A Massive Retirement Question - The Elephant In The Room

Biggest Fear prevents us doing lots of things, often it is irrational fear, retirement is a big step in life, don't let fear stop you from enjoying your retirement.
Use your health and finances in retirement to have an enjoyable experience. We talk about fear and how to conquer it in retirement, don't let it become your biggest fear of retirement.
#retirement #retireearly #retirementplanning
We are members of the Amazon affiliate program, these links contain a referral code where we earn a small commission on your order, you do not pay any extra at Amazon by using our referral link. Thanks for supporting our channel.
Our hotel door lock essential for safety geni.us/fZVXI
Our Favourite Amazon finds
USB Data Blocker geni.us/BdMiD
Tina’s Magnetic Bracelet geni.us/8577jj
Smart Watch America geni.us/Q74tFBF
Air Fryer America geni.us/T3qv
2 Step Verification Key geni.us/YubikeyHardware
Powerbank geni.us/5hRy6
Canon Lens geni.us/lQiov
Smart Wallet For Travel geni.us/aytU4z8
Our filming equipment for KZbin contain Amazon Affiliate links
Camera geni.us/wUa8drk
Camera geni.us/v3jTF
Lens geni.us/lQiov
Studio Lights geni.us/BicZ
Light Modifier geni.us/zMeFcL5
Light Modifier geni.us/ruJGz20
Microphone geni.us/XoPSHQ
Selfie Stick geni.us/MkfqBK
✅ Subscribe to see our new videos kzbin.info...
Try Audible Plus Get Up To 2 Free Books amzn.to/3WIap3Y
Kindle Unlimited amzn.to/3YJYBAc
Amazon Prime 30 day free trail amzn.to/3hObvg2
NORM & TINA'S MOST POPULAR KZbin VIDEOS
What shocked Us Living In Canada | Moving From The U.K.
• WHAT SHOCKED US ABOUT ...
What Shocked Us First Trip To America - UK Canadians
• What Shocked Us First ...
Things We Wished We Knew Before Retirement
• Things We Wished We Kn...
Average Net Worth Of Retirees At 65 - How Do You Compare
• Average Net Worth Of R...
How Much Is Winter In The Algarve Portugal - We Show You
• How Much Is Winter In ...
All Photographs and Video Clips are the copyright and owned by ©This Is Our Retirement and cannot be used without permission.
✅ Subscribe to see our new videos kzbin.info...
🎬 Watch our latest video here / markmaker3
#This_Is_Our_Retirement
WE ARE NOT FINANCIAL OR INSURANCE ADVISORS, WE ARE NOT QUALIFIED TO GIVE FINANCIAL AND INSURANCE ADVICE, THIS VIDEO IS FOR INFORMATION AND ENTERTAINMENT PURPOSES ONLY. PLEASE SEEK OUT PROFESSIONAL FINANCIAL AND INSURANCE ADVICE BEFORE MAKING ANY INVESTMENT DECISIONS AND PURCHASING INSURANCE.

[@glennet9613]

We were very unfit and overweight, also heavy smokers when I was fifty. We bought some cheap bikes, at first we were struggling to get round the local park but gradually built up to days, weekends and every holiday touring. When we retired, I was approaching sixty we took our bikes to Europe every year and toured a different country each trip staying in cheap self catering accommodation. Eventually we sold up and moved to Europe, now we live in Switzerland and returned home yesterday after two weeks skiing. I am now 78 and we ski, hike or cycle in the mountains just about every day. We have an annual medical checkup and that is about the only time we see our doctor, we don't have any aches and pains. Apart from exercise we only buy single ingredient foods and cook a healthy meal every night. I don't know how long it will last but we have had an incredible twenty years of retirement so far with lots of adventures, excitement and new experiences. If we hadn't bought those cheap bikes I'm pretty sure I would have been long dead by now we would have missed an awful lot.

[@mjbalmmac1588]

My parents retired at 65 and I got to watch them travel and enjoy freedom to go and experience more things. Also got to watch them slow down at 75 and things really changed at 80. Teach your kids to love life and retire young as soon as you can and enjoy life. You likely need less money than you think. My parents had very little but travelled low key and travelled lots. Health is everything

[@ThisIsOurRetirement]

Thanks for sharing ☕️🙂

[@floridastitcher1]

There is enough volunteer work to keep people busy for a lifetime. And it’s very gratifying!

[@timothymurphy6910]

my biggest fear prior to retirement was becoming invisible and useless. and forgotten. now that I've been retired for 5 years I am happy being irrelevant and forgotten. there is so much freedom in being anonymous and forgotten.

[@yvonnebertrand3731]

I agree 💯

[@blee309]

We are 76 and 83 and have been retired for 10 years. We have previously traveled a lot throughtout our life and that was enough. We are whole food plant based with no oil or animal products for 17 years and it has paid off well for us. So happy I decided when my mother died of Alzheimers it was time to figure out how to keep those arteries open. If we both die tomorrow we have been among the fortunate ones! We are never bored and every day just flies by. I love to cook and my husband loves to bird watch and loves nature. Those are our main hobbies along with reading and watching a movie every night. Life is definitely good! You never know what is around the next corner so appreciate each and every day!

