The 7 BEST Credit Cards of 2024

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Daniel Braun

Daniel Braun

Күн бұрын

Пікірлер: 240
@ohcrapitsxfox
@ohcrapitsxfox 5 ай бұрын
Little secret. if I’m not mistaken, if you pay your phone bill with the Venture X, because it’s a Visa Infinite card, you can get your phone insurance in case it’s damaged or stolen!
@Aguynearu
@Aguynearu 5 ай бұрын
i thought thats only with master cards?
@Saracen93
@Saracen93 5 ай бұрын
I wonder why t-mobile stopped accepting auto-pay from credit cards. 🤔
@alexbarry8133
@alexbarry8133 5 ай бұрын
@@AguynearuVENTURE X is a Mastercard
@longjonsilvers802
@longjonsilvers802 5 ай бұрын
Only in the US or anywhere?
@matthewremache667
@matthewremache667 5 ай бұрын
@@alexbarry8133it’s a visa
@volkswagen4866
@volkswagen4866 5 ай бұрын
Wells Fargo Autograph, no annual fee with 3% on Restaurants, Gas, Travel, Streaming, Transit with no Foreign transaction fees is on my list.
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
I think that’s a very good card as well! The only thing holding it back is the lack of more transfer partners with WF Auto Journey right now. But for a no annual fee card, the Autograph is very good as well. Was very close to making this list for me
@jesusgarcia-xj2mz
@jesusgarcia-xj2mz 4 ай бұрын
⁠​⁠@@Daniel_BraunI’m not familiar with what you mean transfer partner? Do you for those who want to travel?
@Adiscretefirm
@Adiscretefirm 4 ай бұрын
​@@jesusgarcia-xj2mz most high annual fee cards let you convert their points or miles into points in airline or hotel specific loyalty programs. For instance you can book a United flight in the Chase portal with Chase points or send Chase points to your United loyalty account and book the flight in the United website. You can usually get more value the second way, especially on foreign flights in good seats. The difference between cash(or Chase points) between first and economy might be 10 to 1, but with United miles only 5 to 1 for example
@MikeBA10
@MikeBA10 3 ай бұрын
But it's Wells Fargo
@Adiscretefirm
@Adiscretefirm 3 ай бұрын
@@MikeBA10 who have given me no problems, have branches and ATM everywhere and have always had a decent mobile app. I went with them years ago when they were the first big bank to accept cash and check deposits at their ATM and that was really convenient for a night shift, tip earning college student and they haven't done anything to make me regret that. Did you have a bad experience? Or are you going to try to convince me that 1.5x is better than 2x and I need the Freedom Unlimited?
@mikeanania9245
@mikeanania9245 5 ай бұрын
Nice review I also would include: AAA Daily advantage - 5% groceries, 3% warehouses (Costco), 3% Drug stores AAA Travel Advantage - 5% gas, 3% restaurants, 3% drug stores US Bank Custom Cash - I use it for Utilities and Internet at 5%
@navyvet05
@navyvet05 5 ай бұрын
That US Bank card is called the cash + not custom cash. Unless they have a different version of the same card. Its great for utilities/phone/internet/streaming.
@fabreze7560
@fabreze7560 5 ай бұрын
I love that you consistently make these updated videos. Things change all the time and it’s great to see a video that gives you everything all at once.
@KevDaPirate
@KevDaPirate 5 ай бұрын
Just got approved for Chase sapphire preferred last month and got approved for freedom flex yesterday!! Finally completed my chase trifecta!!! Great vid Dan
@Olafdaschneemann
@Olafdaschneemann 4 ай бұрын
What was your third card? The Unlimited? Should've gone for the Business Cash....the .05 benefit over the flex/Preferred is negligible and what these panderers want you to do
@KevDaPirate
@KevDaPirate 4 ай бұрын
@@Olafdaschneemanneh don’t matter ima get the business ink preferred next month for that nice welcome bonus 😊
@iFrankie.
