7 CLAIM REJECTION Reasons in Health Insurance | Health Insurance Claims | Gurleen Kaur Tikku

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Gurleen Kaur Tikku

Gurleen Kaur Tikku

Күн бұрын

A Health Insurance policy can be bought easily, but when claims are raised, are they always settled ? There could be various reason due to which a claim might get rejected.
Having prior knowledge would help you avoid making the same mistakes and you will be able to benefit from your medi-claim policy at the time of a medical emergency.
WATCH THE VIDEO FOR MORE DETAILS :)
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#claimrejection #healthinsuranceclaim #gurleenkaurtikku
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 15 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

Пікірлер: 202
@prabhupadma4273
@prabhupadma4273 2 жыл бұрын
Very informative & helpfull video
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Thank you so much !
@vickysharma3752
@vickysharma3752 2 жыл бұрын
@@GurleenKaurTikku didi mujse verifier ne ghoos maangi hai ...mna kiya toh claim dene se mna kar diya
@Aakashdeep1313
@Aakashdeep1313 Жыл бұрын
@@GurleenKaurTikku mam me admit hua tha hospital me 2 days pehle. Mera totally cost 4700 aaya. Kya muje claim lena chahiye
@godshandyt2945
@godshandyt2945 Жыл бұрын
mam you described everything so clearly. i was about to purchase a policy. and this is best and most informative video i found on youtube. Thanks for all your efforts in making a such video.
@dilipkulkarni5035
@dilipkulkarni5035 Жыл бұрын
Madam please prepare one video on Day care Hospitalisation including how to claim in cases like dialysis where treatment is continues
@SaurabhSingh-pq5rw
@SaurabhSingh-pq5rw 6 ай бұрын
Does laparoscopic myomectomy (fibroid surgery) comes under existing illness ? I mean to ask if there is waiting period in policy of 3 years ,then can this surgery be done before 3 years after policy issue date ????
@GurleenKaurTikku
@GurleenKaurTikku 6 ай бұрын
Yes, it will come under PED and should be disclosed. Waiting period will vary from policy to policy
@KitchenDastan
@KitchenDastan 2 жыл бұрын
Please help: 1. If I have some disease that is not diagnosed yet and I take one health insurance and in future It gets diagnosed, can the insurance company reject my claim saying I didn't declare this before taking the policy? It's almost impossible to know every single disease I have in my body. 2. My mother has arthritis related problem. Do I need to mention it in the PED? If she needs to go through knee replacement surgery after 2 years, can I claim? As for knee surgery the waiting period is 2years but for PED waiting period is 3yrs.
@GauravSharma-zx6ih
@GauravSharma-zx6ih 2 жыл бұрын
If you have declared the pre exis disease then waiting period is 3-4 years .....
@akshaydixit4094
@akshaydixit4094 11 ай бұрын
Hi, I have 1 question. Niva bupa rejected my mother claim. She has detected sugar of 528 and she had to admit it. So rejected Reason was she was admitted in bharti ayurveda hospital and doctor having degree of ayurveda and doctor had gave us treatment of allopathy. So i can understand this but when we got admitted then should we check doctor certificate first or should we do admission first.
@deepakmaheshwari2434
@deepakmaheshwari2434 Жыл бұрын
mam 4 saal agar premium bharye ho gaye h .phir toh koi tension nahi h naa claim reject nahi hoga na
@anikapandey19
@anikapandey19 Жыл бұрын
Ma'am, Excellent info given in the video.I have a querry here if a lady whose uterus is removed and has not been declared in proposal form can this become a reason of rejection in claims?
@mohdbilal2
@mohdbilal2 9 ай бұрын
Mam is it Mandatory to provide implant sticker? If implant sticker is not available from doctor then what is the alternative? Please reply
@Tej_Tech
@Tej_Tech 4 ай бұрын
specific disease applicable for port policy?
