American Reacts to SURPRISING Differences Between the UK and USA (Part 2)

[@rubberduck3y6]

It's interesting that Tyler thinks card readers are advanced technology when most people in the UK think of them as clunky and out of date.

[@101steel4]

Exactly. Not seen them in years

[@Hawk_of_Battle]

When she started talking about card readers I thought she just meant the ones in shops, and assumed that the US just doesn't have those somehow. Instead she's talking about personal devices which I honestly can't recall anyone over here ever using. Very strange thing to bring up.

[@grabtharshammer]

I use one all the time, the one thing I will not use (being in IT for thirty odd years, so I know the security issue) is Contactless cards. So yes I use one for online banking and always use chip and pin in stores. - In fact I had to get a new one sent this year as I wore out the buttons my old one

[@RealConstructor]

We have card readers also in The Netherlands and have to use them for bigger amounts or randomly for every so much payments to remind you about security. In between you don’t use your bank card, but you use a personal five figure code you chose yourself once in the beginning and which is not the same as your PIN you use in shops for purchases or in restaurants and bars to pay the bill. In our country we hardly use creditcards, only debitcards. Most have a creditcard for holidays abroad, purchases on foreign websites or for online airline tickets, not for regular payments in shops. In those cases you use a creditcard for extra insurances (return payments) the debitcard doesn’t give. For example if you buy an airline ticket with a creditcard and the airline goes bankrupt, you get your money back through the creditcard company, with a debitcard not (you can whistle to your money, is a Dutch proverb, meaning the money is gone).

[@russetmantle1]

I used to have one of those Barclays PIN sentry machines, but I've honestly not used it for about 4 years, since mobile banking has kind of taken over now. Definitely more of a 2010s thing.

[@KenFullman]

From what I gather (I've never been to America so I could be wrong) In the US, it seems it's quite normal for a waiter to take your credit card away to process your bill at the counter. Here in the UK, the waiter will have a portable card reader with them so they can process the transaction right in front of you. Anyone that wants to take your card out of your direct sight will immediately be suspected of cloning the card behind your back. Here in the UK it's normal to have your eyes on your card , at all times, if it's not in your pocket.

[@thomasjones6216]

Agreed

[@luciasmatanova9163]

In the Netherlands and Germany, you don't even let go of the card. You put it in the reader yourself and punch in the pincode

[@geoffreycodnett6570]

Rarely need to enter a pin or put the card in a machine. Contact less card or phone to pay.

[@rayjennings3637]

That's assuming there is a card reader. In the USA it seems that the cheque book still has much importance.

[@carolmclean8513]

​@rayjennings3637 I only know the rare person who still uses cheques. Honestly can't remember the last time I wrote a cheque bit then I'm Canadian 🤷‍♀️

[@wobaguk]

I think the root of travel insurance is when you come from a country where you get healthcare for 'free', you are very aware that if you travel to a country where that doesnt apply, you need to have something in place instead.

[@tonys1636]

Many European countries have reciprocal emergency healthcare arrangements with the UK. Ireland, Spain, Portugal and some northern European and Scandinavian ones. Having a free EHIC card guarantees it in the EU (available from u.gov.uk. Avoid the other sites that charge a fee).

[@kimgrattage6049]

We pay National Insurance stamp out of our pay for health care.

[@kimgrattage6049]

It's a DEPOT. NOT A DEEPOT YOU PLANK. WE HAVE GARDENS HERE IN UK. ONLY HAVE BACK YARDS WITH TERRACED HOUSES WITH NO SPACE FOR GARDEN ONLY A SMALL YARD OF CONCRETE SLABS. I HAVE 3 GARDENS. FULL OF HEDGES, SHRUBS, BUSHES. AREA TO GROW RHUBARB, STAWBERRIWS, FLOWERS. OUR ELDERLY PEOPLE LOVE A DAY OUT AT GARDEN CENTRE. SOME HAVE OTHER SHOPS THERE TOO. LOOK UP TRENTHAM VILLAGE IN NEWCASTLE UNDER LYME, STAFFS. HAVE LOG CABIN SHOPS SELLING EVERYTHING.

[@cliffbird5016]

@@kimgrattage6049 national insurance actualy pays ur pension and beenfits if u cant work. it get taken out od ur wages every week or month depending on how oten u gat apis and it gets put into a seperate account at the tax office and saved up for when u retire or need to go on benefits.

[@xSmudgestickx]

Health care is NOT free in the UK we pay national insurance which goes towards our health care and pension when we retire

[@JJ-of1ir]

To many of us in the UK, gardening is a passion. We have front gardens and back gardens, or just window boxes or patio tubs to fill each Spring. The Garden Centre doesn't just offer plants for sale, but advice about the plants themselves - where they would best be planted - in full sun or partial shade etc., how long they flower and so on - but they also sell everything you need for them, like compost, nutrients, tools, garden furniture, large pots and sometimes garden sheds. We like to go there - well I do - and saunter around the outside displays and sections with a trolley (cart) and, if with friends or family sit down after we have loaded the car and have a cup of coffee/tea and a cake, or if its near lunchtime, a meal. Usually the Garden Centres are just outside the town and a very pleasant place to be.

[@sallyannwheeler6327]

Yes! A lot of them also have delicious home made meals, made with locally produced ingredients, so that it becomes a lovely day out. We have a family run small garden centre here,which has been there for generations. They have the best plants ever. Americans are missing out big time. As you know,a yard to us is just a concrete area. Usually a small one. 😊🏴󠁧󠁢󠁷󠁬󠁳󠁿

[@sallyannwheeler6327]

@@cz8189 Your garden may be small but it sounds like gardeners heaven. I only have a very small garden now, but is surprising what you can fit in to a small space. I did have a greenhouse,but unfortunately for me,it got destroyed in the winter,sea gales.🤦‍♀️ There’s a lot of plants that don’t survive the cold, crazy sea winds here,unfortunately. It’s ok for those that aren’t so exposed so close to the front.Love wildflower gardens. The blwdy seagulls ate all my tomatoes this year☹️😂I will check that video out.👍

[@rozpickering1239]

Our gardening culture was built during victorian era 18th century in stately Manor houses and copied by the working class. It was reinforced during WW2 to grow vegetables to supplement your food and help the war efforts. Even to this day we have 'allotments ' ( rented ground) for growing food and flowers ideal if you don't have a garden, the rent is approximately £10 a year.

[@Carolevw]

Same here in NZ. We usually have alfresco style seating right next to the plants in DIY stores or garden centres which is better than looking out at a street and after lunch you can wander around and buy a few pots or whatnot. I have noticed American properties are huge yet barren in terms of gardens, may have bushes but not many flower beds. This is different elsewhere, but you have to have a bit of spare time to maintain a lovely garden. Typically most people are tending to stay indoors on tablets then lack some good ol' Vit D.

