Advice to a 19 year old me...

[@AfzalHussein]

Hey! I hope some of the points mentioned in this video can be of use to you. Time flies so try and live in the moment as well as plan for a strong future. On a side note, I'm hoping to release an in-depth 'Asset Management 101' course in the next few days on Skillshare so here’s a FREE trial of Skillshare Premium Membership for those of you that see this comment: skl.sh/afzalhussein01211. I've already got a few banking/career related courses on Skillshare that you can check out too.

[@kasimashraf4001]

Happy birthday 🎂 🥳

[@AfzalHussein]

@@kasimashraf4001 Thanks!

[@albertd7658]

I'm 21 years old Applied Mathematics junior, transferring to UCLA or UCB. I'm equally interested in Investment Banking and Tech, which means mainly GOOD SALARY. But struggling to pick my minor as Finance or CS. Could you give any advice or recommendation?

[@user-bm6ce7hw5x]

bro you look 24 wth no way you just turned 29. more life tho akh

[@AfzalHussein]

😄😄 love, bro 👊🏽

[@LLGAMINGVIDEOS]

Watching this at 19, in my first year of uni. Amazing help.

[@publickardo.45670]

I am very sad..me 19yrs kal hi hua lakin abhi tak 12th me hi hu

[@RandomTubefulcrum]

I recently turned 17 thank you for your advice, I'll be sure to internalise these and put them into practice.

[@AfzalHussein]

💪🏽

[@Reverb_JR]

Hope you had a nice bday

[@AfzalHussein]

Thanks!

[@lawyerportal5226]

Thank you for this Afzal, i recently applied to study Law at UCL and Oxford- Got rejected from both, but got amazing offers from exeter and Warwick. Through this video you have reminded me to seize opportunities and make the most of what life gives you. Thank you

[@leagueoflegendrankednormal6387]

Which one did you join?

[@luchozarco1379]

I'm 19 years old, this in my first year of college, studying economics and always looking on how to improve, thanks for your amazing content.

[@ryehankhan2270]

Even as a graduate who's recently entered the corporate world, this was amazing help 👏

[@cameronfairrie7380]

Love your videos bro. I graduated from UCL in 2019 and didn’t do any internships or serious thinking about my career until it was all over, kicking myself now as I had no idea how precious that time was when I was there. I would add the point that you shouldn’t just jump into a job for the sake of having one, as that’s what I did straight after graduation to avoid moving home. Spent a year and a half working as a BDM in a lead generation company and hating it, so handed in my notice last week and got my final assessment to join the Army as an officer coming up in March. 🤙

[@flamingxflamingo5330]

Fuck, started there this year. Gotta start preparing for internships

[@cookingwithcallum1904]

Which capbadge are you joining?

[@cameronfairrie7380]

@@flamingxflamingo5330 Get on it mate, uni is over before you know it

[@cameronfairrie7380]

@@cookingwithcallum1904 still deciding but hopefully something in the RAC.

[@bobcatdidi8188]

I am turning 20 by the end of this year and I am in my 2nd year of BM. I really love this video because it is very accurate that Banking is an overrated sector at the moment (it is by no means bad and take your chances there if you can) but I really find that it is very important if not more important to look into different options.

[@AfzalHussein]

👊🏽

[@catherinemonroe6442]

Happy birthday! My husband won't stop watching your videos so I thought I might just pop up in the comments to surprise him lol. Hope you have a great birthday and another beautiful year ahead. Loads of love and admiration for your work from the two of us ❤️

[@ZeoltGaming]

Just Turned 23 and am working in wealth management at Barclays, just finished up my degree apprenticeship, I love your videos and the motivation point was great, with a high workload sometimes I have low motivation but I do feel my positive habits always keep me on track.

[@AfzalHussein]

Congrats! I remember securing my wealth management offer at Barclays. Such a great feeling. Hope you're enjoy it! 👍🏽

[@someguy909]

I'm 23, almost finished my postgrad and even now, these words of advice are absolute gems. Cheers mate and happy belated!

[@karl-felixschamel3768]

Good points, something I would add is that nothing is worse than not having tried, forgone a chance, be it in your work or social life.

[@parth.patel0601]

I'm currently 19, and this was a great video thanks for sharing

[@AfzalHussein]

Pleasure! Thanks for watching!

[@charlesmakonikudzay1]

The man himself- May you live till you are satisfied! elated to hear this!

[@AfzalHussein]

🙌🏽🙌🏽🙌🏽

[@ekaterinaspiranova1173]

Speaking as a 19 year old, this was super helpful !

