5 Ways I Reduced Money Stress In My Retirement. Chiang Mai Thailand Travel. Expat living overseas

[@frankcentofanti9317]

Ok brother, I have watched so many travel videos and to be completely honest, this Toronto boy from Canada thinks the way you travel and videos are my favourite, you have inspired me to push up the date to retire. Thanks for all you do

[@RetireandGo]

This is so good to read It is my mission to inspire in the spirit of bodhisattva ! Have a great week

[@frankcentofanti9317]

@@RetireandGo Your mission worked

[@wildfoodietours]

Freedom is ultimately what I'm after as well, thus FIRE means so much to me. Being a minimalist is the ideal way to get that freedom to pretty much do what you want whenever you want. Yup, the world is literally at your fingertips if you play it right.

[@RetireandGo]

I agree Well said !!

[@kenshaw1964]

I like this guy,he is truely sincere. I'm sure he would be great to talk too.

[@RetireandGo]

Very kind :-) Have a good weekend

[@ScooterOnHisWay2024]

You can live at almost any level of cost that you want. You've just got to find the right place & then decide if that place works for you. At my age, I am conservative in the market. I don't stress about money because I don't throw it all around for useless things - yet I don't neglect myself in any way. I am surrounded by comfort, which doesn't require 3 bedrooms and 2 baths. A minimalist lifestyle makes life SO much easier to manage and so much more joyful due to the lack of stress.

[@Thai.Farang]

Couldn't agree more. I do absolutely everything in my power to minimise stress in my life.

[@RetireandGo]

I agree with you We can be happy with so much less

[@Thai.Farang]

@@tOrangePeel1972 More like Allah Akbar

[@Thai.Farang]

@@tOrangePeel1972 More like Allah Akbar

[@RetireandGo]

@@tOrangePeel1972 thank you :-)

[@johnputt6029]

You've evidently done a lot of personal work to have become this enlightened, Buddhist influences seem to be at play too. You and your "Dawgs" have one of the great travel vlogs on Y.T.! I've been trying to lead a similar path as well, but can't escape the USA yet. Been a vocational carpentry teacher in a Calif jail and too many inmates have changed their lives for me to escape yet. Was about to leave but was offered the same kinda gig teaching Ukrainian war refuges skills to survive in the West. One day, I wanna be "Just like you" Peace and love, brother. Minimalist (already) John

[@RetireandGo]

You are doing important work You are teaching others the knowledge you have learned over years. You are leading a noble path and I say thank you!

[@johnputt6029]

@@RetireandGo Thank you, sir. You're too kind. I take this as a high compliment. You spread kindness and positivity all throughout what could have been just another travel vlog instead of the exceptionally motivational, engaging and entertaining video content production. You da man!

[@MikeHoncho884]

What a great inspirational video. I’m 58 years old debt-free just retired in August. I’ve been prepping for this type of travel for years. I’m not planning on selling everything I own right now. I’m just going to downsize and get out of the buying frame of mine!!! I’m a prisoner to my stuff!!! I’m selling things constantly that I don’t use anymore cleaning out 33 years worth of collecting stuff!!! I’m going to keep my house as a safety net. I was thinking about renting it out while I was gone, but I think I’m just going to snowbird for a while. I’d love the area where I live, but I want to experience the world. Especially Southeast Asia, then maybe Portugal and Spain. If I decide to do what you’re doing I’ll probably come home liquidate the house in the rest of the contents. And continue to travel. Especially trying to find a place where I can slow down the travel and maybe even hire some kind of caretaker later in life. Right now, my health is doing great my dad’s 90 he’s still doing great. I’m definitely not banking on having the same health as my father but I sure hope so!!! Keep up the good job on the videos sure glad I found your channel !!! Have you ever stayed put in one spot that you really enjoy and found long-term rentals for a lot cheaper than your normal daily rentals?

[@RetireandGo]

Welcome and you have a great adventure ahead of you!

[@RetireandGo]

I stay 90 days in Malaysia due to long arrival visas Thailand just increased as well :-) I’m considering longer but I do like to hop around

[@RetireandGo]

It is good to read you and your dad are in good health !

[@WilliamFluery]

I started investing 10% of my income at the age of 27. I retired at 56 and turn 63 this month. The younger you are when you start the bigger your net egg. The #1 discipline when it comes to money is to live below your means by examining EVERYTHING on which you spend your money.

