4 Fund Portfolio | Best Mutual Funds for 2025

[@RebeccaStallion]

Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.

[@leojack9090]

ADBE, VWINX and FSPGX are all still good buy, but what do I know I’m not a financial advisor lol

[@LucasBenjamin-hv7sk]

Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $350k.

[@lowcostfresh2266]

@@LucasBenjamin-hv7sk I’ve been worried sick about the current state of my portfolio, who is your advisor?

[@LucasBenjamin-hv7sk]

The decision on when to pick an Adviser is a very personal one. I take guidance from Rebecca Lynne Buie to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.

[@fadhshf]

Just ran an online search on her name and came across her website, pretty well educated. thank you for sharing.

[@brucehoodb]

Just sold part of my Nvidia stock to protect my profits, but I'm holding onto some for the long run because of the company's strong growth prospects. In addition, I'm thinking of expanding the variety in my $400K stock portfolio, but I'm not sure how to handle risks going forward

[@lekely4115]

I managed to grow a nest egg of around 120k to over a Million. I'm specially grateful to my Adviser Gabriel Alberto William for his expertise and exposure to different areas of the market

[@brucehoodb]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@lekely4115]

Gabriel alberto william is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

[@brucehoodb]

Thank you for the recommendation and I hope I'm able to reach him and connect

[@MelanShamaoun-co8qt]

What truly distinguishes Michael Hugh Terpin is his unwavering commitment to ethical trading practices. He places a strong emphasis on transparency, compliance, and risk management, ensuring that his clients' interests are always protected. This level of integrity is rare in the crypto space and speaks volumes about Michael's character and professionalism.

[@DzenisAlickovic]

I started working with Michael Hugh Terpin back in March, and my financial goals have never been clearer. It's like having a strategic partner for my money with a solid track record.

[@DzenisAlickovic]

He is actively on telegrams always

[@DzenisAlickovic]

*@michaeltpintrades*

[@AntonioPetrovic-ce3gb]

You can make a lot of money from the market regardless of what occurs, whether it strengthens or crashes. The key is to be well positioned, and that's what matters most.

[@TomislavMikulic-rx8or]

Great content and I thank you for breaking it down!! Even in the current crypt dip, 'm happy I can smile back at my portfolio of $56,700 made from my weekly trade within a short period

[@gingerkilkus]

I see the rising interest rate as a very big problem, as more investors will definitely pull out more money from the Stock market. This might have worked when I was still invest-ing with a couple thousand dollars, but it is more difficult now to decide whether to pull out more than $365k from my port-folio. I know some investors still make that despite the strong bear market. In wish I could pull that feat

[@CharlesArthur-fq5sx]

I think the whole thing about holding stocks for long term will always apply. So I think you should get a quality broker who is able to analyze and pick stocks that will do well in the long term, else you will be in a long bear ride.

[@williamDonaldson432]

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a broker, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

[@foreverlaura-fq4eu]

@@williamDonaldson432 This sound interesting. I’m not really one to use pro analysts, but I guess it would not hurt to try one. My portfolio is in the red waters right now

[@foreverlaura-fq4eu]

This sound interesting. I’m not really one to use pro analysts, but I guess it would not hurt to try one. My portfolio is in the red waters right now

[@williamDonaldson432]

Annette Marie Holt is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@dorairajk]

A very useful video to understand and practice SIPs not only for beginners, but also helps those who have invested already. This concept provides peace of mind during volatile times and avoids unnecessary problems to chase alpha

[@karthikrangappa6417]

Thanks, happy you liked it :)

[@ManishPatel-zj8nv]

​​@@karthikrangappa6417 What about momentum midcap 50 index fund vs 150 midcap index fund?

[@yellenaresh5542]

Simple and Best strategy to invest. I bet this is the best advise.

[@karthikrangappa6417]

Thank you!

[@karaikudiselvaraj]

❤Thanks my Great Tutor/Mentor.. Mr.Rangappa sir..Thanks❤

[@krishnamoorthyselvakumar2215]

ICICI Multi asset fund best suited to this strategy and CEO Mr. SANKARAN NAREN efficiently managing this fund for more than a decade.

[@madmax7895]

My suggestions: 1. Nifty largemidcap 250 index fund 2. Nifty 200 momentum 30 index fund 3. flexicap - parag parikh 4. Quant small cap Invest and thank me later after a year 😅

[@jishnu18]

No Thanks

[@ajithpr4909]

😂​@@jishnu18

[@rkk50]

@@madmax7895 . 3 . Can be quant flexicap

[@ashishtiwaripundit]

Most of the mutual funds failed to track the index. So there is no authenticity how these funds are utilising our money.

[@anupbisoyi]

Good selection of funds

[@nischalreddy27]

Hi, Nifty 50 index fund, Midcap index fund, small cap index fund, health care fund. This is my opinion. Instead of investing in Gold funds I suggest buying gold in grams and preserving it monthly wise.

[@karthikrangappa6417]

I've never been a fan of sectoral fund, so wont suggest that, especially for beginners.

