7-Ways To Die Destitute In The Philippines!

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‪@everymanhasastory‬

[@faronray5765]

Good information. I called SS about the "proof of life" form 3 years ago and they told me the only way they send it out is if you told them you have a foreign address on file with them. Even if you have your SS sent to an American bank, if you tell SS that you have a foreign address, they will still cut off your SS if they don't get that proof of life form back. Been retired in the Philippines for 4 years now and use my son's address as my mailing address in the states and so far no Proof of life form sent to me. I heard that they send one letter out in June and then another out in October to your foreign address(if on file with SSA) just in case you didn't get the first one. If the SS doesn't get that form back by Jan, they will cut off your SS starting in February. If you read your SS statement that you get at the end of the year to let you know how much you received, it says at the bottom NOT to send this form to the IRS or back to the SS. If you look in your passport, there is no where you will find your address printed whether foreign or domestic, so they might know what country you are visiting but they do not know the address. For my Filipina wife, I wrote down all information and a plan for her just in case if something were to happen to me. She has access to 2 credit cards, 2 debit cards and all of our banking in the Philippines. Have a plan, go over that plan'(s) and your wishes in case of medical/death with your wife or other. Information does change, so always do your own due diligence. Anyone else having a different experience, please inform.

[@chiefcarterphillipines]

I use Americas Mailbox in Box Elder South Dakota. Social Security sends my tax form every year. I have my new credit cards sent there. I paid a little extra, so they open and scan my mail so i can view it online. I used them to become a S.D. resident. Got a drivers license that's good for 5 years. May want to check out a mail forwarder before coming over full time.

[@lesterager1005]

Do not buy a motorcycle. Buy a baja. Much safer

[@Lawrencerice]

Another video loaded with valuable advice and insight. To those new to the Philippines: You will do well to listen to this man, his advice can save you a world of grief.😊

[@vremerman]

Retirement/assisted living facility near Roseburg Oregon had the owner and management quit paying the workers. There are about 50 people stuck there with no food or help. Some of the workers are still there working for nothing, and people are bringing food in for the residents.

[@ZoKitchen]

We all get there so please plan ahead. Nice topic

[@keanul.5216]

Great info thank you Bringing up these very important points that aren’t always mentioned in other Expat videos

[@AlejoHausner]

I wonder if you do not have anyone and start getting dementia, is there a way to pre arrange with a lawyer what will happen. I mean you can draw up a will and a lawyer will make sure it is executed with assets left to the people of your choice. Why can’t you pre specify what will happen if you develop dementia? You could pre choose which nursing home you want to end up in. You could designate a lawyer to diserse assets so your nurse would be paid.

[@jackoneil3933]

BTW Mark, The realities you mentioned gave me pause to consider the realities and possibility of growing old without a spouse or partner in The Philippines, and perhaps you and/or others might have some thoughts you could share on the matter, myself and possibly others would find that very interesting. One should never say 'Never", but for some who may have been betrayed, or prefer to not wager their remaining years on a dependent relationship, living out a life and dying alone may be a choice or inevitability that would benefit from the insights of others.

[@jackoneil3933]

Thanks so much Mark. I've been considering and planning for the possibility of retiring outside the U.S. for many years and you covered several sobering essential elements I was not aware of, or had not considered. It's all too easy and common to become preoccupied with the big matters of 'getting out' aspects, we ignore the elephants in the room and the inevitable little things that can change our lives.

[@robinraan]

Thank you, Mark. Always appreciate your honesty

[@everymanhasastory]

Thank you for watching ☺️

[@AnthonyShaw-ty9pi]

Wow!! Fantastic info👍🎩👌 I just turned 66. May consider moving to the Phillipines, sometime in the future. Thanks for the advice. Great video!!

[@catalinaesoc4331]

Hello.ive been watching your vlog I'm Filipina lm here now San Jose,Ca USA..pls tell you ppl just in case He meet a girl pls don't tell the girl that how much money He had just pls not,because you never know what really this girl wants or just the money

[@ronpd1982]

this is so helpful .... even for those living in the USA, Canada etc. Many thanks

[@ronjones8981]

Excellent life saving advice.

