Affordable Places to Live in NJ

Is it true? There are affordable places to live in New Jersey? Yes, it's true! Learn about 6 of the most affordable places to live in the Garden State. This was done by Extra Space Storage. You don't want to miss this one!
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I'm Jackie Baker, a Realtor with Coldwell Banker Realty in Allendale NJ. I serve the Bergen County area and would love to help you with your next home purchase or sale. Don't live in NJ? I can connect you with an outstanding realtor in your area!
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[@licamarti7357]

Don’t look only into prices for example New Brunswick has one of the highest crime rates in America compared to all communities of all sizes - from the smallest towns to the very largest cities. So be aware to check how safe the area is :)

[@JohnRendNYC]

I grew up in Pburg. It was such a cute little town and I sometimes miss it there. Definetly was suprised you mentioned it.

[@zekemon1]

Yes, you can buy afford a house in New Jersey but there’s only one problem…. property taxes are the worst here than in any other state. Why buy a house in New Jersey and pay 6 to 10 times more per year in property taxes than in other states such as Tennessee, Georgia or even Florida? That is why even though I grew up here, when I finally plan to retire I’m escaping this money pit of a state!

[@jessicabrown3832]

Thank you for using a map! Super helpful 💕💕

[@2018tundra]

Great info. Thanks Jackie.

[@JackieBaker]

You are so welcome!

[@darthgrundle2349]

Born and raised in NJ, this women's FOS..She never mentioned property taxes, one of the highest in the nation. I left 30 years ago. My mom before she passed was paying 700.00 a month in property taxes on a house that was paid off 30 years ago that originally had a monthly mortgage of 70 dollars a month. That was fifteen years ago. With a mortgage and PROPERTY taxes I couldn't afford to buy that house today.

[@njtexit8]

I live 5 minutes from Hightstown. I have been in this area for 11 years. The one thing about Hightstown is that its real estate taxes seem to be about 15%-20% more than the surrounding East Windsor. I don't think you are going to find a house for $267K these days.

[@root123]

Great videos 👍

[@goSomewhereElse]

Oh thank you sooo much!!!! I am looking at a potential job opportunity in Berkeley Heights and the cost-of-living scared me lolol. Beautifully done video!!!

[@kevinortiz28]

im tired of living in nyc. To much crazy people and crime and its just to crowded. Thanks for the information

[@steverogers7601]

The more west and south you go into NJ, the more space and lower frequency you’ll find. It’s more spaced out and sprawled out but the lack of diversity and lack of options become pretty apparent. NYC has a good amount of options, diversity, and just many more things to do as compared to Toms River, pompton lakes, and Rahway. People who live in those towns are more often than not driving away to do stuff.

[@chrispyott4083]

Stay in NYC please

[@4runner4summer]

@@steverogers7601what do you mean by lack of diversity?

[@steverogers7601]

@@4runner4summer less minorities, less diverse groups, less LGBTQ folks.

[@kuniko8766]

Great info

[@JackieBaker]

THanks for watching!

[@TheAnswerKeyTV]

Thanks, Jackie! I'm originally a Bergen County girl, but I've been wanting to move back home, and don't want to pay 700k for a house. This is super-helpful.

[@JackieBaker]

Glad it helped! Thanks for watching!

[@GiaMooore]

Same thing girl ! I moved to the south but want move back to jersey !

[@minervaperez3904]

Hi you are amazing explaining but you forgot to mention the property taxes when you talk about affordable houses in new jersey .it makes sense to talk about the taxes

[@vinayaksharma5081]

Thanx a lot

[@KindnessInChaos]

I’m from NJ born and raised- it’s very expensive if you’re renting. I can’t find a 3bedroom within my budget- trying to improve my credit to qualify for a mortgage. I’d rather own.

[@brownoriental201]

pompton lakes is a flood zone area! Watch out for that!

[@steverogers7601]

Yea it’s a pretty quiet place too, as in not a lot going on there. It’s absolutely a quiet suburban town but you’d have to get on the highway and venture toward Nutley and Clifton to see more diversity of options.

