Americaவில் இந்தியர்களின் Savings இவ்வளவுதான் | Americaவில் எவ்வளவு சம்பளம்? எவ்வளவு செலவு?

[@ahojlax]

Thanks!

[@ArthiPrem]

Thank you so much 🙏🙏🙏

[@aravinthaperumal5205]

@@ArthiPrem America vil california la doctors(hospitalist) ah work pannu na 2,50,000 to 3,00,000 $ salary kidaikum. 1 week on and 1 week off eduthukalam.I mean 6 month continuous ah work pannitu next 6 month fullah leave eduthukalam. Tax poga meetham 1,80,000$ per year kidaikum.I mean per month 15,000 $ kidaikum. Cost of living 8000$ ponalum meetham monthly kaila 7000$ kidaikkum. this is what's the information i collected about my job.

[@ArthiPrem]

Very good information aravinth bro Appreciate your efforts

[@aravinthaperumal5205]

@@ArthiPrem thank you bro

[@mohamedashiqali1805]

@@aravinthaperumal5205 Samoogam periya edamo!?

[@arun5002]

Best video ever made that clearly explains our life in US financially, but people in India thinks that we earn in Crores and don’t help them financially. Sad part of this story is even our own family don’t believe this fact.

[@ArthiPrem]

True bro Everywhere same problem 😐😐

[@vivekanandanveluchamy1348]

@@ArthiPrem pp

[@antonysamy2583]

We means brother and sister never expect your help, enjoy wish your family. 🎉🎉🎉

[@ptj1ptj172]

Add to that visa issues and loss of peace

[@NijanthanSLimitedEdition]

Excellent explanations !! Only we know the pain on “Earning & Spending “ in dollars !!!

[@ArthiPrem]

True 🙌🙌 thank u 🙏

[@shanpriyan7219]

Your videos helped me to take important decision in my career. Declined US offer and moved to Qatar... Saving a lot here

[@ArthiPrem]

Great to know that All the best 🎊🎊

[@srinivasansampath1409]

Nanri thalaiva for sharing a very informative video. Unga frankness and boldness in calling spade a spade is highly appreciated. Vazhga Valam undan

[@ArthiPrem]

Mikka nandri 🙏🙏🙏

[@madhanraj5898]

100% agree👍🏻👍🏻. You guys are doing really a great job. Way to go 👏🏻👏🏻

[@ArthiPrem]

Thanks madhan bro 🙌🙌

[@ramadossg3035]

SIR.. உங்களுடைய தெளிவான தகவலுக்கு மிக மிக நன்றி .! இருவருக்கும்.

[@தமிழ்-கதிர்]

எல்லா இந்திய வீட்டிலும் பெரும்பாலும் 2 குழந்தைகள் உள்ளது.. 1.வருட ஆரம்பத்தில் school supplies ($150-200 /ஒரு குழந்தைக்கு) 2. குழந்தைகளின் birthday celebration செலவு 3.மற்ற குழந்தைகளின் பிறந்தநாட்களுக்கு வாங்கும் gift/gift cards 4.teachers appreciation week 5.school bus drivers appreciation week இன்னும் நிறைய இருக்கு..😢

[@thayalan6688]

🙄🧐🧐

[@savithrisubramanian4509]

Excellent ((close to reality) presentation with a POWERFUL message at the end. Great job! One of your best👍

[@ArthiPrem]

Thank u so much 🙏🙏

[@gardening-ft6ku]

What arthi said is end is 100 percent true! When we have age we should enjoy life. Apram when we are 60 we ll have money but no energy! My paati loved poori but she never used to buy and eat n hotel since its costly now she has money at 80 yrs but no teeth to eat!

[@ArthiPrem]

Well said bro Thanks 🙏

[@vinothkannan6388]

Good explanation Arthi & Prem..if people from India is watching this video, They might understand our earnings..

