5 Money Challenges That Actually Work

  Рет қаралды 30,186

Kelly Anne Smith

Kelly Anne Smith

Күн бұрын

Пікірлер: 193
@tamikajones6970
@tamikajones6970 5 жыл бұрын
I am saving the amount that the receipt says I saved at the bottom of my receipt in a separate savings account for this year and will use as a debt snowball payment.
@freedominabudget
@freedominabudget 5 жыл бұрын
I LOVE this idea!! Awesome job Tamika!!
@tamikajones6970
@tamikajones6970 5 жыл бұрын
Thank you Kelly. I'm excited to see how much I will be able to put towards debt at the end of the year.
@imperfctbutterfly6509
@imperfctbutterfly6509 5 жыл бұрын
I like that idea🤗.. Do you have anymore tips Tamika🌼🌼🌼
@LaJessChelle
@LaJessChelle 5 жыл бұрын
Brilliant!
@alycer.8158
@alycer.8158 4 жыл бұрын
Thats a fantastic idea 💡
@nancyburke3968
@nancyburke3968 5 жыл бұрын
Hello, its December 31, 2019. I started the $5 dollar challenge last January. It was very hard to not spend that money, but was super disciplined. So proud to say I saved over 3 grand this year. and going to put it down on my mortgage, principal, and get it down. My goal for 2020, is pay off my mortgage! Happy New Year!!!!
@freedominabudget
@freedominabudget 5 жыл бұрын
WOW!! That's awesome, Nancy!! Great job!! Happy New Year!! :)
@Natalie_11188
@Natalie_11188 5 жыл бұрын
Saving all year for Christmas last year was a game changer. Made shopping much more enjoyable.
@freedominabudget
@freedominabudget 5 жыл бұрын
Yes!! And you can buy throughout the year if you find the perfect gift for someone!! :)
@Lisa-ir2gz
@Lisa-ir2gz 5 жыл бұрын
i should do this for next year. My landlord would be shocked to get January rent on time.
@ThriftyAsian
@ThriftyAsian 5 жыл бұрын
I have never heard of the weather challenge. Also, living in Alabama I'm bound to save 95 dollars a week. Lol
@freedominabudget
@freedominabudget 5 жыл бұрын
HAHAHA!
@PassiveIncomeTom
@PassiveIncomeTom 5 жыл бұрын
I have a seperate account for car repairs. So when my car needs a repair or normal maintenance, I can pull from this account and not mess with my regular account.
@freedominabudget
@freedominabudget 5 жыл бұрын
That's a great way of managing your money!! :)
@kristanixon7852
@kristanixon7852 5 жыл бұрын
I will be doing my own version of the 52 week challenge. Instead of starting with fifty-two dollars, I am going to save a dollar a day.
@freedominabudget
@freedominabudget 5 жыл бұрын
That's awesome, Krista!! You go this!!
@robbiecruz7391
@robbiecruz7391 5 жыл бұрын
$5 challenges is good save every 5 dollar bill see what you have 6 months or 1 year
@freedominabudget
@freedominabudget 5 жыл бұрын
Yes! That's a great challenge!
@AnnA-gq3jd
@AnnA-gq3jd 5 жыл бұрын
I’ve done the Shoebox challenge for a year and my son did too. He was able to buy his 1st game console. 🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Thats so awesome!! He will enjoy it more now that he saved for it! :)
@candy2325
@candy2325 5 жыл бұрын
Yea the no spend months would only work if I cut out ONE thing. For me, that’s shopping for clothes. With my last job I used to shop for clothes and shoes every weekend and wasn’t budgeting and my money was gone by payday. Now, with my new job position I’ve held for the past couple of months I hardly shop for clothes. I did once for a vacation/cruise in October to go to Asia but since then I haven’t shopped again. I feel like I have the essentials that I need. another good money saving challenge I wanna try is since I get paid every Friday I would save the amount of what date payday falls on. So if it’s Friday and it’s the “13th” or 25th” I would save $13 or $25.
