What’s the point of having rental properties? It’s not just about the 4-5% return. The key reason is that real estate investment can be a good hedge against inflation. US government is deep in debt and it could be getting worse and worse. Stock market is just too risky if you put all assets in the stock market. If you retire, you can’t afford losing your savings when market crashes or inflation gets out of control.
@lynnas76292 ай бұрын
提醒一下, Obama Care 保险必须在所在州看病,外地紧急情况只能在医院一天就要转回本州。你们在外面跑要有更好的风险控制计划。可能可以再买个旅游保险, 但是长期旅游保险可能也很贵。我也在找答案,想听大家意见。
@joannabusinessaccount72932 ай бұрын
I think you should consider catastrophic situations also, for example God forbid, if some develops cancer or a very debilitating neurological disease that they need medical care and a place to recuperate, it would be good to have a home near a world class medical center, health insurance, and manpower to care after the sick person. For this reason, I think having a condo in a major U.S. city, with some sort of catastrophic medical care in the U.S. - will give you another layer of insurance. Great channel!
8:41 the point is they look for capital gain on the houses. 因为在澳洲房价不断上涨。 也许租金回报率只有5%。
@ningningzhou7772 ай бұрын
租金回报率5%已经很好了
@May-jg3zk3 ай бұрын
200% correct! That is exactly what I do. Spend all of it! I got no offspring. No penny, no property, left when I go to care home. However, if one got children, they probably want to do it differently. Must retire early, or retire very early in order to spend all of it, no penny left.
The point in investing in real estate is to diversify. You can’t bet 100% that the U.S. stock market will be ok forever. On the other hand, there’s a lot of rich people in the world as well as pension funds that must put the money somewhere - and us high tech companies are as good as it gets on this planet. It’s hard to predict the future / with lower birth rate, there won’t be people herding housing. Also with autonomous vehicles maybe people won’t need to live in the cities. There are just too many wild cards. I think a reasonable thing to do is to retire life, enjoy life, but continue to find ways to generate income while doing something one likes. For example, being a park ranger at a National park for a year could be very fun, no?
@joannabusinessaccount72932 ай бұрын
The point is also with cash buy, you can rent out the house and generate income, to give you cash flow. Have a management company manage the property for you, including finding tenants, maintainace, collection etc. You collect rent. That’s sweet.
@jilljiao14473 ай бұрын
你们不是计划用Lily 的保险吗?还是看国际医疗保险多贵,和哪里能看到好医生!
@BestYears2BestPlaces3 ай бұрын
保险说到底是愿不愿出点钱的问题。
@adam43822 ай бұрын
my 2 cents - if you are healthy you should coninue working till at least 62.
Sounds too optimistic. You don't know when you are going to die. Social security is likely not enough to cover all your expenses. You can not rely on government at your old age.
@BestYears2BestPlacesАй бұрын
Haha have to calculate in advance
@liliwong87783 ай бұрын
我们这儿是奥吧吗每月28元
@BestYears2BestPlaces3 ай бұрын
你在哪个州?
@墨紫月3 ай бұрын
同问。
@wanderer-random27 күн бұрын
还有$0的,坐标纽约。
@墨紫月3 ай бұрын
在65岁之前,就一对夫妻而言, 医疗是最贵的开销。 你和Mike都拥有N栋投资房,每年的被动收入不少, Obama care 恐怕并不便宜😂