My Bi-Monthly Budget For January 2018 Part 2 | How To Manage Your Money | Aja Dang

I'm Aja Dang and this video is my second bi-monthly budget for January 2018 where I'll show you how to manage your money. I am sharing my financial journey through my student loan debt and show you how to save/money management. This is my second time budgeting and I've already learned ways to save money and cut my budget. I unfortunately had to spend a lot of money on an unexpected expense but thanks to my budget, I was able to pay in FULL!
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•MY STUDENT LOAN PAY OFF INSPIRATION•
The Total Money Makeover: bit.ly/2AxI4Uv
Dave Ramsey Podcast: apple.co/2ARxjR3
Budgeting Tool: bit.ly/2yFFHNM

[@LIVEINPEACE2023]

Yes, pls continue the "regular" scheduled budget videos. I think they are mutually beneficial. 💰

[@emiliabolsas]

ISITVAINTOSAYIMPRETTY If not this exact format, at least the wins and fails aspect. Pictures of your meals/prep/grocery hauls would be a nice addition.

[@carolynt4577]

I would personally really appreciate seeing these videos every month / bi-weekly! It’s super motivating and relevant to me (I’m a freelancer too), and it feels like we are all on the same journey - through all the monotony and tediousness that comes with budgeting. Not to mention, it is clear that a lot of things come along unexpectedly month to month. Would love to hear your thoughts, feelings, hardships and successes through the months. During months when things are super consistent/“boring”, there are so many related topics you could explore alongside your budget plan, such as: chatting about hardships & setbacks, successes, what it’s like to have a partner who is not on the same program (I assume), other ways you’re earning more money, other ways you’re saving money (doing your own nails for example), a trip to the grocery store with you, meal prep budget planning and meal prep planning in general, etc. Some people have fitness buddies, this feels like having a budget / financial diet buddy. Thanks for being super honest, real, and for motivating my ass to get my shit together. 👌🏼

[@carolynt4577]

PS Dave Ramsey’s daughter, Rachel Cruze, uses clips instead of envelopes as well. PPS Haven’t started yet, but have been checking out weekly grocery store flyers to see what promos/deals they have on - including Whole Foods. Might be a good practice to help with meal planning.

[@meshahill2488]

I absolutely agree!

[@TheEickert]

Extremely interested in the budgeting with a partner. How do you work through when one is super committed and the other doesn't get the necessity? I'm not living with someone yet but I'd love to hear the conversation and gain perspective on how others make it work

[@myFashionSpeaks]

Please keep doing this! It also helps keep me on track! I don't know if making the video is tedious for you but I really love this series! This makes me incredibly hopeful for a $olid 2018. I really don't wanna dance now, I just wanna make money moves D:

[@AjaDang]

Money moves all day baby!

[@NadineFelice]

NEVER CLICKED SO FAST

[@carolynt4577]

Nadine Felice seconded!! Love these videos, Aja!

[@tesado]

Monthly budget videos would be great!!! Similar to what others have said, it is very motivating for us viewers to see your progress with budgeting. We are all in the same boat and we need to make smarter financial decisions especially in this economy. These videos are so raw and real and I enjoy every second of it!

[@SeeKaysee]

Seriously loving this series - I always check up on mine after I see yours. Ah! Glad to see you got the Adobe thing sorted out. 👌🏽

[@AjaDang]

you were correct!

[@AjaDang]

Hi everyone! A couple things: 1) Thank you, as always, for your helpful comments. It not only helps me but everyone else who clicks on this video. 2) I'll shoot my meal prep video once I get it down, until then - Gaz Oakley is who's recipes I've followed.kzbin.info/www/bejne/eqashqapep51fJY 3) Yes to all the video suggestions.

[@bryanmartinez5099]

Forget credit unions, use Simple Bank! Help you budget on the app! No fees! Bunch of ATMs! www.simple.com/

[@_stina]

Watch @jenplans video on budgeting/sinking funds. She follows the dave Ramsey steps!

[@teff4705]

This budget videos are making me stick to my budget no matter if you make 1000 or 10000 a month we all can learn from this . I would love to keep watching more videos about this budgeting like I said it motivates me . And I need to know what you cook for your dogs and what you eat and how you meal prep

[@JillianeKristina]

love these budget videos! they help so much and motivate me to do the same for myself! thanks aja!