[@JB-hs2gc]

No oil-as in none at all? How do you cook without it?!

[@zanym8088]

Olive oil and avocado oil are good for you

[@johnnyboyvan]

My teacher friend died at 62 and never got to retire. I decided to retire at 57. My financial planner found more money than I ever thought. I am going to have open heart ❤️ surgery...wish me luck. So glad I retired last June.

[@ThisIsOurRetirement]

Wishing you all the best and speedy recovery ❤️‍🩹

[@ThisIsOurRetirement]

We send you all our best wishes 💕

[@user-vb1ct6dj1z]

🍀...the very bestest of luck to you!

[@rbenjamin1429]

Thinking of you! 🤞

[@caroleanne8529]

Best of luck with your surgery. With today's technology, I am sure it will go well and you will feel better than ever.

[@slothy-sloth-sloth5681]

I've heard this many times, especially when my husband decided to retire. Retirement doesn' t kill you, poor health does. There are also some people whose entire life is wrapped up in their job. It's their job, entertainment and social life. I look at retirement as a commencement. One part of your life is finished and then you move onto a brave new world full of opportunities.

[@ThisIsOurRetirement]

Very well said thank you and we totally agree enjoy your weekend Cheers ☕️🙂🍻

[@robertross8565]

I retired about 8 months ago at 64. I joined a gym about 3 months ago and go 5 days a week. I also lift weights 3 times a week. I walk between 55-60 km a week (both at the gym and walking the dog). Plus I do stretching, meditation, and spent time in the sauna. My resting heart rate has dropped to 48 bpm. I have stopped drinking and feel fantastic. I am in the best shape of my adult life. My job in retirement is to stay healthy and happy and so far two thumbs up 👍.

[@sactopyrshep]

I think too many people have no life outside their jobs and their families. In retirement, they are facing 12 to 16 hours a day no longer filled by work or raising children. They can’t imagine how they would fill their time.

[@JayandSarah]

absolutely

[@DonAntoniodetucum]

When I was in my 50s I saw the writing on the wall, so 1st I invested to secure my family’s future, worked extra to earn my ticket to do the things I thought important to me that I wouldn’t be able to do after retirement, so in my sixties I semi retired, bought a sailboat and headed south, my family would meet me at various ports in Mexico, Guatamala, Costa Rica, etc and we’d sail in tranquil seas. I would not subject them to the real hardships of sailing in heavy weather. I also did scuba diving, snow skiing, hunting with heavy backpacks. All the things that I knew that wouldn’t be possible after retirement age. So I’m not surprised to find myself at age 85 unable to sail my boat single handed, nor ski, nor hunt, nor walk extended distances, with new pains cropping up all too often. I’m glad I made those happy memories while I could.

[@acdatz6222]

I've seen a study that showed, the earlier that you retire the longer that you live.

[@ThisIsOurRetirement]

Very interesting maybe a lot of truth in that 🙂

[@JayandSarah]

Well there is no good scientific data that says not working means you die sooner. The reason people die after they retire, is because they are 65 years old. You are already close to the best before date. Why do you think travel insurance companies stop writing insurance at 69? Imagine, work to 65 and have 4 years to travel with insurance. People should aim to retire a the latest, 55.

[@grahammcmillan8929]

Maybe it just SEEMS longer 😂😂

[@lyndabelknap8367]

Famous quote from thoreau. I went to the woods because I wished to live deliberately, to front only the essential facts of life, and see if i could not learn what it had to teach, and not, when i came to die, discover that i had not lived.

[@Whathetruthis]

Totally agree with you! I had to retired at 59, due to an injury, so I had to wait for my wife to retire about four years later. I was so horrible just being at home. She retired early and now we are really in good place. 🙏

[@ThisIsOurRetirement]

We are happy for you to be in a good place together 🙂☕️

[@Duke_of_Prunes]

Same here. I am 59, wanting to retire, but my wife has 5 more years to draw her state pension.

[@annoverby1422]

We absolutely agree!! I retired in 2016, my husband in 2018 and we have traveled extensively ( except for Covid years) we are going on a Viking cruise in May to the Scandinavian countries!! Enjoying every day! I’ve had colon cancer stage 3 and my husband a brain tumor and realize things can change in a moment!

[@nelsonv741]

Well said! I joined the local Aquatic Center equipped with a Gym about 13 years ago. I was in very poor health, so I started off slow, just a few days a week while I was working to now 6 days a week. I stopped eating all that ultra processed food, lost a bunch of weight, and now at 71, 5 years retired, I am in pretty good shape. Life is so much better now that I am not carrying all that extra weight around. The membership does cost a bit but since I go 6 days a week, the cost is very reasonable, and a great place to make friends. Recommended!

