5 TYPES OF CREDIT YOU SHOULD HAVE

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More from MissBeHelpful:
My VERY FIRST video (AWWW): kzbin.info/www/bejne/iYCQqatqlsh3e68
How to Improve Your Credit Score FAST: kzbin.info/www/bejne/h4mWe42beruaeK8
Common Credit Card Myths: kzbin.info/www/bejne/iHezlqyuorKVpZY
How I Save Half of My Income: kzbin.info/www/bejne/qajEfJpohdKGgKs
Why You Need to Start Retirement Saving in Your 20’s: kzbin.info/www/bejne/imqzY3mmYs2Vaas
5 Things to Consider When Applying for New Credit Cards: kzbin.info/www/bejne/n4nSqIKkoZWKqMU
Credit Card Rewards… Do’s and Dont’s: kzbin.info/www/bejne/rIqki4R4jsicoNU
Become and Expert at Reading You Credit Card Statement: kzbin.info/www/bejne/e6SmpoaFediFpLs
How To Improve Credit With Limited or No Credit History: kzbin.info/www/bejne/mqTPhKx9h7JpqZY
Best Apps to Save for Retirement with a ROTH IRA: kzbin.info/www/bejne/o6jMhoOhd65gZ7M
Best New Way To Improve Credit - No Credit Card Required: kzbin.info/www/bejne/bJOcloCpl5x-brc
How Trump Can Affect Your Finances: kzbin.info/www/bejne/iWG2p2ljob19nrs
How I Use the Grace Period to Avoid Paying Interest: kzbin.info/www/bejne/maO4hmOqmqmWfpI
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’Til next time… PEACE!

[@watching4410]

1. Revolving 2. installment 3. service 4. secured 5. unsecured write examples later....

[@duanetv1925]

Awesome video! Insanely informative! What camera do you use for your videos? I love the background...so simple, crisp, clean yet effective! Love your channel!

[@bigsky445]

Another great video, packed with info, quick & to the point! Love your channel!❤❤❤

[@stephanies3246]

1. 0:20 Revolving credit (credit cards) 2. 1:09 Installment credit (student loans, personal loans) 3. 1:55 Service credit (utility bills) 4. 2:42 Secured credit (Home and auto loans, basically anything that can be repossessed) 5. 5:03 Unsecured credit

[@erikramos4342]

You a real one

[@TheTyson35]

Super great info 👍🏾👍🏾...great vid as always

[@missbehelpful]

Glad it was helpful :D

[@TheTECShow]

Great info!

[@albertogarza1647]

Always great information 👍🏻 thanks Yaneli

[@missbehelpful]

You’re welcome! Thanks for watching!

[@user-sh6sn4gf4l]

Super helpful, thank you

[@michaeldonley7741]

Thanks for the video 💯

[@richycancun8372]

Awesome Information as usual thank you so much for providing this information!!

[@richycancun8372]

I also have all these types credit too..

[@missbehelpful]

Nice! You beat me to it!

[@japtegsingh2772]

Really thank you It really made my homework easier Thanks a ton!

[@demtruismcghee4374]

Which is a better way to buy a car? Financing or loan?

[@marlonhosten4693]

Beautiful Background !

[@mouse879]

I have one installment and 3 revolving my mom have a house loan auto loan and credit card and she max at 850

[@daiquank]

Thanks you so much! This video was so helpful. My goal for next year is to get a 800 but I only have credit cards so now I know to get other forms of credit.

[@AdrianMoseley]

Great vid!

[@almay9962]

I have a credit card that has late payments on it should I pay that card off and then close it or should I keep it open to keep the age of account would a closed account with late payments hurt me less than an open account with late payments

[@connormccarthy2729]

That was really helpful

[@peacebeteal]

How doe rent and utility bills show up on credit? What steps need to be taken?

[@MrGhostBoxer]

How can I get my rent payment to advance my credit? I would need a huge amount of initial credit for that to fall within 9%.

