Trainee Accountant Won't Stop Wild Lifestyle | Spendaholics | Only Human

25-year-old Allen is a trainee accountant living in Manchester. He earns £13,000 a year, unfortunately, this is swamped by his £17,000 debt. Allen lives for socializing and extravagance, he eats out at least once every single day. Most nights of the week Allen can be found doing the rounds of the Manchester bar scene, and if there’s a party going down, you can guarantee that Allen will be going over the top.
Like our content? Support us by becoming a member! bit.ly/JoinOnlyHuman
Only Human celebrates and explores the unique and personal qualities we all have.
Our channel offers a range of TV series and documentaries about human experiences and life journeys - while looking at the challenges life throws at us, turning ordinary people into everyday heroes.
Subscribe for new releases of full episodes and documentaries every week:
bit.ly/KZbinO...
Follow us on Facebook: / onlyhumanchannel
Follow us on Instagram: / onlyhumanldn
Follow us on Twitter: / onlyhumanldn
Content licensed from Betty to Little Dot Studios.
Any queries, please contact us at:
[e-mail]
#OnlyHuman #Spendaholics #ShoppingAddiction

[@Locdoggggggggg]

we NEED a reunion episode where they all meet each other and talk about the early 2000s

[@xionsreverie1577]

He dances like a sim and I'm living for it

[@ladylecter636]

Xionsicecream 1 thank you for making me snort with laughter

[@xionsreverie1577]

@@ladylecter636 you're welcome 🙃💕

[@kria9119]

I thought the same but was too ashamed to mention it. And then your comment made my day!

[@allenedwards6814]

I still dance like a sim and I'm not ashamed to say so 🤣

[@PigSty1985]

This is hilarious 😂🤣

[@jillians5792]

The 'boys toys' that cost 'so much money' shows how quickly technology changes over time and is a good reminder of what a waste of money some of these gadgets are!

[@exantiuse497]

Joke's on you, I still have my PS3 from ~12 years ago, working like a charm

[@1588chrissy]

It also depends, did they get their value from using the item before its value was used up. If every gadget is seen as a waste of money, then there will be no gadgets as there will be no point inventing or making them. If his Playstation or whatever got hours of use over a few years, then it was probably worth the money he spent on it at the time

[@redradcomrade]

@@exantiuse497 iPhones are jealous

[@acbc3543]

I learn a lot from these people on not to ruin my life . It takes a village for me to buy something and I debate whether what I buy is worth it or now . I’m not a cheap person but I live quality stuff within my means . Brands won’t make me a better person , I make myself a better person

[@bevanbuckwheatshea5520]

Good idea

[@arxsvz8190]

What's the point of buying all those damn shirts when all you gonna do is take it off 0:48

[@sianypopsmith1429]

😂😂

[@MrSteveGrey]

Did you know that they actually do a background check on your personal finances when you get accountancy jobs? And that if you or a partner have ever been declared bankrupt you're not allowed to continue in accountancy?

[@paulosullivan3472]

Its the same in Banking, you cannot join a banks workforce if you go bankrupt.

[@leanneweird9714]

What a lovely lot of friends - he’s a lucky guy

[@DLPMouse8]

„Single bed - That’s a bit weird for a party boy“ 😂😂😂😂

[@bevanbuckwheatshea5520]

Yes single bed for kids not adults

[@NoContextRDH]

Don’t need a double bed for most positions he’ll be doing

[@bethanymiller8406]

Looking at all that spaghetti made me so sad..you don’t know what you’ve got till it’s gone..

[@Probity100]

Ha ha ha

[@jules5215]

I kinda wanted to eat it, I adore spaghetti. What a waste

[@melflo4651]

The experts are very caring.

[@daCubanaqt]

Omg, I still cannot get over how cheap food and everything was back at that time (2008ish?). I think the UK prices were cheaper than the US too. It makes me cry thinking about food shopping tomorrow in 2023 😅

[@deniseg-hill1730]

No accounting for stupidity but It seems like he is trying to substitute for something missing in his life.

[@AndreaHa]

Agree... shopping addiction is like other addictions - he's trying to fill the void and chasing the high...

[@pauljordan4452]

I agree, Denise. No ACCOUNTING for stupidity, eh?

[@team3383]

A boyfriend maybe ?