[@RetireandGo]

I absolutely loved reading this

[@jameshall2299]

People live a life of instant gratification.

[@RetireandGo]

True Not good for long term stability

[@VoltesWithElias]

Great advice as always. This guy is the real deal.

[@RetireandGo]

Thank you so much :-)

[@karimot6236]

Thank you for your content, it’s very informative. Can’t wait to visit Thailand soon.

[@RetireandGo]

You are welcome Have a great weekend!

[@joezip6389]

Aloha, Another great video. I finally made it to Thailand Yesterday, looking forward to roaming around and de stressing from the US. Just like you travel, I only brought with me 2 pair shorts,1 pair board shorts and 4 shirts, If I need more I will buy it. The easy of traveling like this is why I have done it for years as well. Cheers.

[@RetireandGo]

you are a light traveler for sure! very nice. enjoy your trip and please keep us updated. have a great weekend

[@PassportDreamGetaways]

Cart food, 🍕 great pizza and a chat about true financial freedom.....great video 📷 You are a natural on camera😊

[@RetireandGo]

Thank you :-) I hope your weekend is going well

[@nealweeks6632]

Yes, food carts are cool. They are usually family run.

[@RetireandGo]

True Interesting and low cost meals I like them :-)

[@josephschickler5192]

Aloha, I've Been traveling in Southeast Asia since January. My expenses for my wife and me are about $20-25 a day, excluding hotel and flights. Try that in Hawaii. I love living a minimal lifestyle. No money worries here.

[@RetireandGo]

That’s a great daily amount You are doing fantastic

[@4flyguyeli]

Just another excellent video!! Thank you!

[@RetireandGo]

Thank you kindly :-)

[@bullwingsc6216]

I envy your lifestyle in Thailand. I am stuck in the hamster wheel here in the good ole USA.

[@RetireandGo]

I understand It took me 10 years to rebuild my life after my divorce to be able to do this It’s worth planning it and making it happen

[@CurtisMoe]

I love your energy and goofiness. We shall see you on the road.

[@RetireandGo]

Thank you :-) I hope you are having a great week !

[@fosterbrower4116]

Outstanding video, great advice, stress is a killer, probably more dangerous than a bit of smoking or a few drinks a day. Dude, do you really eat that much, I can't do it, but the food looks awesome, Asia is going to be a destination for me soon, you and a few others are really presenting that part of the world so well, all the best, PEACE!!!

[@RetireandGo]

True Stress is a danger for health I usually take half to go I can’t eat so much, but it gives me a snack for later

[@tyler-shaw]

lol it's hilarious you featured "Tacos Bell". Taco Bell is my favorite back home in the US and I saw that stand one day walking to Loh Kroi boxing stadium and took a picture of it. That was 2 years ago but it looks like they might still be sitting in the same spot.

[@RetireandGo]

Haha yes it was a trip And good food too Just so big haha

[@stocktradingmastery]

Great advice - Thank you

[@RetireandGo]

You are most welcome

[@raidermanjeff]

great video LOVE THE HONESTY THANKS KEEP UP THE GOOD WORK THANKS

[@RetireandGo]

You are most welcome :-)

[@DamienYuen7718]

I love walking. I try to do 10k-15k steps per day.

[@RetireandGo]

That is fantastic I am trying to get a good walk in daily

[@bagelsandmash]

Hey. If u love Pizza amd italian food.. have u been to Stefanos? It's around the corner from that big starbucks near the old gate. Owner is from Milan. One of the best caprese salads I've ever had!!

[@RetireandGo]

@@bagelsandmash I really appreciate this Thank you ! I think I went there I’ll double check

[@lostboi3974]

All good info. As far as pizza in Chiang Mai, I went to Dreamer cnx

[@RetireandGo]

Oh my I will have to check that out

[@M.ForEver888]

Another excellent video. I completely agree with you. Everything is interconnected; if you solve one issue, you can address others. As you so eloquently explained in your video, stress about money, being debt-free, followed by having funds to invest, and the crucial role of health in retirement-everything is presented in such a well-sequenced and factual manner, and it’s all true. I wonder if your life story is attainable for everyone. For instance, for people living in the United States or Europe, essentially in wealthier countries, this might be achievable. However, it seems more challenging for those in poorer countries, where incomes are lower, and they don't benefit from favorable currency exchanges like the U.S. dollar. Could you perhaps elaborate more on this or create a video on the topic?