@wyntresorrow403
@wyntresorrow403 5 жыл бұрын
I've started the 5 dollar challenge at the beginning of this month. The start of 2020. I'm going to do it for a year then see if I can make it 10 dollars
@freedominabudget
@freedominabudget 5 жыл бұрын
Yesss!! You got this!!
@AprilLee1996
@AprilLee1996 4 жыл бұрын
I have 2 really great savings techniques! 1. Every time you find yourself putting something you dont need in your cart online or driving by sonic and you crave a cherry limeade and some mozz sticks, transfer that amount to savings instead of spending on junk. 2. Log into your internet banking and say your balance in checking is $563.24... go ahead and transfer the 3.24 to savings. I promise you won't miss it.
@kaitlync.2628
@kaitlync.2628 5 жыл бұрын
I love your hair! And I agree with you about the no spend months, thank you!!! I've never done one, it sounds too painful. I budget a little for fun so I don't burnout.
@Katmom40
@Katmom40 5 жыл бұрын
🤑 Finally! Someone who can relate about no spend challenges! Those have left me so defeated. I love this video because its focus is not what you can’t do but what you CAN do. 😄
@freedominabudget
@freedominabudget 5 жыл бұрын
LOL!! Yes!! Those challenges are so defeating in my opinion!! I'm so glad you found this video helpful!
@gossman75
@gossman75 2 жыл бұрын
I have been doing a savings plan, where I save 100 notes of every money denomination. So 100 notes of the ones, 100 notes of the fives and so on. By the time you do hundred of each denomination you'll wind up with $18,600. I just started and all I have so far is 100 notes of the ones, and 100 notes of the Fives, 100 notes of the tens, and started with 25 of the twenties. It'll take another 3 months to complete the twenties as I only make 500 a month. Then once I accumulated 100 notes of a particular denomination, I'll put a money label around it. Can't wait to save. It's addictive.
@jahbeauty1
@jahbeauty1 5 жыл бұрын
I'm currently doing the same $1,000 in 12 weeks Challenge and it is really pushing me to be more thoughtful and figure it out more ways to make side money so currently I'm really enjoying it because I didn't think I was able to do it on my budget but it seems to be working. As far as the no spend month I still do them sometimes but not as restrictive as most people are because you are right you do end up wanting to buy all this food all this stuff when you're done because you feel like you needed things that you didn't get them while you were in your no spend month so I would never unsubscribe from you because you said that and it's your opinion that 🤑🤑🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
You are too sweet!! Thank you for your support!! :) $1,000 in 12 weeks is an AWESOME challenge!! You got this!!
@jahbeauty1
@jahbeauty1 5 жыл бұрын
@@freedominabudget Thank u so far I'm off to a good start
@qmakesithappen
@qmakesithappen 5 жыл бұрын
Great video Kelly, I see all these challenges being useful. The 52 week challenge is my personal favorite as well as the Change Jar Challenge 🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :) YES!! Those are both awesome challenges!!
@SouthernBells
@SouthernBells 3 жыл бұрын
I love the weather Challenge. Never heard of that one before. I've done the common 52 week Challenge to save for Christmas for many years now. It works for us. Thank you for sharing. I've introduced my daughter to your channel and she is learning a lot. 🤑
@Monique0322
@Monique0322 5 жыл бұрын
I do extremely well with a no spend month. It keeps the death by a thousand daggers at bay.
@freedominabudget
@freedominabudget 5 жыл бұрын
I'm so glad it works for you!! Keep up the hard work!! :)
@vickieclark5931
@vickieclark5931 5 жыл бұрын
I think the no spend months are great for those that aren't huge spenders. It's easier to do a no spend month when you don't spend a lot on average to begin with. I think it is much harder for those that love their starbucks and fast food everyday and have trouble staying out of the malls. But if your pretty conservative with your money, then a no spend month can work really well because you don't feel like you are depriving yourself and end up on a shopping spree the first day of the next month.
