6 Things Middle Class Janta Not Doing Right | How To Stay More Organized with Your Money

Here are 6 basic things Middle Class don't know about and You should definitely not be missing this!
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[@YourEverydayGuide]

👉 Download Stable Money - stablemoney.onelink.me/gqsW/wginyb1z Demat account I use: zerodha.com/open-account?c=XH7320 Join me on: Telegram: t.me/YourEverydayGuideOfficial Instagram: instagram.com/youreverydayguide/

[@gunjannagda6527]

1) Know your monthly fixed expenses 2) Divide money into fixed expenses and investments, for these its better to have two separate savings account 3) Maintain emergency fund of atleast 4-6 months and put it in fd which can be break easily in case of emergency 4) Separate demat account for investments, one for your own investment and other for your kids future 5) Document your investment and savings 6) Right use of credit card

[@adityanarayan8260]

I had 1 lakh. Wanted to buy a motorcycle. But I invested it on stocks. 10 years later it became 10 lakh. Wanted to buy a car, but invested in stocks. 10 years later I have 1 cr. I wanted to buy a house but invested in stocks. 10 years later I died.☠️

[@Alluarjunn9293]

😂😂😂

[@janardhanpv8990]

Minimum monthly expenses 40k Currently unemployed from 5 months and my emergency fund is getting over Not getting job, so planning to start food business

[@advocatekuldeep8495]

All the best bro, wishing you all the success in ur start up.

[@adeshchavan5297]

All the best brother 🤝🏻

[@akashbabu867]

All the best man I hope you succeed.....don't give up

[@solutionpharmacy]

Nothing can be best than this video. You are a very good tutor

[@bidyasagarboruah2190]

Stable Money doesn't give 200+ bank options, only 5 bank options, please use it understand it , don't share wrong information, I have FD with them but they have limited options .

[@sumitghosh236]

True

[@goanmaniacs3622]

True,even i hv FD

[@Pappu247-t2n]

TRUE, I withdraw all amount from stable money

[@rajK29_]

Yes, I also found this only recently.

[@jyothibasukalyanapu8697]

True

[@connect2dipayan]

😂😂"Accha se mehenaat chal rahi hogi "... ultimate hai. Apart from valuable suggestions those punch lines are highly appreciated.😅

[@indian__walker]

i hardly like the youtube videos..but this one is good...crisp and crystal clear...

[@akashsaini5667]

Aab to saving pe bhi Tax aa gaya like long term stock pe 12.5 % Aur short term me 20 % aur baki sab se bhi hai so aab investment kar ke kya karoge better collect some money and then go abroad at least vaha pe kuchh save nahi bhi kiya at least dusare fayde to honge

[@TheAkhildogra]

Crisp and Clear talks. No Bullshit.

[@thehumblebeast5124]

Exactly... Credit card is most powerful weapon. If you use it wisely. ❤

[@harshinredzone]

For emergency funds, I would never ever advise to do fd for high returns. Better to put in a branch closer to you and possibly with a bigger bank.

[@dm5665]

How FD is wrong? Please explain anyone can break it incase of emergency

[@harshinredzone]

​@@dm5665I'm not saying fd is wrong. I'm saying that don't invest in fd for high returns. Please choose a bank which is stable, large and near to you. This is emergency fund not an investment.

[@debabrataroy9]

Video pause 😮 01:45

[@sushilmaurya8046]

Emergency fund ke liye fd kerne ki bhool kabhi na kre, Emergency fund ke liye RD best option hai

[@rapidgaming3377]

9:42 mujhe khud pe doubt hora 22 ki uhar me h Puri tarah investment me ghussa hua hu, khai m Saadi suda to nahi😂

[@sagarwawge6317]

100% clear and crisp talks 🙏🏻❣️

[@PunesCreativeCouple]

Another informative from you sir, i love to watch all your videos. thanks for uploading these kind of videos for us.

[@virendrayaduvanshi4742]

Thanks for giving good advise about our daily life

[@Manish9Bavaskar]

Aap ki videos hamesha acchi hi hoti hai. Thank you❤from bhopal

[@ShantiMaya-cm8vl]

Thanks I'm your new subscriber❤

[@SPL487]

Sabse pahle emerjency money rakhna chahiye

[@pritipandya3870]

Ek ek sentence very important to lead a disciplined wealthy life 👌

[@thehumblebeast5124]

But... Credit card use kr k income se kharcha kat k... Baki income pe tax set krwa sakte hai?? Pls tell me about this...

[@VibrantVideosbyRSC]

9:30 was out of syllabus 🤣🤣

[@HarneetSinghKharbanda]

Nice and straight forward.. everyone needs to see this...

[@Invincible..108]

100 take ki baat kahi he aapne... Love from Pune

[@gfxguide]

Very Nice Explain Ranjan 👍

[@DineshKumar-jt9et]

Sir bilkul sahi , my age now 55, last 30 year always monthly end on fist day

[@anand3154]

Pgim mid cap ka kya hua sir...apne bahut strongly recommend Kiya tha ...jaise hi fund manager change hue ..fund ki halat patli ho gaye...koi analysis Kam nhi aaya

[@PatilBhushan-bv6cy]

Great video.❤ From Pune.

