Americans Living On Fixed Incomes Struggle With Increase In Cost Of Living

[@eagledice2008]

This woman is living in luxury she wasn’t a good candidate for this story NBC you failed miserably

[@thisguy73]

She NETS after taxes 3800 a month aka 46K a year. A PENSION. WHICH 90% of americans dont have. Just stop with the pity me segment of this over spender. Can you pick someone living reality in this country - no pension, struggling with 2 jobs, with kids. Reality. Not this nonsense of someone who spent out her behind the last 30 years and never planned for future. 98% of americans would die for 46K a year AFTER TAX income in retirement.

[@NicoleM2108]

These are the end of the Boomers. CLUELESS that people are coming up soon with no pension thanks to part-time laws and the "gig" economy.

[@katmandewtoolsngames3116]

Amen couldn't have said it better myself gd media is REDICULOUS

[@REDWASP777]

💯

[@CatsInHats-S.CrouchingTiger]

She allocates part of her monthly pension towards her yearly income taxes. In many instances, that may be well over a thousand dollars per month.

[@jefferyyoder9785]

We'll, Unions were responsible for getting workers defined pension plans until Wall-Street came up with a scheme called a 401k! Even the man that created this scam regrets it!

[@neilcarson4511]

If you can't live on $3800 a month, then your doing it very wrong!

[@goldengirl7625]

Do you realize that renting apartments starts out at like $1600 in most States?? A single person can barely live off of $3800 a month. Can you imagine someone with kids? What world are you living in?

[@toniesedrick691]

How many people get that once a month?

[@DesertRat1976]

Wow! She makes a great net and she’s lived in her house for over 30 years! Her mortgage should be paid. So unless she borrowed against the equity, she would have no mortgage payment! I’d love to have that situation. interview some folks who have to live on Social Security income. It’s great this woman has a pension, but…we should not use her financial scenario as someone struggling on a fixed income. Get real, NBC.

[@jcman240]

She got divorced too so I'm sure she made out just fine there...

[@airplayrule]

@Blue Toile You do realize that women on average get paid more from men than vice versa, after divorce, and over 70% of all divorces are initiated by women, right? Oh no, an NBA wife now doesn't get 32 million a year, only half, plus millions more in child payments n 1/2 the cars while the dad gets nothin lol. so even IF your comment offered evidence/sources, it's still faulty. I’m very open to equal OPPORTUNITY for women because although women probably WERE discriminated due to biology, all the major religions, personal choices etc. (all reasons worth considering)…but ever since feminists demanded women voting (which most women didn’t want because it came with obligations, like registering with selective service) n men gave them voting without women having to fulfill all its obligations, it became 1 of the 1st (of many) double standards. Women have equal rights, double standards/special rights, AND play victim, n all this is harming everyone (including many women). Sadly, if any of the above stated contradicts people’s beliefs, they’re unlikely to listen, understand, or be respectful to u or any logic/facts you offer. So I ask: be open minded enough to do more/better UNBIASED research, n check out the details/evidence on the (upcoming) video on channel Playitalready about this, n watch his video and its description about eternal religion/science proving what the original/best source of all knowledge is rather than man-made opinion. n comment on his video(s) so I know u read this far and were open minded to see video(s), and I’ll thus be more likely to read your comment. Other than that, I too agree that this woman is not a good example

[@daniellereid7576]

Ryte

[@datnohi8612]

I totally agree 👍 this woman should be able live on this but yet she wants more, that's greedy I will trade my pension for hers any day

[@rrosen7370]

100%. Not your average Joe out there. I’m in Florida and homeowners insurance thru Citizens has jumped 40%. That will be a big hit for me.

[@bethyoung4030]

Wow, $3800 a month is hard to feel sorry for. I’m assuming she and I Have same level of education (BA and MA)but I chose to work for a nonprofit that did not offer any retirement/pension that was not solely funded by myself. So when I retire I’ll collect $1200 in social security with 50 years combined work history and a very small self funded pension from which I should be able to draw about $100 a month. And that is great compared to others. Reality is that a lot of folks are in dire straits and have to budget, use food pantries, and have smaller homes.

[@positronicbrain6957]

She can't live off 3.8k a month? Wtf is she buying?

[@jaimeandrew1238]

Bills? Cars note? Mortgage? Not everyone lives with mommy and daddy still

[@claudettes9697]

The more money you have the more bills you have. She’s living on a lot less than she made before she retired. No one can look at anyone else’s budget in a flash like that and make judgments. Try compassion.

[@thisguy73]

$800 car note. Need to show off to the neighbors with our car. $1300 eating out and dining. $1000 for the best clothes to show off to the neighbors. $2000 mortgage. WOE IS ME. GET ME SOME BIDEN BAILOUT DOLLAS

[@timafiggy]

@@jaimeandrew1238 insurance on it all Medicare too.

[@chriskoschik391]

That’s less than 60k a year. Don’t fool yourself into thinking that’s a lot in America anymore. It’s not.