@RakeshKumar-ss9qm
@RakeshKumar-ss9qm Жыл бұрын
Madam in my case there is a small error in the name for example in our CGHS card it is N GANGADHARA but in the Bill it is GANGADHAR N. Will it be problem for claiming?
@AR-82
@AR-82 9 ай бұрын
Yes.
@tomlee126
@tomlee126 2 жыл бұрын
I have to take insurance for my father who recoverd from covid last year and it wasn't a serious case mild one. And also he is mild diabetic. Do I need to furnish these details ahead of talking his insurance. I see that the premium also getting increased.
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Yes, these details need to be furnished
@phantomblu3284
@phantomblu3284 Жыл бұрын
I have a question. Lets say I have a rash and I am taking fungal medicine for it and I described it to the insurance company as pre existing illness but latter it was diagnosed as a complete different disease. will that falls under the insurance?
@sumitkaul007
@sumitkaul007 Жыл бұрын
Hello, very informative video. Do you also consult on claim rejections or provide advice, thanks.
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Thanks jee. No, we don't
@sarangduggal3953
@sarangduggal3953 7 ай бұрын
Mam merse ek claim miss ho gaya and its being a year . Can i claim now for reimburshment?
@sauravgupta4491
@sauravgupta4491 Жыл бұрын
@GurleenKaurTikku My insurance claim got cancelled by saying "Please note that as per policy issued to you, Condition - Standard Conditions- Clause D- Notification of claim, the intimation has to be given within 24 hours of hospitalization.". Is this valid reason or any idea about same ?
@vikram87in
@vikram87in Жыл бұрын
Great video mam. I have a question. Agar kisi doctor ne Apne private clinic mai surgery ki hai and us clinic ka registration certificate nahi hai to kya us case mai claim reject ho jayega? Dr is ready to provide his registration number though. Thanks in advance
@sahilsd3429
@sahilsd3429 Жыл бұрын
Mam insurance online purchase krna zada better rehta hai ya kisi offline agent se lena Taki claim k time agent k sath easy approach bana rahe
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
We suggest insurance agent who have a good experience . We are insurance agent from past 18 years & have a big client base. You can try our services by connecting on WhatsApp/Call at 9650706699. Our team may assist you. Thank you
@Vyomview
@Vyomview 2 жыл бұрын
Mam ek video banayyie agar claim reject hua to kya step le
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Sure, Thanks for the video recommendation :)
@ghising7607
@ghising7607 Жыл бұрын
Hi mam , TICL lenses surgery is it coverable .My cousin eye power is above-10 and has HDFC ergo insurance
@gangadharprajapati5125
@gangadharprajapati5125 2 жыл бұрын
Insurance leker 1 year 2 month ho gaya hain colitis detect ho gaya hain. Company denied a claim two years waiting period. Kay cover nahi hain
@OishikSarkargplus
@OishikSarkargplus Жыл бұрын
Can you please confirm that porting from Arogya Sanjeevani policy to any other policy from the same insurer is possible or not?
@Rahulwaghumbare
@Rahulwaghumbare 2 жыл бұрын
स्टार हेल्थ इन्शुरन्स कभी मत लेना, बहुतही घटिया कंपनी है, दावे बडे बडे करती है, लेकिन इन्शुरन्स क्लेम सेटल नही करती.
@tanyadev1782
@tanyadev1782 Жыл бұрын
I am suffering die to Star Health. Never never do star health insurance
@libraryjunction5570
@libraryjunction5570 Жыл бұрын
मैंने भी स्टार लेकर धोखा उठाया। कृपया अगर आप हेल्थ इन्सुरेंस करा रहे है स्टार को न ले।बाकी की पता नही
@ankit1mittal
@ankit1mittal Жыл бұрын
Main bhi star health company se preshan hu
@ankitagrawal4780
@ankitagrawal4780 Жыл бұрын
100 प्रतिशत सही कहा आपने, इससे अच्छा होता की पानी मे पैसा बहा दो। कम से कम जूठी उम्मीद तो नही रहेगी।
@aadi9548
@aadi9548 11 ай бұрын
HDFC ergo also pathetic
@decenttraveller6992
@decenttraveller6992 Жыл бұрын
Mam spinal and nerve disorders health insurance me cover hota he ke nahi....