@Monique0322
@Monique0322 5 жыл бұрын
@@vickieclark5931 a no spend month is for me because I am a spender. It's not something that I could do right away. I had to practice. Just like budgeting. Your budget is not perfect when you start, but at least you put in the effort.
@Edbeatty91
@Edbeatty91 5 жыл бұрын
For saved up change I like using the self checkout @ Walmart & you can pay with change.👍
@freedominabudget
@freedominabudget 5 жыл бұрын
LOL! I've done that MANY times!!
@LifewithSandy
@LifewithSandy 5 жыл бұрын
🤑🤑🤑. I think I would double the winter temperatures to save and cut the summer ones in half. I do more things in the summer so instead of charging things I would use cash on hand~~~Sandy
@freedominabudget
@freedominabudget 5 жыл бұрын
That's a great way to make the challenge work for you!! :)
@NancyMcInnis18708
@NancyMcInnis18708 2 жыл бұрын
Thank you :)... Great video and great comments by all below. I love the possitivity... Making saving fun and realistic make the whole process so much more sustainable. 🐖💰
@freedominabudget
@freedominabudget 2 жыл бұрын
You are so welcome!
@loritonyscott
@loritonyscott 5 жыл бұрын
🤑 I haven't tried any of the challenges except no spend months. I agree it doesn't work. I pay myself first now. Savings is a line in my budget. It takes discipline, but it works for me.
@freedominabudget
@freedominabudget 5 жыл бұрын
That's so awesome Lori!! Keep it up!!
@Lisa-ir2gz
@Lisa-ir2gz 5 жыл бұрын
I am new to budgeting and saving. In other words, i am just starting...lol. Anyway, I live in the US..but i am thinking of trying the weather challenge but changing it to Celcius. sounds a little backwards but it is a start.
@freedominabudget
@freedominabudget 5 жыл бұрын
Yes!! That would be a great way to make the challenge work for you! I actually came out with a new video this morning of 5 MORE money challenges, here is the video: kzbin.info/www/bejne/fnbGqXaYedSSfrM :)
@kellyraber3108
@kellyraber3108 5 жыл бұрын
What I have been doing is cashing out any money leftover in my grocery budget at the end of the month and throwing that cash into an envelope. It challenges me to see what all I can do to lower our grocery costs and see if I can save more than I did the month before. Sometimes it's just $10 because I try not to over budget just to have extra money at the end of the month. It's just my normal budget amount. I got over $100 in three months time.
@freedominabudget
@freedominabudget 5 жыл бұрын
Wow!! That's awesome Kelly!! Keep it up!!
@yvesantoine8478
@yvesantoine8478 4 жыл бұрын
Great tools. The weather challenge is new to me and very much interesting. Now with the warm weather coming up, I'm going to give it a try. Always something new to learn. Thanks
@freedominabudget
@freedominabudget 4 жыл бұрын
You can do it!
@angelapennington4724
@angelapennington4724 5 жыл бұрын
I'm going to try the $5 bill challenge for one year. I've been saving my change for Christmas for the past few years and I wouldn't have it any other way.
@CentsibleLivingWithMoneyMom
@CentsibleLivingWithMoneyMom 5 жыл бұрын
Kelly I love all your ideas I agree that the no spend can seem very poverty Consciousness to me I think it could also be fun though if you could make it fun and if you really are trying to be aggressive about saving for something or paying off
@freedominabudget
@freedominabudget 5 жыл бұрын
Very true!! Thank you so much for watching!!
@me21464
@me21464 4 жыл бұрын
That is the biggest cat I have ever seen!!