[@LouisMorganxb3]

This year could turn out worse. I lost a lot of money last year as a result of poor investing decisions that I would never have made if I hadn't been so concerned about my portfolio. I wasn't sure whether to keep investing or make mortgage payments. After selling my investments, I discovered that the house required more work than I expected. I'm not sure how long I can go on like this..

[@OscarOwenn]

Take things easy, we've all made mistakes.

[@BaileyJames-zv2ddd]

To diversify your portfolio, invest in companies with observable cash flows. I've earned money in over 500 different markets in the previous 10 months since employing a planner to help me strengthen my portfolio at the end of 2023. If 2023 teaches us anything, it's that good fortune is temporary. Even in good times, we should put in more effort to prepare for the worst-case scenario

[@AlexClarkcompany]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@BaileyJames-zv2ddd]

Leah Foster Alderman

[@BaileyJames-zv2ddd]

You'll undoubtedly find out more if you look her up online.

[@cargilerout5098]

App ki parsonal finance video bahat achi hotihe

[@abhisheksing8379]

Thank you for the crisp and clear advice!

[@futurdumsuku]

Thank You So much sir🙏

[@ramnaslai2980]

Great video👌

[@Nidhi.pranchal]

Please analysis video for early retirement portfolio in india.with assets allocation? Dividend income? Rental income? Please analysis dabur vs hul vs tata consumer vs dmart? Which is best for portfolio as a FMCG share?

[@souravbiswas3929]

Make a video on best credit cards for common people..😊

[@PihuKayasth]

Great video for personal finance knowledge

[@oneok17]

Aap apna mike volume up kijiye bhot slow voice aati h

[@sandeepchaudhary9670]

Bro you said 6 months salary should be in emergency fund and you have given example that if your salary is 50000 then you need 6 lakh of emergency fund that is one year salary

[@alphacoder3822]

To ache se mehnat chalri hogi 😂😂😂

[@deepaklakra2167]

thank you for these great advice...

[@uffyeayaari8689]

Very motivational talk❤

[@kameshkumar3902]

Nice Vedio Sir, Thanks

[@sharikavenugopal]

Middle class electricity bill = 9,500- Our electricity bill = 800 max😅 Though we are still middle class🙂

[@viditmaheshwari4595]

Book summary of 'Lets Talk Money' by 'Monika Halan'.

[@AKASH_SKY0]

Sir I'm new here and i want start investing money for future I'm 23 right now i want start SIP for 10 year but I'm confused which mutual to choose and how much money should invest and before buying mutual fund what point should note. Please guide me 🙏

[@Saheb89866]

What is your in hand salary

[@kumarsk21]

Salary kitna he ....I will give u small cap (SBI or quant), flexi cap (jm or Nippon) arbitrage (HDFC) index (uti)

[@jimitdoshi1860]

Many illogical things but idea is good

[@kulbhushanjain1597]

Thanks Ranjan a lot...you have shared very important knowledge . Please keep it up!

[@dinabandhumudi46]

Many times I tried but not achieved I think this type of vlog you upload January 2024.

[@ithinkaboutyou4943]

Thank you sir ❤️🤗

[@ashwinigurung7716]

Insightful video

[@vishnupprasadpandey149]

Tysm madhav

[@Embedded_baba]

I dislike this video due to stable money

[@kumarsk21]

Stable money is a good app

[@bappabowri4385]

😂😂​@@kumarsk21

[@phobic1818]

Yes, agreed!

[@shetty1237]

Dear sir..ham ek middle class fly. Maa paap beti...betika age 20 years.. hame mutual fund share market kuch pata nahi.. lekin kuch iska through small amount invest karnahetho kya kare.. kaise kare..demat account kolnahe kya..kaise..pls guide me...🌹

[@SunilKumar-nm5md]

Sir, sip investment ke bare mey KZbin se jankari le lijye. 500 rs se monthly investment Kar sakte hi, long term ke liye achha returns milega.

[@manasmalhotra123]

RBI k fixed rate government bonds. Rate of interest 8% Lock in period 7 years Bank account se bhi ho jaega. You dont need demat account for this

[@aaryankumar7486]

Top mutual funds me simple sip start kr dijiye jitna monthly invest kr skte hai utna long term se aacha profit hoga

[@mayankgupta4427]

Not giving so much option before making videos please check the apps and others information of that so that misleading will not happen

[@harrysingh121]

Is it safe to invest through stable money?? Any experience from anyone??

[@mukeshranjankumar8865]

I also have doubts. But I heard from different youtubers as well that it is safe..

[@SumaiyakhanumSumaiya-s8l]

Middle class waalonke liye video hai main kyun isko dekhraha hunn,humto lower class waale hain 😢

[@nks3743]

Yes ur correct

[@the_f0]

how many bank account a person need?🤔🤔🤔🤔🤔🤔🤔🤔🤔

[@sagarpatole4412]

Thanks

[@apurvomandal]

Nice speech .....❤

[@supersaiyan9854]

would you please make a video on explaining the credit card

[@Jyyo]

15 video banaye hai, thodi mehnat Karle bhai

[@kailashchander6934]

Thanks sir, aap ne achcha samjhaya.