[@ashishtiwaripundit]

How buying physical gold is beneficial. Kindly spark some light

[@nischalreddy27]

@@ashishtiwaripundit I mean my perspective to buy a physical gold is merely to have 24 carets in hand all the time. Day to day gold prices are also increasing. When you want to buy an ornament this 24 carets in the form of grams will help you to buy for a reasonable price since the rate may vary and going downtrend physical gold rate is very rare.

[@bhajraj_]

@@nischalreddy27but gold fund also follows physical gold price right?

[@abhijitkulkarni3216]

I have one Midcap , nifty next 50, small cal and ELSS is it good for long term?

[@mohamedjunaid6191]

Hello sir, Can we opt for a single fund like the Nifty Largemidcap 250 index fund instead of holding both nifty 50 and midcap index fund?

[@sudhishnair8414]

Simple and informative video! It would be great if you could create one on direct bond investments vs. bond mutual funds, as there’s limited content on this topic. With platforms like Wint and GoldenPI making bond investments with 10%+ returns accessible, expectations from bonds are rising to match those of equities. A video on this would be valuable since most discussions currently focus only on equity funds or direct equity investments. Thanks!

[@melvinsebastian1318]

Simple way of investing. Valid content❤

[@sagarvispute]

Hi Karthik, first I would like to thank you and your team for such wonderful videos for new bees. How in case if someone has certain X amount at age of 40 want to put as lumpsum, still should go with same allocation as you mentioned?

[@willieseveres8073]

Good Video. Well explained. I am a beginner of MF.

[@tradingmilestone786]

Please include the consolidated daily p&l feature in coin.

[@dhanunjaya_07]

In which fund can i park the extra amount which i got left at the end of the month after all expenses of that month, instead of keeping it in savings account?

[@divyakumars205]

Start SIP (mutual fund)sir paying it every month as RD how we pay in bank with fix amount but make sure not redeeming within a year if that some expence charges will be deducted asper my knowledge

[@dhanunjaya_07]

Yeah, i meant which type of mutual funds is suitable for this. ​@@divyakumars205

[@Sathish-manchiryal]

Thank you sir & team members 💐🙏

[@pranjalahluwalia9115]

this is helpful. quick commentary on arbitage, hybrid, multi fund where does it fall under which category?

[@karthikrangappa6417]

Arb funds in my opinion is a great way to manage your liquid funds. But that's a separate topic, wanted to keep this simple and to the point :)

[@abhijitkulkarni3216]

I have one Midcap , nifty next 50, small cal and ELSS is it good for long term?

[@pinkygoodgirl3040]

what's your view on this framework 1.Nifty large midcap 250 index - 40% 2. Balanced Advantage Fund/Multi-Asset Fund - 30% 3. Debt Fund/Gilt Fund - 30%

[@karthikrangappa6417]

Hey this is good too. Its just that there is lesser work to do with ndex funds, so easy to get started for beginners :)

[@kaushik-wealth-wellness-coach]

evrybody needs to tweek it as per own requirements. But maintain the large framework.

[@Adoshdixit]

Index midcap or even you can go for Index smallcap funds

[@rahulkonda2492]

Great content!❤

[@coolmanu55]

when the market is down in the current scenario - can I invest lumpsum in MF ? or should I buy stocks ?

[@Guiding100]

Why not smallcap when my time horizon is 15 years?

[@08pkz]

Amazing insights! So good to learn from you❤

[@karthikrangappa6417]

Thanks Pulkit :)

[@VijayT-yu1bx]

Nice video for beginners

[@samfisher774]

Even for a beginner pls do not suggest bond funds as there many pitfalls as stated below: 1) Fees: Bond funds charge management fees and other expenses that can eat into your returns. 2) No Maturity Date: While individual bonds have a fixed maturity date, bond funds do not, which can lead to more interest rate risk over time. 3) Price Fluctuations: The value of bond funds can fluctuate daily based on market conditions, while individual bonds can be held to maturity for a known return.

[@mukunda9g]

1. Nifty 50 value 20 instead of Nifty 50 2. Nifty 200 momentum 30 / Nifty alpha 50/ Nifty 500 momentum 50 instead of midcap fund 3. Nasdaq 100 (MON 100) 4. gold fund till age 45, after 45 include a debt fund.

[@karthikrangappa6417]

Nice :)

[@melvinsebastian1318]

Exactly❤ but after 45 reduce equity and add more debt

[@RivanmiddleeastRiv]

Instead of gold funds why should not choose silver funds?

[@mePrafull]

Thank you!

[@ambadasvijaykumar5353]

How about broader market nifty 500 index fund ? It gives exposure to all 500 co's

[@sridharbadgal564]

Large and midcap 250 index will be fine instead of having separate large and midcap index??? One fund is enough for equity fund

[@kdk342]

Proportion will be different

[@madmax7895]

Yes it's enough

[@jishnu18]

Huge tracking error

[@manishbhaskar205]

⁠how much

[@nobuffer-indef]

too much exposure to midcap

[@samosamafia]

Strategic Index funds are also low cost and tend to give better returns over the long term.

[@kw9494]

Right now, the inverse correlation between Gold and Equities is not working. Both are racing ahead.