[@sam10coumans]

Just graduated in 2020 and began working in front office banking in September in a rotational program. Loving it, albeit virtually and uniquely challenging, but missing in person interactions greatly. Been binge watching your content for 2 weeks or so, loving it! If I had advice to myself at beginning of Uni, it would be to put more money in the stock market, but not more than I could afford to lose. Great learning opportunity

[@yashmittal4744]

As a 19 year old this video helps tremendously. Thank you so much for these great advice.

[@aslzar]

Assalomu aleykum I always regretted that I didn’t have brother who would have given me track and advice. But I have stopped to grumble since I “met” you. Now I have brother in the UK. Thank you a lot!

[@aslzar]

I am 3rd student at HSE in Saint Petersburg

[@k_a47]

Happy Belated Birthday Azfal! Hope you had a good one. I'm an architecture grad, and everything you said was spot on and so helpful.

[@AfzalHussein]

Pleasure! Thanks for watching 😊

[@vua.nguyen9880]

Afzal, we need a video of your opinion on what is going on with Gamestop and Wallstreetsbet ASAP!

[@kikianasahmad2328]

You're a good INTELLIGENT person

[@lululenin798]

Just discovered your channel! As a 19 yr old this came at the perfect time as I’ve been a little anxious about the future. Thanks for the advice, excited to discover your other vids !

[@publickardo.45670]

I am very sad..me 19yrs kal hi hua lakin abhi tak 12th me hi hu

[@justinnguyen5753]

I love your advice. Especially since you always keep in mind of the big picture and balance. 👍🏻

[@ruramuchenga4623]

Thank you for this, today is my 19th birthday 🧁I’m scared but excited

[@luhonghao]

really like you video. I am 36 this year joined a top hedge fund two years ago. I really envy young ppl like you can have chance to work for top companies in the industry. I remember when was like your age I was struggling with 9-5 job in a mom-pop company just barely make a living. For me to get access to big firms is something can only happen in mid 30s but for ppl like you, you can do it right after getting out of school. I have to admit there are big differences between ppl. When I joined this big firm I am currently in right now, almost ppl at my level are all 30 below like around 25 but with more or better skill and experience than I do. I learnt a lot for the past two years working here but always with sadness and a little bit of discouragement. I sometimes think if I were given this job when I was 25 years old when I was just single and have no other side hassles, I would have focused more on the job and grew faster.

[@sajiyaakter7570]

I love your contents always. I had experience in operation management, marketing and financial services. However, I'm graduating in spring 2021. I haven't got anything yet. Now I'm so scared to graduate and not having roles in my fields 😢

[@AfzalHussein]

It's fine, just try and secure anything in any industry for now.

[@pruthvi1340]

Tmro iam turning..19...iam seriously..affriad bcz it is my 1st bigest trun in my lfe which i can sense....hope every thing goes rt💫

[@mexxmastermax1839]

The Quality of your Videos is stunning

[@saderied8719]

Love this! Very well said.

[@AfzalHussein]

Thanks!

[@TheDefenderSociety]

I’m a second year studying Real Estate, hoping to go into property development and investment so not necessarily banking/finance. Alongside uni work I’m trying to build an automotive Instagram page as a side hustle as cars are my other big passion. I’m also educating myself about the stock market and making a few investments. Cheers for the video it was very helpful!

[@pearlosi8165]

You've talked about have a side hustle to talk about in interviews. I have a Healthtech business on the side, would mentioning that in interviews be seen as a possible distraction by my potential employers

[@andriyzapotichny1343]

Absolutely not!!! Actually it’s these side projects that ultimately get you the job because of the skills and driven vision you show. My banking/tech interviews only focused on my side projects which got me the gig

[@OriginalKnJ]

Happy 29th Afzal. Been subbed for a couple of months now. Thank you for always keeping it real in your videos. The fact that you can look back and see the flaws in your younger self shows the growth you've made. Hopefully you can look back in ten years and have another set of lessons for your 29 year old self.

[@gauravjain1871]

amazing video i am 19 currently and can relate every point ty

[@rio.nz2168]

Bro I’m in 6th-form, this was helpful af, much love♥️🙏🏽

[@AkilBoii]

Happy belated birthday Afzal! Nothing but gems here, thank you - wishing you a great year ahead!

[@andrewzhou1870]

Hi Afzal, I'm a penultimate student in HK and I just want to say thank you so much for sharing these videos with us. Your videos undoubtedly help me secure my internship and also enable me to explain the finance industry to my juniors. I'm sincerely obliged for your sharing and I hope for your success in your work and this channel.

[@sangeethashekar4592]

Hi Afzal. I'm from India working in corporate company,this video is more helpful for me thank you...

