How RBI is saving India from Economic Crisis? | What does RBI do? | Abhi and Niyu

In this video, Abhi and Niyu discuss how RBI earns 2 lakh crores and saves Indian economy. A lot of people think the only role of RBI is to print money - which is far from the truth. In this video, Abhi and Niyu discuss how RBI makes money, how RBI spends money, and most importantly how RBI plays an important role in saving India's economy. This laxmipujan, let's dive deep into our India's true Laxmi, RBI.
#RBI #indianeconomy #abhiandniyu
A video by Abhiraj Rajadhyaksha & Niyati Mavinkurve
What is RBI?
The Reserve Bank of India (RBI) is the country's central banking institution and monetary authority. Established in 1935, it plays a pivotal role in India's financial system. RBI regulates the issuance and supply of the Indian Rupee, ensuring price stability and controlling inflation. It formulates and implements monetary policies, manages foreign exchange reserves, and supervises the banking sector to maintain financial stability. RBI acts as the banker to the Indian government, handling its financial transactions. Additionally, it conducts research and provides economic analysis to support informed policymaking. In essence, the RBI serves as the guardian of India's monetary and financial stability, shaping the nation's economic landscape.
How Indian economy is doing?
The Indian economy has emerged as a global economic bright spot, marked by robust growth and substantial potential. With a population of over 1.3 billion and a burgeoning middle class, India offers a vast consumer market. Economic reforms, such as the "Make in India" initiative, ease of doing business improvements, and infrastructure investments, have attracted foreign investments. Additionally, the technology sector has flourished, making India a global IT hub. Its young workforce is a demographic advantage, contributing to innovation and productivity. While challenges persist, including income inequality and infrastructure gaps, India's economic trajectory positions it as a prominent player in the world economy, with a promising future.
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About Us:
Abhi and Niyu is the fastest growing Indian educational KZbin channel. Abhi and Niyu are a husband-wife couple who believe in the power of our youth.
Abhi and Niyu started their page to talk about positive, impactful ideas and to inspire offline action from online content. It was a way to change the way our negative feeds operated and replace negative news with positive, action-oriented news that made some change. They decode and simplify issues for Millenials and believe small steps lead to big outcomes in the future. Their videos span different genres like history, environment, and sustainability, policy discussions, social commentary, economics, personal finance, among others.

[@prashantsingh-oy8go]

Hats off to RBI, I really appreciate their work as they keep an eye on everything to avoid any kind of Financial Crisis...

[@tokitomuimui]

India is mixed economy ❤😊 socialist economy with free market economy ❤❤❤😊😊😊

[@rahulns2114]

​@@tokitomuimuisocialist 🤣🤣🤣. Socialism is a world scam.

[@ranjancom2000]

@@tokitomuimui but who has Indirectly control the RBI 😋

[@PersianDastaan]

@@ranjancom2000 don't blame Mukesh And Gautam 😆...

[@uttamtaparia6435]

RBI and SEBI are really important financial origination for India Economy

[@sammybosak10]

ah yes SEBI Adani's personal lap dog

[@tokitomuimui]

​@@sammybosak10 yaha par adani kaha se aa gaya 😂 adani ne toh congress ko dog banaya tha upa era mein 😂

[@fiziakash4281]

​@@tokitomuimuiaur Modi ko bhi apna naukar bana diya 😂

[@devilishworld4259]

@@fiziakash4281, 😁😁😁😁! Itna nafrat kaha se late ho.

[@sai-bi1ld]

you see the thing is every gov has a business they favor and no the fact that India is not in an economic crisis even in times half the world including America is suffering from heavy inflation is great i respect your opinion but please next time you talk provide facts @@sammybosak10

[@kaustavchakraborty4137]

This is the kind of series I have been waiting. So easy to understand for non financial background person. Absolutely LOVED IT.

[@sakshi2023]

Wow! I didnt know RBI does so many works. Another reason added to the list why i am proud of my country. Thank u Abhi and Niyu. I know this is going to be a great series.

