72,000 PKR Monthly Dividends

[@mehrabkhan9187]

I have 3 check list while investing in dividend stocks. 1. Company should be older than 5 years 2. Company must have a history of giving consistent dividends 3. Dividend yield must be near to interest rate My invested companies for dividends are FFC EFERT POL UBL Your welcome.

[@shafayjamshaid2142]

But ffc didn't paid divedent in this term but a good capital gain but efert angro mcb mebl ubl pol didn't miss nay divedent

[@MuhammadImran-zf7bx]

Thanks bro, very helpful of you to share this.

[@aashnatv8607]

What about the interest rate, the value of the stock goes up too like we can expect around 10% growth in the actual price of the stock.

[@quickinfo_]

What did you mean by dividend yiel should be equal to interest rate could you please elaborate it

[@HassaanbinJalil]

Student of Punjani 😃

[@nobelcreature6201]

nothing beats the peace of mind that you get after owning the house🎉🎉🎉

[@captain2001pk]

@@nobelcreature6201 agreed

[@improvelivingandlearning]

Buy one house at least to save rent live in that house or give rent with that rent amount but not full wealth in

[@Haris2321]

U are right they are not telling the full picture as the dividend are subject to taxes which are deducting from profits . I thing National saving certificates are better explained.

[@helpingtrader-007]

i learned this by living in memon area for 10 years. You can have huge business and cars and it is fine if u own and live in a small 2 to 3 bed apartment. It saves on rental payments and your asset increases in value. No need to be a show-off.

[@elitegaming4262]

after that property taxes, maintenance and HOA :)

[@belearnt3902]

We have rented out our property in our home town for like 200,000... And we are currently living on rent in lahore for like 50,000... But we don't have that peace of mind of our own home... Neither rental amounts nor dividends are permanent and regular... Whenever you have enough money do buy your own place... After that you can start investing in stocks... Then if any loss comes you will be able to bear that loss... These investments are for people who have extra money...

[@solemanwarner]

@@belearnt3902 u r 💯 percent right

[@razabhai9870]

@@belearnt3902 agree

[@VARUNKACHELLA]

Completely agree with you ❤

[@saadsandhu5067]

agree 100percent

[@MohammadAli-fd1rw]

True.

[@aleembaba5824]

رہنے کےلئے ایک گھر اور کاروبار کی ایک جگہ لازمی ہے اس کے بعد ساری بچت اسٹاکس میں لگانی چاہیے

[@ibrahimacheema]

Good infomration Sir, but please also consider following points - Living in owned hose having a priceless peace of mind in all circumstances - A safe future living for our children - Dividends are never guaranteed and also share prices are non-reliable - In case the company do not declare dividend or due to losses there is drop in price the rental payments will be a debt trap for us - Everthing has pros and cons, ALL must be considered in the overall picture - Dividends and subject to 15% tax cut and Zakat deductions that may also increase in non-reliable economies like of Pakistan

[@waqasahmed9241]

You're right. The stock market has its own risks. Its better to spread your investment in 2 or 3 low risk dividend paying stocks. That may lower the dividend yield but you will reduce your risk.

[@saharaliraza6696]

Bro its not for middle class mindset..but you are right As well🌍

[@ibrahimacheema]

@@saharaliraza6696 Correct, actually we Middle Class is the majority of this countary so the solution must cover majority mindset also.

[@waqaramjad9127]

@@ibrahimacheemawith this kind of mindset your generations will suffer and will be forced to live a middle class life. Change your thinking for better future

[@iamlaeeqahmad]

@@ibrahimacheema People end up saving for life but not able to buy home. They only able to buy a plot which is not giving any return. Those who can afford home can own their home. Those who are living in a rental home than its far better to own a business which is giving dividends rather than going with long route of owning a plot and building a home which is very expensive.

[@mudasarkhurshid7572]

Great topic; another factor that favors stocks is liquidity. you can sell stcok any time but selling property will be challenging

[@iamlaeeqahmad]

Exactly

[@Ufi008]

Appreciate your detailed, comprehensive approach. Perhaps the fear that we have been ingrained with investments needs to melt away. Thank you once again!