[@AnnMitt]

I thought that I was in decent health in my 50s, but when I retired at 60 and joined gym, I realized how out of shape that I was in. I've dedicated the past two years to physical exercise and eating healthy. I highly recommend that others do the same. Health is wealth. I really enjoyed this video. Well done! 🙌

[@carolb3869]

That’s what I’m going to do when I retire in 24 months :) I walk a lot already on days off (work full time) Have reduced my sugar intake +++ Can’t wait 😊🤍

[@alexmelnyk2928]

I do not see any point in early retirement I am part time semiretired 30 hours a week happy self employed 60+ I have interesting job, network of friends and colleagues my job gives me tons of mental activity and joyful interaction Also, job gives me financial freedom and I have plenty of time for travel I see, that you are deleting critical reviews and different opinions Very mature :-)))

[@ThisIsOurRetirement]

We are very happy for you , the only reviews that get deleted are ones that are vicious or hateful, we welcome other’s opinions 🙂

[@lorenadugan6355]

As our children go off and get a life of their own. We decided to be active in charity work and volunteering. We eventually found our niche and enjoy retirement.

[@JayandSarah]

That sounds amazing!!

[@daviddean6032]

Your heart and soul are in this video and it's exceptional, Tina and Norm. Thank you. I must add, Norm, that your beard looks terrific and suits you well! I'm 65. No one can prevent death eventually from happening but often we can prolong life if we make certain choices. Keep up the great work, Tina and Norm.

[@ThisIsOurRetirement]

Thank you David ☕️🍻🙂

[@user-vb1ct6dj1z]

So true. Very good advice. I walk twice a day now preparing for my wife's retirement after this school year when we will both be retired! A longer 3.3 km walk in the evenings(with my wife)and a shorter one earlier in the day by myself. We look forward to many long walks along the beach and sight-seeing as we become free to travel. Keep up the good fight! -Mike from Ottawa🍻🥂🚶🏻‍♂️🇨🇦

[@bRIZZAd]

Wise wise words. My wife and I hope to retire around the age of 55, give or take. We've got about a decade to go. The last decade with young kids, lack of sleep, caring for aging parents, lack of exercise and the poor diet that seems to naturally come with stress - hasn't been the healthiest. We're pivoting away from poor decisions and investing in our health now with the intent to 'hit the ground running' and be the healthiest we can be whenever we pull the trigger on retirement. Kudos to your candor.

[@ThisIsOurRetirement]

Glad you enjoyed it and sounds like you are developing a great plan for you both ☕️🙂

[@barbaraebner5889]

Similar situations. We both had ill parents and 2008 really hurt our retirement funds. Good Luck to you.

[@barfed64]

Being active in retirement is the key. Sitting on the couch, watching TV, drinking, and thinking life is slipping away is dangerous and will most likely lead toward the health decline.

[@ThisIsOurRetirement]

Well said enjoy your weekend ☕️🙂🇵🇹🇨🇦

[@barfed64]

@@ThisIsOurRetirement Enjoy your weekend as well! We are dealing with a little bit of snow here at the end of March! Your video reminded us of Albufeira! We are already planning our next winter escape! 😉

[@edsedlak6827]

You are doing a great service to people, inspiring them to get on with life. Good advice all around, including the health advice. I retired as soon as I turned 60, at the earliest opportunity financially available to me. I met people who had 42 years at one job and could have retired with an indexed pension at 84% of their work income! They were literally paying to go to work, when you take employment expenses into account. I also know at least 3 people who died a couple of years after retiring, after hanging on to work far too long, one actually passed three months before retiring. Fear of passing away is a reason TO retire, not a reason not to retire!

[@gdreading9088]

My major concern was what am I going to with all this time . . . But there are a hundred and one things to fill your day, the secret is keeping active. Don't become a cabbage sat in front of a TV screen.

[@helenhall3705]

I think one of the key things to be aware of is changes at your workplace which take the enjoyment out of work. I had a job in a school I loved but the principal’s outlook changed as you strived to climb the ladder. I couldn’t stand and fortunately I have a wonderful husband who said- just retire, so I did. Best decision I made and nine years on, I’m blessed to be living the best job I’ve ever had.

[@dianadekin2135]

You are so right. My husband and I have been retired for 6 years now. This is the best time of our lives! We've made lots of great friends with whom we enjoy doing things. It's a whole new world. I'm 69 now and am in pretty good shape. But the food issue is very real. Both of us enjoy sweets and eating out. It takes will power. We visit our doctors regularly. We both have had health issues that took time to heal. We persevere and get going again. Truly a great time. 🎉

[@JayandSarah]

I have just retired early at 51. I have sat and watched over the years, many colleagues far older than me, with tons of economic resources - keep working. They continue to work because they have powerful positions which define them as people... they aren't sure what they will do when they stop working, they will have no identity. Others have told me that have no idea WHAT they will do when they don't work. It really, really shocks me that people would want to spend as much time as they can in their life, working. The whole point of work is to gain resources to NOT work at some point. People get attached to their jobs like they do bad relationships. It's toxic and people are just silly. If you quit your job and walk away - it is not easy, but you can find a way and you can pick some hobbies, We started a KZbin channel as our hobby to document our lives. It gives us stuff to do, takes time and also requires some practice, training and ongoing learning. Best thing we have EVER done. Anyone going to work with enough economic resource to walk away, needs their brain tested.

