5 Best Credit Cards for 2022

  Рет қаралды 29,033

Daniel Iles

Daniel Iles

Күн бұрын

These are the best credit cards you can have in 2022!
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Whether you want to improve your credit score 100 points in a single week. Use credit to buy over a million dollars of real estate even if you are broke, or just get hundreds of dollars in cash back every month, you are going to need credit cards and I was able to get my hands on the 5 best credit cards of 2022.
Starting with the first credit card, the most hated credit card on this list.
The Apple Card
You are going to need a credit score in the mid 600s to get this card but plenty of people with good credit scores have gotten denied for this card so it’s definitely not the easiest one to get out of these 5 cards.
It has no annual fee and a great app interface that actually encourages you NOT to pay interest. Where all other credit cards have confusing statements and make their interest/fee structures confusing apple has done the opposite and created, in my opinion the best app interface for someone trying to figure out their first credit card.
But for those that want to save money and maximize value, the only place it really makes sense to use is at the apple store.
Which in comparison to this next card makes this card almost worthless.
This is one of the most simple, and best overall credit cards ever made. It has no annual fee, gives you 1.5% cash back on every purchase, 3% on restaurants and drugstores, and a $200 signup bonus.
Next is the luxury credit card of this top 5 and it definitely is priced like one. It has a $550 annual fee, but, most people won’t end up paying this.
Since Chase offers a $300 travel credit that can be used on almost anything travel related, from plane seat upgrades, to parking passes and everything in between. This immediately drops the effective annual fee to $250.
This card also has $280 worth of credit between Peleton, doordash and global entry. For myself the annual fee is almost completely offset by these credit every year.
If at any point you stop traveling you can also downgrade this card to a no annual fee chase card.
On top of that this card comes with a free membership to priority pass. So if you are traveling you can get some free food and drinks, fast wifi and a nice place to relax at the airport.
But the reason this card has always been considered one of the best credit cards out there is because it makes all of your other chase points more valuable.
So it effectively makes the last card not just a 1.5% cash back card but rather 2.25% cash back, putting it just a notch above almost every other credit card out there promising cash back on everything.
The next card gives you a $200 sign up bonus, free money for getting the card and using it on $500 worth of purchases in the first 3 months.
And the last card on this list is only available for customers who have an eligible Amazon Prime Membership, and the card itself has absolutely NO ANNUAL FEE, so it’s totally free to get and keep.
With this card, you’re going to be getting 5% cash back on ALL Amazon and Whole Foods purchases, you’ll get 2% back at restaurants, gas stations, and drugstores…and then 1% cash back on everything else.
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None of this is meant to be construed as investment advice, it's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.