@PJ-cu4cl
@PJ-cu4cl Жыл бұрын
Hi I have manipal prime advantage I met with accident and I've been trying to claim my OPD expenses and investigations they are asking me that I didn't get hospitalised so I can't claim but the doctors saw there was no need. I'm currently working with my ortho surgeon to see if I need surgery so the current investigations and everything is through medibuddy (I'm still paying from pocket) can I claim domislary claim?
@the_sandman00
@the_sandman00 7 ай бұрын
Can the insurance company reject your claims because you have taken Discharge Against Medical Advice(DAMA) and shifted the patient to different hospital?
@rajmpe1274
@rajmpe1274 Жыл бұрын
Dear Mam, It was nice informative session. But you have not covered "Rejection due to Excluded Provider / Exclusion of Hospital from Insurer list" Kindly suggest how deal with this kind of rejection.
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Koi solution nahin hai iska, this exclusion list is given on the company's website,k application and in policy copies as well.
@sushantveshvikar3320
@sushantveshvikar3320 Жыл бұрын
In case of emergency we can take treatment in excluded hospital till stabilization afterwards can shift to network hospital
@chiranjibghosh2893
@chiranjibghosh2893 6 ай бұрын
I payment hospital medicine bill through Sbi Credit Card.But StarHealth insurance company disallowed this amount . What can I do don't understand.
@pranabhalder7676
@pranabhalder7676 2 жыл бұрын
After 2 years waiting period,is there compalsary to admit hospital for claim on Dr. Prescribed test...?
@hiranmai4810
@hiranmai4810 Жыл бұрын
Mam can we claim bills of two hospital when changed during mid treatment
@geetanewsno.1327
@geetanewsno.1327 Жыл бұрын
Mam please btaye Ki maine ek policy liya tha Aur vo mujhe vaps chahiye Kyu ki mujhe sari jankari Galt btai gyi thi Kya mujhe mera paisa mil sakta Please reply mam
@kapilkumargupta2410
@kapilkumargupta2410 7 ай бұрын
Hi Gurleen ji, My claim is rejected by star health on the grounds that the hospital is blacklisted in the list of star health insurance company. Any remedy available to me?
@GurleenKaurTikku
@GurleenKaurTikku 7 ай бұрын
Not possible jee !
@dhruvdhruvvision7627
@dhruvdhruvvision7627 Жыл бұрын
Hello mam Maine 14 month before star family health optima 5,00,000 ki policy liya tha for 4 person, ,now mere son ko chest pain k liye admit kiye cashless me, but MR CITY k report me ,"old healed infection as describe" Aya hai isliye cashlesh reject kar diya, ab hame reimbursement karne k liye kaha gaya hai, unka kehna hai apne policy lete waqt yeh nahi bataya tha. But Patient ko pehle se koi bhi bimari nahi hai, kabhi bhi hospital me admit nahi hua hai, now report me PNEUMOTHORAX (for chest) Bataya hai So please help me kis tarah se hum reimbursement le sakte hai.. Please
@dr.maheshsathe9141
@dr.maheshsathe9141 Ай бұрын
Star health frod hai bahut problem dete hai pt ko
@mehulgandhi3162
@mehulgandhi3162 Жыл бұрын
suggesting to make one video to know all about GIPSA of PSU companies in mediclaim....