[@mikeberg5003]

My 2 cents: I was never a workaholic. My wife always has been. The company I worked for closed shop in 2002. I had started an e-commerce site in 2000 so when they closed up my wife said jus focus on your small business. I did pretty good until about 2012 and I packed it in. The expense wasn't worth it. I kept myself busy but at 67, have been pretty much retired for 10 years. I have hobbies and keep myself busy. My wife retired at 65 from an insanely pressure cooker job that included long stretches of time in the UK and Germany. We did some great travel (still do) but after 18 months she was going stir crazy so she went back to work full time albeit in a zero pressure job she loves. My advice to anyone who cares is just find something you enjoy doing post retirement and yes, maintain your health! Thanks again Tina and Norm

[@debbied9997]

Exactly! If you have planned for the money issue, then plan for the health issue! Perfect, love the message of this video.

[@sandihunter1260]

I've been retired for 4 years, my husband 3. The year he retired he was diagnosed with Parkinson's Disease. Something like that makes you appreciate the retirement years. We have a big trip planned to Korea in May to visit my son. What I have found is we are eating better, making most of our own meals, we enjoy grocery shopping together and cooking. I have joined a weekly bowling league which is so much fun and my husband has his 3 times a week exercise for people with Parkinsons. We are busy but we also like days where we do nothing other than going for a walk around the neighbourhood or lunch at Ikea. You also have to like each other, it makes a big difference. Don't wait for retirement, my mom lived a short time when my dad retired and he lived another 17 years, very unhappy. Enjoy this stage of our life. We deserve it.

[@ddias4918]

I'm sorry to hear of your husband's diagnosis. These past few days, I have been viewing videos of people who have significant improvement of Parkinson's symptoms on a carnivore diet. May be something worth researching.

[@MegsCarpentry-lovedogs]

Norm....the mustache and beard is working! An image that sells a man with wisdom. LOL A young retiree moved to Atlantic Canada chiming in. :)

[@trishastewart563]

A Nova Scotian agrees

[@ridemorebikes6448]

You have competition Tina.....

[@quentinsf]

Yes... rarely would I comment on another man's facial hair... but I think it suits you!

[@grandpa_eric]

Hey 👋 Norm & Tina! Welcome Home 🎉🙏👏 This week I had to get my car inspected as required by the State of Delaware. I have an older car, due for retirement sooner than later. We want to go on a road trip / “vacation.” After checking out all the lights, wipers & horn, I got out of the car and the inspector hooked the car up to a computer to diagnose any engine or other issues. Everything checked out 💯 a okay ✅. That’s a relief. You’re absolutely correct! As we grow older, that baseline bloodwork and confirmation we have many miles ahead is comforting. The biggest decision is deciding where to go! And how much to spend, eat, and drink. 🍺 🍹 🥤 🌭 🍟 Oops!! Within reason. Have a great weekend! ❤

[@ThisIsOurRetirement]

Great comment Eric have a wonderful weekend Cheers 🇺🇸🍻☕️🇨🇦

[@faygallagher8425]

Lovely to see you again ..to see you again ❤ My two cents worth is (and Im only realising this) stress has a way of pulling your health down so whatever you maybe be doing if its causing you stress...RUN. Find something that makes you happy. May both of you and all of us live the best and longest life we are given ❤

[@iany2448]

Still remember when I first started working. Often seeing in company-s billboard, so and so has retired after decades of service at company. Equally often to see announcement in the same board a few months later the person passed away. At that time, retirement is such a remote thing from mind.

[@401KDexters]

Since I retired last year ( Sept. 2023), I have had no problem keeping busy - starting a 12-acre homestead with 7 Dexter cows, painting our current home in preparation to sell and build a smaller retirement home later this year, running our German Shorthaired Pointers in AKC Hunt Tests & Field Trials, & and sharing our experiences on our YT Channel. Tina & Norm, thank you for the inspiration and such a great community!!

[@davidmaclachlan]

Thank you! Semi-retired in 3, fully in 5 and we plan to live the good life in both Canada with winters in the California desert. We've worked hard all our lives and will appreciate having time for ourselves. Best wishes as always.

[@GeraldMilligan-sb1tl]

Hi folks…a bit concerned about ya. No video this w/e. Perhaps get hijacked by the Easter bunny. Hope nothing is wrong. We miss our weekly fix. The Milligan’s, Tamworth Ontario

[@lovethomassowell]

Thank you! We always watch your videos together and have enjoyed every one. You have a wonderful way of connecting with those of us in your YT audience.

[@FionaMacDonald]

‘Eat, Drink and be Healthy’ is a great read that cuts through the guff and explains why and what you should be eating (and drinking if you do partake). Exercise and stretch - that’s what you have the time to do in retirement so make that time count 👍

[@googleuser2170]

I think there is a correlation between people who retire, do nothing or do little, and die early. It is important to maintain health, exercise, and watch what you eat, but it's equally important to maintain schedules, learn new hobbies, learn new things, expand your interests, and socialize with friends old and new. For example, I think you two are doing it right. Having a KZbin channel not only gives you a bit of income but also forces you to use your mental faculties in producing and editing videos. You interact with people from around the world. The traveling keeps you active, forces you to think about new things, and helps you expand your horizons. Retiring and then staying in the same area you lived in, the same house, and doing the same things (minus the job) can cause you to go into autopilot. I watched my father decline rapidly because of that type of lifestyle. He didn't have the challenges of work and had little challenges in his home life. He occasionally tried new things, but it was all too easy to revert to his lounge chair and routine. The hours he would normally be at work were just filled with more TV and an extra trip to the store, or on a good day, the lake to fish. None of that challenged him. He stopped learning and growing and it took a massive toll.