[@Sahil_Deshmukh]

I had met Shri Shaktikanta Das during Navratri this year, he was a very down to earth person, wearing simple attire no expensive things during Navratri. I wish that all government ministers should be like him a prime example is Shri Nitin Gadkari Ji. Proud to be Bharatiya ❤🎉

[@lon90x]

Great minds have always been in simple lifestyled humans

[@user-py5qj8zo6c]

Being a rbi grade b officer it's really proud to watch our work and it's effectiveness on the people of India

[@sumedhkofficial]

2:00 Inflation target 4%. Tolerance 2-6% 2:25 SLR(18%) is not kept in RBI. it is a mandatory investment option in safe instruments like gold and government approved bonds..(You also missed the most important monetary policy tool Repo rste) 3:25 PSL is not same for all banks. RRBs, SFBs and UCBs(To be achieved till end of fy25) have target for 75%. Payment banks don't have any target because they can't lend. Rest all scheduled commercial banks(excluding specialized banks eg-NABARD) have target of 40%. 5:30 RBI only prints notes. Coins and re1 currency are minted/printed by GOI after coinage act 2011.

[@govatcal7888]

SLR is supposed to be kept as reserves by the bank and that includes deposits in RBI as well as government bonds..... simply bonds are better investment so the fund goes there...

[@tokitomuimui]

Bjp is best party for Indian 🇮🇳 development ❤😊

[@jordan....9660]

Thanx broo....u rectified the mistakes made by abhi n niyu so neatly

[@atuljumwal5516]

Rbi also don’t print 1 rupee note

[@sumedhkofficial]

@@jordan....9660 yes bro.. Mistakes happens. We as community help us together get better..

[@ShaluGupta-oz6rm]

Proud to be a INDIAN 🇮🇳

[@tokitomuimui]

India is mixed economy ❤😊 India have government psu and free market economy both ❤😊

[@saakshamgaming1880]

​@@tokitomuimuibut bro you know china India have a same population but see the difference between the economy of both countries China-17.7 trillion us dollars GDP per capita (nominal)-12600 India-3.73 trillion GDP per capita (nominal)-2611 We need to work hard more bro

[@AdarshYadav480]

😂😂

[@dhanushk5629]

I think RBI also does some charity work. I completed my 12th from JNV Mysore here we have a atal tinkering lab, austronomy lab , and an MP hall all funded by an RBI subsidiary. Thanks RBI

[@behindthescene0]

Jnv bhiwani (haryana) here 🙋🏻‍♂️

[@rushikeshpabalkar6943]

I like how PM Modi and Indian government ministers are working when there is crisis in the world. India is bright spot for world and many more to learn from our government. Proud to be Indian. 🇮🇳👍

[@saqlainrazvi2521]

Demonetisation ❓😎

[@automobilewithshantanu6187]

😊

[@Kush_Sharma]

​​@@NV__COSMICKING__ and China become 2nd largest GDP without privatisation. Also govt companies of Singapore are in profit, there govt provide opportunities to private sector but don't sale any existing govt company to stop monopoly and control inflation in many sectors.

[@happyindia3925]

​@@Kush_Sharmabro it's called communalism, and we are democratic, don't compare just by one side❤

[@happyindia3925]

​@@Kush_Sharmabro it's called communalism , don't compare by one side ❤

[@boredandbekaar9629]

RBI Inflation target is 4%, not 4-6%. 2-6% is the tolerance limits of inflation.

[@flashgautam3640]

😅 I was just going to comment and then I saw yours

[@kaiwalya4353]

4-6% is rate given by government to RBI. If RBI fails to maintain and rate is more than 6% or lower than 4% it has to give explanation to government.

[@Nature_beauty_lover]

4%+-2% that's why they saying 4-6%

[@boredandbekaar9629]

@@Nature_beauty_lover I understand, but Shaktikanta Das repeatedly stresses target is 4% only not 4-6%

[@boredandbekaar9629]

@@kaiwalya4353not lower than 4, it is lower than 2 or higher than 6

[@gauravoswal]

Kudos for taking the feedback and posting a video on how India works series. Good work guys.