@rahulbhoriya
@rahulbhoriya 6 ай бұрын
Thanks for information mam and ur very beautiful
@pankajsabre
@pankajsabre 2 жыл бұрын
Hi currently I hv Royal sundaram health insurance policy its good or not or I can port this policy to niva bupa or other plz suggest
@arjunmanhas3589
@arjunmanhas3589 2 жыл бұрын
Yes... You can Port
@radhikasalescorporationvap6173
@radhikasalescorporationvap6173 2 жыл бұрын
Very knowledgeable video mam.. Please Add 9th point in case of niva bhupa reburserment. As in their physical verification they can change your gender and saying that claim is rejected as per their clause mispresentation of facts. I had asked kindly share details who had done this fake verification they dinied to answer. I had also done online complain in ombudsman.
@ANANTBARA
@ANANTBARA 2 жыл бұрын
Do last bonus tips applicable for network hospitals also?
@aadi9548
@aadi9548 11 ай бұрын
I took HDFC ergo... As you said if went for the hospitalization yourself then claim will be rejected but in my case one hospital we went for check up asked to hospitalize but beds were not available and my husband was vomiting here and there... Then we went to other hospital ourselves and hospitalized and fool insurer excutives and doctors rejected our claim... Process of hdfc ergo is pathetic... We didn't pay attention that they will just record our declaration that we went for hospitalization ourselves and won't analyse complete scenario... But how poor HDFC ergo's process if they can't identify a genuine case despite so many levels of varification
@monikaroy827
@monikaroy827 Жыл бұрын
Mam hama medi assist ka mediclaim hai..mere husband ka accident hua aur accident ke time vo addicted the alcohol se. Unka operation hua. Hamne reembursment k liye apply Kiya. To kya milega ya nahi mam ??
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Chances are less as claim is not paid if the insured was under influence of alcohol
@shibnathkundu4951
@shibnathkundu4951 2 жыл бұрын
Hi sir Mera nam Shibnath hae or me West bengal me rahene wali hu. Mera quairy hae ki Niva bupa ki policy le rahi hu (Processing me hae) mera mother k BP hae or Piles or 2 yr pehele covid Hua tha meine yea sab company ki sales team ko bata v chuki hu uske bad mera loding charge ki missage aya hua a mobile me likin company ki employee bata rahe hae ki kohi issue nehi ye waiver k liye mail kar chuki hae kohi loding nehi lagega. Yesme future a kohi problem nehi to hoga na?????
@nikitasingh301
@nikitasingh301 Жыл бұрын
Mam I have a claim in icic lombard. And its almost 2 month there is no update. They have raised a query of which I have uploaded the necessary documents. But till now they are saying that it is on investigation..please help me out.
@harshitc6775
@harshitc6775 Жыл бұрын
Does TPA check all the information provided in the claim form with the hospital ?
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Yes, they do
@harshitc6775
@harshitc6775 Жыл бұрын
@@GurleenKaurTikku Thank you !!!
@tejeshwarsingh3130
@tejeshwarsingh3130 Жыл бұрын
Reliance health insurance krvai pehle admit hue approved ho gye 5 din baad discharge hua rejected ho gyi very surprise
@Dr.shubhamkhade0912
@Dr.shubhamkhade0912 Жыл бұрын
Mere father ko pre desease brain ka tha....at the time of policy purchase my agent not inculed that in policy. Now mere father hospitalised for acute gastrointestinal desease jo pet ke bare main hai...aur star health ne claim rejecte kar diya hai... please help me
@user-zc9hz8ly9p
@user-zc9hz8ly9p Жыл бұрын
Is there is any chance in claim rejection if someone doesn't intimate company before taking admission?
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
No, you can inform them in 24 hours after getting hospitalised
@libraryjunction5570
@libraryjunction5570 Жыл бұрын
अगर सारे डॉक्यूमेंट दे डोगे तब भी क्लेम नही मिलेगा
@gantavyamehta9445
@gantavyamehta9445 2 жыл бұрын
Mam thanks nicely understand. I just claim cashless for my father angiography and we all ready mentioned Dieabetes in policy. And waiting period is not finished And dr. Written on letter this is may or may not because of Dieabetes And that case Insurnce company rejected my cashless with that reson So what should i do ?