[@caroleanne8529]

My mother retired at 62, said that she had worked all her life and was just going to "set." Well, she sat for 10 years, did as your father and passed away at 72. Not much of a retirement, if you ask me.

[@desertfish6239]

My dad and my uncle both passed away just before retiring. My mom and my aunt suddenly did not have their husbands to live their retirement dreams. So they traveled together to all the places they wanted to see with their husbands. This stuck with me and that is why my husband and I retired early. Planning an extended trip this summer. Life is short. Enjoy it!!

[@whatsup3270]

To each his own, my mom refused to retire. She had a social life at and through work. My dad worked hard to hold the recliner still, and she wasn't interested in that. It generally worked for them.

[@user-gc5ee8gh8h]

My husband and I have a plan to retire at the end of 2025 both in our 50’s. My husband lost his job at the beginning of the year and has struggled to find a new job so now his has decided to retire earlier than expected. His having a great time and enjoying his new freedom but I’m still working. It’s true even though I’m happy for him it’s hard for me to continue to show up for work. I can’t wait until I can join him in retirement!

[@user-hx4jh7ik5x]

“I would rather be ashes than dust! I would rather that my spark should burn out in a brilliant blaze than it should be stifled by dry-rot. I would rather be a superb meteor, every atom of me in magnificent glow, than a sleepy and permanent planet. The function of man is to live, not to exist. I shall not waste my days trying to prolong them. I shall use my time.” Jack London credo

[@njcanuck]

Truth- #1 women never retire. Still cooking, cleaning, doing laundry, organizing social calendar. #2 if your spouse doesn't want to travel, go ahead yourself. I don't see why one should stay home because the other one wants to keep working. However, traveling as a single is much more expensive. I don't think couples realize at all what it's like to live as a single. I am very careful talking to married men because their wives get jealous very easily. Subtly not being welcomed to sit at a table because you're on your own. Paying single supplement up to 50% or double fare for cruises or all-inclusive resorts. Feeling more vulnerable because if something happens to you, who's gonna look after you, take you to the hospital, etc. It ain't easy.

[@Sullivanfamil39]

I love your channel. It partially motivated my hubby and I to retire early (even on a limited income). We ❤ it and we kick ourselves for not doing it sooner. We encourage others to get the finances in order and do it!!

[@landeeld9596]

We were both keenly aware of finances and waited until we were 66/77. Now we are well set and VERY happy to be retired, knowing that most likely our savings will never run out.

[@billgailfreeman74]

May I suggest a session devoted to “out of Canada health insurance” options, costs etc.

[@JayandSarah]

From our perspective, health "insurance" is one of these North American driven fear models. We have met so many older expats who have NO insurance, because they can't even get it. Do they worry? No. Many countries where expats go have healthcare that is actually affordable just to pay out of pocket for. If you get a terminal condition, well so be it. You have bigger problems at that point in life other than insurance. Just our .02c Travel medical insurance stops being underwritten for the most part at 69. And regular medical insurance is expensive.. a person can pay easily $350 USD or more a month. AND, try getting paid out if something happens. They will all find tooth comb your medical history if your claim is large, looking for a way to avoid paying based on some preexisting clause or a failure to disclose that was not even on purpose. That is how insurance companies operate. Talk to expats, they will tell you the stories.

[@Beyondjustjen-mw7gt]

Eating well as soon as one can, even way before retirement is a great gift one can give one's health. It's hard to ditch bad eating habits. We have been on the healthy eating journey for a bit now, in preparation for the retirement phase. We understand without our health, there won't be much enjoyment in the retiring days. Good video topic. Cheers!

[@ThisIsOurRetirement]

Thanks for watching enjoy your weekend Cheers 🙂☕️

[@sarashann]

For many, their identity and social circle are tied to their work. It's a shame. Broad horizons throughout life serve one well. I think women tend to have multiple social outlets and that makes retirement easier. Additionally, there are not an insignificant number of Boomers and Gen Xers who don't have grandchildren to focus on. Having something to retire to is so important. Your advice on fitness is spot on! I find a diet and fitness tracker so useful. The one I use is free and is called MyNetDiary. Really keeps me on track! I appreciate you both so much. You're absolutely lovely!

[@ThisIsOurRetirement]

Thank you Sara enjoy your weekend ☕️🙂

[@paul_domici]

I think everyone's biggest fear of retiring is what are we going to do every day to feel productive? Great video guys!

[@ThisIsOurRetirement]

You are right Paul Cheers 🍻🙂

[@dean7442]

I agree, that is a big fear, but in reality it need not be as you have worked most of your life, striving to achieve and to be productive. Now you have achieved retirement, you can spend your days productively relaxing and having fun with a healthy lifestyle..... we've earned it.

[@lyndabelknap8367]

If you have a country style life that never happens. My husband and I both semi retired at 37 to run a farm and homestead and we have tons of projects on the go. Best life ever but a lot of men have no skills today to do anything.

