அமெரிக்காவில் எவ்வளவு சம்பாதிக்கலாம் எவ்வளவு சேமிக்கலாம் | ஒரு குட்டி வரவு செலவு கணக்கு

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[@Dssat-2008]

Prem, the reality 👍. And the comparison to sushant is seriously true. Arathi interviewing you is nice too. You forgot about iPhones, most of us living here get and gift iPhones. The annual contract for the phones is one more mandatory expense too 🙂. You also forgot about the other activities fees for kids like martial arts, piano, music, and summer camps 🙂. All these expenses are mandatory if you have 5Yrs and above kid. Awesome video friend. Great job.

[@ArthiPrem]

Yes true.... I should add mobile expenses and the plan easily will go 50$ per line... yes kids activities also i forgot to mention.. thanks for mentioning 👍

[@sureshbalakrishnan6690]

Unplanned expenses such as friends gatherings such as Bday / wedding day parties either in own home or friends home leads to expense of $20 to $2000/- As well as sudden health care expenses which insurance doesnt cover / out of pocket, also vehicle repair expenses. going out for holidays may cost $1000 and above, kids extra learning initiatives such as music or swimming, day care expenses etc.

[@JOHNSHYLESH123]

Was searching many sources to find the cost of living, Akka and Anna. This video was really good. Thanks for this. Unga video paatha edho pakkathula ukkandhu natural ah explain panra maari irukku. I am loving it.

[@ArthiPrem]

Thank you bro 🙏🙏 your words meant a lot 🙏

[@Krish-hk1bt]

I started liking your videos and can't wait to share to my friends and family, you guys are awesome, keep rocking!

[@ArthiPrem]

Thanks bro🙏🙏 your comments make us very happy 🙏🙏

[@ramakrishnanrajagopalan1241]

Very nice and informative. Private school instead of public school Day care for kids if both parents work Festival expenses, car gas expenses, maintenance, further california vs low state income and expenses , can u cover in part2 video if u can. Big thank u

[@vaishnavimanivannan5291]

You both are amazing pa.. almost you replied 90% comments 👏👏👏 I am new to US in Atlanta now.. Comparing Canada here savings is okay.. But I miss Canada offers like hydro, pestro card(was in downtown), after landing they will give you medical insurance card no charge for dr consultation, x-ray, blood test, some chargers for drug like here.. also no drug charge for children's.. for children full free medical service nanga pona andha year tha solinanga.. will buy antibiotics for my kid for zero dollar.. over all we saw up to -27° in Toronto that's a big minus there.. almost up to may month weekly once snow flurries visit us.. January month climate is extreme...

[@ArthiPrem]

Thanks sister for letting us to know about Canada... here medical expenses are worst though we have insurance we can expect big bill from hospitals Last year we have visited Georgia weather is warmer than ohio... nice place..

[@dinkysmusic8158]

Wa

[@finmarkarun]

Well explained bro, one habit our people here is having the conversion to Inr currency when they buy in $. We are living with Indian economy mindset in US economy. This perspective gives uncomfortable thought process for US residents. Keep doing your videos.

[@naliniganesh7037]

Very correct message. Life in America is glamorous from outside. Actual life is very tough. Good infrastructure and comfort is the plus point. Rest everything else is struggle.one can lead a more comfortable and satisfying life in India with same educational qualification etc.

[@devakiv1202]

Super bro and sis....we r in texas....yaaralam ungaluku enna US la irukinga sonnangala avangaluku lam indha video dan share panna poren 😄 very nice

[@ArthiPrem]

😄😄 thank u sister

[@ajoyvasu]

Very much useful and this is the reality. Thanks for your initiative.👍👍

[@ArthiPrem]

Thanks bro🙏

[@vijayakumarg9763]

Hi prem & arthi Good video and it is very useful. In California for 2bkh we have to pay more and yearly increase also. But overall Good video.

[@ArthiPrem]

Yes true bro ... in California everything costly 🙁🙁

[@VinothKumar-tl7hd]

Me too

[@unavemarunthu5110]

I feel definitely California is better than east coast with rent wise ... California only few city it is costly like LA .. other than that if u go little inner we get 1700 dollars nice decent big house !! Only thing is hot so current bill ll be more .. where as east coast Boston side small house it’s minimum 1500 to 2000 dollars though it’s not hi fi city ... here no a/c requires but we require heater always ....