[@bookerk4388]

Really you think she's struggling ? RIDICULOUS. Why not interview some real seniors who actually are struggling ?

[@achosenone44]

Ya like me 800 dollars i get a month on social security crazy i cant live on that paying bills most goes for insane!!!

[@lillookc]

I'm living on $1800 a month. Working 40 hours a week. Poverty. I worked during the Pandemic.

[@Tessy29k]

@@sarahjaynescott545 Yeah but pounds is also a lot higher than dollars and in the UK we have nationalised healthcare.

[@benvarela4472]

Oh don't worry because your landlord will simply tell u to work a 3rd job, move, or die

[@LucinaMeow]

@@sarahjaynescott545 cost of living is also way cheaper in most of Europe and the UK and the places that tend to be more expensive have higher salaries.

[@umbrellakitty6531]

3800 a month is plenty. Give me a break.

[@nerissamartinez3669]

Yep I get less than that.

[@CatsInHats-S.CrouchingTiger]

Taxes must be deducted from what you receive every month in order to pay your State Income Taxes (where you reside, location of your house). Some people’s taxes are well over $10,000/yr. You can try to learn more about accounting , taxes and budgeting to understand more about this.

[@nerissamartinez3669]

@@CatsInHats-S.CrouchingTiger I am accountant. However, you maybe right but she should have take in consideration inflation when she did numbers before retired. There are plenty places that she can retire and live good with that amount. Also, there is help for people w low income too that she probably can apply for. If you don't research you won't never know. I have friend that works for government place where she told me about all this help peeps can get but most ppl don't know about it bc they don't ask.

[@nerissamartinez3669]

@@CatsInHats-S.CrouchingTiger I don't know where she lives, but we make more $$$ than her and we don't pay 10k in income tax and my state is not cheap. She probably have debts which make her situation difficult nothing related to income tax.

[@umbrellakitty6531]

@@CatsInHats-S.CrouchingTiger I believe they stated that her take home was 3,800 . Also, she's been in her house for over 30 years so no mortgage. Most people have it worse, or much worse than that and don't go whining to a National news program. It's got nothing to do with accounting, but I respect your failed attempt at sarcasm.

[@nonamegame9857]

Thank you for starting my morning with a laugh. She's complaining at $3800 a month 😂😂. I'm a gentleman who served my country for 10 years and actually worked for over 45 years. There were times that I wouldn't take a single day off for 3 years. Times that I would work two full-time jobs and a part-time job which went on for 4 years. I now count myself lucky even though I draw less than $1,100 per month because I know of other seniors that are living on 8 or 900 a month. I do have to say that she has exquisite taste though as I stare at her tea kettle / coffee pot that's setting on her exquisite stove that she probably dropped a couple of grand on. This is not anyway typical of somebody on a fixed income so you may have rethought who you were going to actually interview for this topic 🙄.

[@cherylcarlson3315]

have neuromuscular disease that has advanced over the 5 yrs had to stop nursing. Live on about $350/mo with food stamps on the side. Even though can't do repairs on house, I have a house, too many others are homeless in their disability. Maybe this year will get disability payments...

[@nonamegame9857]

@@cherylcarlson3315 I'm not saying that this applies in your case but it also depends on the type of home you live in. If it's old and worn down that's one thing but I'm reminded of one of my family members years ago that lived in his own house which was appraised at $125,000 with nothing owed on it and he too tried to get things like food stamps and was denied. In fact they told him to sell the house and get something smaller from the money that he made on the house. In the end, I guess it really doesn't matter because the only ones that can get really big loans or free things of value seem to be rich people.

[@neolives]

I was surprised to hear that she was getting $3800. That’s really good money. I have no idea what she’s doing with it, but I wish I would get that amount when I retire.

[@nonamegame9857]

@@neolives She's probably spending it on things that she does not need that her relatives will eventually, probably sell off or throw away.

[@MsArtistwannabe]

I’m with you. Mine is 1300 month. She hasn’t planned well.

[@srichey444]

I work Full-time and Overtime, and still don't bring in $3,000 a month after taxes and I work doing benefits for Veterans @ $14.00 an hour. I survive on 2 meals a day and spending less as possible. I haven't been to the hair dresser in 2 years! This lady just needs to learn to cut back and stop complaining. Sorry you can't go on 6 months Cruises. 🙄 Learn to be grateful....theres Veterans who don't even get that much a month!

[@tanya8131971]

She could sell her house and buy a condo.

[@magicunicorn6535]

When I went to the market this week, what was formerly a $4 frozen pizza was now $9. Eight frozen hamburger patties? $15! Gas over $5/gallon. Milk about the same per gallon. $5-6 for a box of dry cereal that's only about half-full of product. It has nothing to do with COVID, or the "supply chain". It has to do with pure GREED and price-gouging. We're being ripped off.

