5 Things I'm Happy Spending Money On

[@rachell1794]

I would like to add: mattress and pillows. Maybe if this video was sponsored by a mattress company it would've made the list, but man I've bought so many cheap mattresses and always regret not getting a better one.

[@TheWeekendYogurt]

A lot of frugal KZbin finance people say skip the gym but I feel like it’s the best money I spend each month. I go everyday even if I don’t workout to steam/sauna which greatly clears my mind.

[@janisir4529]

Seriously? The gym isn't even expensive. Well, assuming you actually go, and not just have it to pretend to be fit.

[@DisneyDahling]

Little tip from a woman who loves overseas travelling: You cannot go on the same trips as ones in your 20s when you're in your 30s and so on. Your body can tolerate tougher schedules when you are younger, and the trips will end up being cheaper and you'll get to have more experiences in the same amount of time the earlier you go. Hope you have fun in Europe!

[@thefinancialfreedomgirl]

thank you!! that's a great reminder - it's easy to think we'll always feel the exact way we feel now, but travel can easily feel more exhausting as we get older. thanks for your comment!

[@elin_]

As someone who missed so much in my 20s and now is in my 30s; I do not like the sound of what you just said.. because it sounds like time is running out for me 😢

[@DisneyDahling]

@@elin_ You can still go on nice trips when you're older! You just won't be able to manage everything in a really tight schedule is all. I learned it the hard way...and I try to plan my trips to be more chill now.

[@elin_]

@@DisneyDahling I can't afford any trips anyway 😔

[@BB-bx4dp]

I'm glad I wasn't financially irresponsible about traveling in my 20s. Plus, memories fade quickly. If I blew tons of money on a trip in my 20s, I'd be in debt now over a few weeks of fun I had over a decade ago.

[@78town]

Agreed. I work at a skilled rehab facility. I can’t tell you how many people I work with worked all their youth away, retired a millionaire, and never got to travel because they had a stroke etc

[@thefinancialfreedomgirl]

oh wow! definitely a good warning to try and maintain a balance rather than just tuck money away with no purpose

[@kelsosworld]

Its interesting growing older I realize you have to balance saving and having financial goals with the realities of life. Tomorrow is not guaranteed and people who just save without ever using it for life experiences realize too late

[@thefinancialfreedomgirl]

100%! I have to fight the urge to be like this, because I love tucking my money away for a rainy day - which is good until it means you're tucking away money you'll never even use. definitely tricky to figure out the balance

[@PB-jo9vq]

I really do not recommend BetterHelp. They sponsor a lot of creators so they’re super well known, but please do your research on them before signing up for anything. They’re super accessible which is nice, but the draw back is a lot of their therapists are not great and they have charged people without their permission a lot in the past on top of this. Just wanted to leave this here for anyone considering them, just please research a bit first so you can make the right decision for you :)

[@LaCréé.e]

Yea I've never tried them myself but the majority of feedbacks I've seen are negative. Anyway I side-eye every company which seem to be on massive sponsor campaigns.

[@TheWeekendYogurt]

I’ve heard they treat their employees very poorly. I also think that for acute serious exacerbation of mental illness it is not a substitute for in person assessment by a skilled clinician.

[@lisahines532]

I have heard that it is pretty terrible to their therapists, which in turn will probably cause a lot of turnover and you'll end up getting new therapists who are not experienced.

[@Jose04537]

They also sell your data to Facebook.

[@divineeegoddess]

​@@tuna_pilafwell of course 🫠

[@120kilobytes-sd6lp]

I once was too cheap to spend lots of money on fitness. Then I started to track my expenses, saw how much money i actually still had left at the end of the month and realized that 40 bucks to go swimming each month is money well spent. Honestly, if you have trouble spending money, tracking your expenses really can help to alleviate some of the stress and make you realize that it's ok to spend money on activities you really want to do.