[@ArthiPrem]

True bro 👍 i shared with people who are in india so they can understand the “earnings and spendings” in dollars thank you 🙏

[@prakashdhanabal7349]

If people is India accepts this video well and good, but they never understand until they experience US life

[@manjukumar8287]

Super video sir end of the video super unmaium kuda edu mathiri 100 video kamicha kuda namma oorla puriyadu apparam aen anga iruka nu kaepanga mudiyala explain panraduku anyway super video 😀

[@ArthiPrem]

Thanks very true what u said

[@AshinME]

Nice video and I rarely comment. Nice finish to the video, especially ‘adhalla onnu korachika vendam’ moment.

[@ArthiPrem]

Lol Thanks

[@girigiri4686]

தாய் தந்தை மற்றும் சொந்த பந்தங்களை விட்டுப் பிரிந்து வெளிநாடு சென்று அனாதையாக வாழ்ந்து என்ன பயன் சொந்த நாட்டில் இருந்து வாழ்வதுதான் உத்தமம் இதை என் வாழ்க்கையில் அனுபவித்து சொல்கிறேன்

[@suriyavl]

No need to come US if you are making 2 lakhs/month salary in India unless your salary is about $200k/year in US

[@uthirameenu8048]

I live n Europe. India le irukravanga solraanga foreign lendhu varavanga thaan enni enni selavu panreenga India le easy aa jolly aa selavu pannitu irukanga nu solraanga. Unami thaannu thonuthu. In my recent India trip le I felt India le irukravanga luxurious aa foreign le irukravanga mathiri vazharanga namma etho kanaku panni kashtapatu vazharom nu thonuthu

[@MrTraverse]

Unmai Nanba!

[@sriramjay2010]

True… that’s y I moved back to India …. Doesn’t make any sense in staying abroad without any monetary benefit

[@dr7924]

100% True. We have 2 cars in India and enjoying our life. But here in US we're calculating each and every cent and just now got cycle, that too to drop my kid to school. 😞 But all our relatives are thinking we are living a luxury life. Don't know what to say

[@sivaramsivaraj5439]

​@@dr7924neengha mattum illa. Germany lae irukaraa naanum appadi dhaan..😢

[@periasamisami2444]

Unmai unmai😅

[@AnurathaJayaram-o9z]

நீங்க பாவம்தான். நான் 200 rs ல் T.nagar shopping (mostly window) shopping. . ,. ...போயே நிம்மதியா...Happyயா வாழ்வேன். நன்றி..நண்பா

[@jamesfor101]

Great video! I agree with everything you both said at the last few minutes of the video.

[@neelarajraj4143]

You have to add jobstress, jobless stress, visa transfer fees which cause 1/10th of salary, relocation which happens 3 times in year(expenses 2/10 of salary), items we loose and buy again.. company may not cover for these, especially contract jobs.

[@sundaramkathiravan1970]

அமெரிக்காவில் இந்திய மாணவர்கள் லோன் வாங்கி MS படிக்க வரும் மாணவர்களுக்கு தங்களின் அறிவுரை

[@ArthiPrem]

Definitely we will upload a video for this topic

[@rameshlaksh]

My opinion . Go to USA only to work. Not to study unless you are ready to lose 2 to 4 years of your income and 50 lakhs loan on your head.

[@palaniswamyp9037]

இதிலிருந்து தெரிவது என்னவென்றால்,நமது நாட்டில் வேலை கிடைக்க வில்லை என்றால் மட்டுமே வெளி நாடு செல்ல வேண்டும்.

[@vasanthponnupandi9058]

In America luxury life is mandatory, India luxury life is optional . Cost in both places is same

[@jothimsw]

Thanks for posting this video. I agree that it’s hard to save anything with high inflation now. but if I compare my personal financial saving back to 2009 it was completely a difference story..With one person working ( me and my wife, no kids) we saved 30-40% of my salary. now my salary increased x 3 but cost of living increased x 6.. I remember we paid $ 525 for a rent in North Austin but now it’s $2200. if you add rent insurance and medical copayments that will bring down your saving a bit…

[@ArthiPrem]

Thanks What you said is 100% correct

[@mohamediqbala5013]

Good awareness video bro.. Being in IT for 13 years and not travelled to US... i cant answer my relatives and friends question.. why aren't you travelling. This video is like "shabbada" :)

[@ArthiPrem]

Thanks for the comments bro

[@usharaghuraman3273]

Prem - you have to add 500 per month per child towards college education. At todays cost 4-year college education costs 120,000 dollars and it goes up by 6% per year. So from the year the child is born you have to save 500 per month per child towards education.