[@alancane1482]

Sometimes it takes me hours to decide what to watch on TV that evening. When did I have time to work?

[@sjbutler2330]

Why do you feel the enemas need to feel productive when you retire? I was very productive working for 45 years in the nursing field, and now am enjoying this down time and restful days.I personally do not feel that I must be productive now at this point of my life. I have done more than my share, for real!

[@tanyajohnston8262]

I retired at 58. Pension is okay and lots saved along with my home all paid off. No money owed. I’m healthy right now and very busy since retirement with so many more goals to reach. I only drink coffee, about 2 per day, decaf tea and water. No alcohol or cigarettes. No unnatural sugar either. And I work out everyday with either bootcamp which is a HIIT workout or indoor rock climbing and walking. I’m 62 now and enjoying good health while doing the activities I want to do 😊. My husband is age 60 and not yet retired but I’m not worried about doing things on my own until he can retire at about 62.

[@vickiemoran5818]

As always, great advice, Norm and Tina. We retired in June 2022 and April 2023. We cleaned out, prepped and are selling our house as our first priority like you guys. We think retiring at 57 has been a really great decision. I think if we had stayed at work all the stress and tasks at home piling up would have shortened not lengthened our lives. We’ll never know but we sure are happier. Thank you for creating this community.

[@marygarrapa3537]

Thank you for all your really worthwhile tips. I totally agree that retirement should be a new beginning. This could be a time when you can learn something new you never had time for and now you have. There are so many courses available to follow, history of art, for example. You may have had to go into a job instead of carrying on learning for longer. Now's the time. If you are curious and want to know more about whatever interests you, then you have a stimulus to live and find out. Reading and book clubs are excellent but not enough. You can add to that by following lectures, listening to talks and discussions and even learning a new practical skill, if you have spent your working life behind a desk. Mind over matter. Usually works. My mother learned two new lamguages after she retired and her mind was sharp as anything till the day she died at 86.

[@ThisIsOurRetirement]

Thanks for sharing your thoughts

[@tamaramadelin4831]

Such an inspirational and insightful vlog! You must be active and lead a healthy lifestyle not be a couch potato! I TOTALLY agree with going to your doctor and every year I do a full blood panel (tells you a lot)plus other annual exams and that is so important!! Lifestyle changes can improve your longevity and quality of life , I know!!! Thx Norm and Tina

[@haleyjae4145]

Appreciate you both. 💜

[@CitizenTurtleIsland]

It's odd if you grew up without grandparents like me. Old age is a fuzzier concept. My mom made it to 77. The other day I calculated how many Sundays I had left if I live to 77. (I'm 62). THAT helps put things into perspective - including maintaining one's health. (I don't have that elephant in the room. I'm peacefully single. But I enjoy watching you two share your insights and experiences together!)

[@wrongwayconway]

I'm like you! 62 turning 63, mom died at 71!! So yeah, I'm very aware of how little time there is left (maybe)...

[@ghostflight73]

Totally shocks me how many people worry about money, fancy cars, fancy brands on their feet, arm and bum....yet are clinically obese. Who cares what brand your hand bag is if you look like a buffet monster. Why worry about paying your bills at 90, when you will surely explode soon. Stop eating so much food and so much junk. Go for a walk, less pills, less food....MORE LIFE. Knee injuries, blood pressure, diabetes, cholesterol levels all get back in line when you get your weight in order and eat some quality food. Its what really matters. Cheers, enjoy your vids.

[@jpsoso8748]

My sister and I worked last our job retirement ages. We both had medical emergencies that made us decide to retire at ages 66 and 69. The financial stability was worth it. But most importantly, we now have the time to follow up on our medical needs as quickly as we want. Dental and medical appointments are better because we don't have to squeeze them between work days. We are stress-free so our health has gotten better. This is a great time to manage your medical time.

[@khaldounsamman9128]

Drinking Scotch neat, eating healthy, and exercising is the key to a long life in retirement. Alcohol is fine as long as you don't add sugar and yeast.

[@oregonianslovingportugal3938]

I retired at 63 in 2020 and my husband retired at 69 in 2022!! We love it😃

[@coppertone711]

The elephant is in the room, and let me say this, I am alone these days. I have retired and am in agreement with what you are saying. My son begged his father to retire. He was a very important part of the industry, but after 42 years, transplant is failing, dad let it go to someone. I am so thankful he did talk his father into a few years of retirement before he passed. I honestly have lost all of my friends over the years. It is a sadness to me, but I plan to enjoy the years I am blessed with. I can only say, please consider the days ahead as your time to enjoy.

[@trainluvr]

I knew two blokes who died within weeks of retirement. One ate poorly and was overweight, the other kind of waited too long and seemed to have few outside interests to keep himself interested. Another fellow I knew well was very active, healthy and had a good sense of humor. He died 10 days after being diagnosed with liver cancer a couple of years after he retired at a normal age.

[@busterbiloxi3833]

I love this couple! Great honest people!

[@mikey20is]

Im 71, I teach tennis to mostly children and love what I do. But, you're analysis is really a consideration i must keep in mind. Thank you, for your very thoughtful insight.