[@Carolevw]

Same here in NZ. We usually have alfresco style seating right next to the plants in DIY stores or garden centres which is better than looking out at a street and after lunch you can wander around and buy a few pots or whatnot. I have noticed American properties are huge yet barren in terms of gardens, may have bushes but not many flower beds. This is different elsewhere, but you have to have a bit of spare time to maintain a lovely garden. Typically most people are tending to stay indoors on tablets then lack some good ol' Vit D.

[@gaynorhead2325]

As a Brit I’ve travelled around the entire world twice, been to Australia, New Zealand, China, Singapore and Hong Kong as well as most European countries and the USA. Of course you need travel insurance in case you have an accident or get sick, or lose your cases, it’s a necessary safety precaution.

[@fayesouthall6604]

If I booked a weekend in Paris I would have travel insurance

[@carolineskipper6976]

Not to mention the costs of repatriating your body if the worst happens. Every year there are sad stories on the news of people who are struggling to get their loved one's body back to the UK.

[@Dr_KAP]

I just always pay with my Qantas Visa card and get free 100% insurance through that.

[@jaywalker1233]

@@Dr_KAP You might want to check the T+C. Specifically cover, limits, exclusions + non-disclosure, such as pre-existing medical conditions. I’m guessing your card company will not buy “Rolls-Royce” cover if it’s bundled in “free”. Which is fine, so long as you never need to claim…

[@marydavis5234]

I went on a cruise to the Bahamas with my Aunt, her two daughters and their best friends and We all got travel insurance and we called our Credit card company, telling them , we are going on a cruise to the Bahamas and the dates ,we will be there.

[@jasonalldridge5784]

I spent about £20 for a family insurance policy when I went to the states it covered Theft, flight and hotel cancellation personal injury and 100% of medical costs, My son needed to stay overnight in the hospital and my wife and son had to fly back a day later than the rest of us,which meant for £20 I saved myself about £8000, in medical costs and alternative transportation.

[@davidchamberlain5425]

Do not travel to gun toting US in first place 👍saving yourself 🙄🙄🙄

[@gmdhargreaves]

When I was a kid my best friends mum and his family went to Orlando, on the first night his mum got shot 1inch from her heart- it effected his life to today- It’s a sham that guns stop people from Earth visiting the USA

[@budd2nd]

Can I ask you how long ago your family went to America? I wondered if the £20 insurance price is still roughly the same now ?

[@jasonalldridge5784]

@@budd2nd that was about 14 years ago

[@budd2nd]

@@jasonalldridge5784 Thanks, it’s probably gone up quite a bit by now then, I should imagine. 👍

[@danielferguson3784]

Many people in the UK make a visit to a Garden Centre a day out. Some of them are enormous, with a vast display of plants to wander about among. They include all sorts of garden equipment, furniture, sheds, statues & ornaments etc. They often have special displays at Christmas, with lights & Santa's Grottoes etc. They include outdoor clothing, furniture & anything you can think of connected to gardening. They will also give advice on what & how to grew stuff, % all things plant related. Gardening is a big thing for much of the UK population, whether they have a tiny patio or acres of land.

[@christineharding4190]

A couple of days ago I visited a large garden centre near Tiverton in Devon. They also sell beautiful jams and cakes, have a really nice tea room and serve delicious meals in their restaurant.

[@audiocoffee]

need to make an excuse to go to a garden centre (spoilt for choice here - there's at least a dozen to pick from) to either get a catnip plant or seeds. I have a feline who likes to chew. she might as well get some kind of benefit from chewing while I attempt to grow stuff. 🤣

[@HeatherMyfanwyTylerGreey]

Many also have Pets' Sections and Pond and Aquatics Sections where they sell both Aquarium and Garden pond fish, plants, meshes and air units.

[@theotherside8258]

One near me has a dinosaur park

[@corringhamdepot4434]

I knew an American nurse who took her mother on holiday to Thailand. Were she fell ill. The nurse totally freaked out, because she knew that it could cost thousands and thousands of dollars to medivac her home to the US without travel insurance. Her mother did recover, and was apparently oblivious of all the drama she caused. Then there is also the cost of repatriating a body, if somebody dies abroad without travel insurance.

[@ane-louisestampe7939]

As for the last sad part, my family has been there. Let me just say, that never has cremation made more sence!

[@Outnumberedbykidsandcats]

Absolutely. About 25 years ago, My father in law and mother in law were waiting for a taxi to take them to the airport to come home from the holiday in Greece. Suddenly he dropped dead from a huge heart attack right on the steps of the hotel infront of my poor MIL. Flying back his body to the UK for the funeral would have been a huge cost without travel insurance. So on top of suddenly losing her 60 year old husband with absolutely no warning at all, she would have had to deal with the massive amount of money it would cost to repatriate his body. The travel insurance paid for her to stay in the hotel for another week during which my sister in law flew out to support her and while they were arranging the postmortem and then repatriation. It also paid for the new flight for her as well as flying the body back. Imagine how much that would have cost if having to pay for it yourself? Probably a couple of thousand I would guess for the sake of the £15 they spent on insurance.

[@CMOT101]

Banking in the UK is at least a decade ahead of America. We've moved on from card readers years ago

[@Carrot007]

Except barclays. Made me get one to set up my app o nthe phone. they are so behind.

[@tenniskinsella7768]

Too much Internet bankingvfiryiking. Forced on you. I have arks and soencers reward scheme.its good bit they try snake y go figitsl. Usually they send reward vouchers through the post. What could be easier thsn that but they obviously want to save money by not.posting. that's all its for tobsave them money. I refuse to get my reward vouchers in my phone

[@jamesknight3070]

Nationwide still uses them, but online transactions load a screen which ask you to choose the verification method; either Card Reader or Phone App. In that sense it's a good redundancy if you lose your phone/ it breaks.

[@Simonsvids]

@@jamesknight3070 Exactly. It is a backup two factor authentication method. The people on here slagging them off will regret their banking choice when one day their phone gets nicked or it falls into the river when you are taking a selfie from a bridge!🤣

[@bconn3652]

I love garden centers, the atmosphere, the smells, the cakes, the tea, the genteelness of it all, the knowledgeable staff, there isn't a more pleasant place on earth.

[@SteveParkes-Sparko]

Here in the UK, roundabouts are literally EVERYWHERE!! They are brilliant at keeping the traffic flowing smoothly!