[@sawarebel]

Yep,i think thats a biggest reason for spending a lot of money on things you dont need

[@team3383]

@@sawarebel Funny isn't it how a woman (Denise) recognises an addiction but has NO idea why, neither tries to put her finger on it as its all about something that affects most women but that they take for granted: Shopping. LOL. Its uncanny !!!

[@adamt7367]

i love how blunt these voice over people are

[@minimaker5600]

He's going to look like a teenager until he turns 60.

[@MrSteveGrey]

Not if he keeps partying like that he won't.

[@blqsssshf]

what ? I feel like he looks ways older than 25

[@sarahlewis437]

@@blqsssshf i thought he was at least 10 years older

[@fly89]

yeah he will still have that welsh boyish charm.

[@nataliek159]

I’m glad to see these again. I used to enjoy watching them and found it very helpful. Another one was “would like to meet” where someone was given help to find a partner. Jay would style them, Tracy told them how to flirt and a lovely man called Jeremy was the confidence coach

[@jeanross7430]

Oh yes, I remember that show, it was good.

[@sonaterese799]

Well done to jay and Benjamin for helping to turn Alan's life around

[@sandorayaki5301]

"You gonna have and eat it...cuz you've been a naughty boy" ahahahahah that naughty boy part is just too hilarious ahahaha

[@suey8227]

THe secret is never buy anything unless you have the cash in hand - don't book up. Remain debt free - makes life so much simpler : )

[@mikekenny1698]

Agree, I'm 27 with zero debt and life is so much easier when you're debt free. Like I actually have the money to buy the things I want because I have more money from my paycheck than other people my age who are in debt, stay out of debt and have the life you want

[@mor8969]

£9.53 use to get you two bags! Nowadays that's 2-3 items. Damn inflation is a killer.

[@jastellvideos9237]

Crazy isn’t it

[@thebutterfly1356]

It's now 2 years on since your comment and you would be lucky to get a block of cheese and pack of Lurpack for that 😢

[@willfade7994]

This is hands down my favorite episode! I hope Allen is doing well these days! 🌹

[@smilegate3148]

Check the comments below. Allen replied with an update on his situation

[@smilegate3148]

Under winterweib

[@ArtJourneyUK]

It always surprises me when these people lament the money they can’t spend anymore... because they never had that money in the first place.

[@paulawolanski4510]

They have credit cards - a means of spending. As long as they can swipe a magic piece of plastic and transform something that they want into something that they can legally have, it's all good....until the credit runs dry.

[@kirakira2018]

Perfectly said!!

[@markrodriquez6447]

If you don’t have self-control over your spending - don’t use a credit card, period.

[@ReadingWithShep]

I’m happy I love thrift stores and enjoy wearing what I want rather then spending tons of money on clothes that are in style

[@RToddJones]

I hope Allen sees this and comments in regard to how he's done over time. Crossing fingers...

[@allenedwards6814]

I'm still alive! Didn't know this was online until today and loving reflecting on it. I now have zero debt you'll be happy to know.

[@zarasamuels9377]

@@allenedwards6814 ahhh really pleased for you well done!

[@treslechestogo]

We are so happy for you!

[@KennedyIvy]

​@@allenedwards6814 are you still alive?

[@mutoidliz2320]

Having a rave at the soundtrack,bloody brilliant!

[@saulez5403]

I am watching all these shows. And each time I get the same feeling of the main character being a small child rather than an adult- no matter how old they really are

[@rachel.mcgowan]

Ah, Netto.. that brings it back.. when Aldi and Lidl were becoming trendy, Netto was untrendy as ever and all the better for it. Wish they'd stayed open in the UK

[@reginehunter]

Can you imagine spending $500 a week?! On what! I wouldn’t even know what to buy if I was told to spend $500 a week for a year.

[@colinjava8447]

Going out can cost a lot, with a taxis, drinks, food

[@reginehunter]

Colin Java maybe that’s why I’m so shocked because I’m not a clubber

[@hibyelisa]

i could probably easily do it. i love clothes, makeup, shoes and home decor. the difference is i am debt free and only use my credit card for large purchases i have the money for.

[@exantiuse497]

Not $500, 500£. And 500£ in 2006 or 2007 no less, that's more like $1000 today. It's insane, literally more than I spend in a month (although living expenses in my country are lower than in Britain)

[@Rhiannonkatemurray7034]

Oh I could definitely spend it. Easily. I could spend a lot more. But I don't. It's unnecessary.