[@Quranroshni360]

Very informative and well explained video,,,, thanks a lot for sharing

[@Zahid-Parvez-View]

دوسرے بزنس میں انویسٹ کرنے کی بجاۓ اپنے کاروبار یا ہنر میں انویسٹ کریں رسق بھی کم ہو گا اور ترقی کے مواقع بھی زیادہ ہوں گے ۔

[@malikmunir5403]

Stock market mai investment achi ha dividend k leye but jab market nechy ae..never invest on the top of chart ..logo ko ye b baten k market hamesha oper nai rehti nechy b ati ha tab investment ka time hota ha nak abi in halat mai

[@Mrcracker_2.o]

Zabardast video aisy kabhi nhi dekhi or kisi ny bhi nhi samjhaya aj tak k ye bhi hota hai or is k benefits Thank you sir so much for this ❤

[@touseefashraf1]

86 lakh investment can come down to 50 lakh over night 😮 and 10 % dividend can come down to 1% . There is a big risk .

[@AqibAli12293]

@@touseefashraf1 because you are poor

[@touseefashraf1]

@AqibAli12293 ok rich uncle 😁

[@AqibAli12293]

@touseefashraf1 i am your sugar daddy

[@touseefashraf1]

@AqibAli12293 Result of bad Parenting 👎 . Don't disgrace your Parents

[@ZookLife]

You're right. I've seen it happen to a few people.

[@shabbirroxan1212]

Great job !! you are spreading awareness regarding PSX Investments

[@mubinahmed971]

Sir ap 10percent p,anum profit se zyda ka bo bta sakty hen aor bht option hen investmnt ky,ap hm se bht zyda acha janty hen samjhty hen apka experiece bi he,ap pakistan ky elawa bi world ki economy trade stock ko dekh rhy hoty ho,best se best option hen apky pas public ky leye behter earning ky leye thankz

[@Rabnawaz_Sultan]

Thank you Laeeq bhai. It was very informative and eye-opening video. One suggestion that if you can consider dividend amounts after tax it will give more clarity to the audience. 👍

[@AamirArslan]

Laeeq Bhai, this is a very informative video. Thank you for providing such an excellent platform.

[@peacen77happiness]

He has given us only one of the perspective, you may go in details of nitty gritty by your self, like tax amount, commission amount, selection of best dividend paying companies, inflation rate, annual increase in rental, etc etc, which may be covered by taking financial literacy, which is an ongoing process. keep it up and start to literate your children from very early stage to build courage in your children also to take calculated risks.

[@HelpingHand9000]

I thank you Laeeq bhai for providing us with such a eye opening analyses. You are a wonderful asset of Pakistan. I thank you again. Regards, Raheel

[@fainapk]

Appreciate, Very Very Profitable Knowledge

[@awaisashraf1410]

Very informative video.. Every time I learn something new from your vidoes

[@farhannaseer5667]

Very good content for public consumption. I can anticipate exponential increase in public participation in market soon. Sarmaya team is doing a wonderful job in enhancing public awareness.

[@shaukathayat7051]

Wonder fill education. Lovely. Good luck to u.

[@MrAsadjadoon]

Thank u sir ,my first video of your I saw and now I am subscriber.

[@AbidAli-t5w4o]

Excellent eye opening video. Thanks a lot! 🎉❤

[@usamarehman7530]

mashAllah nice a small suggestion take an interview of someone who has done such thing and getting rent from it

[@shanali3457]

بہت خوب سر آپ نے بہت اچھے طریقے سے سمجھایا 😊

[@muhammadfarhanjamil729]

lekin sanu samajh na aya lol

[@mr.nobody4559]

@@muhammadfarhanjamil729 😂

[@maddyk9583]

Iss video say yeh samajh ayee kay 5 carol kay do ghar lo 5 marlay kay. Aik main khud raho dosray say rent lo. Har year rent bhe 10% increase ho ga. Ghar ki value bhe ziada ho gee aur rent ko DCR ki bjaye kise fundamentstrong company main lagao

[@farhanraza2324]

Speechless. A great food for thought. Thanks to develop such a promising and eye opener video. I will take decision subject to shariah compliant

[@itsgamingtime6143]

i am not a finance student but rental yield me house ki 1 year ki qeemat bhi add kerna hogi kionke shaed wo house apko 1 year ke bad 6 cror ka hojaye.