[@steverafiei3088]

thanks for the amazing video man, you spoke from heart

[@AfzalHussein]

Always from the heart 😉👊🏽

[@javiervillarrealdelbueno1687]

Thanks for taking the time sharing us these Golden tips, I'm 19 yo, I'm gonna say that your tips are usefull and I didn't notice about some of them before, thanks to you for sharing. HBD

[@footlongchen]

Bro you don't look a day past 25! good for you!

[@alexiscisneros1119]

I am currently writing this as a 21-year-old entering an investment banking internship at an elite boutique in NYC. I have a clear idea of what I want to achieve, but who knows what might happen down the road. So it'll be fascinating to stumble across this comment in the future and see how my goals changed and what I have achieved.

[@LucaMossa96]

I followed You since 2 years ago!! Probably one of the best and most genuine video that You published! I have taken a quite similar approach during my academic path. It definitely works

[@FarzanasLaw]

FANTASTIC VIDEO!!!

[@AfzalHussein]

Thanks!

[@yathprem]

What you said about doing something on the side, louder!! Definitely agree man 👊🏾

[@deepbhajiwala6062]

Currently i am hospitality professional, and this fall I am starting my journey into world of finance by getting admitted into a top masters program. I am really impressed by overall quality videos that you post. Keep the good work going and happy birthday a month late🎉

[@manic_alchemy]

22 year old Indian working as Software Engineer at HP Inc looking to break into Management Consulting in the coming future. Following you since past 2 years. Glad I found you. Thanks for the motivation. Hope you had great birthday🔥

[@RookyMartin]

21, 2 year economics Bachelor. Great Advice!

[@adrianerazo5803]

Turning 21 in 2 weeks! Love you videos & advice.

[@macklemortlevivant6190]

Actually 19 im going on my 3rd uni year in foreign language I will apply your advice and come here each year to see the evolution thx a lot for your video

[@cicinie4750]

Right now I am a Grade 12 student and planning to apply commerce schools in Canada~ Your advises are super inspirational and helpful, thank you for sharing these with us~

[@beverlybeach1703]

Happy belated birthday! Your videos are methodological and very informative (I love it). You are definitely the older finance mentor I never had lol. I graduated uni in 2018 and started my professional career at a big PE firm. The transition was brutal but I gained a lot of knowledge. I recently moved on to a finance govt consultant position and the work life balance is much better. I’m still trying to figure out what’s next for me and what are my long term career goals. I might put some energy into some of my passion projects since I have more time on my hands.

[@MichaelMMorganm984638]

Happy birthday! Great channel and fantastic commentary. I'm 44 and presently am a renewable energy manager slap in the middle of my working career.

[@littlevivi]

Happy birthday! It’s a good thing you made friends at uni ☺️.

[@AfzalHussein]

Haha, indeed! Thanks!

[@CarewCulture]

I never knew how much I needed to watch this video until I did. Thank you!

[@AfzalHussein]

Thanks for watching! 😊

[@anonymouscoder3293]

Thanks Afzal : i am will be turning 19 on 7 feb 2021 and by concidence i am currently first year student (Computer Science Engineering) And be lated happy birthday to you :) Love from India 🇮🇳 If i got time in future i will definitely meet you once in my life. *i am an IB enthusiast*

[@imdadcodes]

Great video Afzal. I like the idea of zooming out like this! Though there's a bias with things tending to make more sense when viewed in hindsight, there's always a tad few nuggets you would've hoped to have heard earlier on and I think you nailed them. Keep it up!

[@AfzalHussein]

Agreed, thanks! 💪🏽👊🏽

[@justinwu3574]

This really helps! Thank you and happy late birthday!

[@AfzalHussein]

Glad to hear! Thanks 👍🏽

[@davidbrites933]

Happy birthday man! I am 19, studying business and I definitely can relate to all your points. Keep up the good content!

[@daviderizzo2141]

Hi Afzal, thanks a lot for yours videos they're extremely helpful! Could you perhaps create a video related to the game-stop topic and what happened from a technical perspective? Thank you

[@icecream6680]

really helpful !! good job 👍

[@AfzalHussein]

Thanks!

[@anna-ti2bo]

Just found ur channel and wtf your videos are such high quality and well produced?? you'll blow up soon for sure i love ur videos

[@osmanali488]

Your videos are soo applicable to life. Please do videos on money management and also housing. Two key areas which many 20-30 years stumble through life with.

[@WinVault]

Thanks for this bro I'm 21 and glad I've seen this!

[@FlorisQ311]

Turning 20 in a couple of months. Very helpful video bro ✌🏻

[@carolinewambui1803]

Wooh I was just scrolling through the finance and banking videos and you guy my guy are such a vibe and good advice I'm watching this at 19 and hope your advice will work .thanks a lot

[@fifi186]

I love this. Thank you for sharing your advice - super helpful :) I graduated 2.5 years ago and recently joined a grad scheme in FMCG, but share some interests in the world of banking and your other life advice videos. Keep up the great content!