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Sir, nothing can be done as there is waiting period on the same
@kalpanalad2149
@kalpanalad2149 Жыл бұрын
Very good information supported my policy
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Thank you , keep watching !
@santoshkamble7575
@santoshkamble7575 2 жыл бұрын
Nice information madam from Mumbai
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Thanks a lot, Keep Watching
@chennakeshav3680
@chennakeshav3680 2 жыл бұрын
Hi, i got initial approval from the star and at the time of discharge they have rejected, stating as birth defects,initially i have submitted the doctor prescription and they have approved, they can do this can u pls help
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
yes, they can reject at the time of discharge after evaluation
@alokdwivedi3860
@alokdwivedi3860 2 жыл бұрын
Ma'am accident me ligament toot gya . Surgery ka bola hai doctor me .to ab Kya Kare wo reject ho jayega Kya ?? Koi aur Rasta
@antsinmypants417
@antsinmypants417 Жыл бұрын
Did it get rejected?
@milindrajput6
@milindrajput6 2 жыл бұрын
Maam, does insurance company accepts claim for desease caused by smoking?
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
As far as I know, they will not cover as it will come under self infliction.
@ganeshkharpe5266
@ganeshkharpe5266 Жыл бұрын
मेडिकल क्लेम करणे के लिये एक वकील और एक डॉक्टर होणा जरुरी है गरीब और अनपढ लोगने कभी हेल्थ इन्शुरन्स नही लेना कंपनी पैसा खाके कुछ नही करेगी
@dr.maheshsathe9141
@dr.maheshsathe9141 Ай бұрын
Bhai Mai doctor ho ke bhi claim reject kar diya star health valo ne common logo ka kya hal karte hoge ye log
@aesthetic_us-kg7yu
@aesthetic_us-kg7yu Ай бұрын
Care health insurance 1st hospital admited .clame approval ho gaya 5 days ke baad hospital ne discharged kar diya discharge ke baad raat ko bhut tej fever hua low bp 80/40 ho gaya emergency me 2 nd hospital me gaye unhone admit kar diya unhone test kiya test normal aaye chest me infection aaya claim rejected ho gaya aapki sari report normal hai yahi reason bataya 1 st hospital not detected Dieses 2nd hospital detected Dieses and treatment it
@bunnyboy7230
@bunnyboy7230 Жыл бұрын
Mem Maine mera beta ka typhoid ka treatment insurance me karwaya hai aur 7days baad fir se same typhoid huwa hai tho insurance me cover hoga
@risheeksingh9863
@risheeksingh9863 Жыл бұрын
If someone is an alcoholic, then mediclaim policy covers it?
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Yes, As per underwriting guidelines
@theinformer5
@theinformer5 2 жыл бұрын
Very informative video
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Thanks a lot !!
@mahalingshirol8210
@mahalingshirol8210 Жыл бұрын
MADAM PLEASE POVIDE INFORMATION TO ME I HAVE HEAKTH INSURANCE NOW I SEND ONE CLAIM TO INSURANCE COMPANY THEY ARE DOING DELAY IN REBRSMNT BECAUSE HOSPITAL REGISTRAION NOT RENWEID
@samneena
@samneena Жыл бұрын
Hi ma'am mere ek friend ne mediclaim se 3lakh rs le liye the bahut time pehle doctor se milke wo 1 week admit raha bina kuch bimari doctor ne 5 lakh ka bil banaya. To ye to scam hua na kya ye possible hai bahut log esa karte hai doctor se milke
@rubina6698
@rubina6698 Жыл бұрын
@Gurleen Kaur Tikku Hello ma'am. I am having the same issue. I had made a claim for reimbursement on 24/10/22 and it has been almost more than 30 days we didn't receive the amount. We tried to contact the customer care several times but they tell us its under verification. On asking why it is taking so long they are not able to give any reasonable answer. We are in great need of the money. Its my humble request if you can escalate the process and help us through this.