[@joannesmith2484]

I was thinking the same thing, "doesn't it flood a lot?"

[@McHellenIsaboke]

Hi fellow New Jersian, am in NJ and am thinking of relocating to TX late next year, but let me listen to you first. I also subbed😊

[@JackieBaker]

Thanks for watching! Appreciate you being here.

[@armlovesmetal1036]

Why? If you are a woman, I am sorry your rights are not allowed.

[@rituwebpro]

dont move to texas. Its terrible. NJ is a. lot better

[@lou704]

If you like it flat and hot, Texas will be fine for you. Unless you move to the high country. Which isn't high at all compared to NJ.

[@jinugeorge7374]

I’m in Rahway good place

[@khushbujoshi5582]

Thank you Jackie, it is really informative. Can you please share some infomation about PeaPack ,NJ as I am going to relocate to this place from my company in Sep 2023.

[@JackieBaker]

You should check out Niche.com or city data.com. I’m not familiar with that town. Thanks for watching!

[@sondranewall4462]

43 Years ago I moved from NJ to South Fla to be near my family. Worse mistake I ever made. The salaries in NJ are so far below what they were in NJ. I graduated from Seton Hall University with a 4.0 degree in Counseling Psych, and because I do not speak Spanish it has been impossible to get a job for many years, even though I held a Fla license in Mental Health Counseling. I own an adorable tiny home in Western Broward County, and the homeowners insurance doubles every year, which means I may not be able to hold onto the home I worked my whole life to buy. Homeowners insurance cost more than taxes, principle and interest in Fla. Homeowners who never made a claim, have to pay for the fact that the insurance companies that took money for policies were not solvent at the time, so we have to cover the expenses that they could not cover. Unfair, yes, but it is a fact. I put a lien on my house in 2018 for $50,000.00 to get impact windows and doors and a new roof, that goes away after 15 years, just to afford homeowners insurance. If you live in NJ do not move to Fla. Don't make the same mistake I did.

[@sondranewall4462]

I meant to say the salaries in Fla are far below NJ.

[@FreshGrey-pm4vw]

good to know! sorry this happened to you;-(

[@JackieBaker]

Wow! That is so disappointing to hear. I have heard this issue alot regarding insurance. I'm so sorry this is happening to you. Just when you thought it would be cheaper to live in Florida....not so much.

[@themagus5906]

You should have done your homework. But since COVID people in Fla are being screwed. The more people that move to an area, the more expensive it will become.

[@daisywali5739]

I’m thinking about Philipsburg

[@gabytrejo]

Hi Jackie!! What do you think about Fort Lee??

[@JackieBaker]

It’s great if you commute to the city as it’s right next to the GW bridge. Fort Lee has a lot of condos in high rise buildings so if that’s your vibe, it’s a great place.

[@charlespaterson9714]

Rahway - Home to the "Glass House", NJ's High Security Penitentiary & Sex Crime prison. It is core to Union County's Traffic congestion.

[@matthewburton2153]

I like your videos but i wish you would include apartments as well

[@amitgupta3]

Make a video on same topic and cover the good schools + price + commute

[@JackieBaker]

Already have that video 10 Best Places to Live in New Jersey kzbin.info/www/bejne/oKe3dHmjq62lg6c

[@Impeareal]

I'm definitely looking for a realtor for Phillipsburg, Rahway and Tom's river

[@JackieBaker]

Send me a text at 845-629-0984. I'll connect you with a realtor in those areas.

[@janes541]

These 3 towns are not good areas. Hightstown is not bad. If you have kids the schools are horrible.

[@AyyMari]

What’s your opinion of west Milford? Schools, diversity home costs

[@JackieBaker]

West Milford is in a more rural area. But it's beautiful. Check out Niche.com for more data regarding schools, diversity. You will get more for your money in a home there.