[@Pawanydv213]

Economic is science wealth of nation....!!!😊

[@flashgautam3640]

It is the science of scarcity...💀

[@saurabhdhorajiya1651]

Simple explanation makes better understanding and YOU guys prove it very WELL... You guys are making media POSITIVE & BEST ❤

[@VivekKumar-vd5dj]

As a student of economics, noticed some mistakes in your video but still it is great for awareness of general public. Hats off to you 👏

[@series6866]

What are some useful channels and tools to know economy?

[@Nick_HR23]

​@@series6866I'm also economy student

[@shamsheryadav4453]

This man delivered the best content in a short time. He deserved more views. Love from Varanasi...

[@jingle1833]

it's not just 'this man'. There Is also a 'this woman' in the video, as you may have noticed..

[@VatsalAcharya]

Very well researched and explained. Thank you for doing such an amazing job and bringing issues, topics and explaining them.

[@kishoragola5456]

As a commerce student this vid is truly so op some of this infor are not given in books too like that reserve point and how rbi earn money but you should add repo rate and reverse repo rate too

[@orkoprobhobhaduri7344]

Ek baat batao, kuch saal pehle tak ubi exist karta tha. United bank woh ab pnb ban chuka hai. Ubi ko kya hua? Collapse kiya ya kisi ne luta? Wow. Such a beautiful video. Knowledge and mental stability of the operators, along with experience is always important big institutions like bcci and rbi are great examples

[@navneetzanwar8945]

Hi Abhi and Niyu!! You are really great person. It always motivates me and create energy in me to achieve my goals with full power after seeing your videos. We all the people of our country should try to contribute to our country like you are doing ❤ Also thank you very much for showing the real scenario in front of people of India.

[@mitulsatra]

BROTHER SUCH A COMPLEX STRUCTURES OF RBI SIMPLIFIED IN SUCH SIMPLE AND SHORT VIDEO , HATS OFF TO U AND TEAM

[@SharadinduD]

Your content is so unbiased! Most content comes with criticism of the government of India these days

[@zen235]

Bjp has invested in them 😊

[@shobhitdagur1086]

​@@zen235Again BJP invested in good place

[@AbhishekKumar-nl4wm]

Unbiased 😂😂😂😂 Grow up 😂😂

[@omkardebnath9624]

Abhi bhai and Niyu Mam, I eagerly wait for your videos. Very informative and helpful. Ye message aap tak deliver Karne se mujhe farak padta hai. Thank you and waiting for the next video.

[@basudevsahu875]

Thank you.. Your information helpful for us..

[@abhinavthodupunuri2464]

Great series 👏 Want to see more videos on "How india works?"😍

[@sreedeepikamokshagundam]

Hello abhi and niyu It's very interesting to see your videos. It's became a hobby of watching your informative and critical analysed videos. Thank you guys 😊

[@deepshikha8763]

Amazing series. Really appreciate this and will not shy away from recommending this to a lot of youngsters in the family.

[@googlejokes2206]

Aapka video dekhne se mujhe farak padta hai or pura dekhne me thoda net bhi kam padta hai 😅😅 Good information Aap ise ek series me badal dijiye " how to ep 1,2,3,4...." Ese 🎉

[@bhatimran4152]

That was an epic video! Please make a video on electoral bonds and how they work. I can't believe you haven't already talked about it!

[@BabluYadav-rm6tu]

Sabko pata hai electoral bond donation ,, tujhe Dena to to ja SBI bank

[@raghavendravishwas5929]

They'll not talk about that coz they are Bhajap agents

[@rajeshbadge1062]

Really Knowledgeable video ❤

[@skam1968]

Hi Abhi and Niyu. Your passion and love for the country is incredible. Keep it up.

[@harishgupta46]

You guys explained and taught more than what my professors did in college. Thank you so much.

[@css10877]

who thinks Nirmala Sitharaman is a weakness of the BJP?

[@Kush_Sharma]

Yes, because of her modiji can't send 15 lakhs to every Indian

[@editz2210]

🤔 what you say please explain me !