[@WholeMothaLevel]

Aja I signed up last year for a credit union, and I'm all about that CU life now. I wish I had signed up earlier, because I earn more interest on one account in a month than I did all year with Chase on multiple accounts. Another thing, we were looking at car loans last year, and the credit union rate was 2.75 percent, whereas the dealership offered 4.25, big difference. If you're unsure about them because of location, I'd consider moving the accounts you don't touch as much into a credit union so that you're not consistently heading to a shady area. Anyway, thank you for posting these videos, I found you from your first budget video and I'm subscribed now. You're definitely a breath of fresh air on YT. Keep up the good work. Oh, and if you made a video about TJ/Costco I'd totally watch it.

[@vangbaoyt]

Hope you never stop doing this!! This is so helpful. Love this series!!

[@leavoncell1]

I love your videos!! I’m a Personal Banker & yet I still find that it’s so much easier to talk about budgeting, but in regards to putting that talk into action is another story! I love what you’re doing and how raw you are with your viewers! ♥️

[@nxxmiao]

as a young adult, realistic budgeting advice like this is super helpful. thanks for being so open about these things with us.

[@Titus2Chic]

Totally downgrade the Chase account. I have my personal account and my main business account with Chase and I don't pay any fees. I also rarely order checks because I pay everything online. There is no way you should pay $25 a month for an account. No way! Great video and thanks for sharing.

[@TMKJG24]

i agree i have automatic transfer each month into my savings acct so i wont have a monthly fee with Chase

[@queens6583]

Be proud girl! Your doing a great job and hopefully motivating the rest of us. I started actually writing my monthly budget and expenses this past month after seeing your post 2 weeks ago. I am looking for areas to "trim" the fat from my monthly expenses and trying to spend less on things like cosmetic's and crap of which I have enough. I would love to see this series on a regular basis if you can, especially to see the ups and downs, which is what life is about.

[@christinabdzy]

Keep doing them bimonthly!!!!! Continual inspiration and motivation

[@alisonrust4862]

I would love to see this regularly! I've just started budgeting and it's SO refreshing to watch your videos and see the actual process, real figures and real talk, instead of hidden numbers and imagined scenarios. Please keep the budget videos coming!

[@worldofsarah7692]

I love love love how transparent and real you are especially with these budgets / it is crazy helpful to see how you go through all of it up front!! 💕💕

[@GypsyChemist]

Girl DON'T STOP THESE VIDEOS! These are helping me SO MUCH on my adulting journey 😭🙌🏾

[@sashalbee]

I appreciate how open you are about money and budgeting, I love watching these videos they're so helpful and motivating. I'm trying to learn more about money/finances and I'm really rooting for you!! You can do it!!

[@rmwithaview8445]

Thank you for being open with your finances. We are always told not to talk about money but a number people struggle with personal finances or simply not taught how to manage budgets. Good on you for being open!

[@mondayaffair8293]

Love this series and thanks for being so open and honest! Would love to see this monthly, honestly. It actually helps motivate me and get my butt in gear when I watch your vids. Super inspiring!

[@EloisaMartin4]

just started following since your 1st budget video love your energy! I would love to see the process as you pay off debt so motivating when im feeling crappy about my budget and trying to figure it out ! keeps me going ! thanks so much for sharing

[@wistelful]

YES I WANT TO SEE THIS EVERY MONTH!!!!! Great Inspiration - please don't stop!

[@alexalove8929]

Aja I love these videos every month!!!! 😊🤗☺🙂

[@misticrystalline]

I love this bimonthly series. It also keeps me motivated and on track. I also believe it makes us viewers feel more connected to you as a KZbinr with your reality financial goals, plans, and situation that unexpected stuff sometimes come up. Keep up the great work!

[@alexandramoody4697]

yes yes yes! Please keep these coming! Trying to pay off student debt and other debt is haaaard and its so refreshing to see a youtuber talk about this stuff rather than indirectly encourage me to spend my money on things I don't need

[@yarngirlie]

thank you for being so transparent! as someone just getting started with budgeting, it was awesome to see someone actually practicing what they preach.