[@trooperthatsall5250]

In 97 I travelled to US, Florida with the family, we got travel insurance and while over there we were hit by a rolling death machine (we call a lorry) anyway he fell asleep and we ended up in hospital, the insurance paid for all our stay in that hospital, covered all the bills, paid for our flights and compensation. As a family of 5 EVERYTHING was covered, we were flown home on a chartered flight as my wife had to remain on her back, with medical a medical team. I think it cost around $4,000,000 in just medical fees and flights. Yeah, so I never go anywhere without it, and that its quite cheep for cover.~Trooper

[@fayesouthall6604]

Exactly right it’s vital

[@curtisj2165]

I would love to see the breakdown of that bill

[@DukeOfChirk]

@@curtisj2165 4 aspirin - $250, etc etc

[@gracesprocket7340]

@@curtisj2165 Costs 750,000, lawyers and fees 1,500,000, profit and politcal backhanders to keep the gravy train rolling 1,700,000, ibuprofen 50,000

[@libradragon934]

In 2005, whilst on holiday in Florida, my Husband became ill and ended up spending several days in Hospital. If we had not had travel insurance, there would be no way that we could have paid the costs and at that particular Hospital, they wouldn't let you leave if you didn't settle your bill. At that time, many people in the Uk travelled abroad without insurance, we had decided we would get it..Thank God we did!

[@patriciacrangle8244]

Have always bought travel insurance since 1958

[@jonathangoll2918]

Note that the British don't call what's behind our houses our "yard", unless it's a rough area of hard standing. Otherwise it's a "garden" , and many Brits are fanatic gardeners! The first proper description of our island is by Tacitus about 100 AD. He says that the weather's pretty miserable, but the land is very fertile? That's still about right

[@martinconnelly1473]

We had a concrete back yard in the terraced house I grew up in and a front garden.

[@robertsmelt6638]

Weather in the UK is better overall than most of mainland Europe. Winters are certainly milder.

[@gracesprocket7340]

@@robertsmelt6638 We are roughly at the same latitude as New England, but winters with more than a few days of snow cover are 'excitingly unusual'. So much so that we are repeatedly caught by surprise by even a light dusting of frost or snow... and it takes a few days to sort ourselves out, by which time it is usually gone again... Last year I had heating on in my flat for around 10 hours in total, with background heat from body heat, fridge/freezer/computer and cooking keeping the temperature comfortable enough (I have a preference for cooler than many, but keep it above the condensation point)

[@caroleteare924]

No showers equals no flowers.😂

[@B-A-L]

A yard in Britain is a concrete area usually at the back of urban terraced houses.

[@stuartfitch7093]

Gardening is a totally different concept in the UK to the US. Here it is a hobby for more people and less of a chore. People from the US think a UK garden is just like.a US yard lol. Where you just have a square of grass. That's most often not the truth. The British are known for their green fingers (meaning their love for gardening), planting flowers with pretty colours everywhere and planting flower pots and hanging baskets on wall brackets next to your front door, having garden ornaments like gnomes and maybe a garden pond with fish in it. My parents are one example of this. They spend hours and hours in their back garden planting many different colourful flowers in the various different flower beds. In summer it looks like a scene you could imagine from the lyrics of the song "English Country Garden". Many British people pride themselves and even compete with neighbours to see who can have the prettiest and most colourful garden.

[@Bunyipp66]

Travel insurance can cover accidents and emergency whilst abroad so you dont get huge bills. My friend fell off a mountain whilst we were hiking in Spanish mountains and it covered all the mountain rescue and hospital costs plus it paid for an interpreter to talk with hospital medical staff so we knew what was happeing, hotel costs for the rest of our party and repatriation flights back to the uk when they were well enough to travel. This was in the 1990's but best £20 ive spent!

[@petrahaarmann4327]

Garden Centres are popular in Germany, Netherlands, Belgium, Austria and Switzerland as well. Think of it as Centres for the life in the garden. You can buy plants and furniture for your back garden, grills and barbecue smokers, pottery, fences, corckery and cuttlery for eating in the garden, glasses, lanterns etc. Futhermore there a special Garden Exhibition, very famous ones in the UK but also on the continent. Mosten often the exhibition is in a chastle park or a historic town center. Good food and drinks are expected to be offered as well.

[@allanmason3201]

There are also garden centres in Italy.

[@margueriteperry9302]

As a Canadian who has always travelled with travel insurance, I am so grateful I was well covered when I caught a skin infection that sent me to hospital intensive care for10 days. Not only was I completely covered for an ambulance, my care, my procedures, my room, my drugs, but also additional plane flights, hotels, etc.. Until I got home and was able to use our own Canadian universal healthcare. We are not into paying out of pocket and going bankrupt, so we all get travel insurance.

[@nannylinda03]

The garden centres here are great. The one nearest to me has a cafe/restaurant and they don't just sell flowers but also trees, fruit trees, vegetable plants, compost, tubs and pots for the plants etc. There is a large indoor section that sells clothes, kitchenware, toys, plants for indoors, there's a large pet and aquatic department and at Christmas, they have a huge Christmas section that is just incredible. There's a Santa's Grotto for the kids and they even clear a part of the outside garden department and put in an ice rink. At certain times of the year there is a big top outside when the circus comes to visit (no animals thank goodness!) The garden centres in the UK are almost like a day out 🙂 As for Americans not travelling outside the US, millions of Brits and people from other countries, visit the US every year. It's the same distance for you to come to the UK as for us to travel to the US. In fact it might even be closer in some cases if you have a long flight between states. Apart from cost and environmental issues with flying, there's no excuse these days not to get out and see the world.

[@billyhills9933]

Some coach companies run day trips to garden centres.

[@CharlieFlemingOriginal]

I love a good garden centre... Eastfield near Bridlington is good. 😊

[@vtbn53]

OMG I had forgotten we have nurseries (garden centres) like that in Australia, they are great, you can get there for breakfast and then go shopping for plants (mostly looking at the plants) and if that takes long enough you can then have lunch. I had forgotten how convenient and nice that is.

[@alisonrodger3360]

Back in the 1980's, Garden Centres were one of the few shops open on a Sunday, hence the Cafe's, it could be a whole day out. We have Garden Centres and Nurseries - Nurseries tend to be independent places that grow their own plants and a Garden Centre that sells plants from everywhere. Some of the Nurseries also have their own show gardens to wander round before your cup of tea.

[@russetmantle1]

I suppose I think of plant nurseries as being more for trade buyers? Like, if you run a gardening business, you might be able to get some good bulk deals there. Or if you're after something quite obscure and specific, you're more likely to find it in a nursery. They definitely don't have the "nice day out" reputation that garden centres have.

[@epicknightmare6294]

Travel insurance as a Brit was very important for me too, my mum got pancreatitis in the states, and thankfully it only cost us £100 for the insurance rather than the $30,500 it would’ve cost.

