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@KingKT93 ай бұрын
You are so parity
@MobasherSarkarSagor3 ай бұрын
@@KingKT9 She is only mine.
@rileyramsey57973 ай бұрын
At the end of this year, I will have ONE YEAR worth of expenses saved plus an extra 10k for emergencies. I’ve been working for this so hard. I can’t wait to resign in November. I will give them a 6 week notice and be done before Christmas. I can’t wait for this freedom and I’m so proud of myself.
@appreciatingassetsmedia2 ай бұрын
Best wishes, what business are you starting? I’m building an army of wealth builders that I can educate and direct toward new projects to help others launch their companies.
@catherineellen9283 ай бұрын
"The fear of regret is far bigger than the fear of failure". Wow. Powerful words.
@vandalpaulius2 ай бұрын
this applies only for those who actually take the leap
@JamesGettingFit3 ай бұрын
Key thing as well… you have a skill set that if worst comes to worst, can always go back in to the industry
@nischa3 ай бұрын
Exactly!
@appreciatingassetsmedia3 ай бұрын
Money is freedom, money is power…no matter what anyone else says. Inspiring content Nischa
@nischa3 ай бұрын
True!
@kaseyawilson3 ай бұрын
I love how you pointed out that before you left your job, you had a financial cushion established. Leaving your job without a financial cushion to lay on sounds like a plan full of hope, and hope rhymes with broke.
@ld57143 ай бұрын
This was excellent Nischa! From my perspective, I believe what you have acquired and truly seperates you from the others is that you have gained wisdom along your journey. I appreciate you sharing your wisdom and observatons. Have a great week. Larry, Central Valley, Ca USA
@robwaz15473 ай бұрын
This “ game called life” , do I go left ? Or do I go right? When it comes time to make that decision!!!! WOW Nischa , like I have said before “ YOU ARE AN AMAZING WOMAN” . The people in your inner circle I hope they know how special you are. For myself and believe all of us who watch your tube videos , can see that. I have been fortunate enough to have found you from the start of your undertaking and have enjoyed watching your transformation . How you are and continue to be true to yourself . SHARING YOUR LIFE STORYS WITH US, so uplifting and inspiring each step. 💐👏🏼 THANK YOU, till next time 🫶🏻
@nischa3 ай бұрын
Ah I love this, thank you!!
@JesseBost3 ай бұрын
Very easy on the eyes, too. Smart, beautiful, and a go-getter. I like her.
@celtpro2 ай бұрын
I quit my job due to health reasons, and though I was £00,000's in debt it was the best decision I made. Within under 3 years the debt was paid, loved my accountancy roll, though the person I was working with made life difficult after 18mths enough was enough. No one could work with them for more than a few weeks before quitting.
@TheGoodLifeJourney3 ай бұрын
Thanks for sharing! As an aspiring youtuber, i really appreciated your reframing tip around not thinking of quiting as a pay cut but as building equity. Plus, worse case you return to a different job, which is not a big deal!
@Ayeltahlawy3 ай бұрын
As I am now working on shifting my career from engineering to management consultancy, I would say these steps apply too, I am now working as a freelance management consultant in the evenings and weekends to build an experience that will support me while applying to management consultancy firms, I am also stacking up some money to support me if I take a cut in my salary.
@N.Traveler27 күн бұрын
I love your practical and realistic advice! Especially about the importance of keeping a safety net. It's good to keep in mind, that although KZbin/Google Adsense can yield a significant income in itself (if planning on starting a YT channel), it will take a lot of time to get there. I've seen creators state that their monetizing journey took anywhere between 6 months and 2 years, and then another couple of months to reach the income that allowed them to quit their jobs. I recognized that staying consistent throughout this building phase is the toughest but most importance part. Hence why I've started building a back log of videos, so I can ensure I'll be able to release a video once a week while still working. Of course, I've also set a deadline for uploading the first vid, otherwise I could keep making videos without actually uploading forever.
@tressalewis70043 ай бұрын
CONGRATULATIONS on the one million + subscribers 🎉🎉🎉🎉🎉
@ish13073 ай бұрын
I took the plunge to be an enterprenuer a few months ago and honestly, the reframing of "I might fail and what happens when I fail" was hard for me. Coincidentally I had come to the same conclusion that if I fail, I'll proudly put this put on my resume and go back to a tech job. I'm not done with this path yet but also acknowledge how isolating it is. Most people struggle with this mindset shift, including my friends and family, which can both add to the isolation of working for yourself and self doubt.
@thaminduliyanage3 ай бұрын
She’s gonna succeed because what she gives to us is very simplest and practical. ❤
@easydoesit19623 ай бұрын
Yes...and I need simple and practical. 🙂
@MoorishBrooklyn3 ай бұрын
Taking the big plunge, with a plan and strategy is an all around win.