[@harisaran1752]

No one

[@HarshUpadhyayji]

Are you sure

[@adityasharma045]

​@@Kush_Sharmawell I must say your hearing power is not good he said that ki itna black money hai ki ek insaan par 15 lakh aa jaaye He never said ki he will send it well u can revisit the video again and listen carefully you will found your answer Atleast I can trust u on this that u will listen it

[@SujitKhilarDevotional]

thank you for this information....

[@Kjgaming2090]

Thank you Aaapne Acchese samjhaya

[@AK_4_4]

Thanks! I didn't know that RBI controls so many factor to keep economy in good health

[@non_creator]

Feeling proud to be an RBIan ❤🇮🇳

[@blackmarsh739]

😳

[@non_creator]

@@blackmarsh739 🙄

[@user-uw8ke5uy9h]

Who asked ? 😂

[@pervfox]

If reservation was removed I would also be an Indian.

[@non_creator]

@@pervfox 🙄

[@yashpatel-pj5nx]

I never ever got learned economics topics so easily,,,,but You guys made it nailed it and good Teacher for good learners, please Sir and Medam, keep doing it , we are supporting you

[@KrishnaShukla-lf2kx]

Mrunal sir ki UPSC k liye economy pdhi thi apne ek hi video me monetory policy and whole RBI revision krva diya thank you so much abhi and niyu❤

[@Khaname]

Happy Diwali to all❤❤❤🎉🎉

[@rishavks14]

Hello Abhi & Niyu, I am preparing for RBI GRADE B and it is really very very useful video and i shared this in our official groups also thank you.

[@A2ZcLIp]

Abey lul inki baate yaad krega toh pkka galat karke ayega. Refer RBI website, MCIR, publications and notifications of RBI. They don't even know RBI is autonomous and what is inflation target

[@lalitdangi4208]

Ye series continue rakho

[@nikhil_06_]

Love this series!💯

[@tekgameryt750]

RBI & SEBI 🧡🤍💚 Jai Hind.. Jai Bharat 🇮🇳🇮🇳 Vande-Mataram 🇮🇳🇮🇳

[@NilayShah-sz8cj]

Thank you so much 👍 ❤️🙏Abhi bhaiya and Niyu Didi for fulfilling our demand of the video series How India 🇮🇳 works that's what make you different from others

[@user-rb2zb8tx3k]

nice explanation 😍 exactly information

[@bhumikagolatkar8057]

Your video are really knowledgeble

[@dhyangala9869]

Well it was informative, I would also like to add a fact that how RBI earns profit through printing. See that RBI prints the money and give it to bank, and bank give them the value of money, not the printing value. Means if bank asked for 2000rs note, RBI print 2000Rs note Which cost them at (3.34rs) let take approx 4 Rs for now, RBI give that 2000rs to bank and bank will return them 2000rs to RBI. Meaning RBI earned the profit of 1996Rs (2000-4) and thats whopping profit of 499%

[@ajoydas2010]

Latest update November 2023- RBI foreign exchange reserve is 590.7 billion dollars

[@Sidhant..2024]

What the f@ck😨 really

[@ajoydas2010]

@@Sidhant..2024 RBI ISRO DRDO Are the best government organisation

[@pankajdhangar5893]

And Debt??

[@ajoydas2010]

@@pankajdhangar5893 Debt is currently between 600 billion -700 billion dollars Which is quite normal as compared to India's gdp 3.7 trillion dollars.

[@ny3194]

Soon it will be 600b+ again

[@sudiptasarkar170]

Happy Diwali...... Love from Kolkata,West Bengal

[@aishwaryagupta6984]

Bhaiya tum dono super talented ho gazab ka dhansu gyan hai....great god bless u

[@Karinamatters]

Hit 200k today. I'm really grateful for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in June 2022

[@ellamariz2375]

Inspiring! Thanks for the advice on how to invest in a healthy way as you are doing. I would really love to know how much work you did put in to get to this stage

[@Karinamatters]

I engage in various prolific investments by compound interest & leveraging and as well operating with an investment professional Mrs Alicia Theodore , so far I've attained returns of over $30k last month

[@Karinamatters]

Invest in crypto and gold💯

[@Karinamatters]

They're really profitable rn🚀

[@Hebyyyy]

Wow😊l know her and I have also been trading with her, she's such an amazing woman with good skills keeps me happy all week knowing I earn 15thousand extra income trading with her.

