DEAD

[@pupsyteee]

I wish to know what year it was filmed? Can someone let me know please 😂

[@purplezen4261]

this dude is delusional.

[@1611mojie]

Actually do not understand how he shows any "responsibilities" toward his Mum other than in word and use as excuse. Does he do anything "for" her totally unselfishly? Saving grace is probably when he states in conclusion that he now treats his folks on occasion.

[@nutcracker2916]

I wonder how he's getting on now in 2021 ?

[@ThomasMulliganFlute]

kzbin.info/www/bejne/jnLdaWBvbdt3gNU

[@chs75]

He is a mental health advocate.

[@yroppoor]

ohhh i could go for a nice glass of fizz right now lol

[@BrouwStreams_]

So what is the brand of the fizzy wine that has won ? I want to try and taste it !

[@danielsark4118]

"What is your biggest fear" "Heights" Ok so i know hes gonna use that later in the episode !!

[@sophiegolden]

I saw this episode, I m very desapointed... I m sure they can have new ones...

[@Brooklyn-rj3np]

So spoiled....but a good guy. He will get through this. Therapy will do.

[@njtalbot]

I disagree with Benjamin’s comment about children. I grew up in a dysfunctional family and I always knew the problem was my parents.

[@ShoppingwithRina]

I’m so shocked with him

[@mailmallett]

Telling people they need to stop spending money and to get back in your box is so profoundly wrong to me on so many levels I could not possibly list them all here. 'When are you going to be like your brother'. Mike dropped.

[@Michelle-qd9gm]

He lives in a fantasy world

[@angelaw886]

I wonder if he is doing better.

[@AnitaN844]

Sadly, shopping adiction is part of ocd family. It may be part of depression too. First you must understand what shopping means to you , then start therapy. In my case is both 😢

[@Lizzyfl]

I’m glad I’m not the only one who thinks the fear of heights and his mother connection is so weak and a huge reach 😂😪

[@annafruhan5031]

One thing How does this show PAY for all the music rights?!?!

[@md-er2wz]

I'm the complete opposite of this guy

[@rayray117]

I looking to live a good time. Not along time lol

[@JahTsir]

I don't feel bad for people like this. They'll complain about it. Like somehow magically they owe lots of money. And didn't benefit from it.

[@bartvaneschannel]

Prince Paul

[@spaceballs44]

12,504.59 American dollars is how much he spends!!! I spend on hair cuts well 2 times in 2021 is how many I got so hmm 50.00 plus tip. That’s good money to repair the home, retirement, paying off credit cards, college debt. Then he spends on champagne, going out 20, 661.36 so OMG!!!!!!

[@hekate1971]

I saw a few episodes...besides all the money spend, i wonder if some of them are on the way to developing some drinking issues, the way the abuse alcohol.

[@snowdust3657]

This psychologist is really reaching again. The parents literally discussed how they lost a child and babied Paul to make up for their loss. But he completely brushed over it and focuses on his mother’s illness, where there is no evidence this has affected him. Ridiculous!

[@Youtuber5775-]

He lost his brother and it definitely affected him. How could you possibly say that he doesn’t feel bad about his actions when it’s obvious he was traumatized by losing his brother. 😢

[@ashotofmercury]

@@KZbinr5775- That isn't what they said at all...... 🤔

[@MsWaggydog]

The psychologist annoys me. I don't know why.

[@HumansAreShitFactories]

Prejudice

[@Itsmeandmyadhd]

I want to apply to go on here I am 10000 in debt

[@MH-en9qc]

This one has me confused, his mother was I’ll so he felt entitled to live the high life and spend money he doesn’t have? Regarding the “event” he put on at the end was extremely underwhelming.

[@SadieMy]

What a waste of champagne in that demonsatration

[@Helga-fe5xl]

Don't worry it's probably urine

[@annemariestones3984]

"You can heal your hair", Benjamin obviously can't! Sorry that was uncalled for don't dislike Benjamin really.

[@ashotofmercury]

😂🤣

[@ivonaivona668]

I wonder where he is today

[@SideshowBob44]

Being scared of heights is pretty normal, your brains way of telling you not to jump off and die.

[@toby43078]

how old is this episode??? how can he make so little of a salary??