[@staceyann4024]

Aja you don't know how much I needed these budget videos and your honest experience with the difficult task. I've recently been overwhelmed with all the recent bills that I need to pay for this month and you're organization tips have saved me! Thank you!!!!

[@AjaDang]

you got this girl!

[@MandySchut]

Love these videos!! It helps me so much seeing how other people budget! Maybe do a quarterly or 6-month update. 😊 that way you won’t have to explain it in a video every month but you can share your progress.

[@GinaGarcia20]

Please do this! I love that you are doing this and keeping it real! It also helps me stay in track with budgeting and the tips helps significantly!!

[@cilantrogroupie]

Please continue doing this bi-monthly! You're keeping me on track to pay off my student loans and budgeting for vacation in 2019!

[@tessroxas4145]

Loving the budget videos ! They really help with keeping me accountable for all my crap, please keep doing then ❤️❤️

[@cocoshan]

I love these bi monthly updates

[@XiaoAZN]

I like the consistency! Thanks for sharing Aja.

[@nilandax0]

Love this series because of how detailed and honest you are with your finances!

[@whitneywilsondesign]

Yesss I love watching you do this! Every monthhhh

[@remziez]

I love how real you are about your financial life/journey. So many people on youtube, and social media in general, make me feel like I'm the only one struggling sometimes, but you keep it real. You inspired me to budget on your first video and I struggled trying to stick with it... but I really want to get it down!!

[@robertstanley9633]

Yay! Thank you for making these vidoes and being transparent with your finances. Im sure we could all learn a thing or two by the end of your video even if its just a reminder to hold each other accountable of our budgets. Thank you Aja 💕

[@kimmieko1239]

I would love to see every 3 months even if you still filmed it like you did for this video and show what changed and what you learned over the 3 months! Amazing work! I’m excited to see your budgeting videos!

[@siianxie6882]

PLEASE continue doing this every month! It is super refreshing to see someone on youtube being so honest and genuine. I think it will be a good way to motivate a lot of people to stay on track about budgeting especially the millennials : )

[@meganmieta5428]

I love the monthly budgeting! You're really helping me get a clear image on how to be more financially responsible

[@AnnieAnn2]

Yes, please continue. Watching your videos helps me stay on track. When I first started keeping track with my budget, I would get mad at myself if I went over in a category. Many times I wanted to give up because it was too stressful and depressing to see my failure with money. After a few months and a lot of silent motivation from videos, I am still learning how to control my budget. thanks and keep up the hard work.

[@grace143ed]

Really loving these budget videos as I’ve also just started doing detailed budgets over the past few months and it’s really made a big difference. Would love to see a video with a breakdown of your income/sources cause you’re rocking it with $8000 income in a single fortnight.

[@angelsmilez86]

Yes would like to see it every month its very motivating!!!

[@vanillacoconut]

I love the transparency in this video, I hope to see more of these!

[@haquino]

Aja, I just want to say I just found your channel right now, and I've been having anxiety because I'm in debt as well. PLEASE KEEP POSTING!

[@kay7461]

Please keep doing monthly budget vids! Super encouraging & inspiring. Love how you keep things easy to understand!

[@0808happy]

Love these! Keeps me motivated !! I was clueless to how I should start budgeting but this is so helpful and esp saving up for your dogs and planning for unexpected emergencies.. you’re amazing aja!!❤️

[@meshahill2488]

I like the consistency of your budget video posts! You give me motivation to keep up with my budget. I say keep posting every month

[@GabrielaFrancescaCarrillo]

Yessss this soothes me so much

[@dianagarciahunter9450]

Yes, please continue! It is so helpful! Most videos encourage spending I find your budgeting inspiring and they help me spend less and budget more. Especially helpful to me because I freelance/contract and never have a set pay. PLEASE keep it up. :)

[@_TaylorBerry]

These videos have given me so much peace! 😩 I’m graduated late December and I’ve just been stressed with these all this debt! You’re honesty about your income is so amazing,are really helping people and I am so grateful ❤️

[@crystalbuchan3868]

Thanks for the budgeting videos. It keeps me accountable to my own budget! Whether or not you keep doing them monthly, just know the two you posted have helped me!

[@sjjuanita]

Keep up the monthly budget videos it will help keeping you accountable for your budget cause you know WE ARE WATCHING!!