[@Science_And_Technology_]

i am invest 1. Nifty 500 momentum 50 index & 2. nifty Alpha 50 index & 3. Nifty 500 momentum quality 50 index & 4. ICICI multi asset fund .... good or bad mutual fund sir .........

[@ben4wisdom]

How is nifty next 50 for the index fund. I have been invested in nifty 50 for the last 6 years and accumulated good amount in nifty 50 already.

[@ManojAP]

Silver ETFS can be helpful for diversification, I think

[@bhaskar98]

Could you please make a video on how can an OCI card holder invest in Direct Mutual Funds from abroad?

[@MovieCorner]

Speak to my broker 🤠

[@PratapReddy-oc3gr]

Great video. Thanks I have couple question - 1. if investing for long term 20+ yrs do we really need to or mandatory to include debt funds right start from the investing journey?? 2. Also debt funds are for shorter duration rite. If suppose if i invest in short duration debt fund and later change plans of not to withdraw still can i hold that debt fund as long as i can for 10yrs too? I.e equity we can hold for so so so many years then debt also can we hold for so many years if we choose any short duration fund as plans change

[@ashutoshlive]

Is it better to keep nifty next 50 in the place of nifty midcap index

[@mannuable]

Why not nifty total market index fund? It has exposure to large mid and small cap?

[@karthikrangappa6417]

Not a fan of total makret fund, it has a lot more than large and mid cap stocks in it that I'd not like in a portfolio.

[@divyakumars205]

I was said by my friend in trading or mutual fund if we continued for long years and gain more profit the more tax you would be deducted is it right sir?

[@yaqooty2k]

Is it ok to invest in small Aum index fund like edelweiss next 50? Aum is only 63 cr

[@reshadroy3141]

why not investing in active fund like mid cap and small cap over index fund.

[@spselvam1983]

Dear Bro. 4 fund Portfolio setup beginners in Tamil language please

[@narasimha222]

Thank you sir 🙏

[@SanketikMayajal]

Sir, I have booked a good profit with the bull rally till last week. Hence I have a significant lumpsum amount available for the investment. Please advise on the approach to invest the lumpsum amount. Should it remain in cash till SIP takes it or there are better ways?

[@Kumar-zx8mj]

Liquid fund is the right choice

[@rkk50]

Please go wit zerodha largemidcap 250 index fund

[@manishbhaskar205]

Edelweiss hving lesser expense ratio

[@jishnu18]

high tracking error. ICICI is better

[@rkk50]

@@jishnu18 only we hv 2 funds in this category .. 1. Edelweiss Nifity largemidcap 250 2. Zerodha nifity largemidacp 250

[@rkk50]

@@jishnu18 In this category we have only 2 fund 1. Edelweiss nifity largemid cap 250 index fund 2. Zerodha nifity largemid cap 250 index fund

[@nobuffer-indef]

large mid not worth it,too much mid cap

[@palakurthybadrieshwar9999]

As a beginner how much percentage of my portfolio should contain debt funds investment?

[@divyakumars205]

20% would be better for debt fund investment

[@v_srini]

Thanks

[@baderafoodingz]

Why not small caps sir?

[@karthikrangappa6417]

Not a fan, too much volatility. I prefer visibility on risk over returns :)

[@daveamol17]

Index funds on small caps are not efficient at all. These funds work better if actively managed. Also as the previous comment said, the volatility causes new investors to worry

[@Tans-xr6iv]

Instead of midcap index we can have nifty next 50 index

[@makneogiworld8997]

Pattu?

[@bongtravelcouple]

Nifty 50 Flop 😂 Nifty Next 50 Awesome 👍🏻

[@kwondo_22_mars]

​@@makneogiworld8997absolutely legend pattu only...

[@kwondo_22_mars]

Yes definitely

[@izukumidoria6139]

I thought of having small cap ....

[@radhikanaik1548]

गुड विडिओ

[@srikanthsriram8033]

A small portion of small cap is needed. So small that you are willing to loose

[@balajikamalesh3338]

Whats the difference between flexicap and multicap funds?

[@varsitybyzerodha]

The main difference between flexi-cap and multi-cap funds is how they allocate their investments across market caps. Flexi-cap funds offer fund managers the flexibility to choose stocks across all market capitalisation, without any restrictions. On the other hand, multi-cap funds are required to maintain a balanced allocation, investing a minimum of 25% each in large-cap, mid-cap, and small-cap stocks.

[@divyansh495]

@@varsitybyzerodha IS FLEXI CAP ARE BEST FUND

[@TruthTeller213]

Your just telling HDFC balanced advantage fund differently

[@spselvam1983]

Dear Bro. I want to invest 10 lakhs can you arrange Tamil speaking persons in Zerodha VARSITY.

[@gururajmyalpur6170]

They will help with kannada

[@ProfessorJack_IIM]

All these newbies crying saying "Small cap funds " lol Wait till you see your small-cap fund giving you 4 years of negative returns lol

[@akshathajd]

❤

[@priyankadubey5227]

Thoda Hindi bol le

[@bongtravelcouple]

Nifty 50 Flop 😂 Nifty Next 50 Awesome 👍🏻