[@linuxducky]

20k+ salary is quite normal for a 20-something, the average graduate is on 20-25k

[@ashotofmercury]

These programes are over 15 years old!

[@pastelxboba326]

what-

[@margomango5301]

Hi

[@arenuzzle6282]

Can't stop spending debt . Not money

[@aliyahfatty7732]

People need to stop spanding more saving

[@Sophie-wq5ct]

His face at 27:25 😂

[@dreamangus1505]

He's probably shovelling fries at McDonald's now

[@bevanbuckwheatshea5520]

Nothing wrong with that.

[@genxx2724]

Good. He needs to learn humility and the value of a dollar.

[@liscatcat8756]

@@bevanbuckwheatshea5520 even if people are working at mds they are working, not scrounging

[@HumansAreShitFactories]

Why don’t you tell us what you do instead of trying to put people down?

[@BrouwStreams_]

In California USA they make over 20 bucks an hour right now doing this.

[@tattie278]

This chap is as camp as Christmas 😆😁🤪🤣😂😂😂🤣🤣🤣.

[@marcyanus1430]

I wonder what coronavirus did to the events promotion industry?

[@JPKnapp-ro6xm]

In Britain during Covid, parties were literally illegal. The prime minister had to resign largely because he had a few parties and said they were business meetings (business meetings with champagne).

[@sevenmillionhobbies7840]

36k in debt. Isn’t that everyone after college?

[@clow23]

In the UK student debt doesn't really count. The banks can't take it into account for mortgages or credit cards. It's rare that people actually pay it off, especially not someone on his wage.

[@liscatcat8756]

College is free 16 - 19 in the uk

[@-_-11k52]

Crazy spending, on a low salary

[@gemmastaines5706]

It looks crazy now, but back in the early 2000’s (when this was filmed), banks and financial companies would give anyone credit cards, loans, overdrafts etc, it was the norm! You were kinda encouraged to take out huge amounts of credit regardless of your ability to repay it!

[@JustinLHopkins]

He likes spending money on making himself look good, but he doesn’t look good.......... He looks so common.

[@Salmiyaguy1]

I think he's cute.

[@cindyalmeida7763]

He's insecure and you are mean.

[@JustinLHopkins]

@@cindyalmeida7763 I’m sorry you think I’m mean.

[@katemiller7874]

Nasty thing to say

[@iammotley9212]

He doesn't even make $3000.00 a month🤔

[@elenawilliams32]

This is over 15 years old.

[@shaniaogden]

@@elenawilliams32 he probably dead now

[@crabcrab2024]

No, stupid! =) He earned more than $40000 a year (which was more than $3000 a month). Let the Mighty Google and a currency converter help you. Peace ✌

[@nomadcompany]

$60 for a haircut - wow

[@Helga-fe5xl]

It's because he's gone to a woman's hair salon

[@thefunfam1433]

All those years ago too! I don’t pay 40 for my haircut now

[@lizdoehring9289]

Look at his hair at 10:54. It just looks ordinary, doesn't it?

[@shaniaogden]

No looks like he has a bump on his head. I rather boys have pineapple hair then THIS.

[@shaniaogden]

Or Caesar hair styles

[@carolannemckenzie3849]

He's a rampant snob. Wants Cristal on a lemonade salary 🙄

[@shimi-gami3859]

Your xpense is someone else's income

[@Helga-fe5xl]

Bit patronising to his brother

[@dellx3048]

60 Pounds for a haircut and looks no different, needs a refund

[@AFV85]

Pitty ot wasn't working then haha looking good what a bamb! Funny looking bugger! Balls no even dropped lol!

[@createone100]

Communicate in the English language. 🙄

[@repent438]

Bruh

[@fortifyjoy]

bruh

[@daithi7204]

Bruh

[@nauvoosilva2897]

Bruh

[@shaniaogden]

bRuH

[@MissVanSam]

Bruh

[@re7416]

21:23 - His dad looks like a lass 😂 | Must be the thin, (plucked-looking) eyebrows and suspiciously pink lips, Lol.

[@explorermike19]

21:00 what man invites his father out to a drag bar?? .. and what kind of father goes with his son to a drag bar and pays for everything? Clearly, this family has odd dynamics that might be feeding this man-child's impulsiveness.

[@smittywerbenjaegermanjensen]

This guy is a muppet.