Thank you for sharing your feelings, and I understand how daunting the idea of retirement can feel, especially when it seems out of reach. It's a concern many share, and you're not alone in this. Retirement planning can indeed be challenging, but there are always steps, no matter how small, that can be taken to improve your situation. Starting by talking to a financial advisor could be a great first step. Also, remember that retirement can look different for everyone. It might include working part-time or finding an alternative stream of income. There are many paths to a fulfilling retirement, and finding the right one for you is key. Keep exploring and maintain an open mind about what retirement could mean for you. There are numerous ways to achieve a fulfilling retirement, each unique to the individual's circumstances and dreams.