[@wcg66]

I'm retired now at 57. I wasn't so much worried about retiring but thought it would be better to wait until my wife's pension was unreduced and was ready to retire. You're completely right though, don 't wait if you can do it financially!

[@lawandahuffman8847]

Thank you for this. I appreciate the time that you have taken to help inform the rest of us!! Live Long!!

[@TheRetirementTrainStraightTalk]

Love the channel Y’all. A lot experience and common sense. Like I always say, time waits for no one. We are traveling a lot.

[@susanbaumgard2473]

My husband and I have been retired for7 years now. We do travel alot. What I have found out is that you have to be willing to get out of your comfort zone and try new things, whatever that might be. I have heard this statement when people say they are bored or restless. "Are you bored or boring"? I don't know, something to think about. We love our retirement but stay extremely active and social. It takes work that you have to put in to create your next life experiences.

[@terryevp4084]

Thanks, Norm & Tina. Another great video. Many Thanks. So inspiring and very positive as always. Blessings to you both...!!

[@alancane1482]

Some say by the time you're 60 you may have 500 good weeks left. When you're likely to have the energy and ambition to want to do things in retirement. That gives one pause.

[@ThisIsOurRetirement]

Thanks for sharing Alan ☕️🍻🙂

[@alancane1482]

@@ThisIsOurRetirement I visit the Y three times a week. Wife won’t go because she doesn’t want anyone to see her in a bathing suit. But she’d be the Skinny Minny.

[@caroleanne8529]

No! People can have many more than 10 good years beyond 60. Don't know how old you are, but if you are relatively healthy, figure on slowing down when you're about 80.

[@alancane1482]

Yes they can. But you can't just assume everybody will. @@caroleanne8529

[@evadeanu1]

Wise message in this video. Thank you

[@roxie0648]

Hi, I have followed your channel prior/post retirement and your video is very informative and right on point. Husband/I did all you suggested prior to retiring visit doctors, financial planner, and told our kids…and we did it retiring 1.5yrs ago and could not be happier. We immediately got into traveling starting in 2023, 2024 and even now pre-planning 2025. The secret to a memorable, happy, and adventurous retirement is having a good relationship with your spouse because no matter how healthy or money you may have if your marriage has not been good retirement is horrible, like I see with some family members. My husband of 18yrs is my best friend and are both enjoying living this chapter of our lives. God bless..

[@twotipsytravelers6701]

Great video. We are very focused on our diet and on function based exercise, namely doing weight training and cardio that emphasizes supporting muscles and balance so that we don't have to worry about stairs, using the bathroom, walking etc. We have noticed on our last few trips how much better we feel getting around. It really is use it or lose it. And we also have taken up studying spanish (since we like to go to Spanish speaking countries) and while it's a lot harder than it was learning languages when we were younger, it's really keeping our brains sharp. Also, despite our youtube name, cutting down on alcohol has been a priority. Everyday feels like a holiday but we don't have to toast it every day, lol

[@robtuck5011]

Guys I have been retired for12 years at 77 and go to the gym 5 days a week and we travel a lot in fact we met you in Albufeira this year. Retirement has been the best time of my life.

[@ThisIsOurRetirement]

Totally agree Rob we love ❤️ being retired glad we met you 🙂

[@karenpeters4457]

Love you guys and your messages.

[@jeremy1350]

Hi Tina and Norm. The Medical is VERY important. And depending on WHERE you live, may dictate retirement rules of engagement, (Whether you have/or don't have a GP.) That is a serious issue in Canada as you know. And IF you go to a doctor and get the regimen testing, and IF the doctor finds something, and needs to investigate further, and one goes down that rabbit hole, that is a whole other kettle of fish, yes?? Diet/Health/Heredity/personal issues (I.E. Drinking/Drugging) are all going to be serious barriers to being healthy TO retire. I don't know what it is like in other countries, but it is more of the same Down South. So depending on where you live, the fear of not knowing, and finding a doc, you (Trust) and then the (What IF Rabbit hole appears), and we all know what the (Waiting Game) is here for sure. It may be like that for other places in the world, on this side of the ocean, that is. Europe, I am sure have different approaches to ageing folks and retirees. (WE) are both clean and sober, but now I will be 57 this July, and hubby will be 54 in June, we have problems we did not expect to have. Neither of us have a GP, and are on the Quebec 811 plan if we need one. (That's the find me a doctor right now) number. I have several doctors with specialty areas, for my needs, but I don't have a GP. How many growing older couples HAVE that nest egg they can draw on, We don't have a nest egg, that is dependent on the passing of my in laws. (I know that sounds rude) but when they pass, hubby will inherit and win-fall amount of money, we've already earmarked that lump sum, we've had the "Retirement" discussion here. Hubby works from home on his own schedule so unless he gets sick that he cannot perform, or if he should drop dead, he has made certain arrangements (life insurance) and all to make sure I can keep my home over my head. Folks might want to do the medical waltz, and then file life insurance for themselves and their significant others. To guarantee that if one or both fall into THAT black hole, there is a safety net for either party, Yes ?? Just a few thoughts from Montreal. Thank you for this video. Happy Happy !!