[@hanisscosplay]

What I am happy to spend money on is mostly good quality food. And I’m not saying dining in a restaurant every day, but spending some more time in the kitchen (which I love actually) and buying just better quality ingredients than a student can afford. You really can do that with a little effort but I’d rather spend this money on food than on healthcare in 20 years

[@trutzblankerhans]

Found your channel this week and I love it! I'm about to get 25 and start a job and your videos tell me things I already believe in, which is nice to hear from someone else in this well-worded way. Also loved seeing you go from 85k to 86k in just a few days. You go

[@thefinancialfreedomgirl]

thank you so much!! happy almost birthday and good luck with your new job :) how exciting! and yes, the channel's growth this year has been so amazing and unexpected - I'm really grateful for everyone tuning into these videos

[@ykj8904]

I love your channel and the things you listed but BetterHelp 😬😬😬😬😬😬

[@sam1016kim]

I like the point about not having a perfect formula for the memory bank but still considering it. I think that just beginning to think about it is a step in a right direction in being able to figure out what that balance is for an individual. Love the thought provoking videos

[@aelialaelia477]

I'm doing a marathon of all your videos, your channel is amazing ❤ i can't wait to see it grow, i feel it's one of the very few that bring actual improvement to the community. Greetings from Trieste, Italy xx

[@k.k4231kk]

Good to see fitness on the list!! Health is wealth, as they say. I think actually gym membership fees have a weird effect of motivating you to exercise more than you would otherwise bc of the financial pressure (guilt?), so it’s a good investment in an of itself. Nice video 😊

[@thefinancialfreedomgirl]

right?! there are definitely days where I'm like "I need to go to the gym to get my money's worth" thanks for watching!

[@alwayspooh1588]

Cara, I like your videos and agree with a lot of what you say. However, for me you missed two crucial things to spend money on: 1. food - not cheap, processed crap, but good quality and nutritious food. 2. things that bring you happiness whatever they may be, as long as they are not damaging to your health. Aside from that, good video.

[@thefinancialfreedomgirl]

ooh the food thing is something I'm starting to invest a bit more money into! I'm finally moving on from my constant lean cuisine meal days hahaha thanks for watching :)

[@alwayspooh1588]

@@thefinancialfreedomgirl Good to hear it! Good nutrition starts with good quality food, an assessment of your biome, an evaluation of your dietary needs, and pleasure in good food!

[@HeronCoyote1234]

I too thought you’d mention higher quality food. Taking care of your health, whether through food, exercise, dental health, skin care (SPF), not smoking, all contribute to making your “golden years” worth living. Not only will you feel better, you’re not going to spend your hard-earned money healing. Take it from someone in their late 60s.

[@StephanieRZ]

@@HeronCoyote1234☺️ Very lovely comment!

[@HeronCoyote1234]

@@StephanieRZthank you.

[@courtneymiszczak6413]

You make me excited about my finances! I’ve gotten into credit card debt for the first time ever. I did so well for so long. Any videos on how to get out of it on a limited income?

[@primroseplants]

Please reconsider your partnership with BetterHelp 🥺

[@mackenzies8645]

I found someone who is a good fit for me, and ended up going private with him.

[@johnmonachelli5256]

Physical and mental health is worth everything

[@Noon_00Nz]

Money buys comfort, so everything. Clothes, house, shampoo, traveling, education, perfume, and etc. Also, traveling until you feel the world is small.

[@Amaya-mf6yq]

For me the idea of a memory bank makes experiences a commodity to collect. I don’t think we can fully live if we are always focused on collecting and saving “things” (even if they are memories). I would prefer to find some balance between spending conciously and living in a wider sense. I guess its in our culture to try to grasp anything we have (money, memories, moments…)

[@cecileward6672]

I love your channel! Your channel is more than finances, I've really rethought through my mindset after watching your videos.

