ശമ്പളം പത്തിരട്ടി കൂടി, എന്നിട്ടും ഒരു സേവിങ്ങ്സും ഇല്ല - എന്താണ് കാരണം | Investment video

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Money Talks With Nikhil

Money Talks With Nikhil

Күн бұрын

Пікірлер: 82
@diaryof2sisters
@diaryof2sisters 2 жыл бұрын
Iam working woman, and I have successfully wasted 1year salary after getting job with my first salary 14k, After 1year, I got 20k then, I am watching ur videos regularly I reduced my expenses and shopping visits, came to weekly shopping to monthly shopping with a planned budget with my husband, im saving most of my salary and I hav a big saving in few months... Thanks a lot sir..
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
All the best Thank you for your comment
@xavio6312
@xavio6312 2 жыл бұрын
How u make
@sujithanair7112
@sujithanair7112 2 жыл бұрын
Mf തുടങ്ങു
@msumtech5926
@msumtech5926 2 жыл бұрын
Ente salary 4000 in 2003. in 2017 it was 45000. Athyavasyam savings undakki vechathu 2012il cancer vannu kondu poyi. Pinne 2017il job lost. 2018il veendum job keri on 23000. Ippol 33000. Doing SIP in mutual funds, RD, stocks, FD, LIC etc.
@SebastianLouisSG
@SebastianLouisSG 2 жыл бұрын
All the best !!
@fazalfams9776
@fazalfams9776 2 жыл бұрын
ഒരു മദ്രസ ഉസ്താദ് അദ്ദേഹതിന് ശമ്പളം വെറും 12000 sevings no പക്ഷെ കാര്യങ്ങളൊക്കെ നടന്നു പോകുന്നു... കാരണം ഒരു അനുഗ്രഹം.. പലിശ ഇടപാടിട് ഇല്ല 🙏
@CNTRLPATLAM
@CNTRLPATLAM 2 жыл бұрын
Unda ഓരോ അന്ധവിശ്വാസവുമായി ഇറങ്ങിക്കോളും
@fazalfams9776
@fazalfams9776 2 жыл бұрын
@@CNTRLPATLAM നമ്മൾ ക്ക് മരണം സത്യം ആണ് 100% അനിവാര്യം ആണ്.. അത് അന്ധവിശ്യാസം എന്ന് പറഞ്ഞാൽ മരിക്കാതിരിക്കുമോ
@aksrp258
@aksrp258 2 жыл бұрын
Entelum oru asukham vannal teernolum. Pinne nattukaril ninnu pirikkan committee ullakond kuzhapamilla. Sadharanakaranu pirichukodukan arum kanilla. Avanavan tanne undakanam. Atukond itu nadakkilla
@CNTRLPATLAM
@CNTRLPATLAM 2 жыл бұрын
@@fazalfams9776 ഫാൾസ് അനോളജി നടത്തല്ലെ മരണം യാഥാർത്ഥ്യമാണെന്നത് പച്ചപ്പരന്മാർത്ഥം ആണ് , അത് ഇതിനോട് എങ്ങനെ കണക്റ്റ് ചെയ്യാൻ സാധിക്കുന്നു? അതും യാതൊരു തെളിവും ഇല്ലാതെ
@infotech5895
@infotech5895 2 жыл бұрын
കള്ളപ്പണവും മോശം ഇടപാടാണ്.
@arjunps6776
@arjunps6776 2 жыл бұрын
2006 - Salary 10k, Savings 0 2022 - Salary 1L, Savings - Awesome 🤑 No great trick. Just Disciplined SIPs for last 10 years + Full utilization of Section 80C every year. No LIC, No FDs, No gold, No real estate. No loan or debt. Just equity mutual funds and PF. Adequate emergency fund and health insurance. Everyone can do it. Give it time and be disciplined.
@napster005
@napster005 2 жыл бұрын
NPS eduthile bro?
@arjunps6776
@arjunps6776 2 жыл бұрын
@@napster005 No
@napster005
@napster005 2 жыл бұрын
@@arjunps6776 I am not experienced like you, but I would suggest you take a NPS, you will get an additional 50k exemption in 80CCD. 🙂
@arjunps6776
@arjunps6776 2 жыл бұрын
@@napster005 NPS is a terrible product. Your money is locked till you're 60. Even then you get only 60% of the amount and remaining is paid in annuity. Investing in illiquid products just to save a little bit of tax is not a good decision.
@robin02403022
@robin02403022 2 жыл бұрын
I started my career in 2008 and today with God's grace my salary has grown by 23 times 🙏
@aksrp258
@aksrp258 2 жыл бұрын
Enik 100 iratti koodi. 4K to 0.4M.. 2007 - 2022
@nikhildas9678
@nikhildas9678 2 жыл бұрын
I started my career in 2008 for 2000 INR & now i got 90000 INR, but still i don't have any savings. After watching this video myself inspired & planned for savings. Thank you very much for posting this inspiration video👍
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Please mail to nikhil@talkswithmoney.com if assistance required
@insideexplore
@insideexplore 2 жыл бұрын
I came to Dubai on 2002. Starting Salary 900 AED. Now 28,500 AED. But not much savings. But Just start investing in India and UAE Stock Markets
@sherina12
@sherina12 2 жыл бұрын
In 2011 my salary was 3500rupees. Now I have a job to save 1 lakh rupees every month. After seeing your video I decided to invest in SIP. Thank you sir.