[@ubaidhoque2536]

Brilliant advice Afzal.

[@isassetuba]

Couldn't have given better advice! 👏 👏 👏 👏 Thank you

[@shamimaakttar4980]

Watching this and I’m in my final year of business management degree

[@Nikita-zf5id]

Happy late birthday!!!!

[@AfzalHussein]

Thanks!

[@KitchenRaid]

Great video and happy birthday to you too! 🥳 The point about investing in your health whilst you’re young is definitely important. Learn to cook 👨‍🍳🍽👩‍🍳 and take the time to do physical activities you enjoy🏋️⛹️‍♂️ The corporate world will hit you fast and your health will definitely take a toll, so ensure you are placing yourself in the best position to avoid these issues further down the line.

[@davidabovian9437]

Happy birthday Afzal! Appreciate you 🙌🏼

[@AfzalHussein]

💪🏽👊🏽

[@juliantrap36]

Thanks a lot for the advice. Much appreciated !

[@nicolasarguin-malo6470]

Happy birthday, mate! Last year finance undergrad here, on the grind for that juicy internship, rejection after rejection, but keeping the head up nonetheless and staying focused. :P

[@TS-po3fg]

17 right now, nice video

[@Pierre78751]

Preach brother..Another great video!👊🏼💪🏼

[@AfzalHussein]

🙌🏽🙌🏽

[@sushantarshmasseykhalkho3063]

UG students need to hear this ASAP!!!

[@asiimwejohnson7388]

Love your content my guy. Happy belated birthday afzal

[@AfzalHussein]

🙌🏽👊🏽

[@kaushikbarua1540]

Happy Birthday bro and have a good one!

[@AfzalHussein]

Thanks!

[@adamhussain21]

Solid video!

[@jozi_mob]

Recently graduated and now working in Oil & Gas as a software engineer at Schlumberger.

[@gauravbansal1762]

Great Content!! Loved it.

[@boss4078]

Happy bday king. I am in year 13 and got an offer from cass business school. Hopefully I will make the grades. Thanks for all your videos.

[@_MWC]

Top-tier video Afzal! Currently a student, fortunate to have couple internships under my belt with one more to complete this summer before Uni finishes

[@AfzalHussein]

Cheers, nice! Put out more videos when you can 💪🏽👊🏽

[@_MWC]

@@AfzalHussein Deal, thanks!!

[@damiengautrot9230]

Happy birthday Afzal! Great video, very different from the rest of you content. I appreciate a lot when you talk about what matters for you outside of your career but without neglecting your profesional life. I find it inspiring to see someone who worked at GS and that succeeds to make time for other important priorities.

[@mrflyingsourcer3515]

Happy birthday brother!

[@AfzalHussein]

👊🏽

[@kavi711]

First met you when you spoke at university of manchester, been watching your videos and sharing them since. your content is very valuable :)

[@sergiocollaku6163]

Best wishes,happy birthday !

[@AfzalHussein]

💪🏽👊🏽

[@snapamericancandy_p3892]

Hbd killy keep grinding 150k by the end of this yr 👀

[@bolt5828]

Have a good one bro

[@AfzalHussein]

Thanks!

[@georgehennon7781]

Happy belated birthday

[@AfzalHussein]

Thanks!

[@ivinitmittal]

Happy Birthday Man!! These insights are really great!!😁👏

[@jakeradoski6880]

Happy birthday, I appreciate the videos

[@nabilfreeman7939]

I turn 28 tomorrow (25th Jan). Crazy how time flies 🤯 Let's try and get a few more adventures in before 30!

[@seyiotunla1777]

Happy Birthday Boss!! 🎊

[@AfzalHussein]

🙌🏽👊🏽

[@tech4028]

Nice vid, thx. Is it rude to cold email VCs or HF Managers and just asking them for an internship opportunity (as a teenager) without really providing any value for them? I would love to hear your thoughts on how I could stand out or make them curious & eventually even getting the internship?

[@AfzalHussein]

Worth a shot but highly unlikely to actually get anything like that unless you really grab their attention. I'll have a think and make a vid on it! 👍🏽

[@theprofessional3421]

I did this, and know other people who got intetnships in AM the same way. Send them an investment report note on a company that meets their criteria, include a resume, be polite etc, perhaps ask for a coffee to learn more about their fund etc etc. Opportunities will come (or opportunities to discuss an internship) once they're comfortable with you.

[@DjBarjo258]

Happy birthday and thanks for the insightful video! If you could do a similar video on your advice for fresh graduates it would be great. Take care

[@raiyazkhan1837]

Happy birthday my guy 🥳❤️

[@AfzalHussein]

💪🏽👍🏽👊🏽