[@RetireandGo]

Remember barrack Obama father was from a poor country and he, that man’s son, became president Sometimes it’s about the opportunity you create for those that live after you are gone That’s the goal , not just in our life, but the legacy we leave behind

[@RoOnTheGo]

I had 350.000 in debt and now i've freedom and travel. I've travelled all over the world, but i love Asia

[@RetireandGo]

Oh my! That’s quite a feat To clear out that much debt Very well done and I’m so proud of you :-)

[@eurotrash2915]

Jocko Willink's statement rings true: "Discipline equals freedom " , it applies to every aspect of life !

[@RetireandGo]

Well said He is a strong motivator

[@ravidesai9556]

That's a great quote. I'm going to remember that one. Thank you.

[@darrylk808]

Everyone stresses about money. There are some stresses that are worse than others. Even if you have money, you stress about preserving it. Proper investing, etc. It's still very different from not having it.

[@RetireandGo]

Well said I agree

[@PaulMartin-ut9lj]

Jeez, I have never seen you so wound up as you did when you were talking about taxes....😂😂. It is ridiculous the amount of tax we pay in the UK too, I'm sick of it. I'm 53 and will hopefully be living your lifestyle when I'm 55. Your videos have been an inspiration, thank you 👍👍

[@RetireandGo]

Oh yes haha Taxes are crazy in my home state It pushes people into poverty

[@Tony-eb5kh]

I eliminated paying taxes on my income for good. Paying taxes is stressful and can be never ending.

[@RetireandGo]

@@Tony-eb5kh nice !

[@garyt7232]

Life is hard enough, and we need people in our lives that will make our lives easier - not harder. Toxic people are draining emotionally. Practical suggestions. Mahalo.

[@RetireandGo]

Yes true Those around us need to nourish not take energy

[@BangNguyen-ux4ie]

That burrito currently costs about $13 in Southern California.

[@RetireandGo]

Truth My son is in san Diego He has traveled to Thailand with me He is like … the prices !!

[@NorthPoleBear]

Thanks for keeping it real, people have vices.

[@RetireandGo]

True It’s just life :-)

[@lookingfor-kp4po]

GOOD LESSON REGARDS FROM ICELAND

[@RetireandGo]

I would love to travel to Iceland !

[@AJ-ww6qs]

Another great video. Brokerages should be only used for a vehicle you can use to purchase an underlying unit/share in your preferred investment. It shouldn’t matter if the brokerage goes under, your stock ownership should be sound regardless if they go under. In Australia, investors have something called a HIN number. When you purchase stock for example you own the underlying stock not the broker, the purchase gets recorded with you HIN and you get an ownership certificate as such. Regarding cash in a brokerage account might be a different story, for me I never hold a lot of cash in brokerage accounts. Keep up the great work mate.

[@RetireandGo]

Thank you for this information It is appreciated!

[@peterfischer5459]

Love your retirement life. ❤ I’m off to China with the Minister for war and finance (wife) in October. We’ll be making our own little VLOG just for the fun of it on the trip. Free visas just came in for 15 days a trip, so why not 🥂🛫✈️🛬🧳🚄 So much to see in China. At the same time I want to see the rest of SE Asia as you have also.

[@RetireandGo]

Haha I love that Enjoy China Yes please do social media and show us all your journey It’s so important to help others see the world !!

[@peterfischer5459]

@@RetireandGo will do ✅

[@sonorangreenman4472]

spot on, thanks

[@RetireandGo]

Thank you :-) Have a great day

[@cherylkelly8009]

Simple pleasures 😊

[@RetireandGo]

Yes true Have a great week :-)

[@carlamollica323]

Another great video Chris! That's exactly what we did, paid off all our debt! In Australia, the first $22,000 (AUD) or so are tax free. We don't have the $40,000 tax free earnings in dividends though, I want to become a US citizen just for that! Next time you're in Pattaya, try Dom's pizza (in Jomtien) - it was AMAZING! 14 inch pizzas and super good value for money. Just out of curiosity, what do you do for health insurance while travelling?