[@marklee6516]

One thing that roundabouts do is eliminate those horrific, high-speed t-bone collisions that seem common in America. A roundabout means the junction/intersection is never “clear”, so there’s no reason to gamble and not slow down. With a roundabout, if you don’t slow down you’re hitting an immovable concrete object. Same goes for those crashes where someone misjudges and turns across the incoming traffic. Roundabouts eliminate them because you’re never directly facing off with oncoming traffic. There’s still accidents on roundabouts of course, but they tend to be fender benders rather than the fatal collisions that can occur at intersections.

[@Phiyedough]

I think that card reader is probably old technology that was introduced before everyone had smartphones. There were also small devices that displayed security codes you would use when logging in for online banking. Personally I get infuriated by the banks that sent a code by text message. This is because I live in a rural area with no phone signal.

[@sjbict]

I still use a card reader to log in to do online banking. As i refuse to use a banking app or use my phone to pay.

[@stevebeever2442]

Our personal banking has always been more secure. Americans don't even have chip and pin so anyone can just swipe their cards and squiggle a fake signature. In America SIM swap scam is rife but not here. A SIM swap scam (also known as port-out scam, SIM splitting, simjacking, and SIM swapping) is a type of account takeover fraud that generally targets a weakness in two-factor authentication and two-step verification in which the second factor or step is a text message (SMS) or call placed to a mobile telephone. The fraud exploits a mobile phone service provider's ability to seamlessly port a phone number to a device containing a different subscriber identity module

[@robcrossgrove7927]

Not everybody in the UK has or wants a smart phone.

[@Yxvandoolu]

In Denmark, we have MitID. This an app made for the ministry that covers digitilisation and it is used everywhere as a two factor verification. All you do is give your cell number and then you are sent to a site. Here you log on with your unique selfchosen userid afterwhich your app opens. You enter your selfchosen pin and accept (or not) the connection requested. Works for public snd private secure mail, any government site (e.g. Tax), banks, your doctor’s site and online payments.

[@darthgardner]

I have a natwest card reader I've had it a while its not used to LOG into online banking as you log in with a username and password.. the card reader is normally used when you add a new payee ie pay someone new or if you do a transaction that you normally dont do. the APP on a smartphone works I believe similar when you access your account but i dont use the app and never would.

[@sooskevington6144]

We in UK have the NHS for healthcare, so unlike you Americans, we're not used, or willing to pay exorbitant amounts for medical care, so we get travel insurance which covers not only any medical costs, but lost documentation, belongings, money etc. If I have a domestic holiday here in UK & break my leg, I get NHS treatment. If I have a foreign holiday & break my leg, I have to pay the healthcare costs of that country, plus associated costs of cancelling & re-booking flights etc., hence travel insurance.

[@helenwood8482]

The food is so good at garden centres that for both my mother's and brother's funerals, my father hired the local garden centre restaurant for after the funeral service. Brits love their gardens. My sister and I have always agreed we could not live in a house without garden. Garden centres and bookshops are the only shops I really enjoy.

[@guypainter]

"Brits love their gardens" is right. When I quit working for the Underground I moved out of London just so I could afford a house with bigger gardens.

[@patjinkins382]

Imagine going to America with no Travel Insurance and getting sick or having an accident. Blimey! You would probably have to sell your home!! 😳

[@Ohjeezno]

It's not just the UK that is leagues ahead, most of European countries are 😊 The travel insurances you found are crazy expensive btw, for international travel I pay about 8 to 15 euro's per week, depending on the extras (like loss of money/jewelry etc) aside the basic coverage. Healthcare abroad and repatriation is also included most of the time.

[@phoenix-xu9xj]

I have 26-year-old nephew, Sydney died in India, while travelling, it was awful, but luckily he had taken out extra insurance for his body to be flown back.

[@mirandahotspring4019]

Its not just the UK but most of Europe, Australia, New Zealand, etc. where there are roundabouts all over the place. Definitely improves traffic flow.

[@keefsmiff]

With garden centres we can plant anything anywhere in our property's without needing permission or fines from a homeowners association ...so we do 😄

[@mystiaviolet6482]

Garden centres are great. They sell plants, gardening supplies, garden decor, garden furniture, gifts, biscuits, chocolate, toys for little children, pretty card collections and calendars, clothes, books, wooden crafting kits, vases, jigsaw puzzles, sheds, conservatory’s and there’s a cafe for hot/cold drinks, cakes and hot/cold lunches. Unless they’re under a chain name, each garden centre has a different theme. There could be an arts and crafts one dedicated to selling wool, crochet books, art supplies, coloured paper etc as well as plants and gifts. They might have farm shops within them selling fresh vegetables, fruit and pies etc. A few Garden Centres are more about making the inside of your house look pretty with expensive home decor as well as having garden furniture, plants and a cafe. Every garden centre has a pet section selling dog and cat toys/snacks, fish, maybe birds, rabbits and guinea pigs. The big garden centres host events for family fun for Easter, Halloween and Christmas. Each centre has a different theme for Christmas decorations that people can buy.

[@Bnathann]

I'm from the UK and I've don't know anyone who has a personal card reader. 😮

[@jennaowen5463]

i'm from the uk too, i'm slightly north of 40 .... i dont know anyone that has ever had one of these, ive never had one or even seen one and i thought they went out of circulation with the pager... lol

[@nickreestearsofaclown4661]

I had two as I lost one and then found it later. To be fair it was never used as I never was asked or needed to use it , any way outdated tech now not used anymore

[@juliabuddle7927]

Some banks in the UK are phasing them out now.

[@joshualiley]

A garden centre is somewhere you can just go specifically for lunch and then leave. Usually, you'd go and look at some of the plants or water features they were selling afterwards, but it's a valid thing to just go for something to eat. Garden centres sell all sorts related to the garden, plants, seeds, tools, paving slabs, gravel, benches, water features, bird tables. If you go to a larger one you might find books, birthday cards or things for your pets eg. dog beds, pet food, treats etc. My local garden centres are all reasonably small so I'm probably missing a fair bit but they all have a cafe in them. It's a good day out with my grandmother

[@timothyallan111]

A trip to the garden centre is one of my favourite things to do - and I don't even like gardening! My local garden centre is of a pretty good size, and has a number of retailers (concessions) within the garden centre, selling everything from clothes to kitchenware - alongside the garden centre's own ranges. There is also the obligatory tea room and restaurant, as well as a 'farm shop' style food + drink retail section. This is a very short 3 min video tour of the centre to give you an idea of what it is like: kzbin.info/www/bejne/jJymaYaLfLyGndk

[@charlestaylor9424]

Garden centres will usually have staff who are experienced in gardening and can advise customers.

[@Michael-yq2ut]

A Sunday visit to a garden centre used to be a regular thing when I was a kid/young adult, possibly because they used to be one of the few things open on a Sunday but I loved going.