[@KindnessInChaos]

✍️ Phillipsburg 🥰

[@thomdigiacomo5154]

this survey is based on average home prices as being affordable. W hat is misleading with this survey is it doesn’t mention property taxes for the so called affordable towns. The prices for goods and services ( cost of living) still remains ridiculous high regardless of what town you live in in New Jersey. Finally Toms River had a disproportionate number of cancer cases among its residents traced to ground pollution so it’s understandable that home prices are low. NJ has the highest number of superfund sights in the nation certainly not a place to raise a family.

[@michaelcohen3515]

I grew up in Toms River, Rent is high but there is allot to enjoy along the shore. When i left in 2010, the cost was a bit higher then but I have seen the prices come down, and now I am thinking about heading back to area. Tho Phillipsburg as my eyes too. I miss the Garden State.

[@JackieBaker]

Well you're welcome to come back!!

[@viniciusbraga5846]

Toms River is great. The problem is that you don’t find anything to buy there besides adult community stuff

[@themagus5906]

Just let go....There is more to this country than the Jersey Shore!

[@bossmonl.a2035]

🔥❤️🔥

[@petermavus4131]

Don,t drink the water in Pompton Lakes.....you forgot the trailer parks in Moonachie

[@SunnDeath]

What about Union City and North Bergen?

[@JackieBaker]

In those towns you're looking at mid 400's and higher. The taxes are on the higher end too.

[@joannesmith2484]

I'm surprised there isn't a single town on this list in South Jersey.

[@dontneednomanstoptelllingm8481]

Please tell

[@Life-so3wx]

i need affordable and safe

[@makeupwithvalerienotrends7961]

How about Wildwood crest and the north of Wildwood, is that considered expensive? Also Cape May, can that be a great area to retire ?

[@JackieBaker]

Cape May is amazing but you want to look at surrounding areas like North Cape May or Villas. The town itself you won't find a reasonable priced home. I'm not 100% about Wildwood. If you need a realtor there let me know. Thanks for watching!

[@rtblaze7915]

Very Costly = Cape May. Surrounding areas are dead in the off season, and there is no work for the average person.

[@kim96533]

I’m looking for a home back in jersey . I need a great realtor asap !

[@JackieBaker]

Hi Kim! Would love to help you! Text me at 845-629-0984.

[@matthewburton2153]

I wonder if they pay chefs well in new Jersey i got almost 20 yrs of experience

[@roodlynedestin]

Rahway made the list😮😮. I must be really poor 🤣🤣 I thought Rahway was getting expensive.

[@dontneednomanstoptelllingm8481]

What do you think of Paterson New Jersey?

[@JackieBaker]

I can't personally speak about Paterson. I haven't sold any homes there. Check the data and stats on Niche.com or Sperling's Best Cities.

[@steverogers7601]

Paterson is still a little too hood. I have family members who live there, and they are trying to move out. You can find something and the area may be to your liking, but again some parts can be a bit rough or not appealing from an aesthetic perspective.

[@barbaranapravnik6364]

I’m from New Jersey now living in Delaware. The property taxes in Jersey is what sent us to Delaware. I hate it here but can’t afford the property taxes in Jersey😢

[@JackieBaker]

Delaware is awesome! That’s where we’ll be retiring! Already own 2 investment properties there!

[@FreshGrey-pm4vw]

why do you hate delaware? I have never been there - always wondered.

[@JackieBaker]

@@FreshGrey-pm4vw huh? Never said I hated it. I love it there. We own 2 properties there. See my comment 👆🏻

[@barbaranapravnik6364]

@@FreshGrey-pm4vw we moved in 3/2020 never got to meet anyone! I miss being there for my Grandkids. I’m starting to get out and meet people in our community. ( we’re in a adult community.

[@MoparGuy1625]

@@JackieBakerhe wasn’t talking to you…

[@653j521]

Wow, now do it for other states!