@iFrankie. 2 ай бұрын
Is it worth getting the trifecta or a duo? I’m debating between freedom flex or freedom unlimited
@leovrivera
@leovrivera Ай бұрын
If you still havent gotten one get the flex its better imo. Coming from a guy with an unlimted. I find i use my discover it and venture x more (FU) was my first card​@@iFrankie.
@rubalcava7055J
@rubalcava7055J 5 ай бұрын
Always looking forward to the next video! Thank you man
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
Thanks so much! We’ve got some good videos coming out soon!
@THRetroGamer700
@THRetroGamer700 5 ай бұрын
Would love to see a breakdown of the Chase Points again to see what we can use it them on to max the value. I'm interested in the Hotels in particular, so would love to see how you would plan to use the points for hotel stays and how cost effective it is using the Chase Points vs a regular booking
@sahilpatel5298
@sahilpatel5298 5 ай бұрын
Wow Daniel, the video quality, the little clean transitions of the credit cards, and of course quality of the video, I’m becoming a fan glad I subscribed!! Thanks 🙏🏾
@maxmaxed2887
@maxmaxed2887 2 ай бұрын
Wow that Capital One stuff is POWERFUL. I think I'll be ditching Amex Gold
@deveng7766
@deveng7766 21 күн бұрын
Yea me too
@druiz012
@druiz012 5 ай бұрын
I love how you put Chase cards as honorable mention. They have so much mind share and when youtubers do polls to have viewers rank cards Chase ALWAYS wins. With Wells Fargo, C1, and Citi stepping their CC game up maybe they capture more mind share and Chase has to step their multiplier game up.... 😅 wishful thinking. Thanks for the Vid Daniel and Congrats on the wedding!
@randomaccount9212
@randomaccount9212 5 ай бұрын
His referral bonus tho :(
@LeavingtheHamsterWheel
@LeavingtheHamsterWheel 5 ай бұрын
My husband and I have the Savor One. Love the perks!
@M.ark.G
@M.ark.G 4 ай бұрын
Is this better than the quicksilver card? I have that one currently, and was thinking of that one or Venture card next
@LeavingtheHamsterWheel
@LeavingtheHamsterWheel 4 ай бұрын
@@M.ark.G we have both. We use the Savor card for groceries because the cash back is 3% and the Quicksilver card is good for 1.5% on any purchase. They both have additional special perks that vary by the month
@mikee4375
@mikee4375 5 ай бұрын
Hey Daniel, you mention Hyatt a lot in your videos in regards to it being a chase travel partner. Can you make a video on some Hyatt hotels you would highly recommend staying at?
@runforrestrun2428
@runforrestrun2428 5 ай бұрын
I live in socal and these are my recommendations. Grand Hyatt San Diego. Mission pacific at Oceanside, Alia resort at Encinitas, the Shay at Hollywood. These are just some of the places I have stayed at. I also did a trip to Cancun at secrets impression moxche which was beautiful and luxurious
@ashutoshprakash1193
@ashutoshprakash1193 3 ай бұрын
How is the customer service of venture x vs amex vs sapphire? Is venture x worth it?
@johnmckinstry6057
@johnmckinstry6057 5 ай бұрын
Those are all great cards, Daniel. I have all three of the cards in the Chase tri-fecta that you mentioned in the video as well as the Capital One SavorOne and the Citi Custom Cash. A few cards that I would have included at best credit cards are the U.S. Bank Altitude Reserve, the U.S. Bank Cash+, and the Wells Fargo Autograph cards. By the way, I like the Penn State mug that you have in the video right beside you! I have a few Penn State mugs myself!
@AntonWilkins94
@AntonWilkins94 5 ай бұрын
Congrats on the wedding!!! Great video as always!
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
Thanks so much! The wedding was awesome so very much appreciated!