[@charlesmcgrath4282]

Since I’ve been subscribed I’ve learned so much & I’m 1 step closer to my goals keep up the amazing content 🔥

[@thefinancialfreedomgirl]

that's so amazing to hear! thank you for watching!

[@kmmz4445]

thanks for sharing! I don’t save a lot of my money but I like it that way. I’m currently in college with no debt because grants and scholarships. usually I work for school months then travel in the summer. it’d be nice to save a bit more but honestly I’m just glad I get to travel when I’m young

[@keelyhasim952]

your voice is super soothing to listen to ❤️

[@MonethSato]

Hi Cara thank you so much for this new video, i kept checking all the time if you have new uploads 😅

[@thefinancialfreedomgirl]

thank you!! I try to post every other week but I haven't been great about an exact schedule 😅

[@shinyanovikov2502]

I am quite the opposite. I refuse spending money on transportation and go to some the craziest lengths to save money on transportation. The fact that I don't drive because I take the bus not only saves me money but I can take advantage of waiting. Like I even carry a neck pillow to work to sleep on the bus. However I like spending money on food. One thing that I like in particular is bubble tea. When my favorite Canadian credit card arrived I drank 8 cups of bubble tea that day.

[@Arc_514]

Would you ever consider doing a full transparent budget breakdown? It could be interesting and helpful to see what you do!

[@Waldemarvonanhalt]

Something women shouldn't mind spending money on: Shoes that actually have a welted construction and some sort of shank to provide arch support. I'm talking about brands like Grant Stone, Nicks and Truman Boots.

[@Brianna58321]

I’ve never heard of these brands so I really appreciate this comment. I’ll check them out now!

[@amandahart4891]

Better Help was great for me. I had to switch from my 1st person. My 2nd person was a Dr. and licensed and had years of experience, He was amazing. The monthly billing was straightforward and when i was ready to cancel they made it easy.

[@raykall]

Great stuff Cara, watching your vids has really changed my perspective. Thank you so much!

[@thefinancialfreedomgirl]

ah that's amazing to hear, thank you so much!

[@SajiKochumann]

Future Recommendations: 1. The Disadvantages and Advantages of owning a Gift Card. 2. Refunds and Exchanges: What does it mean for the Manager, Employer, Employee and the Customer. 3. Why Wal-Mart, Target, Amazon and other items from the website and stores enter into "As Seen On Tv Stores" in the mall. And Independent, Discount and "Mom and Pop" shops (family owned businesses)? 4. Made in China verses Made in Other Countries (Taiwan, Japan, Korea, India) for Example, verses Made in the United States of America.

[@SajiKochumann]

In number 4 this is not about clothing, focus everything else on all other products that we use daily. And things that are also outdated (Outdated Technology), Pager, Rotary Phone, Calculator, Dictionary, Pocket TVs, etc.

[@Erepk]

Yes!! Just got a monthly yoga class :) total spend for the month on heath is $300 but so so worth it

[@thefinancialfreedomgirl]

fellow yogi!

[@rachel9658]

As soon as therapy made the list, I knew a Better Help sponsor was coming up. 😒

[@zaritiez8851]

I like how Temu is advertising under your video lmao, these companies bro.

[@HeronCoyote1234]

She has no control over who advertises before/during/after videos. That’s why you’ll sometimes see ads for meat while watching vegan channels.

[@scorpioscorpiocancer]

You lost me at Better Help

[@danielled5883]

Getting massages, spa days, manicures, pedicures and my hair done regularly is my form of therapy. 😊

[@ranikster9955]

Absolutely 💯 There’s no shame in spending money.

[@HeronCoyote1234]

I love your third and fourth points the best. I’m frugal, but don’t hesitate to spend money on experiences, like concerts. No, not all are worth it, but you learn. I also prefer to support smaller local venues. There are several charities I donate to monthly, because I’ve done my research, and I know what’s important to me. 1. charity: water (I love their 100% donations concept: admin is covered by a separate group of investors, so 100% of your money goes to bring clean water to those who desperately need it); 2. Mercy Ships 3. Cambodian Children’s Fund 4. International Rescue Committee (started by Albert Einstein) 5. Amnesty International. I also donate to progressive political candidates, again, after I’ve done my research.