[@Mikeb1001]

This program shows its age, Finglands buses, T68 trams and £2.40 pints on a Saturday night in Manchester

[@Jerkcurb1]

he seems like a really fun guy

[@bayoubabe6698]

Congratulations Allen🎉🎊. You’ve got this♥️

[@markyouneva7840]

I see the U.S. where I live doesn't have a monopoly on stupidity.

[@leanneferris7744]

Mark Youneva you’re absolutely RIGHT! 👁👄👁 There’s no option... just stupidity.

[@vondahe]

Stupidity is universal. White, brown, black, young, old, thin, normal, thick. It’s everywhere.

[@sarahearly4301]

@@vondahe kkíkoóóóóóóoóóóóó

[@TommyTwoYooks]

Mark Youneva people are stupid everywhere, Americans just think we are the only ones that exist

[@TachaMarques]

@@leanneferris7744 😁😁👍

[@sophielawley8520]

Benjamin Fry is an excellent therapist! His books are phenomenal, life changing!

[@heleng5253]

Allen is my favourite one. I hope he’s doing well.

[@jamnbryan1]

benjamin creeps me out..he abandons this guy in the woods and then puts him on a kayak when he knows the guy can't swim all in some grand mission to find his inner self. if he was a real doctor or therapist that would be one thing, but the guy has no doctorate or formal training and is merely a dude calling himself a "psychological coach"

[@Discombobulate453]

Benjamin definitely has mother issues. Because he tells everyone who has a spending problem that they’re angry at their mums 😂

[@sarahissersohn5495]

@@Discombobulate453to be fair, most people prob do have at least some measure of anger towards our moms, even if we also really love and appreciate them

[@suewilkinson910]

Abandoned him with at least one crew member with a camera and probably a sound guy too. So, hardly abandoned.

[@bean1077]

This looks so old fashioned now. Look at the clothes lol. I never thought the days I grew up in would look so different

[@ToND1Ne]

That drag charity event seemed like too much fun!

[@jadendover1937]

A spendaholic and cheap stake should trade lives for a day

[@alamedadanceparty]

Good idea!!

[@melissavazquez2277]

I almost started crying while watching him kayak.

[@DankMemesForAngryTeens]

How do you even get £17,000 worth of debt on £13,000 a year?

[@Petrichor134]

I’m surprised it’s not more.

[@rachel.mcgowan]

Back then banks would throw money at anyone with a half decent credit rating and a regular income. Then came the crunch.

[@exantiuse497]

Check the episode called "she thinks her debt is a joke" or something like that. It has a woman with less than 10000£ a year income and 50000£ of debt. Now THAT'S crazy

[@pauljordan4452]

@@exantiuse497 It is. Currency symbol goes before the amount.

[@stone.durfey5862]

I have something to say without even watching this...my husband died alone, a wreck of a man. Someone who made and spent loads of money in his youth...set nothing aside for his later years. Left his 4th wife and 4th known child with below poverty resources. Left a black mark behind, so no one misses him. He had the best of everything and threw it all away...just having fun...just doing what he wanted...he broke hearts and lives. And die a long rather awful death in a nursing home after doctors refused to see him anymore, because there was nothing left to help him.

[@angelastewart9497]

And we use these people as our accounting. This is why I do it my self .

[@Onurtime]

This is so old, why is this suddenly showing up in my recommended list?

[@kiely4561]

probably because the youtube algorithm is trying to tell you that you're spending to much lol

[@hanaj]

So different in the US. Unless a debt is secured (e.g. car or house) the only thing the creditors can do is sue you and/or ruin your credit. We don’t have bailiffs to can your stuff.

[@cindy-ml7vo]

Your wages can be garnished, along with your bank accounts locked, depending on the law suit. But then again, i don't think a bank will give you an unsecured loan.

[@bethechangeme2233]

All good and well until you want to buy a house and then the bank takes it off you.

[@winterweib]

So we learn Allan is 'from a very small Welsh town' Is his real name Daffyd Thomas? 😂 #Llandewi Breffi

[@allenedwards6814]

Not my real name but he did chase me out of town so he could be the only gay in the village. That's why I moved to Manchester.