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Good. Please mail to nikhil@talkswithmoney.com if assistance required
@vallivattam1
@vallivattam1 2 жыл бұрын
തലയ്ക്കു മീതെ വരവ്. പക്ഷെ അതുക്കും മീതെ ചെലവ്. അതാണ് പ്രശ്നം. Our target should be to keep our spending as a "constant" irrespective to our income.
@aarvind3901
@aarvind3901 2 жыл бұрын
Hi I started in 1996 with 3000 rs Worked in India till 2018 salary 230000 (take home). Closed first house mortgage and bought jewels for daughters wedding . Cash balance Nil as the sips redeemed for second home down payment (52 lak) Now in gulf husband paying off the second home emi (3 more years to become debt free). Now lives on budget drives medium car.mistake done was in 2002 had a decent swift car drove for 9 years and bought high end sedan and again in 2011 another sedan so 2 sedans on emis which I feel was a blunder.
@trueindian3573
@trueindian3573 2 жыл бұрын
I wish we had ppl like you to advise when we were young and starting our career. I am having around 15 yrs of experience now, started investment journey recently after watching videos from you and other experienced advisors. You are doing a great service to educate people and creating a positive impact in their life going forward...Thank you
@nibinxavier3990
@nibinxavier3990 2 жыл бұрын
Thanks for the useful idea..
@atnvlogs333
@atnvlogs333 2 жыл бұрын
സർ നിങ്ങൾ പറയുന്നത്‌ എല്ലാം വളരെ ശരി ആണ്.എനിക്ക്‌ 13 വർഷത്തെ ജൊലിയിൽ ഇതുവരെ 10x Salary കൂടി.ഞാൻ ജൊലിയിൽ കയറിയപ്പൊൾ salary 7400 ആയിരുന്നു ഇപ്പൊൾ അത്‌ 75000 ആയി. എന്നിട്ടും ഒരു രൂപ പൊലും saving ഇല്ല. ആലൊചിക്കുബൊൾ പേടി ആവുന്നു. എന്ത് പറയാനാ സാറേ ഒരു ഹെൽത്ത്‌ insurance ഓ ഒരു LIC യോ ഇല്ല. ഇതൊക്കെ എവിടെ ചെന്ന് നിൽക്കും എന്ന് എനിക്കറിയില്ല. ☹️😔😢
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Start immediately. Ellam sariyavum, iniyum samayam und
@sarather9356
@sarather9356 Жыл бұрын
നല്ല വിഡിയോ..
@sonypadickal3568
@sonypadickal3568 2 жыл бұрын
Thank you sir. Very good advice 👌👌👌👌
@fatheelakapowdtsr1193
@fatheelakapowdtsr1193 2 жыл бұрын
My salary 13000 in 2012, now 72000/ per month.. Almost 20 lakh savings. Is it enough..
@sureshgopalan4610
@sureshgopalan4610 2 жыл бұрын
All your videos are so helpful. Thanks
@nithin-bn9pp
@nithin-bn9pp 2 жыл бұрын
4 വര്ഷം മുമ്പ് monthly 50,000 ഉള്ളപ്പോളും savings ഇല്ല.. ഇപ്പോൾ 1,50,000 monthly ...എന്നിട്ടും savings ഇല്ല.. എല്ലാം ലോൺ കൊണ്ടുപോവുന്നു 😢😢😢😤😤😤🥴🥴🥴🥴
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Cheriyathayitt savings and investment start cheyyu, sariyakum
@nithin-bn9pp
@nithin-bn9pp 2 жыл бұрын
@@MoneyTalksWithNikhil thank you
@muhammedshanawas7269
@muhammedshanawas7269 2 жыл бұрын
I created daily budget last two months, thank you
@sivadas641
@sivadas641 2 жыл бұрын
Very helpful 👍thank you nikhil chetta👌
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
❤ thank you
@AV-ed1gh
@AV-ed1gh 2 жыл бұрын
Hey, may I know which bank is better for a salary account.?. I mean with respect to other additional benefits and returns. 😊
@vilakkatharamadom
@vilakkatharamadom 2 жыл бұрын
Satyam aanu. 10 yrs aayi job kittiyitt. Nothing balance. Only expenses...
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Start saving and investing
@Khn84
@Khn84 2 жыл бұрын
Thanks 👍
@abduljaleel4391
@abduljaleel4391 2 жыл бұрын
Very good information thanks 🙏
@unnisunnis7278
@unnisunnis7278 2 жыл бұрын
I am also invested in sip for the last 8 months by inspiring ur videos. Now its regularly happening. Thanks a lot sir.