@zouzoubouzouzou
@zouzoubouzouzou 2 ай бұрын
I think one of the best cards that's almost always overlooked by people, is the US bank/elan financial max cash card. 5% back on $2000 per quarter on 2 categories you choose.
@AgentOfLogos
@AgentOfLogos 5 ай бұрын
I have a credit score of over 800, make a great salary and applied for citi double cash and custom cash at the same time. Got denied for custom cash. Going to call for a reconsider because I have no clue why I would be denied
@slickbill9488
@slickbill9488 5 ай бұрын
Citi is really picky with to many hard pulls on your credit
@jamesyu613
@jamesyu613 5 ай бұрын
I use my citi cc just for groceries and my CSP for dining unless CF has there 5% categories. and my active cash or my CFU as my catch all card
@nMeScArZz
@nMeScArZz 5 ай бұрын
Hear me out, what if cap1 made the savor 1 or 95 af savor (4x on same catergories minus groceries, which is lowkey really good especially when comparing it to the Amex gold) come with transfer partners kinda how wells made the autograph? Then you can run it with the quicksilver for a decent no af hybrid travel and cash back set up. They’d be competing with wells with their recently launched new card lines. All we need now is for Chase to refresh their cards.
@ZeusAdvocate
@ZeusAdvocate 5 ай бұрын
Bruh the Chase Reserve is highly underrated I love this thing. Makes my yearly trip to Africa such a breeze considering it takes me 2 days to get there
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
Agreed, I like the CSR as well which is why I switched to it from the CSP earlier this year. I still think that for most people the CSP is slightly more appealing because the annual fee is so much less, but I think everyone should have at least 1 Sapphire card depending on what fits their situation best
@TJa824
@TJa824 5 ай бұрын
​@@Daniel_Braun I would get the annual fees waived. Should I still start out with the CSP or jump straight to the CSR?
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
@@TJa824 if annual fees are waived with active duty military or something like that, then definitely CSR
@lilteerex
@lilteerex 2 ай бұрын
how does it make your trip easier? I’m going to capetown in april
@ZeusAdvocate
@ZeusAdvocate 2 ай бұрын
@@lilteerex well first is the priority pass since I have an absurd amount of layover I just chill by the lounges. Throughout the year all my spending it’s on my cards with the Chase trifecta I accumulate points quite easy I use the 1.50 redemption for the reserve to book the flight costing me way less and is a habit once I’m in Windhoek for my baggage to be delayed or a flight to be delayed so they go ahead and reimburse me an amount once I make the claim. Being that is a visa I use it with ease overseas my Amex is a pain to use in Africa
@josereinoso926
@josereinoso926 5 ай бұрын
Litlle tip iif you have the Savor one from capital one and upgrade it to the Venture ( regular one) they will keep the no annual fee..
@Daniel-oy6zf
@Daniel-oy6zf 2 ай бұрын
really? how do you know this?
@emelynsanz9530
@emelynsanz9530 5 ай бұрын
Pls make a video about the southwest companion pass. There’s an offer rn with the Southwest card for 85k points! Please and thank you 🙏🏼 I love your videos, you explain everything so well!
@TheGamingDead14
@TheGamingDead14 3 ай бұрын
Right now I have AMEX Blue Preferred Discover IT & Discover IT Student Capital one quick silver Honestly stuck on which one should be my next
@joshuameier6030
@joshuameier6030 5 ай бұрын
Congrats on the wedding, and great list! Only thing I would’ve added is US bank altitude reserve. High annual fee, but by far the best one and done credit card you can get imo
@Kauffman578
@Kauffman578 4 ай бұрын
Why
@imoffhenny4816
@imoffhenny4816 3 ай бұрын
Would love to get your opinion on carrying both a hotel card (Marriott) and a travel card (venture X). Is it worth it or not? Find myself debating between booking through capital one portal for the 10x points, or booking through Marriott for the Marriott points
@iunnor
@iunnor 5 ай бұрын
The quarter categories for the Freedom Flex sometimes stacks. Since the card current has %5 cash back on restaurants for its Q2 category. And the card already has an intrinsic 3% cash back year round. You get 8% back for restaurants in quarter 2 instead.