[@RetireandGo]

I will have to check out that pizza ! Yes , the idea is to get Americans to invest , they offer that tax free income level

[@michaelc8651]

We do have franked dividends in Australia.

[@carlamollica323]

@@michaelc8651 is it $40,000 tax free?

[@KL-pz2bh]

Good information.. did you sell your home or are you renting it? Curiuos because houses are very expensive to maintain as well?

[@RetireandGo]

Great question I had two condos I sold one to add to my dividend stocks I rented the other :-) Nice income producing asset And good for portfolio diversification

[@KL-pz2bh]

@RetireandGo yes! If you ever need to come home the rent will help pay it off. I feel it's key in retirement for those wishing to stay in the house is to pay off the mortgage.. Then you don't need as much to live on 😀

[@StevenCovey-ct3sx]

Chris it sounds like you will be able to delay taking social security as well. That is a serious bonus when you hit 70.

[@RetireandGo]

I just hope it’s there when I get to that age haha I’m planning on it not If it is that will be cool What are your thoughts?

[@ronnyb9416]

I just returned from Panama. A 12" great Pepperoni pizza at low cost Leonardo's for $3.99. Price goes up to $5.99 and you get 3 ingredient choices and it is 14". Lasagne combo with garlic bread and drink was $6.99. In most of Latin America you can eat well at a third of the USA/Europe prices.

[@RetireandGo]

Oh my I could go for that right now

[@artvandelay1555]

Have you ever heard of a "wage slave". I did it. No debt. My great Uncle lived in Hawaii his whole life after 16 years old. He would always say "patience main ting". Good advice. Thanks.

[@RetireandGo]

That was me too :-)

[@ianwhittaker3041]

Great video Chris. Do you still get stress and anxiety and have to do mindfulness and other mental health strategies to keep calm? Are you spiritual at all and practicing eg Buddhism

[@RetireandGo]

Great question Yes I use calm time And music when I walk :-)

[@pompoms404]

Love your videos 🎉 Canada tax deduction basic is 15705 and at 65 there is also age deduction if you make 44325 or less you also get 8790 . if you make over 44325, it deductions fifteen cents per dollar . So,in it totaled $ 24,499 🎉

[@RetireandGo]

Not bad at all !

[@artvandelay1555]

Also, have health insurance that deals with Asia.

[@RetireandGo]

True Check out the first link in my description for travel healthcare information

[@susangarrard2753]

I got Genki Explorer insurance. It’s full on health insurance not just travel insurance. I’m not an expert but it seems like a great value.

[@RetireandGo]

I will look into this I appreciate it I might suggest it in a video ok?

[@susangarrard2753]

@@RetireandGo of course!

[@susangarrard2753]

@@RetireandGo If Genki does not work for you try HCI international Expatriate Insurnace. Vagabond awake did a video on it interviewing the agent.

[@SlickSydney]

Yes it s called basic tax credit. About 15,000 in Canada.

[@RetireandGo]

Nice That’s a good amount

[@MarkHolota-x6o]

Great video," I work for a company which I can put up to 80% of my income in the 401K plan and 5% matching but no dividens I think maybe use cash also CD"S for safety what do you think love your advice😊😊

[@RetireandGo]

That’s a good company set up ! Nice

[@PaulMartin-ut9lj]

Hi. I know you’re not a financial advisor but what would you invest in to get 6% ?

[@RetireandGo]

@@PaulMartin-ut9lj great question I will talk about my investments ok? I diversify into metals, pharma, REITs, energy, transportation, and others Here are examples ET, ENB, OKE, LYB, DOW, RIO, SBLK, PFE, O, ABR I give more on investing videos :-) Diversify and having a rental property is not a bad thing also :-)

[@PaulMartin-ut9lj]

@@RetireandGo I’ve seen them and they are very interesting. Do you invest in ETF’s as well as individual stocks?

[@Anqhgjfhcvuywzxqu]

very good. As I heard, is chiangmai really cheaper than pattaya?

[@Thai.Farang]

Everywhere is cheaper than BKK. Pattaya is similar.

[@RetireandGo]

I think the prices I have found have been really good for sure

[@justbeingme1806]

How long did it take for you to build your portfolio after paying your debt?

[@RetireandGo]

Oh my I left the US to work in Afghanistan High pay no taxes no cost of living Everything provided I packed my stock market accounts But it was dangerous and we had weekly rocket attacks on my base It was called Fenty The base is gone now

[@SlickSydney]

Canada has a Tax Free Savings Account TFSA. Can deposit about 6500$ a year. All gains are tax free.