[@Waldemarvonanhalt]

Similar to my comment about shoes: If you want jeans made from quality denim (and with good pockets) by people earning decent wages, check out Varusteleka TST, 5.11, Vertex, Benzak, Naked&Famous, Momotaro etc. A good few retailers offering a bunch of them and more would be Selfedge, Blue Owl and Tate&Yoko.

[@HeronCoyote1234]

Thank you!

[@MaryZhao-i1q]

You should do a video essay on Kpop merchandising. There is soooo much stuff there. Everybody loves it and collects a bunch but sometimes I wonder what the fans do with all their merch at the end if the group fades and/or disbands. What do you do with all that stuff you've spend your money on but you aren't crazy into anymore? It counts as an experience and you are supporting the group while it's happening but I've heard fans buying multiples of albums and other stuff just to support their favorite artist or groups. Is the hype worth the consequences?

[@shahzebnasir4692]

You have to try freediving one day! It's like going on a hike only underwater and it's so peaceful being underwater where you have to constantly stay calm otherwise you'll run out of air faster. It really humbles you while showing you a world so many never ever get to see! Just don't ever go spearfishing when Great Whites are around 😂

[@thefinancialfreedomgirl]

I keep seeing videos of freediving and it looks so neat! maybe one day I'll build up the courage and lung capacity to try it hahaha

[@shahzebnasir4692]

@@thefinancialfreedomgirl Hahaha the courage comes only from being in the moment because we only feel sorrow and hurt when we think about the past and we only feel worry when we think about the future. Free diving has this funny way of forcing you to focus on every moment like it's your last because if you look up for the surface when rising you'll run out of air and if you only think about the depth you want to get to, you'll begin panicking the moment the light fades as you get deeper. You have to stay calm and focused in the moment! Also you have to dive with orcas and humpback whales in Norway when you're still young! You won't be able to handle the freezing cold water when you're older. It's actually a great reminder that yes while it's important to be set for the future (financially too) the only thing that is given is the present moment now!

[@sofiapena4037]

Can you make a video talking about the Roth IRA you chose. I'm a senior in college, and I want to educate myself financially, but I don't know how to start or what websites are for Roth IRAs. Thank you!

[@zeze--]

Really appreciate this!

[@teamvoldemort6114]

Loved the video, thank you! For a future video, can you cover finances and dating? Maybe even cover the debate on who should pay on the first date? Thanks again!

[@thefinancialfreedomgirl]

ooh man that's a good topic - I'll have to think about how to do that but def a neat idea :) thanks!

[@Moon-lt5bi]

I agree with this list except for travel. Unpopular opinion, I know. It’s just so overpriced. I would rather have things I love and use everyday and take a trip somewhere close to recharge. See me carry a nice leather bag to Vons instead of sipping overpriced espresso in a Venice cafe. I do take the occasional trip somewhere far. But It feels like travel in America has become an obsession in some crowds, and we are expected to go somewhere interesting in order to be viewed as cultured and enlightened. There’s a snobbery to travel. My two cents.

[@HeronCoyote1234]

I would suggest travel to a place YOU want to see/explore, not what’s cool or trendy. If you like coastal towns, go a bit off-season, stay at a quaint b&b or motel, enjoy the sights and the local foods. Ask the locals for food recommendations. Go to a museum that really interests you (like Boston Science Museum, or Clark Museum), and ask about local eateries for meals.

[@lulupomegranate]

No one told you to buy an overpriced espresso. But if you have to chose between a nice leather bag and traveling to Venice from America, your view on your finances is very screwed.