[@corringhamdepot4434]

Egg colour depends on the hen breed. Generally, white chickens lay white eggs and coloured hens lay brown eggs. There is no real difference between the eggs apart from the colour. Many people in the UK think that brown eggs are "healthier", so most egg producers sell brown eggs.

[@niknax25]

Egg colour depends on the hens ear colour

[@sooskevington6144]

When I lived in Egypt, I was surprised to learn that white shelled eggs were considered 'better'. I don't think I saw a brown egg in all the 6 years I spent I Cairo.

[@CW1971]

​@@niknax25not always, it's generally true but I've got a tiny black hen that lays white eggs and a brown chicken that lays blue eggs and their ears are the same as the rest of their feathers. The others eggs all match their ear colour though

[@marydavis5234]

I’m thinking that Tyler never leaves his hometown.

[@Lazmanarus]

@@marydavis5234 I doubt he leaves his basement.

[@EmilyCheetham]

Garden centres in uk are places where you can buy anything garden related in uk. Some are small and mostly sell plants & maybe some gardening gloves & candy. Other as are big and sell compost, fencing, hot tubs, fancy gifts, wooden toys, pet supplies, fish (for your pond), gardening tools, pots, garden furniture, cafe or restaurant . Some HUGE ones might even have a petting zoo, a play park, a steam train, merry go round, indoor play area. We do also have garden nurseries in uk too.

[@SteamboatW]

I learned something new... We have garden centers in Sweden! Not many, just a few... But I never thought about them as garden centers. Fascinating.

[@stephenlee5929]

Hi Tyler, Garden Centres, I think she has misunderstood. In UK we do have Plant Nurseries, sometimes attached to a Garden Centre, but many aren't. The reason garden Centres were opened as 'essential businesses' in Covid was 1, many people would eat from their Garden, 2, if a garden is not tended for a month or so you might loss the whole years crop and 3, because they a primarily out doors, they were set up to be as safe as possible, very little person to person contact. They also limited the number of customers, very little browsing, in many cases they moved to till (payments) to an out door area. They also needed some staff to keep the plants that were there alive. It was not about our (UK) love of Garden Centres it was about a sector of the market which would not have survived a sustained lockdown. The reason people would go to Garden Centres as a day out is historical (thus the older person vibe) basically it because of the old Sunday Trading Laws, these meant that most shops could not open on Sundays, also what was able to be sold was also limited, this started to change in the 1980's (I think), then new laws were brought in which limited the number of hours a large shop could open on a Sunday, the size of the shop was determined by its covered area, most Garden Centres were below this limit as most of the store was outdoor plants, so they could open longer. This also tended to encourage tea rooms at the Garden Centres. Note many of our B&Q (Home Depot) type stores also had Tea Rooms (cafes), as do our supermarkets (grocery stores).

[@luciasmatanova9163]

The garden centers I've visited were something like Ikea. You can spend hours in there, looking at decor ideas, checking out some animals (it's like a pet store), getting some food and buying more than you'd planned. Especially in the weeks before Christmas it's a whole experience

[@islandrona3458]

We also have garden nursery’s where you just buy plants and nothing else’s but garden centres are more and all round places where you can buy plants and also eat and buy some goods, clothes and so on. I believe the history of theses places were meany of the garden centres were once Nurseries but then ventured out with offerings coffee and maybe soup, as many of the people who went to nurseries were retired and had more time. Theses nurseries just kept expanding their products until they became the Garden Centres of today. ❤️🏴󠁧󠁢󠁳󠁣󠁴󠁿

[@daveofyorkshire301]

The card reader also verifies transactions outside your accounts, so you would be required to use it to authorise payments online.

[@grahamhardy6323]

Great content, Tyler! The video you were watching stated incorrectly that nurseries were only for children in the UK. Plant nurseries in the UK usually grow plants to sell to the trade including garden centres. However, some are open to the public too.

[@lillired857]

I love garden centres, they can be small and classy or huge and cheaper, but its a nice place for lunch

[@fleckensteinsmonster]

Garden centres came to be very popular in the days before you could open shops on Sundays. Garden centres could open when other shops couldn't. So to get around the Sunday trading laws they would open other types of outlets on the site. The Sunday trading laws changed many years ago now but the garden centre has remained popular.

[@williamharding4260]

Just to add to your confusion, Tyler - roundabouts in UK: 1. They were first used in France - we nicked the idea from them. 2. In areas with high traffic volumes roundabouts might have traffic lights on them, often only in use during peak travel hours. 😂

[@0utcastAussie]

The card reader is ancient tech. My Mum lives Stateside and when she came over here (UK) about 10 years ago she had to use one to prove who she was. Remember, Smartphones back then weren't all that smart ! [Edit] Garden Centres aren't just a UK thing. Back in the 70's our area of Forrestfield (Western Australia) had a huge Garden Centre called Dawsons. Just googled it and it's now called Dawsons Garden World and is now in lots of locations in W.A

[@wereleopard58yepihavetwo2]

Nationwide still use it if you are transferring money to a new person.

[@martinconnelly1473]

The only personal card reader I ever saw was one my son had years ago, they have been passed over by smartphones with biometric readers or use of a one time passcode.

[@wereleopard58yepihavetwo2]

@@martinconnelly1473 Is still is a one time code. As i said it just for money going. I haven't noticed if it changed with the new logo. But when you went to the transfer page there was an orange box telling you about the reader. It was still there before the update. I honestly can't remember if is still is. It changed within the last month lol.

[@sarahmoss4224]

As do Natwest

[@allanmason3201]

@@wereleopard58yepihavetwo2 The card-reader is one security option for Nationwide online payments and transfers. The alternative is a code texted to your phone. And, of course, if you want to be old-school, you can visit a branch with your card and PIN and _[gasp of astonishment]_ speak to a real live person behind the glass screen about the transaction.

[@Lily33McC]

It’s so funny when Americans say that everything is closer for the British to travel internationally. We travel all over America too so you going to Europe is no further than we travel 😂

[@sallyannwheeler6327]

Yn union!(Exactly!)👌🤣😂🤣🤣🏴󠁧󠁢󠁷󠁬󠁳󠁿

[@alch3mi5t.]

a lot of Brits in Australia and NZ too. 😂

[@Bruintjebeer6]

That is so so through. It took me the same amount of time or longer to get from North Carolina to Wyoming than from the Netherlands to North Carolina

[@sallyannwheeler6327]

@@Bruintjebeer6 😂😂😂👍🏴󠁧󠁢󠁷󠁬󠁳󠁿

[@alch3mi5t.]

@@Bruintjebeer6 Aye, a lot of land to visit in the US. In the UK we can walk from Lands End to John O'Groats in 2 weeks 😂

[@raindancer6111]

We also have nurseries that are just for plant sales. They don't stock gardening tools. Garden centres also sell ornamental planters and water features and, in some cases, even fish for your ponds.