@lynmorris3453
@lynmorris3453 5 жыл бұрын
Great ideas Kelly. I'm definitely going to try some of those - and bonus on the weather one is that it's WINTER, so the numbers don't feel as scary. I agree with you on no spend months - I've never been able to make a no spend week/fortnight/month work for me - I find I have more success if I commit to conscious/mindful spending. Keeping in mind in New Zealand we have $1 & $2 coins not notes - these two coins are gold coloured. In the past, when I've commited to emptying all non-gold coins (eg 10c, 20c, 50c) into a jar/container each day, I've been surprised how quickly it added up - I think it was little over $60 in 3 months one time I did it. Another savings tip/challenge that I hear people talk about being good that I've never been able to make work for me is the 52 week savings challenge (forwards or backwards) the gist is in week 1 you put aside $1, week 2 $2, week 3 $3 and so on, so by the last week of the year you are putting aside $52 - some do it in reverse (and start with $52 in week 1), especially if they are starting in January so they aren't trying to find the larger amounts while handling Christmas. I love the concept behind it, but it's never worked for me.
@lynmorris3453
@lynmorris3453 5 жыл бұрын
PS I'll be back in the next few days to dig through the comments to see what ideas others have left.
@freedominabudget
@freedominabudget 5 жыл бұрын
Hi Lyn! The winter months definitely make the weather challenge a lot easier!! LOL Yes, the 52 week challenge is a great one!!
@kimberlypark2509
@kimberlypark2509 5 жыл бұрын
🤑 I do a modified version of No Spend month. I have a running list of things I need/want. I will list our 3-5 things from that list during my no spend month. With a twist... If I have a scrapbook event coming up and I need refill adhesive, I will only buy it if it’s 40%off or higher. Same thing with other items. That way it’s not as restricting and I still save!
@freedominabudget
@freedominabudget 5 жыл бұрын
That's an awesome way to make the challenge doable for you!! Great job, Kimberly!! :)
@juneortiz1104
@juneortiz1104 2 жыл бұрын
I think no spend challenge is not something you should do normally, but for a very special reason. For example, you have an emergent need you have to meet in a limited time, then that would justify the sacrifice. Normal savings challenges should be fun and doable to be effective. I do believe no spend does have a place for extreme scenarios when there is an urgency snd no savings to meet them.
@deryngarz2687
@deryngarz2687 3 жыл бұрын
365 day and 52 week. Going to give the weather challenge a shot. We live in South Africa so the temperatures are pleasant and the ZAR equivalent achievable.
@freedominabudget
@freedominabudget 3 жыл бұрын
Awesome!! I just did a new video of new savings challenges that you may enjoy as well! Here is the link: kzbin.info/www/bejne/sH-lnnqqft5srMk
@ambermartinez8260
@ambermartinez8260 5 жыл бұрын
Those are great tips. Thanks for sharing. The no spend month thing is intimidating to me. I can maybe do the week... but I like these tips better!🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Thank you so much for watching!! I'm glad I'm not the only one that doesn't like the no spend month challenge!! LOL
@kristanixon7852
@kristanixon7852 5 жыл бұрын
I think these challenges are great. I agree with you that it harder to save when you feel restricted. 😃🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yes! So true!!
@QuesttoFIRE
@QuesttoFIRE 5 жыл бұрын
I hadn’t heard of many of these challenges! 🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! I'm so glad I was able to introduce you to some new challenges! :)
@lucysmart2764
@lucysmart2764 5 жыл бұрын
🤑🤑🤑 These are fun! I really like the dime and the weather challenges. :)
@freedominabudget
@freedominabudget 5 жыл бұрын
Thank you so much! I'm so glad you enjoyed this type of video!! :)
@christinam81
@christinam81 5 жыл бұрын
I have always wanted to do some of these challenges, but since I do the zero based budget I don't have room to play around with extra money. None of it's hidden lol Now I can totally get with a leftover money type of challenge 🤪
@freedominabudget
@freedominabudget 5 жыл бұрын
LOL!! I always put my leftover money to whatever goal I'm working on... paying off debt or a specific sinking fund! :)
@janeteric8594
@janeteric8594 5 жыл бұрын
💰 (I didn't have the secret emoji on my phone 😂 so I did this one) Sinking funds are great! We do them for our Life Insurance, Vacation and Christmas. Total game changer 😁😁😁
@freedominabudget
@freedominabudget 5 жыл бұрын
Yes!! Sinking funds are a game changer!!!!
