Animation Meme| When someone from the corporate needs a cosigner| corporate, managersbelike, cosign

Hello guys!!!
In this video; a colleague wants Veronica to be a cosigner, to which Veronica refuses. This video teaches on how we have to be responsible for our finances and spending.
Audio credits to @customerserviceacademy
Watch till the end.
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[@silverhammer7779]

Cosign for a coworker? HELL NO. Veronica is right - it's rude and disrespectful to ask a coworker for something like that. It's pretty much guaranteed that Veronica would be left holding the bag if she bought into this situation. If someone needs a cosigner, they're too far gone already, and you don't need to be a part of that.

[@peachyclean8281]

I was forced to have a cosigner when I bought my last car, because I didn't have great credit. My dad refused, but my brother stepped in to help. He never once had to pay a dime and I paid off the entire loan a year early. Not everyone who needs a cosigner is going to put them into the position of having to pay. I see the other side of the coin too, but just wanted to share.

[@fakshen1973]

You're arguing the exception not the rule.

[@patrickbuick5459]

​@fakshen1973 I was going to say "are they?", but then remembered all the immature, self centered, irresponsible morons I interact with online and in person and changed my mind.

[@lesedic7836]

By asking them to be a co-signer, you are putting them in the potential position of having to pay.

[@peachyclean8281]

@@fakshen1973 Exactly, we are on the same page! I wouldn't expect anyone to take this single post from a stranger and say "wow that's amazing, I think I'm gonna cosign for my (friend, boss, coworker, neighbor) in fact, I hope no one would do that. I just wanted to share a story to show that there are exceptions like you said. No malicious intent here! :3

[@Grokford]

I agree, there is a valid reason why cosigning exists as a practice, but I don't think it makes sense to ask that of a coworker.

[@garylester8621]

Boy, there's a truth bomb.

[@Catherinzsl]

Veronica does a great job here. If she wanted to refer her colleague to more info in the same vein, I highly recommend the SNL sketch "Don't Buy Stuff You Can't Afford."

[@patriciaferrazas-seidu8202]

I cosigned for my daughter's first car because she had no rotating credit. No dealership would work with her simply because she had no "rotating creadit on her report history" (despite her having 3 jobs while also a student and single mother of an autistic child). She has since paid off her car a full 2 years early and now is off to a great start in building up her credit. I'm a very proud mom😊

[@TonytheCapeGuy]

Yeah, you better be reeeeeeal certain the person is reliable.

[@silverhammer7779]

Veronica's coworker essentially admitted that she isn't reliable.

[@jenesegarnett39]

I love these memes i wish they were bit longer.

[@OhNotThat]

does this actually happen? Who actually expects other people to cosign for them as a quick favor? That's nuts. Yo bro can we open joint bank accounts together and can you sign these papers that says you're liable for all the car accidents I might get into too. Just do it for free for me pls.

[@silverhammer7779]

This happens a lot more than you think, especially with relatives, because family is in the best position to put the bite on you for things like this.

[@trainerkam3218]

Yep silverhammer is totally right, you'd usually expect requests for cosigning and guilting from family and friends, especially close relatives like parents or siblings rather than a random stranger or coworker. It's definitely an "annoying" situation to be in for lack of a better word.

[@xaenon]

'does this really happen?' You betcha! There are ALWAYS people looking for a sucker to run a game on. There are people who spend their entire lives scheming to 'get over' on whatever poor schnook that wanders into their sights. And if you truly knew who was telling you this, you would have a much greater appreciation for my words.

[@xaenon]

... and just know that after ALL THAT, she went and asked someone else FIVE MINUTES LATER. In one ear, out the other.

[@saramoyo4807]

I love Veronika❤

[@davidlane256]

Bring it here! I’ll sign it for you, but I’m not gonna put my real information on it 😂

[@glennchartrand5411]

If someone asks a coworker to co-sign as a favor ...it's clear on several levels that person doesn't understand credit.

[@melissamarini1491]

In college, a classmate asked me to cosign a car loan. His own parents refused. I also refused. That classmate stopped talking to me after that, but I feel like I dodged a bullet.

[@ronaldtipton6035]

I can't imagine a scenario in which a co worker would ask another to cosign something, Unless maybe they were totally best friends.

[@gatorgirl5701]

Never co-sign for a high-risk person like this!

[@RJ-Isaac-TSOML]

BTW, this includes rental leases. I see way too many people cosign or roommate with someone that is not financially stable and end up getting an eviction on their record even if they never lived in the property. As an aside, I have generally seen that people with no credit history are very reliable since they don't use credit to fund their lifestyle, so not everyone that needs a cosigner is irresponsible.

[@830927mjki]

Rude is way under selling it imho. It's theft with extra steps.

[@survidmt]

Great message, did actually meet a young guy who thought a co- signer was just a person " vouching for you" being honest, trustworthy since you had no prior credit. But also to his credit no pun meant, he also said, Why would you borrow it(money) if you weren't going to pay it back?