[@SimonNemeth]

Garden centres are also christmas mega stores at that time of year.

[@raindancer6111]

@@SimonNemeth Yes, I greatly appreciate my local one that has a test set of each type of fairy lights so that you can try all the various settings. I get migraines and prefer lights that fade in and out or just "twinkle", if they flash it tends to trigger an attack. They've saved me from a lot of disappointment (and pain). 🙂

[@cailleanmccain]

About garden centers: We do have those here in Germany, as well, but in the end, there is a whole variety of possibilities to buy plants. Next to those centers, you have home improvement stores with garden sections and also nurseries, a lot of times specializing in a certain kind of plants like shrubs or fruit trees. And then there is online shopping, having the plants delivered to your house. And connected to that topic is another garden difference: "gardens" in the USA being all-lawn-gardens with next-to-none shrubs, hedges, fences or anything for that matter, as opposed to gardens in Germany being that bare is quite unusual. In most cases, you even have to have a fence or hedge as the bare minimum, with regulations varying from town to town (e. g. you might have to plant a hedge that is no higher than 100 cm in the front yard, but are allowed any height in the back yard). For most people, their front yard is something to present to others like a calling card, although some do misunderstand the concept of an actual garden, sculpting a truckload of gravel into something representative (as a trend). Those are being reined in by the appropriate cities at the moment. - Oh, and almost forgot! THere is no such thing as a city violation for not trimming your lawn to a certain standard. This is something about the USA that amuses me endlessly.

[@alchristie5112]

Nurseries also exist in the UK as the source of plants for garden centres. Most people go the garden centre, which is basically a store that is dedicated to plants, stonework, etc for your garden. We can also visit the nursery direct which is cheaper, but generally not so accessible … it’s get in and get out as you say. While travelling in Germany, I’ve been to a restaurant inside a garden centre, much in the same way as we have in UK. So it’s likely to be common elsewhere too.

[@rubilister9780]

I’m a Brit. One of my main childhood memories of the garden centre being open on a Sunday - that meant a day out. We would get tea and sandwiches, mum got her plants for her garden and I got a pet gerbil lol The centre we visited had a pet shop and pet supplies along with plants, garden furniture and other gardening items. I have a very early memory of the newly brought pet gerbil escaping in the car, making my Nanna scream in terror as it ran across her feet.

[@allanmason3201]

Most Americans would probably miss the significance of you saying that garden centres were open on Sundays when you were a kid. For all that the USA is _much_ more religious than the UK, stores being open on Sunday has been the norm in most of the USA for a long time, while it's a recent change in England and Wales. What Americans called "Blue Laws" banning commercial transactions on Sunday were pretty widespread in the early 20th century, but they were repealed in most places by the late fifties. The only vestige of them that remains in a few states and individual counties are restrictions on the sale of alcohol. (Sunday is the Lord's day, and the Good Lord don't want nobody feelin' happy on His personal day.)

[@kimgrattage6049]

😂😂😂 lol. Bet you could'nt stop laughing at your gerbil? I had an hamster, loved him loads. Broke my heart when he did. Friend of my parents poked it hard with a stick when I was at school. Never forgive him. Last time I saw him was 20 years ago when I punched him in the face and said that's from Hammy, he said burn in hell. Killing a little creature like that is animal abuse is'nt it? Mind you, my brither had hamster of his own with attitude, called him Mr T from A Team, same bloke tried it on him and got his finger bit off. Lol. KARMA. Made my day, bought him big bag of hamster food for job well done.👍👍👍👍😂😂😂😂 I'm Brit too and 65, and STILL have'nt forgiven him even though it was 60 years ago when it happened.

[@MrGBH]

I took my CBT (Compulsory Bike Training) recently, and there was about an hour discussing roundabouts. They're intimidating, but as long as you remember that you can just go around it again if you miss your exit, they're very useful.

[@101steel4]

They don't have anything like a cbt. When my cousins stepson did his car test in the US (15 minutes in a school carpark) he filled out a form afterwards and they gave him a full bike licence 😬 As someone who did my direct access, it was slightly harder than that lol

[@kasocool2812]

Thanks for the brackets I would have been so confused without it because I know two different things referred to as CBT

[@Sharon46T]

Garden centre - EVERYTHING that belongs in the garden from plants, rolls of grass for your lawn, paving slabs, to patio tables, benches, barbecues, sheds, gazebos, hot tubs etc

[@pjlightning1995]

Garden centres are like a morning out to relax.

[@siloPIRATE]

9:44 That's old technology. Your bank's banking apps can do that for you or they verify your identity over the phone

[@Obi-J]

Garden centres will often act as a sort of social hub for retirees, pensioners and other types of gardening enthusiasts. They'll all arrange to meet up with their friends there to talk about each others gardens and have a good old gossip, have a look around at the plants and garden related products on sale(gardening tools, outdoor furniture, bbq equipment, lawnmowers, bird tables, various objet d'art and ornamental tat), spend a fortune on overpriced crap they don't really need, have a cup of tea/coffee or a bite to eat in the cafe/restaurant, etc. Many of them will also have pet stores and/or an aquarium section, selling equipment for both garden ponds and indoor fishtanks, and the fish to put in them. They always seem to be busy at dinnertime and weekday afternoons and packed on weekends when whole families will turn up, they're often the sort of places you might take the grandparents or one's elderly mother out to for Sunday lunch, the ones that have restaurants will often have a carvery on a Sunday, or even every day at some of them.

[@pamelaadam9207]

Our local one is full of yummy mummies so noisy

[@samanthawhiting0912]

Travel insurance to the US is ESSENTIAL. It will pay medical costs if you are ill or have an accident. As you know, hospital treatment in the US is expensive!! And it will cover the cost of getting you home too.

[@stuartfitch7093]

A good example of why you need travel insurance when you travel abroad happened to my partner's son. He went on holiday to Florida in the US but got ill whilst there and needed to go to the hospital, he was in for two weeks. Exorbitant US healthcare costs are known worldwide. Without travel insurance my partner's son would, as a UK citizen visiting the US, then having to use a US hospital in this medical emergency, have been hit by a big medical bill for thousands of dollars that he wouldn't be able to afford to pay out of pocket. They just claimed on the travel insurance they had taken out before going on holiday to the US. The UK travel insurance company paid the full medical bill for my partner's son's stay in the US hospital unlike US healthcare insurance providers who won't even pay the full costs for a US citizen's medical bill in that same US hospital. This is an example of how comprehensive insurance can be here in the UK when you take out a policy.