[@cherylcarlson3315]

do the work around. Get the naan bread, sauce and cheese,etc make better pizza cheaper, get quick oats in big container and cook oats with fruit in season, nuts, fewer preservative,more fiber, cheaper.If you want to go really cheap go to a habitat for humanity store and get a bread machine for about $10 and go nuts with great homemade bread and scrambled eggs. Get an instant pot and delve into what you can do with dry beans or chicken leg quarters...baked beans on toast is stellar. Homemade chicken eggnoodle soup fixes everything. Buy things only on sale except spices, they never seem to go on sale.

[@Talkwithtina808]

Are you in Hawaii???

Nope. We printed $7.2 trillion and flooded them into circulation in under 2 years. Covid spending and shutdowns are why inflation is going 1970's. There is no price gouging happening. It costs that much more to produce the goods and services you're buying, and they can't sell for losses indefinitely. You also can't effectively tell people that paying rent is optional for over a year and not see rent prices explode. If only 2/3 of the tenants pay, you need to get that last 1/3 out of the 2/3. Jacked up rent is paying for freeloaders. If we had never done shutdowns or passed covid packages, gas would still average about $2 and prices would be lower today than 2 years ago. But it was an election year... 🙄

[@debbieframpton3857]

Not sure where you live but I live in Central Illinois I'm not paying anything close to those high prices. Try checking your local stores markdown meat and other markdown food items I've been doing this for years and pay a fraction of the cost

[@georgeforall]

@@Talkwithtina808 sounds like California

[@stephenmiller3939]

I live on only 1100 a month......very hard

[@asiaisreal7302]

Yeah this is a poor representation of people who are actually struggling. Who have to choose between heat and food.

[@sandrataylor2323]

3800.00 a month? Try living on 1212.00 a month. I've had to move in with my daughter and her family and we are still struggling. The cost of food, medications, car repairs, gas and utilities have made it very difficult for us. My daughter's husband has had 2 strokes in the past two years, but he still struggles to work to help bring in income. I had to sell my car because the repair cost more than what the car was worth, besides I couldn't afford the nearly 2000.00 car repair price. We do not have central heat and air anymore because it needed a major overhaul, so we cool with window units and heat with space heaters, and we use them sparingly. We eat one to two meals daily and I'm a diabetic, so that makes my blood sugar levels unstable. But what can one do?

[@bev7236]

My heart goes out to you. 💗That's rough but selling the car sounded like the best thing to do. I hope you are in a place where it doesn't get too cold! 🙏🏻

[@strange4202]

We are serviving on less with two adults working 40 a week supporting two kids.

[@danriley5848]

People are suffering on 800.00 a month it's ridiculous and disgusting.

[@jacobnapkins1155]

Cause greedy landlords

[@ionebrown481]

Yep. One paycheck away from desperate.

[@scrumtrellecent]

My stomach began to churn and my throat began to fill with bubbling bile when I heard how much she made per month with her pension. I wish I had not clicked on this episode. A terrible example when discussing inflation and cost of living. It raised my anxieties about a livable retirement several degrees. So wrong.

[@MissAshten]

Wait....3800 a month and she's struggling?? My mom gets 800 a month in retirement income. Now that's a struggle

[@dennistaylor9795]

Try living on less than one thousand dollars per month

[@jayelynn6575]

try 794 a month,

[@REDWASP777]

Same sinking boat!

[@SouthofIllusion]

@@jayelynn6575 That's what I make. It's hard, but better than nothing... I've had nothing so... grateful for what I have now.

[@jayelynn6575]

@@SouthofIllusion its what i live on and you learn to budget and what is necessary and whats not, people say alot of harsh things about us on ssi n ssdi without really knowing what we go through

[@carolynek1875]

@@jayelynn6575 I agree.. I saved for retirement but health issues ate us alive.. my hubby dying made it one income.. my health issues don't tell me to save And, i did lost it all through health issues and death maybe, if I would have saved a million dollars I might have been okay but, I didn't have that much to put away but ,I did have enough and still lost but ,I am grateful to God for what I got because I do have alot to be thankful for.. you can see just by the pandemic how all these people saved and lost it in an instant so saving for retirement isnt always a guarantee is it?

[@desertportal353]

She needs a 'cost of reality' adjustment. $ 3800 a month (plus her social security check) is just outrageously adequate. Give me a break here.

[@slomo4672]

I agree with you but she doesn't get SS.

[@xplainjade]

She doesn't get a social security check she lives in one of the States that doesn't do social security it's part of the interview

[@bunkerhillguy2542]

$3800 is more than enough plus if she is on Medicare and has her house paid off.

[@tonyaldorsey]

@@bunkerhillguy2542 lol...taxes are never paid off on real property.

[@greenearthblueskies8556]

@@tonyaldorsey but mortgages are... and they’re way more than taxes.

[@jordyb9073]

Its a shame to see people like this, when we have families truly struggling to eat.