@jacksmith31283 ай бұрын
Love your KZbin videos Nischa . You make perfect sense every time. Wish you lots of success. Hope we see you all time with new content.
@MobasherSarkarSagor3 ай бұрын
Anyone can't please everybody! @@TheMan-it7px
@gnaneshlovely54203 ай бұрын
You definitely have my sub. This content is next level. For me Eledator was the turning point. Please keep doing what you do and keep being you, love it.
@davidogrady72903 ай бұрын
Great advice. I am 9 months full time into my business. I have reframed it as being my ‘real-world 1 year masters’. If it doesn’t work then it will be a really solid side business.
@JonniStar2513 ай бұрын
Im on the verge of making a similar decision and this video cleared my mind and would lead me to refocus. Thank you for this vid Nischa
@Houseoforangecarrots3 ай бұрын
Thank you for this video! What you said was exactly what I needed to hear at this time. Especially when you said it's not about winning, but about avoiding future regret. Right message at the right time.
@bryanspitzform97173 ай бұрын
The fear of the unknown can easily sway us away from pursuing our real dreams. I like to believe in the saying that "nothing worthwhile is easy." So if it's going to be hard work, it will most likely be worth it. Thank you for this video. I took a lot of notes.
@josemcgomes3 ай бұрын
The last bit is very much true. I've been meaning to write a mobile app for YEARS. When I first got the idea, we were using iOS 8. Now iOS 18 is about to be announced next week. Not taking action sucks.
@cletusmorraies93702 ай бұрын
Nischa, thank you for making all these video's, it really has opened up my eyes at such a late stage of my life. Better late than never. YOU'RE A LEGEND!!
@ifazbinjameel3 ай бұрын
Thank you Nischa. This is the best advice I have heard in a long long time, and the timing couldn't be more apt.
@JuliaIsabel_Alonzo3 ай бұрын
That video is spot on. Love it, Nisha you hit the nail in the head!
@jolenechu3 ай бұрын
I'm the friend! I think it's been 10 years since I first thought that I want a podcast. I'm so burned out from my professional job now that I'm thinking of quitting without a backup plan just so that I can focus on discovering what other industry I want to work in, plus put fresh energy into the podcast, and not the leftover energy I can scrape by on evenings and weekends. So I would actually skip straight to 5 😅
@kevincowan26393 ай бұрын
Well played on getting a million subs Nischa, not many KZbinrs make it that far especially financial ones so well played 👏🏻 👏🏻
@kevincowan26393 ай бұрын
@@jawlig I think the fact she is an attractive female who is talking about finance has got a lot to do with that lol
@Miguel-ws9zm3 ай бұрын
I love the idea that the goal should be to avoid future regret!! Thank you for this video 😊
@Louis-xx2os3 ай бұрын
I like the mindset change around taking a pay cut. I'm about to take a pay cut to get out of a job I hate and move into software 🤞
@abi-ci8lh2 ай бұрын
I love when you always drop gems!
@paulrenis89303 ай бұрын
Inspired by this video. Thank You.
@samsherwen69123 ай бұрын
Another inspiring and useful video - Life is for living not regretting! I married outside my culture and lived abroad 10 years, which has had it's challenges personally and financially, however I have learnt more and had a richer life than staying in my home country. I am looking forward to doing something new soon and ready to take a few risks when I have got the financial cusion / side income sorted. Have also been able to pass on some of Nischa's guidance to my kids - they don't teach it in school...
@tashilhamo63813 ай бұрын
I just love ur channel and the way u just make things sound so practical and doable…u are such a inspiration …..
@kavisharma_3 ай бұрын
Super useful vid for me as a part-time KZbinr. Thanks Nischa!
@SAMEDHEYDAROV3 ай бұрын
Been here since your 6th video, proud of where you are now. Keep up the good work!
@wahidabegum95453 ай бұрын
You come across like a nice person rather than that "ruthless" attitude that others have to succeed and their sole focus is on winning.
@umynhumai3 ай бұрын
I love how you talk about money but also weave in that it’s not about money. It’s about meaning.
@GoblinsAreAGirlsBestFriend3 ай бұрын
I think an important part of the equasion is also asking yourself why first. Working for yourself has been put on such a pedestal in the influencer era, as if it is default better, but it's not for everyone. Are you doing it because you are genuinely excited about it, or because people make you feel like enjoying your 9 to 5 is somehow deficient or weak?
@EcomCarl3 ай бұрын
Excellent points on preparing for the transition to entrepreneurship, especially the importance of building a financial safety net and testing commitment. These steps are essential in minimizing risk and setting a solid foundation for success in any venture. 💼
@Justeen153 ай бұрын
Very good points! The power of reframing cannot be underestimated for sure :) just like design thinking!