[@londonshutdownl.s.d6530]

@@allenedwards6814 that's funny. I hope you are doing well now Allen I really loved watching your episode. How long did it take you to get out of your debt?

[@allenedwards6814]

@@londonshutdownl.s.d6530 It took a few years because I had to get myself out of my old habits and also work harder to earn more cash. It was worth it and I've been strong refusing credit ever since.

[@Lady_Tee15]

@@allenedwards6814 Well done!!!

[@fly89]

@@allenedwards6814 you are a good sport! glad you made it!

[@Del-Canada]

I really wish these were dated under the video or in the title. I don't watch the videos closely because I listen to them while I do other things. So I miss little details like calendars, statement dates, etc. Looks to be around 2007? 2008? We have to play the "What year was this?" game in the comments section.

[@1209c]

Del I’m guessing about 2005 by the fashion

[@timothycurnock9162]

I predict this will/was be made in 1984 or well around then is my guess.

[@JULIAN8845]

most of this series was 2002

[@meninao5916]

I’m guessing 2004/2005

[@sianypopsmith1429]

@@timothycurnock9162 2004 - not 1984! 😂

[@iBaudan]

20:52 🤣🤣🤣 I definitely gonna use that when I work and a handsome customer go in hehehehe

[@Nader_61]

My thoughts while they discussed his expenses were "Dude, you're training to be an accountant??? You're FIRED!"

[@virg0_lem0nade]

LMFAOOOO at 22:58 the mannequins highkey look like Benjamin and Jay HAHAHHAHA

[@billijomaynard8924]

After these guys help him deal with his finances, he needs a visit from Kim and Aggie. :-D

[@railwaychristina3192]

It's as if he got high once more before rehab( cold turkey week) He is an addict.

[@carolg6598]

21:50 his friend sounds like a dying pac-man

[@erindonnelly229]

Cookery school! I WANNA GO!

[@laminage]

My Cousin needs to do a show like this like yesterday. He needs to hang bad with the "Beautiful People" and I tell him all the time, it's dangerous for you to hang bad with people like that when you don't have their kind of money. He spends more than he makes, and he's terrible with his finances and he admits this. He lost his folks to a Car Accident and they never taught him lifeskill lessons, let alone money management. He's even been close to being evicted but on a wing and a prayer he was able to stay.

[@lagi-di-mana]

I wonder if those people around him are also in debt or genuinely rich

[@Joannee2003]

aww love this episode

[@LostInTardis]

Here I am, totally late to the Party (as usual) and I just want to know where I can get all the Music from this Ep in one place LOL! 😂😂

[@jackula123]

Hope he's doing well 15 years later

[@jcspider7259]

Just one hour ago, the fellow responded to one of my comments. "@jcspider I'm not in debt any more. Not an accountant either but loving life within my means now 🤪"

[@wellthatsfantasticerino5587]

I wanna see a saverholic now

[@cindy-ml7vo]

Extreme cheapskates is/was a US tv show

[@dkln888]

Benjamin and Alan shop in the same stores

[@pauljordan4452]

Benjamin has a family.

[@-Skadi.Artemisia-]

he's only 25, he hasn't had time to slow down.

[@GoddesssofMind]

He’s so adorable tho.

[@trovey02]

Why do you need to buy clothes every month?

[@andrewbrand200]

Exactly. I spent 0 dollars on clothing in 2020 and 2021. I spent 75 dollars on clothing this year 2022 (a pair of trousers, a pair of walking shoes, a t-shirt, and a part of running shoes).

[@oscarzepeda1558]

I wouldn't be surprised if Allen also was on "Booze Britain" reality type show on YT !!!!

[@Lol78209]

25?!?!? I thought he was 40!

[@LR-kj8ec]

When Experts were indeed experts and actually helped you improve

[@Nader_61]

I think he should be more concerned about people seeing him dancing than being in debt. Altgough hilarious, all of that thrashing about looked painful! That's definitely cocaine/alcohol...he needs to get that under control before he'll be able to get anything else in order. Until then...DANCE, I SAY!!! DANCE!!!

[@abe365]

All these free haircuts and free booze in pub is not sustainable. Infact he's not gonna get free drinks everytime he goes to a bar and he was given free haircut and hair products just because they were on television. These financial guides should be realistic and teach him more sustainable ways to save money, not just to satisfy their viewers.