[@Raja-oj5lw]

Thanks. Excellant video Sir.

[@ArthiPrem]

Thank u so much 🙏🙏

[@lsanjay345]

Informative and interesting to know the facts there...

[@ArthiPrem]

Thank you 🙏

[@sasiin4u]

Great video guys...

[@ArthiPrem]

Thanks🙏

[@preethabalashunmugam2473]

Need to add cinema, birthday party, car maintenance, medical bills after insurance, tamil school fees

[@ArthiPrem]

Bro medical bill after insurance will cover in HSA/FSa contribution which we have mentioned in this video, also tamil school fees will cover in the kids activities which mentioned too But missed cinema, birthday party, car maintenance and phone bills😐 Will update in the future videos Thank u

[@mahaveerb3365]

Thanks for your valuable videos and open comments 👍👍👍

[@ArthiPrem]

Thanks 🙏

[@Krish3509]

Pretty much the same story in Canada. I live in GTA and the rent is comparable if not higher. Medical insurance pretty much gets covered at work for a nominal payment which is a huge plus. Most companies have a decent pension system which combined with Govt benefits comes handy when you retire and hopefully by then the house would be fully paid for. BTW good job guys, keep this going.

[@c2thamizh]

Best and proper video from you so far ! Don't contradict urself by saying YOLO when u really need to save and posting other videos about saving ! If you don't find a way to save or increase ur income in a country like US, kadaisi varaikum velai senju thaan kalatha ottanum

[@ArthiPrem]

Yep.. thats is the important point have to taken from this video Upgrade the skills and find the better opportunities USA is the land of opportunity Thank u 🙏

[@SRIVENKATASubramaniyan]

This is one of my favorite videos. Thanks for taking time to break down the expenses :)

[@ArthiPrem]

Hi bro Thank you so much And this sheet has been outdated We will do as per the current inflation rate

[@City_Breeze-1]

Good explanation 😊

[@subramaniansuresh1163]

You both are talking practically..Handsoff.👏

[@karuppiakaruppia5974]

How about dependent aged parents living in India who have spent all their earnings/savings on the career of their children.You have totally ignored this.

[@slumdogmusic1]

To name a few more - 529 for kids - start early to invest for kids college. Emergency fund for unforeseen issues (Car issues if older car), oil change for car every 3000 to 5000 miles, toys for kid ( or even yearly xmas gift) , gym membership . I enjoy your show - been in the US for 30+ years but great to see such videos educating new people/millennials. Good job!

[@sureshkandeeban5268]

So true. Thanks for detailed video

[@ArthiPrem]

Thanks suresh bro

[@SethBabu-kl3nc]

Many folks do not know the avg salary in SF Bay Area is $400 to 500K if you're smart enough. Imagine if both husband and wife works... 1C savings in nothing...

[@latharajaram8758]

Thank you for the updated info. This expense list apples to an upper middle class people,

[@ArthiPrem]

Yes its 🙌🙌

[@fathimabibi708]

Very good Explanation 👍 👌

[@ArthiPrem]

Thanks 🙏

[@abilashramesh]

Well said, happiness and quality family time is important. Stay healthy & blessed!

[@ArthiPrem]

Thanks abilash bro 🙏🙏

[@Naive76]

Hi, Awesome video it really helps! 1 kodi appu sooo true😂 can you please share a video on how to multiply our savings in US?

[@ashwinishanthkumar]

Aftercare in school for my 6 year old in Boston area costs $400 a month. Daycare when was smaller was around $400-$500 a week. I decided to take him out of aftercare and send him to classes instead. I think I made a good decision.