@victorcretu7741Ай бұрын
It's easy to quit when you have been working for less than 2-3 years with the same company. But, it's much more difficult after 15 years. After 15 years of work, the severance package can reach 16 months of pay. If you quit, you lose it!
@tsybze3 ай бұрын
Hey Nischa, would be great if you could also do a breakdown video on how you make money now as an entrepreneur. Similar to the breakdown you did on your corporate job.
@robertsimpson-hl3zd3 ай бұрын
Touch'e Nischa! Fear is temporary. Regret is permanent. Adventure is taking a chance because it's better than the question mark if you don't. (Quote was authored by Dan Skinner) not me, the sender.
@garycroft82133 ай бұрын
$300k or about £235k puts you easily in the top 1% of earners. After even 5 years of that you can be a millionaire just by maxing out pension, using ISA allowances and putting the rest into savings or property. I guess such work is higher stress but this has set you up with what I call FU money, I got there myself, albeit a bit slower, but I'm realistic the vast majority of people (often in jobs society undervalues) will never get to that point and so taking a leap is a real and tangible risk. It's great that you are successful, inspirational even, but your career is like winning the lottery to most people and sadly people's life chances are somewhat predetermined by circumstances. I think the message is you can always improve your lot, even if that isn't riches and finding a niche that you finding rewarding and pays better is achievable.
@Tmmd753 ай бұрын
Your culture and support system plays a big part in making decisions
@NathanLeeCFP3 ай бұрын
For those thinking about taking the jump into Entrepreneurship; I wish you the best of luck!
@drnicolebeaumont78843 ай бұрын
As always amazing honest helpful. Champion! And yes I have launched the side business and yes I’m still at work and I love my work
@pnwadventurist3 ай бұрын
Going from 300k to 48k is a rough thought, but I'm glad its seemingly going as planned and good luck
@ijones11533 ай бұрын
I'm now in the unfortunate position of wanting to quit. I loved my job but it's now changing from a managerial role to more of a consulting role. My employer is selling some of its under performing IP and they want me to visit the sites of the buyers to better integrate the IP into their business. I have 0 interest in doing this and looking at my options.
@juliad49143 ай бұрын
Me too, I enjoyed my job but now it's changing significantly. My manager doesnt have the gumption to call BS on the nonsense. I think I should leave them to get on with it but without me.
@randxalthor3 ай бұрын
Great rundown! The psychological wherewithal required to start a business is still something I struggle with. It's great to hear you explain what helped you prepare yourself to dive in.
@startwithelite3 ай бұрын
Job = limited downside risk & very limited upside potential Entrepreneurship = limited downside risk & unlimited upside potential I'll take the latter to gain all my time back
@ByungCraig3 ай бұрын
I'm favoured, $22K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.
@YoungPaddy-ov8rr3 ай бұрын
As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.
@kcube25483 ай бұрын
Not these scammers again😂
@lmanderson20123 ай бұрын
This was great. It made think about the podcast I've wanted to start for awhile now and the psychological blocks I was putting up.
@nischa3 ай бұрын
This is your sign!
@MrMadis3 ай бұрын
Thanks 😊. Risk taking and you left your well paid job in smarter way 👏 👍
@pecelirovucago71493 ай бұрын
Brave person to do the right things , thank you so much .
@LearnGermanwithMarzipanfrau3 ай бұрын
That's exactly what matters: Try out what you love to find out if it works.
@kakayzai193 ай бұрын
Your inspiring work is very enlightening , indeed. Best wishes for your even greater success, health and happiness.
@WillyJunior3 ай бұрын
Many white collar jobs will be replaced by AI in the next 5-10 years. Can you do a video on that?
@whitechocolate0723 ай бұрын
Suggestions for a video: I'm going through the most worried time of my life, my department is under consultation and they offer me money. I'm thinking to take it and start my business. I have a idea and I'm searching all the info. I haven't give them the answer, I have until August to give my answers. It will be great to have an video on redundancy and finance.
@nilshah65213 ай бұрын
Excellent video Thanks a million God bless 🙌 you Nischa
@vaughnutube3273 ай бұрын
Interesting ... thanks for sharing your insights and all the best in whats to come.
@AshrafAli-qs6ep3 ай бұрын
Your pay yourself at least 10% video is very helpful. I was able to clear 2 debts. Thank you!!
@raymond8783 ай бұрын
Save some cash is so important as nobody knows how long we can become profitable to start our own business. Enjoy so much watching your videos. From Hong Kong.
@rupeshraj85833 ай бұрын
Thank you for your research. I find your videos are well done. RIght now I'm keeping an eye on Eledator
@matthewsimpson9729Ай бұрын
If nischa is promoting skillshare I would bother taking up the free trial. The majority of people won't use it and be left with a £79 bill if they forget to cancel!