[@jules5215]

I think the point is to know oh I cant have these things I know how I want to prioritise my money but all his friends and people around just gave in. They're just enabling they need to say no

[@cindy-ml7vo]

They did it for him, for the show, to help him out that week. That won't last.

[@pinkpotatoes9849]

Allen need not worry about the kayaking, the camera crew will see him if he drowns...

[@daithi7204]

Why did he leave his adult magazines out for them to see 3:47 😅😅

[@rachel.mcgowan]

It's not a porn mag, it's just something like Gay Times or whatever it's called

[@JD-dh7bk]

Where the people in debt because of things like car bills, pet bills,kids needs,??? And then you end up putting groceries on credit? Just me. I'm drowning in debt. I suck at managing money. And "all the rainy day" oopsy happened. I wish I could stop partying or buying clothes or whatever.. zero bought.

[@heinuchung8680]

Where is Allan now?

[@jcspider7259]

Just one hour ago, the fellow responded to one of my comments. "@jcspider I'm not in debt any more. Not an accountant either but loving life within my means now 🤪"

[@000UMBRE000]

What was that noise at 37.53? Sounded like bitty

[@bevanbuckwheatshea5520]

He needs to focus on becoming a qualified accountant and behave like a mature man not a 16 year old party animal

[@DoraWinifred]

9:39 £655 a MONTH on takeaway where tf was be eating???

[@ultraboombean]

Please upload lots of vids for the carnocalypse. Will be at home .

[@hasteeli79]

KA Suv coronapocalypse

[@beckyflower7297]

makes me miss those Class A nights out. :)

[@zoesbookchat1050]

I wonder if he continued towards living debt free and his club promotion?

[@Mikeb1001]

Posted on here that he is debt free

[@elemy123456789]

Someone help me!!!! *what's the song at **6:32**?!!!??* I feel like it's a 2000's dance classic :-p

[@mnguyendo]

Lola's theme by the Shapeshifters

[@NoNopeAndNo]

Woman expert: "Do you have any idea why we've covered your table with pasta & meatballs?" Man: You're showing off your appetiser before main course?

[@gigigarcia6954]

Why all of this videos looks like they were recorded in the earlies 2000

[@bianks22]

Because they were. These are old reruns.

[@kimberwright565]

One thing that bothers me is during cold turkey the spendaholics have a meeting with Ben. Do they have to add the cost to get to the meeting to their cold turkey or is that an exception?

[@MrJacobrabbit]

So good this was

[@hkdiva2015]

Life is beyond parties and drinking and a 13k per annum is not sufficient for social animals.

[@Alwpiano]

Should he be driving after that long night out?!

[@poptart6662012]

how many people on this show's real problem is alcoholism?

[@beaulieuc8910]

yes

[@nahadi143]

38:15 I can hear the Stewie in him.

[@brendashenda4249]

Was that 4 bags of groceries? That would be WAY more in Canada. Depending on choices, anywhere from $40 to $100!

[@rhiannonmaskell6218]

This was about 15 years ago.... it would probably be closer to £30-40 now

[@Joannee2003]

so awesome that he raised all that moeny for charity

[@mekim4232]

Live your best life Allen yay!!!!

[@gemmastaines5706]

In the early 2000’s Egg Credit cards were given to literally anybody, regardless of their ability to pay it back!!

[@JayneBond]

2000’s was the simple like now everything is 10xpmg

[@nacht_owl]

i'm 33, and was in the same boat- locked up for years, came out at 19. but he's selfish and spoiled. very self-centered and acts like he's 15, not 25.

[@WALKUREX]

Allan is hella flamboyant. Dyam.

[@vondahe]

Billy Metokur Most people of the jolly persuasion are.

[@liamaleman1761]

I love British people & British culture, However the older I get especially in British television I see how cringy it all is..

[@Lady_Tee15]

😂🤣

[@christianworthinton8000]

13,000 Pounds a year? He's making shite!

[@monny2382]

The tv show is about 15 years old.

[@kek23k]

25? Pull the other one! :P

[@vondahe]

kek23k Oh, I bet you say that to all the boys...

[@gillsteele]

And he is a trainee accountant. I wouldn't trust him with my money

[@railwaychristina3192]

Interesting he equates his life with money and lack of money with loss of life.