[@ArthiPrem]

Yeah Boston way costly for child care expenses 😐😐

[@sathyaezhilan8287]

In Florida half day day care 950

[@thayalan6688]

Hi

[@b.k.anandnatarajan2360]

Very clean explained and one more thing I noticed that we are the sole responsibility for this type of depressed lifestyle, even people lived in small village without any recreation they live disease free life, bcos we are out of nature that's it

[@ArthiPrem]

Thanks for the comments bro

[@dineshsathya36]

They visited cities as tourists and we are visiting nature as tourists. That's the difference

[@haarishbabu4017]

Thambi, very interesting family calculation, my son is also Ohio, with wife and kid, after few years you must join with your family, Pray GOD for your each moment of SUCCESS, """" GOD BLESS YOU """""

[@raghavsanthosh3354]

Super bro..can you explain the same thing if coming single to US.what expenses and savings

[@girubs]

Great content .. suddenly remembered vadivel comedy where he asks salary raise to Sathyaraj😂

[@Bakya.Bharani01]

Well said bro. I'm waiting for similar video for individual house? 😀

[@ArthiPrem]

Thank bro Will do !!!

[@ManiKandan-ox9gy]

Good one.. 👌

[@ArthiPrem]

Thanks mani bro 🙏

[@JKInvestments]

It is better to start an SIP in mutual funds as soon as possible. But many people end up buying real estate on loan and paying EMI in the rest of their life.

[@vaseegaranr7798]

இவர் சொல்வதைப் பார்த்தால் இந்தியாவில் படித்து ஐடி துறையில் வேலை பெற்று இங்கேயே வாழ்வது தான் உத்தமம் என்று தெரிகிறது. ஆக சொந்த ஊரே சொர்க்கபூமி. சொர்கமே என்றாலும் அது நம்ம ஊர் போல் ஆகுமா?

[@babsankaran1]

That's why I rejected the visa process 12 years back and decided to work in india.

[@RVS_MAS]

Ppl came US before 2019 are lucky..post 2012 cost of living gone worst Rent itself gone 70% high. Better not to go US POST 2023

[@duraipaulraja6844]

செலவு பண்ணினாதான் happy னா எப்பவுமே அது கிடைக்காது....😂😂

[@srajendranrajendran7438]

Even in India more saving is possible only if both of them are employees.So house wives should also try for employment atleast after children go to school.

[@ArthiPrem]

True cost of living increased too much in india too Thanks for the information

[@304_suriyaa3]

Bachelors Kum oru video potunga please... Yavaloo thaan earning money saving aaguthunu paapom for new US comers kaaga please 🧐🧐🧐

[@ArthiPrem]

Sure bro 🙌🙌

[@scb-mz4nc]

Very much useful video.

[@ArthiPrem]

Thanks 🙏

[@senthilkumara89]

I am travel to Plano Texas on next year Jan 23. Thanks for making video. This video useful for first time travel to US

[@a.m.karthick629]

Thanks, bro, even thought of trying to find a job in US and shift there but currently, I'm in Malaysia working in the IT field I'm saving more than what you have mentioned and living peacefully. So, the US plan dropped. Thanks for that!!

[@ArthiPrem]

Hi bro More than saving the word which u are mentioning PEACE is missing here Running and fighting for the survival here

[@wentelllabroy8267]

Tamil palamoli " Akkara maattukku ikkara pachcha" I have been in London for 7 years. Same situation.

[@guruprasad2096]

Can you put a video about living in Indianapolis

[@VikisKitchen1]

very nice video. Both of you in matching outfits is gorgeous.

[@ArthiPrem]

Thanks🙏

[@seshasayee2443]

கிளீவ்லன்ட் பெருமாள் கோயில் மிக அழகு.மார்க்ஸ் ஸ்டோரில் டூல்ஸ் மற்றும் எலக்டிரானிக்ஸ் பொருட்கள் வாங்கலாம்.இந்த கடை ஒகயோ ஸ்டேட்டில் மட்டுமே உள்ளது.நியூயார்க் அல்லது நியூஜெர்சியில் இல்லை.

[@KasthuriThirupathi-y7z]

Nice to see Tamil font

[@yuvarajrangharajan9183]

Engalukkellam negative la dhaan varudhu each month I mean income after expenses. Edho bonus component kaapathudhu andha negative ah offset Panna. We are even a lower expensive state in south east. Same feeling on 1 Kodi appu !!!

