BEST Credit Cards in 2024 ft Ask Sebby | no annual fees & premium travel cards

Рет қаралды 9,645

Күн бұрын

Пікірлер: 30

@flomaxify 3 ай бұрын

This video came at just the right time! I've been debating between the Capital One Savor One and the Chase Sapphire Preferred! Still not sure which one I want to go with... But I think I really do need a travel card! I'm also about to pay for the next installment of my wedding venue so definitely looking for cards with great bonus offers to take advantage of the large payment!

@AjaDang 3 ай бұрын

PERFECT! As a Chase Saphire Preferred holder, I can say I really like it but check out ALLLL the links in the description box to make sure you have all the info to make the right decision.

@aqt12761 3 ай бұрын

For anyone that rent. Bilt card a must have

@AjaDang 3 ай бұрын

@@aqt12761 yes! A dedicated video to BILT is going live next week

@bnguy 3 ай бұрын

The chase Sapphire preferred would have been a good option to apply for a couple weeks ago because it had an elevated offer 75k points. Now it’s only 60k points. Capital one venture is similar to the csp with an offer of 75k points and you can transfer savor one cash back to the venture. If your next payments is in the thousands I’d do the csp or venture

@jadedxserpent 3 ай бұрын

I'm always curious about the actual math of what credit card is "worth it"- like how many literal dollars is one spending per year, to earn how many x amount of points, how many years did one have to save up the points, and how many points does one need to stay in nice hotels or fly nice flights? Since I am so new to travel cards, I'd love to hear some sort of point of reference- some example like, "oh, it will take a person 5 years of spending $20,000/year to have enough points to have just one nice flight from Singapore to New York,". Cuz sometimes it really be seeming like you can travel for free with points!, when in reality, maybe one had to spend a butt ton of money first lol.

@_iErik 2 ай бұрын

Unfortunately, influencers will try to sell you on how much travel points are worth, because their primary source of revenue is credit card referrals. The reality is that it takes a long time for normal users to build up enough points for a travel redemption that they actually would want to make, and the dollar value is questionable at best. The best thing about cash-back is that you can redeem early and often, and the value is easy to quantify. You can save up using a smart investment strategy and do whatever you want with it whenever you want.

@chanellyon6671 2 ай бұрын

I used my cash back to fund my emergency savings. My dividends and savings interest also funds my emergency funds.

@thetravelingwanderer 3 ай бұрын

This is an awesome crossover/ collab! LOL unexpected but I'm sure it'll be a good video!!

@AjaDang 3 ай бұрын

I needed to go straight to a credit card pro for this video! Hope you enjoy it

@brayansalazar1834 3 ай бұрын

I used to watch your videos when you were in your room doing budgets to pay down you student loans. I’m back on KZbin and your channel went to a whole new level of professionalism. Great job Aja!

@AjaDang 3 ай бұрын

welcome back to KZbin :)

@BottenFieldofDreams 3 ай бұрын

I love watching your videos! I literally have no interest in getting a credit card but I’m gonna watch anyways 😂

@AjaDang 3 ай бұрын

haha thanks for the commitment!

@kirasoleil 3 ай бұрын

wait what a cute collab!! love ask sebby

@artaudcharles 3 ай бұрын

Brilliant !

@Joada20 3 ай бұрын

I want to add a cc but also want to buy a car. Should I hold off on the card?

@YoFabulous11 3 ай бұрын

IMO, it depends on how soon you want to buy a car. If it’s near term, you don’t want your credit score to take the hit from a hard-pull just before you apply for a car loan. If you’re not gonna be in the market for a few months, I would think your score will have recovered and possibly improved (debt to income should look better if you don’t max the card out), making your loan rate more attractive.

@justinmartin1666 3 ай бұрын

Aja you Kinda look like a girl I’ve been very close friends with since 2009 ❤🤩

@AjaDang 3 ай бұрын

💅🏽💅🏽

@bringitdanielle 3 ай бұрын

Omg this is so helpful!!! I'm gonna save and watch when I can open a new card. I anticipate to pay off my two CCs this year woot woot. I'm looking for gas, groceries, and flight points next.

@AjaDang 3 ай бұрын

I’m glad you’re paying off your currents cards first!