[@thiyagarajan3969]

If the place of living is high, your salary also will be higher.

[@vidhyavidhya6644]

One thing I want to convey here ...when speaking about stress ..we here in USA also feeling alone . Without our parents ,brother n sister ..I agree we came here to earn .. but missing all ..even our kids missing their grandparents..cousingt of their age..just thought to tell

[@gnanashekaranarumugam6517]

Will be awesome if this video can be remade with current scenario. As of now, the tax on $90K is only $12.3K (exemption is $25100, so taxable income is $64.9K. Social security and Medicare tax - $6885, federal tax is $7390. State and local is $4050. Will get $6000 child tax refund for 2 children. So net tax is only $12325 rather than $24K)

[@vijimouli9716]

Reply kodukale

[@karthikeyanmani4521]

Prem, Very good explanation. Its 100% matching to my family budget.😁😁😁

[@suchetaranjanxx1586]

I am one of your viewers. Your videos are very interesting and informative. You have left the house loan EMI . Best of luck to both of you. Awaiting for more videos.

[@ArthiPrem]

Sorry sis,starting at the video we said that it is for rental house where most of our people are staying,thanks sis😍

[@suchetaranjanxx1586]

Arthi Prem .Sorry for not listening correctly.

[@thiyagarajan3969]

You either pay rent or EMI. If EMI, it will be more.

[@muthurengan]

I just saw your other video about saving money. Just a small advice as a brother. We live here for last 15 years happily ..US is not just for money it is a life style, ,Women safety and children studies. It depends on how we manage our finances. Any where in the world it will be tough if you want only money..

[@iswaryanandini2171]

Just a question to decide ,do you really think studies is as good ,there are lot of international schools now in Bangalore and chennai . Also , women safety is a good point but then I don't think women walk here or commute in public transport as we would do in our country .car la ponna safe than😁

[@shayisharma1008]

அன்பின் ஆர்த்தி பிரேம் அநேக கோடி நமஷ்காரம் 🙏 ரொம்ப நன்னா போறது உங்க vdos .மிக்க மகிழ்ச்சி'. 👌 மற்றும் ஆர்த்தி மாசமா இருப்பது மிகவும் மிகவும் சந்தோஷமா இருக்கிறது. 👍😍 ஆர்த்தி தினமும் கர்ப்பரக்ஷம்பிகை சுலோகமும் பாடலும் மறக்காது கேட்கவும். ஊருக்கு வரும் போது ஒருநடை குழந்தைகளை அழைச்சிண்டு உன் சந்நிதி வர்ரதா பிரார்த்தனை பண்ணி ஒரு வெள்ளை துணையில் ஒரு ரூபா அல்லது ஒரு டாலர் முடிஞ்சு வெச்சு ரெண்டுபேரும் சுவாமி படத்துக்கு முன்னாடி வேண்டுதல் பண்ணிக்குங்கோ. தெனக்கும் ஒரு கைப்பிடி multy nuts சாப்பிடு பழங்கள் நெறைய சாப்பிடு. ஒய் Mr.பிரேம் இக்காலங்களில் எல்லா உதவிகளையும் செய்து கொடும். பழங்கள் அப்ப அப்ப அரிந்து clean பண்ணி கொடு. கைகால் வலிக்கும் கால்களை கொஞ்சம் massage பண்ணி விடு இடுப்பு வலி இருக்கும் அப்ப அப்ப கொஞ்சம் hot water bag வைத்து பிடித்து விடு . பெற்ற தாய்யை எப்படி பார்ப்பியோ அதேபோல ஒரு தெய்வத்ததுக்கு செய்வது போல எல்லாம் உதவி பண்ணு . தைரியம் சொல்லு .தெய்வம் நம்மகூட இருக்கு நான் இருக்கேன் உன்கூட என்று சொல்லு உன் கொழந்தை கூட பேசு அததற்கு புரியும். ok Play some soft music வீணை கர்னாடிக் பாடல்கள் என்று play ஏதாவது என் நேரமும். இது எல்லாம் திரும்ப கிடைக்காது இது தான் உனக்கு கிடைக்கிற சந்தர்ப்பம் ஜாலியா உன் பொண்டாட்டிக்கு பணிவிடை செய்து கெத்தா இருப்பா . and in your monthly bills only few ,,, am adding there are lots other family expenses too one topic கொழந்தைகளுக்கான extra activity expenses சுத்தமா மறந்துட்டிங்கப்பா பாட்டுகிளாஸ்க்கு any musical instrument மிருதங்கம் violin வீணை தமிழ் படிக்க பரதம் கத்துக்க sports winter /summer sports very very expensive swimming class key board or piano 2nd language French or any இதில் மாதா மாதம் பீஸ் கட்டி படிக்க விடுறது மட்டும் இல்லை அப்புறம் உடுப்பு அலங்காரம் நகைகள் makeups ... அத்ததுடன் குரு வைக்கிற நடத்தர ஒவ்ஒரு நிகழ்ச்சிக்கும் அழைச்சிண்டு போகணும் இதை விட gifts birthday party gifts, wedding gifts, new born gifts, சடங்கு மொய் or gifts அரங்கேற்றம் gifts/cash mostly cash கோவில் பூஜை அர்ச்சனை அபிஷகம் ஆயுஷ் ஹோமம் கோவில் funding minimum மியூசிக் ப்ரோக்ராம் or கச்சேரி tickets இதை எல்லாம் விட்டுவிடுடா எப்படி பா இந்த ஒவொரு நிகழ்ச்சிக்கும் வாகனத்துக்கு பெட்ரோல் போட்டே வெறுத்துடும் .every தடவை full tank .. if any helps needed please call us .do not hesitate with lots of love and kinds you lovingly brother and family Dr.Sai Sharma