[@sherryannstowell271]

Hell no. I co sign for no one. I don’t even do it for family members. I taught my kids to take care their business so they don’t need a co-signer and get it done on their own. Hullooooo?

[@silverhammer7779]

You learn really fast about cosigning when you guarantee a bond for someone and they disappear on you.

[@fakshen1973]

Are people really asking coworkers for co-signs? If you can't get a family member to do that, why someone else?

[@silverhammer7779]

The excuse they give is usually, "I can't ask my family, I'd die of embarrassment!" Uhhh...and it isn't embarrassing to ask someone you work with? What they're really saying is, "I asked my family and they told me to go pound sand, so I'm getting desperate!"

[@VictoryXR]

Some people just don’t have families. The real entitlement is people who have at least one parent that cares and helps.

[@xaenon]

@fakshen1973 If they 'can't ask family', there is usually a damned good reason, and it has nothing to do with 'embarrassment'. Look, it's actually fairly simple: There are people out there who spend their entire lives figuring out ways to con people. For them, better a 'casual acquaintance' than family. They con you into co-signing, they drive away with the goods and default on the loan, and who's left holding the debt and risking their credit rating? YOU. A friend of mine offered to co-sign for me one time in order to help me secure a lower interest rate on a loan. I was astonished that he offered, but I refused to let him do it. It wasn't that I intended to default on the loan. The job market was really not very stable at the time. I was concerned that a situation might arise that might force me to default or fall in arrears, and I didn't want him to have to deal with that.

[@JetHawk]

People should just try trading.

[@Bookjunkie407]

I co-sign a vehicle that was over $80,000 and I didn’t make close to that but I had excellent credit and it was because of my dad I did it. He used to have excellent credit but then once he started multiple businesses, I’m not sure what happened but his credit plummeted, even though his businesses were successful. He paid the 5 year loan with in a year in a half was never late and boosted my credit more because it basically look like I paid off a $80,000 car and it just so happened that I came upon to some money and was able to pay off my vehicle shortly after that was a seven year loan. After that At the time, my credit was immaculate. I got credit card offers out the ass. My dad has better credit now after paying off his business loan. I’m not sure what the whole spill was on why it went down in the first place but my dad has always been responsible with money has always paid his bills on time so I took the chance and lucky for me. It actually benefited me end. So there are at least some cases where you won’t get screwed over, but I would always tell someone to think on it and know that person very well before just making a rash decision that could affect you financially.

[@msde625]

That sounds like a personal problem...she ain't a real independent, managerial person! But she is so quick to call anyone else out on the bs

[@silverhammer7779]

The irony...a corporate manager who can't manage her own life. Quite common, surprisingly enough.

[@craigpierce7996]

Co-signing these days is a HUGE personal risk! I never had to co-sign for any of my children. I did open a bank account for them and gave them tips on how to create awesome credit. They never had a credit issue or a need to place their parents at additional financial risk. As far as non-family, go pound sand! No real friend of mine would ask, so I have no problem telling someone I thought was a friend NO.

[@kaylecassius8063]

Thanks for saying it Veronica

[@VictoryXR]

It’s bullshit when you need a co-signer for a rental property. I just got into medical debt and my credit score is terrible not due to fault of my own. I’m going to need a co-signer to find a place to live again.

[@thisis.michelletorres444]

Say it louder for the people in the back... (and family)!!!

[@solarislawson4152]

While I understand and agree with her point, I just wanna point out that they could also need a cosigner because they don't have credit.

[@orlenecharles6590]

The girl asking for the co-sign said her credit was bad.

[@stormythelowcountrykitty7147]

This is making me anxious

[@mc4ndr3]

The world is ruled by idiots and bullies.

[@melissachartres3219]

I agree. Too bad that it's RUN by the smart and the productive (who are often victimized by bullies). Humans are pretty awful sometimes.

[@jessieflores8788]

Ouch!

[@dadgarage7966]

I would say no in as many languages as I can.

[@Smokeybuhda]

This is a single woman trying to act like she is strong and independent, these are all things she wants to say but doesn’t

[@foffndy666]

Is asking someone to post your bond when you have others you havent taken care of better or worse? Asking for a friend..😂

[@theaondracawley5441]

❤

[@AliceShinya]

Damn lol

[@jerusalemspeaks]

My mum risked her home for me. Man, I was so entitled! My mum should have said 'no'. But Dad backed Mum up... and luckily things worked out, but PHEW! (The bank couldn't give my husband and me a loan to put a house on our land until there was a CT. And the cross lease land couldn't get a CT without a house, and we couldn't buy a house without a loan.) But still, we shouldn't have asked, and my parents should have said 'no'. I'm embarrassed that we asked now. I'm with Veronica.

[@louiseely3930]

❌❌❌💯💯💯

[@chalp1290]

is this toon tribe or are you just stealin all their content?