[@RetireandGo]

This is fantastic!

[@artvandelay1555]

Taxes. Social Security is taxed at a lower rate and yes certain divedends are not taxed. Don't make too much money the other way or you get killed in taxes. This is making me hungry man. I like the advice on where you stay, the little clean, secure hole in the walls run by nice people. Start a health savings account just for your dental needs as you age. I like mushroom & black olive. That is so cool a pizza place. Warren Buffet said crypto is rat poison.

[@RetireandGo]

Good idea about the dental account

[@nealweeks6632]

Too big of meals now. Lmao Love it.

[@RetireandGo]

True! Have us take away haha

[@ThereIsAlwaysaWay2]

DANG ..... no taxes on dividends ??? I have to go verify that NOW. In Canada, no tax bracket is 18 000 Canadian (13 000 US today)

[@RetireandGo]

In the US there are qualified dividends Check on that See if there is something similar

[@BangNguyen-ux4ie]

I remember having a conversation with a coworker years ago. He was lamenting of how many Americans live beyond their means with lots of debts. I pointed out to him that getting a mortgage to buy your house is also kinda living beyond your means. Most people in other countries save up until they have enough to buy a house with their own money rather than getting a home loan. That triggered a disagreeing response from him. To him a home mortgage is not living beyond your means. I guess most (if not all) Americans are so used to the idea of having a home mortgage that it no longer occurs to them that, technically at least, it's a form of living beyond your means. What about you? Do you think borrowing a huge mortgage is a kind of living beyond your means?

[@aniwee17]

No. Because our economy is inflation based. Also, having a mortgage can be an asset when interest rate goes up.

[@BangNguyen-ux4ie]

@@aniwee17 How so? Usually the house prices go down when interest rate goes up. That's the whole idea of raising the interest rate: to cool down the economy.

[@aniwee17]

@@BangNguyen-ux4ie your theory would be correct in a perfect supply and demand economic model known as the invisible hand per Adam Smith. But the Democrats enacted environmental law and climate law that severely limited the available land for home building by not granting a new home permit. Thus, we have a shortage of housing. And it is getting so severe that many young people cannot afford to even rent, let alone buy a home to live.

[@RetireandGo]

The idea of owning a home is part of the American dream They have not kept the supply up with demand This has raised prices I actually designed a 3d printing house using concrete to avoid hurricane damage It could be insured for $50,000 for totally loss I don’t know if it will ever get adopted

[@4flyguyeli]

George Carlin said “that’s why it’s called the American dream. Because you have to be asleep to believe it.”

[@beerman204]

A good hotel in Thailand can cost less than 50 bucks a night. So who hast the better economy, USA or Thailand?

[@RetireandGo]

Truth! Haha I agree

[@jameshall2299]

Kats in Chiang Mai has a great kao soi

[@RetireandGo]

Thank you for this information

[@RegularGuy239]

In Singapore u can earn unlimited dividends tax free

[@RetireandGo]

That’s pretty awesome! I need to look more into that

[@susangarrard2753]

Up to 40k on dividends not taxed-that makes them much more attractive.

[@RetireandGo]

Yes for sure That’s a good retirement set up

[@Hokipoki4u]

How do you treat yourself?

[@RetireandGo]

@@Hokipoki4u with kindness and forgiveness :-) Have a good day

[@symzie]

Tax free - £12500 in UK.

[@RetireandGo]

Nice !

[@jtraveler888]

Freedom is just another word for nothin' left to lose. - Janis Joplin Freedom to me is not having anyone telling me what to do while living comfortably and doing what I want. As you mentioned: investing is a big part of that strategy. Another great video. Thank you.

[@DamienYuen7718]

Song was written by Kris Kristofferson but Janis had the vocals to propel it.

[@RetireandGo]

I love that line thank you

[@Photojouralist123]

No7 don’t get a girl friend! That will kill off the 6 issues you mentioned

[@DamienYuen7718]

Being A sexual has its perks. I have no sexual attraction to others. I don't want kids at my age now and I enjoy my solo life. It's not for everyone but it works for me.