@SOXGATORS
@SOXGATORS 5 ай бұрын
Congratulations on the wedding!!
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
Thank you so much!! So glad that I can finally say “my wife” instead of “my fiancée” in my videos now haha
@DannyMartin3z
@DannyMartin3z 5 ай бұрын
Just wondering what should people with short credit histories do? How long I’m between a new card? If you have a thin file should you add an installment payment to increase mix? I want to add a SSL and a second card but my History is only 1.5 years. My scores are 704 TransUnion and 761 and 770 adding new trade account is going to ding any age. Will the mix of accounts and higher credit limits gains offset avg length ding? How long would it take to offset?
@Dyztopia-
@Dyztopia- 4 ай бұрын
You should be fine I got my first credit card almost 2 years ago then applied for a chase credit card mid last year
@allanx2010
@allanx2010 5 ай бұрын
Navy federal credit union More rewards Amex card pair with the flagship card is king.
@angelgregio
@angelgregio 3 ай бұрын
Question for you. In case you may help. My daughter has Navy Fed through her mother. My daughter is also an adult now. Would she be able to get me into Navy Fed?
@pacohinojosa6115
@pacohinojosa6115 3 ай бұрын
@@angelgregioyes she can, you can honestly do it yourself I believe. I’m 22 and my father, mother and sister got in by just my name and branch of service I believe.
@salvatorebrancato2488
@salvatorebrancato2488 5 ай бұрын
Great video you told me a lot about credit thank you!
@Quangcurry13524
@Quangcurry13524 5 ай бұрын
Only is chase fu was 2%
@MztrGaga
@MztrGaga 5 ай бұрын
Hey Daniel, I been watching your videos for almost a year now and have been so well informed! I plan to get all these cards except the Citi Premiere, just don’t see the value in it and other Citi branded cards (besides the Custom & Double Cash). Just wanna thank you for the time and information you put into these videos! Also congrats on the wedding!!
@ryanschmidt8468
@ryanschmidt8468 2 ай бұрын
I'm surprised you didn't mention the Savor card (not Savor One). It's my 90% of the time card, while the other 10% is the Chase Amazon card. The Savor card has helped me build a credit score of 828, and my 8 month old son also has a custodial one that sits in a drawer. He also has an 828 credit score.
@MenschFeind04
@MenschFeind04 Ай бұрын
That's because they got rid of the pay for savor
@DC_Consulting_DC
@DC_Consulting_DC 5 ай бұрын
My wife will open her new VX upon return from Argentina in 2 weeks. She made me an AU so I can use it in Eastern Europe in July.
@sjg6158
@sjg6158 5 ай бұрын
Great list Dan. The trick is of course, to find the right mix and blend consistent with your lifestyle to maximize value.
@lollollollol4293
@lollollollol4293 5 ай бұрын
I have one big question for you about the bilt card, can I get the points even if I don’t use it to pay rent?
@derekrequiem4359
@derekrequiem4359 3 ай бұрын
Yes, you'll still get points for using the Bilt card for travel/groceries/etc. even if you don't use it to pay rent.
@marvinmendez4863
@marvinmendez4863 2 ай бұрын
What about the Discover it credit card? Is it still valuable in 2024?
@LiveLifeWithLove
@LiveLifeWithLove 14 күн бұрын
Lots of cards here are master cards or Amex & not going to be useful at Costco or sometimes overseas. Chase cards are expensive but it versatile as they are visa cards.
@AbsolutTrash
@AbsolutTrash 4 ай бұрын
I fly on Delta over 120 legs per year for work. So I have been with the delta reserve card and it's fantastic
@bengalshead
@bengalshead 4 ай бұрын
I’m thinking of getting the chase freedom unlimited but I’m a bit on the edge about it cause the chase sapphire with a 95$ annual fee seems better but I also want to apply for the Amex gold card later on. So I’m a bit confused as to what to do here. I also just recently got accepted to the Amex blue cash everyday card. Any thoughts on what to do?