[@JackieBaker]

Here you go 10 Most Affordable Places to Live in the US kzbin.info/www/bejne/bmHLpYKpbdOAa5Y

[@TataLaLicious2030]

I would not move to New Brunswick.. north Brunswick would be a better option

[@rohansunkara4168]

Hey I’m an international student moving to the United States, as y’all know there’s a lot of scammers online, I was planning on moving mid December so can you help me locate rentals in Hoboken or the heights area

[@danieldesimonedanny1827]

Hey same sq ft home property tax Jersey 9 grand,,FL $900.00 U tell me??

[@rtblaze7915]

I was going to suggest Keansburg, Then I realized it's no longer all that affordable (although it should be.)

[@ihatescammers6438]

HAHAHAHAHA Got out in 2004 and NEVER moving back to that asylum!! Keep your ultra high property taxes, income taxes and auto insurance.

[@darthvadersonic]

New jersey is garbage

[@hannielpark2194]

How do you recommend Newark? Of course, cheaper rents would have its consequences. I'm Korean and moving into NJ for a job in Carlstadt. I speak fluent English but my wife doesn't. And I would like to make frequent visits to NYC downtown.

[@JackieBaker]

I would search Niche.com to get info on towns. You’re better off looking at towns in Bergen County. You can access NYC easily from there and have an easier commute to Carlstadt.

[@hannielpark2194]

@@JackieBaker Thanks! And is NYC access from Bergen county easy without a car?

[@steverogers7601]

Newark is becoming more gentrified but there is still plenty of diversity. However, there are still parts that are not fully nice to look at. It’s a situation where you really have to put in the work to find a decent 2 bed 1 bath apartment between $1800-$2300 in Newark, and even if you find one, the neighborhood may not be all that great. Places like north Arlington, Kearny, Livingston, Nutley, Harrison, Union, are all near Newark but a little nicer and still have some semblance of diversity. The reason why I bring up diversity is because the more west and more south you go away from Newark, the more you find people who dont favor diversity, minorities etc.

[@Rachelle-qs5ge]

Moving to another city even if it's connected to New York would be nicer. I would love a change!

[@JackieBaker]

New Jersey is perfect for those not wanting to live in NYC but want to be close enough to visit

[@ElizofAmerica]

New Brunswick has DOW JONES

[@themagus5906]

So? Very few people can afford the houses being built in the area of South Brunswick HS or Dow Jones' offices. More elite bullshit.

[@Lisa_688]

You’ll be boating in Pompton Lakes alright, from your destroyed house after a major storm or sustained rainfall - half of those homes are in a flood zone! Nightmare. That’s why prices are lower. After Sandy, I will NEVER buy a house in a flood zone again.

[@JackieBaker]

Wow I'm so sorry that happened to you

[@salgundivijetha3924]

What about plainsboro?

[@JackieBaker]

I'm not sure about Plainsboro. But check Niche.com.

[@janes541]

Plainsboro is nice and schools are really good

[@bernvigz9138]

I just checked Hightstown and there is not one house under 300k on Trulia. :( I need a house in Edison and this market is killing me.

[@JackieBaker]

I know🤦🏻‍♀️

[@PageantExpert]

Are you kidding me? Rahway? New Brunswick?? Lol.. Most place in Union County & Middlesex County are expensive. And what about Mercer, Burlington & Camden Counties? Those areas have very cheap houses w/ very low taxes. Central & South Jersey in general have more affordable houses. Some areas in Essex County have cheap housing as well but taxes are really high & the quality of life isn’t very ideal. The southern tip of Gloucester, Salem, Cumberland Counties have affordable housing as well. But of course, considering they are very far already from NYC & Philadelphia..

[@JackieBaker]

Not my data. Did you even pay attention and hear where I saiid this info came from? Just sharing info.

[@casellejohnvisaya8117]

May i know the rent prices in Hackensack NJ? apartment vs house

[@JackieBaker]

How many bedrooms?

[@casellejohnvisaya8117]

@@JackieBaker one or 2 bedroom one bath

[@JackieBaker]

Rents run from as low as 1700 for a one bedroom up to 3100 for 2 bed. And those prices are for either apartment or house.