[@paulkanaga5357]

I was trying to find the the cost of living in U S A . You guys have given a clear picture of it. Thank you.

[@ArthiPrem]

Thank u 😊

[@arvindchandrasekaran8278]

Perm, this is the reality, because of this only a lot of fight gets created between husband and wife also

[@arvindchandrasekaran8278]

@@jplaylist Opinion differs

[@nmeenu6958]

Very realistic analysis! Other side is always greener for people! ( akkaraiku ikkarai patchai) To earn in $ , you have to undergo the adverse winter weather conditon also. ( traveling in ice cold weather for work) Then feeling of loneliness at home for house wives.

[@ArthiPrem]

Agreed,well said sis👍

[@kumarignani1269]

Perfect points , also though v have insurance , v r supposed to pay out of pocket expenses for few medications , some wil have Indian home loan , send money for parents . Living in USA is for our kid’s future n some savings n to be precise , luxury n comfort life can b achieved here . As u guys explained $500 savings is what v can achieve with the current expenses . Good one ☝️

[@radhajeeva3008]

Adhanaal thaan US ill rendu perum nichayam sambaathikka vendum. Oruvar salary selavu. Oruvar salary savings panna mudiyum. Oruvar mattum sambaathithu mothamum selavu seivathathu waste.

[@elangesk]

Superb monthly buget video.. after I watched some videos, today I become as your subscriber. Keep rocking guys 👍👍💐💐🌷🌷

[@soundararajanm.k.3768]

When both the husband and wife earn equally, what would be the saving? You haved mentioned annual salary but monthly expenses/monthly saving. Mention either monthly salary and monthly saving or annual salary and annual savings to avoid confusion.

[@sureshkumar-gy1ye]

Thanks for revealing the actual picture.

[@rajeswari77]

Very true. Our relatives don’t realize this. They think we making crores here.

[@ArthiPrem]

😊 not only your relatives bro everyones relatives thinking the same

[@reporterpeople4814]

Natural discussion and useful, kudos. Is the medical insurance not part of salary?

[@b4dreams99]

Yes கருவேப்பிலை is very expensive , I took கருவேப்பிலை podi from India as my suggested!