[@kiarathomas5481]

They can show people who get more than enough to make it but its funny how they well not show people's who don't get enough to make ends meet a mouth what a shame

[@damien1781]

Lol 3800 dollars a month she's good

[@jordyb9073]

@@damien1781 right!!!

[@tanya8131971]

@@damien1781 And she has a house she can sell and make money.

[@ayasensei5709]

I thought the same thing!!

[@tanamurphy7388]

Wah wah wah! I net 2600 a month working full time and living in one of the most expensive provinces in Canada. Half my after tax income goes to my housing needs. Thats before food or cell phone. I dont drive either. I hate people who feel entitled enough to complain about how rough they have it when they have it better than most.

[@davidsiracuse6672]

There are people out there who would be more than happy to make 3.8k per month.

[@kevingarris198]

And in some cases, that represents the total income earned from more than one job.

[@mnemosynevermont5524]

3800 a month? oh poor thing, try 750.

[@jamesstrickland517]

I am 64 on disability. Unable to work due to various health issues including a stroke that left me with total neuropathy on my right side. I earn less than $1050 a month. I do have a roommate that has a military disability and when we refinanced the house I could not be put on the mortgage as it is more than my income. We have installed a 8.1kwh/per month solar panel system that is being paid for by the savings on our utility bill {we also installed LED lighting throughout the home} so we only pay for the gas used. We reduced our gas usage by installing a gas on-demand hot water heater so that we were not heating the water in the tank all the time. Our November bill dropped $200 from this time last year. We also reduced food costs by ordering our meat from a local ranch that cuts and packages, with free shipping { they are only 35 miles away}. 2 Ribeye Steaks, 2 New York Steaks, 2 Tenderloin Steaks (1pkg), 2 Sirloin Steaks (1 pkg), 2 pkgs Stew Meat, 2 Pkgs Cube Steak, 2 Roasts (approx 6 lb. total), 30 lb. Ground Beef. for $245, this lasts the two of us 4 months or more depending on other food purchases. We have a paid for 2013 jeep which we have put less than 1000 miles a year so we only fill-up once a month or less. Monthly average bills other than mortgage is under $900 this is including any credit card bills.

[@AJourneyOfYourSoul]

Good job James. You and your roommate are very resourceful and know how to budget. Sadly, most people aren’t.

[@simplyincorrigible7708]

I'd like to see a segment on someone that has to make on the social security payouts. You know, like the rest of us without pensions.

[@bigpicturethinking5620]

What about your savings and investments outside of social security?

[@alejohernandez75]

Why didn't you plan for your retirement? Everyone will get old if you don't plan for that reality and put your faith in government its your fault.

[@mgmassey174]

Judging by the comments, folks don't even care about the elderly, disabled If you aren't working, your country hates you. Hate the doctors who caused it

[@carolynek1875]

I agree let's have a segment on some people making it on social security once a month with no raises and ,the raises that they do give then they raise up your Medicare. Like they just did in 2022

[@bigpicturethinking5620]

@@carolynek1875 Social security gets cola increases. It’s not a raise….it’s to meet inflation in the market.

[@suecornell9619]

Our 5.9% raise was gone in one month of inflation. I make 1500.00/mo and feel fortunate. Now I listen to this woman hurting on almost 4000.00/mo. If she’s having a hard time just think of the people living on less than 1000.00/mo. I’m so sorry for all of you out there.

[@NicoleM2108]

And...at least she has a pension. Many coming after her will not (thanks to the gig economy). Just wait for that!

[@CatsInHats-S.CrouchingTiger]

@@NicoleM2108 - they will need to become more organized & knowledgeable about finances. There’s nothing more certain than death & taxes.

[@cerveza2297]

She likely pays retail and has a new SUV.

[@Yandel21ableify]

She could move to Mexico or South America and live an upper-middle-class life.

[@reynaldomartinez7076]

These are tough times. I am netting 4,350.00 and barely getting by myself on the Railroad pensiones.

[@leedezern6862]

$3800 a month? Wow! That’s a fortune to me.

[@waynecmontgomery]

Thirty-eight hundred dollars is a lot of money especially if her mortgage is paid off. Let her eat CAKE!!! The average social security retiree does NOT get 3800 a month.

[@Gem-n-life]

She still has to pay property taxes every year, and home maintenance costs.

[@damien1781]

She doesn't budget

[@tanya8131971]

@@Gem-n-life Yeah and she can sell that house and make a profit, gimme a break. Why does she need that big house for, she's alone. She could buy a condo or a smaller house.

[@Tessy29k]

@@tanya8131971 To be fair though you don't get to decide the kind of abode someone wants to live in when they have worked and contributed to their pension for 31 years. People should be able to live well when they retire after working for decades. However she does need to adjust her spending accordingly.