@suedefringe
@suedefringe 5 жыл бұрын
I'm not done watching but I have been doing the dime challenge... for 5 plus years 😂🤣and I use cash for alot of things and all my fines go right in the 2 liter. But, we shake down the bottle to get rid of dead space.
@freedominabudget
@freedominabudget 5 жыл бұрын
I love it!! I have another savings challenge video coming out on Monday! :)
@brandibizzle3676
@brandibizzle3676 5 жыл бұрын
🤑 I love saving $5 and seeing how much it is at the end of the year!
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :) Yes!! That is such a fun challenge!! :)
@vickieclark5931
@vickieclark5931 5 жыл бұрын
I've never heard of the $5 challenge until this video, but it does seem like a great way to save some big bucks. I save change and take it to the bank every 2-3 months and that adds up, but $5? That would pay for Christmas or a vacation by the end of the year. Not to mention it's not enough money to really miss that badly so it would not be too hard of a challenge that could add up to thousands of dollars. I may give that a try. :)
@motherofone6533
@motherofone6533 5 жыл бұрын
I have always done this with my birthday/Christmas money. It works. 😀
@freedominabudget
@freedominabudget 5 жыл бұрын
That's so awesome!! :)
@kevinrehberg8758
@kevinrehberg8758 4 жыл бұрын
The GF and I are both Senior Citizens.. We shop the store that give us discounts.. and each put half of the savings/discounts into an "appliance fund"..LOL she got her fridge... but I haven't seen my new TV ... something is wrong here
@vickieclark5931
@vickieclark5931 5 жыл бұрын
The weather challenge would save me lots of money since I live in Arizona. I'd be saving well over $100 a week with the weather we get during the summer. LOL
@PrepWhisperer
@PrepWhisperer 5 жыл бұрын
Great tips 🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@anthonyowsley8286
@anthonyowsley8286 2 жыл бұрын
I just started the ten dollar challenge the first of this month, And am going to see how much I have at the end of the year. I personally don't think I am doing too well. As I said, I started the first and, I only have $50.00
@christinamay4171
@christinamay4171 5 жыл бұрын
Liked your creative ways to save 🤑. Going to try once a month cutting something out.😻
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :) That's so awesome! What are you going to cut out first?
@christinamay4171
@christinamay4171 5 жыл бұрын
Fast food because I don’t want to make dinner. I never want to make dinner. 🙄
@stacyparramore2999
@stacyparramore2999 5 жыл бұрын
I wish I had the money for any of those things. Sounds like you really don’t have to budget for survival but just organize your wants. More and more of us are among the working poor. You could really help us if you could suggest channels that are geared to making ends meet rather than how to manage a significant income. Thanks.
@simonekelly1098
@simonekelly1098 5 жыл бұрын
Kelly is so great, but I understand where you’re coming from. Check out Penny Pinching Granny, she lives on a SS income, bare bones budget.
@arthrodea
@arthrodea 5 жыл бұрын
Hi Stacy, I understand what you mean too. There are some channels I like that might be more in line with your situation. The Fundamental Home - videos about feeding your family on very little, as well as some thrift store shopping. Esp check out some of the earlier videos - Amanda (the women who makes the videos) was feeding her family of 5 on $100 per month. kzbin.info/door/o0EqbzxI9YYQnuUXTiEisw 1mom2girls2boys8inall - A single mother of 4 children, Shakema, who also works full time and how she feeds her family and budgets. kzbin.info/door/4lCxhP-lKnKkeorSF1-neQ?view_as=subscriber You might also want to look at some of Kelly's Freedom in a Budget older videos, before she got married, when she was living on a single income and paying off debt. Back then her budgets were much smaller and you might relate more too them (I find myself going back and watching the older videos more). I pray you will find a way out and be able to improve your financial situation.