[@rajbasu8649]

Credit Card: You don't get it mate. The credit card companies Depends on our lack of self discipline Or, They bet that you won't be able to maintain the same level of discipline everyday. No matter how prudent you are with money, You debit card will bounce if you empty the wallet, But credit card won't. Salary 1 Lakh Take home, Credit limit 3.Lakhs..why ? 99.99% of people can't track their everyday expenses everyday. A debit card acts as a hard stop. A credit card will allow you to keep consuming. Or you will spend extra because of that reward points..we all do. It feels so intuitive and logical ! Right..That's the genius behing credit card companies.. They spend billions in human behavior research. There is hardly anyone who wins against that kind of brainwashing. Remember, the house always wins.

[@alphatonin]

Sir kya ap paid consultation karte ho? How to contact you?

[@vjon8873]

Kid school fee 10000😮 Can you tell me little bit more about your kid's education??

[@Real_Identity_janna_hai]

Are vo example ke liye add Kiya hai to fix hota hai vo real nhi hai 😅

[@sharmaabhinav]

Metro city like delhi ncr yaha yahe fees hai and isse jyaada bhi hai saste schools bhi hai per most of the schools are expensive

[@lulugamer3933]

Bhai 3 bacche hoonge😂

[@jec_ecart]

They're doing a lot more. Just goberment taxes are not letting them live!

[@RajputfromMewar]

Even stable money FD money takes 24 hrs to get credited same as share market so it is much better to invest in share market.

[@drashumittal5348]

Pl suggest one best fund for SWP sir

[@vikramnag1259]

Monthly expenses 20000

[@TOMMYGAME-di5sv]

10,000

[@chaloghoomne444]

1 cr to har middle class wale ke pass waise bhi hai ….har middle class crorepati hai….whats d big deal….uske asset or ghar ko jodoge …1 cr se upar hi niklega

[@justforentertainment5811]

Here we see your knowledge about finance, when you stay at your home then there is no value of that.

[@PrakashChattopadhyay]

Nice vedio dost

[@pallalholmeroy6468]

Monthly 22k minimum

[@virvikrampal271]

Sir nice video🎉

[@jaymahakalji8761]

ॐ नमः शिवाय ,❤

[@rohitnapa9967]

54000 monthly expenses

[@advocateamoghgupta8385]

50k monthly

[@maheshrao-u8w]

Super

[@anupthakurwar7693]

See everybody was promting mf before the budget came now suddenly people start promoting to manage the expense. No matter how expert you are in managing expenses, the final money saved depends upon the government polices. So better take action against fraud government.

[@bigbambigal]

I like this video because of the beeeps… 😅

[@VikasSinghMinimalist]

Rs 12,000 monthly expenses

[@hardcoregaming4118]

Bhai paise se paise banao

[@kushagragautam7103]

1:46 electricity bill itna jyada kaise h be .. ghar ka bill h ya factory ka ?

[@damodarsahu1512]

Home and studio dono ka hoga Bhai

[@aaryankumar7486]

​@@damodarsahu1512bhai Ghar ka bhi itna bill aata hai agr din bhar ac chale toh

[@ajaykhatkar6012]

You sound like money minded Mandeep from LLA 😂

[@pankajroy21]

❤❤❤❤

[@sandeepchaudhary9670]

Bro you need to manage your monthly fixed expenses first 😂 86k

[@EmpoweringYou-en8rm]

Vai mere ko de 5 crore and I can guarantee you that I will pay you 6 crore after 5 years... 😂😂😂😂

[@chillon7945]

Why because middle class ke sapne bahut hota hai.

[@R99_Gaming]

❤

[@NagendraKumar-xp2qq]

90k per month

[@Atul8070]

25k

[@surajgarg2361]

Electricity bill 950 ki jagah 9500 likh diye lag rha ha

[@SIPKing-w4f]

😂😂😂

[@kushagragautam7103]

😂😂

[@shubhamofficial6806]

Beta woh ac bhi chalata hai tujh jaisa gareeb thoda hai😂

[@avinashshukla4733]

950 rupaye gaun main hota h mai khud 10K electricity bill deta hu

[@hsbsbj1049]

4 ac 24/7 chalte h bhai ke 😂😂😂

[@ankanbhadra1709]

Sir ji, Aapke pass kaam hai?

[@MKfacts1986]

20000

[@piyushpithava8540]

FD se aacha toh MF he

[@RaviKumar-b8r6p]

मैं तो अमीर बनते ही जमीन ही जमीन पूरी जमीन खरीद डालूंगा। पूरे पैसे से।

[@RahulKumar-w3p5w]

Tum garibo ko yhi dikkat h sale gareeb!!

[@sunnydhar3086]

15000/-

[@Mranonymous0001]

Aap mujhe 1 cr de do.. 😅