[@sanatanand2834]

You seem like a pretty reasonable and frugal person. So a genuine question: Why is therapy becoming so prevalent in our culture? Why not have the same conversation you have with the therapist instead with friends, family or spouse? Isn't that just better on the wallet (I don't mean to disparage therapy just trying to genuinely understand)

[@lulupomegranate]

Because your friends and family and spouse don't know shit, because they have their own shit to deal with, they can offer a shoulder to cry on or a helping hand or a listening ear but they cannot work out all the kinks of your issues with you. Because many people need therapy BECAUSE of their friends and family and spouse. Because the world has gone to shit and thanks to the internet we are overexposed to it.

[@LaCréé.e]

Fitness and therapy are two things I actually don't invest in lol. Fitness because you can create a full routine without spending a dime as you said and therapy because somewhere down the line I start lying to them anyway hindering chances of progress. I like to spend money on: - skincare: Genetically my skin has always been struggling. Seeing your skin improving and looking good like it never has, bringing your confidence up, has no cost to me. - Travelling: There is nothing in this world like travelling imo. I am thankful that I have the privilege to do it, collecting experiences and memories.

[@thefinancialfreedomgirl]

these are great! skincare made such a difference for me once I finally invested in going to a dermatologist, and traveling is also something I like to put money into as part of my 'memory bank' where's your favorite place you've traveled? :)

[@LaCréé.e]

@@thefinancialfreedomgirl Tokyo! Even tho this was also the most expensive lool

[@nette9836]

I've rarely found structured therapy helpful so I no longer invest in it. For me, prayer, nature, fitness, and plenty of socializing has been transformative. Therapy just doesn't work for everyone and actually made me more stressed and miserable. Something I'd add would whole, healthy foods, especially local.

[@anitas_tinkershop]

Loved the video!

[@nienb2051]

Number 5 is very important. 1% is not that much if you have a decent income. But every dollar counts :-).

[@deersakamoto2167]

80,000 hours had Sam Bankman Fried (who is now in jail) on their podcast. Effective Altruism sounds good on paper but we need to be skeptical on what goes behind the curtain

[@thefinancialfreedomgirl]

Agree with remaining skeptical of things, but I don't think having SBF pre-scandal discredits the incredible work 80k hours does and the overall thought process behind effective altruism. But definitely good to always ask questions!

[@micha-fc8lg]

best just to give local or look out for yourself. so many scams and charities with no oversight. also the majority of people just throw their money at the aclu or some political organzition with 100s of millions of dollars. life is a scam.

[@weird-guy]

It’s just mumbo jumbo , kill flys and save puppies.

[@mojopin127]

Damn you max out your 401k?? Isn't that like 20k/yr? Nice job! I only do the max on my IRA but about 30%-50% of the 401k

[@thefinancialfreedomgirl]

I do! Super fortunate to be able to, it wasn't until I got my current job that I was able to do that without being really strapped - also I luckily don't have anyone else relying on my income and no debts, so all my non-expenses money gets funneled into 401k IRA maxing is awesome, congrats!! and 30-50% of 401k is still phenomenal!

[@HeronCoyote1234]

Invest in comfortable, well made shoes. Your feet and back will thank you. And you’ll spend less money on shoes because they’re better made, and you’ll be more prone to take care of them.

[@CaptainCJ97]

I agree on going to the gym one of the best cash spent plus if you go when theres barely anymore there that's a plus

[@MikeVarnco]

Agreed on investing in health and fitness since it pays such huge dividends down the road. This is because heslth care cost inflation easily outpaces general inflation by a good margin.

[@Jean-ni6of]

I don't think I would be comfortable doing therapy on line or on the phone. Do you begin with an in person meeting? I think I would want face to face.

[@maytale.7184]

I agree with everything but better help.

[@misslinda772]

I have more than one savings account. One is for travel. No guilt in spending that! ❤

[@virginiamcdaniel7248]

Hey Cara, as someone who is beginning to learn about investing in the future and retirement, do you have any recommended resources for learning some of the basics?