[@soniafuentes4485]

Aja I loved the video. I enjoyed the break down and discussion of each expense and what you learned and would do different. Also like that you take into account what your subscribers are suggesting and discussing whether it was helpful or not. I am a single mother with two children and I am in the process of clearing out debt (including student loans) and budgeting to get in a place to purchase a home. This video was super helpful and think it could benefit a lot of people. Keep up the good work!!

[@keishasink5233]

Ok so first of all CONGRATIONS on all that success!!!! I'm so happy for you. Your food and dining budget is amazing this week! Also, homemaking dog food, I love it. Please continue recording your budgets. You say they will be the same but you'll start to notice every budget will be different. Also great job on that car payment this month. It has to feel good! I was with a bank and considered switching at the beginning. So I just opened a credit union acct and eventually noticed I didn't need that bank with the fees. ($25/month x 12= $300) I understand all the changes are hard so I always tell people to make the changes slowly.

[@xokissesx]

EVERY MONTH PLEASE. i love this

[@Ztravelsinpumps]

I love these videos so much! You’re so unique, Aja! This is the reason I fell in love with your personality and channel years ago! 💖 Best wishes ✨

[@islandgalD]

love love love this series!! please don't stop lol it's very motivating. newly grad student with a crap ton of student loans lol. I also am looking into a switching from CHASE to a credit union. will check back to see tips that others have posted lol. loving your budgeting content. Girl don't even bother with the haters, you're motivating others to get it together and I appreciate these vids soo so much my dear xx

[@karixhuang]

i like how you change around your system instead of continuing with the envelopes aja! it's good that you're showing us how to be flexible and adapt to your needs as you go!

[@lindalovessparkles16]

Would love to see these budgeting videos every month! As a young professional/recent-grad, these videos are really really helpful and inspiring! You rock Aja!

[@munyeekah]

You’re so honest. Love it. Love your part 1 video and this part 2 is great too! I am a new subbie and girl I binged watch your channel lol please do healthy options on Costco and tj please

[@momorouda1]

I love these budgeting videos! I’d love to see them this often!

[@BrandonTee]

Love the series, please continue to create more in the upcoming weeks, months. It's motivating!

[@loverissa6043]

👏 to meal planning and meal prep! There will always be days some meals turn out and some meals don’t, but that’s how you figure out what not to make in the future. It’s great how you show your budget, because it helps a lot of people see that bills need to come first, money that needs to go towards necessities, even factoring the entertainment/fun money, extra unexpected expenses can occur and seeing what is left over.

[@vicenza25]

I just found you this morning because you were talking about David Ramsey and OMG i relate so much. I am going be paying my student loans pretty soon and I am terrify. Your videos so far are keeping me accountable for budgeting and gives me ideas too

[@wassupkat6579]

So far, I've loved the two videos of your monthly budget series you've done. I can see where your concern is about it becoming mundane and repetitive. The idea of like "POPING UP" and doing updates of when you've payed stuff off sounds like a good idea because quite frankly, these videos inspire me to keep disciplined in paying off my debt and reworking my budget and all that jazz so thank you for that. Or if you ever have new updates or you somehow reformat your budget with other tricks is another idea too. Thanks for being so open !!

[@littleblushes]

Thank you for making these videos!!

[@kimbropham]

You’ve inspired me to actually put my budgeting plan on paper. Keep these videos coming, they’re so helpful!

[@erikabarksdale5896]

These videos are the best!!!! They are awesome! Keep em coming

[@jelliebeans]

Loving this series! I'd love to see you continue this monthly or every other month. Your original videos on budgeting actually inspired me to focus more on paying off my student loans. Since then I've checked out Dave Ramsay, started budgeting, and made paying off my student loans a priority for this year and next year!

[@marybelichis]

I'd love to see budget videos every month! They're helpful and motivating to watch, especially as a college student acquiring student loan debt of my own. Best wishes!!

[@hanadore]

Aja, you’re not only getting your shit together but helping me get rid of my debt too! Pls post regular videos so I can learn some tips and tricks from you too. I know it’s only January but it would be especially helpful when you start budgeting in *presents for friends and family, *going out/drinking budget and *holidays too. Would love to see a meal plan video as I do the same! So glad I found you in December, probably the most honest vlogger on KZbin 😘

[@poisonivy509]

I like these in depth budget videos! Gets me thinking about my monthly budget too. Please share the meal preps!