[@ArthiPrem]

Yes even we have taken from india as well... here making curry leaves podi will b very expensive 😞

[@sugaprakash8000]

அண்ணா மிகவும் அழகாக சொன்னீர்கள் அமெரிக்காவிலுள்ள செலவுகளைப் பற்றி வாழ்த்துக்கள் அண்ணா

[@ArthiPrem]

Nandri 🙏

[@miamyguy]

Nice video but you missed cellphone bill, gasoline for car, co pay for healthcare, medication, renters insurance, drinks, cook out, gym memberships, kids music/language classes.... basically what im saying is you'll have Zero dollars saved.

[@purushothamanswamy8705]

Firstly I thank both of you for the video, secondly your presentation so matured. Both of you so cool and composed. I wish you all best.... Bye

[@muraliachutaraman8100]

Thanks Prem for the budget . It has given a broad idea of the various expenses , a must for running the house hold. You may present part 2 version , how this is done from an average American

[@ArthiPrem]

Yes bro kandipa 👍👍 thanks for your comments 🙏

[@oksmoulees]

Closely watching your channel and vposts. Really very good information & insight from a common man standpoint; especially for the tamil community. Keep it up your good work.

[@kathyliping]

Good video showing the reality of living abroad. In UK we have a local government tax called 'Council Tax' for every property. Do they have such tax there for your property? Also it would be interesting if you can do a video about pros and cons of living in India and US having saved the same amount of money every month. Thank you. If the reality is not much of a saving and lonely life there like many complaining comments below, then what is the reason still many Indians (specially professionals) want to live there?

[@ArthiPrem]

Yes property tax is too bad here ... we have big headache with these property tax 😞

[@unavemarunthu5110]

U.S is giving a basic luxury life by default as it’s a developed country already -to keep it simple and short -my personal opinion ... ofcoarse country wise of u can travel easily from one state to another state here where as in our country it’s expensive and polluted and poor roads makes trip long time too .... so little savings are here compared to India ... in India if one person earn and they cannot raise 2 child s- that’s why all stopping with single child there ... I feel this always...

[@unavemarunthu5110]

Other main Imp thing is even 3 child’s u can give good free education ...which is highly great - the most people scared of expenses in India is typically school fees ..

[@AlphonseSelvaraj]

Great content & carriage.love your gentle smile keep smiling

[@venkateshshanmugam682]

Fuels, Medical Copay, Shopping Mall expenses (shoes, dresses and so on) and finally not living healthy life (depressed, stress, early morning, late night call). Missing my proper breakfast and H-Four cannot able to work until spouse get the IOneFourty (Don't know when) + HFour-EAD (Easy 4-6 month + short duration (expiry date) then we have to apply again after long wait of Hone extension) In California (Avg 1 Bhk costs 1800 because we couldn't compromise with kids), Logically speaking high class poor in all aspects.

[@hemsvadi138]

Perm and Arthi, you guys are giving so many useful information. Thank you guys. Can you share information on 401k video any you have done already? Or can you make one on this?

[@ArthiPrem]

Yes definitely will do 👍

[@b4dreams99]

Yes this will certainly help!

[@dhanyas5412]

Exactly right 👉 medical insurance ilama thalai vali nu ponna idhaya valli vanthurum....

[@ArthiPrem]

thanks for your comments sister

[@unavemarunthu5110]

Ha ha ha ha ... dead body thaan

[@sharasdiary979]

car petrol to office all day 2 and outside 200 deducted monthly

[@MrKrishnamoorthi]

Very nice..Tax return add panni sollirukalam😃

[@ArthiPrem]

Will do definitely 👍

[@Neutralman2024]

Good explanation...just wanted to add more on your info. We will get Annual bonus and Tax returns. We use these amounts for India trip and other one time investments for home.

[@ArthiPrem]

Yes true... I didn’t consider tax returns and savings like 401k and HSA plans... thought of giving some light weight insights about the expenses... Thanks for your valuable comment bro 👍

[@Neutralman2024]

@@ArthiPrem I understand. I feel india trip expenses should not be in your list. People not in US may think what is the point to work in US to save only $500 every month which is around Rs 40000.

[@yaswani]

Same scenario in most of the countries ... either it’s USA / Uk/ IRE or europe scenario all same .. one person definitely not enough even though u get 90kdollrs or in euro or pounds ... but personally I still feel USA some states are still very cheap .. atleast u get big house compare to other countries .. plus u have all communities .. big markets... always grass look greener on other side ... I m still happy to shift india forever if some companies give u atleast 35lakhs it’s bit lavish ..