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
No issues, you can declare at the time of buying the policy
@SachinSharma-mi7ur
@SachinSharma-mi7ur 2 жыл бұрын
Mam maine 2010 me ICICI ki health policy li thi and maine 3 years paid ki jiski kist 15000 per year thi ab mery daughter and wife ka treatment chal raha hai to kya mai unke bill ab reimbursement kara sakta hun plz bataye
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
jee, karwa sakte hain as per policy terms and conditions
@shrikrishnasharma2914
@shrikrishnasharma2914 2 жыл бұрын
Maim mairai paas hdfc egro ka policy hai 1.6 year ho gya hai or aab mujhe hip me problem hai or do hip replacement k liyai bol rahai hai to hdfc egro me hip replacement kitnai Saal baad Kara saktai hai
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
If it is PED, it will depend on insurance company whether they will issue policy or not
@prashantkumar3978
@prashantkumar3978 Жыл бұрын
Agar aadhar aur discharge bills me age mismatch rahe to koi issue hoga kya?
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Ho sakta hai
@ashishchauhan1345
@ashishchauhan1345 Жыл бұрын
@prashantkumar3978 bhai mera bhi same problem ho gaya hai....tumhara claim ho gaya tha
@PrabhatKumarPatel-ex6nn
@PrabhatKumarPatel-ex6nn 6 ай бұрын
Thanks
@prakashc12
@prakashc12 2 жыл бұрын
I bought Health Insurance for my family and the spelling of my daughter's name is not correct. Do I need to ask the company to update the same?
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Yes, absolutely
@prakashc12
@prakashc12 2 жыл бұрын
@@GurleenKaurTikku thank you for your prompt reply ..
@tejeshwarsingh3130
@tejeshwarsingh3130 Жыл бұрын
Approval pehley a agyi 4 din admit rhe fir rejection a a gyi cash less reliance health insurance
@mhrd12
@mhrd12 Жыл бұрын
My insurance company mentioned in final settlement to hospital that do not take 7k from patient it's a discount but hospital took from me what shall I do ? Also my Per day limit is 4750 as room rent & my insurance limit is 5000 per day for room but in final bill sanctioned me 3750 without any explanation . It's a cash less policy . What shall I do now ... I paid hospital the dues unless they would not release me
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Hospital can't ask for provider's discount from the patients. You can ask for the room rent clarification from the insurance company and if it is payable, you can apply for reimbursement claim
@BS-tw5cy
@BS-tw5cy 2 жыл бұрын
Thank you....
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
You're welcome!
@premkumarnookala
@premkumarnookala 2 жыл бұрын
Very Good Video!
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Thanks a lot :)
@MyRahul123123
@MyRahul123123 2 жыл бұрын
MAM, KAYI 8 SAAL WALA CLAUSE BTATE HAI, KI AFTER 8 YEARS CLAIM REJECT NHI HO SAKTA HAI.
@jinaalpatel9946
@jinaalpatel9946 2 жыл бұрын
I have taken hdfc ergo policy in FEB-2021 for my father. At that time he did not have BP and diebetes. Even company had done their body checkup and could not found any disease. However, in MARCH-2022 my father found with hypertension and pre-diebetes during routing check up. I have doctor consulting paper of this. If my father get hospitalize due to so and so reason, will this affect for cashless claim?
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
No effect on claim, you can show the first consultation paper that you have if they ask for it.
@jinaalpatel9946
@jinaalpatel9946 Жыл бұрын
@@GurleenKaurTikku Thanks
@AshvinAjadiya
@AshvinAjadiya 2 жыл бұрын
Nice information but speech speed is 1.5x 😊
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Ashvin jee, feedback taken :) You can reduce the playback speed to 0.75X , apko 1X lagegi :)
@pareshnmahapatra
@pareshnmahapatra 2 жыл бұрын
Madam, please guide me on my below questions 1) To counter this reasonable and customary clause, its better to go for cashless claim in network hospital. Is this right ? 2) we can make a list of network hospitals handy and give to wife and friends pro actively for emergency situations as they will only come to help ? 3) how can we know which hospital charges u reasonably, when we are ill, should we go to each and every hospital in the city to find out ? Whats the solution ?