[@ArthiPrem]

Yes bro Everyone expecting we are earning a crores and crores USA life parithabangal namku mattum thaan theriyum

[@udhayguru]

Not sure u added... buying gift card/gift for birthday party and other things,... vera level.. if you count for year...

[@karthikr7038]

Nice and useful information 🙂

[@ArthiPrem]

Thanks karthik bro 🙏

[@lalithalydia9373]

Want to give 1000 likes. But no option. 😄thank you Arthi And Prem

[@ArthiPrem]

Thanks🙏

[@joybvictor]

Both of you r looking great in this color combo. 👍

[@ArthiPrem]

Thank you so much 😊

[@readme607]

If parents visiting, that travel and insurance, would be another expense.

[@ArthiPrem]

Yeah which is very huge expenses

[@azraalsia]

AP California budget podunga siarrrrr... 2 ppl working eh can't save 1000$ per month.. ppl in india think we live in luxuryyyyy

[@ArthiPrem]

Sure will do 🙌🙌

[@rajaselvam1583]

Regular Car maintenance,AAA >> $500 , fmly + others help to India >> $1000min , 1wawa coffee/day or anything >>$500 ,

[@hajamaideenmaideen8333]

Super explanation

[@ArthiPrem]

Thank you 🙂

[@kparisamy9713]

நல்ல தகவல் நன்றி

[@ArthiPrem]

Nandri 🙏🙏🙏

[@creative-freedom]

Bro.. phone bill ??? And related charges like emi for phone

[@ArthiPrem]

Ahhh arun bro Should include will correct in the next video

[@ganeshayer9770]

Want to know the real impact of inflation and cost increases in general? My first salary in late 1980's was 42,000. We managed all of the above expense items and still managed to save a few $ every month. The buckets may be little different. No Mobile or streaming but AT&T calls to India was $1.40 per minute. The telephone bills were the second highest budget item. Looks like you need more than double these days.

[@ArthiPrem]

Thanks for the comments 🙏🙏

[@thewiseinvestorTamil]

Imagine 2 people earning the same 100k salary. Then easily can save 1 crore per year! Ipo Uruk inflation ku Either high income earners or double income families can achieve their goals faster.

[@ArthiPrem]

Even 200k the tax also should be considered and eventually people spend more when earn more … still 1 Crore is the magic number 😐😐😐

[@rajeshmech007]

@@ArthiPrem bro 2k kids dream imaginations leave it

[@CoffeeRoamer]

Yes 2 crore per year just random numbers

[@thewiseinvestorTamil]

Ha ha I am not 2k kid. Am 90s kid. I am also nri working in Singapore. My answer is from Singapore perspective. But for US, I am not sure bcos of high taxes and different lifestyle may be.

[@rajeshmech007]

@@thewiseinvestorTamil Few 90s patharugal thinking in same perspective 😂

[@vij8426]

Super veshti ji!

[@ArthiPrem]

Thanks vijay bro 🙏

[@rajaselvam1583]

Supera soneenga…..first generation to US , katharal thaaan. Kids after joining college, no savings,also current savings goes for them. If both fmly guys works, chance of good saving. Varavu 8anna,Selavu10anna😂😂😂😂😂 apt.

[@narendranani7424]

Bro, I liked this video without watching video itself. Bcz, Thumbnail itself made me to like it.. Ofcourse the content is excellent from your channel as it’s really needed for all of our H1B holders.

[@rzak4808]

Hey Aarthi , traditional look suits u best ... thats a beautiful neck piece , by the way how do u safe guard ur jewellery as it is unsafe to keep at home ??

[@vaishnavin3447]

We are in Kansas. And to do domestic trips we have to take flights which costs around 1700 total. So our trips cost 2500-300

[@ArthiPrem]

Yep agreed the domestic travel cost is underestimated Flight is costly and it depends on the place too

[@sriramcan]

goodness me...thats so expensive. I live in London and get much cheaper flights to France Germany Switzerland Greece Spain etc. I was thinking as US is advanced the prices would be reasonable.

[@narayanasamyr4422]

House rent is 2,000 to 2,500 average and car insurance is 1,000 pm. It is average in US. Grocery , fruits etc monthly 1,000. It is averages.