[@Arun-x15]

Add spending on gas, Black Friday, birthday, anniversary spendings, other credit card bills for your retail therapy spending!

[@ArthiPrem]

True bro 🙁🥺

[@Arun-x15]

@@ArthiPrem mothathula balance negative le pogama irutha seri hahaha

[@ArthiPrem]

Hmm .. many times happened and got the new credit card and again new credit with 0% APR Struck inside credit card world 🤣🤣

[@kparisamy9713]

Thanks bro and sister.

[@vennilavlogs7132]

California rent is 2500 avg for 2BR

[@gardening-ft6ku]

Also oru imp thing. It depends on where you live also. California oda ohio or texas ah compare panna mudiyadhu. I tjink all of this depends of where u stay

[@dovebirdstour9567]

Useful message , thanks for sharing...

[@sekarramaswamy5111]

Good ...compliments for the true presentation...

[@ArthiPrem]

Thanks🙏

[@vanajasrikanth9579]

Good job Prem and Arthi👍💕

[@ArthiPrem]

Thanks🙏

[@lakshmigopal8345]

Pl. let me know life after retirement in USA. Any pension paid by govt. like in India. How people survive after 60 yrs.

[@ikadambari]

Yes pls, I am also waiting for this video

[@980616]

Always buy car with cash :) buy second hand. Car is the worst expense loses value at jet speed. Car is never an investment it’s only for use.

[@vedavyasalagiri4650]

Nice video! Could you please do a video on if people on work visa can do stock trading?

[@ArthiPrem]

We already uploaded, pls find the below video link👇👇👇👇 kzbin.info/www/bejne/l3qwinpnbKZkaKs

[@priyabiju--lifestyle6264]

Hi.... First comment

[@vijimouli9716]

Every month aa india vareenga adhu yearly exp thane adhu 12 la divide pannunga

[@ArthiPrem]

Definitely will do the new calculations Due to inflation everything got hike now

[@muthusamykumarasamy7436]

Husband & wife both working, you may save lot.

[@dr.soumyasworld1177]

Nice explanation👌🏻👍🏼

[@ArthiPrem]

Thanks🙏

[@keenskalyan]

Well explained 👌👌👍

[@ArthiPrem]

Thanks🙏

[@ranjithan5306]

2 bhk for 1300? i think this estimation was not made from New York, San Francisco, Los Angeles, or Boston

[@vt2541]

Great info!

[@ArthiPrem]

Thanks🙏

[@thilagavathivelusamy5689]

நிஜமாகவே தெளிவாக விளக்கி கூறி னார்கள்சிலநபர்கல்இதைபார்துஆவதுதெரிசிக்கட்டும்

[@satheeshkumar3794]

Bro, but bachelors can save good money right !!

[@madhan2409]

Akka matha channela explain pannadha vida neenga super'aa soninga . 👍👍👍👏👏👏

[@daheerabbas]

IT seems working in middle east as professional is better on savings perspective.

[@venkatachalamv.s6565]

If both of you working then what will be ur budget and savings prem

[@rajgopalmanoharan]

Add India home loan emi bro., then savings will be zero..

[@ArthiPrem]

True bro 👍👍

[@Pattikadu1]

Switzerland la budget pottu செலவு பண்ணா 1000 francs save pannalam. Very expensive country even you can save money if you tight your budget

[@sraja7508]

Good explanation

[@ArthiPrem]

Thanks bro 👍👍

[@rohankutti6320]

Very 👍 true

[@jagadeeswarijayakumar314]

But the cost of living varies from State to state. So the saving amount will also vary, right.

[@ArthiPrem]

Yes true.... also the base salary also varies depends on the state to state

[@physics7777]

Thanks sir USA ???

[@fazlurrahman4571]

Medical insurance employer will provide?

[@deepakkrishnan8167]

Amazing work ....

[@VijayKumar-td3hx]

Did you include child tax credit for 2 kids (atleast 1000$)?