[@casellejohnvisaya8117]

@@JackieBaker Thank you so much for the information ... i am also planning to move there... i really appreciate your help

[@JackieBaker]

@@casellejohnvisaya8117 good luck!

[@oralosac]

What about Jackson?

[@JackieBaker]

This list was from a couple of years ago.

[@omsabah5384]

I went to retired and New Jersey please let me know where is good please and how to get contact with you

[@JackieBaker]

Hi! Text me at 845-629-0984

[@poppunkpizza]

Coming from CA I’m looking for somewhere in NJ with a lot of green and trees right in my backyard and not super expensive. Is there anywhere like that on the North-East side of Jersey, not in the city but not to far? Any areas I should avoid? Coming from LA I would like to avoid areas with a lot of crime, homeless and graffiti.

[@JackieBaker]

Let’s set up a time to chat so I can get more details and discuss further. Email me at [e-mail].

[@georgetushman677]

Your two choices are Short Hills, or Camden…

[@birdsfan57]

@@georgetushman677 😅🤣😂

[@eveg67]

Hackensack

[@michaelfriel1155]

There are plenty of affordable places in Southern New Jersey. Please highlight those places.

[@JackieBaker]

This data was based off a website.

[@daisywali5739]

Hello Isn’t California very expensive compare to Nj

[@JackieBaker]

Home prices in CA are pretty expensive. Property taxes there aren’t as high as NJ

[@daisywali5739]

Agree i lived in both states

[@ivyroses4380]

This video unfortunately did not age well... soooo not affordable anymore none of these places. Everything doubled even tripled in a year.

[@euclideszoto997]

That's all this is about. Nothing about NJ. All about living and commuting to NYC. All about the shore.

[@JackieBaker]

What were you looking for? I have other videos here about NJ

[@tjl5419]

I love NJ. So many hot Italian chicks 😉

[@TammyJeanneMovies]

Speak for yourself these homes you are talking about are not cheap!!!!! 😔

[@andrekellogg8859]

Sorry to say but NJ is the armpit of the country. Taxes and poor weather make it off the list of where to buy. I live in Florida now and everything is cheaper and better. Since I have lived in Florida all I see is New Jersey license plates everywhere. More Jersey plates than any other state. Hello people , wake up.

[@JackieBaker]

Glad you're loving life in Florida!

[@Thommadura]

No - House insurance is many times the price of NJ and within 4 years if you have The Citizens insurance company you will have to have Flood Insurance too. In addition, car insurance is also much more expensive than NJ as well. Lastly, more than half the homes in Florida also have an HOA and the cost of those have been skyrocketing too. You are NOT close to either Philadelphia or NYC and all the things that they offer. And home prices have skyrocketed in Florida - where they were once reasonable - they are not any longer. Eventually the Taxes will catch up to those new evaluations. There might have been a time when Florida was the place to go - but today there are a LOT of tradeoffs and there are other options in other states that are better than Florida - REMEMBER - 72% of ALL Hurricane claims (OF all 50 states combined) come from Florida. THree and Four thousand dollar Insurance premiums are not unusual and then they do not cover FLOOD so add in another Thousand for that. Makes up the difference in property taxes.

[@andrekellogg8859]

@@Thommadura Sorry but my house insurance is covered by my HOA , I don't need flood insurance because I live in the highest point in Boca Raton . My car insurance is very low because I have USAA insurance. My HOA has only risen $ 10 . Per month in 10 years. I don't want to be near Philly or NY. That's why I left. Cold weather and high taxes.

[@Thommadura]

@@andrekellogg8859 No - it is likely your HOA covers insurance on the Building but not INSIDE your unit. I would check that. You probably should be carrying Liability insurance at least in case someone falls inside your home - but in a fire - for instance - generally HOA insurance does not cover your personal furniture and other contents of your unit However - I do want to be near NYC and Philadelphia - even though I live in rural NJ - because of the many and varied activities and places that exist here that do not in Florida. SO you get what YOU ant and I get what I want