[@thisguy73]

Tell me her landscaping cost. She has a plant in the front of her house probably $250 alone. She has stone decorations worth $1500 in the front of her house. OH THE HORROR HOW CAN SHE BUDGET FOR THIS ALL. Seriously

[@NicoleM2108]

These are the end of the Boomers. At least they HAD the option of a pension. Thanks to the part-time labor laws and gig economy...there will be no pensions for many coming up.

[@tesadanage3068]

Yea I noticed the plant stand it's expensive that tall

[@CatsInHats-S.CrouchingTiger]

@@NicoleM2108 -the point is she prepared for her future. That’s the lesson here.

[@NicoleM2108]

@@CatsInHats-S.CrouchingTiger Not exactly. She is upset that her pension is not increasing with the cost of living. Something that people with pensions do not factor in their calculations. Additionally, the old company pension is on its way out for the next generation. So...with these 2 gone, what is the "plan"? No pension, no SS...I guess bitcoin gambling is all that is left. LOL

[@thekaerichtexas]

Are u serious??? Not a nice plant, God forbid

[@kurt9862]

I live on $3200 per month with rent and a car payment. If you can't make $3800 per month work get a job. There's lots available.

[@edwarda2033]

A monthly fixed income of nearly $4k per month is good. I have relatives that only get $1200 in social security.

[@sirismile2010]

IMO, 3.8k is a lot for a single person if there is no mortgage or kids expenses. But planning for your retirement is very important, she may have some other financial problems need to deal with.

[@nerissamartinez3669]

Yes 3,800 is good for one person. She probably have more debts.

[@CatsInHats-S.CrouchingTiger]

There’s caring for elderly parents, student tuitions for children’s university... women have contributed tremendously to economies. Even after husbands retire, they still work to supplement the income, as husbands retire by average means 5-10 years sooner than spouses.

[@mv-db4463]

​@@CatsInHats-S.CrouchingTiger This makes ZERO sense - if what you say is actually true (that: husbands retire 5-10 years sooner), then why: (1) Do the men and not the women do this (retire) - all the above items apply 100% for the men as they do for the women. (2) Why don't (then) we not hear of men complaining like this women is? - By your comments, you made this a male / female issue. (3) Don't men contribute just as much and sometimes more to economies then some women? (I am so missing your point) (4) Completely befuddled by why women work to supplement the income do men know how to live on less money?

[@pambp5978]

@@mv-db4463 women made less in general in this age group.. just an observation, a concern though it seems that more men become homeless, maybe just not being interviewed.. with an eye to the future if you own your own home.. property tax and insurance are a wild card.

[@mv-db4463]

​@@pambp5978 If what you said is all true then this woman made a bad financial decision to retire too soon ??? NOW, what is not clear is that men also make LESS than this lady AND most workers (M & F) are NOT covered by pensions so (again) did this lady make a bad financial decision and it has nothing to do with being a female?

[@updatedjustnow271]

I live on less than one third of that on Social Security. And she is complaining. I know of other women in their 70s getting less than $500 per month on Social Security.

[@bookmagicroe9553]

Those people are in big trouble.

[@cancel.lgbtq.6892]

Complaining about netting $3800 a month? She needs to reevaluate her life style change. Zero sympathy for this old princess.

[@bev7236]

We live on $2700 a month for a family of 4. She says living on $3800 is not enough!? Is this a joke? Hopefully she wasn't a math teacher.

[@2007Lynx2007]

$3800 pension with 31 years of service is huge. I retired last year with 35 years of service and got nowhere near that. Of course I'm lucky, and so is she, to have a company pension.

[@irisstormo6913]

Try making it on $900.00 a month. Nothing left at end of month.

[@pissedoffpennsylvanian]

I really don’t want to hear them complaining anyone getting over $2000 in pension/social security… maybe they should try to survive and live like the rest of us on $814-1400 in fixed incomes

[@madtcw4754]

On ss disability 946 a month. After moving in w my mom for 6 years while she had dementia and bedridden she died last year her section 8 stopped and in a few weeks I'll have no home except my car 2007 Honda that I can't even keep legal. Yes what a shame you only have 3800 a month holy cow who thought this interview was a good idea??

[@jeretso]

I felt sorry for this person until I saw the math in the other comments below. She is making $45,600 a year for the rest of her life assuming the plan does not go bust. She did a great job working as a teacher and smart to join the pension plan. She needs to make a plan for the future and downsize. Looks like she lives alone in a single family home with a huge tax, maintenance and utilities bill. Either get a roommate or look for a cheaper place to buy. The roommate could be risky depending on the tenant laws in your area.

[@gardenia8085]

I was thinking the same, get a roommate.

[@votecrowe]

I wish I had $3800 a month

[@garolstipock]

Did she just say she's living on the razors edge at $3800 a month? In Ohio??