[@homebasebelgium359]

Can't you have that Proof of Life sent to you by e-mail, so you will always receive it, no matter how many times you move?

[@henpuck4049]

Great vid Brother ....Always Keep An Escape Plan

[@rickbold9337]

Filipinas seem to panic when their spouse dies. I’ve had to help a few of them out. They have trust issues with you making calls to sort things out

[@garyt7232]

What a sad way to go. Guys should due their due diligence and have a plan. Hope guys coming to PI will do their homework and not place themselves in this situation. All the best to you and Jen.

[@Moxieman]

You did mention one simple important fact have friends and others that are aware of your situation and can help you get back on track

[@miketurpin4959]

If you use chase Bank in America you can use your bank card here in the Philippines. You must make sure to tell your bank manager that you will be in the Philippines until further notice. They will deny payments on large purchases until you clear it with them everything. It's their way of looking out for you while out of country

[@beth4698]

This is great advice.

[@GeoffsPhilsInfo]

This is a very good video, lots of crucial advice, I'm from the UK so some things are different, but not much, I'm 69 on state pension and a Ford pension, I have an English friend he's lived in Cebu for about 14 years, I have my daughter and ex living in Cebu and a Filipino girlfriend, I'm planning emigrating very soon, but I will visir the Philippine embassy in London to find out about migrant visas beforehand, then I will set up a residence address in Cebu first of all this July, then I will return to UK and plan what to ship over (it's very costly) my bank is HSBC based in UK, i have a globsl currency card linked to it, and I will open a HSBC account in Cebu once over there, because I'm over the medical age limit, I will always keep £30,000 in reserve for emergencies. Our British embassy in Manila can supply us with recommended doctors, dentists, lawyers, and ex-pat communities that are local to say Cebu, its a good idea to keep a gold coin in my wallet, so ill take that advice.

[@Bruski68.]

What it comes down to is, you've got a budget, whatever that happens to be, DO NOT go over it, if for some reason you have to then redesign your budget to fit with your new requirements.

[@nelsonairforce]

Great video. Good information

[@oncall21]

Really important topic Mark. Great video and thanks for sharing!

[@1George2]

good wake-up call! I get into that age bracket as well, no sign of dementia yet.... but anything can and will happen.....

[@perfectroad7141]

Great advice...keep it coming Mark...subscriber from KSA...

[@richardhowe5583]

Good video with lots of need to know information 👍👍 Thanks 👍👍😊

[@jlmarc01]

Great info

[@Boddav]

Thanks for a very important caveat.😊

[@novak4594]

Great info Mark

[@b.coxemba6799]

Actually this is a very positive video. Its very important massage. People need to learn how to link external banks to each other. So you can electronic transfer and used a backup debit cards and / or pay credit cards. I would also received my income in different accounts. You can do this even with one income - Rather its direct deposit than automatically transferred small amount of money each month. Make one of those accounts your emergency fund. Don't include it in your monthly budget. Credit cards are good but they're actually someone else money. Have a keep out of debt account / life insurance account. Think about a small amount of cash hideaway (plan c). Maybe in a Philippines dollar account.(Time to go home account) Financial planning is very important. Talk to someone about the what if I die or get injured plan that you trust. These are key elements to survive.

[@Moxieman]

Only a person who is not paying attention will fail proving to the SSAthey are alive its real simple

[@mikem3789]

If you have a debit card that is tied to your US bank account, that automatically receives your SS payments, can you use the card overseas at stores and at the ATM’s? When the card expires, will the bank send a new one to the Philippines?

[@miketurpin4959]

We have the security questions and answers wrote down just in case I lose my mind😂😂😂

[@isd605]

Such sound advice. I was ALL EARS through the entire video. Thank you!

[@garyburgmylifeandtimes6354]

This is definitely not the place to live try to wing it on your own. A solid relationship in the Philippines is critical and having a friends network both here AND in your home country is the best way to go. As far as Social Security goes, the contact numbers are basically worthless because they don’t respond to them. Social security whether abroad or in the USA is extremely difficult to deal with

[@brianleonard6885]

good advice

[@vanhelsing4344]

Good you mention this, Most Filipina is just after a meal Ticket!