@EB-bk4kv
@EB-bk4kv 4 ай бұрын
What’s the best for everyday spending dollar for dollar. Gas, food…
@azehowl
@azehowl 3 ай бұрын
Hi, it would be awesome if you make a detailed video on how to combine the Savor one card benefits with the venture x card!
@retrogamer9144
@retrogamer9144 5 ай бұрын
Do a soft pull credit cards top 10
@stevek758
@stevek758 4 ай бұрын
What is the best return in cash back to replace my Debit card for every day,? Then i want to use my rent on a Bilt card. What would you recommend.
@omarnavarro2715
@omarnavarro2715 4 ай бұрын
Freedom Flex or Unlimited
@jesusgarcia-xj2mz
@jesusgarcia-xj2mz 4 ай бұрын
I’ve been looking at which credit card to her for about a month and I still don’t know which one!? Idk why I’m having trouble ha. I spend more on gas since I drive a truck, I spend more on outside food like habit, in&out going to restraints too. And I spend on grocery’s too mostly Costco and other places. But I don’t travel nor rent cars, get a hotel room. I want a cash back but getting rewards would be nice too but idk I was looking into the Wells Fargo autograph card and the American Express, what you suggest?
@AncientMarinerNY
@AncientMarinerNY Ай бұрын
No Amex Blue Cash Preferred?
@michaelleetrini3635
@michaelleetrini3635 Ай бұрын
A question if anyone can help me answer, is the venture x a visa or MasterCard ? Also is it a downgrade path if you don't want to pay the high annual fee ?
@Boxerexp
@Boxerexp 5 ай бұрын
you can also match the savor one with the venture one to use for transfer partners. one of the spark cards too. thats what I'm doing for 0 annual fee and access to transfer partners. granted, the venture one is trash, but 0 AF.
@tommyt2974
@tommyt2974 5 ай бұрын
I’d love to see you break down the best business credit cards and the Amax Amazon credit cards!
@fightocato
@fightocato 5 ай бұрын
I don’t make that much money so what card should I get this is so overwhelming 😅too many options
@wing44
@wing44 3 ай бұрын
start with one that has no annual fee, less to lose while getting tot est things out and build your credit
@punkmanmatthew
@punkmanmatthew 5 ай бұрын
Assuming you’ve heard of the Redstone signature visa. It’s good one if you don’t mind putting $5 in a savings account with them.
@lindseyrohloff1126
@lindseyrohloff1126 5 ай бұрын
Daniel do you ever do one on ones with people? I’ve been watching a lot of your videos. My husband and I just completed chapter 13 bankruptcy and I am trying to raise our credit scores as fast as possible. Started with a secured card for me. Should I add him or have him open his own?
@AbesCreditPointers
@AbesCreditPointers Ай бұрын
Great list of cards!
@uocypher74
@uocypher74 3 ай бұрын
Now that the Savor card has been changed, is there any substitution as a "partner card" to the Venture X? Will you still be able to move miles as easily?
@thebeardedtraveler3666
@thebeardedtraveler3666 2 ай бұрын
What changed I have savor card for years. Didn’t notice anything
@MrOscar5690
@MrOscar5690 4 ай бұрын
I don’t understand why a dedicated cc fire gas.. Cash savings is way higher.
@elisabetesolange6069
@elisabetesolange6069 4 ай бұрын
Where are the venture capital one lounges?