[@santiagoandresriverareyes4519]

I don’t see the point in saving money for retirement knowing that you cannot in any way guarantee that you will get to that point, even if you enjoy perfect health right now. You are skipping on so many things in your present cause you want to have a comfortable future that may never arrive, especially in today’s global situation

[@lexia9549]

There are so many what if. But there is also the what if you make it past 65 and now you can't move and support myself like you used to. Now you rely on other people and assistance when 40 years earlier if only you saved some money and had something and yourself to fall back on.

[@santiagoandresriverareyes4519]

@@lexia9549 ok but let’s say you make it past 65 and now you can’t move and support yourself like you used to but you did save enough money to live comfortably the rest of your days…what are you gonna do all day? Cook and watch tv? gardening? Reading? Wait to die?. You won’t be able to do the things you could do right now with that million dollars you are expecting to save, you won’t be able to travel, go out, eat or drink, or even enjoy that “one thing” you’ve always wanted to have (unless is a very expensive hamock) . It really doesn’t make sense…

[@thefinancialfreedomgirl]

dang what kind of 65+ year olds do you know haha there are so many out there enjoying life, traveling, working out, exploring their hobbies and the world. life doesn't end at 65 for most! based on your worldview, you might like my video "How existential dread is ruining personal finance"

[@weird-guy]

Dude life expectancy is about 80 year old, unless you have unhealthy habits you probably will be Alive at 65, now is up to you how much you want to save versus how much you want to spend

[@BB-bx4dp]

Just curious, what makes the $100/month gym worth it over the $10/month one?

[@thefinancialfreedomgirl]

both are nice and get the job done! but the $10 gym was mostly just gym equipment vs the $100 gym that has gym equipment, lots of rock climbing, and classes all day from yoga to strength, which I prefer

[@goom-]

love the shameless betterhelp sponsorship ❤

[@FreedomFinanceFun]

Use credit card rewards to pay for travel. You probably don't have any debt because you can max out your 401k

[@sarahton270]

can you make a video about how did you start investing? and How you are doing it? I'm really thinking about doing the same thing but i'm kinda of lost and don't want to loose money

[@graceyeah3926]

I recommend for you Philosophy Tube's video "The Rich Have Their Own Ethics: Effective Altruism & the Crypto Crash" Donating such a portion of your income is brilliant, how you do it is interesting, and I think the video would provide you with some helpful points to consider.

[@david.ran.ren10]

You seem really mature and articulate in your opinion. How did you become this

[@rr6620]

Cool video but IMO overedited like you don’t need a graphic or a cut for every point you make!

[@icedtea9394]

Pirating will definately save a lot

[@sarahjane4908]

Online therapy sounds awful

[@thefinancialfreedomgirl]

I personally like it! it's really convenient for me and lets me go during the workday which is helpful. but can definitely understand it might not work for everyone!

[@junelawson6708]

While spending on fitness and mental wellbeing is a good point abstractly, I find the way you talk about it is very normative and somewhat performative. Also, the way you talk about retirement savings seems to assume an individual should and/or will retire and comes across as moralising.

[@niknootnoot]

agreed, couldn't have said it better myself

[@lulupomegranate]

Huh??? You wanna work until you die???

[@Soyfruit]

Never heard about the 1% thing but Islam one-ups that by mandating an annual donation of 2.5% (1/40) of your current liquid wealth (not salary) towards the needy. If more people picked up rules like these then that could really stack up and make the world a better place

[@vargasz88]

Hi! I think neither fitness nor therapy is lifestyle inflation. These things are long-term lifestyle investments.

[@HeronCoyote1234]

I would also add, live below your means if you can. Don’t try to keep up with the Joneses. If you get a raise, put that money aside. Do not go out and buy a snazzy new car or move to a big house. Speaking of cars, I would say, after doing your research, buy a decent, well made new car, and take care of it. It will last you at least ten years.