[@Teddyboy33]

Your parents son? AKA your brother ;)

[@Teddyboy33]

Sorry misread that. SORRY

[@jaywalker1233]

@stuartfitch7083 They chose a good policy. Sadly not all travel insurance policy T+Cs are good (cover, limits, excesses, exclusions), claim “helplines” may not be 24/7 worldwide mobile tariff free, and “pre-existing conditions” may be unfairly used to deny or limit claims. T+Cs used to be just a few pages of normal sized print - not now. And how many people read + understand them? Of course everyone should have adequate travel insurance, especially when travelling to the US, but they need to spend time choosing the right policy for them

[@amymedlen]

95%% of amercans would never pass a uk driving test. using a roundabout is so simple you give way to your right some of the larger more busy roundabouts do have traffic lights

[@elaineduncanson1474]

As a Canadian I always get travel insurance before taking any trip. It is an extra expense but an incident could bankrupt a person or family. We also have brown eggs and chips on our credit cards for better protection. Thankfully I no longer travel to the US which seemed weird and dangerous.

[@Steelninja77]

Watching Tyler learn about the UK is always the highlight of my daily youtube watching. Guys great.

[@raven3212]

We have nurseries in the UK too, but these are normally just a place to buy plants, shrubs, trees etc, sometimes specialist plants.. These are mainly just confined to plants, and related goods, just the basics.. Garden centres are much more comprehensive in what is sold...

[@carolineskipper6976]

The PinSentry card reader isn't used by all banks, and is less popular now, as most people autenticate using codes sent to their phones. A visit to a Garden Centre is a popular few hours out here. Obviously not amongst young cool and trendy people- but once you reach that age of home ownership/ having a family. Families visit at weekends and groups of friends meet up there for lunch or an afternoon tea during the week. There are obviously plant sections, landscaping and garden ornament sections - often including sheds/ summer houses and hot tubs, but also gift and/ or craft shops, as well as a pleasant cafe or tearoom.

[@The.Android]

Roundabouts are not only more efficient they're also statistically safer than lights.

[@Robob0027]

In South Africa we also have roundabouts. There are two types as in parts of the UK. The regular one is usually large with at least two lanes but the other is very small or even just a painted circle on the road. Most people here know how to use the large ones but many treat the small one like a fourway stop.

[@jameshead9119]

@@Robob0027we have both types here as well the smallest I’ve seen was about the size of a dustbin lid bump in the of a three way junction

[@improvesheffield4824]

I have 3 garden centres within a ten minute drive from where I live and about 10, that I can think of, within an hour’s drive. They are very common and popular and the food is usually cheaper than at a pub of restaurant.

[@g8xft]

Also, don’t forget that our roads are a lot narrower. Motorways are generally three lanes (sometimes two) in each direction with a central reservation and safety barrier (median) and these have slip roads (on and off ramps) as in the US. Other roads are one or two lanes each way. Two lane ones often have a median as speed limits can be between 40-60mph (up to 70mph with a median). Single lane in built-up areas are generally 30mph, or 20mph in some places - and in much of Wales now - but in more rural areas or less built-up ones can go up to 60mph. Having roundabouts reduces the amount of stop/start traffic that’s encountered in towns.

[@loulouboivin28]

Brits love their gardens (backyards) because most of them don't have a huge backyard like most people in Canada & the US so it's treasured. Houses are small and gardens are their pride.

[@DarrenGregg-j3e]

SOME houses are small. America has smaller houses too. I lived in one for five years.

[@janetkizer5956]

Whenever I travel outside of Canada I get travel insurance. It covers medical expenses if I get sick, and the costs of having a relative come and be near me until I can go home. Also, in case I should die, the cost of sending my body home is covered. If I'm travelling by plane and the plane crashes, my surviving family members get money to make up for losing me. Stuff like that. There's probably more, but I can't remember it all

[@GeoffsPhilsInfo]

The main reason Brits take out travel insurance is primarily on the health and accident risk leading to hospitalisation as we in the UK have the National Health Service which is provided within the UK so we don't have to fork out payments for treatments whether outpatient or hospitalised whilst in the UK, and this is not extended outside the UK, therefore we take out insurance, the insurance policies also invariably cover for delayed flights, missed flights due to traffic holds ups or other, repatriation whereby you were not able to take your return flight due to an accident or illness, lost luggage etc, it's an insurance package that you can tailor i.e. if you are going on risky holiday bungee jumping etc you'll pay a lot more. Some Credit Cards cover some insurance risks if you bought your ticket through them.

[@charliecosta3971]

I only went to the garden centre because there was this great play area that my son absolutely loved. It was cheap too so I could just relax drinking nice cappuccino and my son would spend hours in the play area.

[@happydog3422]

Garden centres are particularly popular on Sundays for a little trip out for the afternoon.

[@pipercharms7374]

Honestly had no clue that the US didn’t have garden centres, as someone who’s not interested in plants I mainly go there to have a good lunch, usually there lunches are super nice :) if we go on a long trip we also will sometimes stop of at a garden centre to eat if one is in the area

[@CherylVogler]

I don't know why people keep saying there aren't garden centers in the U.S. - we very much do have them, and they can be just as huge and elaborate as some I've been reading about in the comments section. Many people in the U.S. love to garden. My parents were always in both their flower and vegetable gardens. In the U.S., yards are the areas surrounding the house, which consist of the grass (or lawn), and the areas where the plants and flowers grow (the gardens).

[@bazza5699]

i do find it funny how you can be so constantly fascinated and excited by uk/us differences.

[@sharonmartin4036]

LOL. Just like we can be so constantly fascinated by watching him get excited by UK/US differences. 🤣😂

[@geraldineafflick3947]

Sad really

[@bazza5699]

@@sharonmartin4036 haha you're not wrong :)

[@francinelynn334]

Sometimes his constant rabbiting on annoys me and I stop watching. It worries me that he is a ordinary average American!

[@sharonmartin4036]

@@francinelynn334 That's what the KZbinrs do - they rabbit on. They are not there to just provide us with videos, we could do that ourselves. Also he's not really an average American, because the average American wouldn't bother to try and learn about anything else outside of the USA.

[@karengarrow5579]

The eggshell colour depends on the breed of the hen. Generally speaking, white shell eggs come from hens with white feathers, while brown shell eggs are produced by hens with brown feathers. Nutritionally, both brown and white eggs are identical unless the feed has been enhanced for speciality eggs such as Omega-3

[@mickg8306]

Before I joined the Army I worked in a Butchers shop, certain customers would ask for brown eggs "apparently" they could tell the difference in taste........only one problem, we used to soak the "white" eggs in a container overnight with a couple of used teabags.......hey presto, the next morning brown eggs.......