[@madeiraoven]

My husband and I are from Canada (Wasaga Beach) and live part time in Madeira. We have watched your channel from the day you started. After watching your latest video, we are hearing the same from our friends and can't understand what some people want from life? Stress is a big part of work but also death. We retired early and it seems our friends think we are nuts... life goes on. We would also like to thank you for giving us the courage to start our own KZbin channel. It looked like you were both having so much fun . We've only been at it for a couple of months but we are having an absolute blast. Loving retirement!

[@denischeevers9429]

Your video is so true. My wife and I always said that one could not retire before the other. We both retired at the same time then we moved and got a new Dr. The first year she had us do more tests and blood work than we had done in the previous 30. It was the best medical prevention than we did and we would highly recommend it. Enjoy the wind down of your winter.

[@Mary-tj5qx]

What i find interesting about this is that obviously we are all going to die. Work doesn’t extend anyone’s life, in fact there’s a great deal of evidence that it shortens lifespans due to ongoing stress. Work stress is often not felt during the working years but once it’s over, everyone i know who has retired tells me that they are suddenly aware of how much stress they were under. So i don’t really buy that people are choosing not to retire because they are afraid of dying. I believe that’s how they explain it to themselves, but i don’t think that’s the real reason. To me this is just an extension of an issue many people have around change. They don’t want to take a decision that signifies change, and then they justify that decision by claiming their life depends on it.

[@ThisIsOurRetirement]

Change for anyone especially later in life is difficult, thanks for your comment, it’s very interesting.

[@rusnsc7622]

Great topic and insight. Thanks.

[@ThisIsOurRetirement]

Glad you enjoyed it!

[@GeeWit]

It's the time retirement provides that allows sufficient time to pursue a lifestyle aimed at health, good whole foods and sufficient activity. When we worked, there was precious little time and energy for those things...

[@graciedrev2389]

I love listening to the two of you ! Very interesting. Ps I think your glasses look really sharp on you 🙂

[@ThisIsOurRetirement]

Thank you 🙂

[@busterbiloxi3833]

Beautiful video!

[@user-mr8xx8qi6q]

Thank you for always sharing wonderful insight. I love you both ❤❤

[@ThisIsOurRetirement]

Our pleasure! thanks for watching ☕️🙂

[@adaashton]

Thanks for the videos. Waiting for the next one

[@ThisIsOurRetirement]

Thanks for watching! New one tomorrow 😀😀

[@georgebentonjr3876]

Excellent!

[@nicnic4166]

- Thanks for the good information. Also - Great video quality and colors!!!

[@andrewbilton5993]

Great video and great advice guys.

[@johnshellenberg1383]

Myself and my wife retired at 55 and 57 respectively, and best decision ever. We’re both super active and fit and wanted to enjoy being retired while still physically capable of doing exciting things.

[@kmilton1593]

Your first two minutes here are truly correct. (but i am too old/limping to travel or work effectively, so will keep working full time at 76; that way can still make accomplishments/achievements/income.) Good video.

[@joycegonzales4994]

I’m 76: I still love to travel. I just try to be careful

[@ThisIsOurRetirement]

Great to hear Joyce 🙂☕️

[@michelgatien2671]

Hello and good return for both of you, You guys advices are soooo true and the way you approch it is so delicate and nicely explain the way you do. You guys are the best !!! I feel like the word in here to remember is FORGET THE MONEY the TIME replace the money NOW!!

[@sirhoss62]

Welcome home, we love watching and following your channel and trips. We are going to Portugal for 3 weeks in. May, thanks for all your advice.

[@ThisIsOurRetirement]

Have fun! it’s a great place to visit 🇵🇹☕️🍻🇨🇦

[@tombernard4612]

Great Video! I feel so fortunate , I don't come from money nor am I wealthy yet I retired at 47..... I will now be 60 in July this year.. Thank you so much for reminding me about my diet!!! 🙌

[@tracyreaume6451]

First from Alberta! Great advice. Looking good you two. A long life is not guaranteed, get out there and experience as much as you can while you can!

[@ThisIsOurRetirement]

Well said!

[@monicaambs]

When you live alone and very far from family then working is a companion. Life is boring at home by yourself.

[@floridastitcher1]

Great idea to get a medical check up before retiring

[@sharontanouye4707]

In addition… I think some men connect their job with self worth.

[@user-hx4jh7ik5x]

You both are looking well. You must've had a great trip to Portugal. Fantastic topic today. Fear is a real thing in today's society. This is a great reminder to face it, get checked and carry on with retirement

[@markbajek2541]

I agree men tend to probably not go to doctors as often as they should just to pick up on trending health issues.. "hey this changed since last time I saw you , you've got this thing here we might want to keep an eye on etc." I will say as a man if you have a choice between two seemingly equally qualified doctors pick the one with the thinner fingers.

[@ThisIsOurRetirement]

Mark don’t be an Ass 🫏😂😂🍻

[@wrongwayconway]

I'm retiring in December and the first quarter of this year was spent getting checked out from stem to stern. So far so good. I plan on "getting healthier" in preparation for my retirement years (working night shift isn't the greatest for ones health).