[@AjayParmar-io2yu]

Iam a b com studied slr and crr in class 11,12,and in graduation 2nd year but no teacher was able to explain it in a good way as Abhi and niyu explained 😂😂

[@RAHULPATEL-hm9zu]

Apka video next level ka hota he....selute he apko.... awesome video topic...👌

[@adezi]

Hello there Abhi and Niyu I'm pretty happy to see you guys making such great content. It's just that the background music that is added is pretty irritating and disturbs while watching your content. Or else everything from your videos is informative 👏

[@Honor236]

It would have been great if RBI had atleast placed certain norms and allow certain retail investors to invest with foreign brokers instead of own (Our own brokers utterly fail to bring liquidity). Outside india, market is much more bigger and certain individuals are capable of bringing money to the country apart from the companies. When I say certain I mean some kind of professional certification offered and recognized by RBI, I'm not talking about CFA or CA this one is totally different, this career is a unexplored treasure. Instead its most concentration goes on the gov. policies and scammers. Those forex companies RBI banned not all of them are scams there are legit one's too but who cares to sit and listen to a retail invester now, these restrictions on payment processors and no particular official gateway on such career is what making people to exploit more than before.

[@tokitomuimui]

India is mixed economy ❤😊 India have government psu with free market economy ❤😊

[@A2ZcLIp]

Toh license apply kyu ni kara tha un companies ne. Rules se chlna hai toh ban hi hoga. Jab Acts and legislations ni follow kroge country ke. FEMA act ko violate kroge toh halwa milega tumhe

[@A2ZcLIp]

Legit companies vo hoti hai jo procedure/guidelines follow kre. Tere kehne se legit ni hongi

[@Honor236]

@@A2ZcLIp Clearly you don't know what I'm talking about. Visebhi sabko eh Baath Samaja nahi aata, jinko samj hai usko kuch puchne ki jarrorat nahi

[@saqlainrazvi2521]

Make video on income tax in india. 👍

[@mohanpuram]

One of the best informative and awareness videos off late I just saw..kudos to Abhi and Niyu in getting the research well dine 😊😊😊....to the core and most imp points covered as well including the PSL (Priority Sector Lending). Its a learning for any individual in the longer run. Great going 😊

[@user-khushi811]

Thank you hme itna sikhne k liye

[@manvindersingh8768]

Excellent video. I just want to add one thing you forgot to mention the blueprint of RBI was prepared by Dr.B.R.Ambedkar.

[@vaibhavgala4122]

Rbi keeps cash reserves to keep economy stable but present government is demanding the reserve cash for elections It is like saving money for future safety but now its different case

[@sanketj8724]

The required reserves are kept by RBI as it is. Surplus reserves are given to the government. Nothing wrong in this. Earlier govt should have also done the same. But they didn't. During the great economist's tenure, India was in fragile 5 economies. Now India is the only bright spot.

[@DiabloNemes]

Ata pata kuch hai nhi bas comment krdo

[@vaibhavgala4122]

Great economist tenure ke time 12%grow kar rha tha hope pata hoga aaj ke time jaisa nhi 4% per

[@sanketj8724]

@@vaibhavgala4122 Great economist's tenure had 12% inflation rate which is just around 6% now. High GDP rate at low base is easily achievable. There was no COVID issue then. GDP in 2004 - 0.7 Tn GDP in 2014 - 2 Tn GDP in 2023 - 3.75Tn Means 1.3Tn increase in 10 years of great economist and 1.75Tn increase in 9 years after him.

[@sapnasahijwani6431]

We have this in our Class 12 Economics syllabus, its honesty really interesting and broadens our way of thinking!