[@PotsdamSenior]

My card reader for my German bank account works the other way around. If I want to make a transaction, I fill in the details on the computer, which then shows a QR code. I insert my card into the reader, scan the code with it and it displays a "TAN" (transaction number) which I have to type into the pc. Like @Salfordian (edit: and others) says, there are also smartphone apps, but my bank lets me choose the authentification method, and I prefer the reader.

[@thomasmccobb]

The card reader is also related to online shopping. Let’s say I’m buying something from CEX. I’d put my card into the reader, type select identify and type in my pin. I would then have to type in the code of the purchase I’m making. The card reader will then give me another code to type into the purchase so that they know it is me and non’t some hacker.

[@kathrinemccann.6397]

My friend and I go for a £4 full English breakfast every week to a local garden centre. We then walk around for a hour looking at the plants. It's a wonderful,gentle and peaceful experience that we love.

[@GeoffKowalczyk-v4i]

In the UK a garden centre could be considered a place were established plants, veggies, house plants, trees etc. are sold. They will also, generally, sell garden furniture, planters for indoor or outdoor, statues and various architectural items, some of which are really, really naff. They will often sell pond equipment and fish. As stated, they will often have a café/restaurant. A plant nursery on the other hand will generally grow plants from seed, root stock or cuttings and bring them on to a saleable state. In France, where I live, garden centres as we know them in the UK barely exist, I know of only one, and that is run by a British family, but it is over 200km from me, so not visited very often.

[@HeatherMyfanwyTylerGreey]

Everyone has heard of British Pub Culture. Not everyone belongs to this; our British Garden Centre Culture is just as popular and relevant and cuts across age barriers. It is just as likely someone will be heading out on a weekend to have a 'Sunday Roast' at the local Garden Centre as at the Local Pub.

[@Reearl]

The travel insurance is more for health care reasons!! We have free healthcare here so we don't get that anywhere else and need cover! I got ran over as a teenager abroad and was in a coma, it would have cost a fortune otherwise! instead everything was taken care of!

[@airgun10]

garden centers are basically a super store for every thing for the garden from fish ponds to plants , sheds to paving many large super stores have a cafe where you can go get food and drinks they also have there own car parking for customers

[@fionagregory9147]

their own*

[@jenniferfox301]

I visited my friend, who lives in Wales (I live in England) and we went to the garden centre for ice cream. Best I've ever tasted. Didn't go to shop for plants or anything, but we both bought something anyway. It was lovely. ❤ from UK 🇬🇧

[@przemekkozlowski7835]

If you want to experience what a typical family vacation in the US is, you should watch this excellent documentary called National Lampoon's Family Vacation. It will inform you what to do if you have car trouble, how to transport your pets and what to do when a family member dies while your in the middle of your trip. :)

[@dolceitalia5846]

😂😂😂

[@ltrtg13]

I like how you asked if Americans were "super primitive". I'd say that could be why American cars use 2000 year old suspension technology. Then have to go to Australia to find out how to do independent suspension.

[@theempath8244]

I didn't know there were garden centres like that either. The garden centre is normally on hardware stores, that sell all sorts of tools, wood, containers, ornaments, plants etc, etc. And they have a counter where you can get a drink or snack to take with you. In Aus, you get a sausage sizzle and drink outside for fundraising, Hot dog and soda to you. But I have never seen one of those garden centres in England.

[@alisterbowman2845]

I used a card reader when i was banking on the banks website, but since mobile apps came out i have never needed one.

[@dannyroosenboom3640]

w have roundabouts in belgium too/ the rules are simple ; traffic on the roundabout has right of way. trafffi on a roundabout only comes from one side and we take the roundabout clockwise. use signal to leave the roundabout. in Englang the direction is counterclockwise because they drive on the leftside of the road. a roundabout can have greenery on it in the center or can just be different colored pavement.

[@jakenicholls9914]

I think card readers are old technology, if you want to do something with your account, transfer payment etc your bank will send a code to your phone or email which you then use to log on.

[@theotherside8258]

Barclays still give you the reader in case your phone is not available. I don't like bank stuff on my phone

[@EmilyCheetham]

Travel insurance is for: an accident/injury, encase of medical incident, encase you are robbed, encase there is a natural disaster, encase your holiday is not as described, encase there is a bereavement & you have to cancel your holiday, encase you get to your holiday and find the accommodation doesn’t exist, encase your flights or accommodation are cancelled. People mostly get travel insurance when they are going on long hall or EXPENSIVE holidays abroad. However since brexit people might also get insurance more for just going to European countries.

[@EmilyCheetham]

There are coupons in uk. They just aren’t very good in comparison to America & so not many people coupon & so there aren’t as many coupons available. But I have used coupons in uk. Sometimes form food magazines or newspaper & sometimes ones Iv cut off food packaging.

[@katie1234645]

I love the way garden centres cater for the Christmas holiday season - with artificial trees, lights, gifts, decorations. It is traditionally a lovely day out with elderly parents but I have had countless happy visits with the children choosing their seeds for their own little garden patches.

[@thegreataturn]

Garden centres can be great places to visit even if you don't have a garden. We have a few around my village. My fave has it's own steam museum crammed with stationary steam engines. I used to love going there on a Wednesday as they would have them all running, sadly they lost there boiler certification so it hasn't been quite the same. You could tell it was running well befor you got there as you could hear the scream of the steam outlet for miles.

[@theotherside8258]

I remember one that had a huge model railway in a cellar. gone now

[@EchoGhost10100]

I love going to our local garden centre (dobbies). I don't really do gardening outside but I love indoor plants (and aquatic plants for my aquarium) so I love to see what plants are available. There is also a section dedicated to fish where they sell fish and aquarium products. While I love plants the fish section gets more attention from me since I'm obsessed with them and always need to get something for my spoiled fishies!

[@pjlightning1995]

The roundabouts that are the hardest to navigate are the ones with traffic lights and multiple lanes, because you have to look up for the light, and look down to see which lane you're in. They aren't at EVERY junction, but they do tend to be very common. There are three on the road I live on.

[@engieheavy162]

I've only seen them coming off a motorway

[@staffordshirelass6711]

Yes they are A roads too. For example the junction of the A50 with the A34 in Stoke

[@staffordshirelass6711]

SORRY A500😊

[@davidwebley6186]

Bank card readers are used as Two factor Authentication for logging into accounts, Extra security codes requested when transferring funds electronically to people you have not paid before, larger transactions at times you may be requested to authenticate. However these are being rapidly replaced by extra functionality in mobile banking apps instead these days.

[@daviddalby8537]

Travel insurance is important. When my Aunt Helen visited the USA many years ago she suffered a heart attack as the aircraft touched down. Which saved her a lot of money.

[@TheShellie35]

Garden centres are a family afternoon out! lol My local garden centre has a pet African Parrot who chats to the children, you can have lunch there, meet friends for coffee, and be inspired to make changes to your gardens. They're great