[@indhukatagamable]

Hiiii enaku housewife job thandi am studying IT testng courses aana suthama pidikila.. please send any ideas for women who is in Ead.. any options other than IT jobs... please recommend please

[@Onemanchallenger3369]

Thank u for ur info....

[@velumanimarimuthu5096]

Hair cuting very fine

[@ArthiPrem]

😊

[@rajinanda]

having a 2 income household helps until you have kids, then you have to spend half your salary on child care

[@ritapemala3513]

Nice explain.

[@navaneet1712]

Correct assessment 👍

[@ArthiPrem]

Thanks bro🙏

[@shadowlegendsplaz226]

Well explained..

[@ArthiPrem]

Thanks🙏

[@paalaiyankannan4115]

Excellent Prem Arthi. PV Kannan ,SG

[@ArthiPrem]

Thanks🙏

[@jas3055-u7t]

Ur vdos r informative....thank u for sharing...keep sharing...it is really helpful to people u r planning to come to usa....God bless

[@ArthiPrem]

Thank u🙏

[@subas6678]

Clear cut explanations

[@ArthiPrem]

Thanks🙏

[@subhashiniboopalan601]

Good one 👍🏻

[@ArthiPrem]

Thanks

[@chitrakumar5249]

Can u please suggest any opinion to extend my sons ( student visa)

[@ArthiPrem]

Can you explain more sister? Did he complete his studies?

[@chitrakumar5249]

He finished his MBA last mth and his jobvisa is valid till Oct 6 finding to get job / any other option to extend his stay

[@obulithirupathi286]

Indian hotel irruka

[@udhayaudhaya4270]

ippa Americavila h1b visa problem irukku ungalukku velai irukkuma ... Americavil Indians than athigama velai illama povangannu solranga ....

[@hemagireesh7196]

Well said..

[@ArthiPrem]

Thanks🙏

[@paulkanaga5357]

Hi Arthi, Are you working in U S A or only Prem.

[@shanthoshkumar5375]

Bro 24000 dollars compelsary?

[@SelvarajuCharlesPaul]

What about monthly bin expenses?

[@sabithaks2495]

You both are working in IT companies? Which state

[@sivarajs9351]

இந்தியாவுல அதுவும் சென்னைல சொந்த வீடுயிருந்தா 15 ஆயிரம் கொடுக்குறாங்கன்னா அதுவே வச்சிகிட்டு சொர்க்கமா வாழலாம் ஆணால் நல்ல வேலை வாய்ப்புக்காகதான் அமேரிக்காவுக்கு போறாங்க

[@raviaravisankar]

I am paying $13000 per annum for family medical insurance (~1100 per month)

[@rajgopalmanoharan]

But this the very lowest savings you have calculated , this is right for most of the places if we are in metro/main cities in US.. but other than main cities, avg rent is 1000$, and car loan emi will go away in 2-3 yrs.. But overall it's a good bro with the details you narrated 👍👌

[@ArthiPrem]

Thanks sago🙏🙏 yes i have corrected savings in the below video pls watch kzbin.info/www/bejne/qJqqknWwp7GGl6M

[@selvaraju4282]

Is there a tax return policy in America for H1B visa?? Thank you

[@ArthiPrem]

Bro we already discussed in the below link Pls watch kzbin.info/www/bejne/fYvEdaevh9Sjb7M

[@rajalakshmichairmansamy9130]

Useful information Prem &Arthi

[@ArthiPrem]

Thanks🙏

[@Paranikg]

U have covered evytng but telling fewtngs high. Most of the states preschool does not have fee. Flight tickets also I felt very high if we go in unseason it wil come around 600-700$ in summer 900-1100$ max. Because we go to India vacation every year. You can take rental car to airport that saves a lot. You have couponing here, discounts here and few stuffs to save. If you buy in local farms it wil be cheap. Try for deals for sim card and internet. Other stuffs are explained very well. One more tng I wanted to say even we used to save $1000 easily wen we got less than $ 80k.

[@Paranikg]

You guys are awesome sharing so many things needed in this situation. Keep it up .

[@dr.navaranjanisridhar4430]

Superb dr navaranjani Sridhar writer writer California

[@rainbowmangg4302]

Thank you very much 🙏

[@thavarajasuthaharan1093]

about Refugee family please tell anna