[@yaizacuevas6901]

What credit card should I get at 18? I'm planning on going to college next school year and have a baby boy

[@celtpro]

Have 1 credit card that is paid off each month when I use it. Utility and A Bank Account, that is ROI after 12 months. Car Insurance is paid in full without installments. 1 Paid-Up before you can use it Credit Card. At the moment I am looking at updating my Finance Qualification in Accountancy, so may look at paying through installments, though it could be paid in full. Web Hosting is a small amount each month that is paid via Credit Card so I and utilise it for payment. Though that site does need content put on it as it has been sitting there for a year.

[@KamauBlack]

I have an excellent credit score (btw 750 and 800) but with only credit cards, student loans, and service credit. My report is mostly spotless though with no missed payments 7% utilization, but a single hard inquiry and only 5 years age of credit.

[@benedicttorre3401]

I actually have a personal line of credit. It's a revolving, unsecured account but it can be cash. It's different from a credit card because it's not a cash advance. It's an account I have as safety net. Interest is simple 15%.

[@michaelleerossman1864]

How do you get the service bills to show on your credit?

[@sethlogan9724]

Go default then they'll show up

[@marcuszarafonetis6544]

You forgot to mention open credit; ie amex charge cards

[@jescagvil]

How do you feel about Dave Ramsey's thoughts on this subject? Some of his rules are to not have credit cards and make sure that you pay off all of you loans and to never borrow money again. He says you can build your credit just fine without credit cards and loans

[@Sexy40baby1]

You can not build credit without borrowing money. Dave says your score will not exist if you stop borrowing money.

[@wreckdproject]

Would be cool if you could expand more on service credit. Other ways of fulfilling this besides having gas or electric bill? I got netflix

[@parkforest434]

Look up the perch app for iOS App Store 💯

[@journeymusic]

I don’t know why a consolation loan or an unsecured loan would be better than not having one at all. I have all but the last one. Also I’ve read that paying off an auto loan early would close the account therefore dropping ones credit score temporarily.

[@nixoledenise3421]

Very helpful

[@MrNachoman21]

Great Content

[@Ashutoshsharma-xz4bt]

What is CLEAN CREDIT ?

[@MajorRezian]

Keep um coming

[@Josue-tr3eo]

Would an auto loan be installment credit that’s secured?

[@missbehelpful]

Yep, that’s correct!

[@pphalder]

Hi it is available in India

[@denese3164]

Does a cell phone count as a utility??

[@sethlogan9724]

Not sure, but they only report if someone goes default.

[@torchtaula9251]

You should start a podcast

[@gsukjdakid]

Beauty and brains.

[@MrKingKameleon]

All these lame thirsty guys hitting on you on your KZbin channel. Smh. Get out and get a girlfriend..lol

[@MrGhostBoxer]

Jel much?

[@TheButlcl001]

Jelly shelly

[@mouse879]

Light bills company dont report to credit bureau

[@AquaLew]

I saw something called Boost or credit boost on one of the big 3 credit bureau sites, can't remember which one but it does allow you to include utilities. Since it said boost, I figured it was only to temporarily boost your score like if you're seeking a loan or something. Might be worth checking out. Credit rules are always changing.

[@mouse879]

@@AquaLew Experian that the only credit bureau that does that

[@mouse879]

@@AquaLew i want all my credit reports to match

[@rickycampos4770]

Hi thank you

[@babarkhan-lu3bv]

Thanks yanile Good infarmichen⚘⚘⚘⚘⚘⚘⚘⚘⚘⚘⚘⚘👍👍👍👍👍

[@missbehelpful]

You’re welcome! Thanks for watching!

[@Whiteroomlights]

I heard u grew up with my mom! Fina ventura

[@qves30301]

🌹

[@gamelandmaster3680]

Who's here because of 7th Grade Economics?

[@bihipops1696]

lol anybody here for edpuzzle?

[@jonathanaguilera8695]

Umm I emailed you and you never wrote me back 😔

[@missbehelpful]

Oh no. I’m sorry - resend it because I must’ve missed it!

[@jonathanaguilera8695]

MissBeHelpful ok I’ll call you and leave the voicemail instead... I’ll leave my email just incase.

[@marcusworrell7175]

So... is it MissBeHelpful or MrsBeHelpfull? ;)

[@TenaciousB20]

Great info!