@frankieanthony1904
@frankieanthony1904 5 ай бұрын
Good review 👏💯
@mattmix2409
@mattmix2409 5 ай бұрын
I have a call federal credit union credit card what are your opinions on that card no annual fee and it has a 12% APR
@Sturnburn772
@Sturnburn772 Ай бұрын
I think it's telling that the capital one duo is in the top list and chase trifecta only honorable mentions
@yewkolive
@yewkolive 4 ай бұрын
im turning 18 this month and im tryna figure out whats a good card to start with cause soon i want a business card for my content creation stuff hopefully this helps or does anyone got more advice?
@derekrequiem4359
@derekrequiem4359 3 ай бұрын
My first card was the Chase Freedom Unlimited which I think is a great one for beginners.
@inacioneto554
@inacioneto554 5 ай бұрын
Daniel, if you cold chose one card to pay taxes what could be the card ?
@michaelnteague
@michaelnteague 5 ай бұрын
Capital one doesn’t have us partners so it makes the transfer power weaker in my opinion
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
Understandable concern. But it’s still very possible to book US award flights with international airlines through their airline alliances. I do it all the time and talked about it in this video: kzbin.info/www/bejne/q3q8Y2luht14facsi=dfljBoj5biRXCJzi Takes a bit of time and research, but very doable
@AustinCDennis
@AustinCDennis 5 ай бұрын
Caveat to the Savor One is that the SUB only applies to those with excellent credit.
@bethearl8686
@bethearl8686 5 ай бұрын
How much Trip Cancellation/trip interruption insurance does it come with? BTW-you have lovely blue eyes.
@matthewyount7225
@matthewyount7225 5 ай бұрын
I'm also shocked not to see the Amex Gold. Why wasn't it included?
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
So I always make an updated version of this video every year and the last few years the Amex gold has made the list. But throughout the year as I make other videos, I get direct feedback from comments about what cards people like and dislike. I also factor in my own use of cards that I like and use in my own life. Based on all of that, the Amex gold has fallen off the list this year There’s also very credible rumors about annual fee increases and changes to come. So compared to other cards out there, the gold card is still good - but for less and less people.
@matthewyount7225
@matthewyount7225 5 ай бұрын
@@Daniel_Braun, that’s a very good point. I’ve also heard that as well. Would you recommend getting the freedom Unlimited or the freedom flex first? if you have the Sapphire preferred already. I know I probably did this backwards lol
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
Honestly doesn’t matter too much the order. Personally id say Freedom Flex because it can be the better earning card. But Freedom Unlimited is gonna be used the most I’d say
@lukewinstanley
@lukewinstanley 5 ай бұрын
New sub here, love the content!!
@bwork4159
@bwork4159 5 ай бұрын
Is there any credit card that partners with southwest to use with travel points ?
@ReymartC
@ReymartC 4 ай бұрын
As an avid Costco shopper, I think Citi Costco card is a must especially if you’re an Executive member. You basically get 8% back on gas and 4% any other purchase through Costco. Only downside is you can only redeem the cash back as a statement, but it’s helped me get my membership for free. Haha
@edwinli7469
@edwinli7469 3 ай бұрын
I think the gas is excluded from the executive 2%.
@davidradtke160
@davidradtke160 2 ай бұрын
Yeah it’s a gift card not statement credit…and secret if you buy less then you use on the credit, they will usually give you cash. Go buy like one item.
@CarolinaGQ04
@CarolinaGQ04 3 ай бұрын
So it's currently the end of August 2024. I just learned that the Paypal Mastercard slashed it's 2 percent cash back on all purchases rate down to 1.5. What is recommended as the current best 2 percent on all purchases Credit Card?
@thecomplexitiesoftheobvious
@thecomplexitiesoftheobvious 2 ай бұрын
Yup. I only use it for Uber through PayPal now and to make certain PayPal buys. I think the best 2% pick right now is Citi Double Cash (good to excellent). They include fair credit, but I don't trust that. If you have a Wells Fargo bank account you can apply for Wells Fargo Active Cash Card (very good to excellent). Again, if you ask me, I'll say you need excellent credit. They are very picky. Citi is picky but not as much as WF. There's also Synchrony Premier World Mastercard (excellent credit) but the only way to redeem is as a credit statement, which is ok, not flexible, but ok. There are a few more but they are regional.