@friendlystonepeopleАй бұрын
I would pay the high interest rate debt first. It would be bleeding money or am I wrong in thinking that?
@MsAmyllee3 ай бұрын
Amazing, thanks so much for this informative video x
@fredriksteckl6983 ай бұрын
Problem is I work for a company that dosent allow a side hustle/buisness...
@foux69343 ай бұрын
Money is knowledge . understand what do you is KEY . Thx for your job and have a Great day honey .
@DeputyChiefWhip3 ай бұрын
Just imagine learning this stuff at school!
@mdhughes783 ай бұрын
I have a question, you build equity to sell a business for a large multiple, how do you sell and who do you sell a KZbin podcast business to?
@KPattni20243 ай бұрын
Hi Nischa, I just wanted to say thanks, you've really helped me with personal finance in a way that makes it easy to understand and I'm hoping to be where you are one day! :)
@brandoncliffswarts51003 ай бұрын
It becomes a bit easier to get a sizeable KZbin-following when you look a certain way. Life is easy for attractive, intelligent people.
@nischa3 ай бұрын
Thank you! @kpattni2024
@jollyjames303 ай бұрын
@@brandoncliffswarts5100tell that to Mr Beast and the many other ordinary guys generating millions of views from their channels 😅
@chrissherlock17483 ай бұрын
@@brandoncliffswarts5100 what might seem effortless and easy is only made so because of a lot of hard work, intelligence and skills learned through hard won experience. Whilst I’m sure Nischa might be flattered to be called attractive (though I can’t say for certain this is true, of course), it is the eorst firm of denigration to focus on attractiveness and not listen to what she is saying and the hard-won wisdom behind what she is saying. Stop focusing on the superficial and look at deeper things. Her content is very relatable, understandable and effective.
@Aurelius_X_3 ай бұрын
Without our dreams we are nothing, plan your escape from the 9-5. Great video!
@thecomplexunit3 ай бұрын
(6) Invest heavily in black jumpers :)
@nischa3 ай бұрын
you beat me to it
@mosmos23 ай бұрын
Late to the party but congrats on 1million subscribers! 🥳
@Skicub77883 ай бұрын
Thank you Nischa! You bring great info and value with your channel! Recommendations for helping young adults, 18 & 23, start investing? I’m thinking of monthly deposits to Roth IRAs in index fund. Set it and forget it. Cheers!
@georgeabiyounes75413 ай бұрын
Thanks!
@aquaryus913 ай бұрын
Super inspiring. Congrats! I don't know if you mentioned it. How much time did you work on your full time job and at the same time on the side hustle ? For me to realize that I can focus more on my side hustle and quit my job without impacting my financial status took about 3 years. With persistent work I got there, as you said, evenings and weekends set aside for your entrepreneurial path.
@kylestone88493 ай бұрын
And we are glad you did.
@crldonato3 ай бұрын
Saving this video for when my time comes 😆 doesn’t hurt to manifest 🤞
@jacquespieterse51352 ай бұрын
A salary is the drug that keep you from reaching your dreams ... long hours and hard work and my "side hustle" turns over 2 million a year
@Edward-zw9ldАй бұрын
Extremely intelligent and gorgeous- great channel.
@malkov00013 ай бұрын
Hi Nischa. You would have been great starring in Industry!
@Jewel13923 ай бұрын
Amazing content..
@tikax20853 ай бұрын
Great advice!
@nicolekurebwaseka3 ай бұрын
Thank you for this!
@777VIV3 ай бұрын
I;m ready to quit. Thank u queeen
@papafinance3 ай бұрын
great insight, thanks for sharing
@kanderson13743 ай бұрын
I like to hear ideas that help your decisions.
@DMKGuitar3 ай бұрын
Awesome insight!
@laurenkim91123 ай бұрын
Hello!!!!! Where is your sweater from? Thank you!!!!! ❤❤❤❤❤❤❤❤
@brandoncliffswarts51003 ай бұрын
What is it about your job in banking that made you want to leave it? Have you always wanted to start your own business, and if so, was it your plan to use as leverage the financial freedom afforded to you by a career in banking?
@varushijain7073 ай бұрын
I have interest in art and writing and I have tried many platforms...but never seem to get any success...what can one do about it? How to find the right path and right platform ?
@ChrisNF3 ай бұрын
A beautiful woman with a voice on an angel 😇.
@GamelHoca3 ай бұрын
Amazing content
@acanova20013 ай бұрын
How is the Sony camera better for your business then an iPhone? Don’t you mostly need video?
@BelleDividends3 ай бұрын
Only a year ago? You talk so often about it, I was thinking it must have been a lot longer ago. Then again, I don't I was following your already a year ago.