[@xafarnyazee1036]

One thing which is not considered mostly in videos is Tax. On a REIT, even the filer pays 30% CGT and it brings 2 ruppes to 1.4 rupees.

[@mominanoor6636]

And how much for non filer

[@ahmad4436]

@@mominanoor6636 15 percent

[@HealthElites]

@@xafarnyazee1036 bhai standard 15% hai. 30% kahan parha aap ne?

[@Qasim_Hussain_Kazmi]

Brokerage fee sb kuch mila k b 16% se km h

[@HealthElites]

@Qasim_Hussain_Kazmi bhai itni brokerage fees koi nahi leta, na AKD na Topline na Sherman.

[@VaqarNaqvi]

Please also consider 15% WHT and CGT plus broker commission and taxes while buying and selling the share

[@vets9752]

Dear, while building or keeping property there is also many different taxes are involved ( taxes onetime aswellas yearly)

[@shafiq777]

Nice way to Explain. 100 likes

[@raheelwaheed7784]

Love u Laeeq Bhai ❤. As usual, spreading hope and positivity along with free financial literacy

[@yusfonline1771]

Wah zbr10 Lieeq sir, kya explain kiya ha. zbr10 Murshid.

[@sajidmayo86]

Laeeq bhai, you are doing an excellent job.

[@vets9752]

Excellent, ❤ Explained all in a very easy way, Great 👍🏻

[@ziayee]

excellent sir tell about other companies thank you

[@SultanMehmood786]

God bless you for educating the nation

[@MuhammadRizwan-j7b5z]

Superb Content May you Live Long to Serve Pakistan.

[@muhammadashab5601]

Well explained Laeeq Bhai. Aj kal property purchase krna middle class ki pohanch se bhr hogya ha. REIT is a good investment for them 👍

[@canalofintelligence4780]

Informative. Thank you

[@AhmedSher-o1m]

What a great Analysis Sir ! Hats off❤

[@touseefghazanfar8487]

Laeeq Bhai apki efforts kamal hain

[@technation2088]

own home is important, earn bnda krta kis lie krta hy apne skoon k lie our ghar us may sb se important hy ye to ni k earn kr k us paise ko bs bnda dekhta rhn investments bhi zarori hy but home is must 😊

[@waqaramjad9127]

@@technation2088 no. This isn’t how businessman thinks

[@sumairahmed9450]

@@technation2088 Apni investment se Ghar bnayein.

[@Dailylife-jc5rx]

Sir kindly ek video Dividend wali company pay be banai.. k kon kon c company dividend dete he

[@SamiyaShakoor]

you have given very good solutions

[@543danishiqbal]

All of this looks good when market going up

[@muhammadaltafhussain5042]

Good analysis & expect same videos will continue upload when a bearish trend will begin in the psx market.

[@knowledg175]

Laiqu sahib excellent 👍

[@Djmmani]

Seeing the return ratio, i think Mutual funds like Meezan are way more secure and easy also Halal as their current rate is near about 16% and also updated on Daily basis .

[@BILAL0888]

which meezan mutual funds

[@muhammadnaveedshah5904]

لئیق بھائی ڈیویڈنڈ کمپنیوں کا پورٹ فولیو ایسا بندیں کہ ماہانہ کرایہ بھی ادا ہو جائے اور مختلف کمپنیوں سے مزید فائدہ حاصل ہو سکے شکریہ

[@IconicWisdom-uu5yl]

I saw the video for the first time. Also i subscribed it. The content is good. In Pakistan, we knew investment in Real Estate only. As a result the whole country purchased propoerty and are doomed today. Whereas, in the world majority invest in Stock Exchange. Nevertheless, govt policies matter significantly in determining direction of Stock Exchange which should always be known. Today, is not the time to Buy rather wait for its drop now.

[@hussainm29]

excellent I wish I would have invested in stock instead of real estate.