[@RetireandGo]

Haha I do like my solo time It gets lonely sometimes

[@RetireandGo]

I can see this I understand

[@DamienYuen7718]

You want some real mad dogs? Come to Penang. You need to watch out. 😂

[@RetireandGo]

I understand! I’m heading to Penang Malaysia soon

[@SlickSydney]

Self invest for lower fees. Don t pay a broker their “cut”!

[@RetireandGo]

Totally agree!

[@glenloader639]

Interesting...... though I can't agree with your point of view of " True Freedom " there is no such thing as " True Freedom "!! You may be " Stress Free "" , though being " Stress Free " doesn't equal " True Freedom " .

[@RetireandGo]

I understand :-) Hey I’ll take it haha Have a nice weekend!

[@eurotrash2915]

Oh, and that burrito? 19 Australian dollars for one, 38 for two, just at the local fast food franchise, it truly is disgusting what we pay in Western countries.....10% tax included, tax on your income, then taxed again for foid, then taxed again for fuell, then taxed again for electricity, then taxed again for water, then taxed again for your local rates, then at the end of financial year.....let's see if you paid enough tax while you pay your accountant to figure that out which presents another bill because of him with, you guessed it, tax attached to it, farkin insane....😮

[@RetireandGo]

I agree In the US the price of a simple hamburger and onion rings can be $30 a person Then they give you a hard time when you ask for a Diet Coke refill Haha

[@frankcentofanti9317]

P.s as of right now what is your favourite City

[@RetireandGo]

Hmmm, good question I’m enjoying Pattaya but I think Chiang Mai is right there too

[@lustgarten]

I think you're confusing tax brackets with standard deduction. $14600 in deduction relates to your expenses not your income.

[@RetireandGo]

@@lustgartenthis is from the IRS: The standard deduction reduces a taxpayer’s taxable income by a set amount determined by the government. The first 14,600 you earn is not taxable It’s tax free :-) It has nothing to do with expenses

[@lustgarten]

@@RetireandGo sorry but that's not really true. For the vast majority of tax filers, the standard deduction is the way to go. “Generally, taxpayers whose total itemized deductions are less than the standard deduction (based on their filing status) will benefit from taking the standard deduction. However, if the taxpayer’s total itemized deductions are greater than their standard deduction, they must itemize,” says Kathy Pickering, chief tax officer at H&R Block... thus if you have itemized expenses that exceed $14000 as many property owners have the standard deduction would not be effective.

[@RetireandGo]

@@lustgarten all good :-) Have a good day ok?

[@jana-patricia-rona4145]

TAX IS THEFT

[@RetireandGo]

Darn well feels like it that’s for sure

[@srinivasasr8200]

Buddy plz stop drinking coke, get water or some fruit juice without sugar.

[@RetireandGo]

Diet Coke contains the secrets to the universe ! Haha Yeah I need more juices

[@marketsqueezer]

Stock market is crashing now, move to safety, this crash is going to be HUGE.

[@RetireandGo]

It might be ! Let’s be ready with cash to buy low Housing next ?

[@marketsqueezer]

@@RetireandGo Actually, I am beginning to look for a cheap house, but I think it is too early. Today, one of our friends bought a very cheap house with an awesome location to what could be bought 3 years ago to the double price. I really like this house to that price. Last time I bought our current house was in december 2011 when everything were freezing.

[@RetireandGo]

@@marketsqueezer keep us updated on the house search !

[@artvandelay1555]

The goal is to die healthy as funny as it sounds.

[@RetireandGo]

I understand where you are coming from haha Remember, AI is coming fast I think they will extend human life by 30 percent in about 10 years

[@TwinJalanugraha]

Hi, my twin brother is a nurse and we love your videos. He just asked me to tell you that you might have a juguar vein distention, and you should visit a doctor. He also said that he hopes he is wrong, we both wish you good health and long life❤

[@RetireandGo]

Very kind of him!!

[@TwinJalanugraha]

@@RetireandGo we love your videos, it's like being there, both of us are Thais but have been in the state since our childhood, hope to simi retire in Thailand (BKK, Chiang Mai, and Hua Hin) in a couple of years)

[@RetireandGo]

@@TwinJalanugraha this is very sweet I am getting a full blood work done in Thailand The video will be in a week I think I appreciate the information from you two

[@TwinJalanugraha]

@@RetireandGo hope you hear good news soon.