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
1. It is same in network and non network for both the cases 2. Yes, that should be the approach 3. The clause is made to prevent hospitals from overcharging, In my experience of last 16 years and dealing with claims on daily basis, I haven't seen a single claim being partially paid because of reasonable and customary clause
@sumitbutkar8565
@sumitbutkar8565 2 жыл бұрын
Please make video special opd cover
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
We have made a video on 2 plans with OPD Cover. Here is the link : kzbin.info/www/bejne/poiukmSlip2YY5Y Thank you
@kiranshetty1
@kiranshetty1 2 жыл бұрын
Me insurance nov 2020 me liyithi , baad me 2021 me admit hua tha to claim huata , ab last week admitt hua tha operation ke liye , insurance claim rejected hua kyuki mene insurance policy lete wat 2013 ka one time operation hua tha wo bhi cure hua hua hai mention nahi Kiya aisa reason Diya he company ne , doctor ne certify bhi diyatha wo operation related nahi hai karke bhi ,phir bhi rejecte hua ,kya kar sakte hai iske baareme , reimbursement ke liye apply kar sakte hai kya?
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Kiran jee, this is non disclosure. Apne important medical information company ko nahin batayi policy lete time, isliye claim reject hua
@kiranshetty1
@kiranshetty1 2 жыл бұрын
@@GurleenKaurTikku wo related operation bhi nahi hai ,pehle ek baar first year me admit ke insurance accept hua ta ,ab reject kardiya ,mene insurance inspection ke time un logonko bataya bhi taa phir bhi accept hua ta
@shardalavekar691
@shardalavekar691 Жыл бұрын
Mam , my claim get rejected. Reason is IPD papers prepared by one doctor and nurse only.
@niteshshah8108
@niteshshah8108 Жыл бұрын
Which company claim reject
@mayurshinde9737
@mayurshinde9737 9 ай бұрын
awaiting insurer concurrence meaning?
@ManishMukherjee
@ManishMukherjee 2 жыл бұрын
Who is decided for admission in hospital Doctor or Insurance company. in COVID admission many claims rejected becoz company think that Admission not required.Thats means Doctor Frod with client.who take Action on Doctor & Hospital 🤬. If anything happens becoz insurance company told that Admission is not required then who is responsible 🤬. Plz suggest 🙏
@VivekKumar-mw1ll
@VivekKumar-mw1ll Жыл бұрын
Does gallstones come in slow growing disease
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Yes, it does
@anchitsmusic
@anchitsmusic Жыл бұрын
Don't buy Niva Bhupa Health insurance, they reject my cashless claim, 7 yrs old policy. I am thinking of port to other Health insurance company.
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
please connect with us on WhatsApp at 9650706699. Our team can suggest you a few options for portability. Thank you !
@rohitjain4057
@rohitjain4057 2 жыл бұрын
Mam apki video me jo ye beep ati h bich me bahut disturb krti h i think oro ko bhi krti hogi pls change
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Ok jee, noted
@marufahmed6051
@marufahmed6051 2 жыл бұрын
Dental problems mei insurance dega kyya
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
It will be paid in some of the policies as per policy terms and conditions, not all
@milanchavda7838
@milanchavda7838 Жыл бұрын
Mem ayurved claim ke bare be bataye
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
jee, thank you for the suggestion. We will bring a detailed video soon .. Keep watching !
@bigozzsvlog65
@bigozzsvlog65 2 жыл бұрын
Is the medicine expenses covered in the health insurance.
@ANANTBARA
@ANANTBARA 2 жыл бұрын
Yes...but it must be prescribed.