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Good
@diveeshtk3323
@diveeshtk3323 2 жыл бұрын
16 times
@jjvthever
@jjvthever 2 жыл бұрын
My salary goes out to clear nbfc gold loans, running 2 houses ( one house all general expenses for self family and kids , other house includes mainly maid expense, kseb bill , medicine expenses for parents ). Don't know where my engine will end up..
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
WhatsApp to 95673 37788 or mail to nikhil@talkswithmoney.com (Our team will respond at the earliest )
@manaalmohd360
@manaalmohd360 2 жыл бұрын
Informative
@joyjoseph007
@joyjoseph007 2 жыл бұрын
👌
@ajaydivakaran257
@ajaydivakaran257 2 жыл бұрын
Very nice
@action439
@action439 2 жыл бұрын
10Times in 15 years. Opened Laptop right after the video 😁
@maheshisham1852
@maheshisham1852 2 жыл бұрын
👍
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
🎉
@sreejithns511
@sreejithns511 2 жыл бұрын
First salary4000 Now 48000 Investment 70%
@sharanyas3952
@sharanyas3952 2 жыл бұрын
Ippo 30yrs aayi enik..group A officer aanu..28yrs servicinu join cheytu..starting salary thanne 90000(delhi aayirunnu) ..then ippo 2yrs aayi servicil keriyit .kerala transfer kitti 95000 aanu ippo salary..njn sir paranjapole nallonam pishukkunna oralanu..within 2years i bought a land n trivandrum city ..obviously loan aanu..but full loan alla..kure sir paranjapole save cheytu vechittanu..chila luxury okke vendannu vechu..ithreyum valya postilanelum restaurantsil aavashyam illand pokarilla...atava poyal thanne nalla etelum thattukadayila pokaru..koode ullavarokke kaliyakkarund..avarokke chumma ella weeksum 5star hotel pokarund..njn ee 2yrsinullil 3thavan resortil poyittundaluk with family..baakiyokke veettil thannayirikum..mallil poyalum aadyame thattukadayinnu kazhichittauirikum mallil pokua ..avide foodinokke nalla cash aakuollo ennorth..grocery medikumbazhum bill Okke oru bookil sookshikkum chilavh evidann manassilakkan..
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Start an investment also
@aksrp258
@aksrp258 2 жыл бұрын
Itra valiya position o. Etra. Masam 1 laksham polum sambalam kittathatano ee valiya position. Valutum cherutum apekshikamanenu manasilakuka
@ETFinvestor369
@ETFinvestor369 2 жыл бұрын
@@aksrp258 അതിന് തനിക്കെന്താ
@dinojvarghese4209
@dinojvarghese4209 2 жыл бұрын
I’m planning to build a commercial building do you think it’s a good source of income And how about building it with bank loan?
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Can consider. Also check the income you can get from it, appreciation and demand from the building.
@renjithes
@renjithes 2 жыл бұрын
15×
@A.Rahman654
@A.Rahman654 2 жыл бұрын
SIP, thudangi 1 varsham aay
@annasavio5159
@annasavio5159 2 жыл бұрын
Sir നല്ല ഒരു SIP suggest ചെയ്യാമോ... Pls
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Please mail to nikhil@talkswithmoney.com
@aksrp258
@aksrp258 2 жыл бұрын
Ente salary 4K in 2007. Ipo 100 iratti koodi. 0.4M ayi.
@aksrp258
@aksrp258 2 жыл бұрын
@@ananda8613 nursing
@jamsheerp4092
@jamsheerp4092 2 жыл бұрын
in 2013 it was 13000 now it's 69000 savings ...
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Try to make more savings and invest
@abhiachuspalakkad...349
@abhiachuspalakkad...349 2 жыл бұрын
Sir, my 1st salary 1500Rs in 2001 now I'm getting 4L per month, unfortunately not even a single health insurance policy as of now, ....im in abroad ...definitely I have to take a health insurance first this month, please suggest me better and guaranteed investment plan, your channel is one of my favourite. I'm afraid to invest in share market ..
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Sure. Please mail to nikhil@talkswithmoney.com
@sreejithps10
@sreejithps10 2 жыл бұрын
3500 Roopa Aarunnu 2008 I’ll epol 42 times Koodi 1.5 lakh, Kayil maximum 5 lakh Kaanum😮, kazhinja 3masam ayi regularly thankhalude vedio kanunnud epol unnecessary chilavu ella apozhe vethyasam und,pakzhe investment nekurichu ethra kanditum oru idea kitunnilla,engnae enth cheyyanam ennu
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Please mail to nikhil@talkswithmoney.com
@jefin900
@jefin900 2 жыл бұрын
10k to 2lk Majority can't even think about this hike and impossible 😀
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Very good
@jefin900
@jefin900 2 жыл бұрын
@@MoneyTalksWithNikhil എന്ത് very good 😀lock kittanatha?
@arushak3352
@arushak3352 2 жыл бұрын
8000 to 94000 but still in same line..... 😀
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Start saving and investing
@rasheedrashee6692
@rasheedrashee6692 2 жыл бұрын
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