[@motivational7277]

thank you for opening my eyes

[@waseemyousufmalik1217]

Very informative and educative video

[@elitegaming4262]

My man! keep providing us with educational content. i'm seeing a lot of people are commenting "home gives us a peace of mind" and blah blah, the reality is that pakistani people like easy money. our economy promotes real estate investing and all, and everyone has seen the value of real estate climb over the years. PSX is a relatively new market people are shifting towards after watching the news like "KSE-100 aj 100,000 points paar krgya" and stuff like that. I hope people have a change of perspective, because owning a house is a liability, not an asset

[@Entertainmenthub-ip5dj]

Great.. need more stuff lik this ❤️

[@emZubair]

Owning even a one bed apartment gives you peace of mind, agree with the investment part after that.

[@umeraslam8532]

Video ke baad pump hu gya 😊😊

[@amazingThingsAround63]

Very Informative.

[@hashimmehdi4310]

Over all video is good but price on 5 Marla new house is not 5 crore in I-10 it's less also rent is not 72k it's more.

[@iamlaeeqahmad]

😢

[@iamlaeeqahmad]

Back in 2005 I paid 11k @ I -10

[@aghapathan4148]

Apna ghar apna hota h . Pehlay hi pak me sukoon nhn ye ghar tu rehne de sar pe chaoun tu ho.

[@Hamsafar2016]

This strategy will not beat inflation.

[@Kryp_02]

This is what he forgot to mention. Dividend yield should be higher than the interest/inflation rate. You need around 12.5% yield to break even.

[@Elijah-khoon]

Meezan Bank, Engro , Mari. there are many option but Id say these are the top ones for dividend & growth.

[@iamlaeeqahmad]

@@Elijah-khoon good choice

[@jazboy-zexplorers8611]

​@@iamlaeeqahmadis ka dividend regular nil dividend hai Maine abhi check kiya hai

[@AR-fr8br]

پاکستان دنیا کے چند ایسے ممالک میں سے ایک ہے جہاں پر کرایہ سب سے کم ہے۔ یعنی جتنے کا گھر ہوتا ہے اس کے حساب سے کرایہ نہیں ملتا۔

[@heavenandlife]

@@AR-fr8br that's because it's the only country where black money parked at real estate is more than the total.bank deposits

[@AR-fr8br]

Nope, it’s not correct. Even if it is, the government needs to take steps to make it impossible for black money to be invested in property, instead of turning white money into black. Black money is often earned by government officials, making it easier to catch them. However, the same people responsible for stopping it are the ones creating it. Globally, the property sector is encouraged, but in Pakistan, property-hostile policies are made, which hurt the economy. Instead of eliminating corruption, our government nurtures it. Black money is primarily parked in agricultural lands, which are not under the government’s radar. Some senior government officials who have purchased thousands of kanals of land in rural areas, using the money they stole from the government. Imagine this: if you take bribes worth billions, where would you store the money? You can’t deposit it in banks or buy urban property because you’d be caught easily. But if you purchase agricultural land in a rural area, no one notices. Some have even paid exorbitant prices for barren land.

[@heavenandlife]

@@AR-fr8br Come to karachi i will show u property whereblack money is parket. come to khalid bin waleed road and see how black money is used to buy unregistred Vigos , prados and audis. BOSS black money buys justice and thanks to covid and longest ryunning pakistan amnesty scheme of property all loirds have ewarned so much that even if they start spending millions their next 3 generations wont be able to spend it.

[@awaisfayyaz7671]

Thanks. 2 questions 1. stock market investing halah hae? 2. how to find good companies for investing?

[@sumiyyakhan-yk8ef]

How can one invest in stock market

[@TwoCuriousExplorers]

Thanks for great knowledge

[@hassanjaved4091]

I think the main advantage in investing in REITs is that you do not have to manage them actively and incur costs related to it, otherwise the ROI is similar in the long run. It would have been helpful if you covered the impact of taxes as well to compare these two.

[@FawadMueenArbibwp]

Instead of bashing the team ke apna ghr is peaceful and all, you should atleast appreciate the team that they are giving you the concept of investment. Living on dividends is easy and affordable if you understand the market. If they are putting in the effort to financially educate you, dont be arrogant and laud their efforts of financial education. Agr apko ye option unreliable lagti hai then dont invest. Some comments are so rude, your intolerant mindset is gonna get you nowhere.