[@c.k2778]

If you’re a prospective first-time homebuyer hoping (or praying) home prices will decline in 2022, don’t count on it. If people are waiting for a price to decline, well, it’s not going to happen. Heading into the spring of 2022, mortgage rates have increased over a full percentage point and while purchase demand has cooled, it remains firm. Supply remains near record lows, so home price growth is expected to remain high through the spring homebuying season before cooling off later this year as mortgage rates continue to rise. Investing in REITs will be a right decision as it's also included in a growing number of defined-benefit and defined-contribution investment plans

[@theodorerossi7998]

Greatly said! lnvesting in REITs can play an important part in an lnvestment portfolio because they can offer a strong, stable annual dividend and the potential for long-term capital appreciation. REIT total return performance for the last 20 years has outperformed the S&P 500 Index, other indices, and the rate of inflation

[@c.k2778]

@Colombo Evelyn Entering an investment on your own can occasionally require much more specialized knowledge. Deciding between debt and equity implies a considerably advanced level of investment knowledge. I'll suggest you get a financial professional with intelligent strategies who'll help you create a suitable plan to maximizing potential performance and minimizing risk.

[@c.k2778]

I highly recommend Genevieve Glen Rogers a financial advisor under a licensed body of a wealth management firm. You can look her up on the internet using her full name *(GENEVIEVE GLEN ROGERS)* and get in touch with her. Give it a try and get into success

[@redice6439]

Omfg more bots

[@kennethcheesbrough6855]

I'm on disability with a family I make 1400 a month. My wife was born disabled and she gets 250 a monthe

[@bigpicturethinking5620]

This is a good story on a woman who failed to plan throughout her life.

[@Claudia-cr2pm]

This piece is so out of touch! Absolutely no one feels sorry for this lady living off of a good pension that we the tax payer are paying for.

[@kbknowno7585]

I wish I had 3800 hundred a month ! I wish all the people I know had at least 3800 a month !

[@wildman4926]

These people don't know squat. Try living out of your car with with colon cancer and social security telling you they are taking away your food stamps because you should have extra money from the 314.00 a month because your not rent a place to live. What could you rent on 314.00 a month. All a huge crock of sh$$

[@francisphillips53]

She's living pretty.. (try living on social security honey.)

[@damien1781]

Her privilege

[@francisphillips53]

@@damien1781 charma charma.

[@MrStv1163]

This woman is a poor choice to use as an example of someone who is supposedly struggling. She lives in Ohio (inexpensive state to live in), has lived in her home 34 years (so would assume it's paid off and she shouldn't have a house payment other than taxes), takes home $3800/month NET, which comes to about $57,000 gross income a year for a regular salary assuming a 25% tax rate. If she can't get by in an inexpensive state with no house payment on $57,000 a year, inflation or no inflation, she has bigger problems than anyone can help her with.

[@georgemcdonald2492]

Try $900/ mo see how you really feel

[@REDWASP777]

$600.00 month here.

[@francisphillips53]

Amen sister..

[@francisphillips53]

990.00 here

[@AnBS3]

Her pension is pretty high! This is not a representative example!!! Period!!

[@camillecali22]

$3800 I could love so well on that. I am in Los Angeles living on $1600 and I get no other benefits because that is above what would qualify me. Just went grocery shopping and spent $20. Cutting my meals in half ie one egg for breakfast. Hoping my stomach shrinks and I will feel less hungry overtime.

[@barbarafowler6581]

you are doing very well to be living in California on $1600. Cutting down on food will probably have benefits other than saving $$. Most Americans truly do overeat.

[@robertotodaro6673]

Gimme a break lady,try living on 9oo a month

[@davek2690]

I'm only 32 and I'm on social security because a surgeon screwed up on a simple hernia repair 13 years ago so all the work I did before the surgery didn't go towards social security disability so I didn't qualify. I will never be able to work again so I'm stuck on social security which only pays $842 a month and I get $100 in food stamps so I am screwed.

[@grissom007]

If I made what she makes every month I wouldn't have any financial concerns. I live on a fixed income and bring in just under a $1000 a month. Sadly someone else is saying if only they made what I made they wouldn't have financial concerns..... so I try to remember to be grateful for all the blessings I do have, because they definitely out number what I don't have. Thank You Jesus!! ❤

[@happypizza9115]

I’m confused… she said “through no fault of my own.” That’s where the problem lies… lack of personal responsibility.

[@CatsInHats-S.CrouchingTiger]

She’s explaining how inflation is causing changes to her expenses; to what she has been closely observing for years. That is what, “through no fault of my own” means.

[@damien1781]

She doesn't understand budgeting

[@aquaspindrift1130]

She failed to plan for things like inflation. Who knows what else she failed to plan for. Probably things like out-of-pocket medical expenses and long-term care. She failed to fund a 401K, Roth/Traditional IRA, HSA, and if possible index funds and ETF's in a brokerage account. Unfortunately, she did this to herself.

[@sstarkey1695]

Congress and the Administration are not paying attention. $3800/mo? I live on less than $600/mo.

[@scottc3310]

So she didn't pay the 6.5% social security tax and didn't bother to invest it but rather chose to spend it and now wants sympathy. Live under your means when you're young so you can live well when you're old.