[@Dahon5]

Lets say you have a us bank account and the card is expiring. What do you guys do to get a new bank card, if you are in the phillipines.

[@jamesalias595]

Some guys don't care about what will happen to the Filippina they live with when they die. They live for today and don't think or worry about tomorrow. They think that their Filippina survived before them and will survive without them. So while I agree with you, they won't take your advice, in fact they will get angry and tell you to mind your own business.

[@vinniephillips452]

Scooters are too dangerous, especially in the Philippines. Get a car. If you’re coming from the US keep your money there. I bank with Charles Schwab and Fidelity. End of the month both reimburse ATM fees. Also you’ll never receive the proof of life letter from SS as long as your money is in the US. And Yes, credit cards work great here especially if you need something from Amazon, which I use occasionally. I pay the balance every month to avoid paying interest. The Philippines is a nice country to live in. I enjoy it. Hope you will too!

[@fitnessfunone]

Hay! I did not know about proof of life. I am on social security. I know that if I move out of the usa , that social security would like to know where I am. It is good you mentioned about proof of life.

[@everymanhasastory]

I recommend that you continue drawing your SS in an American bank If you file a tax return every year you will never receive a proof of life letter

[@kennyl.TheSilverJewelryGuy]

with proof of life that they send what if your check goes to a US Bank do they still send out that letter

[@everymanhasastory]

I don't think so. I've never received one

[@ChuckFasst]

It sounds like we are allowed to bring $10,000 over there through the airlines. I have silver also. I wonder how I'm going to keep that cash and that silver, especially if I'm traveling around. Money belt? I don't know. Something I still need to figure out.

[@davidgabrie1302]

You met lots of people over 100, not sure if I want to live that long… guess if I am healthy.

[@lemaitrethemonk]

Is there a social security office in Manila, at the embassy?

[@everymanhasastory]

Yes

[@brainworthy]

Hi Mark. Thanks for sharing good, common sense advice. Can you or your viewers provide advice for a tourist like me. I am going to Manila for 4 weeks in April 2024. I have travel insurance and nice accommodations in a nice part of town…near the Grand Hyatt Hotel. Do I have to worry about mosquitos, scams while walking in the mall, or hepatitis or whatever you can think of. I won’t be looking for a companion…just a relaxing little get away. I’ll be taking day tours and enjoying the sights. If I have a nice, safe time my plan is to go Manila and other parts of the Philippines every year. Thanks in advance for travel tips and safety tips. I am a male of 67.

[@leroyybrown]

Yep you can end up in a doom loop. With fraud (especially online) now so prevalent all financial services are obligated to protect your money. If you can’t prove identity they can’t transfer money. What happens to people who lose their mobile phone and cards in one fell swoop due to a robbery/break in at their home? How would you buy a new phone and get new cards?

[@napoleonmdusa8877]

I didn't know that filling a tax return, which is something I'll always have to do, automatically works for Proof-of-life for Social Security.

[@banjammy4116]

Good advice .I hear shipping your remains back to America is expensive, l thought about cremation their and have that shipped back ,l have arraignments in America.

[@mattbraban8637]

Is there any bloggers that cater for Australian expats. With advice ?

[@mikemiller6465]

Sad to hear these stories. Guys you have to plan a little better. Take care

[@seans7228]

If you have a stroke and you're at the hospital and you can't function to give the hospital your card and pin etc etc - - - do they just leave you in the lobby to die?

[@everymanhasastory]

No that's against the law

[@blackwoodrichmore4531]

That Justin guy seems like a narcissist.

[@mikeanthony7847]

❤

[@anothernailwithjonesy.6713]

Better looking location for your vids Mark.

[@BiffJohnsonIII]

Excellent advice Mark.

[@DINO_DRAWS]

With the technology today and still can’t prove proof of life is crazy

[@isd605]

I'm assuming Social Security will pay survivor benefits upon death to the Filipina Widow?

[@josepanicucci8591]

Philippines is not the ideal country for foreigners to settle foreigners in PH can't even own small portions of lands & have very limited rights foreigners can obtain PH citizenship if born & raised in PH like the prominent Spanish Ayala family which is not the case of foreign expat newcomers