[@Voraciousvoyager]

The best video in the channel

[@ArthiPrem]

Thank you so much

[@gurusamy5164]

Correct ah Sonnenga..That too California still more expensive

[@ArthiPrem]

Yes California in another league 😊😊

[@rajavelr6972]

Informative video

[@narendranani7424]

One more request bro, Since I know Tamil I can understand the conversation though I’m a Telugu Person. Could you please add subtitles as well , so that it will help other makkale from diff languages of us. Reason for this ask is, Content is accurate from your channel . If some thing is good, we should support nd share it to others as much as we can.

[@ArthiPrem]

Sure bro Thank you so much for your kind advice

[@vgtarun]

Good Job ..Appreciated👍

[@ArthiPrem]

Thanks 🙏

[@KRD2023]

Could u arrange to get me, Websters New World College Dictionary(while coming to India) because postal / courier charges are high.

[@jelin733]

Am in UK, but I love my country..India

[@thayalan6688]

Hi

[@kameswaranarunachalam8815]

Great math and explanation AP 😊 Could you pls share this spreadsheet with download link?

[@ArthiPrem]

Sure bro Will update well and share the same

[@Futureisbright123]

idha savings cu, parithi moota godownlaye irundirukalam !!!

[@MrShiva64]

Any day middle east offer with salary of 25k per month is the best in all aspects. You will not miss home as travel time is 3.30 hrs and less expensive, tax free income with good potential for saving

[@kannansubramanian2026]

For bachelor how much amount need for survive?

[@sivaramkumar1149]

Please give us a calculation for Bachelors. engala anadaya consider pannidathenga 😅

[@ArthiPrem]

Sure sivaram bro But you should know these expenses before marriage 😊😊😊

[@aishr8125]

@@ArthiPrem Thank you for this video anna and anni🙏+1, please put a similar video for bachelor's as well. Also, please also include options like bachelors living in studio/ living alone. Your previous videos always included bachelors in rent sharing option which is mostly not true today :) The increasing trend is ppl opting for studio/one bedroom for privacy or to accommodate their parents when they visit US.

[@ArthiPrem]

Sure sister will do Thank u so much 🙏

[@gooduser4270]

Rent now days is a min of 200 and daycare is min of 960 a month in GA if you own a house from 2022 its impossible to save any money

[@ArthiPrem]

Yeah… atlanta is one of the place where rent is too high

[@Kesavvarman2014]

Which area is best to live in California for families

[@ArthiPrem]

Are you looking for specific city?

[@Kesavvarman2014]

Ya

[@ramakrishnanpalpandian8964]

Hi Prem, Thanks for sharing this useful information. I got selected H1B lottery this year and my petition approved and my H1B visa stamping is in process. Waiting for the Booking slot. I am family of four members - Me, Wife, 2 kids. I used to watch all of your videos. You both doing fantastic job . Like me who planning to come to US for the first time, your videos helped a lot to understand situations over US and plan accordingly. Fortunately my work location is Ohio, Columbus. Hopefully if all went successful, We can meet in next year. Keep rocking and continue your great efforts 😊

[@mohanprabu369]

Congratulations 💐

[@ramakrishnanpalpandian8964]

Thanks Mohan Prabhu ☺️

[@meenasmriti1901]

Missed the yearly Adhoc medical expenses especially Urgent care visits / Doctor Visits and Medicines / Contact glasses roughly around 500 - 1000 dollars yearly apart from HSA/FSA amount if you have kids .

[@ArthiPrem]

True sister Definitely the medical expenses are underrated

[@TamizhanInAmerica]

nalla sonneenga. Ostrich muttai kathai thaan. inga vanthu vaalndhu pakuravangaluku mattume intha vishyam puriyum.

[@mohamedazarudeen8045]

Excellent content.

[@ArthiPrem]

Thanks bro

[@vinpre9422]

Few more expense. May be applicable for many people Money to India for family... Home EMI...

[@ArthiPrem]

Yep agreed

[@velavana6196]

Well said, factu…factu…factu

[@ArthiPrem]

Thanks 🙏