Пікірлер: 51
@d_carter7821
@d_carter7821 2 жыл бұрын
Great video! I think the CSR is really underrated. Combining my points from my other chase cards gets me thousands in free travel!
@callmeNeno
@callmeNeno 2 жыл бұрын
Thank you for the transparency
@vidayrmanu3152
@vidayrmanu3152 2 жыл бұрын
This guy has pure content
@maritestaylor8458
@maritestaylor8458 2 жыл бұрын
Thank You fab information.
@WrestlingWithFinance
@WrestlingWithFinance 2 жыл бұрын
Wow, this guy has some excellent video editing skills! subbed!
@azan-183
@azan-183 2 жыл бұрын
Very interesting! I love my Apple Card because most places I go accept Apple Pay, and as a student, basically all other student cards don't have 2% back on all purchases. I have the Chase Freedom Student but I don't find much use for it so I'll probs product change it to another Chase card. I also have the Discover Cash Back and BofA Travel cards which I like a lot, and I recently got the Amex Green to replace my Blue by Amex. Do you have any other card suggestions?
@DanielIles
@DanielIles 2 жыл бұрын
I would try to move to one system, chase, Amex or Citi. Having all your rewards in different places makes it hard to use them
@koffewalker8012
@koffewalker8012 2 жыл бұрын
I appreciate you man thanks so much for the CCC *Fundslurd* 💯🔥
@DemetriusOnTheMove
@DemetriusOnTheMove 2 жыл бұрын
Niiiiiiiiiice Video. You just earned a NEW SUB
@nevimmmm85
@nevimmmm85 Ай бұрын
would you try revolut cards? thanks
@presidenthotsauce
@presidenthotsauce Жыл бұрын
Hi Daniel could you please tell us the pros and cons of having an Amex card. Thank you.
@jaimealvar9508
@jaimealvar9508 2 жыл бұрын
What is your opinion on the discovery credit cards?
@mutantraze3681
@mutantraze3681 2 жыл бұрын
Ngl after getting charged 65$ for two late fees that were ONE day late and couldn’t be waived, apple is looking perty nice. Also the card looks sick
@orinahari8373
@orinahari8373 Жыл бұрын
Hi Daniel, is the advice you give in this video (and others) effective worldwide or just in America?
@diamondwarrior420
@diamondwarrior420 Жыл бұрын
A lot of these cards are world wide with no foren transaction fee from I know the reserved
@temporaldeicide9558
@temporaldeicide9558 2 жыл бұрын
I know this isn't the place for ask but I'm from Australia and I don't think we have Roth IRA or other financial services that Americans have, so if anybody knows what I should do... What should I do?
@jesuspersonalaccount2031
@jesuspersonalaccount2031 2 жыл бұрын
I am currently a college student and am wonder which credit cards would be the best??
@micolangello796
@micolangello796 2 жыл бұрын
Great video. Your "linked" boosting credit video at the end is'nt linked. At least on mobile.. Might want to throw it in the comments.
@DanielIles
@DanielIles 2 жыл бұрын
Hey sorry about that! Got it up now :)
@travis7275
@travis7275 2 жыл бұрын
Hey Daniel, love the videos. I'm in the market for a good travel card (I have no loyalty to any specific airline as I am usually looking for the best price) Is the Chase Sapphire Preferred best for someone like me? Credit score is low/mid 700s but wouldn't be applying until I need to book a euro trip in the spring.
@DanielIles
@DanielIles 2 жыл бұрын
Yes, absolutely! If you wanted to spend a bit more $$ the amex platinum could probably offer a better sign up bonus after moving the MR to a travel partner like Detla though.
@travis7275
@travis7275 2 жыл бұрын
@@DanielIles Awesome thank you!
@lase2864
@lase2864 2 жыл бұрын
Do not flirt with my danny wanny.
@lovelyejt
@lovelyejt 2 жыл бұрын
How about CSP?
@miguelcedillo5015
@miguelcedillo5015 2 жыл бұрын
I saw that the Apple card had 3% back at the Apple Store but I just bought a MacBook from Apple on Amazon with my Amazon Card and got 5% back instead.
@crvoltagel3745
@crvoltagel3745 2 жыл бұрын
To say capital one is crap. While recommending the apple card shows blatant bias. Capital one literally gets the same 3 percent back.
@blom5450
@blom5450 2 жыл бұрын
Second
@andrewdauterive5877
@andrewdauterive5877 Жыл бұрын
You have disappointed besos
@deheernijsters1411
@deheernijsters1411 2 жыл бұрын
First
@deheernijsters1411
@deheernijsters1411 2 жыл бұрын
Idk why i did why i did but i did
@blom5450
@blom5450 2 жыл бұрын
Second
@DanielIles
@DanielIles 2 жыл бұрын
You're a quick one
@moralesyoung2679
@moralesyoung2679 2 жыл бұрын
OMG, EXACTLY WHAT I NEEDED ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- i got my Credit Card Approved from HACKERDANE@YAHOO. COM
@thomashiram2279
@thomashiram2279 2 жыл бұрын
The best-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- I'm in California, I bought a vehicle, but in my shopping I had 12 hard inquiries done in a one month period, I have heard (and I can't remember where) that in Ca. if you BUY a vehicle within 30 days of the first inquiry that any inquiries within that 30 day period would be combined into ONE inquiry. But this has not been changed on my reports which is giving me headache along side collections, charge offs & tax liens but few weeks ago I read about CREDIT SCORE from an article created from 2019 by a UK blogger. They didn't only delete all negative items that's giving me headache, they also raise by score by 265 pts in under 3 weeks using these organisation dane on WhatsApp + 1 971 274 0192