@freedominabudget
@freedominabudget 5 жыл бұрын
Hi Stacy! Thank you so much for taking the time to watch and comment, it means the world to me! Trust me, I've been there, there were so many times that my power was turned off and I ate spaghetti and butter for YEARS for dinner because that was all I could afford. Check out my New To Budgeting playlist, there is currently 52 videos there that I think you would find helpful! :) kzbin.info/aero/PLpgLsNKlKGi7d7p1ZJwkDftiQ7_FcyV3K
@michelemcgill1720
@michelemcgill1720 4 жыл бұрын
Some great challenges there. My husband and I do have no spend monthly challenges. It works for us. We are both 60yrs old and have no debt apart from our mortgage. We particularly like this challenge as we can donate our savings for the month to something that is near and dear to our hearts. For me it is the Arrow Bone Marrow Foundation. We live in Australia. That foundation helped myself and late husband when he was diagnosed with NHL. For my husband it is the RSPCA (animal shelter) he has a passion for helping domestic animals. Works for us but I can see how others would spend up big after a month of restraint.
@freedominabudget
@freedominabudget 4 жыл бұрын
You are doing awesome! Thank you for watching!
@daniellem5175
@daniellem5175 5 жыл бұрын
Great ideas!! Really like the dime challenge!🤑
@Laineyslife
@Laineyslife 5 жыл бұрын
That’s awesome I do the dime. The weather and I ve always done the $5 challenge. Great savings ideas. Tfs! I also do no spend months 32 day months are no spend. That’s the hardest.
@dataseeker1
@dataseeker1 5 жыл бұрын
32 day month!?😳
@Laineyslife
@Laineyslife 5 жыл бұрын
dataseeker1 lol 31. Fat fingers
@arthrodea
@arthrodea 5 жыл бұрын
LOL! I thought you meant "never" = since no 32 day months exist.
@freedominabudget
@freedominabudget 5 жыл бұрын
Wow!! You are amazing!! Keep it up!!
@teresaray7461
@teresaray7461 5 жыл бұрын
Great video! Loved all the ideas. For me the No Spend Month has never been doable. The ones you mentioned are all doable. I need to do the weather Wednesday one in July and August. It's hot in Georgia so that should be a nice amount of money.
@freedominabudget
@freedominabudget 5 жыл бұрын
Yes!! You got this Teresa!!
@karencatalano4349
@karencatalano4349 5 жыл бұрын
I put just about all my change in bottles,pennies I put it in a big liquor bottles. It’s been years since I have used them,dimes and nickels ina small piggy bank and quarters in empty med bottles I can get ten dollars in each bottle,I save those for when I want to get plants,items for my garden or just for emergencies like if there is a good deal at the store I stock up
@freedominabudget
@freedominabudget 5 жыл бұрын
That's so great! I bet it makes it a lot easier to roll them as well!! :)
@ellenocbrown
@ellenocbrown 5 жыл бұрын
Im doing the 30 day challenge with the minimilists and I set myself a spending ban while I complete it 👌😁
@freedominabudget
@freedominabudget 5 жыл бұрын
That's an awesome challenge!! Keep it up, Ellie!!
@ambermcclellan6920
@ambermcclellan6920 5 жыл бұрын
I ❤️ the charts, its visually motivating for us. 🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :) YES!! Those charts are awesome!!
@gossman75
@gossman75 2 жыл бұрын
I like the see through Plastic Piggy Bank that has no way to open unless you destroy it and claim the money.
@valerieewing4023
@valerieewing4023 5 жыл бұрын
It's Wednesday today and the high is 89 degrees. Guess I gotta pop that into an account!🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
LOL!! YES!! Awesome job Valerie!!