[@AhmedKamal-q7s]

Brother , I must say you are spreading financial knowledge to all of us. please enlighten us about taxes and fees too .otherwise false hopes are raised when we want to these equations practically.TIA

[@alamgirafridi2447]

Vry good bro.... pls share also the method tht how to invest.

[@MSTALKS1]

Please mention some good devidend paying companies

[@xafarnyazee1036]

For bigger and long term investors, top 5 to 10 dividend paying companies are better. For small investor (5k to 20k), DCR and LOTCHEM type cheaper comapnies, with regular dividends, are better initially. Portfolio could be changed as the sum amount increases over years

[@khan.madeel]

Can you please also explain A) how to track Dividend Yield over past years and B) WHY Dividend Yield of same company is depicted DIFFERENTLY on different broker platforms? Dividend Yield of DCR today (22-Nov-24 - release date of this video) 8.75% as per Sarmaaya and MKSecurities 12.53% as per SC Trade

[@iamlaeeqahmad]

@@khan.madeel Zar is answer to your question

[@wahdatafridi953]

Zabardast Bhai sahib

[@ahmadlone]

I started investing in DCR 8 month ago and have been investing on a monthly basis. My dividend yield is currently around 7%, and I’ve also gained 32% in capital appreciation.

[@TanveerHussain-yj8mb]

Money value depreciation should be taken in to account specially if investing in PKR Versus Property value appreciate !!!

[@muhammadhabibbutt3335]

Very informative 👏

[@randomwhale1277]

@Sarmaaya Financials Please tell the other side of the story as well! The volatility of the stock market is also very high as compared to the real estate market. Things can go from 100 to 0 in stocks; while there's less chance in property, of falling that much

[@ZohaibJahan]

Laeeq bhai tou are right. I did a similar mistake with 3 million (20K USD) in 2021 to save rent of 30K/m. Now, result is: though I was able to save 1.8 million in rental but my 3 million is now worth 8.5K USD and Total is 17K USD. While DCR equivalent would have been 27K USD. I'm taking USD reference because I exchanged USD into PKR that time.

[@irfansaeedkhan7242]

@@ZohaibJahan ohh man 😮

[@2000aftabkhan]

Achee investment strategy hay ye.

[@Rashidmehmood342]

Sir, Kindly share two to three best dividend paying stocks along with their buying rates

[@fayyazahmed4773]

Good👍

[@cswithsaad]

great

[@asifmajeed563]

Mari , Bfbio/CPHL and Efert will be the 3 companies I would like to invest. Right now i m only in Bfbio

[@SamiyaShakoor]

super boss Masha Allah

[@SuperMrMansoor]

Always buy your home first, you can invest in stock at any point, never compromise buying stock over property, property comes first.

[@AbuAzaan5]

Very good video

[@timeismoney8030]

Super explaination

[@inamullah6823]

unbelievable, amazing

[@risek20]

For dividend yield I think 15% WH tax deduction is not accounted that will increase the investment requirement

[@Hanziawan]

Awesome 🎉

[@AdhiZindagi]

v informative video

[@tauheedzahid]

good video

[@muddasarawan7985]

You are 100% right but unfortunately some well known Real estate marketing companies are misguiding people for their own petty interests and render investors stuck in files for years to come.

[@Sarmaayapk]

40lakh rs ki flle lay lo aur 15k ka rental bhi ... zameen hai nai but rent mil raha hai

[@confirmjannati]

​@@SarmaayapkYes. Sab fraud kar k bhag gayai hain like Square Nine, AAA Associates, Al Hayat, One Eleven group, Zem Builder, Hashi Group etc

[@MobinRahman-y3f]

Sir ap sari batain sahi hen lekn ap tax ki bt b to kren ke is par pk govt hmse ktna tax charge kregi.

[@MunibSaad-wm4ps]

Is it possible to make a video on ow to punch stock market (PSX) Order. Because trade link terminal too much complicated to understand and i did't find any of the vide regarding how to used it

[@SarfarazKhan-f4m]

You are the best❤

[@Punjabiworld073]

Sir stock market me konsi se companies dividend de rahi he or konsi ni de rahi ye kaise identify hoga ? Pls clear this question

[@MuhammadImran-zf7bx]

Can you take forward the same example and adjust the currency devaluation effect for YOY basis. ?