@emeryivan4805
@emeryivan4805 2 жыл бұрын
Thank you for the video!--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a fire in me and learning from and using 🧊Hackerdane@yahoo. com 🧊
@koffewalker8012
@koffewalker8012 2 жыл бұрын
I appreciate you man thanks so much for the CCC *Fundslurd* 💯🔥
@moralesyoung2679
@moralesyoung2679 2 жыл бұрын
OMG, EXACTLY WHAT I NEEDED ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- i got my Credit Card Approved from HACKERDANE@YAHOO. COM
@thomashiram2279
@thomashiram2279 2 жыл бұрын
The best-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- I'm in California, I bought a vehicle, but in my shopping I had 12 hard inquiries done in a one month period, I have heard (and I can't remember where) that in Ca. if you BUY a vehicle within 30 days of the first inquiry that any inquiries within that 30 day period would be combined into ONE inquiry. But this has not been changed on my reports which is giving me headache along side collections, charge offs & tax liens but few weeks ago I read about CREDIT SCORE from an article created from 2019 by a UK blogger. They didn't only delete all negative items that's giving me headache, they also raise by score by 265 pts in under 3 weeks using these organisation dane on WhatsApp + 1 971 274 0192
@emeryivan4805
@emeryivan4805 2 жыл бұрын
Thank you for the video!--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a fire in me and learning from and using 🧊Hackerdane@yahoo. com 🧊
@moralesyoung2679
@moralesyoung2679 2 жыл бұрын
OMG, EXACTLY WHAT I NEEDED ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- i got my Credit Card Approved from HACKERDANE@YAHOO. COM
@moralesyoung2679
@moralesyoung2679 2 жыл бұрын
OMG, EXACTLY WHAT I NEEDED ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- i got my Credit Card Approved from HACKERDANE@YAHOO. COM
@moralesyoung2679
@moralesyoung2679 2 жыл бұрын
OMG, EXACTLY WHAT I NEEDED ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- i got my Credit Card Approved from HACKERDANE@YAHOO. COM
@thomashiram2279
@thomashiram2279 2 жыл бұрын
The best-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- I'm in California, I bought a vehicle, but in my shopping I had 12 hard inquiries done in a one month period, I have heard (and I can't remember where) that in Ca. if you BUY a vehicle within 30 days of the first inquiry that any inquiries within that 30 day period would be combined into ONE inquiry. But this has not been changed on my reports which is giving me headache along side collections, charge offs & tax liens but few weeks ago I read about CREDIT SCORE from an article created from 2019 by a UK blogger. They didn't only delete all negative items that's giving me headache, they also raise by score by 265 pts in under 3 weeks using these organisation dane on WhatsApp + 1 971 274 0192
@thomashiram2279
@thomashiram2279 2 жыл бұрын
The best-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- I'm in California, I bought a vehicle, but in my shopping I had 12 hard inquiries done in a one month period, I have heard (and I can't remember where) that in Ca. if you BUY a vehicle within 30 days of the first inquiry that any inquiries within that 30 day period would be combined into ONE inquiry. But this has not been changed on my reports which is giving me headache along side collections, charge offs & tax liens but few weeks ago I read about CREDIT SCORE from an article created from 2019 by a UK blogger. They didn't only delete all negative items that's giving me headache, they also raise by score by 265 pts in under 3 weeks using these organisation dane on WhatsApp + 1 971 274 0192
@emeryivan4805
@emeryivan4805 2 жыл бұрын
Thank you for the video!--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a fire in me and learning from and using 🧊Hackerdane@yahoo. com 🧊
@thomashiram2279
@thomashiram2279 2 жыл бұрын
The best-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- I'm in California, I bought a vehicle, but in my shopping I had 12 hard inquiries done in a one month period, I have heard (and I can't remember where) that in Ca. if you BUY a vehicle within 30 days of the first inquiry that any inquiries within that 30 day period would be combined into ONE inquiry. But this has not been changed on my reports which is giving me headache along side collections, charge offs & tax liens but few weeks ago I read about CREDIT SCORE from an article created from 2019 by a UK blogger. They didn't only delete all negative items that's giving me headache, they also raise by score by 265 pts in under 3 weeks using these organisation dane on WhatsApp + 1 971 274 0192
@emeryivan4805
@emeryivan4805 2 жыл бұрын
Thank you for the video!--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a fire in me and learning from and using 🧊Hackerdane@yahoo. com 🧊
@emeryivan4805
@emeryivan4805 2 жыл бұрын
Thank you for the video!--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a fire in me and learning from and using 🧊Hackerdane@yahoo. com 🧊
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