[@kristinab1078]

She couldn't pay into social security because Ohio is one of the few states where it's not even an option for teachers. If it had been an option, she probably would have.

[@simplyincorrigible7708]

Welcome to AMERICA!!! don't be poor.

[@lgee9027]

I tell my son this every chance I get!!!!

[@sarahjones3338]

Oh please, give me that 3,800! I dont feel sorry for her as so many people live on so much less that that!

[@leschurchill804]

She is lucky. She lives in one of the cheapest states there is, and is complaining about receiving $3800 per month, a pension no less, that most people will never get. Something just does not add up about this situation. Most people that i know who receive a pension, only get 1400 per month, plus social security and still do not get 3800 per month, and are doing fine. Ms. L. Churchill

[@karenuhrich9683]

Wow, $3800/month net!! I am a retired teacher in Canada (worked 25 years plus years teaching) and my pension is half that! I'd love $3800/month net!!

[@recklart8592]

3.8k monthly, and cant keep up? How much did you borrow against your house? Did you take a variable rate mortgage, after 30 years it should be paid. It sound to me like an upper middle class person whining that they cant eat out 5 times a week anymore.

[@archfourtwenty1531]

I live off of 1000.00 a month I am a disabled stone mason. And like here was hoping for more but it so sucks. I use to pay close to a 1000.00 a week in taxes when I worked.

[@Girlsauce333]

And by the way, this woman is not struggling. She is actually doing well. My God this woman is one of the more privileged americans.

[@tomomiyamano7061]

3800 is incredibly good to those like me from a developing country.

[@thehollyannrose]

3800 isn’t rich but idk how someone can’t be comfortable living with that in not California. The most I’ve ever made in a month was like 3k and I felt like a baller 😂😂😂 but I’m also used to living on super low income.

[@cathyshinkoskey125]

I get $259 a month social security - any increase goes to medicare $4500 a year airbnb for a room pre pandemic Down graded my house with a move Keep house temp at 55 - bedroom at 60 where I hangout in winter Yaris which gets 42 mph - 13 years old - 92,000 miles on it And I am making it Some years I qualify for $20 a month food stamps I have $60000 in savings for unplanned events( stocks doubled during pandemic) YAY Sold house and bought cheaper house and no mortgage at 58 years old and am now 74 Luckily I don't have prescription medicine to pay for and am healthy

[@brigittehardy972]

Poor women!!. Only $3800. Complaining? Not enough? Woman, get a reality check.

[@susanharris9648]

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[@theodorerossi7998]

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[@susanharris9648]

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[@susanharris9648]

As to get more details on suitable investment plans you could indulge in. You can easily find the Investment Professional *(Genevieve Glen Rogers)* on the internet where you can easily reach out to her and as well write her.

[@theodorerossi7998]

Great! Got it

[@theodorerossi7998]

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[@marywilson5192]

$3800 (net) per month doesn't seem that bad. I just watched a video of a lady that nets less than $900 per month....and she still has rent along with all of the other bills. I don't know that this lady is "struggling".

[@weescotties]

She's probably in a high cost of living area. It sounds like she doesn't want to leave the house she's in, but she might be far better off if she relocates to a low cost of living area.

[@fadedflorida6923]

Try living on 800 a month

[@ashleybosvik3031]

That is what a lot of senior's are living on. There is lots of ways to cut corners, she just doesn't want to except change.

[@kiarathomas5481]

I no how it is because we can't even get a house because we don't even get that much a month and we on fixed income to and taken care of our two year old 800 a month is what I get so I'm grateful to get that because some people out here don't have a job or no help at all or a place to stay and we would be love to get a house to but don't get enough for it so we in a low income apartment so please be grateful for what you do have because some times you have to step down to a low income if it's to much for you we a no everything is gone up but we not acting like we don't need to help or to good to ask god bless us all.🤔🙏

[@nilstelle1065]

It will worsen, World wide,

[@jennywinter3025]

🌎 wide?

[@adambrock7692]

This video is very misleading and does not shine real light to the extreme hardships on our Seniors and disabled . Lady in video had a pension . Social Security people do not receive anywhere close to 3,800 a month . Social Security averages 583-1800 . 3,800 month your wages for 35 years needs to be high and you would have to retire at 70 .

[@Mzbbxhfbfnsx]

A lot of people would love to have a $3,800 a month pension for the rest of your life. That’s like hitting the lotto for lower income families

[@hunnybadger442]

3800 a month?... Geez I friggen wish... It's funny they never bring up those that are disabled... Those on ssi sometimes barely get 570...

[@jerryG-p3w]

Rent her house out and move to Mexico or another country that’s much cheaper. Rental income, pension, social security, savings, investments should be more than enough to live on. Or she gonna have to down size or work. The government doesn’t care about us. They just want your tax dollars and votes.