[@HopeForTheBestUG]

I don't let other people hold my money by investing in stocks or other investment schemes, it all just seems like a scam to me. What I do spend money on is investment grade art and antiques, I also believe in owning quality things that will last my entire life such as overbuilt commercial grade appliances and a home gym.

[@tymondabrowski12]

Some (plenty) are scams, some are not. Anything that promises you more than 10% a year is most probably a scam. But low cost broad index funds are usually something worth looking into for a long time investing. Individual stocks (especially crypto) on the other hand are a terrible idea, basically a half step away from gambling.

[@HeronCoyote1234]

You have to have patience if you’re investing money in stocks, etc. The market always continues up. Even during recessions. Just hang in there.

[@nhasnein]

Just watched your influencer video and I subscribed, so it’s funny to me how you’re promoting better health when they’re selling people’s data to tech companies and lying about it…

[@ksen333]

Girl! You already donate 10-30%, its called taxes

[@pinkapoppy]

yeah because lots of that definitely goes towards the causes that actually matter and not like it’s something everyone pays in order to benefit from living in society

[@frankl2012]

Anyone getting a black screen in the second half of the video?

[@heidiheidi0]

I normally like your videos but this one was meh. For the first one, it felt more like that you were rationalising spending money unnecessarily than that you were happy to do it. Not much to be gained from this video. Just seemed personal to you

[@micha-fc8lg]

$$$$$ is awesome

[@thefinancialfreedomgirl]

thanks for your thoughts! I disagree haha but to each their own 🙂

[@eponymouscharacter]

The whole point is that it’s personal to her? You can take it inspiration to examine your own spending in the same way. For example, I could never understand people spending thousands on hair colour treatments. Now I splurge on a balayage once a year (I don’t mind it growing out through the year). I don’t spend a lot on clothes so it makes me feel good when my hair at least looks good. Expensive, yes, but worth it.

[@hepwo91222]

these are all quirky things IMHO. Well except the retirement account, thats a good one.

[@Yutappy99]

Are you actually "happy" to spend money on those? Or are you really spending money on them because you have to?

[@micha-fc8lg]

dont sweat the 100$ at the gym. thats what gyms cost.

[@DiamondHead2010]

Yes 💯 on fitness Better standard of living and generally leads to lower health care costs (which inflates a lot more than most expenses!)

[@elin_]

Oh, how I wish that I loved to workout.. then maybe my body wouldn't be as destroyed as it is now....

[@jakemaxwell2800]

Sounds like you are wasting a lot of money on activities that can be done for free

[@alias_peanut]

cause Mental health? everything nothing is going right.

[@henna_gaijin]

日本語できますか？

[@petrine5]

😊👍🏻❤️

[@jimmydroid7838]

Must be nice to be rich.

[@lulupomegranate]

It is? That's her point. Why would she be coaching people into how to manage your finances into wealth if it wasn't nice?

[@Memi-cp4yc]

Sponsored video. 😅

[@steveaguinaga3821]

Therapy? Why..

[@vaibhavsingh841]

Jesus Christ Nicole anything but betterhelp man I'm disappointed

[@yoalaskan3275]

401k is bad advice. A regular Roth you can atleast pick your investment better. And putting money in stocks is key…Diversify! Is what I would tell my 20yr old self.

[@ouchc9564]

first?? lmao hi

[@omarsanchez9709]

Show proof you donate. Liar

[@Soyfruit]

bruh

[@Clipahoy]

Marry me Cara

[@AwesomeHairo]

Wish I could take you out for coffee and give you the best date of your life.

[@alwayspooh1588]

I imagine the phrase 'join the queue' would be appropriate here!

[@AwesomeHairo]

@@alwayspooh1588 No doubt 😭

[@BB-bx4dp]

Creep.

[@JackBadinga-wp2ei]

Donating 30% of our wages?? Haha, it’s a cost of living crisis at the moment.