@LizzyLoo-ng7ui
@LizzyLoo-ng7ui 5 жыл бұрын
The 52 week money challenge is good for saving a specific dollar amount throughout the year too. 🤑
@imperfctbutterfly6509
@imperfctbutterfly6509 5 жыл бұрын
I decorated 2 Hennessy bottles my coworker gave me(I'm a non drinker) one for dollar bills and dimes in the other. But I often use a plastic container and use Elmer's glue and crazy glue around the rim of top because it's VERY VERY hard to just open and when you've saved and want to finally open you can cut the plastic with scissors 🦋🦋🦋
@freedominabudget
@freedominabudget 5 жыл бұрын
That's so creative!!
@debramurphy4295
@debramurphy4295 5 жыл бұрын
I have 16 oz pop bottles
@chitchatpaddiwack5638
@chitchatpaddiwack5638 5 жыл бұрын
Ha! What fun challenges! 🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@davitodd9299
@davitodd9299 5 жыл бұрын
I don't think I can do weather Wednesday with the L🤑WS here in Florida unless my channel grows to make an income! Lol Tuesday, we went out for family PE at 5:30am and it was already $87 degrees with 94% humidity! 🥵
@freedominabudget
@freedominabudget 5 жыл бұрын
LOL! Seriously!! Its soooo hot here!!
@shadesofrainbow1504
@shadesofrainbow1504 5 жыл бұрын
I agree on no spend ..
@freedominabudget
@freedominabudget 5 жыл бұрын
Yes! I have another savings challenge video coming out this coming Monday! :)
@crystaljackson9148
@crystaljackson9148 Жыл бұрын
Hey I am new to your channel thank you for sharing with us ❤❤❤❤❤
@aprilcastillo5487
@aprilcastillo5487 5 жыл бұрын
I really have to make saving a must! Have big goals and would love to meet them
@freedominabudget
@freedominabudget 5 жыл бұрын
Yes!! Saving is soooo important!! You got this April!!
@fabiola925
@fabiola925 5 жыл бұрын
Great ideas!!
@freedominabudget
@freedominabudget 5 жыл бұрын
Thank you so much!! :)
@gp8089
@gp8089 5 жыл бұрын
I have tried the dime challenge, but the 2 liter was too much! I like the idea of a wine bottle or a smaller soda bottle 🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yes! Or even a cute mason or jelly jar! :)
@Brittanylee5104
@Brittanylee5104 3 жыл бұрын
I may do this just so I can drink the wine 🍷🤣🤣🤣😎🤷‍♀️
@kylecodling9796
@kylecodling9796 5 жыл бұрын
This is perfect for new England’s bipolar weather lol Boston up and down
@freedominabudget
@freedominabudget 5 жыл бұрын
Yes! So true!! I'm from Central Mass and don't miss those winters!
@unitedwestanddividedwefall2073
@unitedwestanddividedwefall2073 4 жыл бұрын
I can work with the NO spending challenge just by putting the $ in the bank every month.
@AmberGilbertson
@AmberGilbertson 5 жыл бұрын
A person I work with saves for Christmas every year by putting whatever week it, he puts that money in a savings account: weeks (52) he puts that amount of money in a savings account example week 1 = 1$ week 20 = 20$ put in the account and by Christmas he has saved roughly 1600$ or something like that.
@freedominabudget
@freedominabudget 5 жыл бұрын
That’s so awesome!!
@kellieturner8758
@kellieturner8758 5 жыл бұрын
I save from June through the end of October, for Christmas
@dirtroadsglitter870
@dirtroadsglitter870 5 жыл бұрын
We save from June until Thanksgiving.😊
@freedominabudget
@freedominabudget 5 жыл бұрын
That's so awesome!! #DebtFreeChristmas!!
@gbritto98
@gbritto98 5 жыл бұрын
How would the $5 challenge work since a lot of people use cards now?
@freedominabudget
@freedominabudget 5 жыл бұрын
I honestly think that this challenge would only work with cash.