[@steven2280]

She could get a job and or do what it takes to stay afloat rather then complaining about our current economy we are living in.

[@damien1781]

She makes 3800 a month wtf she needs to stop buying things

[@rdrdrd7777]

Or get married

[@mamacita41969]

What is wrong with this lady, she make good money for herself, I work part time with 3 kids special needs, I barely make it, we just survive week by week, she is ridiculously it’s worst people out there without nothing

[@eastonh11]

Most public employees in 6 states do not pay into social security and do not receive it. That is nuts and should have been made clearer in this story since it’s the only reason she does not receive a cost of living adjustment. Thank her states politicians for making her think not paying 6.5% of her paycheck towards a financially stable retirement was a good idea cause, you know, socialism and stuff.

[@alejohernandez75]

Social security has a 2% return on your money. Government bonds return an average of 3%. The stock market has a average return of 8%. The inflation goal according to the Federal Bank is 3%. Current inflation is above 6%. 60% of the federal budget is spent on social security and medicare. The national debt is about 24 trillion dollars. Current GDP is 21 trillion dollars. Social security is not a financially stable investment.

[@joyaustin6581]

Texas does. Except Teachers and either police or firefighters don’t

[@Nrl_Renovations]

I’m a single father with 3 kids and I could live off of $3800 lol

[@abbyc.4215]

Oh come on now NBC News! Surely you could have found a better representation of an American living on a fixed income who struggles with the increase in the cost of living.

[@MusicLover-ui9sm]

Take in roommates that are on social security That way you can stay in your home Golden Girls rule

[@muhamedjones122]

I'm so scared to have kids. Right now I could only afford myself.

[@oco987]

Netting 3,800 and having a home ain’t bad at all. Her house has appreciated during this time so she can take the equity out of that to pay the taxes

[@tanya8131971]

Why take equity out that you will have to pay back when you can sell the house make big profit, the house if paid off.

[@curiouspenguin6887]

That's a pretty good payout. Paid of house? She needs to learn to budget.

[@antoinettepeeps2640]

She NETS $3800 monthly. Even with that , she is doing better than most Americans where the median income is $31k (gross)

[@JohnDoe-kb9sj]

@ 2:54, does this only apply to public pensions and not private pensions?

[@353bandit4]

WOW. Im disabled with DD and get under $1100mo at $13,000yr. My cola added 300% more expense before expenses are paid. After just basic expenses of rent (30%) and bills (40-50%) before i get to stores I have $300 left for the month for food and basic daily needs. Mix health issues into this left over budget for diet issues that hurt my health and im unable to eat without serious life impacting health issues arising. Im beyond distress both mental and physically. Im not able to have any other income at all and food is now un-accessible again and Ive been dropped by supports and DHS and told that a food pantry which is not accessible is my only option to have food which raises many health problems for me. Malnurished and serious health issues arising from heart and vascular to BP to severe eating disorders to unable to move and getting worse. She needs to live on my income for 2yrs and people need to get a clue.

[@yummm8775]

$3800 from pension + social security = a good life. She clearly doesn't know how to handle her money or priorities in life. Definitely a spoiled brat in my opinion.

[@bryantsherman7263]

She doesn't get SS.

[@nomadictravelerfromTx]

NBC looked high and low and found a retired woman "Trying to live off $3800 a month". Not a good choice for this segment because most people are not getting this amount monthly. Shame on you NBC, this woman should not be struggling......

[@moewilson4605]

$3800/ month pension? That will be more than my pension when I retire. In Canada we also receive Old age at 65 and CPP. Not sure about the USA but do seniors also get some kind of top up? Not to mention that she should have savings and a paid off house. Why don’t they interview someone who is truly struggling?

[@AJourneyOfYourSoul]

We get social security payments for retirement along with Medicare for health insurance. The more you made while working, the larger the social security payment. It is anywhere from about $1,500 to $3,500 a month depending on your prior income and how much you contributed to the system while working.

[@OhJodi69]

@@AJourneyOfYourSoul Social Security is $897 - $4194

[@D4rkX5h4d0]

I feel her pain. We had to change r 6week wintering holiday from Tahiti too...sigh...a simple 3week Maui vacation 😭 Imagine the horror of going to the country club for brunch just to overhear Buffy whisper "I heard their passports r covered n dust" woe is me.

[@markmessick9856]

Try living on SSI, 794 a month

[@mamahorton79]

Unemployment is only down because people ran out of time and they were cut off that doesn't mean jobs called people back or that people could get hired on somewhere else that was comparable in job or income depending on where you live

[@tracymorgan5386]

3800 per month is great even if she doesn’t get SS. She looks pretty healthy and vital, if she got a part time job paying 1,000 a month or more( work from home jobs)that would more than make up for her cost of living increases and she has her house which she doesn’t say if it’s paid off or not which is why I suspect the house is paid off and you can tell she knows by the shifty look she gave after saying how much her pension is that people would be critical of her complaining.