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Medicine expenses are covered as part of pre / post reimbursement
@technicalhomeappliancekris1906
@technicalhomeappliancekris1906 Жыл бұрын
Mam mera claim reject kar diya ye bol kar hospital black list tha. Poori familly tified ho gya tha
@pradeepmaurya3206
@pradeepmaurya3206 Жыл бұрын
I need help 😭!! My wife's age is 30 in medical insurance Card but in hospital discharge and admission form they wrongly mentioned 29 age. Should I reimbursement in this situation
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
It should not be a problem
@c00lprakrit
@c00lprakrit 2 жыл бұрын
Govt to kya help karegi citizens ki yaha itna premium Dene ke baad bhi 36 tareeke hai private insurers ke paas rejection ke..kya hoga india ka😐
@tejeshwarsingh3130
@tejeshwarsingh3130 Жыл бұрын
We wait ur response
@enjoythelifewithme9695
@enjoythelifewithme9695 10 ай бұрын
पता कैसे चले की कोनसा हॉस्पिटल 1.5X चार्ज करता है। उसवक्त आदमी सबसे सस्ता ढूंढने थोड़ी जाएगा। वो तो नजदीक के अस्पताल में सीधा भर्ती हो जायेगा न मेम।
@rajeshgautam9116
@rajeshgautam9116 Жыл бұрын
star health me accident cover nahi kiya young star plan
@0001harjinder
@0001harjinder Жыл бұрын
Gud work
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Thank you so much, keep watching !
@souravkaurav8782
@souravkaurav8782 Жыл бұрын
Mera claim Dinight ho gaya maidam kya karu bahut paisa lag rha h,,,,???????????
@Abhimanyu_pandey
@Abhimanyu_pandey 2 жыл бұрын
Thankyou mam
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Keep watching !!
@Rohitkabawat
@Rohitkabawat 7 ай бұрын
Mam mera claim Reject hua hai Help chahiye
@ankitsingh-bp2cz
@ankitsingh-bp2cz Жыл бұрын
Health policy li thi digit ki Investigator n batmizi Kri phn chhina Mera mere pass video bhi h
@ankitagrawal4780
@ankitagrawal4780 Жыл бұрын
स्टार हेल्थ का इन्सुरेंस लेने से अच्छा है कि पैसा दान करदो, कम से कम मन को शांति तो मिलेगी। स्टार हेल्थ का इन्सुरेंस लिया तो पैसा देना तो दुरकी बात रात की नींद भी छीन लेंगे।
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
okay, Thanks for sharing your first hand experience with the company. This will help our viewers to take a better decision while choosing health insurance.
@aerojobs6364
@aerojobs6364 2 жыл бұрын
Let nominate her to be finance minister
@atharvajv
@atharvajv 2 жыл бұрын
I have purchased my health insurance seven years before how can I see my proposal form
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
You can email the insurance company
@bishnupaul6708
@bishnupaul6708 2 жыл бұрын
After completing 8yrs your insurance company cannot reject any claim as per new rule
@roypranjal
@roypranjal 2 жыл бұрын
@@bishnupaul6708 wow. That's good to hear
@Dinesh_Thakur_-mh6qp
@Dinesh_Thakur_-mh6qp 11 ай бұрын
Mem mera naam DineshThakor he muje apni family ke liye ek accha health insurance lena hai me Gujarat se kheda jilla nadiad se hu meri family ke liye accha insurance company batao jo cash lesh ho or ushaka record achaa ho claim process or pass karane ka mera age he 40 my whife 42 beti 18 ( 1: son 14 )(2: son 12) total cost kitna hoga best health insurance company batao or claim ratio acha ho please
@GurleenKaurTikku
@GurleenKaurTikku 11 ай бұрын
Please get in touch with our team for assistance @9650706699 or hareepatti.com/contact-us/
@AKASH-rw2lk
@AKASH-rw2lk 2 жыл бұрын
Soo much Fear about health insurance rejected 😓
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Nothing to worry about, if you have disclosed all the material information properly and are aware about the waiting periods and exclusions
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