@cathgriffits2149
@cathgriffits2149 5 жыл бұрын
Maybe when you spend on a card, you put any $5 change from if you had paid cash ... ie $34 save $5, $38 save nothing. :) would take discipline to do the transfer every purchase.
@tarns17
@tarns17 5 жыл бұрын
Maybe (and I think I might try this myself), set up a seperate account - my bank allows me to have sub-accounts off of my main account - and for every purchase you make, transfer an extra $5 into that account - or, and this isn't strictly $5 but round up every purchase eg. if the purchase was $22, transfer either $3 (for $25 roundup) or $8 (for $30 roundup) into that account. It wouldnt take much to sit down at the end of a day/or week you've spent money, to take out your receipts and transfer the amount.
@Brittanylee5104
@Brittanylee5104 3 жыл бұрын
I know that's my problem I really need to start just using cash because everything on debit cards electronic banking hurts me and you don't realize how it's adding up until after ... I now keep a notebook especially since I work from my car wrote down anything I spend.. holds me accountable and can see instead of just swiping
@Jamie-dz8dg
@Jamie-dz8dg 5 жыл бұрын
🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@giftedbigmike1051
@giftedbigmike1051 5 жыл бұрын
I’m doing the no save month right now and I got sick can I buy medicine?
@freedominabudget
@freedominabudget 5 жыл бұрын
That is totally up to you. Some people are stricter than others, I personally would buy the medicine! It may cost you more in the long run with missing work or getting more sick if you do get the medicine. Feel better!!
@michael2244
@michael2244 5 жыл бұрын
Kelly you're alright lookin =)
@lenzeeshelton4344
@lenzeeshelton4344 5 жыл бұрын
🤑🤑🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@barbaramcgrail7386
@barbaramcgrail7386 5 жыл бұрын
😄🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@Therealkyrax
@Therealkyrax 4 жыл бұрын
Hiu
@freedominabudget
@freedominabudget 4 жыл бұрын
Thank you for watching!
@Rahmatullah-qj7mj
@Rahmatullah-qj7mj 4 жыл бұрын
ARE you vERy NicE
@freedominabudget
@freedominabudget 4 жыл бұрын
Thank you!
@webbsitetheguy
@webbsitetheguy 5 жыл бұрын
BIG FART
@westportsimplemom340
@westportsimplemom340 5 жыл бұрын
🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@kathyanderson6450
@kathyanderson6450 5 жыл бұрын
🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@tcslife3336
@tcslife3336 5 жыл бұрын
🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@nicolewilliams2468
@nicolewilliams2468 5 жыл бұрын
🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@AnnasJourneytoaHealthierlife
@AnnasJourneytoaHealthierlife 5 жыл бұрын
🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@jallan443
@jallan443 5 жыл бұрын
🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@rika87sp
@rika87sp 5 жыл бұрын
🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@kristitipton6132
@kristitipton6132 5 жыл бұрын
🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! Your'e the best! Thank you for watching! :)
@AngieTexasRealtor
@AngieTexasRealtor 5 жыл бұрын
🤑
@ritac2916
@ritac2916 5 жыл бұрын
🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay! You're the best! Thank you so much for watching!!
@JessicaLeathers81
@JessicaLeathers81 5 жыл бұрын
🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Yay!! You’re the best!! Thank you so much for watching! 🤗
@deirdrad9912
@deirdrad9912 5 жыл бұрын
🤑
@freedominabudget
@freedominabudget 5 жыл бұрын
Thank you for watching, Deirdra!!
@Kelly-ir9hz
@Kelly-ir9hz 4 жыл бұрын
🤑
@freedominabudget
@freedominabudget 4 жыл бұрын
Yay!! You’re the best!! Thank you so much for watching! 🤗
@korkeshaarrington7223
@korkeshaarrington7223 3 жыл бұрын
🤑
@freedominabudget
@freedominabudget 3 жыл бұрын
Thank you for watching!
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