@leonszczaurski3496
@leonszczaurski3496 5 ай бұрын
What about the Robinhood Gold 3% cashback on everything credit card?
@danmyrivd6220
@danmyrivd6220 4 ай бұрын
Quick question if anyone can help out, are cash bonuses automatically added or how does that work, in the savor one for example?
@TheModeler99
@TheModeler99 4 ай бұрын
I think they are awarded as points, you have to go in and redeem for cash
@elainemarco2672
@elainemarco2672 3 ай бұрын
What happens when the wells Fargo closes or chase
@LarryBird73
@LarryBird73 4 ай бұрын
Can you pay all of your bills like car payment, utilities, and mortgage through any of these cards. I want to put everything through. Lmk thx
@TheModeler99
@TheModeler99 4 ай бұрын
All those should be payable with a credit card. Although some landlords use old systems and thus need to charge a fee for using a credit card. Also, make sure your combined credit limit is high enough to cover the payments.
@esco.letsgo
@esco.letsgo 2 ай бұрын
Sucks that the UK doesn’t have much to offer!
@slimydog8946
@slimydog8946 5 ай бұрын
That backdrop is super clean.
@vladger6097
@vladger6097 5 ай бұрын
I'd also add the Redstone visa signature to this list and the Alliant signature visa.
@BigTInTheMorning
@BigTInTheMorning 5 ай бұрын
I’m glad Amex platinum isn’t included. I would say it is probably the single most overrated card. I signed up for the signup bonus and cancelled it. It’s good for that, but not much else. The multipliers are terrible
@smitt3512
@smitt3512 5 ай бұрын
Am I right, I have my Freedom Unlimited and Sapphire Preferred, and I can transfer my points from Freedom to Preferred????🤔🤔🤔🤔🤔
@93aMike
@93aMike 5 ай бұрын
Yes!
@Vanessa-fs7oz
@Vanessa-fs7oz 5 ай бұрын
I'm a bit new to all this. What is the difference between 1% cashback versus 1x points? Does it really depend on the card policy or is one generally better than the other?
@TheModeler99
@TheModeler99 4 ай бұрын
From my understanding: 1% cashback or 1x point means you spend $100 = 100 points = $1 cashback. That is, if you redeem the points you get $1, but some cards allow you to use the points directly for greater value such as their sponsored travel options.
@MiamiWealthGroup
@MiamiWealthGroup 4 ай бұрын
Greate Info
@airfoemoe
@airfoemoe 5 ай бұрын
Bonvoy brilliant card is best stay at marriot like a boss
@MyNameJim
@MyNameJim 5 ай бұрын
Why not the WF Active Cash over the Freedom Unlimited?
@AliAnani
@AliAnani 5 ай бұрын
Although freedom unlimited is 1.5x points, you can get 2 cents per point making it essentially 3x per dollar if spent towards travel/hotels. Also if you have the Sapphire Preferred you get 25% more points
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
Comment above describes it perfectly. If Wells Fargo adds better transfer partners then that will easily beat out Chase. But Chase’s ability to consistently get better redemption value from transfer partners and even the travel portal makes it the better option for most people. (Transferring points is still better on CSP/CSR compared to travel portal if the value is there)
@JonathanBixby-k2h
@JonathanBixby-k2h 3 ай бұрын
Please link to that freedom flex offer!
@sanjogm92
@sanjogm92 5 ай бұрын
I have got an offer by mail for 90k bonus points on the Chase Sapphire preferred card. Is it worth it? Further, what happens if i am unable to spend 4k within 3 months? How much points do I get?