[@10G6]

Yes!! Please show us! Would love to see your progress. I am currently struggling with budgeting as well.

[@stephanieelizabeth667]

Love the budget videos! Just subscribed.

[@cherb2795]

Please continue with this topic. Seeing it on paper & you sharing actuals with us is motivation. Certain YT’ers are OA. Life is not perfect. You’re very refreshing to watch. Love that you can get down and be real. Feels like watching a bestie. BTW... Why do you not have at least double of your subbies? You have a balance of great content that appeals to anyone. Sorry long post ✌️

[@carlosquinto6011]

i appreciate the fact that u r so transparent with ur finances! i feel encouraged to start budgeting myself. 👍🏻

[@Kuzhy811]

You're the real MVP. This is super motivating and love watching this series and a monthly/bi-monthly video would be so appreciated Stay awesome Aja😄✨💖

[@laura528721]

I love these budgets!!! So helpful to see practically how to begin one! Would love if you kept doing the financial themed videos!

[@wonderxdreams]

Yes! Please keep doing these budgeting videos bimonthly or monthly! I really find these motivating for getting myself to budget!

[@JoyFayeGrace]

I personally love these every month!! Really motivates me to budget bi-weekly and I think it’ll be great to motivate you to continue budgeting and progress throughout the year!!

[@Lena.2406]

Please please continue this! Twice a month is great!

[@PaperPanduh]

Yes!!! Would love to see 2 budget videos a month :) LOVE LOVE LOVE these! Also miss your vlogging!

[@paosalmon]

Seeing you keep track of your expenses reminds me to organize myself. I also have debt and hopefully will pay it this semester. KEEP GOING!

[@Nikki-ks6wi]

please yes every month! because even though budgets remain situations in life area always changing each month, you honestly of going over and how you handle keeps me accountable with my budget

[@justineguevara2346]

Loved!! Really helpful. I’d love to see more & what you’d do differently after paying something big off. ♥️

[@sinmiaraoye]

Please do it every month. Watching you do your budget makes me think about my own budget. You inspired me to actually sit down and tally up my numbers.

[@demisemilinette]

I think this is so helpful. I live in southern California too and our income and expenses are so similar. It is crazy to think that there are people in California who make minimum wage and have to survive through the inflation. I think that was a wake up call for me to think that I make so much more but I'm not able to save any money. Thank you for the budgeting tips!

[@comeagainjenn]

Linette may i ask what you do for a living? Sorry it that’s rude 😓 I’m just curious lol

[@kelsyelle7303]

LOVE this and all of the tips!

[@AyaPapayaxP]

Yes! Please continue these videos. They are so helpful especially since I'm also trying to get my finances together :)

[@zoe77able]

New subbie🙌. You and I are on the saaame financial journey. I actually enjoy your bimonthly check ins, its very encouraging and inspiring! I'd love to follow your journey to financial freedom as I'm on mine!

[@yagalterry]

omg Im loving this! thank you for showing us a practical way of managing finances and unexpected finances. I really liked the bobby pin method, but I find that I just use my debit card for most of my expenses. That way I can keep track of how much I spend.

[@BajaChaloopa]

I enjoy these videos so much! It keeps me motivated! Thank you.

[@natashafaye3273]

You started budgeting the same time I did. These videos are super inspiring, and I'd love to follow your progress!

[@rachealalbrecht9863]

I love my credit union. I’ve been with them for 6 years and it’s great. There’s no fees and they’re super helpful. However, unless you’re going to a fairly big changes credit union, it can be a hassle. It just depends on the area you live in. I’d love to see a budget video any time there’s major changes to see how you move your money around when it’s freed up from another payment!

[@mariahtvan]

Please do this every month!! It’s so nice to see such visibility in a budget.

[@TheChristineHuang]

would love to see these videos every month or bi-weekly! it's pretty motivating to see your progress but also reminds me to keep myself in check in terms of spending

[@dangashh]

Keep doing you, booboo! I'm liking the bi-weekly check-in lol. It helps me see if other people's advices are working too!