[@4n1k3t]

Great and so much knowledgeable Video..👍🏻

[@vyomverse3079]

🎉🪔Happy Diwali to you all 🎊🧨🥳 🙏Always Proud to be Indian 🇮🇳😊 🎇We have Festival of Light 🎆🕯️🥰

[@Xavier_LOL]

Respect button for Narendra Modiji for allowing RBI to help us🔥😎

[@saqlainrazvi2521]

Demonetisation ❓🔥😎

[@rakeshs6024]

@@saqlainrazvi2521 what can you expect from andhbhakt

[@samarjitdas6834]

You are the best🔥 sach ko aasan tareeke se sajhane ke liye❤

[@avinashghargecfp6658]

That was such a simplified explanation. Wish to get more videos like this. 👏👏👏

[@nitinvermaraipur1721]

Happy Diwali 🎉🎉

[@sanketj8724]

Nirmala Sitaraman is also doing a good job to keep economy stable and growing after covid and multiple wars worldwide. Such crisis was never faced by any of the previous governments. Inflations is allso under control if compared to UPA era

[@narayanpatel9113]

Very informative content thankyouu abhi&niyu❤

[@mistiiiivlog4196]

Informative video

[@shivaaaa203]

Maine apne hi comment ko like kar diya 😂

[@aandjain8274]

This govt knows where to put right person. Who to keep & who to be kicked out (like Raghuram Rajan). Now India is marching ahead... Great work by this BJP government 👍

[@krishnapatil4029]

very informative video sir

[@tushardarwai6656]

i like the idea of this seriesof how India works.

[@HarshPatil022]

RBI based on the Book - The Problem of the Rupee- It's origin and It's Solution Written by DR.BABASAHEB AMBEDKAR.😎🔥💪🙏

[@venkatgoud8394]

Hilton young commission is responsible RBI existence, but Yes , that commission took recommendations of Problems of the rupee

[@vishalbhutekar]

You are modi supporters, 😑🥸😵bhakt

[@dynamicdancerkhushi767]

Thnx❤

[@harshdhoka]

Excellent video and great knowledge it gives proud of you guys

[@niteshgond3364]

Best info ❤

[@venkatgoud8394]

Great video, learnt a lot and acknowledged the importance of organizations, One minor feed back, RBI is independent organization with little (Higher Mgnt) to Zero political interference, it doesn't come under any ministry and yes it works Govt for policy making

[@user-lq3sd8nl6l]

"How India Works?" is subtly great series, please try upkeeping

[@xplorethecosmos2164]

very important information ........carry on

[@skmr9508]

Thanks Abhi and Niyu for sharing such a wonderful information 👍 Keep rocking...🎉

[@3rtyr]

Very Very thank you for this information❤

[@user-oi9sr4is5r]

Most wonderful insight about RBI. While most of us have a bank account, none of us have any knowledge of RBI'S WORK MODE. THANK YOU FOR THIS CLAIRVOYANT VIDEO ABOUT MONEY.

[@punit_jain]

This video is very interesting....I also voted for how india work option.....Glad to know about how RBI works 🤗

[@VFxMalay]

Very informational video , even i am too interested in economics from now on

[@tejaskayasth6802]

I love the way you explain its great.

[@user-oi9sr4is5r]

YOU TWO ARE GENIUS.

[@tariqhassan3046]

U both are incredible, for the high value content you provide. Best wishes from Kashmir..

[@Noval01rd]

Very informative and much needed video... Haven't seen any ody touch this topic and explain it so beautifully!

[@AdithyaK]

You guys deserve a noble prize for this video ❤ amazing information ❤

[@umavuruputuri559]

Good research on RBI functioning and well organised information presentation. Hats off. Good job . 👌👏👏

[@bipulranadhar2893]

Thanks for your video

[@user-gj9yg8hq5u]

Please continue making videos on these topics.

[@KetakiMulay-ul8un]

a very informative video everone should must watch ur series . ur work is very satisfying thanku for informing us with the truth😇

[@devendrapandey6505]

Watched full video... appreciate your work. RBI 👌👏

[@PradeepSharma-ec4dg]

बहुत सुंदर सीतारमन जी ।

[@tanmay_g03]

Best Series ever