@Embrxceyourdemons
@Embrxceyourdemons 5 ай бұрын
Depends if you like annual fee cards and travel. If you’re team Cashback the preferred doesn’t make sense unless you want pan on traveling. If you don’t hit the minimum spend you don’t get the 90k bonus but you do get your regular points
@brentsmith-d8h
@brentsmith-d8h 2 ай бұрын
WOO HOO! I know Daniel Braun's Bank of KZbin credit card number! IMA GONNA BUY A HOT TUB!!!
@Deus_Intus
@Deus_Intus 5 ай бұрын
Does the Bilt card work for mortgages the same way for rent payments?
@93aMike
@93aMike 5 ай бұрын
Not yet. no.
@big_moe0076
@big_moe0076 5 ай бұрын
What do you think about the Hiltons Honors American Express Surpass card? Idea behind it was to make it my gas station card . Any input on this?
@eneje7637
@eneje7637 5 ай бұрын
Thoughts on Robinhood Gold card?
@maul6452
@maul6452 5 ай бұрын
Great starting stats but they won’t keep it at that it isn’t possible. lol plus it has that membership fee so it’s really $50 a year.
@joncevallos4259
@joncevallos4259 4 ай бұрын
Can I use the BILT to pay my mortgage?
@chrisnields8023
@chrisnields8023 4 ай бұрын
No
@urebhasan3061
@urebhasan3061 3 ай бұрын
Didn't include Amex Gold. Kinda surprised.
@davidhoopsfan
@davidhoopsfan 5 ай бұрын
i didn't hear you mention the US Bank Altitude Reserve! it's a great cash back card
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
That’s another card that I’ve been liking more lately for more people. I’m still biased towards travel cards that have transfer partners because that’s the way that I personally like to earn/redeem rewards, but for some people I think the US banks Altitude Reserve is a good one to mentioned. Thanks for the comment on that one here 👍
@ramonsuarez1051
@ramonsuarez1051 5 ай бұрын
I agree. That's my favorite card and I also have Chase and Amex points cards. The digital wallet category is so all encompassing that I have very little spending that only earns 2X.
@Bxr400
@Bxr400 15 күн бұрын
Go Penn State!!!
@ChaseJohnston19
@ChaseJohnston19 5 ай бұрын
Nice list. I always hate to see the US Bank Cash+ card off of these lists. Very underrated card imo. You get to CHOOSE the 5% cash back categories. Not to mention one of the few cards that gets 5% back on home utilities! I usually go for 5% back on home utilities and internet/streaming services.
@beautyandtheberners
@beautyandtheberners 3 ай бұрын
WE ARE!!
@Daniel_Braun
@Daniel_Braun 3 ай бұрын
PENN STATE!!
@AlexMason94
@AlexMason94 5 ай бұрын
I feel I did wrong by going with a Wells Fargo Active Cash smh
@vaibhavsaduneni2895
@vaibhavsaduneni2895 5 ай бұрын
Amex gold??
@TheReddy99
@TheReddy99 2 ай бұрын
India available this credit card
@yusronmustain
@yusronmustain 3 ай бұрын
What news credit card for buy usa branded
@MrPacktool
@MrPacktool 5 ай бұрын
Wells Fargo is gonna nerf that built card 😭
@Faithful_Solaire
@Faithful_Solaire 5 ай бұрын
You skipped the luxury gold, platinum & black cards. Not sure why you did that 😐
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
Do you mean the Amex cards, or the brand “Luxury card”?
@codymanning1034
@codymanning1034 5 ай бұрын
Trolling right?
@Faithful_Solaire
@Faithful_Solaire 5 ай бұрын
@@codymanning1034 yeah, I am curious about how many people actually have them though
@Faithful_Solaire
@Faithful_Solaire 5 ай бұрын
@Daniel_Braun the Luxury Cards… they are really the best cards…….. (Of course the first time a creator responds to me it’s when I’m messing about 🤣)
@Daniel_Braun
@Daniel_Braun 5 ай бұрын
@Faithful_Solaire 😂😂😂 lol then I agree, Luxury cards are great! Haha
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